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2025-03-31-accounts

Scottish Charity No. SC052663

Wishaw Baptist Church SCIO

Trustees’ Report and Financial Statements For the year ended 31 March 2025

Wishaw Ba tist Church SCIO p

Contents of the Financial Statements for the year ended 31 March 2025

Page
Report of the Trustees 1 – 2
Report of the Independent Examiner 3
Receipts and Payments Account 4
Statement of Balances 5
Notes to the Financial Statements 6 – 7

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Wishaw Ba tist Church SCIO p

Report of the Trustees for the year ended 31 March 2025

The Trustees are pleased to present their report together with the financial statements of the church for the year ended 31 March 2025.

Banker’s

Royal Bank of Scotland (till 25 November 2024) 98 Main Street Wishaw ML2 7LU

Royal Bank of Scotland 62 Hamilton Road (from 26 November 2024) Motherwell ML1 3DA

Status of Charity and Governing Document

Wishaw Baptist Church SCIO (“the Church”) is a member church of the Baptist Union of Scotland and, as such, subscribes to the Declaration of Principle of that body. At the same time, however, Wishaw Baptist Church SCIO is an independent congregation governed by its own constitution. Wishaw Baptist Church SCIO is a Scottish Charitable Incorporated Organisation (SCIO) (SC052663) and is established by Constitution. It was registered in its current legal form on 4 July 2023. The Charity was previously an Unincorporated Association (SC020585). The assets of the Unincorporated Association were transferred to the SCIO and was wound up on 30 October 2025.

Aims and affiliation

The objects of the Church are as follows:

To show Christian care and concern for the whole person seeking to provide for the spiritual and emotional needs as well as the physical and practical needs of all with whom we have contact. To achieve those objects, the main activities of the church are as follows:

  1. Providing opportunities for public worship and prayer

  2. Ministry, mission and education

  3. Community service

  4. Support for individuals and organisations involved in the relief of suffering, poverty and other social needs, both at home and abroad.

Title deeds to the properties owned by the Church are held in the name of the Church.

Appointment of Trustees

The constitution of the church states that the Minister and the members of the Church Leadership Team are the Charity Trustees of the church. They are elected by the members of the church who are familiar with church policy and procedure.

Page 1

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Wishaw Ba tist Church SCIO p

Report of the Trustees for the year ended 31 March 2025

Activities and achievements

During the year under review, the church has fulfilled one of its primary functions, being the provision of services for public worship on Sunday mornings and Wednesday evenings. Those members and friends unable to attend have been contacted regularly by telephone and sent DVDs / CDs of the Sunday morning services. Additionally, informal visits to the elderly have been made.

At present, informal Ladies Fellowship meetings are held once a month and these generated donations, included below.

The ages of the children attending Sunday School range from 4 to 10 years.

Both an Al Anon Group and an MS Support Group meet weekly in the premises.

Reaching out/giving to others was done in a number of ways:

Financial review

Results for the year

As a result of the surplus for the year of £19,895 (2024: deficit of £6,745), the church held total reserves at 31 March 2025 of £180,135 (2024: £160,240) which was made up of unrestricted funds amounting to £178,768 (2024: £158,789) and restricted funds amounting to £1,367 (2024: £1,451).

Reserves policy

The Trustees aim to have a minimum level of reserves equal to three months’ unrestricted expenditure. The level of reserves at 31 March 2025 was well in excess of this and the Trustees are satisfied with the level of reserves retained by the charity.

On behalf of the Trustees

Dated: 3 December 2025

Page 2

Wishaw Ba tist Church SCIO p

Report of the Independent Examiner to the Trustees for the year ended 31 March 2025

I report on the accounts of the church for the year ended 31 March 2025 which are set out on pages 4 to 7.

Respective responsibilities of Trustees and examiner

The charity’s Trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity Trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of Independent Examiner’s Statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006 (as amended). An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent Examiner’s Statement

In the course of my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in any material respect the requirements: e to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations (as amended), and

  2. to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations (as amended) have not been met, or

  3. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Innes & Partners Limited Chartered Certified Accountants

Innes House 18 Shairps Business Park Houstoun Road Livingston EH54 5FD

Date: 3 December 2025

Page 3

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Wishaw Baptist Church SCIO

Receipts and Payments Account for the year ended 31 March 2025

Unrestricted
Restricted
2025
Notes
fund
funds
Total
Receipts
£
£
£
Offerings
18,534
770
19,304
Gift Aid offerings
34,477
-
34,477
Donations received
11,850
1,287
13,137
Special collections
1,430
-
1,430
Events
-
440
440
Bank interest
297
14
311
Other income
-
-
-
Grants
-
8,000
8,000
Total receipts
66,588
10,511
77,099
Payments
Staff salaries
3,243
-
3,243
Pulpit supply
3,120
-
3,120
Expenses
-
-
-
Property costs
17,377
7,937
25,314
Heat and light
8,199
-
8,199
Insurance
3,667
-
3,667
Office and administration
2,170
-
2,170
Catering and cleaning costs
323
-
323
Events
513
435
948
Professional fees
2,608
-
2,608
Donations
3
2,280
2,009
4,289
Baptist Union
1,997
-
1,997
Pastoral Care
1,326
-
1,326
Total payments
46,823
10,381
57,204
Surplus/(Deficit)before transfers
19,765
130
19,895
Transfer between funds
214
(214)
-
Net Increase / (decrease) in cash for the year
19,979
(84)
19,895
Cash balance brought forward
158,789
1,451
160,240
Cash balance carried forward
178,768
1,367
180,135
2024
Total
£
20,490
34,054
3,609
780
330
4,025
32
-
63,320
3,243
880
30
35,345
10,272
3,724
2,477
345
540
6,822
3,570
1,812
1,005
70,065
(6,745)
-
(6,745)
166,985
160,240

Page 4

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Wishaw Baptist Church SCIO

Statement of Balances as at 31 March 2025

Opening
Surplus
Closing
balance
for year
balance
£
£
£
Bank and cash in hand
160,240
19,895
180,135
Total assets held
160,240
19,895
180,135
Represented by:
Unrestricted funds
4
178,768
Restricted funds
5
1,367
180,135
Statement of assets at 31 March 2025
Gift Aid tax reclaim
2,988
Statement of liabilities at 31 March 2025
Donations outstanding
145
Invoices due for payment
66
Independent examination fee
942
1,153
2025
Opening
(Deficit)
Closing
balance
for year
balance
£
£
£
166,985
(6,745)
160,240
166,985
(6,745)
160,240
158,789
1,451
160,240
5,440
145
210
908
1,263
2024

The financial statements on pages 4 to 7 were approved by the Trustees on 3 December 2025 and signed on their behalf by the undernoted:

Secretary

The notes on page 6 to 7 form part of these financial statements.

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DcKuspJn Envelope ID". Eo84EBD442FE4C1LLA8￿2BFDB3D/AB5 Wishaw Baptist Church SCIO Notes to the Ilnanclal statementsfor the iiear ended 3] March ?0?5 l. AccouDtIDg policles Aeeounling eoni'enlion The f￿￿tte181 statements hai'e been prepared the historical cost conk'elltio￿ and in aecordance the Charities Accounts (Scotland) Re￿￿atiOnS 2(K16 (Is amellded). Basis ofjlnancial statements The fmancial statell￿nts have been prepared on a receipts and payjnents basis. Penslon Pension costs represent the costs paid lo the pension se1￿me in the prior accountin8 period towards the deficit. This has now been fully paid and no more contribiitions are required. Recelpts and Payments Account FOT the P￿￿Ose of the Receipts and Payu)ents accouui &s shown oll page 4. fiw(Ls are def￿ed as follows: Unrestr7cted funds COD)prise 8raDts and other inconle receiNThl for the objects of the church ￿lthOUt further specified p￿￿e and are aN7ilable as 8enerdl funds or are placed with desisnaied fimds H'hich can be used for puryN)ses in a8reeDRnt the ckntys objects. D￿18￿01￿ fimds con)prise those funds which the Tn￿tee$ bal'e desigllaied for specific putw)ses. Resln"cted fiwds CO￿priSe iucome ￿hICh been Teceii"ed for the objecls of Ihe church and specified for iestricted PUTpose within these objects by the donor. 2. Trinsattlons wllh Trustees Ind ttlted part In Ihe year ei no expenses were paid io Tn￿tee$ other tlwi 'OUl￿f-pOCKe[. e {2024'. £nil). Trustee. receiNed a gift of £l.O(K) (2024: £5(KJ) and receil'ed a gifi ol" £4U ('(J'4.' £Sv) duriD8 the year. enses sons Ubrc5ts4rted Rcstrlcted fuDd5 ruDdy 2025 Tolal 2024 Tolal 3. Glfts And doDtloDs Barnadas Aid Chris's House Wishaw The Christian Institute Glasgom, City Mission BMS Birthday Scheme United Chn'stian Broadcasters ]nlernational Mission of Jewish People UFM Worldwide Plaiforni 67 Sll]i]e TrniD UK BMS Box Openin8 Bethany Chri5tiall TnLSt Slaiic Gospel Association Alzheimer Scotland Sl Andrew's Hospice Sanwitaji's Ptuse Release International BMS World Mission Mission Africa Scottish Bible Society Mission Aiiation Fellowship The Leprosy Mission Asia Link Prisoll FelloM'5hip Scotland Atholl Baptist Church Ellon Baptist Church Erskine Hospice Wycliffe Bible 780 566 3(M) loo loo 100 100 loo 190 100 190 1.50 270 160 150 150 5(#) 170 130 670 130 140 140 loo loo 45 100 100 45 i(K) 85 950 loo 100 100 100 480 145 480 145 200 200 140 140 150 120 120 120 120 130 105 loo loo loo 180 2,280 2,009 4,289 3.570 Pa8e 6

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Wishaw Baptist Church SCIO

Notes to the financial statements for the year ended 31 March 2025

4. Unrestricted fund
Balance at
01.04.24
£
General fund
158,789
Total unrestricted funds
158,789
Receipts
£
66,588
66,588
Payments
£
(46,823)
(46,823)
Balance at
Transfers
31.03.25
£
£
214
178,768
214
178,768

Explanation of funds

The General fund encompasses all income and expenditure relating to the primary focus activities of the charity, other than those for which funding is designated or restricted.

5. Restricted funds
Balance at
01.04.24
£
Workshop Construction fund
-
Ladies Fellowship fund
823
World Mission fund
414
Sunday School fund
214
Total restricted funds
1,451
Receipts
£
8,000
1,301
1,210
-
10,511
Payments
£
(7,937)
(1,234)
(1,210)
-
(10,381)
Balance at
Transfers
31.03.25
£
£
-
63
-
890
-
414
(214)
-
(214)
1,367

Explanation of funds

The Workshop Construction fund relates to the grant received from the North Lanarkshire Council Town Centre Fund, which was spent on the construction of the Workshop.

The Ladies Fellowship fund encompasses the activities of the ladies fellowship group.

The World Mission fund encompasses income and expenditure relating to world mission evenings and the support of world mission projects.

The Sunday School fund relates to income and expenditure from Sunday school activities.

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