APPENDIX 1 OSCR Period start date Mcfflth Year Period end date Month Year From Scottish Charity Regulator Office of the Scottish Charity Regulator 25 03 2024 To 31 03 2025 Reference and administration details Charity name Oth•r nam•s charlty18 known by Reglstered charlty number Charity's principal address Moneyminds Scotland SC 053225 15 Tulipan Cresent Callander Postcode FK17 8AR Names of th• charity truste•s on dat• of approval of Trustees. Annual Report Trustee name Office (If any) Dates acted rf not for whol• y•ar (or body) entitled to appolnt trustee (If any) Chair Treasurer Secretary from 2010412024 from 0511012024 10 11 12 13 14 15 16 17 19 20
APPENDIX 1 Reference and administration details Names of all othér charlty trustsos durlng the rIod. If any. (for example. thos• who reslgn•d part way through the financial period) Name Dates acted If not for whole year 2510312024 10 0511012024 Structure, governance and management Type of governing document Written Constitution Trustee recrullment and appolntment Board of Trustees recruit and appoint Trustees. Objectives and activities Charltable purposes To procure, create and provide educational content and training on essential money skills to 5th and 6th year secondary school and college students in Scotland. Summary of the main activities In relatlon to these objects To distribute a free guide on essential money skills for young adults to schools across Scotland. To support young adults in leaming about money skills we plan to train school staff and also deliver on-premise talks and workshops.
APPENDIX 1 Achievements and performance Summary of the maln achl•vements of During the financial period, the charity established positive the charlty durlng the flnanclal perlod working relationships with the Developing the Young Workforce (DYW) teams in Aberdeen, Moray, and Naim. These connections provided effective access to secondary schools across the North East of Scouand and supported early engagement with pupils. The charity delivered student participation sessions at a secondary school. gathering valuable feedback from S5 and S6 pupils on their financial knowledge, confidence, and areas of need. This feedback has directly informed the development and refinement of the charity's educational content for young people. The books the charity intends to provide were well received and were found to address many of the key themes raised by students. Additional achievements include engaging with a ran eof potential funding bodies and receiving expressions o interest from volunteers wishing to support the charity's work. While funding applications have not yet secured the required financial support, confirmed interest from schools has enabled the trustees to consider more accessible and cost-effective approaches to future delivery. Financial review Brlef statomont of the charlS pollcy At this early stsge of the Charities development the policy is to on reserves maintain soley Unrestricted Reserves. Details of any defiGIt Not Applicable Donated facilities and services (if any) None
APPENDIX 1 Other optional information Declaration The trustees declare that they have approved the trustees, report al)ov Slgned on behalf of the charlty's trustees Signature(s) OSCR will accept digltal or typed slgnatures Full name(s) Po8lt5on (•.g. Chalr) Chair Treasurer Dale 31112125 31112125
Moneyminds Scotland Recei tsand ments accounts sc 053225 OSCR For th• p•rtod S(ottish arity Regulator 25 March 2024 31 March 2025 Section A Statement of receipts and payments Total fund• ¢urTnt p•rJod Totsl fvnds last p•rlod fvnds fvnds fundts d• A1 R•e•l Donatbn5 2255 22S5 LegarJ88 Grants Receipts from (undraigNJ lwits Gr055 trading recPts Incom• from inv$sbn8ntg othw thon J and Iwildings Ronts from land & buildings Gro$8 rowpts frorn otsr caritaLle activ9 A1 Sub total 2 R¢celpts from amet & Inv•8tment 841•8 Proceeds from Sa of fixed assets Proe•éd8 from sa ol invtttmtnts A2 Sub (otal A3 Payrn•nt Expansès for frjndralslng Gr0$5 trading panents Investment Manament o)sts Palts relats'ry to thawitat a¢tiviJes Grants aryl d81¥ 2116 2116 GovemarKe costs.. Autht l iTra•pend6nt MIn Pr•paratbJn of annu81 aet¥unts Legal ¢>)sts A3 Sub lotsl 2118 2118 A4 Payments relatong to ass•t and In8¢M•nI mov•m•nts Purchases of fixed 855et5 Purchase of irweslnwnts A4 Sub tot•1 Tot*lp•ym•nts 2118 2118 A5 Transfors to l {from} funds srU$/(d for
APPEKTriX2 sc053225 Section B Statement of balances UnrHtr Expondabl• Tptsl Totsl l•it p•rlpd D•W furm luttd 81 Calh fvnd surr151 Ideficill rewF15 186 186 186 186 82 knv••tm•nts O•t•l •ll•} h••M•t£ È3 Othw aM•t# Totsl ip BS Conllng•rt Il•blllll•• Totsl •tt b•h•ol dlth•tru*t••• D•1• of
APPENDN 2 sc 053225 Section C Notes to the Accounts C1 Nature and purpose of funds (may be stated on analysis of funds thsheetsj Only Unrestricted Funds were maintained during the year C2 Gr•nts Total C34 Tru•ts• remumratlon If no r8muneralx)n was paKI during the Fr to any charity twstse or Peon o)nngctsd to a tnjstee cross this b)x (othen¥ise comFte seclKsn 3b) Authority under which paid C3b Trustee remuneratlon- dots11s C4a Trustso ewn• If no expenses were paKI lo any charity truslee during the pefbd I1 ¢sS tkms tKx lothefWiSe compbte sect 4b) knr#I C4b Trustee expenses - detalls oulstandlrwj at •nd Nalur• of rnl•tlon•hlp Naturn of tran8actlon CS Tran•a¢tlons wrth tru8t• and nnected rnonS C6 Other Inforniatlon 20134J44)2 Copy ofTnJ8tOO8 AR 4èp2 e¥c•lJ*& l N(I•8
APPENQt< 2
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APPENDIX 3 OSCR u)Lrt Scoilith Chairty Resulal Independent examiner's report on the accounts Report lo the Charity nome trustMslm•mb•rs of Moneyminds Scotland Registered charity sc 053225 number On the accounts of the Period start date charity for the period Month Period end date )nlh Doy Yo¥r Day 25 MARCH 2024 '. 31 MARCH 2025 Set out on pages 5 and 6 Irm4mLr 10 Indud• the PWJE Respective The ch8rity'S trustees are responsible for the preparation of the accounts in accordance responsibilitiès of with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the trustees and examiner Charilies Accounts IScolland} Regulations 2006 (as amended). The charity truslees consider that the audit requirement of Regulation 10{11 (d) ol the Accounts Regulats'ons does noi apply. It is my responsibility lo examine Ihe accounls as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention. Basis of independent My examination is carried out in accordance with Regulation 11 of the 2006 Accounts examiner's statement Regulations. An examinats'on includes a review of Ihe accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from Ihe truslees con¢8rning any such matters. The proc8duies undertaken do not provide all the evidence that would be required In an audit and, consequenlly, I do not express an audit opinion on the view given by the accounts. Independenl examiner's In the course of my examination. no matter has come to my attention [olher than that statement disclosed on the attached page"] which gives me reasonable cause to believe that in any material respect the requirements- to keep accounting records in accordance with section 44<1) la) of the 2005 Acl and Regulation 4 of the 2006 Accounts Regulab'ons. and to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations have not been mel. or to which, In my opinion, attention should be drawn In order io enable a proper under ndin of the accounts to be reached Slgned": Nam•: Relevant professional qualification(s) or body (if any): Address: "Please delèt• tho words th th6 t*èeJEèlts If thèy do not opply. If thè word8 do appty. set oul thcth mattern which ha¥6 como io your attenknn the lollowing page. "OSCR wll accept dlgrtal or typpA SnatUr•s.