CROSSROADS Carlft9 For Carefs Th• Sandwell Crossroads Caro Attondant Scheme Umlted (A company limited by guarantee) Report of the Trustees and Audrted Financial Statements Year ended.. 31 March 2025 Charity no.. 1040679 Company no: 02950188
The Sandwo11 Cro88roads Care Attendant Sch•m• Umlt•d Annual Report and Flnanclal Stat•m•nts Yoar endod 31 March 2025 Cont•nt8 Le9al and administrth've information................................................................... .. Trustees, Annual Report............................................ Independent Auditor's Report...... .. Statement of Finanaal Acllvities.......................... . . Balarte Sheet........................... 12 15 16 Cash Flow Statement....... . . Notes to th8 Financial Ststements...............................-. 17 18
The SandvRII Crossroads Corg Attendant S¢heme Umlt•d Annual Report and Financlal Statemerbts Year ended 31 March 2025 Legal and •dmini8trativo infomiation Company numb•r. 02950188 (England arKI Wales) Charlty numbor: 1040679 Tru$t•os: lGFCA B Hepbum G Evans J Jones-Rigby K Hepbum S Davies Chairman {appoinled 22 May 2024> {resigned 15 January 20251 Chlof Exttutlve & Company Secrotary: Chrisb'ne Christ R•gl$t•red Care Manager. Michelle Oseland Reglstered Offlco: Crossroads Carers Hub 494 Wolverhampton Road Oldry West Midland5 B68 8DG Indepondent Audltors: RO Accounting Limited (Ststutory Audii(Ks) Chartered Certiffied Accountants 12C Loc*s Hurst Business Park Brierley Hill DY5 1UU Bankers: Unty Trust Bank plc Nine Brindleypla¢e Bimingham B12HB
The Sand11 Crossroads Care Attendant Schwne Umlt Annual Report and Flnanclal Stal•monts Year ended 31 March 2025 The Sandwell Crossroads Care Attendant Scheme Llmlted. Annual Report and Financial Statements. Year endlng 31st March 2025. Chalrnian's ReporL Our organisats'on has again generated a surplu6 in the current financial year. Thi8 has been achieved by the efforts put in by our Chief Executive Officer aNI her management team vtho Ire able to obtaln additsonal contracts and income. This was particularty essential for the organisation because it came under increased financial pressure caused by wages and cost inflation. Trustees are awa of the difficulty in passing on these increased costs to individual service users. rnust fund their ovm care. Commissioners have been unable to meet the real cosl of care for swwcés, and some of our services have had to be renegotiatsd to cover the costs wthin the contract The Dudley Carers Respite contract vill be redueAd by £18,S(X) ¥ith effect from the 1st of April 2025, and this reduction will continue for the life ol the contract until Marth 2028. Dudley Council is required to make excepbonalty difficult deusions and effectsvely avoid bankruptcy by issuing a Section 114 noticé to restrict spending. Dudley Council Commissioners have asked us to confirm that V will continue to deliver the contract but sadly, this wll mean we must reduce the number of hour6 delNered to support the contracL COVID-19 18 further behind us. and we have leamed new way8 ol hybrid working vthereby staff members work partty from home and partty from the office. This has helped considerably. allowng them time to Yrk in a preferred way to meet their commrtments. and any childcare or family responsibilrti86 they may have. We are continuing to maintain the posrtion of a Mental Health champi vtho 18 an impartial member of staff within our organisalion. The Serv is totslty confidential and is available to all staff member8 on any matter thal is of concem to t1. whether rt be domestsc or work related. Trustees considered this lo be an indution ol their intention to sh(rw that we are a caring oTg8nisation and interested in the well- being of our employees and volunteer•. The Bimingham Sitting Serrfi¢x continue8 to perform 11. We have obtained fvrther funding for the "Carefs Assi$tsnce Line,. so that may ntinUe to support many m(Ye wérs througholrt the K4thole of our area of benefit from a variety of diverse cullures. Wle have been akAe to gain lunding to exlend SeIceS to carers of people wth dement18. This rK)l onty supports Carers of demenlia sufferers but is also extended to careTS vtho are caring for someone with other lontemi condrti¢)ns. The semce is extremely popular and provides a fantasts'c service to meet the needs of many carers. We have proudty posrtioned ourselves al the forefront of dementia ure in the Black Country and 8irmingham. Our expenenced team has conlinuously demonstrated professionalism and compassion. provKJing unparalleled Support lo those impacted by dementia. OUT commitment to excellence has been recognised through the heartfelt tests'monials of families and the measuratAe improvements in our dient's welkbeing. Towards the end ol this financial year our staff hove been enga98d cyi transitioning from the old Webrosler system to a new Ac£ess People Planning system. It has been a real team effort to ensure that everyone gets to know the system and is able to lake advantage of rts fijll functionality, which will ultimately support all departments Vthin our organisation. In addition, an associated charity has completed their research into an attemative Customer Relationship Managemenl system. They have indicated a willingness to ccllaborate with us in taking up the branch facility bthich has already been built into the system. There will be ultsmate cost savings in using the system this way. We a now exated to announce 8 strategic merger with a like-minded charity, namely. Carers Trust Heart ol England Limited. This merger aims to combine resources, expertise. and passion to enhance our services and reach acros5 the Black Country and 8iThingham. The Combining of both charities will result in a more finanrialty secure and stsble organisab'on. and we believe this wll help in negotiating
The sand11 Crossroads Care Attendant Scheme Llmlted Annual Report and Flnan¢lal Ststement¥ Year ended 31 March 2025 larger and longer-term contracts in the future. We look forward to a new chapteT of growth and continued dedication to qualty care. May I take this opportunty to express my gratitude to Tntee$, the Chief Executive Officer, all Senior Managers. Administrab've and Finanual Staff. Care Support Workers, and other volunteers. for their hard work. Imrthout their commitment to deliver car services offered by Crossroads Caring for Carers. we VId not have achieved t e strong financial po$'0n which we now enjoy. Ivan G FCA Chaiman of the Board of Trustees The San¢tsell Crossroads Care Attendant 5dme Umiied IAJ
The sand11 Crossroad¥ Care Attendant Sctwm Llmlted Annual Report and Flnan¢lo1 Slatemont8 Year ended 31 March 2025 Tru8toe8' Annual R•port The trustees who are also directors of the chanty for the purposes of the Companies Act 2006 present their report the ffinanual statements of the charty for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reports'ng by Charrties Statement of Recommended Practice applicable to charities preparing their accounts in accordance wth the Finanaal Reportirva Standard appluble in the UK and Republic of Irelarmd {FRS 102) (effective 1 January 2015). ObJKllv•• and Alm• The main obj'ective of The San(Ayell Care Attendant Scheme Limtted (kno% as Crossroads Caring for Carers) continues to be that of the provision of resprte to carers in their homes. and. excepts'onally, to Sufferers living alone. thus enabling the users to remain in their homes rather than be admitted to hosprtal or long-term care f8¢iltb'es. Our aims have remained the same sirte 1994.. Increase the 8ver8ge number of ho$ of care each **ek Provide high qualty care for those in need Maintain the high stsndard awarded dunng the year by the Care aualty Commission. Devdop new services and funding streams To provide informatson, advice and guidance to unpaid carer8 to support thèm in their role Provide bmety restye to Unpa carers when fijnding all(Mry Crossroads Caring for Carers remains focused on offenng qualty care. which is provided by means of variety of NHS contracts together vthh granl fvnding for specific services, whilst at the same time providing seNices lo individuals who use the Direca Payment Scheme or prrvate funding. In particular. the trustees consider how planned a'eS will o)ntribute to the obj'eth'ves and aims they have set. Publ1¢ b•n•fft How the charty provides public benefil is shown through rts Charitable Oty'ectives and rn$ (see above). and how it demonstrates providing a public benefit is best described in the 'Mission Statemenv. and 'Achievements and Performance. belvw. The trustees are aware of the guidance from the Charity Ct)mmission in respect ol public benefrt. Ar•• of b•n•flt Our area of benefft is Birmingham and the Black County, vh)ere our focu8 Is on domiciliary carè. demenba ¢are and infornlation services and palliative arKI respite care for c4rers. Ml•8lon •tstem•nt 11 is the intention and (wimitment of Crossroads Carirvj for Carers to offer support ar)d deliver high quality services to carers and people with care needs and treat them with respect and sensitivty, renisIng the dignity and value of each person for vthom a service is provided. Always maintaining confidentiality and data security in line wth our Fdi¢ies arKI Pfocedures. Our clients. families are supported in exerasing s8lf-delerminats.on and making choices to enable them to maintain their irKlependence. Our SeICe$ are flexible and meet the needs ol each carer and each person they support. Ail our family carers and people who use our sèrvices are consufted aboul the way seThices are delrvered lo them. We respect privacy and personal choice and lifestyles. customs, cLUres. values, and spiritual beliefs for each person for vthom the service is provided. We are commrtted to the PneS of equal opportunities regardless of race. gender. maTrtal status. sexual orientatson. age, ethnic ongin. disability, or religion. both in the provision of our services and in employment pralceS. Crossroads Caring for Carers is committed to resporKling to the drversty of needs presenteij to us and devdoping appropriate quality services to meet people'5 needs. We are also commrtled to working in partnership wrth other organisats'ons in the interests of carers and the people they supporL
The Sand411 Cros$road8 Corn Attendant Sch•me Umlt•d Annual Report and Flnanclal Stst•ment• Year ended 31 March 2025 ObJectlv•s and Actlvltles Prlnclpal actlvlti The Charity wovides a range of semces to people living within the Black County, Birmingham, and surroundirvJ areas. Supporting famity and unpaid carers caring for someone wth a chronic illness or who has a palliative condtlion. Funding is recyived from santhl, Dudley and Birmingham Local Authorities and Integrated Care Board's IICB'S), 0$e fijnding SUPPOrts delivery of Continuing Health Care enabling people to remain living in their own home for as long as poss1te Bimiingham and Solihull ICB furKI resprte care for carers Iprfing within the Birmingham aréa. to tske a break trom their caring role. Helping carers to recharge and try and have time for themselves is so vrtal to support their health arKI %IbeiNj. Regulated serv8 commissioned ty Santt•4ell Social ServbC¢S, Santtwell and Wesl Bimingham Hospital Trust ICCGIICB fundirKJl, and spot purchase arrangements have consistently been delivered by our workforce, although we are nol activety taking on re packages due to their paymenl being below the affordatAe rate to pay the living wage. which compromises any qualty of care we deliver. However. our management team endeavors to aokn'se and womote wkIng OPPOrtuniti88 to our local communty lo deliver services lo bcal people. Unfortunalely followlng a comwthe tender for Dudley Carers SeThlces, Y were unsuccessfijl in relaining this contract. Sadly. our Dudy team have been TUPE'd over to Ihe wnning organisation. The contract is a 3+&year contract. we 11 wait lor the recommissi¢)ning of this service in bme to come, monttonng the winning organisatn5 perfomanc¢ and vfiat the Local Authority will be Iot%king for next time round. Achl•v•m•nt• and P•rfomi4nc• The charity provided 47.323 care hours delivered as part of a care package during year to a variety of users, compared Nwth 60.797 in Ihe previous year. The reduthon is largety due to the DET end of life service coming lo an end and a reduth.on in famdy funded care hours. In addition. carer contact from OUT none regulated services,. Information, Advice and Guidance delivered via our Carers Assistsnce Line. Crossroads Accelerated RespSe {CARS) seNice. Bereavement and Training for carers supported 2,41 unpaidrtamity carers throughout Ihe course ol th8 year. "C•r•r• A••l•tanc• LIM" Ind now"Car•rn Accehr•t•d Rpon$•. S•rvlc• (CARS) The shape of the business continued to develop during the year, due to successful funding applICatn$ from Sanoknll CnCil & ICB Better Care Funding has allthd us to continue the "Carers Assistance Line" and offer 8 variation to the service to provide an Accelerated Response Service lor carers throughoul Ihe winter period. assisting w7th urgent needs that were developing inlo a crisis. Staffs, knovAedge and urKlerstanding of hthv lo help and ¥¥thal to do in an emergency has proven to be a huge txtnefrt lo carers and has helped to maintain empbyment of ¢)ur workforce for this seNice. Blrnilngham Carlng for C•rnr4 W•llb•lng S•rvlce• The Bereavement and Wellbeing team is a consortium of third sector organisth'ons called 'Communrtie• In Sync. ICIS), of which our organisation is a member. wrth our CEO being a founder Direclor of the consortium. Other members ddivering this service include Ideal f All. Wesl BroMCh African Caribbean Resource Centre. KUUMBA Centre and San(h411 AdvoGqCy. The serwce is delivered across the whole of Birmingham wr¢h stsff working together lo support carers to cope with the loss of thr loved one by offering practical support and a range of bespoke services. The service is led by our Project Officer wtho manages the team, guiding and supporting them to ensure robust Servi delivery. Sadly, fundin9 for this project has been reduced this year due to the funding constraints of Birmingham City Council, which has led to delivering a reduced service across the cty. Staff conlinue to do their best to deliver a quality 8errfice V•ithin their allocated hours. Sand•ll Loul Authorlty Spot Purchase and Pernonal 8udget• We Continue to take up a few packe5 of care to support the needs of San011 individuals and their caTers vthenever we can. Mindful of the I¢y4V income provided by the Counal, rt does rt allow us to breakeven and is therefore subsKJEed ty the charty. This seNice focuses on the cared for person but provides resprte for the carers by our staff assists'ng with a perso1Certered care plan. This can involve
The Sandwell Crossroads Caro Attendant Scheme Umlted Annual Report and Financlal Statements Year ended 31 March 2025 the following - persona care, shoppirvJ. medicAlion. meals. et¢.. enabling people to continue liwng at home for as long as possible. Famlly Funded We continue strongty to prowde supwt IOT farn5 vtho are self-hjnding their cwn care. athys aiming to provide person-centered care that wraps around the whcAe famity. We erUrage families to refer to other families in red of help and support arKI offer incentNes to them and those tske up our services. Vve appreciate h¢N important tt is for families that they need to receive accurate up to date advice and 9uidance needed. to ensure that carers are made awa of all seThi¢es we Fyovide, which many are free to access, due to fvnding support ve receive. and hope that thts provides them with added value to access holist supporL Sandwell and Blmilngham Conllnulng H•alth Care (CHC) and long-tern) chronlc Illness condltlons The Black Country ICB fvnds services to supwt service usern vtho are chronically rfl or have a palliative care condition offered over a 24-hour penod. Districl Nurses, GPS and other health professionals can refer patients to our service. All palients. care is tsilored to their individual needs to ensure safety ar#J care is ayS delivered. Pients may require more than one Crossroads Care Support Worker to attend them several times a day or may require a Care Wlorker to stsy with them at night to provKle support for the famity to rest from carirrfJ responsibile$. CHC 'Nlght Pop In. SeNlce The"Nighl Pop In" Service conb.nues to support families and their loved one with a Chron ilness during the nighl. Santhvell ICB fund staff to wsrt several times during the night as per their requirement. To check the YlIbeIng of patients living at home. stsff will travel throughoul the ole of Sandwell delivering nighty care and support throughoui the year. "Connectlve palllatlve Care" ICPC We are delighted to remain a valued consortium partner for the"Connective Palliative Care" Team. wrth staff seconded 2417 to the dinical team. who visrt patnts thIn the community, helping them to remain in their own home as their preferd pla to be at the end of their life. This contract is now in its 8 year and remains on an annual re1wiae ¢ontracL It is hoped that the service wll continue over the foth coming years. as this is an excellent service that supp)rts SandwEII residents who do not have access to any hospice local to them. Dlrect Payments We continue to encourage Se1 users to take up their Direct Payments wtr¢ us, although the fvnds they receive are from the Local Authorrty. The Problem remains that our breakeven costs due to the increased living wage are increasing, so tt is necessary for us to ask service users to lop up to the required cost in order for us to meet their needs. Some families are willing to do this. and of course others find this finanaalty difficult. %hich remains a problem. Bereavement Fundlng Sandwell Metropolitan Borough Counal Carers Grant fund this service. This is a small grant to deliver robust service, however we endeavor to build this into services e.g.. our Carers Assistance Line a now receiving calls from ¢arefS vtho are recenty bereaved in need of help and support. vthith our advisors respond to by providing face to face or one to one support inf(ialty and encourage the bereaved carer tr) attend our Coffee Mornings and other local groups lo meet others vtho are in a similar situation, to Soaalize and inlegrate wrth the communty. Dudley Carern Wellbelng Servlce and Dudley Resplte Serv1¢• As previously OU1ned unfortunately we were unsuccessful in JU 2024 in having this contract recommissioned to us. losing out to anOtr organisats'on based in Birmingham. Dudley Local Authority srt the serwce into four lots,. 1. Digital infornation for carers, 2. Carers Information Serwce". 3. Young Carers Service and 4. Resixte Care for Carers. We were successful in gaining the Carers Respr(e Service to delNer resprte requested via the Carers Hub throughout the whole of Dudley.
The sand11 Crossroads Care Attendant S¢heme Umlted Annual Report and Flnan¢lal SIAtements Year ended 31 March 2025 The initial funding for this was £40.OCQ for 12 months, shoruy after the award of lunding the Counul announced cuts to their fLtnding due to Council financial pressures. wnfirming that this budget Vuld be cut to £21,500 for the remaining part of the year 202415 and will continue at thal rate for the forthcomin9 3+&year contracL Our Care team Vre highty motivated and successful to build a new support team around thi5 new seNice and remains to be well organised. All other lots Yre affected by these Cuts resufting in over half their funding being cut arKI the children's Servi merging wilh the adult's serrfice as both prqe(ts were by the same organis8ti0n. Flnanclal Revl Flnanclal Revlew of the year For the year ended 31 March 2025 there was an IrMe of £1,813.152 {2024- £2,098.017) and a total expendrtufe, of £1,701,091 12024- £1,979,757) gmng a net surplus of £112,IA1 12024- £118,260). In keeping with current Charity Commission guidance, operating costs have been appOrts.ed between the various activrties using the ts'me records maintsined by the Charty. The incoming and outgoing resources can be seen in notes 2 to 7 in the Notes to the Financial Ststements. As part of the ongoing "risk revievf perfomed ty the trustees at their wular meetings, Ihe charty is concerned with regards to luture fundng streams and in¢reasir#J overheads. Prln¢lpal furmllng sources The chanty's prinupal funding sources are set in 'Achievements and Perforniance.. Investment Pollcy and ObJ0dv•¥ The Charity does not have a formal investment policy. The charity holds several bank accounts to spread the risk in respèct of the govemment guaranlee stheme. All funds are held in the main. in interest be8ring accounts ranging from instant access to a maximurn of 120 days, notice. and as such these monies are shthyn on the Bdance Sheet as cash at bank and in hand rather than as inveslrnents. Reservos Pollcy Currenlty the Charity has £966,191 12024 - £851.844) in unrestricted funds. and free reserves of £596,536 12024 - £488,344). The free reserves are unrestricted net. current assets. Induded in the total reserves are restricted funds of £54,371 12024 - £56,657). It is the intended policy of the trustees to retsin suffiaent finanual reserves to enable the rnPany to maintain its. charitable activities for a period of six months. The level of reserves is monitored on an Onoing basis and the aim of the trustees is to achieve a level of reserves sufficient to cover any conts'ngent liabilrties which might arise from the cancellation of current service contracts. redundan¢y costs or Commitments under non cancellable operats'ng leases. We retain fijnds to cover any deficts, vthich result in statutory aLrthority underfunding or increased demand and general cash flow Iluctuations. Currentty the funds hdd meet our target. however, such is the nature of funding care that we cannot become complacent. Therefore, costs are constanty being reviewed, as as charging rates to énsure that contracts are not vtholty running at deficit levels (the Charty accepts that by tts very nature it should not operate purely to make surpluses and must not forget rts cantable okl'ectives). Golng Concern The finanual statements have been prepared on a going concem basis as the Irustees believe Ihat no material uncertainties exist. The trustees have considered the level of funds held and the expected level of income and expendrture for 12 months from approval of these finanual ststements. The budgeted income and expendrture provide Suffic level of reseryes to all the charty to conts'nue as going concem. Thlrd Party Indemnlty Insurance The charty mainlains an 'Officers and Directors. insurance policrf in respect of the trustees. Reviews of cover are ur)dertaken annualty cornmensuTate ryth the level ar type of actlvty the charity undertakes.
The Sand*ll Crossroads Care Allendani Scheme Llmlled Annual Report and Flnanclal Slatements Year endod 31 March 2025 Future Plans The intention is to ensure that the chanty provides an effiaent and hFgh-qualty service lo its end users vthile at the same time maintsining a financialty vIae operalion. The charity is cuffentty delivering a signrficant amount of chronic and palliative care. and we are continuing lo make inroads into the Black County and Birmingham areas. looking al new opportunities to support the VlIbeIng of carers. The strategic development of the charty is to look al supporb.ng more sdf-funding families h their care needs. ak>ng vrith building dedicated services to help carers of people wth dementia throughoLrt all these areas. as rt is well known that some areas have a very limrted offer for families, eSpeu'al to those from the ethnic minority rnmmunth'es. Our organisation continues to develop seryices meeting CQC standards of care and support. We nsistently VIeW and assess our services againsl these stsndards. achieving CQC'S "Gc#)d" rating. However. our Registered Manager is aware of the standards being introduced and is endeavoring to strive to athieve "Outstanding. when have the opportunty to be measured by CQC when Ihey next fully inspecl our service. We continue to outsource most disc11nary matters that arise. which is now more economically viable. Outsourang helps to reduce the amounl of b'me spent by senior managers, although it is imperalive that all matters a invesb'gated thoroughly. We believe this allcws managers to be supported in their role to ensure cases are treated impartialty and fairty. The Charity wll maintain its activity and conb.nue to research and pursue other sources of funding, and trustees will conlFnue to monitor the effects of Government changes. As the prior year saw a big reduclion in our reserves, we are st"Il focusing on ensuring that all services are Viable. bfeakeven and do not impact on the financial viability ol the organisation. Followng a board discussion. it was fell that our Ch8imian and CEO should approach Carers Trust Heart of England based in Coventry, covering Coventy, Warwckshire and surrounding areas. to consider the possibility of merging organisations. due to financial constraints that both organisations are now faced with. A meeting was held vith both Boards in January 2025, to discuss this proposal and rt was agreed that followng a period of due diligen. if 811 were happy. solicitors would be appointed to take this forward to ultimately have Crossroads Canng for Carer5 merged Carers Trust Heart of England. which ensured that Black Country and Birmingham services would continue to be seNed by Crossroads Caring for Carers. All ¢ommissioners. Charity Commission and Companies House. service users and stsff would be infomied and agreemerrts gained pnor to the final consolidation of services. Structure. Govomance and Managoment Governlng document The Sandwell Care Attendant Scheme knmited. knovm as Crossroads Caring for Carers. is a registered charity and a company limrted by guarantee. company no. 2950188. It is governed by rts Memorandum and Articles of Association dated 19 Juty 1994, updated on 2 November 2(M)7 wilh guidance from the National Assouation of Crossroads. The company is registered as a charity the Charty Commission. Chartty no. 104C679. frcm 9 September 1994. All Directors of the company are also Trustees of the charty and members of the Management Commrttee wfio meet on a regular basis to manage the affairs and formul?te policy. The M?nagement Team organise the day to day running of the Scheme. assisted by administrative staff and care support workers. The charty 15 associated with and promotes the charrtable obj'ectives of the Carers Trust (see below under Wder Nefvnrkl. Trustee AppolntmenL Inductlon and Tralnlng To date. trustees have been identified through local nehrkIng and pnor to appointment they are invited for a discussion wth the Chairman and other Board MeMTs. Each r)ew trustee undergoes an induction training programme and is briefed ¢)n their legal obligats'ons under Chanty and company law. They a made aware of the structure of the organisation and provided wth copies of Board meeting papers, accounts and budgets. Prospective new trustees are invited to attend Board meetings as observers prsor to any formal appointmenL
Tho sand11 Crossroads Carn Allendam Sch•ffl• Umlt•d Annual Report and Flnanclal St•t•mw Y•ar ended 31 March 2025 Stsff Tr•lnlng We are continuin9 to develop a prograrn of leamirrfj for ¢Jur staff whith will give them the skills and knowledge to provide care at the relevant level for people th complex and teminal health care needs. along wth the mandatory social care support that they deliver. These training programs are a valuable asset to our organisation, and we also deliver training to other organisab'ons within our bcal aTea of need. This has provided another incom8 stream which helps to defray the iTrhouse training costs. Organl••llon•l Stru¢tur• The charity operates on a day-tdaY basis Ihrough a management team headed by the Chief Executive Olficer {CEO), Mrs Christine Chrisbe. The Registered Care Manager posrtion is held by Michelle Osdand wlh effect from 22 June 2021. Priiw to her employment. the duties had been shared amongst other members of the management team. The management team comprises of those 1rKlivUOlS listed ty name and job t)tle ur)der the adIng 'Legal and Administrative Oetsils. ¢)n page 2. D•cl•lon Maklng Nomal day-l¢>day operational deci8ions are made by Ihe Chief Executive Officer. 7ith help from h¢r managemént tearn, and when awopriate. the supwt of trustee8. Major decisions in re8PeCt of 8tregy and high value experKlfture are made by the Board of Trustees. Volunt••r• and B•n•fctlon We extend ¢)ur appreciation lo all volunteer truste ond staff who have ed hard through¢xrt the year to provide SUP[ and care to all the families us• our servicas. We continue lo be gratelul to people who ¢Jonale money to our Organisatson, 18 used for the exdusive benefit of individuals wtth care needs. Donations are often made by grateftl families vrt use our services and sometimes when a loved one ha8 passed 8vRy. K•y M•n•gom•nl R•mun•rallon Remuneration of key management PW8onnel (Chief Exwjiive and Reglstered Care Mana9or> 18 determined by the Board of Trustees. Reference is made lo remuneratK)n package8 offered in 8imllar organisatsons, as woll as looking to noTrcharitabl8 businesses of a similar 8. Wld•r N•tworf( The chanty is a netwo partrr of the Carers Tn1, a tharity wryk8 to improve support 8ervice8 and recognition lor anyone living with the chaIrIg8s of caring, unpaid, for a f8mity member or friend Vh 18 ill. frail. disabled (x ha8 m181 health (Y addtn problems. The Carers Twst offers US support wth comFAiance documentation, sp1181 advice, insurance and other pneral matters. To ensure fijll compliance with the Care Quality Commission, we nomalty adopt the Carers Trust operating poliues. The Trust also lobbies the Govemment and local authorits'es on beham of its netrwork partners to en8ur8 that offic4al legi8Lion is lulty implementèd. Rolat•d P•rtl•• The Trustees who served during the relevant period were those persons listed ur)der 'Reference and AdministralNe Infomation, belo4V. There were reked paty transacb'ons during the y8ar1$88 note 141. Rhk m•n•g•m•nt The Management Commfftee has conducted rts own review of the major risks to *thich the charty 1$ exposed and systems have been established lo mrtate those risks. These procedures are periodicalty reviewed to ensure that they still meet the needs of the chanty. External risks to funding are mitigated by maintaining a surtable Ve1 of fesep4es to ensu Continuty of Service as delaiw above (refer also to commentsry under Finantsal RevEwl. Operabonal risks are minimised by the implementats.on of formal risk assessment procedures and written poliaes in respect of health and safety, and staff training. Insurance in respect of public arKI employers, liabilty risks ts maintsined through the Carers Trust. 10
The Sand?11 Crossroads Care Attendant S¢hwn• Llrnlted Annual Report and Flnancial Statements Year ended 31 March 2025 The trustees, at their regular Board meets"rvJs. continue to monitor the opportunities and threats that exist in the CaTe Sector market. Statement of Trn$tees' Responslbllttles The trustees (who are also the directors of The San(hvell Crossroad$ Care Attendant Scheme Limiled for the purposes of company law) are responsible f prepanng the Report of the Trustees and the finanual statements in accordance th applicable law and Untled Kingdom OUntIng Standards (United Kingdom Generalty Accepted Accounb'ng Practice). Company law requires the trustees to prepare financial statements for each financia year which give a true and fair View of the state of affairs of the charitatAe company and of the incoming resources and application of resources. induding the income and expenditure of the charitable company for that period. In preparing those financial statements, the trustees are required to". select suitable accounting poli(aes and then apply them consistenlly observe the methods and princip$ in the Charty SORP 2019 IFRS 1021 make judgements ar)d estimates that are reasonable and prudent prepare financial ststements on the going concern basis unless rt is inappropriate to presume that the charrtable company wll continue in business. The Trustees are responsible for keeping proper accounting records vthich disdose reasonable accuracy at any time the financial pO$'0n of the charitable company and to enable them to ensure that the financial statements compty with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable npanY and hence for tsking reasonable steps for the prevention and detection of fraud and other iThegulanb"es. In so far as the trustees are a4vare.' there is no relevant audit information of whith the charitable company's auditors are unaware.. the trustees have taken all steps that they ought to have taken to make themselves aware of any relevant audr( information armd to establish that the audrtors are aware of that infonnats'on. Auditors The auditors, RD A0untyng Limited. wll te woposed for re•appoinlment at the forthcoming Annual Generai Meebng. This Report has been prepared in accordance the speaal provisions of Part 15 of the Ci)mpanies Act 2006 relating to small companies. Approved ty order of the board of trustees on 2) and signed on its behalf by.. Ivan G FCA Chairman of the Board of Trustees The Santhvell Crossroads Care Attendance Scheme Limf(ed 11
Th• Sandwo11 Crnsroad• Car• Attendant sc1Me Umlt•d Annual Report and Flnan¢lo1 Sl•t•m•nt• Y•ar ended 31 March 2025 Independont Audltorfs R•port Oplnlon We have audited the finanryal ststements ofThe Sarthrtl Crossroads Core AtterKlant Scheme Limited (the 'chaTrtatAe company,) for the year ended 31 March 2(Y25 which comprise the ststement of finanrjal acli?•ties, balance sheet. cash Ilow ststement and notes to the financial stalements, induding significant accounting pdicies. The finanrial rep¢)rtirvJ framework thal has been applied in their preparation is applicable law and United 'ngdoM Accounting Standards, including Financial Reporbng Standard 102 The Finanaal Reporting Standard applicable in the UK and Republic of Ireland {United Kirydom Generally Accepted Accounting Practice). In our opinion the financial 8taternents'. give 8 true and fair view of the stste of the charrtable company's affairs a$ at 31 March 2025. and of rts iTorn1r)9 resources and application of resources, incILain9 its income and expenditure, for the year then 8r¥Jed'. Fkqve been property prepared in 8c£cKdanc4 ith United KIOrn Gener81ty Accepted counting Practice,. and have been prepared in accordance with the requirwnents of the Compani88 A¢t 20L. Ba•ls for oplnlon We conducted our audit in accordance ith International Standards on Auditing {UK) (ISAS (UK)) and applicable Lqw. Our responsits'lities under those standards are fijrther described in the Auditor, responsibilities for audit of the financial statements section of our report. We are independent of the charitable company in accordance wrth the ethical requirements that are relevant to our audit of the finan¢tal slalements in the UK. indudin9 the FRC'$ Ethi1 Slandard. and we have fijlfilled our other ethical responsibilities in acrdance with these requirements. We believe that the audit evidence we have obtaird is suffiaent and appropriate to provide a basis for our opinion. Condu•lon• r•lallng to golng cone•m In auditing the finanaal statements, we have ¢cmduded that the trustees, use ofthe concern ba818 ol accounts'ng in Ihe preparats'on of financial 8t8ternents 1$ apsyopriate. Based on the wcrfk have performed. we have nol idontsfied any material uncertainties relating to evenls or condrtions that. indiwdualty or collectsvely, may cast svjnificanl doubt on the tharrtable company's ability to ¢onlinue as a going concem ft>r a period of al lea8t twelve months from when the financial 8tatement8 arn authoriaed for rJ8ue. Our re8FonsibilTrtie8 arvj the rnsponsikn'lfv'es oflhe tru8tee8 with respect to going cfficem are described In the relèvant secti(Y)s ot this re Oth•r Inforni•tlon The other information comprises the infomatK)n Indled in the tru8lees' annual re, other than the finanaal slatements and our auditor's report thereon. The trustees are responsib for the other information contained wrthin the annual report Our opinion on the financial slatements does not cover the other infomab'on and, except to the extent otherwise explicty stated in our report, we do not expr888 any fom of a88urnnce condu61( thereon. Our respon8itMSty is to Tead the other information arKI. in d'rj so. consider hether the other information is materialty inconsistent with the financi statements or our knOledge obtained in the course of the audit or othewse appears to be materialty misstsled. If we identify such material inconsistencies or apparent materid misstatements. we are required to detemine ¥thether this gives rise to a material misstatement in the ffinancial statements themsefves. If. based on the work we have perfonned. we conclude that there is a material misstatemenl of this other inft)rmab'on. we are required to report Ihat fact We have nothing lo rewl in this regard. 12
The sand11 Crossroad• Care Attendant S¢heme Llmlted Annual Report and Flnanclal Statements Year ended 31 March 2025 Mattern on whlch are vequlred to report by exceptlon We have nothing lo report in respect ofthe foll1ng matters in felabon to which the Charities (Accounts and Reports) Regulations 2008 require us to report to you rf. in our opinion.. the informats'on given in the fina181 ststsrnents Is inconsistent in any material respect with the trusteès. Teport., or the ¢hantable rnPany has rbot kept adequate accounting records.. or the financial statements are rt in agreement with the accounting records and retums., or we have not received all the infomats'on and explanations we require for our audit. RMpon•lbllltl•• of tru•t••8 As explained more fully In the trusteès, respon8its'lits stslernent at the end of the Trustees Report. the trustees Iwho are also the directors ol the chanlable wmpany for the purposes of company lawl are responsible for Ihe preparation of the finanaal statements and for being salisffied Ihal they give a true and fair view, and lor Such internal control a6 the trustees determine is necessary to enable the preparation of finanrjal statements that are free from material misststement, whether due to fraud or 8fTOr. In preparing the financial statements, the trustees a sponsible for assessing the charitable company's abilty to continue as a going concern, disdosing, as ap1icats. matter8 related to going concern and Lssing the going concern basis of accounting unless the trustees ether intend to liquidate the charilable company or to cease operations. or have no realistic altematsve bul lo do so. Audltorf• r••pon•lbllllle• for ttb• audlt of th• flnancl•l •tat•m•nt• We have b8en appointed 88 audrtor under secti 144 of the Charrties Act 2011 and report In accordance wrth regulati$ made under sethon 154 of Ihat Act. Our objectNes are to otrtain reasonable assurance about whether the financial statements as a whole are free from malenal misslatemenl, vthether due to fraud or error. and lo issue an auditor's report that indudes our opinion. Reasonable assurance is a high level of assurance. but is not a guarantee that an audit conducted in accordance wrth ISAS (UK) viill aknys detecl a material misststement vthen it exist8. Misstalemenls can arise from fraud or error and are considered material if, individually or in the aggregate. they could reasonabty be expected to influence the economic decisions of users taken on the basis ol these finana81 statements. Irrègularities, including traud, are instances of noTrcompliance wrth laws and regulations. We design procedures in line wrth our responsibilities. outlined above. to detect material misslalernents in respect of irregularrties, including fraud. The extent lo which our procedures are capable of detecting irregularities, induding fraud. is detailed below. Our audit process involves determining a surtable rnaterialrty level and assessing the overall risk of material misstatement. including fraud may occur. Our core priKedures in relation to fraud and error indude.. Idenlifying laws and regulations that could reasonably give rise to a material misstatement in the finanaal statements Enquiring wth management and office holders on their considerations on fraud Considering financial pressures. incents"ves, opportunty. and motivions that may lead to fraud Reviewing areas where management is required lo make svJnffiGqnt subJ"eth"ve jud9ements (the key areas identified here indude fixed asset valuab'onldepreaation and allocation of restricted fund expendfturel Ensuring expenditure is wilhin the scope of the chanties. aims, objects'ves and in line funding requirements. Reviewing manual ioumal entries to ensure they are appropriate and no subj'ect to any bias, thus reducin9 the nsk of misstatement due to management overnde of contrds 13
Tho sand11 Cro8$roads Caro Attendant Schwne Umlt•d Annual Report and Flnanclal Stalem•nts Year ended 31 Mar¢h 202S Our procedures are tailored to the speafic risks V have identified for The San¢well Crossroads Care Attendant Scheme Limrted and are based on our detailed kn(NAedge and understanding of the entity and its environmenL Thore is an inherent risk that our wdit will not detect all irregularities. irKludin9 those resulb'ng in material misstatement in the ffinanoal statements nonthcompliance Vth regulation. This risk is greater in respect of fraud rather than errw, as fraud irbvolves intents.onal ConMent. forgery. collusion, omission or misrepresentation. A further description of OUT respSibilIti.es is available on the Financial Reporting C¢xmcil's website at.. ..llV.frc.0r . klOur-WorklAuditlAudit-and-assura tsndards-and ui ancelstandard ditorslA d. SI.11. x. This descripts'on foms part of our auditor's report dit_as U80 of our report This report is made solety to the charitabte company's trustees. as a body. in accordan with Part 4 of the chare$ (Accounts and Reports) Regulions 2008. Our audit Drk has been undertaken so that we might state to the charrtable company s members those matters we are required lo stste to them in an auditor's report and for no other purpose. To the fullest extent permitted by law. we do nol accept or assume SPOnsIbl1ty to anyone other than the charrtable company and the charitsble compony, truslees as a bcty, for our audil work. for this report. or for the opinions have formed. £ O-th_LoJ Richard Dunkley {SenioT Statutw Audrtor) RD Accounting Limited (Statutory Audiior) Chartered Certified Accountsnts 12C Two Locks Hurst Business Park Brierley Hill DYS 1UU Date: 1i1,.I Zols 14
The Sandlwll Crossroads Care Att•rMlant Sch•m• Llmlled Annual Report and Flnanclal Statem•nts Y•ar •nded 31 March 2025 Statement of Financlal Actfvltles Ilncludlng summary Income and expendllur• account) 2026 Tot•1 fund 2024 funds fund• DonatK)ns a874 1.WJ.931 6.305 4.234 22.874 1.779.939 12,299 2,079,474 1,320 4,924 her tradiw aclNthS . Tralw k)veS1 wKome . knlerest 4.234 1.393.144 lJ13.152 2,098,017 Exp•ndltyr• on 11.302.194) (398.8•7) (1,979,757) NET INCOME 90.900 112.061 118,280 Trnnsf•rn b•twi fibnds 23.398 123.398) RECONCILIATION OF FUNDS 17 Totsl lunds brought fornryrd J01.844 06.807 •08.001 7W,241 TOTAL FUNDS CARR0 FORWARD 908 501 15
The Sandwell Crossroadg Care Attendant Scheme Umlt•d Annual Report and Flnanclal Statemenls Year ended 31 March 2025 Balan¢• Sheet Company registration nurnber.. 02950188 Unr•strlct•d R•stri¢t•d 2026 Total 2024 Totsl fvnds fund¥ funds FIXED ASSETS 492.752 CURRENT ASSETS t)ebtors 99.188 546,224 645.413 99.188 682.388 781,077 198,455 501,850 7IJ),305 136.164 126,164 CREDITORS 10 181.793) 1130.6701 (155,3(} NET CURRENT ASSETS 04.371 600.907 545 (IX TOTAL ASSETS CURRENT LIABIUTIES 1.011.138 371 1,136.009 1,037,7S3 CREDITORS knourrts lalhw kn dier ye 12 11119461 11149461 (129,252) 966.191 64.371 1.020.062 SW,501 FUNDS UnrestrKled Re*Kted fu$ 16 966.191 371 851,8 .657 1.020.062 These accounts are prepared in accwdance with the swial provisions of Part 15 of the Companies Act relating to small companies. The finanaal stalements were approved by the Board ofTwstses on.... . ...... ................ and were signed on rts behalf by.. MrlG FCA-T 16
The Sandwo11 Crossroa(ts Carn AtterKlant Sch•me Umlted Annual Report and Flnan¢lal Slatemonts Year ended 31 March 2025 C•$h Flow Statement 2024 Ca•h Ilow Ifom op•r•tkng •cilvld Cash gen¢ied from opefalions LOM Inl•f••t i•d 197.779 P.51• 32.320 110.4281 N•t calh fiow from oprnting aCtMtw• 181.260 21.892 Caih flown Imm In¥•09 acthild Inl•f•sl iecefyd Purch•s• of t•npt4• fix•d •is•l¥ 4.235 4.925 N•t c•h u•d in irN••ting KtMIi•s 4235 4.925 Cath flo from acthilil•• L¢ian R•prym•MS (9.9121 c••h u••d in fin*ncin9 •cIMti•¥ 19.912) Mei In¢r•aM In •h and c••h •qulv•l•nty 110.531 16.905 C•#h and ca•h •qufval•ntt ai th• •l•rt ol th• r•ptyilhg p•dod 501.850 484.Y6 Ca•h •nd c•th •quh•l•fftts th• •nd ol th• f•Pn9 P•flod 501.850 1. R•conclllatlon of Incom•lIExp•ndlr•l net ca•h fl¢Yw fmm op•raUfftg acthilil•• 2025 2024 Mei Inc¢)MellExThd1tUVe) fof th• r•portlng perl¢ la¥ P•f th• staterneni ol Ilnanclal acfvli1I Adjtssunènts lor.. Deweciation chaty•s Inleresl receNed Lo¥n Inl•r•$t p• Ilncreasel I decr•ase in detlofs Increa80 I IdKr•as•l ciothtors 112.061 118.260 8.150 14.2311 9.519 99,267 Q6,984) 11.860 (4.9241 10.428 {3.9841 199.3191 e••h prty4ld•d by land u••d In) ITi>m op•r•dng acthild 197.779 32.320 17
The Sandwell CrSroadS Care Attendant Sch•m• Umlted Annual Report and Fln4n¢lal Stt•ment• Y•ar ended 31 March 2025 Not08 to the Fln•nclal Stat•m•nts Accountlng Pollcl Ba•18 ol pr•parfng th• fln•n¢lal stat•m•nt• The Sandwell Care Attendant Scheme Limited Ikno¥n as Crossroads CariNJ for Carers) is a regislered charty and a regislered pnvate company limited by guarantee in Eroland and Wales. In I event of the chanty being wound up, the liabilty in resped of the guarantée is Iimrted to £5 per member of the charty. The address of the registered office is 9Nen in the tharty infom)ation pages of these financial statements. The charty constrtutes a public benefit entity as defined by FRS 102. The financ4al statsments have been prepared in accordance ith Accountirvj and Reporbng by Charrties.. Ststement of Recommend8d Practice applicable to charities preparing their ac£ounts in accordance wryth the Finarrial Reporting Stsndard apICable in the UK and Republic of Ireland (FRS 102) IssL in October 2019, the Finanaal Reporting Stsndard al¢able in the Unrted Kingdom and Rewblic of Ireland IFRS 102). the Charit188 Act 2011. the Companies Acl 2CKIS and UK Generalty Accepted AccoJnts'W Practice. The financial statements have been prepared under historical cost Conventi and are presented In 8terling is the fLmctional oirrerw of the (arity. rounded to the nearest £. Golng Concern The finanaal statements have tn prepared on a going concem bas18 as the trusle8s believe thal no material uncertainties exist. The trustees have considered the level of lund8 held and the éxpected lev•1 of income and expendilure for 12 months from authorisng these financial ststements. The budgeted Income and exwnditure is Sufficient wrth the level of réseprfes for the charity to be able to continuo a8 going concem. Incom• All income. Induding sum from Government grants. li recognised in the Ststemant of Financial Actlvitioj once the chanty has entrtlemenl to the funds. it is probable that t Incorne will be received and the amount can be measured reliably. Exp•ndltur• Liabilities are recognised as expendituie as soon as there 1$ a legal or constructive ot4Trgation commltting the chanty to that expendrture, rt is probable that a transfer of economic benefits wll be required in stIernent and the amount of the obligation can be measured reliabty. Expendrture 15 8¢counled for on an accruals basis and has been c185sified under headings that aggregate all cost related to the category. Imiere costs cannot be directly attnbuled lo partIlar headiNJs they have been alk)cgted lo activlb'88 on a basis consistent wrth the use of resources. Allocatlon and apportlonm•nt of costs Afi indirect costs have been allocated to the re$pe¢b've lunds on o time ba81s u81ng the ts'mes recorded by staff. T•nglble flx•d as••ts Deprectali¢Jn is provided at the folloTrn9 annual r8tes in order to lte off each asset over its estlmated useful life. Long leasehold Fixtures and ffftir . in accordance *ith prwrty lease - 20% on cost The charities freehold property (headquarters) is being depreciated over it5 estimated useful Ilfe of 75 years. The cost of land which is estimated at £11y).CQO is not being depreciated. The charity has adopted a polw in respect offixttKes. fittiros and equipment of onty capilali8ing an rtem If its cost is over £1,(KM). 18
The SanoMTII Crossroads Car• Attendant Scheme Llmlt•d Annual Report and Finan¢lal Ststements Year ended 31 March 2025 Taxatlon The chanty is an exempt charty within the meaning of Scldule 3 of the Charities Act 2011 and t5 considered to pass the tesls set out in Paragraph 1 schedu 6 Finance Act 2010 and therefore meets the definrtion of a charrtaLle ccrfnpary ts UK corporation tax purpo. Fund accountlng Unrestricted funds be used in acccdance ith the charilable obj'ectrrfes at the discretion of the trustees. Restricted funds can onty be used for particular restriced purposes within the Obje of the charty. Restrictions arise bthen specTfied by the donor or vthen fijnds are raised for parb"cular $tricted purposes. Further explanatbon of the nature and purpose of each fund is included in the notes to the financial slatements. Penslon costs and other post-r•tlroment beneffts The charitable company operes a defined Contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Aclivities in the period to Nbich they relate. Flnanclal Instruments Financial assets and liatslities are defined as basic finanaal instruments under FRS102. These are measured at amortised cosl 19
SondTII Cros8roa(ts Care Attendant Sehrn Umlted Annual Report and Flnanclal Stat•ments Year ended 31 March 2025 Income fn>m Charftabl• Actlvftl S•rnc• Corrtrxt• 1,356.051 423.181 1.471.794 607.680 1.779.939 2.079.474 Grrt• wKlud•d in lh• w• • kn: 2024 S•nthv•ll counc . F•ft C*r•rJ Tr•rong Comftwnrti•• in Ltd - 8•r•mm•rt H•nry Srmh Bwon Dthnport ComrNnrti•¥ in Sync Lld . Cofflnwnty Ollr Skills 4 C•r• C•r•rs Tru¥1 {M•king Cw•rn Cwrtj Tim• For M• [d1•Y C•r•rn S•rnc• Wr•p hJound H•atth & W•Mkng NlOn41 Gnd Ind•p•nd•nt 15,ONI 29.342 15.000 31.142 4.845 J69 62.304 110.167 52.66T 316.001 52.667 10.000 20.000 10.000 R•c•oth ¢knt CARS 15.1 12.400 423.• 607.680 20
Tho Sand¥%ll Crossroads Care Attendant Schem• Umlted Annual Report and Flnanclal Statements Year ended 31 March 2025 N¢)te8 lo the Flnanclal SLqtements- continued Char5table Actlvitim Costs 2025 2024 Staff Cosls Tr3Mplling ClothintyPPE Event$. Caref Support & Room Hire Training 1.187. 18.713 1.482.720 20.626 3.000 37.846 1.613 32.991 1.655 1243.955 1.545.805 Staff Costs Onc ternrary Office Administration Costs Uiilities I Preffises Costs Recrurtmenl. HR, Le9al & PrdessiimI fees Slaff Training Comwtef. Software & Tdecornn¥Jnications Insuiance & Regulory Fees Oewecialion Audrf¢ & Accountancy Miscellaneous Expenses Bank & Cfedrt Cafd Charges Mortgage Intefest Cleaning 246,407 12.979 27.262 36.029 2,592 70.930 23.433 8.150 218.448 6.9% 30.159 33.895 3.197 74.491 19.931 11.860 6.750 9.563 2.592 10.488 5.582 6,227 3,383 9.519 3,025 457.136 433.952 1.701,091 1.979.757 N•t InCoM{EXpendItu1e) Net irKMellexpendrtU) is stated after ChargIn<edIting).' 2025 2024 Audrtors. fernnefalion (IKI VAT) Audrtof s fees for Accounts prepar. l Tax [HKI VAT) D•eCiatIOn - owned assots 3.672 1,128 8.150 3.672 1128 11.860 21
The Sand4wll Crossroad8 Carn Attendant Sch¢m• Umltod Annual Roport and Flnanclal Stal•m•nts Year ended 31 Mar¢h 2025 Not•8 to the Flnancl•l St•tffii•nts- continued Tru8t•M' R•mun•ratlon and B•noflt8 There were rK) tru8tee8' remuneration or other beneffts for the year ended 31 March 2025 nor for the year ended 31 March 2024. Orn trustee claimed expenses rir the year totaling £36, this was a reirnbursernent of costs Incurred. (2024: Th)ne). Staff costs 2024 W•g•# Ind s•lari•s (incl IrMI} Employ•r National InsurwK• EryAoyw PMsion costs 1,315.598 113.440 23,155 1.590.246 104,466 26.233 1J52.193 1.no,945 Tho average monthty number of empbyees during the year was 80 (21r24'. 1011. The averago number of ltIme equivalent employee was èstimated to be 60 {2024.' 701. No employees received emolument8 rnore than £e0.Oc during the year iexduding ernoYas pension contributKn8). Total remunefats'on paKI to key management personnel VAS £118.57712024'. £138.062) during the year {excluding ernployefs pension tribu.C1)sl. The charty contriblrtes lo indNKJual pension schèmes. vthich are defined contribution pension schemes. and the amounts charged to the income and expendrture accounts for the year are a8 8tsted atthe. 7 Ex Grntla Paym•nt• Exratia payments to former mernber8 of staff amounted to £nil (2024.. £nil) after tenninabon of employment.
The sand11 Cro88roads Care Attendant Scheme Umltod Annual Report and Flnanclal Statemonts Year ended 31 March 2025 Note8 to the Flnanclal Statem•nts- continued Tangible Fixed Assets Freèhold FIX• and FlThlng• Lemehold Tothl COST 1 2024 Addrtions Disposals At 31 Mxch 2025 421.968 1(K).000 77.855 $99.823 421.%8 100.000 77.855 599.W23 tPRECIATIoN At 1 Awil 2024 Charge for the yeaf ElinNnated on di$pos4$ 31 March 2025 25.932 4.351 9.460 1.351 71.679 2.448 107,071 8.150 30.283 10.811 74.127 115.221 NET BOOK VALUE At 31 March 2025 391.685 89.189 3.721 484.602 31 Mwch 2024 396.036 90.$40 6.176 492.752 The long leasehold property is depreciated at a rate designed to write tre asset off. in equal instalments. over the period of the lease174 years in 2018). 9 Debtors: Amounts Falllng Due Within On• Year 2025 2024 Trade DetAors Prepayments and accwed incorne 13,131 86.057 64.517 133.939 99,188 198.455 23
Tho Santhwll Crossroads Care AtterKl•nt Schom• Umlled Annual Report and Flnanclal St•tom•nts Y•ar ended 31 March 2025 Notss lo th• Flnanclal Stat•m•nts- w)tinwd 10 Cr•dltor•: Amounts Falling Du• W5thln On• Ye•r 2024 Bank Loan Trade crethto Oih•r tax and $OCbd $•cwty D•ftrr•d incom• Accfu¢d exp•n$•s Other credrtors 11.953 11.757 20,235 43.834 42.678 212 9.600 4.980 25,374 59.742 49.892 5.718 130,670 155,305 11 D•f•rr•d Incom• IncomiTrJ re8ourc are déferred in accordancé ith se(on 5.24 of tho Statement of Recommènded Praclice (FRS102) whereby inc¢)me i8 SUt¥'ect to rf1)rmanCewrelatod condition. 2025 2024 fOrId 59,742 160,076 Mtyrtm•nt 115.9 1100.334) C4ni•d foMd 43.834 59.742 The balanc• em•d forward consi8 ol fijnds f•c•fv•d in •th4•nc• al S•MC• s¥w•ion,1£43.834) Ihii b• •p•rt thiing Aw'l. May ¥KI Jun• 2025. 12 Cr•dltorn: Arnount• F•lllng Du• Aft•r Mor• Th•n On• Y•ar Bmk Lo 129.252 114,916 129.252 xnounts due over 5 years amount to £67.134 {2024'. £82,852>. 24
The Sanomfll Crossroads Care Attendanl Scheme Umlted Annual Report and Flnanclal Slatements Year onded 31 March 2025 Notss to the Flnanclal Slolements- continld 13 L•a$lng Agrnemonts The Charity leases the car park a'0inIng the freehold he•Jquarters. However, as Ihis is at a true "peppercom rerf. the above figures do not indude any car park lease cost. 14 Related Partles There were rK) related paty transactions in the year to 31 March 2025 (2024.. None). 16 secur Debts The bank loan is secured on the freeId property fixed and floating charges also in place on other assets. 25
Th• •andl Cm••ro•d• ¢4v• Alt•nd•rt 8t1• Lbnll•d Annual A•port FInIll ¥t•t•m Y••r •nd•d 31 M•r¢h 2026 Not•• tr+ th• F•TraI •tst•m•nts- 11 Mo¥•m•rf In Fund• 1.IW.144 11J011•41 Pnlty C•r•r Tr•ltho aff•M IOMI 14(1411 H•nry Smith 7AIJ 112Ji 171 Oudl•y Carnrl S•r• C•r•v• TN¥¢ IlA•Mlr4 ¢r•rB ¢IAn¢ ¢wnunlty Oft•r Gr•m e•r•rn Tnmi lkn• M• ¢3r•M D•y Club• Skmli 4 C•r• ¢3rnr 0•1 EqTr• Grw LO8TQ+ Or*1 xi 12.7J7 112.1721 ii•n 141.1751 (7WI 117 367 {J.2JDI X.7J2 eARS arnht B&Q Gr IIT¢•ll••n•o 111317) 1•. 110.0001 In7 (7721n M,171 21.111 IN101 1J1J.182 112MI
Th• SandTw•II ¢Yo••ro•d• C•M Att•ndant Sch•m• Anny•l R•port Fln•n£lal Stat•rnMt• Y•i •hd•d 31 March 2025 Iloi•• to th• Fln•nel•l St•l•m- tinu• prtor ymr mo¥•Thnl In fund• Surpkm i IAW 11A74J•II R•strl¢tsd F¥nd¥ I1 Car•r IJNn¢ 113J• 1ll2J•l IC1021 I.7941 17A12 I.1j6) 16.2J61 Cornmunky Oll•rai•n¢ Latt•ry GA .QMI 11.IMI (2.N61 1.1 DbW LGB70+ N•dgnl Gtbd 2&0 10.000 1717 in7 07MO 1Jn.747
The Sandv•YII Cfossroads Carn Attendant S¢home Umlted Annual Report and Flnanclal Stat•m•nts Yoor ended 31 March 2025 Notes to tho Flnanclal Statemonts- con11nl 17 Purpo80 of Funds rer Traini To cover the cost of providing famity Carer trainiTYJ. SarKhvell Bereavem Grant To provide support to carers arKI treir families follwing bereavemenL Birmi ham ari are eavement Service This is a seNce provided through'communilies in Syrf, to give support to carers and their families followirKJ bereavemenL Hen Smith Grant Support service for unpaid Carers wtwe can receive 1-1 IAG. attend coffee momings, referrals and signposting to statutory servbces. Da Funding to support the eXierffji of the Carers Assistsnce Line and associated services. ar To provide a service to SUPFQrt carers of all ages across tr bmwjh of Dudley. Ma in A fijnd to provide a carers assistance helpline to adbise and support carers. un The Sandwell Communty Offer is a partnership of local organisations who deliver %4llbeing support services to carers across san0ell to maintsin and irnprove their vlIbeIng. rers Trusl ime4Me To support LGBTQ+ Carers. this funding will be used for Day Trips. Coffee rnomings & a Pride event wthich took rAace on 31st Augusi 2024. Da lu SCVO funding established an oppbjnty to pilot a Day Club. is wovidiro an altemative offer for carers to have a break from their caring responsitslit"es. Skills 4 Care Govemment fijnding that we elwible ts once stsff have compbeted qualifications ensuring CQC compliance and raises the qualty of care being provided. Nati This fund was established to improve Ihe recepb'on area of the main Sani*well Crossroads building. ment This fvnd was esta1shed to provide digital equiF¥nent to carers in the o)mmunty. ndent This fund was established to provide support to carers in the local area. This frjnd vras established to provide SUFPOrt and Servi to members of the comrnunty. tio This was 9Nen to support the cost of Ihe receptm posL RS Grant Sandwell Council's Better Care FWKI agreed to provide a wraparound Carers Accelerated Response Service during winter pressures.
The sand11 Crossroads Care Attendant S¢hem• Umlled Annual Report and Flnanclal Stalem¢nts Year end•d 31 March 2025 This fund was established to improve the premises ofthe San(M¢ll Crossroads tsjilding. mm su the are oun Wellbein This fijnd was established lo provide a support service for carers focusing on their health and wellbeing. All other funds are IreStriCted. 18 Mat•rlal tran8forn b•tw••n funds Transfers betn lunds in the year represent overspends on restn'cled fijnds, we cannot leave restn'cted fund in defiat. 80 any exc$ eXP¥ilure 1$ to be covered by the unrestricted fund.