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2024-09-30-accounts

Coatbridge Baptist Church SCIO

Trustees’ Annual Report and Accounts for the year ended 30 September 2024

Scottish Charity No. SC051950

Coatbridge Baptist Church SCIO

Church Information

Current Trustees

Contact Address

Coatbridge Baptist Church West Canal Street Coatbridge ML5 1PR

Tel: 01236 420645

Bankers

Bank of Scotland Quadrant Centre Main Street Coatbridge ML5 3EG

Independent Examiner

Page 1

Coatbridge Baptist Church SCIO

Report of Trustees

The Trustees are pleased to present their report together with the financial statements of the church for the year ended 30 September 2024.

Status of Charity and Governing Document

Coatbridge Baptist Church SCIO is established by Constitution. The church is a Scottish Charity (No. SC 051950) and is recognised by the Inland revenue under the reference number CR 43971.

Aims and Affiliation

The aims of the church are in line with its Mission Statement – Making Christ known by Word and Action”. The church is affiliated to the Baptist Union of Scotland.

Trustees and Office Bearers

The church is congregational in its polity and its day to day running is undertaken by the Minister and the Deaconate (the Trustees). The Office Bearers who served during the year and to date of this report were as follows:-

Treasurer Secretary Deacons Minister

Appointment of Trustees

The Trustees are those who make up the deaconate of the Church. Each deacon is elected to serve for a period of four years. Each deacon will have been a member of the church for at least three years and will have either served the church in some capacity or will have been recognised as a person with the particular qualities necessary to serve in a leadership position. They will be familiar with the church’s values, its aims and objectives as well as its day-to-day operations. As part of their induction programme, new deacons are required to understand their statutory responsibilities as trustees of the church.

Governing Document

The church is a charitable unincorporated association governed by our own constitution.

Page 2

Coatbridge Baptist Church SCIO

Trustees Report

Achievements and Performance

During the year, the church met regularly for worship and carried out various activities in pursuit of the above stated aims.

Significant highlights, events and developments of note in the year include the following:-

In relation to activities:

In relation to funding:

The work of the church has been gradually increasing with the continuing commitment of the membership and associated upkeep of the premises.

Trustees remuneration and expenses

No trustee received any remuneration.

Reserves

The church had a deficit of £5,640.02 for the year, therefore the church held funds of £35,077.83 at the year end.

It is the policy of the church to keep sufficient funds to enable the on-going work of the church to be maintained in a Current Account.

Approved by the Trustees and signed on their behalf

Page 3

Coatbridge Baptist Church SCIO

Receipts and Payments Account for the Year ended 30[th] September 2024



Income
Open Offerings

Gift Aid

Gift Aid Reclaim

Thank Offering

Other Gifts and donations

Income from Church flat

Pension refund

Monies for BMS Missionary Organisation

Direct Debit refund

Interest from closed bank account

Total Receipts

Payments
Payments for charitable activities:
Staff costs

Support Costs

Other Direct Costs

Total Payments

Surplus/(Deficit) for year
2023
£
6816.81
16115.00
5685.00
935.00
1142.50
4667.85
0.00
589.50
0.00
0.00
35971.66
4686.38
9816.69
4606.03
19109.10
16862.56
2024
£
6546.54
17180.00
0.00
720.00
120.00
5436.35
0.00
370.00
25.82
6.78
30405.49
19454.66
11543.61
5047.24
36045.51
(5640.02)

Page 4

Coatbridge Baptist Church SCIO

Statement of Balances as at 30 September 2024



Bank and cash in hand
Opening balances

Interest

Surplus/(Deficit) for year

Closing balances (unrestricted funds)
2023
2024
£
£
23788.77 40717.85
66.52
0.00
16862.56
(5640.02)
40717.85
35077.83

Approved by the Trustees and signed on their behalf

(Treasurer)

Page 5

Sheet1

EXPENDITURE

2023/2024
Pastor + associated expenditure
Salary
£10,885.68
NI / Tax
£2,764.12
Council Tax contribution
£975.00
Pension
£2,250.00
Broadband contribution
£650.00
Expenses & Mileage
£1,209.86
Pension Deficit Buy Out Fee
£0.00
£18,734.66
Other Personnel
Pulpit Supply
£720.00
£720.00
Insurance
Church Buildings
£2,625.53
Flat Insurance
£518.77
£3,144.30
Utilities
Electricity
£464.79
Gas
£4,041.44
Plusnet/BT (tel. line & internet)
£470.08
Boiler Maintenance plans
£1,029.28
£6,005.59
Flat Costs
General maintenance
£922.40
Aquila – Factor fees
£650.00
Gardener
£0.00
Gas Safety Certificate
£0.00
£1,572.40
Baptist Union/ Payroll costs
Scottish Baptist Fund
£0.00
Salary Processing Fees
£66.00
£66.00
Site Maintenance & Building Materials
Roof repairs
£910.00
Maintenance of carpark/gardening
£328.22
Firepoint
£532.50
Repair for outside light
£0.00
Connelly Security – Alarm
£321.60
Connelly Security – repair
£158.40
PAT Testing
£77.00
£2,327.72
2022/2023
£1,564.30
£551.08
£0.00
£171.00
£0.00
£0.00
£1,000.00
£3,286.38
£1,400.00
£1,400.00
£2,507.07
£440.91
£2,947.98
£898.85
£1,597.08
£333.92
£798.64
£3,628.49
£92.82
£0.00
£28.00
£72.00
£192.82
£1,260.00
£310.80
£1,570.80
£0.00
£95.00
£0.00
£98.40
£321.60
£0.00
£88.60
£603.60

Roof repairs
Maintenance of carpark/gardening
Firepoint
Repair for outside light
Connelly Security – Alarm
Connelly Security – repair
PAT Testing

Page 1

Tech / Equipment
Urn
Pump
Photocopier costs
Zoom subscription
New laptop for Valerie
Photocopying from Copycare shop
Renewal of email domain
SongPro Subscription
Copyright & streaming licence
Webmail upgrade
Other Misc. Expenses
To BMS
Donation to P McLean
Gift to Ellon Baptist
Gift to Interim Moderator
Induction Catering
Gift for Induction
Anniversary lunch costs
Posters
Christmas Gifts
Christmas Lights
Kidzone Costs
Books for P7s & Easter Cards
Games night costs
Bouncy Castle for Fun Day
Sundry Expenses
TOTAL EXPENDITURE
Lawyers fees - 1stpayment for SCIO
Sheet1
£71.99
£87.98
£24.00
£155.88
£0.00
£8.25
£0.00
£45.00
£229.00
£276.95
£899.05
£370.00
£0.00
£500.00
£0.00
£92.40
£664.20
£100.00
£0.00
£0.00
£0.00
£44.80
£158.15
£0.00
£136.69
£135.00
£374.55
£2,575.79
£0.00
£0.00
£316.04
£143.88
£578.99
£13.50
£97.19
£45.00
£214.00
£0.00
£1,408.60
£589.50
£1,870.00
£500.00
£100.00
£0.00
£0.00
£0.00
£109.55
£58.75
£75.00
£0.00
£125.98
£196.67
£189.74
£0.00
£255.24
£4,070.43
£36,045.51 £19,109.10

Page 2

Sheet1

INCOME

2023/24 2022/23
Sunday Offering
Ordinary £6,546.54 £6,816.81
Gift Aid £17,180.00 £16,115.00
Gift Aid Tax Return £0.00 £5,685.00
Note – the return came in after the end of Sept
Other Income
Thank Offering £720.00 £935.00
Donations £0.00 £962.50
From AA Group £120.00 £180.00
Pension refund £0.00 £20.00
Income from Flat £5,436.35 £4,667.85
From Missionary Boxes/Birthday Scheme £370.00 £589.50
Interest from old bank account £6.78 £0.00
Direct debit refund £25.82 £0.00
TOTAL INCOME £30,405.49 £35,971.66

Page 1

COATBRIDGE BAPTIST CHURCH SCIO Independent Examiner’s Report

Report to the Coatbridge Baptist Church SCIO trustees/members of

Registered charity SC 051950 number

On the accounts of the
charity for the period
Set out on pages
Period start date
Period end date
Period start date
Period end date
Day
Month
Year
Day
Month
Year
1
October
2023
to
30
September
2024

(remember to include the page
numbers of additional sheets)

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent My examination is carried out in accordance with Regulation 11 of the 2006 Accounts examiner’s statement Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, I do not express an audit opinion on the view given by the accounts.

Independent examiner’s statement

During my examination, no matter has come to my attention which gives me reasonable cause to believe that in any material respect the requirements:

----- Start of picture text -----
Signed: Date: 02/06/2025
Name:
Relevant professional
qualification(s) or body
(if any):
Address:
----- End of picture text -----**

Statement of Accounts at 30th September 2024
Operating Income & Expenditure (as detailed on previous pages)
Total Income £ 30,405.49
Less
Total Expenditure
£ 36,045.51
Deficit -£ 5,640.02
Statement of Current Account
Balance at 1st October 2023 £ 40,717.85
Less deficit £ 5,640.02
Current Account Balance £ 35,077.83
Notes of additional Assets & Liabilities
Asset
Church Flat - Weir St, Coatbridge £ 140,000.00
(insured value)