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2026-03-31-accounts

Charity number: SC053351

Riverview Community SCIO

Trustees’ Report and Financial Statements For the year ended 31 March 2026

Riverview Community SCIO

Contents of the Financial Statements for the year ended 31 March 2026

Page
Report of the Trustees 1
Report of the Independent Examiner 4
Receipts and Payments Account 5
Statement of Balances 6
Notes to the Financial Statements 7

Riverview Community SCIO

Report of the Trustees for the year ended 31 March 2026

The Trustees are pleased to present their report together with the financial statements of the Charity for the year ended 31 March 2026.

Principal office

c/o Riverview Church 61 Stewart Avenue Bo’ness EH51 9NJ

Status of Charity and Governing Document

Riverview Community SCIO was registered as a Scottish Charitable Incorporated Organisation on 14 May 2024. The charity registration number is SC053351.

Mission, Charitable Aims and Approach

Riverview Community SCIO was established in response to growing unmet needs in the town of Bo’ness. Many essential services for people who are vulnerable, isolated, or experiencing poverty, trauma and hardship are not available locally. Riverview Community SCIO was formed to address this gap.

Rooted in Christian values, our mission is: “to show and share the good news of Jesus Christ by actively loving and serving the people of Bo’ness.” Founded by Riverview Church, but run by and for the wider ‑ community, the charity acts as an umbrella for a range of community focused projects designed to meet real and pressing needs with compassion, dignity, and hope. All our services are provided free of charge to anyone who needs them, without discrimination, prejudice, or obligation.

Our charitable aims include:

To achieve these aims, we develop and provide our own services, and we work in close partnership with like-minded organisations to connect people with the resources that can improve their lives. Our activities are designed to be relational, flexible and responsive, always keeping in view the unique context of Bo’ness and the specific needs and the individual.

Trustees and Office Bearers

The Trustees who served during the financial year ended 31 March 2026 are:

Graham Rice Chair (appointed as Chair 6 May 2025) Jessica Workman Community Outreach Coordinator (resigned as Chair 6 May 2025) Helen White Treasurer Tomas Workman Trustee Andrew Watt Trustee David MacDonald Trustee (resigned 21 April 2026) Margaret MacDonald Trustee John Paterson Trustee

Appointment of Trustees

The board may at any time appoint any person to be a charity trustee by way of a resolution passed by majority vote at a board meeting in accordance with the Constitution. The maximum number of charity trustees is 12 and the minimum number is 7.

Page 1

Riverview Community SCIO

Report of the Trustees for the year ended 31 March 2026

Summary of activities

‑ During our first year, we focused on establishing strong foundations for long term, positive impact. This included putting in place robust governance structures and processes, and launching our first major project, our community café space called The Junction.

During the year ended 31 March 2026, which is our second year of operation, we built on this foundation ‑ by employing Jessica Workman on a part time basis as Community Outreach Coordinator. Jessica leads the planning and delivery of all services provided through The Junction. Over this period, we have expanded our range of services and increased our opening hours. This has led to a significant increase in regular service users and visitors to our community café. As we are committed to offering all services free of charge, this growth has only been possible through the generous support of grant funders, local community donors, individual givers, and our dedicated team of volunteers.

‑ At The Junction café we provide free hot food, barista quality drinks, and a safe, welcoming environment ‑ for all. We also maintain a supply of pantry staples and offer free Wi Fi and device charging. During winter months, the café operates as a Warm Space. Key achievements during the year include:

1. Expanded café provision: During café sessions, we regularly provide advocacy, signposting and practical support, helping individuals to access specialist and statutory services such as food provision, health services and addiction recovery pathways. From January 2026, drop ‑ in café ‑

sessions were extended from Thursday mornings to full day Thursdays, with additional Tuesday afternoon sessions. Since April 2025, the café has been open for 74 sessions, with 662 total visits recorded, representing 190 unique individuals , many of whom return regularly. The average attendance per session since April 2025 is nine people, with a peak attendance of 28 visitors in a single day.

2. Staffing capacity: In November 2025, we employed Jessica Workman as a part ‑ time Community Outreach Coordinator. Her role is to plan and oversee all activities at The Junction, strengthen local partnerships, and further develop our services.

3. Training and learning opportunities: We hosted a Mental Health First Aid in Scotland course, providing valuable training for participants from the local area and beyond. Riverview Community SCIO covered hospitality costs and funded two participant places.

  1. Peerled support group: Mums for Mums continues to run successfully and grow in number .

Mums for mums is a weekly peer support group during term time, reducing isolation and building mutual support for a small but growing group of around five regular participants.

5. Trauma-informed addiction recovery support group: The Connect2 TC Forth Valley addiction recovery support group is delivering lasting, positive life-changing impact for our service users. Notably, one Connect2 participant has moved into a volunteering role at The Junction. We currently support seven regular participants through facilitated group sharing and focused ‑ ‑

teaching. We take a trauma informed and person centred approach, prioritising emotional and psychological safety, trust, choice and consistency. Our trustees and volunteers understand that many people using our services have experienced adversity and systemic harm. We therefore ‑

focus on creating a welcoming, inclusive and non judgemental space where people retain control over how and when they engage.

6. Pilot project: We participated in a pilot project with Scottish Gas Networks (SGN) and Warm Welcome Spaces, hosting an event to promote the Priority Services Register. This enabled us to distribute warm packs (containing flasks, hot water bottles, blankets, hats and gloves) and carbon monoxide detectors while significantly raising our profile within the town.

7. Nascent services and courses: Two courses to be delivered in partnership with Christians Against Poverty (CAP) are in the planning stage. These are: Life Skills and Money Coaching courses. These are being introduced in response to the identified need among our service users struggling with poverty and trauma.

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Riverview Community SCIO

Report of the Trustees for the year ended 31 March 2026

Together, these achievements provide holistic, practical support, and directly address four key drivers of local deprivation: isolation, addiction, trauma and poverty.

Future Plans at The Junction

Looking ahead, we are committed to growing both our reach and depth of impact. Key priorities for the coming year include:

  1. Expanding our volunteer team to increase capacity and enable more frequent café opening. Connections with other local churches are already supporting this aim.

  2. Launching new support groups and workshops in response to emerging needs, including English conversation groups for migrant workers and their families, targeted support for families of ‑

neurodiverse children, and further trauma focused training opportunities.

  1. Employing an additional part ‑ time staff member to support existing provision, develop and lead new activities, and strengthen local partnerships.

  2. Enhancing advocacy and signposting, ensuring everyone who engages with The Junction can access appropriate support. This includes growing our shared resource bank and continuing our commitment to trauma ‑ informed practice. Our Board actively prioritises this: our Chair has undertaken Trauma ‑ Informed Practice training and is disseminating this knowledge to the board and volunteers.

  3. Developing sustainable funding streams to secure the long ‑ term future of The Junction and maintain a consistent, trusted presence in the heart of Bo’ness. Financial stability would enable sustained delivery, early intervention and preventative work, helping individuals and families break cycles of poverty and trauma and move towards hope, stability and a more secure future.

We remain committed to collaborative working, responding creatively to changing needs, and offering a ‑ consistent, welcoming and hope filled presence to some of the most vulnerable people in our community.

Financial review

Results for the year

The financial statements for the year are set out on pages 5 to 7. The Receipts and Payments Account on page 5 reflects a surplus for the year of £20,525 (2025: £4,022). Total reserves, including restricted funds, amounted to £24,547 (2025: £4,022).

Reserves policy

The Trustees have agreed to maintain unrestricted funds of between three months and six months of operating expenditure. This will allow sufficient unrestricted funds to enable the ongoing work of the charity. The general fund at 31 March 2026 amounted to £24,547 (2025: £4,022) which meets this level.

Thanks

The Trustees are sincerely grateful for the financial support of individual donors, churches, local businesses and grant funders who provided us with funding during the year.

The accounts were approved by the Trustees on 12 May 2026 and signed on their behalf by:

Graham Rice

Graham Rice

Chair

Page 3

Riverview Community SCIO

Report of the Independent Examiner to the Trustees for the year ended 31 March 2026

I report to the Trustees on the accounts of the Charity for the year ended 31 March 2026 which are set out on page 5 to 7.

Respective responsibilities of Trustees and Examiner

The Charity’s trustees are responsible for the preparation of the accounts in accordance with the requirements of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of Independent Examiner’s statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006 (as amended). An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent Examiner’s Statement

In the course of my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations (as amended), and

  3. to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations (as amended)

have not been met, or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Alison Franks

Alison Franks CA Director Cornerstone Accounting

The Old Manse 11 Erngath Road Bo’ness EH51 9DP

Date: 12 May 2026

Page 4

Riverview Community SCIO

Receipts and Payments Account

For the year ended 31 March 2026

Notes
Receipts
Donations
Individuals
Churches
Community organisations
Gift Aid
Grant income
2
Fundraising income
Total receipts
Payments
Salary costs
Pension costs
Junction expenses
Equipment costs
Insurance
Legal expenses
Printing and stationery
Rent
Repairs and maintenance
Advertising
Subscriptions
General expenses
Telephone & internet
Independent examiner's costs:
Independent examination
Total payments
Surplus for the year
Transfer between funds
Surplus after transfers
Total funds brought forward
Total funds carried forward
Unrestricted
Restricted
2026
funds
funds
Total
£
£
£
8,136
-
8,136
5,000
-
5,000
3,356
-
3,356
895
-
895
18,000
-
18,000
624
-
624
36,011
-
36,011
5,058
-
5,058
99
-
99
1,251
-
1,251
1,077
-
1,077
425
-
425
-
-
-
-
-
-
5,173
-
5,173
966
-
966
811
-
811
67
-
67
200
-
200
259
-
259
-
-
-
100
-
100
15,486
-
15,486
20,525
-
20,525
-
-
-
20,525
-
20,525
4,022
-
4,022
24,547
-
24,547
Unrestricted
Restricted
2025
funds
funds
Total
£
£
£
4,992
-
4,992
5,417
-
5,417
500
-
500
-
-
-
1,000
-
1,000
494
-
494
12,403
-
12,403
-
-
-
-
-
-
744
-
744
2,598
-
2,598
395
-
395
800
-
800
30
30
3,572
-
3,572
242
242
-
-
-
-
-
-
-
-
-
-
-
-
8,381
-
8,381
4,022
-
4,022
-
-
4,022
4,022
-
-
4,022
-
4,022

The notes on page 7 form part of these financial statements.

Page 5

Riverview Community SCIO

Statement of Balances

As at 31 March 2026

Notes
Opening
Surplus
Closing
balance
for year
balance
£
£
£
Cash at bank and in hand
Current account
4,022
20,525
24,547
Total cash at bank and in hand
4,022
20,525
24,547
Represented by:
Unrestricted fund
3
General fund
24,547
Total funds
24,547
Statement of assets at 31 March 2026
2026
£
Gift aid due
1,922
1,922
Statement of liabilities at 31 March 2026
2026
£
Accounting and independent examination fees
120
Pension payable
37
157
2026
Opening
Surplus
Closing
balance
for year
balance
£
£
£
-
4,022
4,022
-
4,022
4,022
4,022
4,022
2025
£
895
895
2025
£
100
-
100
2025

The financial statements on pages 5 to 7 were approved by the Trustees on 12 May 2026 and signed on their behalf by the undernoted:

Helen White

Helen White

Treasurer

The notes on page 7 form part of these financial statements.

Page 6

Riverview Community SCIO

Notes to the financial statements

For the year ended 31 March 2026

1. Accounting policies Accounting convention

The financial statements have been prepared under the historical cost convention, on a receipts and payments basis and in accordance with the Charities Accounts (Scotland) Regulations 2006 (as amended).

Basis of financial statements

The financial statements have been prepared on a receipts and payments basis. All voluntary income, income from tax recoveries on Gift Aid and bank interest is accounted for when received. Expenditure is recognised when paid.

Receipts and Payments Account

For the purpose of the Receipts and Payments account as shown on page 5, funds are defined as follows:

Unrestricted funds comprise donations, grants and other income received for the objects of the charity without further specified purpose and are available as general funds.

2. Grant income

We are extremely thankful for receipts of the following grants:

CVS Falkirk
The Robertson Trust
Benefact Trust
Archer Trust
Good Faith Partnership
Arnold Clark
Unrestricted
funds
£
10,000
3,000
2,500
1,500
1,000
-
18,000
Restricted
funds
£
-
-
-
-
-
-
-
2026
Total
£
10,000
3,000
2,500
1,500
1,000
-
18,000
Unrestricted
funds
£
-
-
-
-
-
1,000
1,000
Restricted
funds
£
-
-
-
-
-
-
-
2025
Total
£
-
-
-
-
-
1,000
1,000

3. Unrestricted funds

General fund
Total unrestricted funds
Balance at
01.04.2025
£
4,022
4,022
Receipts
£
36,011
36,011
Payments
£
(15,486)
(15,486)
Balance at
Transfers 31.03.2026
£
£
-
24,547
-
24,547

Explanation of funds

The General fund represents all income and expenditure relating to the primary focus activities of the charity, other than those for which funding is restricted.

4. Trustee and related party remuneration and expenses

During the year, one trustee (Jessica Workman) was employed as our Community Outreach Coordinator and earned £5,194 (2025:nil) including employer pension contributions. There was no remuneration paid to any of the Trustees in their role as a trustee. During the year, no trustees received reimbursement of expenses (2025:£81).

There were no transactions with related parties in the year.

Unrestricted donations by Trustees of the Charity amounted to £1,280 (2025:£755). Riverview Church, which founded the Charity and is considered to be a related party, donated £5,000 (2025:£5,000).

5. Volunteers

The charity has benefitted greatly from the services of many volunteers: in helping with the set up of the Junction, in helping to run the drop-in café and warm space, and in being available to serve during the Connect 2 programme. We are indebted to all those who are serving the charity in this way.

Page 7