29APPENDIX 1 OSCR P8ritsd stsrt dale Yew Perd end dale Morth Year Dty From 01 2024 Sccrttish Ckb]nty Resul&oT Oflke of th• Scottish Charlty R•wlator Reference and administration details Chrlty nam• M•dKl Swic86 Other narnes chty Is nown R•gl•t•r•d eharlty number Cha¥lty'3 prIncI1 adth88 * FknN, Clyxk offices. 48 W•st Ge(xge Stroot. Glasgow 8C052718 Pt¢Qa• G2 1BP of the charlty tru•ts•• on dat• of •pproval of TNslws' Annual R•port (èr botyl •ndtt•d tr . •pp•ktt11411• (tt •ry) Chaiman S¢¢rnlary NIA 10 11 12 13 14 16 18 17 19 20
APPENDIX 1 Reference and administration details Names of all other charity tNstee5 the period, If any. {for •xaryl•. tho¥• who f1gd part way through the flnancial perlodj Structure, governance and management Trp• of go¥•mlng doGumw Tru•t•• ro¢rnttmont and •ppolnlm•nt Th8re has been no •dthiityMI TnMtoM 1•C•d th1¥ lkn•nrAI >wr. Tru#teeg lik• all oth•r m•mb•r8 musl apply vkq oppllcatlon found oft the Charity's website. Any Su$$ful applicants WAI then be interviewed by the curr•nt trustg•8, SUtsXS8lul Candidat will thgn be appointed by tho board. Extem81 orgarwsatws are welcome to submit a request lo appolnt a trustè• to Ihe board Objectives and aciivities Charllabl• purpos (a) To save liv88 by provKJin9 Fir$t servic88 and public 8v8nts and by FKoMdirKJ o Fir8t Resp)n80 8ervlce to supp thè public and Dcor SupeTvisof8 betsen the hour8 of 6am 8nd 6pm. {bl To advanco health by supportiThJ the physKo1 gnd mentsl health of the public, by working 8k)ng$ide the Scottish Ambul8ne knice and provKling a first re8pon8e servic. therefcye rwjuciw tt18 demgnd to the Scottish Ambulance SeThice. (c) To save lives 8nd advance health by proytrding welfare packages lo the publi¢ lo help reduc publiG nuiBanc from noise, to help prevent 8piking incKltint¥, to SLlPPOrt sats sex and to provide footwèar to reducè niu¥v lo those who th¢)0se to walk bweloot when their own Projoct Gr888 Rwls 18 bw'ng used to raise lunds by means of Car Boot sdts. Coff8è Momings 8nd sponsored •vents to provide the funding for proiecl Green Grass. ProJ8ct Grean Grass will see our First Aid trained Volunteer5 become 8vailabl8 use by kxal organisalions for evan18 tc provrde First Aid S&rvic8s. Project NhlIng818 wll Launth oncè we have 6stablish•d a base of operÉts'on8 and A suffi91 number of volunteer8 10 fomi tearns to be able lo go oul at npaht and 1P members of the general PLthlic with first aKJ pro¥i8ion. Summary of th• main actfviti In rfjlatlon to th¥ obSects
APPENDIX 1 Achievements and performance Summary of the main achigvoments of We have OtIned Lmifcrfms to mako oui voJnteerB and First Ahjers easily the charity thring thè finan¢ial P•flod tdentlffiab. We have obt8in8d thtyto ID Cards kn attefwjing events and meetrngs wllh othw cffj8nisat¥)n8 to make us mor8 e85ily idenlffiabla. We havo made 8everal entyines into obtaining fijnding from various grants servi3 but have s&dly been UnsusSfUl in Ihis endevour. We have b8•n wil1nLsIY mAkIng •nquirioB for other fund-raising opportLmilias. We have mJ• anipJirl8s a$ kni fiat we requlre In order to provide first ald Serv89 and have b8en informed that we will requir8 Medical M81practi Insurance which we oJrenify allempli'ng lo rai8e funds lor. Financial review Brlof itatem•nt of th• charfty• pollcy The pcAlcy is re¥ved annually by our toard of trustees. ensuring it remalns aligned wth our finan1 r•altses and strategic goals. Through reftjl monitoring and tr8nsparent rewting w8 abm to m•intain the trugt of our ¢53nor$ and $takoholders deTr)n8tralin9 prudent financial management and to moet future na•d8. D•tailx of any dollcft Donatsd lacilttios and •rvlce• lif any) Nona
APPENDIX 1 Other optional information Declaration Th• tru8t d•cl•rn that th•y hw• approv•d th• 1Th8l•M' r•port abov•. 31gned on b•hall ol th• charity'8 tru&tee• SIgnale{sI OSCR ¥wll arrnpt f•1 or ¢ed f¢• Ful nam•(sl Po•ition {•.q. Chalr) iego/JL Dato 0ty/05/25 04/0)25
APPENtXX2 Angu$ Modl¢¥l Sorvl¢ SC0052718 OSCR Recelpts and payments accounts 01 citth Chanty ReguL Section A Statemefit of receipt5 and payments Experwjab Permanem Tothi iunds To1 K4$1 134 L•ood Gr•ni• GrotsB IFaa¥wJ rectl)t• IrMe frrth Yts¥tmfyN• D nt• Irom tsr$ r•¢•Wlrom otsrehwttabl) Al Sub lo 134 Pr[ from •ki PrOCq• trom Mbj of A2 Sub lol•l J•0 AJ Paym•rt• GToi•lr4ds p4yTh•rrtA Gr•rrt• •r don•t Ftsw41b2n L•9•11 347 A3 Sub tot1 J41 J47 A4 Pym•M• t•kntrq to •M•t Ii¥d PLKchases olfl>Ed $$et# A4 Sub tg J47 J47 AS Tr¥nif•r• lo I Ilroml lund• su#1[0*e1lj for1 134
Angus Medical Services Section 8 Statement ol balances SCOO52718 EipncaL4 iJ• 154 5UNfId1l 171 222 2LV61 Ji
APPENOLX 2 AnguB Medical Sorvice8 SC0052718 Section C Notes to the Accounts C1 Nature anfl puwp08e of fund8 Imay Otrst&tè(I To r frjnds lor equprffit K4Jnt0er to wthid•fr89 FlrstAbl lo tho 9gnaral duthrvJ pIle Ty¥k. ol aciivily or project SLtpportod C2 Grnts Tot41 Tru•t•• rnmun•r•tlon 11 #o rerTrunOraOTr w88 pald the thwity tru¥e cned to inbulee ¢ro¥¥ thi¥ boxlolheI5e seclhM 3bl Autliurily uiidei whiLh yaKJ ¢3b Tru•t•• r•mun•MIoD. d•tsii• ¢44 Tfu•t•• exw Ir no•yrthÈ wtsrè p40 to wtyi•wlty ¢ANt•• then voxth'$ bDN C4b Tru8t•• •xp•n•#. d•tsll• Blr •WJTJOlJNIÉI at Nottst¢ ol roiatiorbs1?I NAIL¥Tt of tr•hsaction CS TrnftMctSon• Mth Ir¢ and nn•¢I•d p•rntrn8
ngU5 Medbcal Services SC0052711 Additional analysis111 AMWth•fr•¢•*arf ptymwts T•W To T• To XISD
SC11052718 Additional analysis121 To Tot•1 1 p•r iJ4 Proc$* C(1 i¥ IJ4
Angu5 MedKal Services SC00S2718 Addition31 an31y51s131 r•i*O)
APPENDIX 3 OSCR li%11 CFs1,,ly Rtylt0[ Independent examinerf8 report on the accounts R•port to th• Chty name tru•loo•lmombgrn of Angus Medi1 Servi9 Reglstorod charlty SC052718 nuffir On Ihe accounts of th• charlty lor the perlod P•TKid 818rt dat• Period ond date Y•4r 2Q4 01 2S S•t oul on pg Irw¢n•r ¥J kncbJO¢ tht pa nwthr¥yl ¥h••tsl R•8POCtIv• The Gharty's trustees are r84)onsible lor the prepara1M ol the aCUnIS in accordanc8 r••pon•lbllrtl•8 of with the tgrms ol Ihe Ch8rits"o$ and Tru8to0 Investmonl ISwtl8ndl 2005 Acl 8nd th8 Iru•t••• and •x•mln•r Charili98 Account8 {S8nd) R•3ul8tion8 2CA)6 la8 arnendodl. The charity Iru81e68 considef that the Audit r8quir&mnl ol Regulatn 10(11 Idl of Attcun18 Regulgtlons does not appty. It is my re$FK)nts1ty lo ex4mine the ac£cdJnts as required undor sèction 44(11 (c) of the kn18nd to $tstg whetlw pgrti(wlgr moltgrg tr¥e me to my attentlon. Bas1$ of Indep9ndent My examinalion is CarrK w: in acCdenCe th RegUlatn 11 of the 20C6 Accounts e¥amin•rf$ 81attrm&nt Regulalions. An eXnIn911C includes a review of the accounting records kept by the chaTIty and a comparison of th8 8ccounl$ pro58ntod vhlh t8 r•cordg. It 9150 in¢ludo1 con8idarAlion of Any unu8UAI m# or di8elo8ura8 In thè A2££AJntÈ and $88k¥ explan•tion$ from thè trustees ncOmm9 any ¥uch matters. The proc•duros und•rtak•n do not Fwo¥lde all th• th81 Wld be requlred In 8n 8j{l and, consequently. I do not expro88 on audil Opini on thg view giv by the acUnts. Indep•nd•nt •xamlnof• •lat•m•nt In th& cow8e of my exwnination. no matter ha8 rne lo my attentlon SIgn-. Name: R8l•vanl profo88lonal qu8llflcatlon{s) or body {11 anyl: at•: Address: 'P1#8e thlete the ¥11 in the txa¢kets rf do ap. Kthe do ay. 5etoul th)5e thich h8Yeo)me io lr •Jenkn on folkmfiry p4e. . OSCR will 8cc*du or ty wgn•DJre6
APPENDIX 3 Disclosure section Only (x)nle rf the examiner needs to h11th1 nNqterial problem8. Glvo hare brlef delalls of any it•m that the examiner wishes to dl8clo•e
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CLUB CHARITY RO ASSC ffl•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD, MONTROSE MONTROSE, DD10 9AN 01 Apr 24- 30 Apr24 Oate Dèst*lpt Opthlrwj Typè Crnllt¥ 01 Apr 24 £134.23 15Ay24 Transfer É30.TrJ £1Q4.23 3DAw24 Tr•Mf £25.tKI £189.23 E55. È111.23 Important Infommllon about comp•nMtlon We ore covered by the Fin8n¢iol Sevvices Compensation Scheme (FSCS). The FSCS can pay compensation to deposilors if bank is unable to meet its financial obligalions. Your deposrt is covered by the scheme. DelaS16 on the protecilon of ellglble deposlts Can be lound in Ihe informatlon sheet and deposit8 excluded from ihe scheme can be found in the exclusion lisi which can be oblained from your local branch. For further informalion about Ihe compensation provided by the FSCS. refer to the FSCS website at www.FSCS.org.uk. Int•r•it rnl• Inlomi•tlon Arranged Overdraft interest rales apply to the amoum of any boriowing. up to your Arranged Overdraft limit. Unarranged Oveidraft inlefesl rales apply to any borrowing which is the result of our agreeing io 8 request from you for a lemporary Unarranged Overdraft or temporary increase to an exisling Arranged Overdraft to cover a payment despite lack of funds. Interest rates applicable during Ihe statemenl period are avallable on request, please call the team at Virgin Money on 0800 1217365 or +44 141 2217300. Dlspute rnsolullon If you have a complainl, please talk lo us firsl so that we can',ry to resolve it. If you are noi happy wlth the way we h8ndled YOUT compl8inl or the result. you can then refer the matter lo ihe Financial Ombudsman serv0. The Financial Ombudsman Service Is an Independent organisation that helps resolve complainls thal customers and financial institutions havenl been able to solve themselves.
CLUB CHARITY RO ASSC ffl•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD. MoHfROSE, MONTrose DDIO 9AN 01 May 24- 31 May 24 Date Descrlptlon Type Crethts B•lance 01 M•y24 Openir¥J BoiM ÉiB9.23 02 Flay 24 £25.OD t214.29 O? May 24 £15.OD E239.29 07 May 24 ATM o.rxj t229 23 08 May 24 Card £125.55 E103,68 15May24 Tr•W £30.00 £133,68 È135.55 £eo.OD É133.61 Import& Inforniallon aboul ¢omp•nMtlon pmrwjements We afe covered by the Financial Services Compensalion Scheme {FSCS). The FSCS can pay compensatlon lo deposltors If a bank is unable lo meet its financial obligations. Youf deFK)gt is covefed by the scheme. Deialls on the proieetion of eligible detKssiiS can be found in Ihe information she* and deposlts excluded frorn the scheme can be found In the excluslon list whlch can be obtalned from your locBI bf8nch. For further information about the compenskn provided by the FSCS. refer lo the FSCS webslte at Mvw.FSCS.Ofg.uk. Interest rate Inlorniath)n Arranged OveTdraft inlerest rates epply to the amount of any borrowing. up to your Arranged Overdraft Ilmh. Unarranged Overdraft interest rates apply to any borrowing which is the resum of our agreeing to a request from you for a temporary UnarTanged Overdraft or temporary increase to an existing Arranged Overdraft to csJver a payment desplte lack of funds. Interest rates applicable during the staiemeni period are avalable on requesi. please call the ieam al Virgin Money on OBOO 1217365 01 +44 1412217300. DISP• r•801utlon If you have 8 complalnt, please talk to us firs150 thal we can try to resolve tt. If you are not happy wlth the way we handled your complaint or Ihe resulL you can Ihen refer the matter to the Finan¢i81 Ombudsman Service. The Flnancial Ombudsman Service is an Independent organlsation Ihal helps resolve ¢omplèints that customers and financial institutions haven't been able to solve themselves.
CLUB CHARITY RO ASSC tII•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD. MONTROSE, MONTRose DDI0 9AN Account number Sort code 01 Jun 24- 30Jun 24 Date Descrfption B41•nr¢ Typ• Cr•d 8•lance 01 Jun 24 e133.68 03 Jun 24 £0.44 £134.12 14Jun24 Tt•AÈf £23412 17Jun 24 t364.12 £230A4 Ck)81ry Bal* 304.12 lrnportarf InforMOn 8lJ¢xrt c(Knpensatlon amiryments We are covered by the Financlal Servlces Compensetlon ScMe (FSCS}. The FSCS can pay compensatlon to deposltors If b8nk is un8ble lo meel its financial obligations. Your deposrt Is covered by the stheme. Deteils on the prolection of eligible depjsits can be found in ihe information sheet bnd deposity excluded from the Scheme can be found in the exclusion list which can be obtained from your local branch. For further Informatlon about the compensetlon provlded by Ihe FSCS, refer lo the FSCS webslte at www.FSCS.org.uk. Intefe81 rale Inf0mtIon Arranged Overdraft Interest rates apply to the amount of any borrowing. up to your Arranged Overdraft limit. Unarranged Overdraft Intoresl rates apply lo any borrowing whSch Is the result of our agfeelng Io 8 request from you for a tempor8ry Unarranged Overdraft or temporary increase to an exisllng Ar"ared OverdTaft to covef a payment despite lack of funds. Interesl rates applScable during the slatement period ale avaliable on request please call Ihe team al Virgin Money on 0800 121736S or +44 141 221731)0. Dlsput• r•wludon If you have 8 complaini, please ialk io us first so that we try 10 re$(Jve it. If you ere noi happy with the way we handled your complainl or Ihe Tesult. you can then refer the matter lo Ihe Financial Ombudsman Service. The Flnancial Ombudsman Service 15 an independenl organisalion that helps resolve complaints that customers and flnanclal Insiltutlons haven't been able w solve Themselves.
CLUB CHARITY RO ASSC tIl•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD. MONTROSE, MONTROSE DDI 0 9AN 01 Jul 24- 31 Jul 24 D* Dtgertptson Type Debtls Ciedts Bolane¢ 01 Jul 24 £364.12 26 Jul 24 £27.53 £330.62 £27. É336.01 Impth knfomiatlon aboul ¢omp•nsallon afrnwments We afe covered by the Financlal Services Compensation Scheme (FSCS). The FSCS can pay compensation lo dÈp051tor8 If bank Is unable lo meet Its financial obligatlons. Your depogt is covered by the Scheme. Details on the protection of eligible deposils can be found in the information sheet and deposils excluded from the scheme can be found in the exclusion list which can be obtained from y¢)ur I81 branch. For further Information about Ihe compensatlon provided by the FSCS. refer lo the FSCS webslte at www.FSCS.org.uk. Intffem r•t• Infomi•tl¢)n Arranged Overdroft Inle$1 raies apply to the amount of any borrowing up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of oui agreeing lo a requesl from you for a temporary Unarranged Overdraft or temporary increage to an exlstlng Affar)ged Overdraft to Ver a paymenl desplte lack of funds. Inte$1 rates applicable duiing the slatemenl period a avaleble on request. please call the team at Virgin Money on 0800 1217365 or +44 1412217300. Dlswrt• resOtIon If you have a complaln( please talk to us first so that we can try to resolve it. If you ale not happy with the way we handled your complainl or the result you can then refer the matter to the Financial Ombudsrnan Service. The Financial Ombudsman Service is an independent organisats.on ihai helps resolve complaints that customers and financlal Instltutlons havenl been able lo solve themsefves.
CLUB CHARITY RO ASSC r71•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD, MONTROSe MONTROSE D010 9AN 01 Aug 24- 31 Aug 24 140 tr•i•acllon• found for lh• plrlod lfflport•nl infoM•tion •b¢ul ¢Mip•ns•tiM affaw•mffits We are covered by the Financial SeThices Compensation Scheme (FSCS). The FSCS can pay compensation to depositors If bank is unable lo meet its financial obligations. Your deposrl is co¥ered by the scheme. Delails on the Pfolection of eligible depjsits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensetion provided by 1he FSCS. refer lo the FSCS website at www.FSCS.org.uk, lrrtof rate Informolk Arranged Overdraft inleresl rales apply to the anM)unt of any borrowiThJ. up to ywr Arranged Overdrafi limit. Unarranoed Overdraft Interesl rates apply to any borrowing which is the result of our agreeing to a request from you for a tempor8ry Un8rranged Overdiaft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Interesl rates applicable during the slalement period are avai.'able on request. please call the leam at Virgin Monéy on 0800 1217365 or +44 1412217300. Dl•put• r0lUtIOn If you have a complalnt. please 18lk to us fim $0 ihat we can try to re$L4Ye it. If you are nol happy wlth the way we handled your complaint or ihe result, you can then refer the matter lo the Financial Ombudsman Service. The Fln8nc181 Ornbudsman Service is an independeni org8nisation that helps resolve complaints that customers and finonciol instilution9 havent been able to golve themgelveg.
CLUB CHARITY RO ASSC ffl•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD, MONTRose MONTROSE. DDIO 9AN 01 Sep 24- 30 Sep 24 No lrnn&gCtlons f*iuNI tty th• pwlod Important Informatlon alx>ui C<wnp•n$tyI •rrwyiw We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensatlon lo depositors If a bank Is unable lo meet It$ financlal obllgalions. Your deposil is covered by the scheme. Delails on ihe protectlon of ellglble deposrts can be found In Ihe informatlon sheel and deposlis excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensabon provmled ty Ihe FSCS, refer to the FSCS website at yrniw.FSCS.org uk. Int•r081 rate Infommtlon Arranged Overdraft irrteregt rates apply lo the amount of any borrowing, UP to your Arranged (herdraft limtt. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to 8 request from you for a temporary Unarranged Overdreft or teTnporary Increese to an ex1Ing Arranged Overdraft to cover a payment despite lack of funds. Inierèst rates appiscable ¢Juring the slalement perlod are avalk2ble on request please call the team at Virgin Money on 0800 1217365 of +44 1412217300. Dliw relUtIOn If you have a compialni, please lalk lo us fwsl so that we can iry io resolvé h. If you are not happy wlth Ihe way we handled your complalnt or the result, you can then fefef the matter lo the Financial Ombudsman Serye. The Financial Ombudsman Service is an Independenl organisation that helps resolve complainls that customers 8nd financial institutions havpn't been able to solve. Ihemselves.
CLUB CHARITY RO ASSC ffl•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD. MONTROSE. MONTROSE. DD10 9AN 01 Oct 24- 31 Ctl 24 No tTan8acllons found I the perlod Important knformallon alKMA comp•nsallon mw•m•rts We are covered by the Financlal Services Compensatlon Scheme (FSCS). The FSCS can pay compensation io depositors if a bank Is unable to meet Its financlal obligalions. Your deposit is covered by the scherne. Details on the protection of eligible deposits can be found in the Inlormaiion sheet and deposlts excluded from the scheme can be found in the exclusion lisi which can be obtained froTr your local branch. For furlher information about the compensation provided by the FSCS. refer to the FSCS websile at www.FSCS.org.uk. Intore8t rate Infonnatlo Arranged Overdrafl interest rates apply 10 Ihe affK)unl of any t)orrow1 up to your Arranged Overdraft limrt. Unarranged Overdraft inlerest rates apply to any boffowing which Is the result of Our agreeing to a request from you for a temporary Unarranged Overdraft or lemporary increase to an exisling Arranged Overdraft to cover a payment desplte18ek of funds. Interesl rates applicable during the stalemenl pericrfj are available on reque, please call Ihe ieam ai Vlrgln Money on OBOO 1217365 or +44 141 221731)0. Dl•put• r•solutlon If you have a complalnL please talk to us first so ihat we Can try to resolve It. If you are not happy with the way we handled our complaint or the result, you can ihen refer the matter lo the Financial Ombudsman Service. Ihe Financial Ombudsman Seryice is an independent organisation th* helps res¢)&4e complaints Ihat customers and financial institutions haven't been able to solve themselves.
CLUB CHARITY RO ASSC t71•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD, MONTROSE. MONTrOSE DD10 9AN 01 Nov 24- 30 Nov 24 No trSactIOnS found for the perlod We are covered by the Financial Services Compensatson Schème (FSCS). The FSCS can pay compensatlon to deposilors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on Ihe protecilon of eligible dep051ts can be found in the infonnation sheet and deposits excluded from lh8 schem? can be found in the exclusion lisi %thich can be obtained Irom your local branch. For furthef informalion abo the compensation pro¥thd by the FSCS, refer to Ihe FSCS website at www.FSCS org.uk. Intgr•8t Infomiallon Arranged Overdraft iMeSt rale$ apply to the amount of any borrowing up to yThJr Arranged Overdraft limit. Unarranged Overdraft inlerest rates apply to 8ny borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase lo an existing ArTanged Overdr8ft to cover a p8yment despite lack of funds. Inleresl rates applicable during the statemeni perlod are avallable on requesl, please call the leam ai Vlrgin Money on 0800 1217365 or +44 141 221731M). Dliput• r••olullon If you have a complalnt please talk io us first so that we can try to resolve li. If you are not happy wlth the way we handled your complaint or the result, you can Ihen refer ihe matter io *he Financial Ornbudsman Service. The Financi81 Ombudsman Service is an independent organisation thal helps resofve complaints that customer$ and finonci81 institutions haven't been able to solve themselves.
CLU8 CHARITY RO ASSC ffl•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD, mOROSE. MOFtrROS£ DD10 9AN 01 Dec 24- 31 Dec 24 Typ• Cr•dlt¢ Bance 01 Dec 24 09 Dec 24 Trnr £25. £361,62 £2S,00 £301.02 We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensatlon to deposiiof8 if a bank Is unable to meet Its financlal obllgatlons. Your deposit 1$ covered by the scheme. Details on the protection of eligible deposits can be found in the infomation $tret and dep¢)sits excluded from the scheme can be found in the exclusion li which can be obtained from your Itxal branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.Ofg.uk. Int•r•t rnte knformatlon Afrenged Overdraft inlerest rates apply to the amount of any )orrowing up to your Arranged Overdraft lirnit. Un8rr8nged Overdraft interest rales opply to any borrowing which is the resull of our agreeing to a request from you for a lemporary Unarranged Overdraft or temporary increase to an existlng Arranged Overdraft to cover a paymenl despite la¢k of funds, Interest rates applicable during the slatemenl perlod a a¥aable on requesi. please call the le8m at Vlrgln Money on 0800 1217365 or +44 1412217300. D18PUt• r•8olLlllon If you have a complaint, please talk io us first $0 Ihal we can lry lo resolve il. If you ale not happy wllh the way we handled your Complaint or the resuli. you ean then refer the matter lo rhe Financial Ombudsman Service. The Financial Ombudsman Service is an indepeTrYent organisation that helps resolve complaints that customers and financl81 institutlons haven't been able to solve themselves.
CLUB CHARITY RO ASSC ffl•NEY ANGUS MEOICAL SERVICES 46 NURSERY ROAD, MONTROSE MONTROSE DDIO 9AN 01 Jan25-31 Jan25 D¥ts Dosulpt Openiw Balance Typp Credl Balone& 01J25 £361.62 06 Jan 25 Trle1 £l0.OQ fJ71.62 76 J•n 25 £t21.94 £149.68 I1.94 £I0.IMJ Clo$ing Balanc £149.61 Imp¢wM Infomiailon aboul conyn•atkm wrwwJem•nt• We are covered by the Financial Services Compensation Scheme {FSCS). The FSCS can pay compensation to depositors if a bank Is un8ble to meet its fin8ncial obligations. Your deFKSSit is covered by Ihe scheme. Details on ihe Pfolectlon of eligible deposlts can be found in the Inforrnalion sheet and deposits excluded from the scheme Can be found in the exclusion lisl which can be obtained from your lo1 branch. For further information about the compensation prOved by Ihe FSCS, refer to Ihe FSCS website at www.FSCS.org.uk. lTrt•re8t rate Inforniatlon Arranged Overdraft interest rales apply to the amount of any borrowing up to your Arranged Overdraft limll. Unarranged Overdrafi inlerest rates apply io any borrowing which is the result of our agreeing to 8 request from you for a temporary Un8rr8nged Overdraft or temporary increase to exisling Affanged Overdraft io cover a payment despite lack of funds. Interest rates appllcable durlng the Statemenl perlod ère 8vailable on request. please call the team at Virgin Money on 0800 1217365 or +44 141221 noo. Dlspul¢ reBolullon If you have a complainl, please talk to us firsl so that we can try to resolve it. If you are not happy wlth the way we handled your complaint or the result, you can then refer the matter to the Financial Ombudsman Servlce. The Financial Ombudsm8n Service is an independenl organis811 thai helps resolve complalnts that customers and financlal InllUtionS havenl been able to solve thernselyes.
CLUB CHARITY RO ASSC ffl•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD. MONTROSQ MONTrOSQ DDIO 9AN 01 Feb 25- 28 Feb 25 Descrtption Type Obri Crgdits Balgnce 01 F•b 25 É149.68 03 Feb 25 Lknknovln ,78 £150.46 tI$P.46 Importanl Infomiatlon ab(#rt ccmpensali4)n We are Covered by the Flnancial SeNlces Compensatlon Scheme (FSCS) The FSCS can pay compensetlon to depositor$ If a bank Is unable lo meet ils financial obligations. YOUT deposrt is covered by the scheme. Delails on the prolection of eligible deposits can be found in the information sheet and deposits excluded from the schem¢ C8n be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by 1he FSCS, refer to the FSCS websbte at www.FSCS.org.uk. Int•r•st rato inforn)ation Arranqed Overdraft interest rates apply to the amount of any borrowinq, up lo your Arranqed Overdraft limit. Unafl8ngÈd
CLUB CHARITY RO ASSC rii•NEY ANGUS MEDICAL SERVICES 46 NURSERY ROAD, MONTROSE, MONTROSE DD10 9AN 01 Mar 25- 31 Mar 25 Imytant knfwnotlon abr#rt compth)88llon arrnry¢mvts We are covered by the Financial Services Compensatlon Stheme (FSCS). The FSCS can pay compensation io depositors if a bank is un8ble to meet Its financial obligations. Your depo&t is covered by the scheme. Detallg on the protection of eligible deposits c8n be lound in the inforrnation shee1 and deposlts excluded from the scheme can be found in the exclusion lisl which can be obtained from your local branch. For further Informatlon about the compensaln provided by the FSCS. refer io the FSCS website at www.FSCS.org.uk. Arrengoj Overdraft inlerest rates apply to the amount of any borrowin& w) to your Arranged Overdraft limlt. Un8rranged Overdraft Interest rates apply to any borrowing which is the resutt of our 8greeiNJ to 8 requesl from you for a temporary Unarranged Overdraft or temporary increase to an existing Arrang&J Overdraft to fX)ver 8 Payment desplte18ck of funds. Inlerest rates applicable durlng the statement period are avalable on request, please call the leam al Vlrgln Money cn 0800 1217365 or +44 1412217300. DlgPUt• rmolutlon If you have a compl8inL please talk to 119 first so thai we can iry to resolve tt. If you are not happy wrth the way we handled your complaint or the resulL you Can then reler the malter lo the Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation Ihai helps resolve complaints that customers and finar¢cial institutions hoveny bee.n able to solve themselves.