OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2025-12-31-accounts

FINANCIAL STATEMENTS

Friends of St Andrew SCIO (Scottish Charitable Incorporated Organisation)

Annual Report and Unaudited Financial Statements

for the financial year ended 31 December 2025

Parris & McNally Ltd 6 Crofthead Road, Prestwick KA9 1HW GB

Charity Number: SC052279

Friends of St Andrew SCIO (Scottish Charitable Incorporated Organisation)

CONTENTS

Page
Reference and Administrative Information 3
Trustee's Annual Report 4 - 5
Statement of Trustee's Responsibilities 6
Independent Examiner's Report 6
Statement of Financial Activities 8
Balance Sheet 9
Notes to the Financial Statements 10 - 13
Supplementary Information relating to the Financial Statements 15 - 18

2

Friends of St Andrew SCIO (Scottish Charitable Incorporated Organisation) REFERENCE AND ADMINISTRATIVE INFORMATION

Trustee

Charity Number in Scotland

Registered Office & Principal Address

Independent Examiner

Miss J M Whiting Miss E J Collins Miss M E Barrett

SC052279

St Josephs, Trochrague Daily Road Girvan South Ayrshire KA26 9QB

Parris & McNally Ltd 6 Crofthead Road, Prestwick KA9 1HW GB

3

Friends of St Andrew SCIO (Scottish Charitable Incorporated Organisation)

`

TRUSTEES’ ANNUAL REPORT

for the financial year ended 31 December 2025

The trustees present their annual report and the unaudited financial statements for the financial year ended 31 December 2025.

The financial statements have been prepared in accordance with the Charities Accounts (Scotland) Regulations 2006 (as amended), FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” and the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with FRS 102.

The Trustee's Report contains the information required to be provided in the Trustee's Annual Report under the Statement of Recommended Practice (SORP) guidelines. The trustees are charity trustees for the purposes of charity law and are responsible for the overall governance and strategic direction of the SCIO.

In this report the trustee of Friends of St Andrew SCIO present a summary of its purpose, governance, activities, achievements and finances for the financial year 31 December 2025.

The charity is a Scottish Charitable Incorporated Organisation (SCIO) registered in Scotland and the financial statements have been prepared in accordance with the Charities Accounts (Scotland) Regulations 2006 and the Charities SORP (FRS 102).

Mission, Objectives and Strategy

Mission Statement

The advancement of religion, the relief of the needs of persons, particularly, but not exclusively young people disadvantaged by poverty, and the prevention or relief of poverty, and in furtherance of these purposes; The SCIO will operate as a charitable organisation and its purposes are:

The organisation is established for charitable purposes only, and in particular, the objects are: The advancement of religion, the relief of the needs of persons, particularly, but not exclusively young people disadvantaged by poverty, and the prevention or relief of poverty, and in furtherance of these purposes;

Objectives

Objectives and aims

The organisation is established for charitable purposes only, and in particular, the objects are: The advancement of religion, the relief of the needs of persons, particularly, but not exclusively young people disadvantaged by poverty, and the prevention or relief of poverty, and in furtherance of these purposes;

Summary of the main activities: in relation to these objects to support the pastoral work of the St Andrew Community; to work in partnership with other bodies to further the purpose.

How this purpose was accomplished in the year:

" Leading pilgrims to Holy Sites to further their faith.

Examples of how funds were used to aid in the Charity Purpose:

" Transportation: petrol, up-keep of vehicles, bus hires, ferries

" Food

" Tours to historical, cultural and religious sites

" Speakers

Volunteers

Volunteers play a vital role in our operations, and we value their dedication immensely. We offer them support and training, recognising their integral contribution to the organisation's mission.

Participants are at the core of our work, and we aim to provide them with enriching and transformative experiences.

Beyond our immediate circle, Friends of St Andrew SCIO actively engageswith the local community.

4

Friends of St Andrew SCIO (Scottish Charitable Incorporated Organisation)

`

It is through these meaningful connections that The Friends of St Andrews continues to make a positive impact on countless lives and the world around us.

TRUSTEES’ ANNUAL REPORT

for the financial year ended 31 December 2025

Review of Achievements and Performance

Fundraising activities

Income is generated through a number of sources; "Revenue from donations "Grant funding from a range of contributors "Gift Aid

Financial Review

The results for the financial year are set out on page 8 and additional notes are provided showing income and expenditure in greater detail.

Financial Results

At the end of the financial year the charity has assets of £25,938 (2024 - £26,664) and liabilities of £0.00 (2024 - £0.00). The net assets of the charity have decreased by £(726).

Reserves Position and Policy

Reserves Policy

The organisation aims to maintain unrestricted reserves sufficient to cover approximately six months of core operating expenditure where possible.

At 31 December 2025, total funds held amounted to £25,938 (2024: £26,664), of which £36,988 related to restricted funds held for specific charitable purposes and future project activity.

During the year, the charity reported a small overall deficit of £726 after taking account of foreign exchange movements arising on multi-currency balances held throughout the year. Excluding these currency fluctuations, the charity generated a modest operational surplus during 2025.

The trustees will continue to monitor cash flow, funding levels and future commitments carefully during 2026.

Trustees

The trustees who served throughout the financial year, except as noted, were as follows:

Miss J M Whiting Miss E J Collins Miss M E Barrett

In accordance with the Constitution, the trustees retire by rotation and, being eligible, offer themselves for re-election.

Compliance with Sector-Wide Legislation and Standards

The charity engages pro-actively with legislation, standards and codes which are developed for the sector. Friends of St Andrew SCIO subscribes to and is compliant with the following:

Approved by the Board of Trustees on 26/05/26 and signed on its behalf by:

5

Friends of St Andrew SCIO (Scottish Charitable Incorporated Organisation)

`

STATEMENT OF TRUSTEES RESPONSIBILITIES For the financial year ended 31 December 2025

The charity trustees are responsible for preparing financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the income and expenditure of the charity for that period.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 and the provisions of the charity’s constitution.

The trustees are also responsible for safeguarding the assets of the charity and for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the Board of Trustees on 26/05/26 and signed on its behalf by:

6

Friends of St Andrew SCIO (Scottish Charitable Incorporated Organisation)

`

INDEPENDENT EXAMINER'S REPORT TO THE BOARD OF TRUSTEES OF FRIENDS OF ST ANDREW SCIO

We have examined the financial statements of the charity for the financial year ended 31 December 2025, which comprise the Statement of Financial Activities (incorporating an Income and Expenditure Account), the Balance Sheet and the related notes.

This report is made solely to the charity's members, as a body, in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006. Our work has been undertaken so that we might compile the financial statements that we have been engaged to compile, report to the Board of Trustees that we have done so, and state those matters that we have agreed to state to them in this report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's members, as a body, for our work, or for this report.

Respective responsibilities of trustee and examiner

The charity’s trustees are responsible for the preparation of the financial statements in accordance with the requirements of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006.

The trustees consider that the charity is exempt from the requirement to have an audit for the financial year under Regulation 10(1)(a) to (c) of the Charities Accounts (Scotland) Regulations 2006 and that an independent examination is required.

It is our responsibility to examine the financial statements under section 44(1)(c) of the Charities and Trustee Investment (Scotland) Act 2005 and to state whether particular matters have come to our attention.

Basis of independent examiner's report

Our examination was carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements and seeking explanations from the trustee concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with our examination, no matter has come to our attention which gives us cause to believe that in, any material respect:

__________ Colin McNally PARRIS & MCNALLY LTD

6 Crofthead Road, Prestwick KA9 1HW GB

Date: 26/05/26

7

Friends of St Andrew SCIO (Scottish Charitable Incorporated Organisation) STATEMENT OF FINANCIAL ACTIVITIES

(Incorporating an Income and Expenditure Account)

for the financial year ended 31 December 2025

Unrestricted Restricted Total Unrestricted Restricted Total
Funds Funds Funds Funds Funds Funds
2025 2025 2025 2024 2024 2024
Notes £ £ £ £ £ £
Income
Donations and legacies 3.1 52,700 38,388 91,088 12,302 20,226 32,528
Charitable activities
- Grants from governments 3.2 78,470 - 78,470 72,078 - 72,078
and other co-funders
Other income 3.3 175 - 175 - - -
─────── ─────── ─────── ─────── ─────── ───────
Total income 131,345 38,388 169,733 84,380 20,226 104,606
─────── ─────── ─────── ─────── ─────── ───────
Expenditure
Charitable activities 4.1 148,833 21,626 170,459 85,167 - 85,167
─────── ─────── ─────── ─────── ─────── ───────
Net income/(expenditure) (17,488) 16,762 (726) (787) 20,226 19,439
Transfers between funds - - - 7,225 - 7,225
─────── ─────── ─────── ─────── ─────── ───────
Net movement in funds for (17,488) 16,762 (726) 6,438 20,226 26,664
the financial year
Reconciliation of funds:
Total funds beginning of the 9 6,438 20,226 26,664 - - -
year
─────── ─────── ─────── ─────── ─────── ───────
Total funds at the end of (11,050) 36,988 25,938 6,438 20,226 26,664
the year
═══════ ═══════ ═══════ ═══════ ═══════ ═══════

The Statement of Financial Activities includes all gains and losses recognised in the financial year. All income and expenditure relate to continuing activities.

The notes on pages 10 to 13 form part of the financial statements

8

Friends of St Andrew SCIO

(Scottish Charitable Incorporated Organisation)

BALANCE SHEET

as at 31 December 2025

2025 2024
Notes £ £
Current Assets
Cash at bank and in hand 25,938 26,664
─────── ───────
Net Current Assets 25,938 26,664
─────── ───────
Total Assets less Current Liabilities 25,938 26,664
═══════ ═══════
Funds
Restricted trust funds 36,988 20,226
General fund (unrestricted) (11,050) 6,438
─────── ───────
Total funds 9 25,938 26,664
═══════ ═══════

Approved by the Board of Trustees and authorised for issue on 26/05/26 and signed on its behalf by

The notes on pages 10 to 13 form part of the financial statements

9

Friends of St Andrew SCIO (Scottish Charitable Incorporated Organisation) NOTES TO THE FINANCIAL STATEMENTS

for the financial year ended 31 December 2025

1. GENERAL INFORMATION

Friends of St Andrew SCIO is a Scottish Charitable Incorporated Organisation registered in Scotland with charity number SC052279. The registered office of the charity is St Josephs, Trochrague, KA26 9QB which is also the principal place of business of the charity. The financial statements have been presented in Pound (£) which is also the functional currency of the charity.

2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

The following accounting policies have been applied consistently in dealing with items which are considered material in relation to the charity’s financial statements.

Basis of preparation

The financial statements have been prepared on the going concern basis under the historical cost convention, modified to include certain items at fair value. The financial statements have been prepared in accordance with the Statement of Recommended Practice (SORP) "Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland FRS 102", applying Section 1A of that Standard.

As permitted by the Companies Act 2006, the charity has varied the standard formats in that act for the Statement of Financial Activities and the Balance Sheet. Departures from the standard formats are to comply with the requirements of the Charities SORP and are in compliance with section 4.7, 10.6 and 15.2 of that SORP.

Statement of compliance

The financial statements of the charity for the financial year ended 31 December 2025 have been prepared on the going concern basis and in accordance with the Statement of Recommended Practice (SORP) "Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland FRS 102", applying Section 1A of that Standard.

Fund accounting

The following are the categories of funds maintained:

Restricted funds

Restricted funds represent income received which can only be used for particular purposes, as specified by the donors. Such purposes are within the overall objectives of the charity.

Unrestricted funds

Unrestricted funds consist of General and Designated funds.

Income

Income is recognised by inclusion in the Statement of Financial Activities only when the charity is legally entitled to the income, performance conditions attached to the item(s) of income have been met, the amounts involved can be measured with sufficient reliability and it is probable that the income will be received by the charity.

Income from charitable activities

Income from charitable activities include income earned from the supply of services under contractual arrangements and from performance related grants which have conditions that specify the provision of particular services to be provided by the charity. Income from government and other co-funders is recognised when the charity is legally entitled to the income because it is fulfilling the conditions contained in the related funding agreements. Where a grant is received in advance, its recognition is deferred and included in creditors. Where entitlement occurs before income is received, it is accrued in debtors.

Grants from governments and other co-funders typically include one of the following types of conditions:

10

continued

Friends of St Andrew SCIO (Scottish Charitable Incorporated Organisation) NOTES TO THE FINANCIAL STATEMENTS

for the financial year ended 31 December 2025

the core objectives of the grant agreement are achieved. Where the charity is meeting the core objectives of a grant agreement, it recognises the related expenditure, to the extent that it is reimbursable by the donor, as income.

-Time based conditions: whereby the charity is contractually entitled to funding on the condition that it is utilised in a particular period. In these cases the charity recognises the income to the extent it is utilised within the period specified in the agreement.

In the absence of such conditions, assuming that receipt is probable and the amount can be reliably measured, grant income is recognised once the charity is notified of entitlement.

Grants received towards capital expenditure are credited to the Statement of Financial Activities when received or receivable, whichever is earlier.

Expenditure

Expenditure is analysed between costs of charitable activities and raising funds. The costs of each activity are separately accumulated and disclosed, and analysed according to their major components. Expenditure is recognised when a legal or constructive obligation exists as a result of a past event, a transfer of economic benefits is required in settlement and the amount of the obligation can be reliably measured. Support costs are those functions that assist the work of the charity but cannot be attributed to one activity. Such costs are allocated to activities in proportion to staff time spent or other suitable measure for each activity.

Cash at bank and in hand

Cash at bank and in hand comprises cash on deposit at banks requiring less than three months notice of withdrawal.

Taxation and deferred taxation

No current or deferred taxation arises as the charity has been granted charitable exemption. Irrecoverable valued added tax is expensed as incurred.

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date where transactions or events have occurred at that date that will result in an obligation to pay more tax in the future, or a right to pay less tax in the future. Timing differences are temporary differences between the charity's taxable income and its results as stated in the financial statements.

Deferred tax is measured on an undiscounted basis at the tax rates that are anticipated to apply in the periods in which the timing differences are expected to reverse, based on tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

3. INCOME
3.1 DONATIONS AND LEGACIES Unrestricted Restricted 2025 2024
Funds Funds
£ £ £ £
Donations and legacies 52,700 38,388 91,088 32,528
═══════ ═══════ ═══════ ═══════
3.2 CHARITABLE ACTIVITIES Unrestricted Restricted 2025 2024
Funds Funds
£ £ £ £
Grants from governments and other co-funders:
Income from charitable activities 78,470 - 78,470 72,078
═══════ ═══════ ═══════ ═══════
3.3 OTHER INCOME Unrestricted Restricted 2025 2024
Funds Funds
£ £ £ £
Other income 175 - 175 -
═══════ ═══════ ═══════ ═══════
4. EXPENDITURE

11

continued

Friends of St Andrew SCIO

(Scottish Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS

for the financial year ended 31 December 2025

4.1 CHARITABLE ACTIVITIES Direct Other Support 2025 2024
Costs Costs Costs
£ £ £ £ £
Expenditure on charitable activities 172,112 - - 172,112 84,198
Governance Costs (Note 4.2) - - (1,653) (1,653) 969
─────── ─────── ─────── ─────── ───────
172,112 - (1,653) 170,459 85,167
═══════ ═══════ ═══════ ═══════ ═══════
4.2 GOVERNANCE COSTS Direct Other Support 2025 2024
Costs Costs Costs
£ £ £ £ £
Charitable activities - governance - - (1,653) (1,653) 969
costs
═══════ ═══════ ═══════ ═══════ ═══════
4.3 SUPPORT COSTS Governance 2025 2024
Costs
£ £ £
Support (1,653) (1,653) 969
═══════ ═══════ ═══════
5. ANALYSIS OF SUPPORT COSTS
2025 2024
£ £
Support (1,653) 969
═══════ ═══════
6. NET INCOME 2025 2024
£ £
Net Income is stated after charging/(crediting):
(Surplus)/deficit on foreign currencies (1,653) 484
═══════ ═══════
7. INVESTMENT AND OTHER INCOME 2025 2024
£ £
Bank interest 175 -
═══════ ═══════
8. RESERVES
2025 2024
£ £
At the beginning of the year 26,664 -
(Deficit)/Surplus for the financial year (726) 19,439
─────── ───────
At the end of the year 25,938 19,439
═══════ ═══════

12

continued

Friends of St Andrew SCIO

(Scottish Charitable Incorporated Organisation)

NOTES TO THE FINANCIAL STATEMENTS

for the financial year ended 31 December 2025

9. FUNDS
9.1 RECONCILIATION OF MOVEMENT IN FUNDS Unrestricted Restricted Total
Funds Funds Funds
£ £ £
At 1 January 2024 - - -
Movement during the financial year 6,438 20,226 26,664
─────── ─────── ───────
At 31 December 2024 6,438 20,226 26,664
Movement during the financial year (17,488) 16,762 (726)
─────── ─────── ───────
At 31 December 2025 (11,050) 36,988 25,938
═══════ ═══════ ═══════
9.2 ANALYSIS OF MOVEMENTS ON FUNDS
Balance **Income ** Expenditure Transfers Balance
1 January between 31 December
2025 funds 2025
£ £ £ £ £
Restricted funds
Restricted 20,226 38,388 21,626 - 36,988
Unrestricted funds
Unrestricted General 6,438 131,345 148,833 - (11,050)
─────── ─────── ─────── ─────── ───────
Total funds 26,664 169,733 170,459 - 25,938
═══════ ═══════ ═══════ ═══════ ═══════
9.3 ANALYSIS OF NET ASSETS BY FUND
Current Current Total
assets liabilities
£ £ £
Restricted trust funds 36,988 - 36,988
─────── ─────── ───────
Unrestricted general funds - (11,050) (11,050)
─────── ─────── ───────
36,988 (11,050) 25,938
═══════ ═══════ ═══════

10. STATUS

The charity is a Scottish Charitable Incorporated Organisation (SCIO) registered in Scotland.

11. POST-BALANCE SHEET EVENTS

There have been no significant events affecting the Charity since the financial year-end.

13

FINANCIAL STATEMENTS

FRIENDS OF ST ANDREW SCIO

(Scottish Charitable Incorporated Organisation)

SUPPLEMENTARY INFORMATION

RELATING TO THE FINANCIAL STATEMENTS

FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025

14

Friends of St Andrew SCIO

(Scottish Charitable Incorporated Organisation)

SUPPLEMENTARY INFORMATION RELATING TO THE FINANCIAL STATEMENTS

OPERATING STATEMENT

for the financial year ended 31 December 2025

2025 2024
Schedule £ £
Income 169,558 104,606
Cost of generating funds 1 1,653 (484)
─────── ───────
Gross surplus 171,211 104,122
Charitable activities and other expenses 2 (172,112) (84,683)
─────── ───────
(901) 19,439
Miscellaneous income 3 175 -
─────── ───────
Net (deficit)/surplus (726) 19,439
═══════ ═══════

The supplementary information does not form part of the financial statements

15

Friends of St Andrew SCIO

(Scottish Charitable Incorporated Organisation)

SUPPLEMENTARY INFORMATION RELATING TO THE FINANCIAL STATEMENTS SCHEDULE 1 : COST OF GENERATING FUNDS

for the financial year ended 31 December 2025

2025 2024
£ £
Cost of Generating Funds
Surplus/deficit on foreign currency (1,653) 484
─────── ───────
(1,653) 484
═══════ ═══════

The supplementary information does not form part of the financial statements

16

Friends of St Andrew SCIO

(Scottish Charitable Incorporated Organisation)

SUPPLEMENTARY INFORMATION RELATING TO THE FINANCIAL STATEMENTS SCHEDULE 2 : CHARITABLE ACTIVITIES AND OTHER EXPENSES

for the financial year ended 31 December 2025

2025 2024
£ £
Expenses
Apostolate 30,262 7,311
Pilgrimage (Adult and Youth) 135,212 53,492
WISE - 22,921
Retreat Outgoing 6,638 -
Bank charges - 485
General expenses - 474
─────── ───────
172,112 84,683
═══════ ═══════

The supplementary information does not form part of the financial statements

17

Friends of St Andrew SCIO

(Scottish Charitable Incorporated Organisation)

SUPPLEMENTARY INFORMATION RELATING TO THE FINANCIAL STATEMENTS SCHEDULE 3 : MISCELLANEOUS INCOME

for the financial year ended 31 December 2025

2025 2024
£ £
Miscellaneous Income
Bank Interest 175 -
═══════ ═══════

The supplementary information does not form part of the financial statements

18