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2025-03-31-accounts

Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

ANNUAL REPORT AND FINANCIAL STATEMENTS

31 MARCH 2025

Charity Number 1008360 Company Registration Number 02681075

Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

FINANCIAL STATEMENTS

YEAR ENDED 31 MARCH 2025

CONTENTS PAGE
Reference and administration details of the charity and its
advisors 2
Trustees’ annual report 3
Independent Examiner’s Report 7
Statement of financial activities (including income and
expenditure account) 8
Balance sheet 9
Notes to the financial statements 10

Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

Reference and administration details of the Charity and its advisors

YEAR ENDED 31 MARCH 2025

Status

The Harbour is a company limited by guarantee (registration number 02681075) and granted charitable status by the Charity Commission under number 1008360.

Trustees

The directors of the charitable company (“the charity”) are its trustees for the purposes of the charity law and throughout this report are collectively referred to as the trustees.

The Trustees who served during the year and since the year end were as follows:

Directors and Trustees

Lily Eastwood – Chair Caroline Darrall – Trustee Emma Millington – Trustee Justine Williams – Trustee Alice Yevko – Trustee Philippa Bayley – Trustee resigned April 2024 Rob Davenport – Trustee resigned April 2024 Mary Hamblyn – Trustee resigned January 2025 Toby Howkins – Trustee resigned January 2025 Alysun Jones – Vice Chair resigned April 2024 David Harris – Trustee appointed Oct 2025 Clare Slater – Trustee appointed Oct 2025

Registered Office

30 Frogmore Street Bristol BS1 5NA

Independent Examiner

Geoff Archer Bristol Community Accountants CIC Daventry Road, Knowle Bristol, BS4 1DQ

Bankers

The Co-Operative Bank PLC P.O. Box 101 1 Balloon Street Manchester M60 4EP

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

TRUSTEES REPORT

YEAR ENDED 31 MARCH 2025

Structure, governance and management

The Charity was established on 24 January 1992 by incorporation as a company limited by guarantee and registered as a Charity in February 1992. Consequently, the governing instrument of the Charity is its Memorandum and Articles of Association.

Reference and administrative information set out on page 2 forms part of this report. The financial statements comply with the Charities Act 2011, the Companies Act 2006, the Memorandum and Articles of Association, and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Recruitment and appointment of Trustees

The Directors of the company are also charity trustees for the purpose of charity law and under the company’s Articles are known as Members of the Management Committee. Under the requirements of the Memorandum and Articles of Association the members of the Management Committee are elected to serve for a period of three years after which they must be re-elected at the next Annual General Meeting. One third of the membership shall retire annually but shall be eligible for re-election at the AGM.

Trustee induction and training

Prospective Trustees meet the Chair and CEO and provide a CV and cover letter. There is an interview to assess their skills against the needs of the organisation before being invited to attend a Trustee meeting, and, if mutually agreed, go forward for appointment following a 6-month probation. Trustees meet with the Chair, Vice Chair and staff representatives during their induction for training on their role and responsibilities. They are also issued with guidelines and a ‘Welcome pack’.

Governance structure

The Harbour has a Management Committee of Trustees who are responsible for the strategic direction and policy of the charity. The Committee typically has between six and eight members and the Chief Executive attends each meeting. There are three sub-committees with delegated responsibilities for monitoring and oversight of Finance and HR, Income Generation and Clinical delivery. Day-to-day responsibility for the provision of the services rests with the Chief Executive, supported by the Clinical Lead.

Trustees statement on public benefit

The trustees confirm that they have complied with the Charity Commission’s guidance on public benefit. The Harbour delivers public benefit both directly to our clients and to the wider community through supporting people in their grief, regardless of financial circumstances.

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

TRUSTEES REPORT

YEAR ENDED 31 MARCH 2025

Objectives and activities of our charity

The Harbour is a small charity with a huge vision - that everyone has access to the crucial emotional support needed when they are facing death and navigating grief. Since 1992 we have offered specialist counselling to help people live well with grief.

Who we support

We support people in Bristol and the surrounding areas who are aged 18 and over who fall into one or more of the following categories:

In the financial year 2024-2025 we worked with 192 people and offered 1515 counselling sessions and assessments.

Our service

We provide specialist counselling for people affected by death, dying, or bereavement-offering someone to talk to when they need it most.

We offer individual and group therapy. Our sessions allow clients the time and space to explore the complex emotional impact and challenges associated with grief, illness, and loss. We help people process their experiences and think about how their current situation relates to other aspects of their life. When given the space to talk freely about the feelings evoked by their own or their loved one’s illness or death, our clients are able to gain new insight, develop ways of managing the emotional pressures they face, and so reduce the levels of depression and anxiety they are experiencing.

We typically offer clients 16 weeks of Individual Therapy, the sessions last for 50 minutes and are at the same time, on the same day, each week to create a stable and holding space within which clients can explore their feelings. Group therapy offers people the opportunity to share their experiences of grief or illness with others. Participating in a safe, confidential group based on mutual respect can help reduce isolation and foster connection. Our groups meet for 90 minutes every fortnight, with participants encouraged to attend for at least nine months.

Our sessions are delivered face to face from our premises in Bristol city centre, where we have dedicated and welcoming therapy rooms. We are expanding our reach across the city by delivering sessions from community spaces to increase access to our service. We also offer telephone and online sessions, making it possible for people who are unwell, housebound, or have caring responsibilities to receive support.

Our team

The Harbour is led by Xanthe Swift, who became CEO in May 2024 following Natasha Davies' departure at the end of April 2024. She is supported by a team of clinical, administration and fundraising staff.

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

TRUSTEES REPORT

YEAR ENDED 31 MARCH 2025

Clinical management is overseen by Christina Saltmarsh, who joined in 2023. The clinical team consists of qualified Individual Therapists and a Group Analyst, all of whom are accredited by UKCP or BACP and maintain membership with the relevant regulatory bodies. The Harbour also offers placements for up to six therapists in training who are in the advanced stages of gaining their qualification. All members of the clinical team receive clinical supervision and attend weekly clinical team meetings.

Safeguarding

Safeguarding and risk management are integral to The Harbour and is considered at every stage of a client’s journey and in all areas of service delivery including safer recruitment. Our Clinical Lead is our Designated Safeguarding Lead. We review our policies, procedures, and training to ensure they are in line with current best practice and that everyone at The Harbour is clear about their role and responsibilities with regard to safeguarding and managing risk. We maintain an organisational culture that priorities safeguarding.

What impact does our work have?

To help us understand how people are feeling and track change over time, we use standard clinical measures (GAD-7 for anxiety and PHQ-9 for depression) at the beginning, middle, and end of counselling. In this reporting period, 83% of clients showed reduced levels of depression and 78% showed reduced levels of anxiety. In addition, 89% said they were better at dealing with their feelings and concerns after counselling. 93% rated their relationship with their counsellor as ‘excellent’ or ‘good’, and 89% were ‘very satisfied’ with the service. These outcomes are especially significant given the complexity of challenges faced by those affected by death, dying, and bereavement.

Client quotes

“Overall, I am incredibly grateful for this counselling. Where I felt truly listened to and helped me work through a lot of things connected to my grief. And that has been invaluable.”

“It has helped me immeasurably (it was hard to fill in the tick boxes in this questionnaire as they do not reflect what I got out of the sessions). I feel like I have been able to understand my reaction to the death of my mother and the way I dealt with and processed things after. The sessions have really helped me to understand why I react in certain ways and to make some sort of peace with that.”

“It has given me a new lease of life. It has made me more my old self. I have hope and my sense of optimism for the future has returned.”

“It has been the biggest breakthrough ever in understanding my emotional problems and I am very grateful."

Financial review

Income for the year is shown as £319,612 which is an increase compared to the previous year’s total of £212,501. Expenditure increased from £250,634 in 2023/24 to £300,771. This left a surplus for the year of £18,841, compared with a deficit in the previous year of £38,133. Total unrestricted funds for the year increased from £78,185 in 2023/24 to £105,870. Total funds carried forward are £127,526 compared to £108,685 in 2023/24

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

TRUSTEES REPORT

YEAR ENDED 31 MARCH 2025

Policies on reserves

The management committee has established a policy whereby the unrestricted funds not committed or invested in tangible fixed assets (“the free reserves”) held by the charity should be between three and six months of the resources expended, which equates to a minimum reserves level of £75,000. Current reserves sit at £105,870. This is just over 3 months of our resources expended.

Responsibilities of the trustees

The trustees are responsible for preparing the annual report and the financial statements in accordance with applicable law and regulations. The trustees are required to prepare financial statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). The financial statements are required by law to give a true and fair view of the state of affairs of the charity and of its incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the trustees and signed on their behalf by:

19/11/2025 ………………………………………Lily Eastwood (Chair) Date…………….………… B82285E3F77F4F5...

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

INDEPENDENT EXAMINERS REPORT

YEAR ENDED 31 MARCH 2025

I report on the accounts of the charitable company for the year ended 31[st] March 2025 which are set out on pages 8 – 19.

Responsibilities and basis of report

As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Geoff Archer Bristol Community Accountants CIC The Park Daventry Road Knowle, 19/11/2025 Bristol, BS4 1DQ Date…………..……………………

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

STATEMENT OF FINANCIAL ACTIVITIES (INCLUDING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 MARCH 2025

Note
Income and Endowments from:
Donations and legacies
3
Charitable activities:
4
Grants and contracts
Other charitable activities
Investment income
5
Total
Expenditure on:
Raising funds
6
Charitable activities
6
Other
6
Total
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
Unrestricted
Funds
£
113,168
57,020
28,322
-
Restricted
Funds
£
121,102
-
-
-
Total Funds
2025
£
234,270
57,020
28,322
-
Total Funds
2024
£
118,940
64,503
29,056
2
198,510 121,102 319,612 212,501
41,270
128,338
1,217
8,400
121,546
-
49,670
249,884
1,217
30,641
218,883
1,110
170,825 129,946 300,771 250,634
27,685
78,185
(8,844)
30,500
18,841
108,685
(38,133)
146,818
105,870 21,656 127,526 108,685

All of the activities of the charity are classed as continuing

*Details of the allocation of 2024 total funds between unrestricted and restricted are shown in note 15

The notes on pages 10 to 19 form part of these financial statements

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

BALANCE SHEET

FOR THE YEAR ENDED 31 MARCH 2025

2025 2024
Note £ £
FIXED ASSETS
Tangible assets 11 - -
CURRENT ASSETS
Debtors and prepayments 12 3,814 1,679
Cash at bank and in hand 138,940 114,089
142,754 115,768
CREDITORS: Amounts falling due within one year 13 (15,228) (7,083)
Net current assets 127,526 108,685
NET ASSETS 127,526 108,685
RESERVES:
Restricted funds 14 21,656 30,500
Unrestricted funds 14
General 105,870 78,185
127,526 108,685

The directors are satisfied that the company is entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the provisions applicable to small companies subject to the small companies' regime and in accordance with FRS102 SORP.

These financial statements were approved by the directors and are signed on their behalf by:

…………………………………….. B82285E3F77F4F65... Lily Eastwood - Chair of Trustees

----- Start of picture text -----
19/11/2025
Date:
----- End of picture text -----

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

1 Basis of Preparation

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

2 Accounting Policies

i) When donors specify that donations given to the charity must be used in future accounting periods, the income is deferred until those periods.

ii) When donors impose conditions which have to be fulfilled before the charity becomes entitled to use such income, the income is deferred until the pre-conditions have been met.

Fixtures, Fittings and equipment 3 Years straight line Leasehold property improvements Over the life of the lease

Items with an individual cost of over £1,000 will be treated as fixed assets.

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

Unrestricted general funds - these are the funds which can be used in accordance with the charitable objects at the discretion of the trustees

Restricted funds - these are funds that can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the accounts.

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025

Income and Endowments from:

3 DONATIONS

Donations have been received from the following sources:

Charitable trust donations
Individual donations
Other Donations
Gift Aid
Donations prior year
Charitable trust donations
Individual donations
Gift Aid
Unrestricted
Funds
£
95,040
9,533
7,452
1,143
Restricted
Funds
£
121,102
-
-
-
Total Funds
2025
£
216,142
9,533
7,452
1,143
Total Funds
2024
£
111,440
7,474
-
26
113,168 121,102 234,270 118,940
Unrestricted
Funds
£
35,940
7,474
26
Restricted
Funds
£
75,500
-
-
Total Funds
2024
£
111,440
7,474
26
43,440 75,500 118,940

4 CHARITABLE ACTIVITIES

GRANTS AND CONTRACTS

Grants have been received from the following sources:

Bristol Clinical Commissioning Group
Other contracted services
Unrestricted
Funds
£
49,820
7,200
Restricted
Funds
£
-
-
Total Funds
2025
£
49,820
7,200
Total Funds
2024
£
64,373
130
57,020 - 57,020 64,503

Charitable Activities prior year - all unrestricted

OTHER CHARITABLE ACTIVITIES

Room hire
Client Fees
Unrestricted
Funds
£
4,890
23,432
Restricted
Funds
£
-
-
Total Funds
2025
£
4,890
23,432
Total Funds
2024
£
1,116
11,095
28,322 - 28,322 12,211

Other charitable activities prior year - all unrestricted

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025

5 INVESTMENT INCOME

Bank interest Unrestricted
Funds
£
Restricted
Funds
£
Total Funds
2025
£
Total Funds
2024
£
- - - 2

Investment income prior year - all unrestricted

6 TOTAL RESOURCES EXPENDED

Costs directly allocated
to activities
Staff costs
Staff training
Premises
Other office expenditure
Supervision
Fundraising
Sessional therapy
Governance
Accountancy fees
Support costs allocated
to activities
Management and office staff
Total Resources Expended prior year
Raising funds
Charitable activities
Other
Fundraising /
Voluntary
Income
£
-
-
-
-
-
14,169
-
-
-
35,501
Provision
of
Counselling
£
126,975
1,574
28,113
26,063
2,900
-
-
-
9,158
55,101
Govern.
Costs
£
-
-
-
-
-
-
-
35
1,182
-
2025
Total
£
126,975
1,574
28,113
26,063
2,900
14,169
-
35
10,340
90,602
2024
Total
£
80,438
156
23,556
16,381
3,900
19,025
5,369
35
9,848
91,926
49,670 249,884 1,217 300,771 250,634
Unrestricted
Funds
£
30,641
147,263
1,110
Restricted
Funds
£
-
71,620
-
Total Funds
2024
£
30,641
218,883
1,110
179,014 71,620 250,634

7 NET INCOMING RESOURCES FOR THE YEAR

This is stated after charging:

Independent Examination 2025
£
1,182
2024
£
1,075

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025

8 STAFF COSTS

Staff costs were as follows:
Wages and salaries
Social security costs
Employer's Pension
2025
£
203,984
9,997
3,596
2024
£
163,397
6,257
2,710
217,577 172,364

No employee received emoluments of more than £60,000.

The average monthly head count was 13 staff (2024: 12 staff)

The average weekly number of employees during the year was as follows:

Provision of counselling services
Administration and management
2025
No.
9
4
2024
No.
8
4
13 12

During the reporting period, Clinical Trainees undertook voluntary work as part of their professional development. A one-off cost-ofliving contribution was made to support their participation. These individuals are not considered paid members of staff and are not included in payroll figures beyond this one-off contribution. They are also not included in the formal headcount of the salaried team.

Trustee remuneration and expenses

The charity trustees were not paid or received any other benefits from employment with the charity in the year (2024: £nil) neither were they reimbursed expenses during the year (2024: £nil). No charity trustee received payment for professional or other services supplied to the charity (2024: £nil).

The key management personnel of the charity comprise the board of trustees & the Chief Executive Officer. The total employee benefits of key management personnel, during the year, total £56,367 (2024: £56,378). This includes payments to both the outgoing CEO and the incoming CEO, covering a transition period in May 2024.

9 Taxation

The charity is exempt from corporation tax on its charitable activities.

10 Related Party Transactions

During the year there were no related party transactions (2024: £nil)

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025

TANGIBLE FIXED ASSETS
Leasehold
Leasehold
Improvements
£
£
COST
At 1 April 2024
38,806
26,906
At 31 March 2025
38,806
26,906
DEPRECIATION
At 1 April 2024
38,806
26,906
Charge for the year
-
-
At 31 March 2025
38,806
26,906
Net book value
At 31 March 2025
-
-
DEBTORS
2025
£
Debtors
1,634
Prepayments
2,180
3,814
TANGIBLE FIXED ASSETS
Leasehold
Leasehold
Improvements
£
£
COST
At 1 April 2024
38,806
26,906
At 31 March 2025
38,806
26,906
DEPRECIATION
At 1 April 2024
38,806
26,906
Charge for the year
-
-
At 31 March 2025
38,806
26,906
Net book value
At 31 March 2025
-
-
DEBTORS
2025
£
Debtors
1,634
Prepayments
2,180
3,814
Fittings &
Equipment
£
25,289
Total
£
52,195
26,906 25,289 52,195
26,906
-
25,289
-
52,195
-
26,906 25,289 52,195
- - -
2025
£
1,634
2,180
2024
£
761
918
3,814 1,679

11 TANGIBLE FIXED ASSETS

12 DEBTORS

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025

13 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

14
R10
R07
Trade creditors
Accruals and deferred income
ANALYSIS OF CHARITABLE FUNDS
RESTRICTED FUNDS
The Albert Gubay Foundation
Celtic Connection Fund
The Henry Smith Charity
John James Foundation
The February Foundation
Ambergate Charitable Trust
St James's Place Foundation
Clothworkers
David Family
Grateful Society
Haysac
National Lottery
Pople Trust
Screwfix
The Grace
Trusthouse
Wessex Water CF
GENERAL FUNDS
General funds
Total Funds
Purpose of restricted funds:
At
01-Apr
2024
£
-
-
14,500
6,000
3,000
-
7,000
-
-
-
-
-
-
-
-
-
-
Incoming
resources
£
25,000
5,000
36,750
-
-
2,000
-
8,400
2,000
4,000
2,000
14,391
2,000
3,611
2,000
9,950
4,000
2025
£
13,810
1,418
2024
£
5,793
1,290
At
31-Mar
2025
£
-
-
12,834
-
-
-
-
-
-
-
-
765
-
1,320
-
6,737
-
15,228 7,083
Outgoing
resources
£
(25,000)
(5,000)
(38,416)
(6,000)
(3,000)
(2,000)
(7,000)
(8,400)
(2,000)
(4,000)
(2,000)
(13,626)
(2,000)
(2,291)
(2,000)
(3,213)
(4,000)
Transfers
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
30,500 121,102 (129,946) - 21,656
At
01-Apr
2024
£
78,185
Incoming
resources
£
198,510
Outgoing
resources
£
(170,825)
Transfers
£
-
At
31-Mar
2025
£
105,870
78,185 198,510 (170,825) - 105,870
108,685 319,612 (300,771) - 127,526

The Albert Gubay Foundation – Staff costs related to the provision of counselling sessions

Celtic Connection Fund – Towards counselling in Knowle West

continued…

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025

THE HARBOUR

Purpose of restricted funds (continued):

The Henry Smith Foundation – Towards the running costs excluding legal, redundancy and capital costs

John James Bristol Foundation – Free and subsidised counselling sessions

The February Foundation – Towards operating costs excluding fundraising

Ambergate Charitable Trust – Towards counselling costs

St James's Place Foundation – Couples counselling sessions to people who are affected by life-threatening illness

Clothworkers – Towards the build of a new website

David Family – Towards counselling costs

Grateful Society – To deliver counselling to clients over the age of 60

Haysac – Towards counselling costs

National Lottery – Towards Grief and Bereavement support

Pople Trust - Towards counselling sessions

Screwfix - To fix, repair, maintain and improve property

The Grace - Towards counselling sessions

Trusthouse - Towards counselling work in Lockleaze

Wessex Water CF - Towards counselling work in Lockleaze

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025

15 Analysis of charitable funds - previous year, as required by paragraph 4.2. of the SORP

RESTRICTED FUNDS

William Openshaw Street
The Portishead Nautical Trust
The Henry Smith Charity
John James Foundation
The February Foundation
The Grateful Society
St James's Place Foundation
The Albert Gubay Foundation
Wesleyan
Wessex Water
The Society of Merchant Venturers
Quartet Community Fund
GENERAL FUNDS
General funds
At
01-Apr
2023
£
-
-
-
3,520
-
-
-
-
10,000
3,000
100
10,000
Incoming
resources
£
3,000
3,000
17,500
8,000
5,000
4,000
10,000
25,000
-
-
-
-
Outgoing
resources
£
(3,000)
(3,000)
(3,000)
(5,520)
(2,000)
(4,000)
(3,000)
(25,000)
(10,000)
(3,000)
(100)
(10,000)
Transfers
£
-
-
-
-
-
-
-
-
-
-
-
-
At
31-Mar
2024
£
-
-
14,500
6,000
3,000
-
7,000
-
-
-
-
-
26,620 75,500 (71,620) - 30,500
120,198 137,001 (179,014) - 78,185
146,818 212,501 (250,634) - 108,685

Purpose of restricted funds:

The Albert Gubay Foundation – Staff costs related to the provision of free counselling sessions

William Openshaw Street – To provide counselling sessions

The James Tudor Foundation – Towards counselling costs

John James Bristol Foundation – Free and subsidised counselling sessions

The February Foundation – Towards direct counselling costs

The Portishead Nautical Trust – To provide counselling sessions for people under 25

Wesleyan – Pilot project to deliver counselling at Knowle West Health Park

The Society of Merchant Venturers – Funding to ensure services are accessible to BAME communities

Quartet Community Fund – For CEO time to participate in networks and peer support and staff time to develop services.

The Henry Smith Foundation – Towards the running costs excluding legal, redundancy and capital costs

continued…

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025

Purpose of restricted funds (continued):

Wessex Water – Scope and develop psychoeducational / information sessions to support people facing death dying and bereavement in the Filwood Ward

The Grateful Society – To deliver counselling to clients over the age of 60

St James's Place Foundation – Couples counselling sessions to people who are affected by life-threatening illness

16 ANALYSIS OF NET ASSETS BETWEEN FUNDS

General
Designated
Fund
Funds
£
£
Tangible Fixed Assets
-
-
Cash at Bank and in Hand
117,284
-
Other Net Current Assets/(Liabilities)
(11,414)
-
105,870
-
ANALYSIS OF NET ASSETS BETWEEN FUNDS - PREVIOUS YEAR
General
Designated
Fund
Funds
£
£
Tangible Fixed Assets
-
-
Cash at Bank and in Hand
83,589
-
Other Net Current Assets/(Liabilities)
(5,404)
-
78,185
-
General
Fund
£
-
117,284
(11,414)
Designated
Funds
£
-
-
-
Restricted
Funds
£
-
21,656
-
Total
£
-
138,940
(11,414)
105,870 - 21,656 127,526
Restricted
Funds
£
-
30,500
-
Total
£
-
114,089
(5,404)
78,185 - 30,500 108,685

17 COMPANY LIMITED BY GUARANTEE

The company is limited by guarantee and as such has no issued share capital. In the event of the company being wound up the liability of the members is limited to £1 each.

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

The following page does not form part of the

statutory accounts of the Charity

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Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942

THE HARBOUR

DETAILED INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 MARCH 2025

INCOME
BNSSG CCG
Charitable Trusts
Room hire
Therapist services
Individual donations
Fund raising events
Company donations
Interest receivable
Gift aid
Sundry income
Other grants
TOTAL INCOME
EXPENDITURE
Salaries & wages (Inc NI)
Rent and rates
Supervision
Maintenance
Postage and stationery
Insurance
Telephone
Heat and light
Bookkeeping & payroll
Cleaning
Sundry
Subscriptions
Entertainment
Legal and professional
Training
Accountancy / Audit fees
Depreciation
Travel & Entertainment
Governance
Bank charges
Publicity, events & venue hire
Fundraising
IT support Costs
Consultancy
Sessional Therapy
Bad Debts
TOTAL EXPENDITURE
Surplus / Deficit
2024
£
49,820
216,142
4,890
23,432
9,533
-
6,775
-
1,143
7,200
677
2023
£
64,373
111,440
3,894
25,292
7,474
-
-
2
26
-
-
2022
£
59,660
142,029
1,116
13,880
10,473
-
-
746
14,317
-
-
2021
£
58,262
127,609
132
15,815
73,818
-
-
7
1,672
-
-
2020
£
81,595
150,382
153
10,851
20,614
-
-
25
1,669
-
4,737
2019
£
58,262
92,305
6,164
26,111
33,844
-
-
81
676
-
-
319,612
217,577
17,446
2,900
3,450
1,651
2,226
1,702
3,485
9,158
3,732
1,989
1,581
69
3,438
1,574
1,182
-
11
-
583
12,933
5,769
8,315
-
-
-
212,501
172,364
15,774
3,900
768
2,888
2,049
2,045
4,090
8,773
2,924
1,226
1,488
666
35
156
1,075
-
30
-
462
819
19,025
3,708
3,344
2,025
1,000
242,221
154,267
12,922
2,615
3,728
2,281
1,528
1,803
3,543
7,083
4,058
1,304
1,333
-
35
194
955
-
871
229
277
260
22,400
2,052
-
3,968
-
277,315
174,693
16,583
3,080
1,353
1,294
1,721
1,726
1,356
7,130
3,960
818
1,381
-
35
308
889
-
949
-
340
180
12,425
7,503
-
3,069
-
270,026
167,313
14,328
2,985
1,917
2,259
1,690
1,679
3,690
1,370
2,411
1,507
965
-
35
1,483
797
1,440
297
-
114
533
1,000
22,059
-
3,958
-
217,443
180,346
14,331
5,915
24,810
4,616
1,604
1,812
2,666
857
4,225
3,476
959
-
35
107
559
1,440
34
-
-
1,170
50
-
-
11,163
-
300,771
18,841
250,634
(38,133)
227,706
14,515
240,793
36,522
233,830
36,196
260,175
(42,732)

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