Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
**ANNUAL REPORT AND FINANCIAL STATEMENTS**
## **31 MARCH 2025**
**Charity Number 1008360 Company Registration Number 02681075**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **FINANCIAL STATEMENTS**
## **YEAR ENDED 31 MARCH 2025**
|**CONTENTS**|**PAGE**|
|---|---|
|Reference and administration details of the charity and its||
|advisors|**2**|
|Trustees’ annual report|**3**|
|Independent Examiner’s Report|**7**|
|Statement of financial activities (including income and||
|expenditure account)|**8**|
|Balance sheet|**9**|
|Notes to the financial statements|**10**|
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **Reference and administration details of the Charity and its advisors**
## **YEAR ENDED 31 MARCH 2025**
## **Status**
The Harbour is a company limited by guarantee (registration number 02681075) and granted charitable status by the Charity Commission under number 1008360.
## **Trustees**
The directors of the charitable company (“the charity”) are its trustees for the purposes of the charity law and throughout this report are collectively referred to as the trustees.
The Trustees who served during the year and since the year end were as follows:
## **Directors and Trustees**
Lily Eastwood – Chair Caroline Darrall – Trustee Emma Millington – Trustee Justine Williams – Trustee Alice Yevko – Trustee Philippa Bayley – Trustee resigned April 2024 Rob Davenport – Trustee resigned April 2024 Mary Hamblyn – Trustee resigned January 2025 Toby Howkins – Trustee resigned January 2025 Alysun Jones – Vice Chair resigned April 2024 David Harris – Trustee appointed Oct 2025 Clare Slater – Trustee appointed Oct 2025
## **Registered Office**
30 Frogmore Street Bristol BS1 5NA
## **Independent Examiner**
Geoff Archer Bristol Community Accountants CIC Daventry Road, Knowle Bristol, BS4 1DQ
## **Bankers**
The Co-Operative Bank PLC P.O. Box 101 1 Balloon Street Manchester M60 4EP
**- 2 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **TRUSTEES REPORT**
## **YEAR ENDED 31 MARCH 2025**
## **Structure, governance and management**
The Charity was established on 24 January 1992 by incorporation as a company limited by guarantee and registered as a Charity in February 1992. Consequently, the governing instrument of the Charity is its Memorandum and Articles of Association.
Reference and administrative information set out on page 2 forms part of this report. The financial statements comply with the Charities Act 2011, the Companies Act 2006, the Memorandum and Articles of Association, and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).
## **Recruitment and appointment of Trustees**
The Directors of the company are also charity trustees for the purpose of charity law and under the company’s Articles are known as Members of the Management Committee. Under the requirements of the Memorandum and Articles of Association the members of the Management Committee are elected to serve for a period of three years after which they must be re-elected at the next Annual General Meeting. One third of the membership shall retire annually but shall be eligible for re-election at the AGM.
## **Trustee induction and training**
Prospective Trustees meet the Chair and CEO and provide a CV and cover letter. There is an interview to assess their skills against the needs of the organisation before being invited to attend a Trustee meeting, and, if mutually agreed, go forward for appointment following a 6-month probation. Trustees meet with the Chair, Vice Chair and staff representatives during their induction for training on their role and responsibilities. They are also issued with guidelines and a ‘Welcome pack’.
## **Governance structure**
The Harbour has a Management Committee of Trustees who are responsible for the strategic direction and policy of the charity. The Committee typically has between six and eight members and the Chief Executive attends each meeting. There are three sub-committees with delegated responsibilities for monitoring and oversight of Finance and HR, Income Generation and Clinical delivery. Day-to-day responsibility for the provision of the services rests with the Chief Executive, supported by the Clinical Lead.
## **Trustees statement on public benefit**
The trustees confirm that they have complied with the Charity Commission’s guidance on public benefit. The Harbour delivers public benefit both directly to our clients and to the wider community through supporting people in their grief, regardless of financial circumstances.
**- 3 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **TRUSTEES REPORT**
## **YEAR ENDED 31 MARCH 2025**
## **Objectives and activities of our charity**
The Harbour is a small charity with a huge vision - that everyone has access to the crucial emotional support needed when they are facing death and navigating grief. Since 1992 we have offered specialist counselling to help people live well with grief.
## **Who we support**
We support people in Bristol and the surrounding areas who are aged 18 and over who fall into one or more of the following categories:
- Have a serious or life-threatening illness
- Are close to and / or care for someone who has a life-threatening illness
- Have been bereaved by an illness (within the past 2 years)
In the financial year 2024-2025 we worked with 192 people and offered 1515 counselling sessions and assessments.
## **Our service**
We provide specialist counselling for people affected by death, dying, or bereavement-offering someone to talk to when they need it most.
We offer individual and group therapy. Our sessions allow clients the time and space to explore the complex emotional impact and challenges associated with grief, illness, and loss. We help people process their experiences and think about how their current situation relates to other aspects of their life. When given the space to talk freely about the feelings evoked by their own or their loved one’s illness or death, our clients are able to gain new insight, develop ways of managing the emotional pressures they face, and so reduce the levels of depression and anxiety they are experiencing.
We typically offer clients 16 weeks of Individual Therapy, the sessions last for 50 minutes and are at the same time, on the same day, each week to create a stable and holding space within which clients can explore their feelings. Group therapy offers people the opportunity to share their experiences of grief or illness with others. Participating in a safe, confidential group based on mutual respect can help reduce isolation and foster connection. Our groups meet for 90 minutes every fortnight, with participants encouraged to attend for at least nine months.
Our sessions are delivered face to face from our premises in Bristol city centre, where we have dedicated and welcoming therapy rooms. We are expanding our reach across the city by delivering sessions from community spaces to increase access to our service. We also offer telephone and online sessions, making it possible for people who are unwell, housebound, or have caring responsibilities to receive support.
## **Our team**
The Harbour is led by Xanthe Swift, who became CEO in May 2024 following Natasha Davies' departure at the end of April 2024. She is supported by a team of clinical, administration and fundraising staff.
**- 4 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **TRUSTEES REPORT**
## **YEAR ENDED 31 MARCH 2025**
Clinical management is overseen by Christina Saltmarsh, who joined in 2023. The clinical team consists of qualified Individual Therapists and a Group Analyst, all of whom are accredited by UKCP or BACP and maintain membership with the relevant regulatory bodies. The Harbour also offers placements for up to six therapists in training who are in the advanced stages of gaining their qualification. All members of the clinical team receive clinical supervision and attend weekly clinical team meetings.
## **Safeguarding**
Safeguarding and risk management are integral to The Harbour and is considered at every stage of a client’s journey and in all areas of service delivery including safer recruitment. Our Clinical Lead is our Designated Safeguarding Lead. We review our policies, procedures, and training to ensure they are in line with current best practice and that everyone at The Harbour is clear about their role and responsibilities with regard to safeguarding and managing risk. We maintain an organisational culture that priorities safeguarding.
## **What impact does our work have?**
To help us understand how people are feeling and track change over time, we use standard clinical measures (GAD-7 for anxiety and PHQ-9 for depression) at the beginning, middle, and end of counselling. In this reporting period, 83% of clients showed reduced levels of depression and 78% showed reduced levels of anxiety. In addition, 89% said they were better at dealing with their feelings and concerns after counselling. 93% rated their relationship with their counsellor as ‘excellent’ or ‘good’, and 89% were ‘very satisfied’ with the service. These outcomes are especially significant given the complexity of challenges faced by those affected by death, dying, and bereavement.
## **Client quotes**
“Overall, I am incredibly grateful for this counselling. Where I felt truly listened to and helped me work through a lot of things connected to my grief. And that has been invaluable.”
“It has helped me immeasurably (it was hard to fill in the tick boxes in this questionnaire as they do not reflect what I got out of the sessions). I feel like I have been able to understand my reaction to the death of my mother and the way I dealt with and processed things after. The sessions have really helped me to understand why I react in certain ways and to make some sort of peace with that.”
“It has given me a new lease of life. It has made me more my old self. I have hope and my sense of optimism for the future has returned.”
“It has been the biggest breakthrough ever in understanding my emotional problems and I am very grateful."
## **Financial review**
Income for the year is shown as £319,612 which is an increase compared to the previous year’s total of £212,501. Expenditure increased from £250,634 in 2023/24 to £300,771. This left a surplus for the year of £18,841, compared with a deficit in the previous year of £38,133. Total unrestricted funds for the year increased from £78,185 in 2023/24 to £105,870. Total funds carried forward are £127,526 compared to £108,685 in 2023/24
**- 5 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **TRUSTEES REPORT**
## **YEAR ENDED 31 MARCH 2025**
## **Policies on reserves**
The management committee has established a policy whereby the unrestricted funds not committed or invested in tangible fixed assets (“the free reserves”) held by the charity should be between three and six months of the resources expended, which equates to a minimum reserves level of £75,000. Current reserves sit at £105,870. This is just over 3 months of our resources expended.
## **Responsibilities of the trustees**
The trustees are responsible for preparing the annual report and the financial statements in accordance with applicable law and regulations. The trustees are required to prepare financial statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). The financial statements are required by law to give a true and fair view of the state of affairs of the charity and of its incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:
- select suitable accounting policies and then apply them consistently;
- make judgments and estimates that are reasonable and prudent;
- state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements, and
- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business.
The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
Approved by the trustees and signed on their behalf by:
19/11/2025 ………………………………………Lily Eastwood (Chair) Date…………….………… B82285E3F77F4F5...
**- 6 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **INDEPENDENT EXAMINERS REPORT**
## **YEAR ENDED 31 MARCH 2025**
I report on the accounts of the charitable company for the year ended 31[st] March 2025 which are set out on pages 8 – 19.
## **Responsibilities and basis of report**
As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).
Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.
## **Independent examiner’s statement**
I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:
- accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or
- the accounts do not accord with those records; or
- the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair view which is not a matter considered as part of an independent examination; or
- the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)].
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Geoff Archer Bristol Community Accountants CIC The Park Daventry Road Knowle, 19/11/2025 Bristol, BS4 1DQ Date…………..……………………
**- 7 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **STATEMENT OF FINANCIAL ACTIVITIES (INCLUDING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 MARCH 2025**
|**Note**
**Income and Endowments from:**
Donations and legacies
**3**
Charitable activities:
**4**
Grants and contracts
Other charitable activities
Investment income
**5**
**Total**
**Expenditure on:**
Raising funds
**6**
Charitable activities
**6**
Other
**6**
**Total**
**Net movement in funds**
**Reconciliation of funds**
Total funds brought forward
**Total funds carried forward**|**Unrestricted**
**Funds**
**£**
113,168
57,020
28,322
-|**Restricted**
**Funds**
**£**
121,102
-
-
-|**Total Funds**
**2025**
**£**
234,270
57,020
28,322
-|**Total Funds**
**2024**
**£**
118,940
64,503
29,056
2|
|---|---|---|---|---|
||198,510|121,102|319,612|212,501|
||41,270
128,338
1,217|8,400
121,546
-|49,670
249,884
1,217|30,641
218,883
1,110|
||170,825|129,946|300,771|250,634|
||||||
||27,685
78,185|(8,844)
30,500|18,841
108,685|(38,133)
146,818|
||105,870|21,656|127,526|108,685|
All of the activities of the charity are classed as continuing
*Details of the allocation of 2024 total funds between unrestricted and restricted are shown in note 15
**The notes on pages 10 to 19 form part of these financial statements**
**- 8 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **BALANCE SHEET**
## **FOR THE YEAR ENDED 31 MARCH 2025**
|||**2025**|**2024**|
|---|---|---|---|
||**Note**|**£**|**£**|
|**FIXED ASSETS**||||
|Tangible assets|**11**|-|-|
|**CURRENT ASSETS**||||
|Debtors and prepayments|**12**|3,814|1,679|
|Cash at bank and in hand||138,940|114,089|
|||142,754|115,768|
|**CREDITORS: Amounts falling due within one year**|**13**|(15,228)|(7,083)|
|Net current assets||127,526|108,685|
|**NET ASSETS**||127,526|108,685|
|**RESERVES:**||||
|Restricted funds|**14**|21,656|30,500|
|Unrestricted funds|**14**|||
|General||105,870|78,185|
|||127,526|108,685|
The directors are satisfied that the company is entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
## Directors' responsibilities:
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Companies Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the provisions applicable to small companies subject to the small companies' regime and in accordance with FRS102 SORP.
These financial statements were approved by the directors and are signed on their behalf by:
**……………………………………..** B82285E3F77F4F65... Lily Eastwood - Chair of Trustees
**----- Start of picture text -----**
19/11/2025
Date:
**----- End of picture text -----**
**- 9 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025**
## **1 Basis of Preparation**
- a) These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.
The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.
- b) The accounts have been prepared on the assumption that the charity is able to continue as a going concern, which the trustees consider appropriate having regard to the current level of unrestricted reserves. There are no material uncertainties about the charity's ability to continue as a going concern.
- c) The charity meets the definition of a public benefit entity as defined by FRS 102 and has therefore taken the advantage of the disclosure exemption available to it in relation to presentation of a cash flow statement.
## **2 Accounting Policies**
- a) **Incoming -** Income from donations is included in income when these are receivable, except as follows:
i) When donors specify that donations given to the charity must be used in future accounting periods, the income is deferred until those periods.
ii) When donors impose conditions which have to be fulfilled before the charity becomes entitled to use such income, the income is deferred until the pre-conditions have been met.
- b) **Expenditure & liabilities -** are recognised in the period in which they are incurred. Expenditure includes attributable VAT which cannot be recovered.
- c) **Operating leases -** Rentals payable under operating leases are charged to the Statement of Financial Activities incurred over the term of the lease.
- d) **Financial Instruments** - The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently recognised at amortised cost using the effective interest method.
- e) **Pension Scheme** - The charitable company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the charitable company in an independently administered fund. Pension costs charged in the financial statements represent the contribution payable by the charitable company during the year.
- f) **Tangible fixed assets and depreciation -** Depreciation is provided on all tangible assets at rates calculated to write off the costs, less estimated residual value of each asset, over its expected useful life as follows:
Fixtures, Fittings and equipment 3 Years straight line Leasehold property improvements Over the life of the lease
Items with an individual cost of over £1,000 will be treated as fixed assets.
**- 10 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025**
- g) **Fund accounting -** Funds held by the charity are:
Unrestricted general funds - these are the funds which can be used in accordance with the charitable objects at the discretion of the trustees
Restricted funds - these are funds that can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the accounts.
**- 11 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025**
Income and Endowments from:
## **3 DONATIONS**
Donations have been received from the following sources:
|Charitable trust donations
Individual donations
Other Donations
Gift Aid
_Donations prior year_
_Charitable trust donations_
_Individual donations_
_Gift Aid_|**Unrestricted**
**Funds**
**£**
95,040
9,533
7,452
1,143|**Restricted**
**Funds**
**£**
121,102
-
-
-|**Total Funds**
**2025**
**£**
216,142
9,533
7,452
1,143|**Total Funds**
**2024**
**£**
111,440
7,474
-
26|
|---|---|---|---|---|
||113,168|121,102|234,270|118,940|
||_Unrestricted_
_Funds_
_£_
_35,940_
_7,474_
_26_|_Restricted_
_Funds_
_£_
_75,500_
_-_
_-_|_Total Funds_
_2024_
_£_
_111,440_
_7,474_
_26_||
||_43,440_|_75,500_|_118,940_||
## **4 CHARITABLE ACTIVITIES**
GRANTS AND CONTRACTS
Grants have been received from the following sources:
|Bristol Clinical Commissioning Group
Other contracted services|**Unrestricted**
**Funds**
**£**
49,820
7,200|**Restricted**
**Funds**
**£**
-
-|**Total Funds**
**2025**
**£**
49,820
7,200|**Total Funds**
**2024**
**£**
64,373
130|
|---|---|---|---|---|
||57,020|-|57,020|64,503|
_Charitable Activities prior year - all unrestricted_
OTHER CHARITABLE ACTIVITIES
|Room hire
Client Fees|**Unrestricted**
**Funds**
**£**
4,890
23,432|**Restricted**
**Funds**
**£**
-
-|**Total Funds**
**2025**
**£**
4,890
23,432|**Total Funds**
**2024**
**£**
1,116
11,095|
|---|---|---|---|---|
||28,322|-|28,322|12,211|
_Other charitable activities prior year - all unrestricted_
**- 12 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025**
## **5 INVESTMENT INCOME**
|Bank interest|**Unrestricted**
**Funds**
**£**|**Restricted**
**Funds**
**£**|**Total Funds**
**2025**
**£**|**Total Funds**
**2024**
**£**|
|---|---|---|---|---|
||-|-|-|2|
_Investment income prior year - all unrestricted_
## **6 TOTAL RESOURCES EXPENDED**
|**Costs directly allocated**
**to activities**
Staff costs
Staff training
Premises
Other office expenditure
Supervision
Fundraising
Sessional therapy
Governance
Accountancy fees
**Support costs allocated**
**to activities**
Management and office staff
_Total Resources Expended prior year_
_Raising funds_
_Charitable activities_
_Other_|**Fundraising /**
**Voluntary**
**Income**
**£**
-
-
-
-
-
14,169
-
-
-
35,501|**Provision**
**of**
**Counselling**
**£**
126,975
1,574
28,113
26,063
2,900
-
-
-
9,158
55,101|**Govern.**
**Costs**
**£**
-
-
-
-
-
-
-
35
1,182
-|**2025**
**Total**
**£**
126,975
1,574
28,113
26,063
2,900
14,169
-
35
10,340
90,602|**2024**
**Total**
**£**
80,438
156
23,556
16,381
3,900
19,025
5,369
35
9,848
91,926|
|---|---|---|---|---|---|
||49,670|249,884|1,217|300,771|250,634|
||_Unrestricted_
_Funds_
_£_
_30,641_
_147,263_
_1,110_|_Restricted_
_Funds_
_£_
_-_
_71,620_
_-_|_Total Funds_
_2024_
_£_
_30,641_
_218,883_
_1,110_|||
||_179,014_|_71,620_|_250,634_|||
## **7 NET INCOMING RESOURCES FOR THE YEAR**
**This is stated after charging:**
|Independent Examination|**2025**
**£**
1,182|**2024**
**£**
1,075|
|---|---|---|
**- 13 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025**
## **8 STAFF COSTS**
|Staff costs were as follows:
Wages and salaries
Social security costs
Employer's Pension|**2025**
**£**
203,984
9,997
3,596|**2024**
**£**
163,397
6,257
2,710|
|---|---|---|
||217,577|172,364|
No employee received emoluments of more than £60,000.
The average monthly head count was 13 staff (2024: 12 staff)
The average weekly number of employees during the year was as follows:
|Provision of counselling services
Administration and management|**2025**
**No.**
9
4|**2024**
**No.**
8
4|
|---|---|---|
||13|12|
During the reporting period, Clinical Trainees undertook voluntary work as part of their professional development. A one-off cost-ofliving contribution was made to support their participation. These individuals are not considered paid members of staff and are not included in payroll figures beyond this one-off contribution. They are also not included in the formal headcount of the salaried team.
## **Trustee remuneration and expenses**
The charity trustees were not paid or received any other benefits from employment with the charity in the year (2024: £nil) neither were they reimbursed expenses during the year (2024: £nil). No charity trustee received payment for professional or other services supplied to the charity (2024: £nil).
The key management personnel of the charity comprise the board of trustees & the Chief Executive Officer. The total employee benefits of key management personnel, during the year, total £56,367 (2024: £56,378). This includes payments to both the outgoing CEO and the incoming CEO, covering a transition period in May 2024.
## **9 Taxation**
The charity is exempt from corporation tax on its charitable activities.
## **10 Related Party Transactions**
During the year there were no related party transactions (2024: £nil)
**- 14 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025**
|**TANGIBLE FIXED ASSETS**
**Leasehold**
**Leasehold**
**Improvements**
**£**
**£**
**COST**
At 1 April 2024
38,806
26,906
At 31 March 2025
38,806
26,906
**DEPRECIATION**
At 1 April 2024
38,806
26,906
Charge for the year
-
-
At 31 March 2025
38,806
26,906
**Net book value**
At 31 March 2025
-
-
**DEBTORS**
**2025**
**£**
Debtors
1,634
Prepayments
2,180
3,814|**TANGIBLE FIXED ASSETS**
**Leasehold**
**Leasehold**
**Improvements**
**£**
**£**
**COST**
At 1 April 2024
38,806
26,906
At 31 March 2025
38,806
26,906
**DEPRECIATION**
At 1 April 2024
38,806
26,906
Charge for the year
-
-
At 31 March 2025
38,806
26,906
**Net book value**
At 31 March 2025
-
-
**DEBTORS**
**2025**
**£**
Debtors
1,634
Prepayments
2,180
3,814|**Fittings &**
**Equipment**
**£**
25,289|**Total**
**£**
52,195|
|---|---|---|---|
||26,906|25,289|52,195|
||26,906
-|25,289
-|52,195
-|
||26,906|25,289|52,195|
||-|-|-|
||**2025**
**£**
1,634
2,180|**2024**
**£**
761
918||
||3,814|1,679||
## **11 TANGIBLE FIXED ASSETS**
## **12 DEBTORS**
**- 15 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025**
## **13 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR**
|**14**
R10
R07|Trade creditors
Accruals and deferred income
**ANALYSIS OF CHARITABLE FUNDS**
**RESTRICTED FUNDS**
The Albert Gubay Foundation
Celtic Connection Fund
The Henry Smith Charity
John James Foundation
The February Foundation
Ambergate Charitable Trust
St James's Place Foundation
Clothworkers
David Family
Grateful Society
Haysac
National Lottery
Pople Trust
Screwfix
The Grace
Trusthouse
Wessex Water CF
**GENERAL FUNDS**
General funds
**Total Funds**
**Purpose of restricted funds:**|**At**
**01-Apr**
**2024**
**£**
-
-
14,500
6,000
3,000
-
7,000
-
-
-
-
-
-
-
-
-
-|**Incoming**
**resources**
**£**
25,000
5,000
36,750
-
-
2,000
-
8,400
2,000
4,000
2,000
14,391
2,000
3,611
2,000
9,950
4,000|**2025**
**£**
13,810
1,418|**2024**
**£**
5,793
1,290|**At**
**31-Mar**
**2025**
**£**
-
-
12,834
-
-
-
-
-
-
-
-
765
-
1,320
-
6,737
-|
|---|---|---|---|---|---|---|
|||||15,228|7,083||
|||||**Outgoing**
**resources**
**£**
(25,000)
(5,000)
(38,416)
(6,000)
(3,000)
(2,000)
(7,000)
(8,400)
(2,000)
(4,000)
(2,000)
(13,626)
(2,000)
(2,291)
(2,000)
(3,213)
(4,000)|**Transfers**
**£**
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-||
|||30,500|121,102|(129,946)|-|21,656|
|||**At**
**01-Apr**
**2024**
**£**
78,185|**Incoming**
**resources**
**£**
198,510|**Outgoing**
**resources**
**£**
(170,825)|**Transfers**
**£**
-|**At**
**31-Mar**
**2025**
**£**
105,870|
|||78,185|198,510|(170,825)|-|105,870|
|||**108,685**|**319,612**|**(300,771)**|**-**|**127,526**|
||||||||
**The Albert Gubay Foundation** – Staff costs related to the provision of counselling sessions
**Celtic Connection Fund** – Towards counselling in Knowle West
_continued…_
**- 16 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
**NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025**
## **THE HARBOUR**
## **Purpose of restricted funds (continued):**
**The Henry Smith Foundation** – Towards the running costs excluding legal, redundancy and capital costs
**John James Bristol Foundation** – Free and subsidised counselling sessions
**The February Foundation** – Towards operating costs excluding fundraising
**Ambergate Charitable Trust** – Towards counselling costs
**St James's Place Foundation** – Couples counselling sessions to people who are affected by life-threatening illness
**Clothworkers** – Towards the build of a new website
**David Family** – Towards counselling costs
**Grateful Society** – To deliver counselling to clients over the age of 60
**Haysac** – Towards counselling costs
**National Lottery** – Towards Grief and Bereavement support
**Pople Trust** - Towards counselling sessions
**Screwfix** - To fix, repair, maintain and improve property
**The Grace** - Towards counselling sessions
**Trusthouse** - Towards counselling work in Lockleaze
**Wessex Water CF** - Towards counselling work in Lockleaze
**- 17 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025**
## **15 Analysis of charitable funds - previous year, as required by paragraph 4.2. of the SORP**
## **RESTRICTED FUNDS**
|William Openshaw Street
The Portishead Nautical Trust
The Henry Smith Charity
John James Foundation
The February Foundation
The Grateful Society
St James's Place Foundation
The Albert Gubay Foundation
Wesleyan
Wessex Water
The Society of Merchant Venturers
Quartet Community Fund
**GENERAL FUNDS**
General funds|**At**
**01-Apr**
**2023**
**£**
-
-
-
3,520
-
-
-
-
10,000
3,000
100
10,000|**Incoming**
**resources**
**£**
3,000
3,000
17,500
8,000
5,000
4,000
10,000
25,000
-
-
-
-|**Outgoing**
**resources**
**£**
(3,000)
(3,000)
(3,000)
(5,520)
(2,000)
(4,000)
(3,000)
(25,000)
(10,000)
(3,000)
(100)
(10,000)|**Transfers**
**£**
-
-
-
-
-
-
-
-
-
-
-
-|**At**
**31-Mar**
**2024**
**£**
-
-
14,500
6,000
3,000
-
7,000
-
-
-
-
-|
|---|---|---|---|---|---|
||**26,620**|**75,500**|**(71,620)**|**-**|**30,500**|
||120,198|137,001|(179,014)|-|78,185|
||**146,818**|**212,501**|**(250,634)**|**-**|**108,685**|
## **Purpose of restricted funds:**
**The Albert Gubay Foundation** – Staff costs related to the provision of free counselling sessions
**William Openshaw Street** – To provide counselling sessions
**The James Tudor Foundation** – Towards counselling costs
**John James Bristol Foundation** – Free and subsidised counselling sessions
**The February Foundation** – Towards direct counselling costs
**The Portishead Nautical Trust** – To provide counselling sessions for people under 25
**Wesleyan** – Pilot project to deliver counselling at Knowle West Health Park
**The Society of Merchant Venturers** – Funding to ensure services are accessible to BAME communities
**Quartet Community Fund** – For CEO time to participate in networks and peer support and staff time to develop services.
**The Henry Smith Foundation** – Towards the running costs excluding legal, redundancy and capital costs
_continued…_
**- 18 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
**THE HARBOUR**
## **NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31 MARCH 2025**
## **Purpose of restricted funds (continued):**
**Wessex Water** – Scope and develop psychoeducational / information sessions to support people facing death dying and bereavement in the Filwood Ward
**The Grateful Society** – To deliver counselling to clients over the age of 60
**St James's Place Foundation** – Couples counselling sessions to people who are affected by life-threatening illness
## **16 ANALYSIS OF NET ASSETS BETWEEN FUNDS**
|**General**
**Designated**
**Fund**
**Funds**
**£**
**£**
Tangible Fixed Assets
-
-
Cash at Bank and in Hand
117,284
-
Other Net Current Assets/(Liabilities)
(11,414)
-
105,870
-
**ANALYSIS OF NET ASSETS BETWEEN FUNDS - PREVIOUS YEAR**
**General**
**Designated**
**Fund**
**Funds**
**£**
**£**
Tangible Fixed Assets
-
-
Cash at Bank and in Hand
83,589
-
Other Net Current Assets/(Liabilities)
(5,404)
-
78,185
-|**General**
**Fund**
**£**
-
117,284
(11,414)|**Designated**
**Funds**
**£**
-
-
-|**Restricted**
**Funds**
**£**
-
21,656
-|**Total**
**£**
-
138,940
(11,414)|
|---|---|---|---|---|
||105,870|-|21,656|127,526|
||||**Restricted**
**Funds**
**£**
-
30,500
-|**Total**
**£**
-
114,089
(5,404)|
||78,185|-|30,500|108,685|
## **17 COMPANY LIMITED BY GUARANTEE**
The company is limited by guarantee and as such has no issued share capital. In the event of the company being wound up the liability of the members is limited to £1 each.
**- 19 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
The following page does not form part of the
statutory accounts of the Charity
**- 20 -**
Docusign Envelope ID: 73E0B593-21C1-465E-BB0C-E8D0ED7FB942
## **THE HARBOUR**
## **DETAILED INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 MARCH 2025**
|**INCOME**
BNSSG CCG
Charitable Trusts
Room hire
Therapist services
Individual donations
Fund raising events
Company donations
Interest receivable
Gift aid
Sundry income
Other grants
**TOTAL INCOME**
**EXPENDITURE**
Salaries & wages (Inc NI)
Rent and rates
Supervision
Maintenance
Postage and stationery
Insurance
Telephone
Heat and light
Bookkeeping & payroll
Cleaning
Sundry
Subscriptions
Entertainment
Legal and professional
Training
Accountancy / Audit fees
Depreciation
Travel & Entertainment
Governance
Bank charges
Publicity, events & venue hire
Fundraising
IT support Costs
Consultancy
Sessional Therapy
Bad Debts
**TOTAL EXPENDITURE**
Surplus / Deficit|**2024**
**£**
49,820
216,142
4,890
23,432
9,533
-
6,775
-
1,143
7,200
677|**2023**
**£**
64,373
111,440
3,894
25,292
7,474
-
-
2
26
-
-|**2022**
**£**
59,660
142,029
1,116
13,880
10,473
-
-
746
14,317
-
-|**2021**
**£**
58,262
127,609
132
15,815
73,818
-
-
7
1,672
-
-|**2020**
**£**
81,595
150,382
153
10,851
20,614
-
-
25
1,669
-
4,737|**2019**
**£**
58,262
92,305
6,164
26,111
33,844
-
-
81
676
-
-|
|---|---|---|---|---|---|---|
||319,612
217,577
17,446
2,900
3,450
1,651
2,226
1,702
3,485
9,158
3,732
1,989
1,581
69
3,438
1,574
1,182
-
11
-
583
12,933
5,769
8,315
-
-
-|212,501
172,364
15,774
3,900
768
2,888
2,049
2,045
4,090
8,773
2,924
1,226
1,488
666
35
156
1,075
-
30
-
462
819
19,025
3,708
3,344
2,025
1,000|242,221
154,267
12,922
2,615
3,728
2,281
1,528
1,803
3,543
7,083
4,058
1,304
1,333
-
35
194
955
-
871
229
277
260
22,400
2,052
-
3,968
-|277,315
174,693
16,583
3,080
1,353
1,294
1,721
1,726
1,356
7,130
3,960
818
1,381
-
35
308
889
-
949
-
340
180
12,425
7,503
-
3,069
-|270,026
167,313
14,328
2,985
1,917
2,259
1,690
1,679
3,690
1,370
2,411
1,507
965
-
35
1,483
797
1,440
297
-
114
533
1,000
22,059
-
3,958
-|217,443
180,346
14,331
5,915
24,810
4,616
1,604
1,812
2,666
857
4,225
3,476
959
-
35
107
559
1,440
34
-
-
1,170
50
-
-
11,163
-|
||300,771
18,841|250,634
(38,133)|227,706
14,515|240,793
36,522|233,830
36,196|260,175
(42,732)|
**- 21 -**