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2025-09-30-accounts

Docusign Envelope ID: 4A631D1B-9171-4371-B527-6C108D9EAD9E

Scottish Charity No. SC052822

Granton Baptist Church SCIO

Trustees’ Report and Financial Statements For the year ended 30 September 2025

Docusign Envelope ID: 4A631D1B-9171-4371-B527-6C108D9EAD9E

Granton Ba tist Church SCIO p

Contents of the Financial Statements for the year ended 30 September 2025

Page
Report of the Trustees 1 - 2
Report of the Independent Examiner 3
Receipts and Payments Account 4
Statement of Balances 5
Notes to the Financial Statements 6 - 8

Docusign Envelope ID: 4A631D1B-9171-4371-B527-6C108D9EAD9E

Granton Ba tist Church SCIO p

Report of the Trustees for the year ended 30 September 2025

The Trustees are pleased to present their report together with the financial statements of the church for the year ended 30 September 2025.

Registered office Bankers Solicitors 99 Crewe Road North Royal Bank of Scotland Messrs MacRoberts Edinburgh 36 St Andrew Square 152 Bath Street EH5 2NW Edinburgh Glasgow EH2 2YB G2 5TB

Status of Charity and governing document

Granton Baptist Church SCIO (SC052822) is a Scottish Charitable Incorporated Organisation (SCIO) and is established by Constitution. It was registered in its current legal form on 19 September 2023. The charity was previously an Unincorporated Organisation, Granton Baptist Church (SC005818).

Aims and affiliation

The aims of the church are in line with its Mission Statement – “The making and maturing of disciples of Jesus Christ in the power of the Holy Spirit to the glory of God” . The church is affiliated to the Baptist Union of Scotland.

Trustees and Office Bearers

The church is congregational in policy and its day to day running is undertaken by the Office Bearers and the Deacons Court. The Deacons Court comprises the Pastor/s and Deacons. The Office Bearers who served during the year and to the date of this report were as follows:

Trustees/Deacons Court
Mr David Roland Duncan Mr Colin Dunsire (appointed June 2025)
Mr Swang Musa Mr Pat Parker (resigned April 2025)
Mr Chris Welsh
Treasurer Vacant
Mr Pat Parker (resigned April 2025)
Interim Treasurer Mrs Elaine Scott (April 2025 to January 2026)
Secretary Mr Chris Welsh
Bookkeeper Mrs Pamela Dunsire (appointed January 2026)
Pastor Rev Gordon Weir

Title deeds to the properties owned by the Church or in which the Church has a secured interest are held in the name of the Church.

Appointment of Trustees

Trustees, who are also elected deacons, are appointed by the Church on a rolling 3-year appointment. The deacons/trustees are appointed by the church fellowship (deacon’s elections are held every year). Prior to their appointment, new Trustees/Deacons would have served the church for some time in various roles and would be familiar with the church’s values, its aims and objectives as well as its day-to-day operations. As part of their induction programme, new Trustees are required to understand their statutory responsibilities.

Achievements and performance

During the year, the church met regularly for worship and carried out various activities in pursuit of the above stated aims. During the year, the church membership remained at 67.

Page 1

Docusign Envelope ID: 4A631D1B-9171-4371-B527-6C108D9EAD9E

Granton Ba tist Church SCIO p

Report of the Trustees for the year ended 30 September 2025

Achievements and performance (continued)

In relation to activities :

In relation to funding :

The Church is grateful to have received legacies from the estates of former members, which we hope to direct towards specific projects.

Financial review

Principal sources of funding

The church receives its funding by way of weekly offerings and gift aid donations.

Results for the year

The financial statements for the year are set out in pages 4 to 8. The Receipts and Payments Account on page 4 reflects a surplus of £82,601 (2024: deficit of £27,790).

Reserves

It is the policy of the church to maintain unrestricted funds at a level which equates to approximately three months unrestricted expenditure that allows sufficient funds to enable the ongoing work of the church to be maintained. The General Fund on page 4 at 30 September 2025 amounted to £211,530 (2024: £126,948), which is above the required level.

Total reserves, including restricted funds, amounted to £217,464 (2024: £134,863).

Donations and gifts

The church makes donations from its tithed gift income to individuals and organisations that are generally known to the Trustees and the church. The beneficiaries are involved in activities or ministries compatible with the church’s objectives.

Approved by Trustees and signed on their behalf by:

Chris Welsh Trustee/Secretary

29.03.2026

Date: ………………

Page 2

Docusign Envelope ID: 4A631D1B-9171-4371-B527-6C108D9EAD9E

Granton Ba tist Church SCIO p

Report of the Independent Examiner to the Trustees for the year ended 30 September 2025

I report on the accounts of the church for the year ended 30 September 2025 which are set out on pages 4 to 8.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner’s statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006 (as amended). An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent Examiner’s Statement

In the course of my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations (as amended), and

  3. to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations (as amended) have not been met, or

  4. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Juan Herbst CA Director

Innes & Partners Limited Chartered Certified Accountants

Innes House 18 Shairps Business Park Houstoun Road Livingston EH54 5FD

08.04.2026 Date: ………………

Page 3

Docusign Envelope ID: 4A631D1B-9171-4371-B527-6C108D9EAD9E

Granton Ba tist Church SCIO p

Receipts and Payments Account for the year to 30 September 2025

Notes
General
Restricted
2025
fund
funds
Total
Receipts
£
£
£
Gift aided donations
22,665
-
22,665
Freewill offerings
10,301
-
10,301
Open offerings
10,698
-
10,698
Special offerings
5,365
-
5,365
Legacy income
137,415
-
137,415
Baptist Union resource grant
-
2,513
2,513
Foodbank income
-
6,176
6,176
Gift Aid reclaimed
-
-
-
Hall hire
7,699
-
7,699
Other donations
728
-
728
Bank interest
-
-
-
Sundry income
-
-
-
Total receipts
194,871
8,689
203,560
Payments
Staff costs
3
35,863
9,867
45,730
Pastors expenses
288
-
288
Pulpit supply
285
-
285
Manse repairs
4,630
-
4,630
Church repairs and maintenance
10,246
-
10,246
Utilities
17,338
-
17,338
Council tax and water rates
2,439
-
2,439
Insurance
4,156
-
4,156
Office costs
5,133
-
5,133
Equipment
372
-
372
Cleaning costs
5,361
-
5,361
Youth expenditure
1,745
-
1,745
Fellowship costs
1,995
33
2,028
Foodbank costs
-
8,124
8,124
Grants and donations
4
1,006
-
1,006
Baptist Union payments
2,400
-
2,400
Professional fees
6,094
-
6,094
Independent examination fees
780
-
780
Other expenditure
2,804
-
2,804
Total payments
102,935
18,024
120,959
Net increase/(decrease) increase in cash before transfers
91,936
(9,335)
82,601
Transfer between funds
5/6
(7,354)
7,354
-
Net increase/(decrease) increase in cash for the year
84,582
(1,981)
82,601
Cash balance brought forward
126,948
7,915
134,863
Cash balance carried forward
5/6
211,530
5,934
217,464
Notes
General
Restricted
2025
fund
funds
Total
Receipts
£
£
£
Gift aided donations
22,665
-
22,665
Freewill offerings
10,301
-
10,301
Open offerings
10,698
-
10,698
Special offerings
5,365
-
5,365
Legacy income
137,415
-
137,415
Baptist Union resource grant
-
2,513
2,513
Foodbank income
-
6,176
6,176
Gift Aid reclaimed
-
-
-
Hall hire
7,699
-
7,699
Other donations
728
-
728
Bank interest
-
-
-
Sundry income
-
-
-
Total receipts
194,871
8,689
203,560
Payments
Staff costs
3
35,863
9,867
45,730
Pastors expenses
288
-
288
Pulpit supply
285
-
285
Manse repairs
4,630
-
4,630
Church repairs and maintenance
10,246
-
10,246
Utilities
17,338
-
17,338
Council tax and water rates
2,439
-
2,439
Insurance
4,156
-
4,156
Office costs
5,133
-
5,133
Equipment
372
-
372
Cleaning costs
5,361
-
5,361
Youth expenditure
1,745
-
1,745
Fellowship costs
1,995
33
2,028
Foodbank costs
-
8,124
8,124
Grants and donations
4
1,006
-
1,006
Baptist Union payments
2,400
-
2,400
Professional fees
6,094
-
6,094
Independent examination fees
780
-
780
Other expenditure
2,804
-
2,804
Total payments
102,935
18,024
120,959
Net increase/(decrease) increase in cash before transfers
91,936
(9,335)
82,601
Transfer between funds
5/6
(7,354)
7,354
-
Net increase/(decrease) increase in cash for the year
84,582
(1,981)
82,601
Cash balance brought forward
126,948
7,915
134,863
Cash balance carried forward
5/6
211,530
5,934
217,464
2024
Total
£
29,027
4,030
5,855
6,481
22,410
6,030
3,254
7,278
7,342
3,135
1,129
377
194,871
8,689
203,560
96,348
35,863
9,867
45,730
288
-
288
285
-
285
4,630
-
4,630
10,246
-
10,246
17,338
-
17,338
2,439
-
2,439
4,156
-
4,156
5,133
-
5,133
372
-
372
5,361
-
5,361
1,745
-
1,745
1,995
33
2,028
-
8,124
8,124
1,006
-
1,006
2,400
-
2,400
6,094
-
6,094
780
-
780
2,804
-
2,804
47,792
-
389
8,456
7,079
18,020
5,505
4,175
4,401
272
5,083
50
3,583
4,453
2,603
2,400
5,255
726
3,896
102,935
18,024
120,959
124,138
(27,790)
-
84,582
(1,981)
82,601
126,948
7,915
134,863
(27,790)
162,653
211,530
5,934
217,464
134,863

Page 4

Docusign Envelope ID: 4A631D1B-9171-4371-B527-6C108D9EAD9E

Granton Ba tist Church SCIO p

Statement of Balances as at 30 September 2025

Notes
Opening
Surplus
Closing
balance
for year
balance
£
£
£
Total cash balances
134,863
82,601
217,464
Represented by:
Unrestricted fund
5
General fund
211,530
Restricted funds
6
Basic Bank upkeep fund
4,103
Picks and Sticks fund
246
Social responsibility fund
1,585
Community worker fund
-
217,464
Statement of assets at 30 September 2025
Properties (at valuation)
Church halls, 28/29 Crewe Road Gardens, Edinburgh
450,000
Church auditorium, 99 Crewe Road North, Edinburgh
450,000
Manse, 6 Grigor Gardens, Edinburgh
400,000
1,300,000
Gift Aid reclaim
16,415
Statement of liabilities at 30 September 2025
Tax and payroll creditors
528
Accounting fees
2,400
Independent examination fee
819
3,747
2025
Opening
Surplus
Closing
balance
for year
balance
£
£
£
2025
Opening
Surplus
Closing
balance
for year
balance
£
£
£
2025
Opening
(Deficit)
Closing
balance
for year
balance
£
£
£
2024
Opening
(Deficit)
Closing
balance
for year
balance
£
£
£
2024
134,863
82,601
217,464
162,653
(27,790)
134,863
211,530
4,103
246
1,585
-
126,948
6,051
246
1,618
-
217,464 134,863
450,000
450,000
400,000
450,000
450,000
400,000
1,300,000 1,300,000
16,415 7,836
528
2,400
819
879
1,560
780
3,747 3,219

29.03.2026

The financial statements on pages 4 to 8 were approved by the Trustees on ……………… and signed on their behalf by the undernoted:

Chris Welsh Trustee/Secretary

The notes on page 6 to 8 form part of these financial statements.

Page 5

Docusign Envelope ID: 4A631D1B-9171-4371-B527-6C108D9EAD9E

Granton Ba tist Church SCIO p

Notes to the Financial Statements f or the year ended 30 September 2025

1. Accounting policies

Accounting convention

The financial statements have been prepared under the historical cost convention, and in accordance with the Charities Accounts (Scotland) Regulations 2006 (as amended).

Basis of financial statements

The financial statements have been prepared on a receipts and payments basis.

Receipts and Payments Account

For the purpose of the Receipts and Payments account as shown on page 4, funds are defined as follows:

Unrestricted funds comprise grants and other income received for the objects of the church without further specified purpose and are available as general funds.

Restricted funds comprise income which has been received for the objects of the church and specified for a restricted purpose within these objects by the donor.

Page 6

Docusign Envelope ID: 4A631D1B-9171-4371-B527-6C108D9EAD9E

Granton Ba tist Church SCIO p

Notes to the financial statements for the year ended 30 September 2025

2. Transactions with Trustees and related parties

There were no transactions with the related parties during the year (2024: nil).

3.
Staff costs and numbers
Gross salaries
Employers pension contributions
Pension deficiency contribution
General
fund
£
35,273
590
-
Restricted
funds
£
9,722
145
-
Total
2025
£
44,995
735
-
Total
2024
£
45,928
862
1,002
35,863 9,867 45,730 47,792

The average number of employees during the year was 2 (2024: 2).

4.
Donations
Pilton Youth & Childrens Project (PYCCP)
Tearfund
Bethany Christian Trust
St Serfs
Ferrywell Youth Project
Edinburgh City Mission
BMS
SERA
West Pilton Neighbourhood
Individuals
5.
Unrestricted funds
Balance at
01.10.24
£
General fund
126,948
Total unrestricted funds
126,948
Explanation of funds
4.
Donations
Pilton Youth & Childrens Project (PYCCP)
Tearfund
Bethany Christian Trust
St Serfs
Ferrywell Youth Project
Edinburgh City Mission
BMS
SERA
West Pilton Neighbourhood
Individuals
5.
Unrestricted funds
Balance at
01.10.24
£
General fund
126,948
Total unrestricted funds
126,948
Explanation of funds
General
fund
£
536
250
150
70
-
-
-
-
-
-
Restricted
funds
£
-
-
-
-
-
-
-
-
-
-
Total
2025
£
536
250
150
70
-
-
-
-
-
-
Total
2024
£
-
-
200
-
633
320
200
200
50
1,000
1,006 - 1,006 2,603
Receipts
£
194,871
Payments
£
(102,935)
Transfers
£
(7,354)
Balance at
30.09.25
£
211,530
126,948 194,871 (102,935) (7,354) 211,530

The General fund represents all income and expenditure relating to the primary focus activities of the charity, other than those for which funding is restricted.

Page 7

Docusign Envelope ID: 4A631D1B-9171-4371-B527-6C108D9EAD9E

Granton Ba tist Church SCIO p

Notes to the financial statements for the year ended 30 September 2025

6. Restricted funds Balance at Balance at
01.10.24 Receipts Payments Transfers 30.09.25
£ £ £ £ £
Foodbank + 6,051 6,176 (8,124) - 4,103
Picks and Sticks 246 - - - 246
Social responsibility fund 1,618 - (33) - 1,585
Community worker - 2,513 (9,867) 7,354 -
Total restricted funds 7,915 8,689 (18,024) 7,354 5,934

Explanation of funds

The Foodbank + (previously known as Basic Bank Upkeep) fund represents donations to the church by individuals or other churches specifically for basics bank (food bank). This is then used to pay for the supply of fresh food.

The Picks and Sticks fund represents money raised to help cover the cost of providing music tuition to young people in the community to help bridge the gap between the community and the church.

The Social Responsibility fund represents donations specifically given to support the social responsibility work.

The Community worker fund represents money raised to cover the community worker's salary.

Page 8