2025-09-30-accounts - Porthtowan Surf Life Saving Club

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Trustees’ Annual Report

For the year ended 30 September 2025

Reference and Administrative Details

Charity name: Porthtowan Surf Life Saving Club Charity registration number: 1033101

Principal address: Porthtowan Surf Life Saving Club West Beach Road Truro Cornwall TR4 8AD

Telephone: 01209 890414 Email: porthtowannippers@gmail.com

Reporting period: 1 October 2024 to 30 September 2025

Trustees

The trustees serving during the reporting period were:

Gail Huggan-Frost – President
Adam Richards – Chairperson
Shaun Richards – Club Captain
Will Spencer – Community Liaison
Ian Finlay – Vice Chairperson

The trustees are responsible for the overall governance, strategic direction and oversight of the charity, ensuring that the organisation continues to deliver its charitable objectives and public benefit.

Structure, Governance and Management

Porthtowan Surf Life Saving Club is a registered charity operating under its constitution and within the framework and standards of its governing body, Surf Life Saving Great Britain (SLSGB).

The charity is managed by its Board of Trustees, who oversee the strategic development, governance, financial management and effective delivery of the club’s activities.

Operational delivery is supported by a team of volunteers, including qualified coaches, trainer assessors, surf lifeguards and other club volunteers.

Trustees are appointed in accordance with the charity’s constitution. The club seeks to recruit trustees who can contribute appropriate skills, experience and commitment to support the ongoing development of the charity and its lifesaving objectives.

The trustees meet regularly throughout the year to review the charity’s activities, finances, risks and future priorities.

Objectives and Activities

The principal objectives of Porthtowan Surf Life Saving Club are to promote community water safety, lifesaving skills, physical activity and personal development through surf lifesaving.

The club provides opportunities for members of all ages to develop skills in:

Surf lifesaving
Water safety
Swimming and fitness
Teamwork and leadership
Emergency response skills
Competitive lifesaving

During the year, the club delivered structured training, coaching and development opportunities, with a strong focus on supporting children and young people and developing the next generation of lifesavers.

Achievements and Performance

During the reporting year, Porthtowan Surf Life Saving Club continued to deliver significant public benefit through its commitment to coastal safety, youth development, volunteer engagement and community resilience.

The club had 160 members , including 100 members under the age of 16 , demonstrating the strength of its junior development programme and its role in providing young people with safe, structured opportunities to develop lifesaving skills, confidence and resilience.

A key achievement during the year was the continued delivery of the club’s lifesaver pathway , providing a structured progression route from junior (Nipper) participation through to qualified surf lifeguard status. During the reporting period, 20 members achieved qualification as surf lifesavers , strengthening the pool of trained volunteers able to support coastal safety and community resilience.

The club maintained a strong volunteer workforce, including:

5 Level 2 Surf Life Saving coaches
3 SLSGB Trainer Assessors
28 active volunteer surf lifeguards providing regular evening and weekend cover

A consistent training programme was delivered throughout the year, including:

Weekly senior training sessions
Weekly surf boat rowing sessions, including Sunday mornings
Weekly IRB (Inshore Rescue Boat) training sessions

These sessions ensured that members developed and maintained the skills required to operate safely and effectively in coastal environments, while also promoting physical fitness, teamwork and leadership.

The club contributed to the coordination of community assets and stakeholders to support the requirements of the Blue Flag award for Porthtowan beach, reinforcing its commitment to beach safety, environmental standards and community collaboration.

The charity also engaged with local schools through the SLSGB Splash School programme , supporting water safety education and raising awareness of safe behaviours in and around the sea.

During the year, the club secured funding through the Making Space for Sand project to begin development of a planning application for a replacement lifesaving premises at Porthtowan beach. The proposed facility will be flood-resilient and modular, supporting the long-term sustainability and growth of the charity’s activities.

The club worked collaboratively with a range of external stakeholders, including:

The RNLI
Porthtowan Dunes Group
Porthtowan Village Hall
The Environment Agency
Cornwall Flood Forum
Surfers Against Sewage

Through these partnerships, the charity contributes to wider coastal resilience, environmental protection, community engagement and public safety initiatives.

Through its activities, Porthtowan Surf Life Saving Club provides public benefit by:

Improving water safety awareness and reducing coastal risk
Developing lifesaving skills among children, young people and adults
Encouraging participation in healthy physical activity
Providing volunteering and skills development opportunities
Supporting community resilience through partnership working

The trustees are grateful to the volunteers, members, supporters and partners whose ongoing commitment enables the charity to deliver these benefits.

Financial Review

During the reporting period from 1 October 2024 to 30 September 2025, Porthtowan Surf Life Saving Club maintained sufficient financial resources to deliver its charitable objectives and activities.

The charity’s income was derived from membership subscriptions, grants, fundraising activities and donations. These funds were applied to support training programmes, equipment purchase and maintenance, insurance, and general operational costs.

Total income: £39064 Total expenditure: £39990 Net movement in funds: £926

The charity continues to seek funding opportunities to support both its ongoing activities and its longer-term strategic objectives, including the development of new club premises.

Reserves Policy

The trustees recognise the importance of maintaining reserves where possible; however, during this reporting period the charity did not hold any material free reserves.

Available funds are generally applied directly to the delivery of the charity’s objectives. The trustees will continue to review the financial position of the charity and aim to build an appropriate level of reserves in future to support financial resilience and long-term planning.

Debts and Liabilities

The charity had no outstanding debts or liabilities at the end of the reporting period.

Funds Held as Custodian Trustee

The charity does not hold any funds as custodian trustee for any other organisation or individuals.

Approval of the Trustees’ Annual Report

This report was approved by the trustees on:

Date: 20[th] July 2026

Signed on behalf of the trustees:

Name: Adam Richards Position: Chairperson

Porthtowan Surf Life Saving Club

Financial Statements

Year Ended 30th September 2025

Registered Charity 1033101

Porthtowan Surf Life Saving Club Receipts and Payments Account As at 30 September 2025

Unrestricted funds £ Receipts Memberships & Subscriptions 26,798 Grant 1,000 Donations 2,731 Events 5,745 Competitions 1,104 Training 280 Kit sales 285 *Sub total* 37,943 Asset and investment sales Asset sales 420 *Sub total* 420 *Total receipts* 38,363 Payments Affiliation & Membership 4,804 Pool Hire & Lifeguard Hire 9,038 Competition Costs 1,775 Training Fees 248 Events 6,179 Club Kit 900 Rent & Rates 1,448 Maintenance & Repairs Clubhouse 1,215 Maintenance & Repairs Equipment 3,681 Light & Heat 2,233 Telephone & Internet 1,344 Insurance 1,577 Postage, Stationery and Advertising 455 Legal & Professional 3,108 *Sub total* 38,005 Asset and investment purchases Asset purchases 1,785 *Sub total* 1,785 *Total payments* 39,790 *Net receipts/(payments)* 1,427 - Transfers between funds 187 - Cash funds at 01.10.24 13,947 *Cash funds at 30.09.25* 12,333	Restricted Endowment funds funds £ £ - - - - 701 - - - - - - - - - 701 - - - - - 701 - - - - - - - - - - - 200 - - - - - - - 200 - - - - - 200 - 501 - - - - - 501 -	Total funds £ 26,798 1,000 3,432 5,745 1,104 280 285
		38,644 420
		420
		39,064
		4,804 9,038 1,775 248 6,179 900 1,448 1,215 3,881 2,233 1,344 1,577 455 3,108
		38,205 1,785
		1,785
		39,990
		926 - 187 - 13,947
		12,834

Porthtowan Surf Life Saving Club Statement of Assets and Liabilities As at 30 September 2025

Unrestricted Restricted Endowment funds funds funds £ £ £ Cash funds Cash at bank and in hand 12,333 501 - Total cash funds 12,333 501 - Other monetary assets - - - Investment assets - - - Assets retained for the charity’s own use £ £ £ SLSC Equipment 89,581 - - 89,581 - - Approved on behalf of the Trustees by ___ Print Name ___ Position ___ Date ___	Total funds £ 12,834
	12,834
	- - Value £ 89,581
	89,581

Accountants Report

I have verified the accounting records of Porthtowan Surf Life Saving Club and from these records have prepared, without audit, the attached Receipts and Payments Account and Statement of Assets and Liabilities. I certify that the Accounts are correctly drawn up in accordance therewith.

Helen Laws, BA (Hons), FMAAT Membership No 2046 Licence No 9338

Lukes Cottage, Green Lane, Mawla, Redruth, Cornwall. TR16 5DW

Porthtowan Surf Life Saving Club Asset List as at 30 September 2024

Equipment details Quantity Location Equipment Trailer 1 Barn storage Australian Surf Boat 2 Porthtowan SLSC Croker carbon fibre rowing oars 16 Porthtowan SLSC Surf Boat Trailer 1 Porthtowan SLSC Double Racing Ski 2 Porthtowan SLSC Single Racing Ski 4 Porthtowan SLSC Double Kayak 1 Porthtowan SLSC Bennet Rescue Board 2 Porthtowan SLSC Vanquish Rescue Board 4 Porthtowan SLSC Gaisford Rescue Board 6 Porthtowan SLSC Foam Rescue Tube 15 Porthtowan SLSC 2m Nipper Board 14 Porthtowan SLSC Circle 1 Nipper Board 10 Porthtowan SLSC 1.8m Nipper Board 14 Porthtowan SLSC Bennet Racing Nipper Board 3 Porthtowan SLSC Vanquish Nipper Board 10 Porthtowan SLSC Vanquish Junior Board 6 Porthtowan SLSC 9ft Swell Paddle Board 7 Porthtowan SLSC Racing Paddle Board 6 Porthtowan SLSC Bennet Epoxy Racing Board 1 Porthtowan SLSC 3mx3m Marque 2 Porthtowan SLSC 9m Event Flags 6 Porthtowan SLSC Resus Annie 10 Porthtowan SLSC Vango Zephyr 300 Tent 2 Porthtowan SLSC Jet Boil Flash Stove 2 Porthtowan SLSC Heavy Duty Kayak Trolley 1 Porthtowan SLSC BladeRunner GXX Double Ski 1 Porthtowan SLSC Carbonology Surf Skis inc 8 sets of 6 Porthtowan SLSC Carbonology Paddles Cobra Ski 4 Porthtowan SLSC Rescue Board 10.4 x 23 1 Porthtowan SLSC Life Jackets 14 Porthtowan SLSC Long Rescue Boards 2 Porthtowan SLSC Bennet Soft Rescue Board 5 Porthtowan SLSC Pyranha Octane Surfski 1 Porthtowan SLSC Swell Rescue Tubes 5 Porthtowan SLSC BBQ for nippers 1 Porthtowan SLSC Surf Boat Trailer 1 Porthtowan SLSC Little Annie QCPR 4 pack 1 Porthtowan SLSC Little Annie QCPR upgrade pack 4 Porthtowan SLSC Lifeboat - Aranicia 380 1 Porthtowan SLSC Lifeboat - Aranicia 380 1 Porthtowan SLSC IRB Trailer 1 Porthtowan SLSC IRB Trailer 1 Porthtowan SLSC Launch Trolley 1 Porthtowan SLSC Bouyancy Aids 6 Porthtowan SLSC Skindog surfboard over 9'2 1 Porthtowan SLSC Quad Bike SV58 JVL 1 Porthtowan SLSC Epoxy Rescue Board 1 Porthtowan SLSC Rescue Board 1 Porthtowan SLSC Icom M25 Waterproof Handheld VHF Marine Radio 1 Porthtowan SLSC Icom M25 Waterproof Handheld VHF Marine Radio 2 Porthtowan SLSC Pool Hoops Porthtowan SLSC Surf Rescue Mal 1 Porthtowan SLSC 9FT Swell Board 1 Porthtowan SLSC Swim Fins 20 Porthtowan SLSC Boogie Board 1 Porthtowan SLSC Swim Fins 23 Porthtowan SLSC 10'6 Paddleboard 1 Porthtowan SLSC IRB Road Trailer 1 Porthtowan SLSC Hurricane ILS Specification Rescue Tube 1 Porthtowan SLSC BBQ Nimbus 4 Burner Gas 1 Porthtowan SLSC 2005 Cobia surf rescue craft 1 Porthtowan SLSC Competition Vests 15 Porthtowan SLSC Additions 2025 Lifejackets x 3 3 Porthtowan SLSC Rescue Board 1 Porthtowan SLSC Swell Boards 6 Porthtowan SLSC Torpedos 4 Porthtowan SLSC _Disposals 2025_ IRB Trailer 1 Double Kayak 1 Cost c/f 30 September 2025*	Cost 1,000 4,000 3,000 500 1,000 748 350 1,800 3,220 900 900 2,870 1,000 2,520 1,250 2,950 2,520 2,100 1,800 225 1,000 1,200 2,000 323 187 100 2,900 6,390 450 774 325 200 6,900 860 541 197 1,400 837 338 8,459 6,635 400 350 30 213 900 1,600 1,299 380 80 172 78 260 100 370 30 344 100 500 295 175 4,000 150
	88,496 100 1,000 600 85
	1,785 350 350
	700 89,581