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2025-10-31-accounts

REGISTERED COMPANY NUMBER: CS007059 (Scotland) REGISTERED CHARITY NUMBER: SCO53592

Report of the Trustees and Unaudited Financial Statements For The Period 23rd August 2024 to 31st October 2025 for NEWTONMORE GOLF CLUB SCIO

Goldwells 15-17 High Street Kingussie Inverness-Shire PH21 1HS

NEWTONMORE GOLF CLUB SCIO

Contents of the Financial Statements For The Period 23rd August 2024 to 31st October 2025

Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7 to 8
Notes to the Financial Statements 9 to 12
Detailed Statement of Financial Activities 13 to 14

NEWTONMORE GOLF CLUB SCIO

Report of the Trustees

For The Period 23rd August 2024 to 31st October 2025

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the period 23rd August 2024 to 31st October 2025. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) 'Accounting and Reporting by Charities' issued in March 2005.

Incorporation

The charitable company was incorporated on 23rd August 2024 and commenced trading on 1st November 2024.

Reference and administrative details Registered Company number

CS007059 (Scotland)

Registered Charity number SCO53592

Registered office

Golf Course Road Newtonmore Highland PH20 1AT

Trustees

Trustees
E Cheyne - appointed 23.8.24
D Murray - appointed 23.8.24
C Girdler - appointed 23.8.24
D Stewart - appointed 23.8.24
G Lennox - appointed 23.8.24
- resigned 26.10.25
D Mackintosh - appointed 23.8.24
- resigned 26.10.25
P Grace - appointed 9.6.25
S Phillips - appointed 9.6.25
- resigned 26.10.25
A McGill - appointed 26.10.25
R Sellar - appointed 26.10.25
G McGill - appointed 26.10.25
L Skudos - appointed 26.10.25
N A Nicol - appointed 26.10.25
G Roxburgh - appointed 26.10.25
S Croft - appointed 26.10.25

Company Secretary

Independent examiner

Lorna Drummond FCCA Goldwells 15-17 High Street Kingussie Inverness-Shire PH21 1HS

Structure, governance and management

Governing document

The charity is a Scottish Incorporated Organisation (SCIO). It was incorporated as a SCIO on 23 August 2024, the former golf club membership approved a resolution to transfer the assets and liabilities of the former members club which operated as an unincorporated association to the SCIO.

Page 1

NEWTONMORE GOLF CLUB SCIO

Report of the Trustees

For The Period 23rd August 2024 to 31st October 2025

Structure, governance and management

Recruitment and appointment of new trustees

The trustees who promoted the application to become a SCIO became the initial charity trustees: Derek Mackintosh; Duncan Murray; Ellen Cheyne; Charles Girdler; Gordon Lennox and Duncan Stewart. The SCIO commenced operation on 1 November 2024.

The charity trustees appointed Phil Grace and Sue Phillips as additional trustees. Prior to the General Meeting held on 26 October 2025 nominations were sought for charity trustees and twelve members were nominated. Derek Mackintosh, Gordon Lennox and Sue Phillips did not put themselves forward for re-election. At the meeting on 26 October 2025 all 12 nominated charity trustees were elected - Phil Grace; Duncan Murray; Ellen Cheyne; Charles Girdler; Alistair McGill; George McGill; Nigel Nicol; Robert Sellar; Laurie Skuodas; Duncan Stewart; Sarah Croft and Gus Roxburgh. Phil Grace and Duncan Murray were elected respectively as Captain and Treasurer. The required details for all the trustees have been submitted to OSCR through OSCR online.

Thanks should be recorded to Derek Mackintosh who was elected as first Captain of the SCIO for his considerable efforts in steering the SCIO through its first year of operation.

Organisational structure

The SCIO constitutes a management tier (the Trustees) overseeing an operations tier that co-ordinates the day to day running of the golf club. The process for nomination as a potential Trustee is detailed within the constitutional documents.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

Objectives and activities

Objectives and aims

The object of the charity is in terms of the constitution to -

"1. To encourage the advancement of public participation in the sport of golf in the community of Newtonmore, the surrounding area and also nationally.

  1. To provide recreational facilities, activities and training with the object of improving the fitness, health and well-being of the persons for whom the facilities and activities are intended.

to be exercised following the principles of sustainable development (where sustainable development means development which meets the needs of the present without compromising the ability of future generations to meet their own needs)."

Public benefit

We have taken guidance contained in OSCR's general guidance on public benefit and we refer to it when reviewing our aims and objectives and in the planning of our future activities.

The key objective of the golf club is the advancement of public participation in sport.

The SCIO's principal beneficiaries are therefore the local general public and the main benefit provided is sport and exercise.

To monitor the progress of the SCIO in terms of the delivery of public benefit the trustees use various measures to evaluate this successs, these include gathering evidence and information on the number of members and membership feedback.

Page 2

NEWTONMORE GOLF CLUB SCIO

Report of the Trustees

For The Period 23rd August 2024 to 31st October 2025

Achievement and performance

Charitable activities

The Charity Trustees followed through on the plan to market the cottage, Spey View, for sale and this achieved a satisfactory price at a closing date. A small plot of land was also sold at the willing buyer willing seller valuation provided by DM Hall surveyors. The realisation of these assets to produce funds gave the SCIO a much needed financial cushion.

The trustees explored the possibilty of utilising some of the fields owned by the SCIO adjacent to the golf course as a solar farm which would provide extra income to promote the aims of the charity. Unfortunately although the prospective developers identified the site as viable for development there is presently no capacity for grid connection this cannot currently be progressed and must await improvements to grid infrastructure.

The golf course has been well used over the first year of the SCIO for social and competitive golf and practice. Golf week which opens on the first Saturday of August was well attended and benefited from good weather with the exception of the Monday. Credible numbers took part and a convivial time was had by those participating. In addition to golf week a number of open competitions were organised and club competitions took place on a weekly basis. Given the limited resources available for the club the greenkeeping staff are to be congratulated on the condition of the course over the season and many plaudits were received from both members and visitors of on the excellent golfing experience which the course offers.

Club members participated in the rejuvenated Badenoch league which involved twelve a side team matches with Grantown and Spey GC, Boat of Garten G&TC, Spey Valley GC and Kingussie GC .

The clubhouse has supported various community events ranging from Scrabble and quizzes to toddlers groups and as a venue for local company business meetings and funeral teas.

Members

At 31 October there were 185 members of the SCIO 152 men and 33 women.

There is an active and thriving junior section with 60 boys and 10 girls. 30 boys and 9 girls signed up for the learn to golf programme. This caters for starters and the Friday afternoon sessions are well attended and brilliantly supported by Dougie Johnson and the team of volunteer coaches and supervisors from the community. The juniors have also benefited from coaching provided by the roving pro arranged with the assistance of Scottish Golf. The SCIO has a mixture of right handed and left handed golf clubs of various sizes which are lent out or available for participants in the learn to golf programme.

The Scottish Golf VMS (Venue Management System) has been installed which will replace Club v1 and BRS for competition and booking arrangements.

Financial review

Reserves policy

Reserves will reinvested into the charity for continuing and future benefit.

Financial Position

During the period, Newtonmore Golf Club generated £364,982 of income and this funded £217,308 of expenditure on its charitable activities.

The net surplus for the financial period was £292,674 which includes a £145,000 gain on sale of land and buildings.

The net surplus also includes a donation of £181,669 from the former unincorporated Newtonmore Golf Club which reflects the transfer of assets to the SCIO.

All the funds of the SCIO are unrestricted

Future developments

The trustees plan to seek to formalise a concession arrangement for clubhouse bar and catering operations for the season commencing in April 2026. It is important to have available a dependable and quality bar and catering offering as adjunct to but separate from to the SCIO to support members and visitors.

In order to increase participation and generate more revenue the trustees are seeking to improve the marketing of the club and course with a view to increasing participation by improving visitor numbers and the numbers participating in golf week and open competitions. It is also hoped that the community focus of the SCIO will encourage more local business to provide sponsorship.

Improvements to the website and greater activity on social media should increase visibility of the SCIO and its objectives to the local community and to golfers more generally. The trustees are also looking to expand on golfer / fitness development in terms of the purpose of the charity.

Page 3

NEWTONMORE GOLF CLUB SCIO

Report of the Trustees For The Period 23rd August 2024 to 31st October 2025

Approved by order of the board of trustees on 8th March 2026 and signed on its behalf by:

P Grace - Trustee

Page 4

Independent Examiner's Report to the Trustees of Newtonmore Golf Club SCIO

I report on the accounts for the period 23rd August 2024 to 31st October 2025 set out on pages six to twelve.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity's trustees consider that the audit requirement of Regulation 10(1)(a) to (c) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under Section 44(1)(c) of the Act and to state whether particular matters have come to my attention.

Basis of the independent examiner's report

My examination was carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006 (as amended). An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner's statement

In the course of my examination, no matter has come to my attention:

have not been met; or

Lorna Drummond FCCA Goldwells 15-17 High Street Kingussie Inverness-Shire PH21 1HS

8th March 2026

Page 5

NEWTONMORE GOLF CLUB SCIO

Statement of Financial Activities

For The Period 23rd August 2024 to 31st October 2025

Unrestricted
fund
Notes £
Incoming resources
Incoming resources from generated funds
Voluntary income 314,326
Activities for generating funds 2 5,032
Investment income 3 102
Incoming resources from charitable activities
Charitable activities 36,538
Other incoming resources 8,984
Total incoming resources 364,982
Resources expended
Charitable activities
Depreciation 13,484
Charitable activities 197,831
Gain on sale of building (145,000)
Support costs 1,508
Governance costs 4,485
Total resources expended 72,308
Net incoming resources 292,674
Total funds carried forward 292,674

The notes form part of these financial statements

Page 6

NEWTONMORE GOLF CLUB SCIO

Balance Sheet At 31st October 2025

Unrestricted
fund
Notes £
Fixed assets
Tangible assets 7 186,742
Current assets
Stocks 3,364
Debtors 8 861
Cash at bank 9 125,460
129,685
Creditors
Amounts falling due within one year 10 (21,235)
Net current assets 108,450
Total assets less current liabilities 295,192
Creditors
Amounts falling due after more than one year 11 (2,518)
Net assets 292,674
Funds 12
Unrestricted funds 292,674
Total funds 292,674

The notes form part of these financial statements

continued...

Page 7

NEWTONMORE GOLF CLUB SCIO

Balance Sheet - continued At 31st October 2025

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the period ended 31st October 2025.

The members have not required the company to obtain an audit of its financial statements for the period ended 31st October 2025 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

These financial statements have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to charitable small companies and with the Financial Reporting Standard for Smaller Entities (effective January 2015).

The financial statements were approved by the Board of Trustees on 8th March 2026 and were signed on its behalf by:

P Grace -Trustee

The notes form part of these financial statements

Page 8

NEWTONMORE GOLF CLUB SCIO

Notes to the Financial Statements

For The Period 23rd August 2024 to 31st October 2025

1. Accounting policies

Accounting convention

The financial statements have been prepared under the historical cost convention, and in accordance with the Financial Reporting Standard for Smaller Entities (effective April 2008), the Companies Act 2006 and the requirements of the Statement of Recommended Practice, Accounting and Reporting by Charities.

Incoming resources

All incoming resources are included on the Statement of Financial Activities when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

Resources expended

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery - 20% on cost Fixtures and fittings - 20% on cost Buggies - 20% on cost

Stocks

Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to the Statement of Financial Activities on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

2. Activities for generating funds

£ Shop income 5,032

Page 9

NEWTONMORE GOLF CLUB SCIO

Notes to the Financial Statements - continued

For The Period 23rd August 2024 to 31st October 2025

3. Investment income

Deposit account interest

£ 102

4. Net incoming/(outgoing) resources

Net resources are stated after charging/(crediting):

£
Depreciation - owned assets 13,484
Hire of plant and machinery 8,142
Other operating leases 24,563
Surplus on disposal of fixed asset (145,000)
Other pension costs 1,851

5. Trustees' remuneration and benefits

There were no trustees' remuneration or other benefits for the period ended 31st October 2025.

Trustees' expenses

There were no trustees' expenses paid for the period ended 31st October 2025.

6. Staff costs

Wages and salaries
Social security costs
Other pension costs
The average monthly number of employees during the period was as follows:
Administration & Course
£
68,847
12,034
1,851
82,732
3

No employees received emoluments in excess of £60,000.

Page 10

NEWTONMORE GOLF CLUB SCIO

Notes to the Financial Statements - continued

For The Period 23rd August 2024 to 31st October 2025

7.
Tangible fixed assets
Freehold
Plant and
Fixtures and
property
machinery
fittings
£
£
£
Cost
At 23rd August 2024
169,898
17,175
7,283
Additions
-
-
-
Disposals
(1,000)
-
-
At 31st October 2025
168,898
17,175
7,283
Depreciation
Charge for year
-
7,922
3,493
Net book value
At 31st October 2025
168,898
9,253
3,790
8.
Debtors: amounts falling due within one year
Other debtors
9.
Cash at bank
Bank account
Commercial account
Bond deposit
Junior funds
Total
10.
Creditors: amounts falling due within one year
Hire purchase
Trade creditors
Taxation and social security
Other creditors
11.
Creditors: amounts falling due after more than one year
Hire purchase
Buggies
Totals
£
£
870
195,226
6,000
6,000
-
(1,000)
6,870
200,226
2,069
13,484
4,801
186,742
£
861
Total funds
£
3,197
35,102
85,000
2,161
125,460
£
4,317
10,094
213
6,611
21,235
£
2,518

Page 11

NEWTONMORE GOLF CLUB SCIO

Notes to the Financial Statements - continued

For The Period 23rd August 2024 to 31st October 2025

12. Movement in funds

Net movement
in funds At 31.10.25
£ £
Unrestricted funds
General fund 292,674 292,674
TOTAL FUNDS 292,674 292,674
Net movement in funds, included in the above are as follows:
Incoming Resources Movement in
resources expended funds
£ £ £
Unrestricted funds
General fund 364,982 (72,308) 292,674
TOTAL FUNDS 364,982 (72,308) 292,674

Page 12

NEWTONMORE GOLF CLUB SCIO

Detailed Statement of Financial Activities For The Period 23rd August 2024 to 31st October 2025

£

Incoming resources
Voluntary income
Donations
Gift aid
Newtonmore golf club donation
Subscriptions
Visitors
Activities for generating funds
Shop income
Investment income
Deposit account interest
Incoming resources from charitable activities
Club competitions
Golf week
Lockers
Open competitions
Sponsorship
Miscellaneous income
Other incoming resources
Equipment hire
Rental income
Total incoming resources
Resources expended
Charitable activities
Wages
Social security
Pensions
Contractor
Equipment leasing
Rates and water
Insurance
Light and heat
Telephone
Postage and stationery
Advertising
Sundries
Shop purchases
Carried forward
39,030
7,392
181,669
40,337
45,898
314,326
5,032
102
3,917
8,428
2,147
8,080
11,616
2,350
36,538
6,249
2,735
8,984
364,982
68,847
12,034
1,851
8,142
24,563
4,342
6,516
19,843
1,743
1,194
400
552
3,023
153,050

This page does not form part of the statutory financial statements

Page 13

NEWTONMORE GOLF CLUB SCIO

Detailed Statement of Financial Activities For The Period 23rd August 2024 to 31st October 2025

Charitable activities
Brought forward
Affiliation fees
Clubhouse repairs
Computer software
Council tax
Course maintenance
Engraving
Licences & entertainment
Prize vouchers
Social events
Subscriptions
Plant & machinery depreciation
Fixtures depreciation
Buggies depreciation
Governance costs
Accountancy
Legal fees
Support costs
Finance
Bank charges
Credit card charges
Other
Gain on sale of building
Total resources expended
Net income
£
153,050
3,809
3,001
2,724
1,462
23,430
795
501
8,245
117
647
7,922
3,493
2,069
211,265
1,757
2,728
4,485
453
1,105
1,558
(145,000)
72,308
292,674

This page does not form part of the statutory financial statements

Page 14