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2025-03-31-accounts

Registered Charity Number: 1053352

Company number: 3158265 (England & Wales)

Ryedale YMCA (A company limited by guarantee and not having a share capital and registered as a charity)

ACCOUNTS

Year ended 31 March 2025

Ryedale YMCA

(A company limited by guarantee and not having a share capital and registered as a charity) TRUSTEES’ REPORT

Reference and administrative details Full name of the charity : Ryedale YMCA Company registration number 3158265 (England & Wales) Registered charity number 1053352 Registered office of the charity The Sidings 73 Riverside View Norton Malton YO17 9RB Advisors Independent Examiner Jamie Pygas ACCA Townsend Harrison Ltd 13 Yorkersgate Malton YO17 7AA Bankers Natwest Bank PLC 27 Yorkersgate Malton North Yorkshire YO17 7AZ

Directors and trustees

The directors of the charitable company (the charity) are its trustees for the purposes of charity law. The trustees and officers serving during the year and since the year end were as follows:-

Appointed

Dr Susan Hawes (Chair) 13 March 2019
Lucy Jennings
18 September 2019
Sarah Jean Wintringham 24 March 2023
Karen Taylor
12 April 2023
Paul Wright
7 June 2023
Lynne Coles
4 June2024
Farroway Dantilion
5 March 2025
Resigned
-
-
6 May 2025
-
1 May 2024
-
-

Company Secretary Richard Peters

Ryedale YMCA (A company limited by guarantee and not having a share capital and registered as a charity)

TRUSTEES’ REPORT (Continued)

Key management personnel

Project Manager: Kevin Cooke

Finance and Admin Manager: Katie Jackson

Senior Support Officer: Rebecca Woollard

Objectives and Activities of the Charity

The charitable objects of the organisation:

Ryedale YMCA aims to embody the YMCA objectives as follows:

YMCA enables young people to develop their full potential in mind, body, and spirit. Inspired by, and faithful to our Christian Values, we create supportive, inclusive, and energising communities, where young people can truly belong, contribute and thrive.

Ryedale YMCA aims to provide safe, secure, supported accommodation of a high standard. We achieve this by:

Public benefits that arise from the charitable aims

We provide accommodation and support for homeless young people. This benefits the local community by removing many of the social problems associated with homelessness, and the wider community through vocational assistance, supporting residents as they learn to live independently.

The trustees confirm that they have referred to the Charity Commission’s guidance when reviewing the charity’s aims and objectives, and planning future activities.

The charity’ s aims including the changes or differences it seeks to make through its activities

We support young people who have had problems at home and now face the prospect of being homeless. Some require support to enter into further education, training or employment, to effectively manage a budget or to progress their claim for benefits. We aim to move young people through an effective program of support, and also a resettlement programme which should enable them to sustain an independent tenancy with a social or private landlord.

The charity manages the property known as The Sidings, in Malton, North Yorkshire. The property consists of 14 flats.

Support workers enable young people to gain basic life skills, equipping them to take an active role in society.

Ryedale YMCA (A company limited by guarantee and not having a share capital and registered as a charity) TRUSTEES’ REPORT (Continued)

Details of significant activities (including its main programmes, projects, or services provided) that contribute to the achievements of the stated objectives.

Ryedale YMCA continues to offer accommodation to young people in the Ryedale area, aged between eighteen and twenty-five. Eight of the available fourteen rooms are contracted to the North Yorkshire Young Persons Housing Partnership. The referrals for these rooms come from a central hub based at North Yorkshire Council. The contract for the support is commissioned by the North Yorkshire Council and managed by Inspire North. We have an agreement in place with Inspire North to deliver support to the eight young people.

We continue to have a very close, positive working relationship with North Yorkshire Council. They recognise us as a housing provider, offering a high level of support and care to the young people who live here.

The other six rooms are for direct letting by ourselves. We will accept people from 18 up to the age of twenty-five, in need of housing. Generally, the referrals come from North Yorkshire Council, however any agency can refer, and we also accept self-referrals.

During 2024/25 we have become involved in housing and supporting a number of young asylum seekers in partnership with North Yorkshire Council.

Achievements and performance

The key challenges continue to be adapting to a changing environment, working with other colleagues and the needs of our residents. The impact of increasing mental health needs and the additional support required continues to be a challenge.

Face to face meetings and group work have continued and help us to support our residents with accessing other services, promoting self-care and resilience, and developing independent living skills.

We continue to develop the Inspire North contract for eight levels of support, with demand outstripping availability for the Pathway 2 support.

Structure, Governance and Management

Governing document

Ryedale YMCA Limited is a charitable company limited by guarantee, registered as a charity on 28 February 1996. The company was established under a Memorandum of Association which established the objects of the charitable company and is governed by the articles of association. In the event of the company being wound up, members are required to contribute an amount not exceeding £1.

Ryedale YMCA

(A company limited by guarantee and not having a share capital and registered as a charity)

TRUSTEES’ REPORT (Continued)

Appointment of the Executive Committee

The directors of the company are also charity trustees for the purpose of charity law, and under the company’s articles are known as the Executive Committee

The trustees who served during the year and set out on the Charity and Company Information page. None of the trustees receive any remuneration or benefits.

Trustee induction and training

Most new trustees are already familiar with the practical work of the charity, having generally had some exposure to the work we do before being nominated for appointment.

Trustees are encouraged to attend appropriate external training events where these will facilitate the undertaking of their role. In addition, new trustees are encouraged to visit The Sidings and familiarise themselves with the project.

Organisational structure

The charity is governed by its Executive Committee, which meets on a regular basis. Advice and assistance is also provided by Y Housing (Blackburn) and the YMCA for England and Wales.

The committee currently consists of six members, who meet every two months and are responsible for strategic direction and leading on the overall policy of the charity.

Day to day responsibility for the provision of the services rests with the Project Manager with support from the trustees who are responsible for ensuring that the charity delivers the services specified, that performance criteria are met, and that staff skills and working practices are developed in line with YMCA guidelines.

Future of the scheme

As reported previously, Ryedale YMCA has joined a consortium of 8 similar YMCA schemes, known as Y Housing (Blackburn), and bought themselves out of previous arrangements with YMCA England. This was finalised in June 2018.

Blackburn YMCA trading as Y Housing (Blackburn), is now the legal owner of the properties until fully paid by each YMCA scheme, estimated over a period of 25 years, at which time each scheme has an option to purchase their property for a nominal fee of £1. Whether this option is taken up will depend on whether Registered Housing status has been achieved. The monthly payments to Y Housing (Blackburn) effectively replace the rent previously paid to YMCA England and Wales

Ryedale YMCA (A company limited by guarantee and not having a share capital and registered as a charity) TRUSTEES’ REPORT (Continued)

Financial Review

Reserves Policy

The Trustees consider sufficient reserves should be held to fulfil their duty of prudence and to fulfil the cost and legal obligations to wind up the charity should it be necessary. However, it is also the view of the Trustees that this must be balanced by the need to invest in services to fulfil our charitable purpose. The Reserves Policy was reviewed in March 2025 as follows:

  1. The Trustees consider that unrestricted cash reserves are required for the following reasons:

  2. a) To enable the charity to maintain its core contracted services for a period of 6 months

  3. b) To provide for non-funded staffing costs such as redundancy, staff sickness or parental leave arrangements and from unforeseen compliance costs relating to new or changing legislation

  4. c) To provide alternative funding to meet any shortfall against a planned deficit budget

  5. d) Contractual obligations for current lease arrangements

  6. Amount of cash reserves to be held:

  7. The amount set for the above reasons will fluctuate annually, but as a general rule* the equivalent of 6 months running costs will be held.

    • *If the charity is deemed financially and contractually secure, Trustees can agree to access reserves for development purposes.
  8. Cash reserves sufficient for the immediate future are already held and the Trustees will endeavour to maintain them at an appropriate level by taking account of future provision requirements when setting the annual budget.

Cash reserves sufficient for the immediate future are already held and the trustees will endeavour to maintain them at an appropriate level by taking account of future provision requirements when setting the annual budget. Reserves are monitored by the Board of Trustees on a quarterly basis.

Financial position

The financial statements are set out on pages 7 to 16.

The Statement of Financial Activities show net surplus resources for the year of £40,002 (2024: deficit of £42,914), with £14,915 (2024: deficit of £29,181) relating to unrestricted activities and £25,087 relating to restricted reserves.

The total reserves at the year-end stand at £224,317 (2024: £184,315), of which free unrestricted reserves amounted to £199,230 (2024: £172,435).

Plans for Future Periods

Our commitment to providing a relevant service for young homeless people is paramount, and the trustees continue to work to this end. We remain optimistic that we will be able to continue at these levels. This report was approved by the trustees, and signed on their behalf by:

………………………….

Dr Susan Hawes (Chair), Dated 22 August 2025

Ryedale YMCA (A company limited by guarantee and not having a share capital and registered as a charity) INDEPENDENT EXAMINERS’ REPORT TO THE TRUSTEES OF Ryedale YMCA

I report on the accounts for the year ended 31 March 2025 set out on pages 7 to 16.

Respective responsibilities of trustees and examiner

The trustees (who are also the directors of the company for the purposes of company law) are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. The charity’s income exceeded £250,000 and I am qualified to undertake the examination by being a qualified member of the Association of Chartered Certified Accountants.

It is my responsibility to:

Basis of independent examiners’ report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below:

Independent examiners’ statement

In connection with my examination, no matter has come to my attention to indicate that:

Jamie Pygas ACCA Townsend Harrison Limited Chartered Certified Accountants 13 Yorkersgate Malton YO17 7AA

22 August 2025

Ryedale YMCA

(A company limited by guarantee and not having

a share capital and registered as a charity) STATEMENT OF FINANCIAL ACTIVITIES (INCLUDING INCOME & EXPENDITURE ACCOUNT) for the year ended 31 March 2025





Income from:
Donations and legacies
Income from charitable activities
Income from grants and other activities
Investment Income

Total income
Expenditure on:
Charitable activities
Management and administration costs
in support of charitable activities
Total expenditure
Net income
Transfer between funds
Net movement in funds
Total funds at 1 April 2024
Total funds at 31 March 2025
2025 2025 2025 2024
Unrestricted Restricted Total Total
funds funds
--------------------------------------------------------------------
Notes
£
£
£
£
2
8,898
-
8,898
11,549
3 225,248
-
225,248
195,760
4
-
25,446
25,446
13,790
5
4,532
- 4,532
4,365
-----------
-----------
-----------
-----------
238,678
25,446
264,124
225,464
=======
=======
=======
=======

186,836
359
187,194
235,214
36,928
- 36,928
33,164
-----------
-----------
-----------
-----------
6
223,763
359
224,122
268,378
=======
=======
=======
=======
14,915
25,087
40,002
(42,914)
11,880
(-11,880)
-
-
----------
----------
----------
----------
26,795
13,207
40,002
(42,914)
172,435
11,880
184,315
227,228
-----------
----------
-----------
-----------
14
199,230
25,087
224,317
184,315
=======
======
=======
=======

All income and expenditure derive from continuing activities.

Ryedale YMCA

(A company limited by guarantee and not having a share capital and registered as a charity)

BALANCE SHEET As at 31 March 2025

FIXED ASSETS
Tangible assets
CURRENT ASSETS
Debtors
Cash at bank and in hand
CREDITORS:Amounts falling
due within one year
NET CURRENT ASSETS
NET ASSETS
UNRESTRICTED FUNDS
General funds

RESTRICTED FUNDS
Restricted funds
TOTAL FUNDS
2025
2024
£
£
£
Notes
10
24,647
27,386
----------
11
32,946
26,997
174,829
140,849
-----------
----------
207,775
167,846
12
8,105
10,917
-----------
----------
199,670
156,929
-----------
-----------
13
224,317
184,315
=======
=======
199,230
172,435
----------
----------
199,230
172,435
25,087
11,880
-----------
-----------
14
224,317
184,315
=======
=======

The notes on pages 9 to 15 form an integral part of these accounts. The income and expenditure account has not been delivered to the Registrar of Companies.

For the financial year in question, the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies. No members have required the company to obtain an audit of its accounts for the year in question in accordance with section 476 of the Companies Act 2006. The trustees and directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts

These accounts, which have been prepared in accordance with the provisions in the Companies Act 2006 relating to small companies, were approved by the trustees and directors on 22 August 2025 and signed on their behalf by:

……………………………………… Chair – Dr Susan Hawes

Ryedale YMCA

(A company limited by guarantee and not having a share capital and registered as a charity) NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 March 2025

1. ACCOUNTING POLICIES

Basis of preparation

The accounts (financial statements) have been prepared under the historic cost convention, with items recognised at cost or transaction value, unless otherwise stated in the relevant note(s) to these accounts. The accounts have been prepared in accordance with:

Incoming resources

All incoming resources are included in the statement of Financial Activities when receipt is probable or more likely than not to be received, and the amount can be quantified with reasonable accuracy.

Resources expended

All expenditure is accounted for on accruals basis, and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basic consistent with use of the resources.

Fixed assets and depreciation

Tangible fixed assets are stated at cost less depreciation. Items costing less than £100 are not normally capitalised.

Depreciation has been provided at the following rates in order to write off the assets (less their estimated residual value) over their useful economic lives.

Office equipment, fixture & fittings 20% per annum on cost Property improvements 10% per annum on cost

Capital grants

Revenue grants are included in the statement of Financial Activities when the condition for receiving the grant have been met.

Capital grants are treated as deferred income in the Balance Sheet, and are released to the Statement of Financial Activities over the useful life of the asset to which they relate.

Pension Costs

Ryedale YMCA operates a defined contribution pension scheme into which all eligible employees are auto-enrolled.

Ryedale YMCA

(A company limited by guarantee and not having a share capital and registered as a charity) NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 March 2024

Unrestricted funds

Unrestricted funds are donations and other incoming resources receivable or generated for the objects of the charity without further specified purpose and are available as general funds. Unrestricted funds can be transferred to cover deficits on restricted funds only on the agreement of the trustees.

Restricted funds

Restricted funds are to be used for specific purposes as laid down by the donor. Expenditure which meets these criteria is charged to the fund, together with a fair allocation of management and support costs.

2. INCOME FROM DONATIONS AND LEGACIES



3.


4.

5.


Donations and legacies
Donations



INCOME FROM CHARITABLE ACTIVITIES
Rent receivable
Losses from voids
Residents charges
Supporting People grant



INCOME FROM OTHER ACTIVITIES
Other Grants


Investment Income
Bank interest receivable


Unrestricted
£
8,898
---------
8,898
=======
207,931
(15,716)
9,691
23,342
---------
225,248
=======
-
--------
-
=====
4,532
--------
4,532
=====
2025 2024
Restricted Total Total
£ £ £
-
8,898
11,549
--------- ---------- ---------
- 8,898
11,549
======= ======== ========
-
207,931
189,010
-
(15,716)
(36,381)
-
9,691
11,964
-
23,342
31,167
--------- ---------- ---------
- 225,248 195,760
======= ======== ========
25,446 25,446 13,790
-------- -------- --------
25,446
25,446
13,790
=====
=====
=====

- 4,532 4,365
-------- -------- --------
-
4,532 4,365
=====
=====
=====

Ryedale YMCA

(A company limited by guarantee and not having a share capital and registered as a charity) NOTES TO THE FINANCIAL STATEMENTS

for the year ended 31 March 2025

6. ANALYSIS OF EXPENDITURE










2025 2024
Unrestricted Restricted Total Total
Charitable activities
Salaries and wages
103,715
-
103,715
108,925
Management charges
23,745
- 23,745
16,746
Maintenance costs
35,378
358 35,736
76,188
Light and heat
14,260
- 14,260
23,091
Rates and water
1,613
- 1,613
1,201
Insurance
5,545
- 5,545
5,770
Cleaning, household, and laundry
2,136
- 2,136
1,949
Resident activities
423
- 423
1,091
Travel expenses
21
-
21
251
----------
---------
----------
----------
186,836
358
187,194
235,214
======
======
======
======
Management and administration costs in support of charitable activities
Salaries – Administrative staff
20,640
-
20,640
15,027
Affiliation fees
1,208
-
1,208
995
Staff training
782
-
782
-
Legal and professional fees
5,260
-
5,260
4,457
Telephone and postage
1,574
-
1,574
5,662
Printing, stationery and advertising
180
-
180
173
Independent examiners fees
1,800
-
1,800
1,800
Printing, stationery and postage
1,225
-
1,225
1,090
Subscriptions
317
-
317
341
Recruitment expenses
704
-
704
244
Sundry expenses
499
-
499
332
Depreciation of fixed assets
2,739
-
2,739
3,043
-----------
-----------
-----------
-----------
36,928
-
36,928
33,164
=======
=======
=======
=======
Total Expenditure
223,764
358
224,122
268,378
=======
=======
=======
=======

Ryedale YMCA

(A company limited by guarantee and not having a share capital and registered as a charity) NOTES TO THE FINANCIAL STATEMENTS

for the year ended 31 March 2025

7. Surplus for the financial year

This is stated after charging: -

8. 2025
2024
Depreciation of owned fixed assets
2,739
3,043
Pension costs
1,775
1,833
Independent examiner’s fees
1,800 1,800
-----------
-----------
6,314
6,676
======
======
STAFF COSTS AND NUMBERS
Staff costs were as follows:-
Wages and salaries
118,483 118,107
Social security costs
4,097
4,012
Pension
1,775
1,833
-----------
-----------
124,355
123,952
=======
=======

No employee received emoluments of more than £60,000. The average number of employees during the year was 7 (2024: 7) including 1 Administration (2024: 1).

There were no fees or other remuneration or expenses paid to the trustees.

9. TAXATION

The company is accepted as a charity for tax purposes and is exempt from tax on its income or gains to the extent that they are applied for charitable purposes.

Ryedale YMCA

(A company limited by guarantee and not having a share capital and registered as a charity) NOTES TO THE FINANCIAL STATEMENTS

for the year ended 31 March 2025

10. TANGIBLE FIXED ASSETS


11.
12.
Property
Improvements
Cost
As at 1 April 2024
50,499
Additions
-
Disposals -
---------
At 31 March 2025
50,499
---------
Depreciation
As at 1 April 2024
23,113
Charge for year
2,739
Eliminated on disposal -
---------
At 31 March 2025
25,852
---------
Net Book Value
At 31 March 2024 27,386
======
At 31 March 2025 24,647
======
DEBTORS:Amounts falling due within one year
Trade debtors
Other debtors
CREDITORS:Amounts falling due within one year
Trade creditors
Accrued expenses
Other creditors
Fixture, fittings
and equipment
Total
46,917
97,415
-
-
-
-
----------
----------
46,917
97,415
----------
----------
46,917
70,029
-
2,739
-
-
----------
----------
46,917
72,768
----------
----------
-
27,386
======
======
-
24,647
======
======
2025
2024
£
£
14,265
5,319
18,681 21,678
---------
--------
32,946
26,997
======
=====
2025
2024
-
3,637
2,475
2,353
5,630
4,928
-----------
----------
8,105
10,918
=======
======
Total

Ryedale YMCA

(A company limited by guarantee and not having a share capital and registered as a charity) NOTES TO THE FINANCIAL STATEMENTS

for the year ended 31 March 2025

13. ANALYSIS OF NET ASSETS BETWEEN FUNDS

Unrestricted Restricted Total
funds funds funds
Tangible fixed assets 24,647 - 24,647
Current assets 182,687 25,087 207,775
Current liabilities (8,105) - (8,105)
---------- ----------- ------------
199,230 25,087 224,317
======= ======= =======

14. MOVEMENTS IN FUNDS







Balance
1 April 2024
Restricted funds
Santander
668
Minibus fund 3,153
The Sidings Refurbishment Project 8,024
Cost of Living Fund (COL Project) 35
Communal lounge relaunch -
Kitchen equipment
-
Part time support worker -
Starter and moving on packs
-
Taster sessions and life skills -
----------
Total restricted funds
11,880
======
Unrestricted funds
General funds 172,435
----------
Total unrestricted funds 172,435
-----------
Total funds184,315
=======
Incoming
resources
-
-
-
-
1,000
400
16,546
5,000
2,500
-----------
25,446
=======
238,678
-----------
238,678
-----------
264,124
=======
Outgoing
resources
-

-

-
-
-
335
-
-
24
-----------
359
=======
223,763
-----------
223,763
-----------
224,122
=======

Transfers
(668)
(3,153)

(8,024)

(35)
-

-
-
-
-
---------
(11,880)
======
11,880
-----------
11,880
-----------

-
=======
31 Mar 25
-
-
-
-
1,000
65
16,546
5,000
2,476
----------
25,087
======
199,230
-----------
199,230
-----------
224,317
=======

15. MOVEMENTS IN FUNDS

Purpose of restricted funds

The Santander grant is used for contributions toward residents' activities. This fund is no longer active with remaining funds transferred to general reserves.

The acquisition of a new minibus is no longer required. These funds have been transferred to general reserves and will be used to assist residents to travel to important meetings such as college enrolment or job interviews.

Ryedale YMCA

(A company limited by guarantee and not having

a share capital and registered as a charity) NOTES TO THE FINANCIAL STATEMENTS

for the year ended 31 March 2025

15. MOVEMENTS IN FUNDS (continued) Purpose of restricted funds

The Sidings Refurbishment fund is used for refurbishment of accommodation for young homeless people and work on the Wardens House. The project is now complete, however previous expenditure was incorrectly expensed from general reserves, and so the remaining balance of this fund has now been transferred to general reserves to cover this.

The Cost of Living Fund (COL Project), also referred to as Two Ridings, was established to assist with the purchasing of food and provision of electric tokens. It is no longer in place, with the remaining balance transferred to general reserves.

Communal lounge relaunch is a fund set up to fund the relaunch of the new communal lounge for use by residents. The Lounge will provide a warm and welcoming modern communal space for the residents to socialise, cook meals and take part in enrichment activities to help them thrive

Kitchen equipment is for the receipt of grants to be used to purchase kitchen equipment and utensils for use by residents.

Part time support worker is for a grant received to fund the salary of one part time support worker for one year, commencing April 2025.

Starter and moving on packs is for funding received to cover packs and support providing to new residents and those moving on.

Taster sessions and life skills is for the provision of training and support for residents in various areas, including cooking, art and physical activity.

16. Related party transaction

In June 2018, Ryedale YMCA joined a consortium of five other YMCA schemes, known as Y Housing Blackburn. The purpose of Y Housing (Blackburn) being to purchase the property of each of the schemes, from YMCA England. This consortium has now grown to 14 YMCA schemes.

After a period of twenty-five years, Ryedale YMCA has an option to purchase the property for a nominal sum. A pre-requisite to taking up this option is that Ryedale YMCA has been granted Registered Provider status by the Regulator of Social Housing.

Ryedale YMCA makes monthly rental payments Y Husing (Blackburn). The total paid for the year was £18,245 (2024: £16,746).

17. Share Capital

The charity is incorporated under the Companies Act, and is limited by guarantee, each member having undertaken to contribute such sums not exceeding £1, as may be required in the event of the charity being wound up whilst he or she is still a member or within one year thereafter.

Ryedale YMCA

(A company limited by guarantee and not having

a share capital and registered as a charity) INCOME AND EXPENDITURE ACCOUNT for the year ended 31 March 2025

2025 2024
Income £ £
Donations 8,898 11,549
Rent receivable 207,931 189,011
Losses from voids (15,716) (36,381)
Residents charges 9,691 11,964
Supporting People Grant 23,342 31,167
---------- ----------
234,146 207,309
----------
----------
Oher Income
Other Grants 25,446 13,790
---------- ----------
25,446 13,790
---------- ---------
Investment Income
Bank interest receivable 4,532 4,365
---------- ----------
4,532 4,365
---------- ---------
less: Expenses
Salaries and wages 124,355
123,952
Rent and management charges 23,745
16,746
Maintenance costs 35,736
76,188
Light and heat 14,260
23,092
Rates and water 1,613
1,201
Insurance 5,545
5,770
Cleaning, household and laundry 2,136
1,949
Residents activities 423
1,091
Travel expenses 21
251
Affiliation fees 1,208
995
Staff training 782
-
Legal and professional fees 5,260
4,457
Telephone and postage 1,574 5,662
Printing, stationery and advertising 1,405 1,263
Independent examiners fees 1,800
1,800
Subscriptions 317
341
Recruitment expense 704
244
Sundry expenses 499
332
Depreciation of fixed assets 2,739
3,043
---------
----------
224,122 268,378
-------------
-------------
SURPLUS/(Deficit) OF INCOME OVER EXPENDITURE 40,002
(42,914)
========
=========