## Cowdenbeath Martial Arts Centre ## AKA ## Cowdenbeath Sport Karate ## Trustees Annual Report 2025 Charity Ref SCO52599 The organisation is a non-profit charity whose main aim is to promote public participation in martial arts, particularly in the Cowdenbeath area of Fife. We provide recreational facilities and activities to improve people’s quality of life and create opportunities for all. We work to advance the education, health and wellbeing of children, young people and adults by encouraging participation in martial arts, helping them develop physically and mentally while promoting healthier lifestyles. We also support disadvantaged or underprivileged individuals to take part in community sport and learning activities, fostering community spirit and helping people play a positive role in their local area. **In summary: we seek to provide the best training and opportunities to all in our community, mainly young children, regardless of any individuals or families financial circumstances.** ## **Centre Trustees:** All trustees were appointed in March 2023. All are local people and volunteers who work full time in their own professions. HOWWEF TION: Cowdenbeath Sport Karate ICSKI currently operate out of a leased building in Cowdenbeath. After changes within the charity, we were operating from Lochgelly then Hill Of Beath Club, but we have nowentered back into a short-term lease in Cowdenbeath, withthe intention of purchasing our own premises in the community. This is currently ongoing and updates will be shared where possible. Classes are currently run in the evenings only due to the instruction team all workin8 in their own jobs durin8 the day. The centre runs classe8 on Tuesdays and Thursdayswith classesfor kidsfrom 4 and upwards. We aim to provide further development and activities on weekends once we have a permanent premise to allow more flexibility. Instruction is provided by fully SKGB qualified and insured coaches who are also qualified in child protection, teaching young persons and first aid as well as PVG requirements. We also have further black belt instructors who are currently under80in8 these further qualifications to meet the SKGB criteria= who have a wealth of experience and knowledge in martial arts. We also have WKF accreditedTatami coach who has travelled all over the world with our team at some of the most prestigious WKF tournaments in Sport Karate. The collection of fees. hall costs and administration duties are carried out by and supported bythe club committee. The club currently run Traditional Sport Karate classes with intention to include further fitness and MMA when possible. On occasion the ctub will also offer taster classes to local schools, free of charge. The club also has an active competingteam whotravelthroughout UK and often abroad in some of Europe's most prestigious WKF competitions. We currently have 2 British medallists from 2025 and several former champions trainin8 and competing at the club. As well as running normal kids classes we also run trainin8 camps, outdoor activities, seasonal parties and fun days to engage the kids and their families. We also provide training towards qualification in a structured and nationally recognised grading system also. As you will likely be aware by now there have been some changes at upper level within the club with the most imp8cttul being the resignation 8nd termination of , former head instructor and committee chairman. from the Trustees board, club and indeed the SKGB. This decision was rnade due to a breach of our constitution and whilst not an easy decision to make, it was necessary for the future of our club. is currently acting chairman of the board with still trustees. We are actively looking for anyfriends or affiliates of the club to come forward to be registered on the committee as a member. Thiswillallow membersto be presentand have theirvoice heard duringclub AGMS. ## **IN THE LAST PERIOD THESE ARE SOME OF THE ACTIVITIES WE HAVE CARRIED OUT:** ## **Governance and Certification:** Maintain a regular cycle of 2–3 gradings and examinations each year to support progression and standards. ## **Outreach and Education:** Delivered taster sessions in local schools, including Cowdenbeath Primary, Kelty Primary, Crossgates Primary, and other nearby schools. ## **Talent Development:** Sent two students to monthly national squad training camps. Attended invitational training at LKA in Lanarkshire to broaden training insights. ## **Competitions and Performance:** Our developing team represented the organisation in a wide calendar of tournaments, spanning the UK (Sheffield, Glasgow, Durham, Manchester, Meadowbank, Motherwell) and international venues (Poland, the Netherlands, Venice, Basel), underscoring our commitment to player development and competitive excellence. ## **Notable results** : Hosted an in-house Kickmaster tournament. ## **Community Engagement:** Attended and supported local galas; delivered demonstrations in Lochgelly and Burntisland. ## **Travel and Outreach:** Participation across regional and international events to raise profile and participation. ## **Equipment and Resources:** Purchased gym equipment and kits for young students. ## **OUR EXPENDITURE AND INCOME** Our accounts are fully public to view on OSCR website under charity name Cowdenbeath Martial Arts Centre. Our main monthly expenses are rent (currently £545 per month), gas (rough average £330 over the year) and electricity (roughly £65 over the year), plus water charges. We also have to incur the full maintenance and up keep of our leased hall in Broad Street. We also had to purchase a new boiler in early 2025 costing £1,100. Students’ fees make up most of our income which varies according to attendance. These are however subject to discount given individuals circumstances as we seek to try and give everyone the same opportunities regardless of financial circumstances. We also cover competition costs, travel and entry fees to tournaments where we can as well as affiliation fees to governing bodies and insurances which allow us to function. This again runs into thousands of pounds over the course of the year but is mandatory and essential for the club students to develop. We have also received various grants and donations: Tesco - £500 National Lottery Community Fund - £1,320 Co-op - £901.10 ## **IN SUMMARY:** CSK is a non-profit charity promoting participation in martial arts in Cowdenbeath and surrounding areas, providing accessible training to all ages to improve education, health and wellbeing. We currently operate from Hill of Beath Club, delivering evening classes and pursuing a permanent premises, with SKGB-qualified, safeguarding-compliant coaches. Governance has changed with Gordon Maxwell’s resignation; Ben Smith is acting chair, with Elaine Bauld and Donna Shiels as trustees, and we are inviting new committee members to ensure broad representation at AGMs. In the period, we ran three gradings, school taster sessions, national squad camps, and UK/European tournaments, supported by equipment purchases for students. Our priorities going forward are securing a permanent home, expanding weekend activities, continuing outreach, and sustaining safeguarding and support for disadvantaged participants. Please see below photos of our team throughout the last year: PPENDVX2 SC052599 OSCR Recei tsandpa ments ac¢ounts For p•rtod Scolb'5h Charily Regulator oi oi 2034 Ji 24 Section A Stateinent of receipts and payments Vnreslilckd Roslri¢tsd l￿dI Expèndablfr on¢Jowmgrt fund• P•man*n* Tot•1 funds current pTrrlod Totsl lund¥1411 p•rfDd fund4 toNrnt£ *J n•4NStt tonHM•I¢ Al Ree•l Oon¥ibni Orgnis 1110 3.766 Rocai from NI￿r•I¥l GroB8 tr￿1Th Income inveJlrneTht8 oth•r th •nd buik*n 12.400 Renm frtyn land & bJllLI Gro&1 trom oth•rcWIO Al &Jb toi*l 119JO 3,768 10,702 A2R•c•lpts u¥•t & Inv•itm•ntMI•• Pr¢c•od$ frryn ¥gK7 pffixed Proc•8di of Invèsimenis A2 Sub ioi•I Tolal r•c•lpl6 12,9J8 16,702 A3 Payrn•nl• EXpen￿1c￿ ￿n￿￿oIrvI GroBs Ir4dino payTMnis In¥￿tMOnt m•wémani PsY￿ts rdAtiry direth￿ to charitab •cllvitlt¥ Grant8 d¢xalbns 14MI 2.001 3.001 co818.' Audill 4nd•ptr￿nt &x8mln8bon Pr•pfyrfytlw of4nnu•l *etyJnts •r A3 Sub tOf•l 14052 17.117 A4 P*ym•Ats rnlaiingto wet ond Inv•Blm•ntThtMm•nts Pwch&se$ oifixed 8S80ts Purch*s8 of Inv•8trn¢ni& A4 Sub total Tot•lpaymMt¥ 3,781 17J17 114tr•edpts/(pAym•ntsl AS Trnnsfer• to I lfroml fundi Surplus/(d•fi¢h) Yoryear 1,114 1.116 AFPENDIX 2 SC052S99 Seciion B siatemelli of balallces oo¥¥m•rt Cate•or5E 1 C*h lund C8$￿ oank bal8rf•5 418Wtd wr Jc4 s￿ryI￿•1{￿￿tllh￿￿ 6 ac¢4unl •Dd b•n* baliTrrw4 •t olywr B2 Irw•stnwni• To BJ Oth•r••••t• TO￿1 Detill Fwndtowtri¢hMfd1*1411111 hi￿￿#11 B4 LlabJllt•• T<*•1 iiwr BS b￿bIlIt To Daty Df on￿h￿IK￿l Prfnt Plifftè 2$n￿OIS mb•r2Q07 FF(KKK)BENARTY ASTROS 2￿2.5 FOOTBALL CLUB ACCOUNTS FOR 2015 Pald In Paid Out Dat• D•seripts"on Month End Toial (r￿dI15 Month End Total Credits Month End Toral Credils Month End Total Credits Month End Toral Crèdits Month End Total Credits Munth End Toral Crèdils Month End Total Credrts Monih End Tolal Credils Month End Total Credits Month End Toral Credils Month End Total Credits Amount Date Description Month End Total debit5 Month End Total debits Monih End Total debits Month End Total debits Monih End Total dÈbits Month End Total debits Monih End Total dÈbits Month End Total debits Monih End Total debits Month End Total debits Monih End Total debits Month End Total debits Amount IANUARY FEBRUAR Y MARCH APRIL £1.420.50 £1.406.00 £1.914.25 £1.364.00 £1.615.50 £851.00 JANUAR Y £952 00 £952.00 £980.00 É3.319.86 £1,705.12 £1.970.63 £950.00 £940.00 £1,044.00 £1.809.71 £2.033.52 El,160.00 I EBRUARY MARCH APRIL MAY MAY JUNÉ JUL Y JUNE JULY AUGUST SEPTEMBER £817.50 É1.430.$0 £1.206.00 £934.00 AUGUST SFPTEM8ER OIIOBER NOVEMBER DECEMBER OCTOBER NOVEM8ER DECEMBER £1.631.00 £2,112.10 £16 702.35 £17 816.84 PErrf CASH BALAMCE -£1.114.49 FF0000BENARTY ASTROS 2002'S FOOTBALL CLUB JANUARY 2015 ACCOUNTS |**Paid In**||**Amount**
£420.00
£495.50
£130.00
*
£70.00
£190.00
£80.00
£35.00
**£1,420.50**|**Paid Out**||| |---|---|---|---|---|---| |**Date**|**Description**|**Amount**|**Date**|**Description**|**Amount**| |January|MMA standingorders|£420.00|January|Rent|£545.00| |January|Karate standingorders|£495.50|January|Gas|£337.00| |January|Karate Cashpayments|£130.00|January|Electricity|£70.00| |January|Cash for electricity|£70.00|||| |January|GI/Pads etc|£190.00|||| |January|Grading|£80.00|||| |January|Christmas Hamper|£35.00|||| ||||||| ||||||| ||||||| ||||||| ||||||| ||||||| ||||||| ||||||| ||||||| ||||||| ||||||| ||||||| |||**£1,420.50**|||**£952.00**| **BALANCE £468.50** FF(KKK)BENARTY ASTROS 2￿2.5 FOOTBALL CLUB FEBRUARY 2015 ACCOUNTS Paid In Data February February February Februa February Februa Paid Out Dat& o￿trI tlon MMA standing ofders Karaie standin6 orders Karate Cash payment5 Cash for electricit Hamper etc Amaunt Dèscrl lon Amount £395 00 £670.00 February February February Rent Gas £545.00 £337.00 £150.00 £70.00 £30.00 £91.00 £70.00 £1,406.00 £952.00 BALANCE £454.00 FF(KWBENARTY ASTROS 2(K)2'S F(K)TBALL CLUB MARCH 2015 Accou￿[5 Pald In Date March March March March Pabj fxrt Date March March March March ount £545 00 MMA standing orders Karate standing orders Karale Cash paytnents £325.C4J £522.C4J £140.C £70.00 £40.00 £45.00 Rent Gas £337.00 £70.00 £28.00 ChÈque- SKGB coaching passes March March Ravenscraig entry fee Penrith entry fee Co-op funding- money to help pay for equipment for the gym and Students Kit etc March March £67625 £1.914.25 £980.00 £934.25 FF(KKKIBENARTY AStROS 2tX>2'S FOOTBALL CLUB APRIL 2015 ACCOUKts Pald In Date Pald Out Descri ion Amount £455.00 £496.50 £40.00 Date MMA standin orders Karate standing orders Karate Cash ments Community Council Fundin8- money for new equipment for Ih Cash lor electrici Penrith entr Kit etc April April £187.50 April April April £70.00 £12.00 £103.00 April April April April April April £1,364.00 FF(KKKIBENARTY AStROS 2tX>2'S FOOTBALL CLUB APRIL 2015 ACCOUKts 1,955.86 FF(KKKIBENARTY AStROS 2tX>2'S FOOTBALL CLUB APRIL 2015 ACCOUKts Descri ion Amount £545 IK) £399.IKJ £70.00 Rent Ga5 Flptirician f*g- fix I. hts in ihe hall SKGB joining lee f?21 ?0 £300.IK) 90.CK) Martial Guard Insuranco Loxle Pho105 lor Bookers ICK S orts ICK Sports ICK S Orts ICKS orts ICK Sports Amazon First aid sil Penrith Entries Bookers Tartan Army Donation for T-shirts £497.57 resentation 25.96 £50.78 £256.80 £11.82 £39.20 £1151K) É 123.IKJ £13.99 £60. £182.35 £250.(XJ É112.19 Club Donation For Elize Euro eans £250 £3,319.86 FFO(KK>BENARTY ASTROS 2(K12'5 FOOTBALL CLUB MAY 2015 ACCOUNTS Pald In Date May May May May Paid th Date Mav Mav Mav Mav Descri MMA standing orders Karate standing orders Karale Cash paytnents ount £545.00 £385.00 £TT5.50 £60.CIJ £70. Rèni Gas £359.00 £70.(X) £230.71 Weir Tru5t- Grant given to run gra55roots toumament and purchase Gl'5 and protective equiptnent for new students Kit etc Marathon fundraising Grading May May May May £1500.IXI £110.C(I £15.C Mav Mav May Expenses- Grant British Trophies . In house tournament Neil EquipmeThl £113.00 £276.41 £115.00 £1,615.50 £1,705.12 BALWICE 89.62 FF(XWBENARTY ASTROS 2(X125 FOOTBALL CLUB JUNE 2015 ACCOUMts Paid In Paid Out Date lune Description MMA standing order5 Karate siandinB orders Karate Cash payments Cash lor electricitv RavÈnstraig Èntry Kit etc Amount £18500 Date lune D￿CriptIon Amount £545.00 Renl June £492 00 June Gas £355. June June Electricity Name Dropper5 8ookÈrs P@nrith Entries Hoovef Repair Natne Dropper5 Cr031ia Entry Rejects- fabric Hoodies 8ookeis £so.(x) £12.(M) f125 28 £40.(K) June JunÈ (M) £42 (M) £22. June JunÈ June June June lune June £50.(N) £244.20 £160 83 June É7.19 June lune £302. £79.13 e861.00 £1 970.63 BALANCE -£1,119.63 FF(MMM)BENARTY ASTROS 2(M)2'S FOOTBALL CLUB JULY 2015 Accou￿[S Paid In Data july July july Paid Out Date Dèscrl tlon MMA standing orders Karaie standin6 orders Karate Cash payment5 Cross ates ala ment Amount SLYI lon Amount £320 00 £272.50 july July july Rent Gas £545.(N) £355. £15.CK) £60.C(S Electricity E50.(N) Baynes Charity Trust no restriction5 on use of funds Cash for electricity £100.00 july £817.50 £950.00 BALANCE 132.50 FF(KXXIBENARTY ASTROS I￿2's FOOTBALL CLUB AUGUST 2015 ACCOUKts Poid In Date Au8USt August Au ust Poid Out Date August August Au ust unt £355.C £418.C Amount £545.00 MMA st3ndin8 orders Kaiate standing orders Karate Cash ments ies ru5 Rent Gas Elertrici £355.00 £40.(KI ion p covei 25 Aug Au8USt Au U5t running costs of the gym Cash for electricity Kil etc £7T.9) £1.430.50 £940.00 £490.50 FF(KKK)BENARTY ASTROS 2002'S FOOTBALL CLUB SEPTEMBER 2015 ACCOUNTS Pald In Dat• Pald Out Description MMA standin oideTS Karate standing orders KaraiÈ Cash paymenis Cash for electricity Kit erc Ravenscrai8 entry fee Mèadowbank eni fee Amount Date tembèr tember September September D•$cription £275.00 £428.00 £60 00 £45.00 Rèni September SÈptÈmber September tember September Se iembÈr Gas SKGB Coacking Licence £246.00 £72.00 £80 00 £1,206.00 FF(KKK)BENARTY ASTROS 2002'S FOOTBALL CLUB SEPTEMBER 2015 ACCOUNTS BALANCE £162.00 FF(KKK)BENARTY ASTROS 2002'S FOOTBALL CLUB SEPTEMBER 2015 ACCOUNTS Amount £545.00 £355.00 £60.(X) £84.(X) £1,044.00 FF(KKK)BENARTY ASTROS 2￿2's FOOTBALL CLUB OCfOBER 2015 ACCOUNTS Pald In Date Octobèr October October October October Pald Out Descri MMA standin orders Karate standing orders Karate Cash ments Cash for electricity Ravenscrai enir fee tion Amount £250.00 £544.00 £30.00 £60.00 Date OtiobÈr October Octobèr Descri ion Amount £545.00 £355.00 £60.00 £811.71 Rent Ga5 chq SKG8 Licencè Fee £20.00 £30.00 £38.00 October MND fundraiser £934.00 FF(KKK)BENARTY ASTROS 2￿2's FOOTBALL CLUB OCfOBER 2015 ACCOUNTS BALANCE 875.71 FF(KXKIBENARTY ASTROS 21K)2'S FOOTBALL CLUB NOVEMBER 2015 ACCOUNTS Pald In Date November November November November Novèmber Pald Out Descri MMA standin orders Karate standing orders Karate Cash ments Cash for electricity MND frundraisin mon tion Amount £250.00 £473.00 £50.00 £70. Date Noveniber November November Descri tion Amount £545.00 £240.IM) £70.00 £1,178.52 Rent Gas Elèciricit chq £255.00 £154.00 £24 IJO £3SS.00 November NovembÈr November Kit etc RavÈnstrai8 Èntry lee deposit bank error £1.631.00 £2,033.52 FF(KXKIBENARTY ASTROS 21K)2'S FOOTBALL CLUB NOVEMBER 2015 ACCOUNTS BALANCE 402.52 FFO(KK)BENARTY AStROS 2(K)2'S F(K)TBALL CLUB DECEMBER 2015 ACCOUNTS Pald In Date Decetiibèr December Decembèr December Pald Out Oescri MMA standin orders Karate standing orders Karate Cash ments Cash for electricity C%>OP fundin8 - money to help pay for equipmeni lor the 8ym and students Gradin Kit otc RavenKrai6 entry fee Raffle tion knount £335.00 £436.00 £35_00 £20.00 Date Dècember Decembei DècembÈr December Descri tion Rent Gas withdrawl to correct bank error December Decembei Decembor December December £901.10 £￿.00 £237.00 £40.00 £16.00 £2112.10 FFO(KK)BENARTY AStROS 2(K)2'S F(K)TBALL CLUB DECEMBER 2015 ACCOUNTS BALANCE £952.10 FFO(KK)BENARTY AStROS 2(K)2'S F(K)TBALL CLUB DECEMBER 2015 ACCOUNTS Amount £545.00 £240.00 £20.00 £355.00 £1,160.00 ## **APPENDIX 3** ## **’ Independent examiner s report on the accounts V2** ||**Independent examiner’s report on the accountsV2**| |---|---| |**Report to the**|Charity name| |**trustees/members of**|Cowdenbeath Martial Arts Centre AKA Cowdenbeath Sports Karate| |**Registered charity**|**SC052599**| |**number**|| |**On the accounts of the**|Period start date
Period end date| |**charity for the period**|Day
Month
Year
Day
Month
Year
01
January
2024
**to**
31
December
2024| |**Set out on pages**|See attachment
(remember to include the page
numbers of additional sheets)| ||| |**Respective**
**responsibilities of**
**trustees and examiner**|The charity’s trustees are responsible for the preparation of the accounts in accordance
with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the
Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees| ||consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations| ||does not apply. It is my responsibility to examine the accounts as required under section| ||44(1) (c) of the Act and to state whether particular matters have come to my attention.| |**Basis of independent**
**examiner’s statement**|My examination is carried out in accordance with Regulation 11 of the 2006 Accounts
Regulations. An examination includes a review of the accounting records kept by the| ||charity and a comparison of the accounts presented with those records. It also includes| ||consideration of any unusual items or disclosures in the accounts and seeks| ||explanations from the trustees concerning any such matters. The procedures undertaken| ||do not provide all the evidence that would be required in an audit and, consequently, I do| ||not express an audit opinion on the viewgiven bythe accounts.| |**Independent examiner’s**|In the course of my examination, no matter has come to my attention other than that| |**statement**|disclosed on the attached page*.| ||1.
which gives me reasonable cause to believe that in any material respect the| ||requirements:| ||•
to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and| ||Regulation 4 of the 2006 Accounts Regulations, and| ||•
to prepare accounts which accord with the accounting records and comply with| ||Regulation 9 of the 2006 Accounts Regulations| ||have not been met, or| ||2. to which, in my opinion, attention should be drawn in order to enable a proper| |**Signed:**|understanding of the accounts to be reached.| |**Name:**|| |**Relevant professional**|| |**qualification(s) or body**|| |**(if any):**|| |**Address:**|| *Please delete the words in the brackets if they do not apply. If the words do apply, set out those matters which have come to your attention on the following page. APPENDIX 3 Disclosure section Only Complete rf the examiner needs to highlight material problems. 1. The Trustees have been advised by me that they have to give sufficient time for the rewew of the accounts to take place within the required timelines for subrnitting these accounts i.e. within 9 months of the year end, given that this submission is being made late for the second year running.