## **Trustees’ Annual Report** ## **For the year ended 30 September 2025** ## **Reference and Administrative Details** **Charity name:** Porthtowan Surf Life Saving Club **Charity registration number:** 1033101 **Principal address:** Porthtowan Surf Life Saving Club West Beach Road Truro Cornwall TR4 8AD **Telephone:** 01209 890414 **Email:** porthtowannippers@gmail.com **Reporting period:** 1 October 2024 to 30 September 2025 ## **Trustees** The trustees serving during the reporting period were: - Gail Huggan-Frost – President - Adam Richards – Chairperson - Shaun Richards – Club Captain - Will Spencer – Community Liaison - Ian Finlay – Vice Chairperson The trustees are responsible for the overall governance, strategic direction and oversight of the charity, ensuring that the organisation continues to deliver its charitable objectives and public benefit. ## **Structure, Governance and Management** Porthtowan Surf Life Saving Club is a registered charity operating under its constitution and within the framework and standards of its governing body, Surf Life Saving Great Britain (SLSGB). The charity is managed by its Board of Trustees, who oversee the strategic development, governance, financial management and effective delivery of the club’s activities. Operational delivery is supported by a team of volunteers, including qualified coaches, trainer assessors, surf lifeguards and other club volunteers. Trustees are appointed in accordance with the charity’s constitution. The club seeks to recruit trustees who can contribute appropriate skills, experience and commitment to support the ongoing development of the charity and its lifesaving objectives. The trustees meet regularly throughout the year to review the charity’s activities, finances, risks and future priorities. ## **Objectives and Activities** The principal objectives of Porthtowan Surf Life Saving Club are to promote community water safety, lifesaving skills, physical activity and personal development through surf lifesaving. The club provides opportunities for members of all ages to develop skills in: - Surf lifesaving - Water safety - Swimming and fitness - Teamwork and leadership - Emergency response skills - Competitive lifesaving During the year, the club delivered structured training, coaching and development opportunities, with a strong focus on supporting children and young people and developing the next generation of lifesavers. ## **Achievements and Performance** During the reporting year, Porthtowan Surf Life Saving Club continued to deliver significant public benefit through its commitment to coastal safety, youth development, volunteer engagement and community resilience. The club had **160 members** , including **100 members under the age of 16** , demonstrating the strength of its junior development programme and its role in providing young people with safe, structured opportunities to develop lifesaving skills, confidence and resilience. A key achievement during the year was the continued delivery of the club’s **lifesaver pathway** , providing a structured progression route from junior (Nipper) participation through to qualified surf lifeguard status. During the reporting period, **20 members achieved qualification as surf lifesavers** , strengthening the pool of trained volunteers able to support coastal safety and community resilience. The club maintained a strong volunteer workforce, including: - 5 Level 2 Surf Life Saving coaches - 3 SLSGB Trainer Assessors - 28 active volunteer surf lifeguards providing regular evening and weekend cover A consistent training programme was delivered throughout the year, including: - Weekly senior training sessions - Weekly surf boat rowing sessions, including Sunday mornings - Weekly IRB (Inshore Rescue Boat) training sessions These sessions ensured that members developed and maintained the skills required to operate safely and effectively in coastal environments, while also promoting physical fitness, teamwork and leadership. The club contributed to the coordination of community assets and stakeholders to support the requirements of the **Blue Flag award** for Porthtowan beach, reinforcing its commitment to beach safety, environmental standards and community collaboration. The charity also engaged with local schools through the **SLSGB Splash School programme** , supporting water safety education and raising awareness of safe behaviours in and around the sea. During the year, the club secured funding through the **Making Space for Sand project** to begin development of a planning application for a replacement lifesaving premises at Porthtowan beach. The proposed facility will be flood-resilient and modular, supporting the long-term sustainability and growth of the charity’s activities. The club worked collaboratively with a range of external stakeholders, including: - The RNLI - Porthtowan Dunes Group - Porthtowan Village Hall - The Environment Agency - Cornwall Flood Forum - Surfers Against Sewage Through these partnerships, the charity contributes to wider coastal resilience, environmental protection, community engagement and public safety initiatives. Through its activities, Porthtowan Surf Life Saving Club provides public benefit by: - Improving water safety awareness and reducing coastal risk - Developing lifesaving skills among children, young people and adults - Encouraging participation in healthy physical activity - Providing volunteering and skills development opportunities - Supporting community resilience through partnership working The trustees are grateful to the volunteers, members, supporters and partners whose ongoing commitment enables the charity to deliver these benefits. ## **Financial Review** During the reporting period from 1 October 2024 to 30 September 2025, Porthtowan Surf Life Saving Club maintained sufficient financial resources to deliver its charitable objectives and activities. The charity’s income was derived from membership subscriptions, grants, fundraising activities and donations. These funds were applied to support training programmes, equipment purchase and maintenance, insurance, and general operational costs. ## **Total income:** £39064 **Total expenditure:** £39990 **Net movement in funds:** £926 The charity continues to seek funding opportunities to support both its ongoing activities and its longer-term strategic objectives, including the development of new club premises. ## **Reserves Policy** The trustees recognise the importance of maintaining reserves where possible; however, during this reporting period the charity did not hold any material free reserves. Available funds are generally applied directly to the delivery of the charity’s objectives. The trustees will continue to review the financial position of the charity and aim to build an appropriate level of reserves in future to support financial resilience and long-term planning. ## **Debts and Liabilities** The charity had **no outstanding debts or liabilities** at the end of the reporting period. ## **Funds Held as Custodian Trustee** The charity does not hold any funds as custodian trustee for any other organisation or individuals. ## **Approval of the Trustees’ Annual Report** This report was approved by the trustees on: **Date:** 20[th] July 2026 Signed on behalf of the trustees: Name: Adam Richards Position: Chairperson ## **Porthtowan Surf Life Saving Club** ## **Financial Statements** **Year Ended 30th September 2025** **Registered Charity 1033101** ## **Porthtowan Surf Life Saving Club Receipts and Payments Account As at 30 September 2025** |**Unrestricted**
**funds**
**£**
**Receipts**
Memberships & Subscriptions
26,798
Grant
1,000
Donations
2,731
Events
5,745
Competitions
1,104
Training
280
Kit sales
285
**_Sub total_**
**37,943**
**Asset and investment sales**
Asset sales
420
**_Sub total_**
**420**
**_Total receipts_**
**38,363**
**Payments**
Affiliation & Membership
4,804
Pool Hire & Lifeguard Hire
9,038
Competition Costs
1,775
Training Fees
248
Events
6,179
Club Kit
900
Rent & Rates
1,448
Maintenance & Repairs Clubhouse
1,215
Maintenance & Repairs Equipment
3,681
Light & Heat
2,233
Telephone & Internet
1,344
Insurance
1,577
Postage, Stationery and Advertising
455
Legal & Professional
3,108
**_Sub total_**
**38,005**
**Asset and investment purchases**
Asset purchases
1,785
**_Sub total_**
**1,785**
**_Total payments_**
**39,790**
**_Net receipts/(payments)_**
1,427
-
Transfers between funds
187
-
Cash funds at 01.10.24
13,947
**_Cash funds at 30.09.25_**
**12,333**|**Restricted**
**Endowment**
**funds**
**funds**
**£**
**£**
-
-
-
-
701
-
-
-
-
-
-
-
-
-
**701**
-
-
-
-
-
**701**
-
-
-
-
-
-
-
-
-
-
-
200
-
-
-
-
-
-
-
**200**
-
-
-
-
-
**200**
-
501
-
-
-
-
-
**501**
-|**Total**
**funds**
**£**
26,798
1,000
3,432
5,745
1,104
280
285| |---|---|---| |||**38,644**
420| |||**420**| |||**39,064**| |||4,804
9,038
1,775
248
6,179
900
1,448
1,215
3,881
2,233
1,344
1,577
455
3,108| |||**38,205**
1,785| |||**1,785**| |||**39,990**| |||926
-
187
-
13,947| |||**12,834**| ## **Porthtowan Surf Life Saving Club Statement of Assets and Liabilities As at 30 September 2025** |**Unrestricted**
**Restricted**
**Endowment**
**funds**
**funds**
**funds**
**£**
**£**
**£**
**Cash funds**
Cash at bank and in hand
12,333
501
-
Total cash funds
**12,333**
**501**
-
**Other monetary assets**
-
-
-
**Investment assets**
-
-
-
**Assets retained for the charity’s own use**
**£**
**£**
**£**
SLSC Equipment
89,581
-
-
**89,581**
-
-
**Approved on behalf of the Trustees by**
______________________
Print Name
______________________
Position
______________________
Date
______________________|**Total**
**funds**
**£**
12,834| |---|---| ||**12,834**| ||-
-
**Value**
**£**
89,581| ||**89,581**| ||| ## **Accountants Report** I have verified the accounting records of Porthtowan Surf Life Saving Club and from these records have prepared, without audit, the attached Receipts and Payments Account and Statement of Assets and Liabilities. I certify that the Accounts are correctly drawn up in accordance therewith. ______________________ Helen Laws, BA (Hons), FMAAT Membership No 2046 Licence No 9338 Lukes Cottage, Green Lane, Mawla, Redruth, Cornwall. TR16 5DW **Porthtowan Surf Life Saving Club Asset List as at 30 September 2024** |**Equipment details**
**Quantity Location**
Equipment Trailer
1
Barn storage
Australian Surf Boat
2
Porthtowan SLSC
Croker carbon fibre rowing oars
16
Porthtowan SLSC
Surf Boat Trailer
1
Porthtowan SLSC
Double Racing Ski
2
Porthtowan SLSC
Single Racing Ski
4
Porthtowan SLSC
Double Kayak
1
Porthtowan SLSC
Bennet Rescue Board
2
Porthtowan SLSC
Vanquish Rescue Board
4
Porthtowan SLSC
Gaisford Rescue Board
6
Porthtowan SLSC
Foam Rescue Tube
15
Porthtowan SLSC
2m Nipper Board
14
Porthtowan SLSC
Circle 1 Nipper Board
10
Porthtowan SLSC
1.8m Nipper Board
14
Porthtowan SLSC
Bennet Racing Nipper Board
3
Porthtowan SLSC
Vanquish Nipper Board
10
Porthtowan SLSC
Vanquish Junior Board
6
Porthtowan SLSC
9ft Swell Paddle Board
7
Porthtowan SLSC
Racing Paddle Board
6
Porthtowan SLSC
Bennet Epoxy Racing Board
1
Porthtowan SLSC
3mx3m Marque
2
Porthtowan SLSC
9m Event Flags
6
Porthtowan SLSC
Resus Annie
10
Porthtowan SLSC
Vango Zephyr 300 Tent
2
Porthtowan SLSC
Jet Boil Flash Stove
2
Porthtowan SLSC
Heavy Duty Kayak Trolley
1
Porthtowan SLSC
BladeRunner GXX Double Ski
1
Porthtowan SLSC
Carbonology Surf Skis inc 8 sets of
6
Porthtowan SLSC
Carbonology Paddles
Cobra Ski
4
Porthtowan SLSC
Rescue Board 10.4 x 23
1
Porthtowan SLSC
Life Jackets
14
Porthtowan SLSC
Long Rescue Boards
2
Porthtowan SLSC
Bennet Soft Rescue Board
5
Porthtowan SLSC
Pyranha Octane Surfski
1
Porthtowan SLSC
Swell Rescue Tubes
5
Porthtowan SLSC
BBQ for nippers
1
Porthtowan SLSC
Surf Boat Trailer
1
Porthtowan SLSC
Little Annie QCPR 4 pack
1
Porthtowan SLSC
Little Annie QCPR upgrade pack
4
Porthtowan SLSC
Lifeboat - Aranicia 380
1
Porthtowan SLSC
Lifeboat - Aranicia 380
1
Porthtowan SLSC
IRB Trailer
1
Porthtowan SLSC
IRB Trailer
1
Porthtowan SLSC
Launch Trolley
1
Porthtowan SLSC
Bouyancy Aids
6
Porthtowan SLSC
Skindog surfboard over 9'2
1
Porthtowan SLSC
Quad Bike SV58 JVL
1
Porthtowan SLSC
Epoxy Rescue Board
1
Porthtowan SLSC
Rescue Board
1
Porthtowan SLSC
Icom M25 Waterproof Handheld VHF Marine Radio
1
Porthtowan SLSC
Icom M25 Waterproof Handheld VHF Marine Radio
2
Porthtowan SLSC
Pool Hoops
Porthtowan SLSC
Surf Rescue Mal
1
Porthtowan SLSC
9FT Swell Board
1
Porthtowan SLSC
Swim Fins
20
Porthtowan SLSC
Boogie Board
1
Porthtowan SLSC
Swim Fins
23
Porthtowan SLSC
10'6 Paddleboard
1
Porthtowan SLSC
IRB Road Trailer
1
Porthtowan SLSC
Hurricane ILS Specification Rescue Tube
1
Porthtowan SLSC
BBQ Nimbus 4 Burner Gas
1
Porthtowan SLSC
2005 Cobia surf rescue craft
1
Porthtowan SLSC
Competition Vests
15
Porthtowan SLSC
_Additions 2025_
Lifejackets x 3
3
Porthtowan SLSC
Rescue Board
1
Porthtowan SLSC
Swell Boards
6
Porthtowan SLSC
Torpedos
4
Porthtowan SLSC
_Disposals 2025*_
IRB Trailer
1
Double Kayak
1
**Cost c/f 30 September 2025**|**Cost**
1,000
4,000
3,000
500
1,000
748
350
1,800
3,220
900
900
2,870
1,000
2,520
1,250
2,950
2,520
2,100
1,800
225
1,000
1,200
2,000
323
187
100
2,900
6,390
450
774
325
200
6,900
860
541
197
1,400
837
338
8,459
6,635
400
350
30
213
900
1,600
1,299
380
80
172
78
260
100
370
30
344
100
500
295
175
4,000
150| |---|---| ||88,496
100
1,000
600
85| ||1,785
350
350| ||700
**89,581**| ## **Porthtowan Surf Life Saving Club** ## **Financial Statements** **Year Ended 30th September 2025** **Registered Charity 1033101** ## **Porthtowan Surf Life Saving Club Receipts and Payments Account As at 30 September 2025** |**Unrestricted**
**funds**
**£**
**Receipts**
Memberships & Subscriptions
26,798
Grant
1,000
Donations
2,731
Events
5,745
Competitions
1,104
Training
280
Kit sales
285
**_Sub total_**
**37,943**
**Asset and investment sales**
Asset sales
420
**_Sub total_**
**420**
**_Total receipts_**
**38,363**
**Payments**
Affiliation & Membership
4,804
Pool Hire & Lifeguard Hire
9,038
Competition Costs
1,775
Training Fees
248
Events
6,179
Club Kit
900
Rent & Rates
1,448
Maintenance & Repairs Clubhouse
1,215
Maintenance & Repairs Equipment
3,681
Light & Heat
2,233
Telephone & Internet
1,344
Insurance
1,577
Postage, Stationery and Advertising
455
Legal & Professional
3,108
**_Sub total_**
**38,005**
**Asset and investment purchases**
Asset purchases
1,785
**_Sub total_**
**1,785**
**_Total payments_**
**39,790**
**_Net receipts/(payments)_**
1,427
-
Transfers between funds
187
-
Cash funds at 01.10.24
13,947
**_Cash funds at 30.09.25_**
**12,333**|**Restricted**
**Endowment**
**funds**
**funds**
**£**
**£**
-
-
-
-
701
-
-
-
-
-
-
-
-
-
**701**
-
-
-
-
-
**701**
-
-
-
-
-
-
-
-
-
-
-
200
-
-
-
-
-
-
-
**200**
-
-
-
-
-
**200**
-
501
-
-
-
-
-
**501**
-|**Total**
**funds**
**£**
26,798
1,000
3,432
5,745
1,104
280
285| |---|---|---| |||**38,644**
420| |||**420**| |||**39,064**| |||4,804
9,038
1,775
248
6,179
900
1,448
1,215
3,881
2,233
1,344
1,577
455
3,108| |||**38,205**
1,785| |||**1,785**| |||**39,990**| |||926
-
187
-
13,947| |||**12,834**| ## **Porthtowan Surf Life Saving Club Statement of Assets and Liabilities As at 30 September 2025** |**Unrestricted**
**Restricted**
**Endowment**
**funds**
**funds**
**funds**
**£**
**£**
**£**
**Cash funds**
Cash at bank and in hand
12,333
501
-
Total cash funds
**12,333**
**501**
-
**Other monetary assets**
-
-
-
**Investment assets**
-
-
-
**Assets retained for the charity’s own use**
**£**
**£**
**£**
SLSC Equipment
89,581
-
-
**89,581**
-
-
**Approved on behalf of the Trustees by**
______________________
Print Name
______________________
Position
______________________
Date
______________________|**Total**
**funds**
**£**
12,834| |---|---| ||**12,834**| ||-
-
**Value**
**£**
89,581| ||**89,581**| ||| ## **Accountants Report** I have verified the accounting records of Porthtowan Surf Life Saving Club and from these records have prepared, without audit, the attached Receipts and Payments Account and Statement of Assets and Liabilities. I certify that the Accounts are correctly drawn up in accordance therewith. ______________________ Helen Laws, BA (Hons), FMAAT Membership No 2046 Licence No 9338 Lukes Cottage, Green Lane, Mawla, Redruth, Cornwall. TR16 5DW **Porthtowan Surf Life Saving Club Asset List as at 30 September 2024** |**Equipment details**
**Quantity Location**
Equipment Trailer
1
Barn storage
Australian Surf Boat
2
Porthtowan SLSC
Croker carbon fibre rowing oars
16
Porthtowan SLSC
Surf Boat Trailer
1
Porthtowan SLSC
Double Racing Ski
2
Porthtowan SLSC
Single Racing Ski
4
Porthtowan SLSC
Double Kayak
1
Porthtowan SLSC
Bennet Rescue Board
2
Porthtowan SLSC
Vanquish Rescue Board
4
Porthtowan SLSC
Gaisford Rescue Board
6
Porthtowan SLSC
Foam Rescue Tube
15
Porthtowan SLSC
2m Nipper Board
14
Porthtowan SLSC
Circle 1 Nipper Board
10
Porthtowan SLSC
1.8m Nipper Board
14
Porthtowan SLSC
Bennet Racing Nipper Board
3
Porthtowan SLSC
Vanquish Nipper Board
10
Porthtowan SLSC
Vanquish Junior Board
6
Porthtowan SLSC
9ft Swell Paddle Board
7
Porthtowan SLSC
Racing Paddle Board
6
Porthtowan SLSC
Bennet Epoxy Racing Board
1
Porthtowan SLSC
3mx3m Marque
2
Porthtowan SLSC
9m Event Flags
6
Porthtowan SLSC
Resus Annie
10
Porthtowan SLSC
Vango Zephyr 300 Tent
2
Porthtowan SLSC
Jet Boil Flash Stove
2
Porthtowan SLSC
Heavy Duty Kayak Trolley
1
Porthtowan SLSC
BladeRunner GXX Double Ski
1
Porthtowan SLSC
Carbonology Surf Skis inc 8 sets of
6
Porthtowan SLSC
Carbonology Paddles
Cobra Ski
4
Porthtowan SLSC
Rescue Board 10.4 x 23
1
Porthtowan SLSC
Life Jackets
14
Porthtowan SLSC
Long Rescue Boards
2
Porthtowan SLSC
Bennet Soft Rescue Board
5
Porthtowan SLSC
Pyranha Octane Surfski
1
Porthtowan SLSC
Swell Rescue Tubes
5
Porthtowan SLSC
BBQ for nippers
1
Porthtowan SLSC
Surf Boat Trailer
1
Porthtowan SLSC
Little Annie QCPR 4 pack
1
Porthtowan SLSC
Little Annie QCPR upgrade pack
4
Porthtowan SLSC
Lifeboat - Aranicia 380
1
Porthtowan SLSC
Lifeboat - Aranicia 380
1
Porthtowan SLSC
IRB Trailer
1
Porthtowan SLSC
IRB Trailer
1
Porthtowan SLSC
Launch Trolley
1
Porthtowan SLSC
Bouyancy Aids
6
Porthtowan SLSC
Skindog surfboard over 9'2
1
Porthtowan SLSC
Quad Bike SV58 JVL
1
Porthtowan SLSC
Epoxy Rescue Board
1
Porthtowan SLSC
Rescue Board
1
Porthtowan SLSC
Icom M25 Waterproof Handheld VHF Marine Radio
1
Porthtowan SLSC
Icom M25 Waterproof Handheld VHF Marine Radio
2
Porthtowan SLSC
Pool Hoops
Porthtowan SLSC
Surf Rescue Mal
1
Porthtowan SLSC
9FT Swell Board
1
Porthtowan SLSC
Swim Fins
20
Porthtowan SLSC
Boogie Board
1
Porthtowan SLSC
Swim Fins
23
Porthtowan SLSC
10'6 Paddleboard
1
Porthtowan SLSC
IRB Road Trailer
1
Porthtowan SLSC
Hurricane ILS Specification Rescue Tube
1
Porthtowan SLSC
BBQ Nimbus 4 Burner Gas
1
Porthtowan SLSC
2005 Cobia surf rescue craft
1
Porthtowan SLSC
Competition Vests
15
Porthtowan SLSC
_Additions 2025_
Lifejackets x 3
3
Porthtowan SLSC
Rescue Board
1
Porthtowan SLSC
Swell Boards
6
Porthtowan SLSC
Torpedos
4
Porthtowan SLSC
_Disposals 2025*_
IRB Trailer
1
Double Kayak
1
**Cost c/f 30 September 2025**|**Cost**
1,000
4,000
3,000
500
1,000
748
350
1,800
3,220
900
900
2,870
1,000
2,520
1,250
2,950
2,520
2,100
1,800
225
1,000
1,200
2,000
323
187
100
2,900
6,390
450
774
325
200
6,900
860
541
197
1,400
837
338
8,459
6,635
400
350
30
213
900
1,600
1,299
380
80
172
78
260
100
370
30
344
100
500
295
175
4,000
150| |---|---| ||88,496
100
1,000
600
85| ||1,785
350
350| ||700
**89,581**|