Iljli , 11 Buckhaven Baptist Church SCIO Annual Report & Aecovnts for the Year ended 31M December 2025 OSCR R1*14$¢1u Buckhaven Baptist Church SCIO is a Charity Registered in SeotlaDd, Charity Number SC053047
Buelthaven Baptist Church SCIO Trustees, Annual Report and AceouDts for the year eDded 31$¢ D¢tember 2025. Current Trustees George Warrender Secretary David DOle Treasurer lan Llewelyn Minister Robert Scott Funding Co-ordinator Olher Trxslees durin None Year Con¢acl Address clo Mr G Warrender at 9 Beech Park, Leven, Fife KY8 5NG oinlment o Trustees All of the Church's tsvstees are elected by the membership to serve for a peTiod of 5 years. Governin Document The Church is a Scottish Charitable Incorp)rated Organisation (SCIO). and the purp)ses and administration arrangements are set out in our constitution. Charilable ur Oses The Purposes are the advancement of religio specifically the Christian faidL primartly in Buckhav¢n and neighbouring parts of Fife, and also througbout Scotland and the rest of the world, by all means consistent with: The Christian Bible. and The Declaration of Principle: including, without prejudice to the foregoing generality. worship. ministry, mission, witness, PTayer, fellowship, n¢tworking. education, community service and the provision of activities and facilities for the eommunity.. and the relief of poverty atld other social needs, including the support of individuals and other charitable Organisations and agencies involved in any or all of these. Aclivities & Achievemenls Our Pastor, lan Llew¢lyn has served the fellowship now for just short of 3 years and has been faithful in proclaiming God's Word each week. The 'Piayer Gathering, included a time of Bible Study each Wednesday at 2.(X) pm. We continue to be encouraged by the numbers attending and the warnith of f¢llowship. As the Cosy Cafe l Food Distribution operates until after 2.00 pm. making it difficult for those of the leadershTrp who are helw to attend the Prayer Gathering, a Wednesday evening once a month was set &side to prny for th¢ congregatioll. The Cosy Cafe continued to have an imrK)rtant impact on the community. held on Wednesdays from I O.00am until noon when refreshments are served after which meals are served for appTOX. Ihour. The Food Distribution progvramtne continues to run alongside the Cafe. Robcrt Scott takes charge over the food distribution and overseeing the café. We have seen a ¢ontÉnued increase in the number of clients requiring help. Page l of 14
In September we held our Harvest Service using material sent from the Baptist Missionary Society. and an off¢ring was tak¢n which w&$ sent to the B.M.S. A Christmas gift was collected this year for the Zamkzi Mission in Malawi. and to be forwarded to their UK Headquarters in January 2026 The hall has been used well for community use. having again hosted the Fife "O- gauge Group (model trains). and Primary School special classes. as well as a request from a Breastfeeding Group (breastfeedingnetwork.org.uk). Sunday Morning worship again saw an international flavour with 3 African families and an Indian fath¢r and daughter joining us on a weekly basis. The congregation were invited to give thoughts on their personal vision for the fellowship, and from those suggestions we were then able to start an over 60's Fellowship l Meal afternoon and various prayer walks around Buckhaven were organised. A Men's Breakfast was also started. and the outreach "Good News" paper was faithfully delivered to 100 homes per month throughout the year. We are very grateful for the Grant donations we have received towards the cost of the food etc. for distribution to those requiring help during this Cost-of-Living CFiSi& from Fife Voluntary Action. And foT oth¢T donations havc bc¢n reccived from Thc SabiDa Sutherland Charitable TrL The CORRA Foundation, The Friends of Levenmoud4 and other Individuals, for which we again are very grateful. Our continued prayer for 2026 is that the Lord will bring Èn more families which in tum will revive the Children and Youth work. Reserves The Church held Unrestricted Funds of £59.655.83 at the year en The Tn consider that the General Fund of £38,473.93 will enable us to continue to run the Church for the fortbcoming year. Approved by the Trustees and signed on their behalf by G Warrender (Secretary) Date: 8 April 2026 Page 2 of 14
Buckhaven Baptist Church SCIO Independent Examinerfs Report Year ended 31 December 2025 Independent Examiner's Report to the Tntee$ of Buckhaven Baptist Church SCIO, Registered Charity Number SC053047. I report on the financial statements of Buckhaven Baptist Church SCIO ('Yhe Church") for the year ended 31 December 2025 which are set out on pages 4 to 14. Respective responsibilities of Trustees and Examiner The Church's Trustees are responsible for the preparation of the accounts in accordance with the terms of the CharFties and Trustee Investment (Scotland) Act 2005 {"the 2005 ACV,) and the Charities Accounts {Scotland) Regulations 2006 {as amended) ("the 2006 Regulations ). The Church's Trustees considerthat the audit requirement of Regulation 10(1)(d) of the 2006 Regulations does not apply. It is my responsibilty to examine the accounts as required under section 44(1)(c) of the 2005 Act and to state whether particular matters have come to my attention. Basls of Independent Examinerfs Ststement My examination is carried out in accordan with Regulation 11 of the 2006 Regulations. An examination includes a review of the aunting records kept by the Church and a Comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the Trustees conceming any such matters. The procedures undertaken do not provide all the eviden that would be required in an audit. and consequently I do not express an audit opinion on the view given by the accounts. Independent Examinerfs Ststement In the course of my examination, no matter has come to my attention: _ (1) which gives me reasonable cause to believe that, in any material respect, the requirements (a) to keep accounting records in accordan with section 44 (1) (a) of the 2005 Act and Regulation 4 of the 2006 Regulations. and (b) to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Regulations. have not been met, or (2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Tom Bellfield CPFA Date: 9 April 2026 P30f14
Buckhaven Baptist Church SCIO Receipts and Payments Account For the period from 01 January 2025to 31 December 2025 totslfijrx 10,7T&10 107.88 11743.16 49,725 107.88 275.87 1Q741 9244.77 4148f4Jlkl .127 51.tw4 s7..62 51& 394.68 ).(M) 4.ffi5.00 51.620.f2 610A 51308 IQ7PJ).111 (3,931A11 Tr8nsfs." 499. 1.448 1489811 16XfvI Z741X> PS)3.611 I74 11g)1611 6.YJl.46 13,721 1&934.461 111861211 (6.7.11) 13.931.411 IQ7E4J.111 A931AII A3 46B&51 15 70,347J5 21.181AI .65&83 Wf Gwwalfuxt De&81ed Cosy Cafe FuKJ Fell(Mshi)FL 4n93 4T3.SI 35,730.43 I47&2 )7.46 I47&2 7.46 4.4S20 2275.16 9.4&48 5.r18.91 15227.97 1.2W.14 6,751.87 122.50 Z275.16 9.4a48 M(Y Fund )2( 126.58 15$ RoVe&FF 45.(X) 4427 Tots15 38A73.93 21.181. 59.655.83 66.415.94 4rA14
Buckhaven Ba tist Church SCIO Statement of Balances as at 31 December 2025 2025 2024 Unrestricted Funds General Fund 38,473.93 35.730.43 Desi nated Funds Missionary Fund Fellowship Fund Reserve & Fabric Fund Manse Letting Fund Outreach Fund (fomierly Messy Church Fund) Cosy Café Fund (fomerly Safe Haven Café Fund) Hugh Fraser Foundation Fund Jeffrey Charitable Trust Fund Volunteer Support Fund New Hope Corner Fund (formerly Renew Wellbeing Café Fund Maintenance of Ministry Fund Fife Voluntary Action Fund 80.00 807.46 122.50 632.27 45.00 6,757.87 384.58 5,778.91 9,483.48 126.58 3,478.02 44.27 392.00 1,200.14 15.327.97 30.685.51 502.00 2,275.16 4,429.20 21,181.90 Total Funds 59,655.83 66,415.94 resented b Royal Bank of Scotland .' Cheque Account Royal Bank of Scotland . Cheque Account (Café) Royal Bank of Scotland . Savings Account Cash in Hand Totsl of Cash & Bank Balances 40.144.91 8,409.22 11,101.70 55,579.33 10,836.61 59.655.83 66,415.94 Note: The Church has Property Assets as follows: (There are no recent valuations. so figures slated are estimates by trustees) Church Building & Hall. College Street. Buckhaven. KY8 1JZ £300,000 Manse, 6 Brown Street, Buckhaven, KY8 1JW £200,000 Approved by the Trustees and signed on their behalf by: G Warrender (Secretary) Date". 8 April 2026 Page 5 of 14
Bu¢khaven Baptist Church SCIO Notes to the Accounts for tbe year ended 3151 Detember 2025 Nalure and Pur oseo Funds Unrestricied Funds Gencral Fund - through which the day-to-day income and nllming exjws of the Church are Tecorded. Desi t¢d Funds These are unrestricted fimds set &side by the Church for StlfiC purtK)ses and projects. Missio Fund- for receipt and disbursement of monies designated for missionary work. Fellowshi Fund- for the Trefit of any member of the fellowship in need or having a special Occasio to receive monies donat for flornl decoration of th¢ Church, etc. or other pufFK)ses at the discretiOTTr of the Deacons. ReseTve & Fabric Fund- for repairs and maintenance of chUb & Manse buildings and equipment Manse Lettin Fund- for receipt and disbursement of monies received from letting out the Manse. Part ot"income is to Ix used towards the Pastor's stipend and the rellRinder for the upkeep of the Manse. Outreach Fund- for receipt and disbursement of monies for outreach projects. Cafe Fund- for receipt of incA>me and payment of expenses involved in the provision of food and friendship to rneMbe of the local community, particularly those who are in f(KKI EX)verty, and specifically again this year in restx)nse to the Cost-of-Living Crisis. H h Fraser FodatiOn Fund- for receipt of Grant re(Eived from the Foundatio for expenses incurred in the purchase and disbursement of fo(xl etc.. through the Food Bank. This Fund is now closed. J¢ffte Charitable Trust Fund- for receipt of Grant received from the TnsL for expenses InCued in the purchase and disbursement of food etc.. through the Food Bank. This Fund is now closed. Volunte¢T Su expenses. rt Fund- for re£eipt 0£ and disbursement of, Funding for Volunteer New Ho Corner Fund fonnerl Renew Wellbein Cafe Fund - With the agreement of thosc who provided the funding for setting up "Renew Wellbeing, Cafe: this new fimd has len set up. in conjunction with the Cosy Cafe: for receipt of, and disbursemenl of: donations received for providing assistance and friendship for people mental health issues. etc. P3e 6 (4 14
Maintenance of the Mini Fd- for the rnatgement of monie5 received towards the costs of tnaintenance of the Ministy. Fife Volun Action VA Fund- for Ttteipt of Grants received from the FVA for expenses incurred in the purch&se and disbursement of fo(xl etc., through the FIKKI Bank. Trustee remuneralion and er enses Ian Llewelyn is eTnployed as Minister Ipart-tim¢) of th¢ Church and, &s so, received a Net Stipend amountÉng to £12,487.75 over the Fitwicial YeaT. He also received Travel Expenses (at 45p per mile) amounting to £53.10 and the Chutch paid Employers Pension Contributions of £1.374.96. No other remuneration or expen were paid to the TneeS this year. P•Je 7 of 14
Selected wiod: 01 January2(125to 31 Decernber2025 Total Unrestti¢ted Designated Restrtcted Endowment Thls Last year Receipts Dorjatrons, LÈgatie$ and slmllor Incomfing resources l(L31.OKr 175.19 175.19 2fy).12 9,W.frfJ 9,265.00 7,5XI.55 7.746. 1,040.(a) 3.051.fS¢ 1,818.47 1219.08 7,&U&5 1.OqO.IX) 1o32B.Ctsl 1033.CAlttTaX Rel5 511CQ 2.7(6.15 1.9J1.22 498.54 2.( 1,818.47 5&( 1.1eA.I 1034A.tNydittts frC(mmthtyUse 311.31 11.78 371J1 42.IX> 0.79 11_78 207.45 317.e 10ty1.sia10ff[ 141(1) 142. 242. 4.(Ll i(m.rA) 4.049 1054.FurKlw Fr(AnTr z(NJ).IK) 3).5).00 4,0492J 2.W.37 Donatigns, Legarie5 and similar 11Kkn9 resources Totals 21965.06 10.778.10 33,743.16 49,607.25 Activities in furtherance of the charil8 objects 1(M9-Stw4 Ets 107 107.88 A¢tlvltles in furtherance of the charrvsobjects Totsls 107.88 107.88 In¥e$tments 1(K35.Intwest 265.09 275.87 InvestmÈnt$ Totsls 26&09 2fj5.09 275.87 Other income 1040.Sundry IrKx 0.01 1q193 10.19188 7.7(K).(NJ .(M) 1,544.76 Othtrr incorne Totals 350.00 10.393.88 10,743.88 9,244.77 Re¢elpts &andT(rtals 21580.15 21279A6 - 44.01 59.127.89 Activities in furtherance of the charity$ objects 10 1ffln) $110 6&70 1.Ptsw&Tr 215.(X) I.. 1.64228 4U75 454.85 1.ffi8. 8d14
Total Unre5trirted Designated Restricted End¢)wrnent This year Last year 01 291.3) 16.2319 973. 724. 1511.SthtishBattyFLThY l5l2.Dti(S IExkndl 1513-Hea&Ltht 1514-Cleari 840.CQ &qO.(M) 1.226.Ql 1.211.14 3,681.49 Z276.44 8.59 784.46 42124 510. 1ffl1.49 1516-Pfflt&StatM 33124 11151 1517.SwKty ExtVW5 152).PvwTur 157ffj8 271.39 163. 12).Tr) 1.(M) 245.72 1,r513.02 1,OW.66 11.405. 1526.ITE(BJwma&&fvHe SJJ 4. 5.191.(B 5.81&11 5875.11 1s31.rkx Ilrrteffdl 427 4,(W7 3.610.00 .(M) 220.(x) 59.76 23J.IX) 1537.CarvJ 181. 181.(X) 172.LK) 12487.75 1Z05fj.36 162.17 1,1(KJ.04 1,374.i 1540.Nd&tvKI 11481.75 16117 1.1(X).04 1374 1.052.04 1,314. 395.81 931.49 .0) 401.40 931.49 .( 401.40 4.71658 101.&1 51Q.(K) 10133 510m 15K2.VdwwC(tsts 1.4 Activities in furtheranc• ofthe ¢hariVs objects Totals 2428194 25.773.30 51.056.24 57,999.62 Support costs 51&88 513.88 Support Gosts Totals 513.88 513.88 394.68 Expenditure on managing"administerlng the charity fj5S4.BLlir@I%Ik&Y 2,0. 2585.(M) Expenditure ors managing-adminlstering charityToia15 50.IJO 4.fj65.00 PaYnts GrandTotsls - 51.620.12 61059.30 9rf14
General Fund (Unres-tr) Income and endowments Donations. Legacies and stimlar fesryxrss 9.265. 7.746. 7.53155 1,tMo.(M) 2.53&04 1.818.47 55(KS 2..1$ 1.5.& 0.79 275.87 275.87 other incotne 0.01 1.485.LNJ 1,4&5.01 24,037.13 Total Income and endowrnents Expendlture Activrbes in fUTilanCe ofthe charitsCtied5 23.580.15 Sllo 1.[) 1.66&fy) 483.75 21.39 65.70 215.(Kl 1.64228 4SI.85 FilkNtSWI&Tr T5.) 1276.44 730.15 .17 29) 130.(M) 245.72 1,043.02 18.92 199.(M) &L cnIr 3.681.49 331.24 113.51 &YJ.46 IT 181.LY) 1Z487.75 16117 1,1(M).Di 1.374 172.(M) 1a051.36 StyErKJ 1,052.04 1.314. Support o)sts 513.88 513A8 Exwnditufe on managiThg4dmintsterirvJ thethity 2.585. Total Expenditure 25.846.82 26.576.35 12.539221 35,&55.10 2.914.$5 35,730.43 35.Th.43 5.010.17 38.473.93 Total carried forward balance Missionary Fund (Designated) Income and endowments 10d14
01 JanuW25 01 Januy2024 To [k)natio, LegaeS and SiTthar McoNyr¥J 3r.45 142(X) 317.60 242.50 Total Income and endowm8nts 95853 1,058.64 Expgnditurg A¢tiVrt in ftffMer2r oflhe chanV$ot¥eds FVFltSw¥&T 4(k 1,(rj 1.136.14 1,136.14 Total Expenditure 1.266.03 I7 9)) 1S) Total carried forward balance 80.1 122.50 Fellowshlp Fund {Desig)atedl Income and endowments Donat¥)ns. Legae5 and I>m1J re5WT 17S19 2fA).12 17S19 Total Income and endowrn8nts 175.19 266.50 ExpÈndlture Activibes in fvrIheTare of the chariWsobjeLts Ilrrtanal Total Expenditure 50.00 175.19 415.71 Total carriod forward balance 807A6 632.27 Reserve & Fabric Fund {Dgsignated) Income endowments Donatiork%, Legaa8sand %rnlar reSS low.) Total Income and endowments 2.500.00 Expenditure Activities in furtherarte oflt* ¢hanVsot4e¢ts .81 15,781.45 B1 Eynditure on managing-administeriro the rtharÈty 1,340.CM) 1,340.00 17,421.44 114.921.441 7.433.47 7.532.97 45.00 Total Expenditure 269.81 (269.811 45.( 4.81 Trw6feBtrS(fronl Total carried forward balance Letting Fund (Designated) Incorne and endowments Othw illLY)rne 10,191 7.7rx). Total Incorne arsd •ndowmènts 10.1>3.88 7.700.ori ExpendlturÈ Activit in fvrtherar¢e 0fts chanV5e5
01 January2024 To 180.(Xi 3.610.OD 3,7W 3.790.00 4.(W.27 4.468.27 Total Expenditure 4.468.27 6.75T.87 11511.15 -(&663.281 6.757.87 Total carriad forward balance 9.483.48 (Xrtmch Fund (Deslgnated) InGomÈ and endowments Donatio5. Legaues and srynlar resou Total Incorne and endowments Expenditure Activthes in fUrtherae ofthe charitysobjects 145. 145.00 Total Expenditure 348.00 PS8 (X>l 145.00 Total carrled totrmfard balart¢È 126.58 384.58 Cosy Cafe Fund (Designated) Income and endowments DOnatInS, Legauesand mmar in(x)rnN resources co 19.49 37131 11.78 2.(K¥).( 4,049 7,WS.38 2.W.37 A¢tiiribes in furthetarKe olthe (witKs obje¢ts 107.88 107.88 Oth8r irKX)m8 59.76 Totsl Income and endomrynents Expendlture Activibes in fvtherarK8 oflhe charitysle{ts 7A1126 3.065.62 449.34 54.31 P(rrt&Slatimy 151.88 ITEquitKFEtrt&WdYae 1,.74 1.989.21 59.76 395.81 4.016.67 &6W.14 ExPeItute On TTWnagijmiri1Y Ihe rjwity Totsl Expenditure 8,517.82 I1.105.) 5.718.91 11.195.331 3.478.02 4,706.67 11.PA1.051 6,XJ4.28 915.88 5,778.91 T[arr$Ifv> Total carried forward balance 12(rf14
01 Januwy2025 01 January2024 Volunteersupport Fund {Desiynated) Expenditure Activsbes irb fuwtherarKe 01th8 charivs jE(ts Total Expenditure 39.60 4427 4.671 44.27 t(fr[nI Totsl carrlÈd fonvar¢l balan¢e 44.27 New Hope CoMerlfrfflwtyRwwCafe} Fund (Designated) Incorne awtd endowments Othw itrDme 2(U. Total Incorne and endo¥nnents Expenditure Activibes in fUrtherar o1th8 ¢tharitysieds 200.00 Total ExpendFture 1.090.IXI Tr£ Wtroml Total Caled forward balance 1.(.) 502.1)0 392.00 Maintenance of the Winisty Fund {Desigd) Income and endowment5 tk)natK)ns, Lega(ies and rescxj 4X>.Tr) Z2XJ.( 1250.00 2.29)( 121.14 1.174.98 2.275.16 Total Income and endowments 2,3CM).06 1,1)99.92 1.200.14 Traths (fr[ThI Total Caled foThTard balance Fif9 Voluntarykntion Fund (Desited) Income and endoThTnents Donatio5. Legacies and svrar resrAJrr 20,S)O.(M) 20..(KI 20.500.00 Totsl InGome and endowrnents Expenditure Activities in ftfftherance ofthe thJity50Lye(ts 1fA).95 3,261.08 Ccts 931.49 7.() 401AO 4,776. 101.$3 510.(M) 1.4%CI) 3.4Tlm 3.422.03 Total Expenditure 9,773.77 19.TT3.77i 15.327.97 11,7S).CM)I 15,327.97 Totsl ¢arri8d forward balance 4,429.20 PaF13Lf14
O1JaDry2O24 Hugh FraserFoundalion Fund (De5igTrated) Expenditure Activthes in furthera8 ofthe thaSobJeC1s 2.811.67 2,811.67 2,811.67 IZ811.671 2,811.67 Total Expenditure Total cairied forward balance Jeffrey Charitablg TnBtFund (DeSIatsd) Expenditure ActNrties in fUrthera0fthe thritysobJ&*s I(MM).(X) 3.(NM).(x) 3,000.00 Total Expenditure i(NyJ. Total ¢arried forward balance 14d14