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2023-03-31-accounts

Page
Report of the Trustees 1-11
Auditors' report 12 - 15
Statement offinancial activities 16
Balance sheet 17
Statement of cashflow 16
Notes to the financial statements 19-36

Mary-Ann Mary-Ann Foxwell Foxwell Chief Executive Until 31 March 2023 Until 31 March 2023
Justin Irwin Interim Chief Executive From 4 April 2023
Tom Segurola Deputy Chief Executive
Harriet Plows Head of Projects
Hannah-Leigh Morgan Office Manager & Company Secretary
Bankers Sarclays Bank pic CAF Bank
83Wandsworth
High Street
25 Kings Hill Avenue
London SW182PR Kings Hill, West Mailing
Kent ME194JQ
Auditor Hartley Fowler LLP
4th Floor Tuition House
27/37 StGeorge's Road
Landon SW194EU

For the
ear
ended 3 1 March 2023
Note Restricted Unrestricted 2023 2022
6 5 6 8
fncome
Donations 2,403 2,403 766
Charitable
activities: advice
and 1,020,248 642,499 1,662,747 1,705,655
Other trading
activities
5,000 5,0DO 9,527
Investments 4,770 4,770 1,760
Total incoming resources 1 020 240 054 672 1 674920 1 717708
Expenditure
Raising funds (21,266) (21,266) (25,507)
Charitable
activities
(1,035,183) (548,471) (1,583,654) (1,646,885)
Total expenditure ~7035 183 ~569737 ~7604 020 ~1672 392
Net income -(14,935) 84,935 7D,ODO 45,316
Actuarial gains / (losses) on defined 14,579 14,579 9,765
benefit pension scheme
Net movement
in funds
~44 9 5 99514 04 570 55081
Reconciliation of funds
Funds brought forward at 1 April 2022 14935 461651 476506 421
5
Funds carried forward at 31 March 2023 ~ 561165 561100 476566

Balance sheet
As at 31 March 2023
2023 2022
ftote
Fixed assets
Tangible fixed assets 21385
21385
22554
22554
Current assets
Debtors 13 355,899 162,853
Short-term
deposits
427,549 403,702
Cash at bank and
in hand
180956 331713
964404 898260
Creditors: amounts
falling due within one year
(345,etc) (343,649)
Net current assets 618088 554 619
Total assets less current liabilities 630073 577 173
Creditors: amounts
falling due after one year
14 (7,200)
Net assets excluding pension liability 639973 569973
Provisions for liabilities and charges
Defined benefit pension scheme
Net assets
liability 15 (78,808)
56555
(93,387)
~46586
Funds ofthe Charity
Restricted funds 0 14,935
Unrestricted
funds
Pension reserve
639,973
~70 008
555,038
~03387
Total Charity funds 17 501165 476506

Fo rthe
ear ended 3
1March 202 3
Note 2023 2022f
Cash flows from operating activities
Net cash used in operating activities (123,608) (154,355)
Cash flows from investing activities
Interest from investments 4,770 1,760
Purchase ofproperty,
plant
and equipment (8,070)
Cash placed in short-term
deposits
(23,847) (87,797)
Net cash used in investing activities ~27 140 ~06037
Change
in cash and cash
equivalents ~10075'I ~240 392
Cash and cash equivalent
in the beginning
ofthe year 331,713 572,105
Cash and cash equivalent at the end of the year 100906 331713
Notes to the cash flow statement
A Reconciliation
ofnet income to net cash flow from
operating activities
2023f 2022f
Net income for the reporting
pened
70,000 45,316
Adjustments
for:
Depreciation 9,240 12,917
(Increase) ldecrease in debtors (193,046) (86,794)
(Decrease) Iincrease in creditors (5,033) (124,034)
Bank interest receivable (4,770) (1,760)
Net cash provided
by operating
activities
B Analysis ofshort-term
deposits
2023f 2022f
Short-term
deposits et beginning
of year
403,702 315,905
Movement 23,847 87,797
Short-term
deposits at
end ofyear 42ns0 ~03702

Donations
2023 2G22
Donations from private individuals 2423 766
2,4t03 766

tncome from charitable acti vi ties
Restricted Unrestricted
E
2023f 2D22
Grants and contracts for advice artd advocacy
Wandsworth
Borough Council
561,002 561,002 537,452
Macmillan
Cancer Care
195,701 195,701 191,425
Trust For London
Big Lottery Fund - HTC 141,727 141,727 143,329
Wandsworth
Council
—Cost Living Hus
62,965 62,965
Wandsworlh
Council
-Support
for Ukrainian 41,667 41,667
Wandsworth
Council
-One Stop Shop
9,056 9,056
Wandsworth
Council
-Community
Saftety Tea 10,000 10,000
RCJ Advice Bureau 26,964 26,964
Aquila
Family Charitable
Trust 10,000 10,000
Trust for London 37,500 37,500
Citizens Advice 500 500
Roehampton
Community
Capacity 30,0DD 30,000 60,000
Wandle CCG 88,250 88,250 73,250
Battersea CCG 36,233 36,233 28,734
West Wandsworth
CCG
36,860 36,860 29,360
Social Prescribing 6,000
Roehampton
University -
Student Vole. 14,280 14,280 14,000
Citizens Advice Hammersmith & Fulham 15,356 15,356
The London Community 12,000 12,000 18,000
City Bridge Trust 47,220 4,721 51,941 47,260
Major Trauma
Advice
30,980 30,980 27,707
Earlsfield - Focdbank 13,000 13,000 'l3,000
Citizens Advice - BEIS 12,500
Citizens Advice - Help to Claim 139,961
Kickstart Grant 17,140 17,140 68,703
Wandsworth
Council - DSF
9,710 9,710 47,406
Foodbank - Wandsworth 25,538 25,538 54,053
EU National 54,510 54,510 109,590
Foodbank - Henry Smith 57,675 57,675 58,200
Foodbank - Trussell Trust 72,191 72,191 25,725
Total income from charitable activities 1,020,248 642,499 1,662,747 1,705,655
Income from other activities
Restricted Unrestricted 2023 2022
6 E 6
Miscellaneous 6,610
Room hire 5 ODD 5 ODD 2917
5,000 5,000 9,527
Investment
Income
Restrioted Llnrestricted 2023 2022
L' 8
Interest income 4,77D 4,770 1,760
4,770 4,770 1,760

Charitable Charitable Activities
Research Volunteer Total costs cf
Advice and and recruitment charitable Generating Total costs
advocacy campaign and training activities funds 2023
E E E E E
Staff costs 'I,060,425 58,582 62,495 'I,181,502 16,417 1,197,919
Staff and volunteer expenses 18,031 996 2,077 21,104 21,'I04
Office costs 67,327 3,719 3,968 75,014 2,256 77,27D
Premises costs 29,276 1,617 1,725 32,618 2,593 35,211
Other running costs 148,108 8,182 8,729 165,019 165,019
Governance costs (Note 8) 27,669 1,529 1,631 30,829 30,829
Support costs (Note 8) 69,619 3,846 4,103 77,568 77,568
Redundancy cost
Total 1,420,455 78,471 84,728 'I.583,654 21,266 1,604,920
Charitable Charitable Activities
Research Volunteer Total costs of
Advice and end recruitment charitable Generating Total costs
advocacy campaign and training aotivities funds 2022
E E E E
Staf costs 1,100,529 61,069 70,988 'I,232,586 19,366 1,251,952
Staff and volunteer expenses 4,093 227 673 4,993 4,993
Office costs 93,107 5,167 6,0D5 1D4,279 4,046 108,325
Premises costs 17,591 976 1,135 19,702 2,095 21,797
Other running costs 144,91g 8,042 9,348 162,309 162,309
Governance costs (Note 6) 30,124 1,672 1,943 33,739 33,739
Support costs (Note 8) 79,712 4,423 5,142 89,277 89,277
Redundancy cost
Total 1,470.075 81,576 95,234 1,646,885 25,507 1,672,392

Supporl costs are aBocaled a cross activities base cross activities base d on dir ect staff nu mbers.
Chsntable activities
Research Volunteer
Advice and snd recruitment General Governance
advocacy
6
campaign and training support costsf costsf Total 2023f Total 2022
Staff costs 43,913 2,426 2.558 48.927 17,420 66,347 76,267
Slee and volunteer expenses 14,461 799 852 16,'i12 16,112 15,694
General
office coals
5,232 289 305 5,829 2,256 8,085 14,499
Prem ees CoStS 6,013 332 354 6,699 2,593 9,292 7,508
Other costs 2,571 2,571 2,548
Trustee expenses
Audit costs 5.989 5,989 4,500
Total 69,6'IB 3,846 4,102 77,567 30,629 108,396 'l23,016

Net income for the year Net income for the year Net income for the year
This is stated after charging
2023f 2022f
Operating lease rentals:
Property 50,884 42,460
Other 21,742 21,742
Qepreciation 9,240 12,916
External Auditors' remuneration:
~ External Audit Fee 5,000 4,500
~ Non Audit remuneration 989

No travel expenses w ere re imbursed
tothe Charity's Trustees during the ye
ar (2022:f192).
2023f 2022f
Staffcosts during the year.
Salaries and wages 1,116,646 1,114,119
Redundancy
costs
83ocial security costs 107,195 102,453
Pension contributions 70,894 74,749
1299739 1 291 321
Number ofemployees who earned between f60k -f70k during the year; 2023 2022
1
Key management
personnel
received benefits during the year of: '70,395 160,232
equivalent employees
during
the year were as foll
ows:
2023 2022
No. No.
Generating funds 0.6 0.6
Charitable activity 29.6
Governance 0.9 09
31.4 31 1

definition
of Charitable
Company
has arisen during the year.
Tangible fixed assets
as defined
in Part 1,Schedu
le 6ofthe F le 6ofthe F inance Act 2010 .No tax charge
Leasehold Computers
Building and and IT Furniture
and
improvement equipment equipment Total
8
Cost
At 1 April 2022 95,215 48,207 18,417 181,839
Additions
in year
8,070 8,070
Disposals
in year
At 31 March 2023 95215 56277 18417 1659113
Depreciation
At 1 April 2022 (72,661) (48,207) (18,417) (139,285)
Charge for the year (5,205) (4,035) (9,240)
Disposals
in year
At 31 March 2023 ~77866 ~52 242 ~18417 ~148 525
Net book vatue
At 31 March 2023 17349 4 035 21 385
At 31 March 2022 22 554 22 554
All tangible
fixed assets are used to fulfil the Charity's objects.
Debtors
2023 2022
6
Account receivables 222,353 42,889
Other debtors 107,337 93,329
Prepaid expenses 26299 26635
355899 162853

2023 2022
Amounts falling due within one year
Bank overdraft
Trade creditors (66,894) (19,235)
Other creditors (32,760) (19,391)
Deferred income (see Note 16) (167,975) (139,595)
Accruals
Taxation
and social security (51,051)
~27 435
(110,256)
~05 472
~348816 ~343649
2023f 2022f
Ainounis falling due after one year
Other creditors 7200
'lS, Defined benefit pension scheme liability
2023f 2022f
Defined Benefit Pension FRS 102 ~78838 ~933 7
16. Deferred income
2023f 2022f
Deferred income brought forward (139,595) (195,179)
Amounts
Incoming
released
to income during the year
resources deferred
in the year
139,595
~467975
195,179
~739595
~767975 ~739595
17. Analysis ofnet assets between funds
Restricted Designated General Total funds Total funds
fundsf fundsf fundsf 2023f 2022f
Tangible fixed assets 21,385 21,385 22,554
Current assets 964,404 964,404 898,268
Current
liabilities
Non current liabilities
(345,816)
~788118
(345,816)
~78838
(350,849)
~93387
Net assets at 31 March
2023 561185 561 165 476 586

At 1 April incoming Outgoing Gain (loss)on Pension At 31 March
2022 resources resources investments adjustment 2023
6 E E E E
Restricted
funds
iv!acm0lan Cancer Care 195.701 (195201)
Big Lottery Fund - HTC
Wandsworth
Counol
-Cost Living
13,195 141,727
62,965
(154,922)
(62,965)
Wsndsworth
Counal
-Support ior 41,867 (41,667)
Wandsworth
Council
- One Blop 9,056 (9,056)
Wandsworlh
Council
- Community 10.000 (10,000)
RCJAdvice Bureau 26,964 (26,964)
Aquila
Family Chactable Trust
10,000 (10,000)
Trust for London 37,500 (37,500)
Citizens Advice 500 (500)
Wandle CCG 88,250 (88,250)
Baitersea
CCG
36,233 (36,233)
West Wandsworlh
CCG
36,860 (36,860)
Social Prescribing
City Bridge Trust 47,220 (47,220)
Major Trauma Advce 30,980 (30,980)
Citizens Advice - Help to Claim 1.740 (1,740)
Citizens
Advice
BEISFunding
The London Community 12,000 (12.000)
Wandsworlh
Council - DSF
9,710 (9,710)
Foodbank
-Wandswor!h
25,538 (25,538)
Foodbank
- Earlsfield
13,000 (13,000)
Foodbank
- Henry Smith
57,675 (57,675)
Foodbank. Trussell Trust 72,191 (72,191)
Etj National 54 510
Total restricted funds 14935 I 002
248
~1035183'
tfnmstrtcted
funds
Free funds 555,038 654,672 (569,737) 639,973
Defined pension
benefit scheme
14579
Total unresuicted
funds
14579 ~61165
Total funds 14579 561 185

Purpose ofrestricted Purpose ofrestricted Purpose ofrestricted Purpose ofrestricted funds funds
Macmillan Cancer Care To provide
benett
advice
to cancer patients
at St Georges
snd
Kingston
hospitals
Big Loliery Fund —Help through Hardship Crisis Fund This project is fvnded
by the National
Lottery through
Ihe Big Lottery Fund and
provides advice
for people
in hardship
crisis,
supports
trsming
of community
volunteers in first aid, and coordinates a hardship
crisis network.
Wandle CCG Proviston ofan advice service lor psilents
ofWandle
GPs. This is an innovative
approach to prescnbing
advisory
support
snd
communtly
referrals
for patients
presenting zonal needs
lo their GPs.
It is mlended
to hiilp achieve resource
savings for GPs and promote
better health
in Iha Wandle locality.
Battersea CCG Provision of an
advice
serviice
in
partnership
vzth patients
of
GPs
in
the
Battersea locatity.
West Wandsworlh CCG Provision of an advice service
for patients
of
GPs in the West Wsndsworlh
locality.
Sodsl Prescribing Provision
of resources
to heip people
improve
connecting
them to activities snd services within
their health
and
the community.
wsltbeing by
City Bridge Trust Provision of specialist
housing
advice to clients
on
their housing rights and
duties.
Maior Trauma Advice Proviston of support
and advice to people
with serious
injuries
as a result
of
msior trauma.
Italso facilitate access to I'urlher
advice and alternative resources
lo ensure improved
service Iexperience
for major trauma patients
and families.
Citizens Advice - Help to Claim Funding towards s service
that delivers
information,
adirence
snd
support
in
making
Universal
Credit Claims.
Citizens Advice BEIS Funding Funding
to develop and testa
madel of wdeo advice with local parlners.
The London Community Response Fund (weve 1) Emergency
funding
to support
uui
move
to
rcmoto working: contrihiitinn
Inwards
the casts ofmobile phones, SIMS, handsets,
etc.
The London Community Response Fund (wave 2) Trust
for
Londoni
funding
to enable
us to provide
employmsnt advice to
residents affected by covid-related
emptoymenl
issues
Wsndsworlh
Council-
DSF Funding for a service aimed sisupporling
digitsgy excluded residents
to access
Ihe Discretionary
Social Fund ("DSF").
Foodbsnk Funding
for an adviser to help vsers of an independent
Wandsworth foodbank
address their advice requirements.
EUNetionaisAdvice Funding for advisers
lo support
EU Nationale
in Wandsworth
understand
the
EUSS scheme and support people to make successful applications.
Operating lease commitments
Total future minimum lease payments are as follows:
Land snd Land and
Buildings
Other
Buildings Other
2923
2923
2022 2022
E
E
E'
Within one year 11,298 42,268
Between one snd five years 28,983 42,449
Mora than 5years
~39292 4717

31 March 2023 31 March 2022
Discount rate 4,80% 2.80%
Inflation assumption
(RPI)
3,30% 3.70%
Inflation assumption
(CPI)
2.85% 3.25%
Revaluation
ofdeferred
pensions
in excess ofGMP 2.85% 3.25%
Pension
in payment increases of:
- CPI or 5%p.a if less 2,85% 3.26%
-CPI inflation since retirement or5%p.a. compound ifless 2.85% 3.25%
- CPI or 3%p.a. if less 2.50% 2.70%
Commutation
ofpension
for cash
at retirement rs% 02f HMRC maximum 7r0of HMRC ma2lmvm
31 March 2023 31 March 2022
Assumed
fife expectancies
on retirement
at age 65 are:
Retiring today - Males 20.8 21.3
Retiring today - Females 23,6 24.2
Retiring
in 20years time - Males
22.0 226
Retiring
in 20years time - Females
24.7 25.7
The assets in the Plan were:
Value at Value at
31 March 2023 31 March 2022
9000s FOOOs
The assets in the Plan were:
Multi asset funds 24,903 68,955
Structured
equity and LDI
35,116 27,488
Cash 726 5771
Fair vatue ofPlan assets 00 745 102214
The actual return on assets over the period was: (37,084) 5,301
Present value offunded obligations
Fair value ofPlan assets
Deficit in funded scheme
111,169
00 745
~50424
148,768
102214
~46554
Present value ofunfunded
obligations
Unrecognised
actuarial
gains /(losses)
Adjustment
in respect ofasset
ceiling
Net sabillty
in balance sheet
00424 46554

Reconciliation
of opening
an
obligation
d
closing balances
of the present
value
of the
defined
benefit
31March 2023 31 March 2022
6000s t000s
Benefit obligation
at beginning
ofyear 148,768 'I61,415
Current service cost 832 771
Interest cost 4,074 3,346
Contributions
by Plan
Actuarial
(gains)/losses
(35,041) 11,745
Benefits paid and expenses (7,464) (5,019)
Past service cost
Settlements
Business combinations
Exchange rate
Benefit obligation at end of
year 111166 148768

31March 2D23 31 March 2022
EODOs EDODs
Fair value ofPlan assets at beginning
of
year 102,214 99,353
Interest income on Plan assets 2,801 2,D61
Return on assets, excluding interest income (39,885) 3,240
Contributions
by employers
3,079 2,579
Contributions
by Plan participants
Benefits paid and expenses (7,464) (5,D19)
Business combinations
Settlements
Exchange rate
Fair value ofPlan assets at end ofyear 00 145 102214
The amounts
recognised
in profit
or loss:
31 March 2D23 31 March 2022
EDODs EDDDs
Service cost - including
current and past
service costs, six/
settlements
Service cost - administrative cost 832 771
hist interest on the net defined benefit liability I212 1 265
Total expense 2 105 2 D56
Remeasurements
ofthe net
defined benefits (asset) / liability to be shown
in OCI:
3't March 2D23 31 March 2022
EOOOs EODDs
Actuarial
(gains) / losses on
the liabilities (35,041) (11,745)
Return on assets, excluding interest income 39,885 (3,240)
Changes
in the effect ofthe asset ceiling
excluding interest
income
2 I
I
I
111
10 11 00 511 Ii
/ liability to be shown
in OCI
14965
21 Related party transactions.
There were no related party transactions during the year.

Comparative
Statemen
expenditure
account)
t offinancial activ ities (incorpora ting
income an
d
Total
Restrictedf Unrestricted
f
2022
income
Donations 766 766
Income from charitable activities: advice
and advocacy 1,025,500 680,155 1,705,655
Other trading
activities
9,527 9527
Investment
income
1,760 1,760
Total incoming resources 919055 618253 I 717 708
Expenditure
Raising funds (25,507) (25,507)
Charitable
activities
(1,010,565) (636,320) (1,646,885)
Total expenditure ~1010565 ~661 527 ~1672392
Net income 14,935 30,381 45,316
Actuarial gains on defined benefit
pension scheme
9,765 9,765
Net movement
in funds
40,146 55,081
Reconciliation
offunds
Funds brought forward at 1 April 2021 4215115 421506
Funds carried forward at 31 March 2022 14935 461 651 476 586

he
ear ended 31 March 20
Statement ofFunds
23
Gain I(loss)
At 1 April Incoming Outgoing on Pension At 31March
2621 ra as cress resources Investmenta adjustment 2022
E 6 E E E E
Restricted funds
Macmillan
Cancer Care
191,425 (191,425)
Social Prescnang 6,000 (6,000)
Big Lottery Fund-HTC 143,329 (13D,134) 13,195
City Bndge Trust
Wandle CCG 73,250 (73,250)
Bsoersss CCG 28,734 (28,734)
West Wandsworth
CCG
29,360 (29,360)
City Budge Trust 47,260 (47,260)
Major Trauma
Advice
27,707 (27,707)
Citizens Advice - Help ta Claim 139,961 (138,221) 1,740
Citizens Advice BEISfunding 12,500 (12500)
The London Community 18,MO (18,DOO)
Wandswonh
Council - DSF
47,406 (47,406)
Baaersea
BPSF
Wandle
HA
Wandsworth
- Foodbank
54,053 (54,053)
Foodbank - Henry Smith 58,200 (58,200)
Foodbank -Trussell Trusl 25,725 (25,725)
Foodbank - Earlsfield 13,MO (13,0M)
EU National
Total restricted
funds
~1255 ~1~55
Unrestricted
tunds
General funds
Free funds
Defined pension
beneFit scheme
524,657
~r
692,208 (681,827) 005 ODO
Total unrestricted
funds
4 1 651
Total funds 476 586