Dunoon Foodbank
Scottish Charity No- SC051874
Annual Report and Financial Statements
for the year to 31st March 2025

Trustees. Annual Report for the year to 31 st March 2025
The Trustees present this, their report together with the financlals statsments for the year to
31 st March 2025.
Reforanco and AdrnirJi•
o*iva Inforniation
Charlty Nam8
Dunoon Foodbank
Charlty Number
SC051874
Addre88
Flat 2, Sands Court
139 Alexandra Parade
Dunoon
PA23 8AW
Current Trustees
Apnolnted Reslgned
2710712022
3110212023
1010312023
1110312024
1110312024
Joined during the year
Chair
Trust
Trustee
Trustee
Trustee
Trustee
Structure Govomanc8 and Managemont
The Charity is a Scottish Charitsbla Incorporated Ofganisation (a SCIO). It was r8gi8t8r8d in
its current legal form on 17th July 2022. The charity was previousty an unincorporated
association but changed its legal form to a SCIO. The assets of the unincorporaled
association were transferred to the SCIO Dn 27107r2022.
The Charity has a single tier structure with the members being truste8s. The trustees form
the Board.
The Board
The Board meets regulaty and is in general control of the Charity, managing the organisation,
the operations, the Chariws assets and finar¢cial operations.
The maximum number of Charity trustees is 12 with a minimum number of 4.
A meotllig of the Board, at which a quorum is pr8sont. may oxerciso all pow8rs oxarcisablo by
the Board. The quorum number for the Board, is 3 Charity trustees present

Appointment of Trustees
The Board may, at any time, appoint any eligible person to be a Charity trustee by a
resolution being passed, by a majority vote at a Board meeting.
A register of Charity trustees is kept.
Accounting and Annual Accounts
The Board ensures that proper accounting records are kept in accordance with all applicable
statutory requirement, Including the preparation of compliant annual accounts.
Objectlves and Actlvltles
Charltable Purposes
The prevention or relief of poverty for those in need by reason of age, ill health, disablllty,
financial hardship or other disadvantage within the community of Cowal, Argyll and Bute.
The provision of recreational facilities, or the organisation of recreational activates , with
the object of Improving the conditions of lrfe for the persons for whom the facilities or activities
are originally intended.
Activlties
To support th8 relief of povgrty the Charity operated 8 food bank and provided other
services and activities to those in need.
Durlng the year the openlng days for the premlses were Increased from 3 to 4 days
per week.
The Food Bank Operatlons
The food bank distributed essential food, in addition to personal & household supplies to
those in need.
The food and supplies were donated by local buslnesses and Indlvlduals and also
purchased by the Charity.
During the year in excess of 200 families and individuals were supported by the
food bank operations with over 3000 parcels being distributed.
The Café operations continued during the year. Breakfast and Supper clubs took place,
provided cooked meals free of charge.
The food preparations. for the café, were carried out by volunteers and service users,
using donated food and supplies.
The meals were prepared by both volunteers and service users giving opportunities
for nutritional advice and cooking skills development.
Other Charltable Actlvltles
The Café was also the "hub 'area used as a warm space during colder periods
of the year.
The Charity continued to provide activities and clubs to support the service users.
The additional opening day enabled expansion of the activities provided.
Some of the activities undertaken by users were gardening, cooking , crafting and
the ' job club" continued to operate throughout the year.
The activities and clubs were open to all and provided safe spaces for
individuals to interacted supporting mentsl and physical wellbeing.
During the year the CAB and other support services held "drop in"
sessions on the premises. This provided access to these essential

support services for current users and also introduced the SeNi￿S and facilities
to other potential users.
The Charity continued to operate the "uniform bank" for 6 primary schools and
and Dunoon Grammar School.
Income Generation
During the year the Charity continued to develop the room rental operations.
The additional opening hours provided further opportunities for room hire
with an increase in the number of hire and the range of local organisations
using the centre as a communty hub.
Many of the room rental clients were other local charities wtth aims similar
to those of the Charity. Thus the Charity supported the local third sector
community and improved access for the Charity's service users to other
support services, e.g. The Poverty Alliance and Communlty Development Trust.
During the year other local groups also used the premises for a range of
activities includlng rehearsals and meetlngs.
All of the groups using the premises are "not for profit" and further developed the
perception of the premises as a local accessible community hub.
Volunteers and Trustees
The Charity could not continue without the support of the volunteers.
There were 19 individual volunteers during the year providing over 4000 hours of support
to the charity.
During the year the Charity ran well attended tralning courses for trustees and
volunteer supporters.
Premlses
in add ition to the planned maintenance and repairs, some essential
major improvement and repair work was carried out on the premises during the year.
Including replacement of windows and removal, replacernent and repalr of external cladding.
Storm damage repairs were carried out on the roof and extensive pipework insulation
was undertaken.
This was in additlon to the regular malntenance required for both the bullding and the
garden area.
The work was carried out by professlonal builders supported by Servi￿ users,
volunteers and supporters.
Achlevements and Success
The demand for the food bank services remained high and the Chairty was able to
meet this demand. Uptake by users of the other seniices provided including
warm spaces and access to support services also increased and the Charity was
able to meet the demand.
The continued volunteer support of all the Charivs activlties and their engagement
with the training provided contributed greatly to the achievements of the Charity
Thanks to fundraising efforts the Chaiity was able to undertake major improvements
to the premises which improved safety, access and comfort of the users.
The increased usage of the premises by local community groups , in addition,
to providing "room rental" income, continues to develop the reputation of the premises as
an accessible community hub for all.

Financial Review
Summary
The total income for the year was £32,056 increased from the previous year which
was £21,835.
The total expenditure for the year was £40.056 increased from the previous yearfs
expenditure of £24, 816
This resulted in a deficit for the year of (£7,998) with a surplus of £2,885, in the previous
year.
The balance of funds held in bank and cash at 31st March 2025 was £34,373,
h8ld 31st March 2024 was £42,370
Income
The main source of income for the Charity remains donations, £15,868 for the year.
This represents and increase of £2,142 on the previous year.
The income from corporate donations continued to fall while personal donations
and donations from groups and societles Increased.
Personal donations increased from £8.876 in the previous to £10,945 in the year
to 31st March 2025.
Donations from clubs and societies increased from £3,240 in the p￿VIouS year to £4,873.
Durlng the year the Charity also started to claim 'Gift Aid" on personal donations.
Grant inGome continued to rise during the year, increasing from £10,365 in the previous year
to £12,250 . The grants received from Argyll and Bute Councll ( £4,750)
and the Wood Foundations (£2,500) were unr8Stricted while the grant received from the
Screwfix Foundation (£5000) was restricted.
Earned Income, Fundraising ,and Miscellaneous Income all increased from the previous year.
The Argyll Lottery remains the main source of fundraising income with £ 764 in the year
and £706 In the previous year.
Earned Income mostly 'Room Rental. was £3,308 for the year
with £2,820 in the previous year.
Mlscellaneous Income was £139 wlth £83 In the prevlous year.
The Charity continues to re￿1ve food donations from local supermarkets, shops and
other suppliers in addition to food donated by individuals and other groups.
Expendltur8
The Charity's expenditure on food and consumables for redistribution was
£4,747 with £4,743 in the previous year.
The Charity's expenditure on rent , rates and utilities was reduced
from £15,026 in the previous year, to £11,814.
General expenses including insuranca and bank charges were reduced from
£894 in the previous year, to £850.
Grant supported project activity was £2.775 with £3,000 in the previous year.
The largest expenditure item was repalrs and maintenance to the property which
increased from £1.154 in the previous year to £19,870 in the year to March 2025.
This increase reflects the major work carried out to make the building more
accessible, safe and more energy efficient.
The Charity has a lease from Argyll and Bute Council for the property at 22 Kirk Street,
Dunoon, PA23 7DP, with an agreed monthly rent.
Argyll and Bute Council has granted the Charity a full exemption with respect to
Non Domestic Rates.
The Charity also has an exemption and does not pay the BID levy.
The Charity has a charitable exemption from Business Stream.

The Charity has an agreement with Argyll and Bute Council for waste disposal.
The Charity also has agreements with EDF and Total Gas for supply of electric and gas
The Charity has an agreement with a broadband supplier.
The Charity maintains full insurance cover including public and employer liability
Reserves Policy
The Charity's reserve policy is to maintain free unrestricted reserves at a18vel
which equates to 6 months operating plus 6 months direct charitable expenditure.
The trustees consider that 6 months give enough flexibility for the trustees to
address any funding issues that may arise.
Plans for the future
The trustees plan to contlnue the current seNlces and pursue
all opportunities to expand and improve the seNices provided.

Statement of Receipts and Payments for the Year ended 31 st March 2025
Unrestricted
funds
Restricted
funds
Year ended
3110312025
Year ended
3110312024
Receipts
Personal Donations Note 2
7,745
3,200
10,945
8,876
Donations from Clubs & Societies
Note 2
4,873
4.873
3,240
Corporate Donations Note 2
50
50
1,610
Grants
Note 4
7,250
5,000
12,250
10,365
Receipts from fundraising
activities
Note 5
764
764
707
Earned Income
3,038
3,038
2,820
Miscellaneous Income
139
139
83
Total recelpts
23,858
8,200
32,058
21,835
Payments
Cost of Charitable Activity
Note 6
32.381
7,676
40,056
24,816
Governance Costs Noto 7
Total payments
32,381
7,676
40,056
40,056
24,816
Surplus Deflclt for the year
(8,522)
524
(7,998)
2,885
Transfers to l (from) funds
Surplus / (deficit) for year
(8,522)
524
(7,998)
2,885

statement of Balances as at 31st March 2025
Unrestricted
funds
Restricted
fvnds
Total funds
current pèriod
Yr. to
3110312024
Opening cash at bank and in
hand
SurplusllDeficit) for the year
35,006
7.365
42,371
39,485
8,522
524
7,998
2,885
Closing Gash at bank and in
hand
26.483
7,889
34,373
42.370
Bank and Cash Balances
Bank account balanGe
Cash In hand
25.645
838
7,889
33.535
838
41,884
26.483
Signed by a trustee on behalf of the other trustees
Dat8

Notes to the accounts for year ended 31st March 2025
1: Basis of Accounting
These accounts have been prepared on the Receipts and Payments basis in accordance with the
Charities and Investment (Scotland) Act 2005 and the Charities (Accounts) Scotland
Regulations (Amended 2006>.
2: Nature and Purpose of Funds
Unrestricted funds are those are those that may be used by the trustees for the furtherance of
the Charity's objectives.
The Charity maintains unrestricted funds balance to enable the Charity to run from day to day.
Restricted funds may only be used for specific purposes.
Purchase of
Food
Kltch•n
Project
Heat and
Llght
Total
Personal Donation8
1,200
2000
3,200
Screwfix Foundation
5000
5,000
Total Restrlcted Funds
1200
5000
2000
8200
Restrlcted funds used In year to
31 st March 2025
1,200
2,000
3,200
Restrlcted Funds Carrlèd
Forward
3: Related Party Transactions
There were no related party transactions.
4: Grants Recelved
Unrestrictod
funds
Restricted
funds
Total funds
Current period
Yr. to
3110312024
Screwfix Foundation
5,000
5,000
Argyll & Bute Council
4,750
4,750
Wood Foundation
2,500
2,500
7,250
5.000
12,250
10,365

5: Income from Fundraising ActiN'es
Unrestricted
funds
Rèstricted
funds
Total funds
Current porlod
Yr. to
3110312024
Argyll Lottery
707
707
707
707
707
6: Cost of Charltable Actlvlty
Unrestrlcled
funds
Re$trlGted
funds
Total funds
current perlod
Yr. to
3110312024
Property Rent & Rat8S
Purchase of Food & Supplles for
Distribution
Consumables
Insurance
Utility Costs
Building Repair and Renewals
Project Expenditure
Bank Charges
Misc.
6,900
6,900
9,578
3,278
269
514
2,914
19,870
2,775
130
206
1,200
4,478
269
514
4,914
19,870
2,775
130
206
4,473
269
518
5,448
1,154
3,000
118
258
24,816
2,000
7: Governance Costs
Independent Examiner carrying out examination of accounts free of charge.

APPENDIX 3
OSCR
Scottish Chaity Regulator
Independent examiner's report on the accounts
Report to the 'c1￿￿rtY name
trusteeslmembers of
Dunoon Foodbank
Registered charity
number
On the accounts of the
charity for the period
SC 051874
Period start date
Period end date
Month
Year
01
2024
to
31
03
2025
Set out on pages
rememtjer tr) the pa
ofathyibcnal sheets)
Respective The charty's trustees are responsible for the preparation of Ihe accounts in accordance
responsibilities of with the temis of the Charities and Truslee Investrnenl Iscotland) 2005 Act and the
trustees and examiner
Chartties Accounts Iscotland) Regulations 2006. The charity trustees consider that the
audit requirement of Regulation 10(1 } (d) of the Accounts Regulations does not apply. It
is my responsibility to examine the accounts as required under section 44(1) (c) of the
Act and to state whether particular matters have come to my attention.
Basis of independent My examinats'on is carried out in accordance with Regulation 11 of the Charities
examiner's statement Accounts (Scotland) Regulations 2006. An examination includes a review of the
accounting records kept by the charity and a comparison of the accounts presented with
those records. It also includes consKleration of any unusual items or disclosures in the
accounts and seeks explanatj'ons from the trustees conceming any such matters. The
procedures undertaken do not provide all the evKlence that would be required in an audit
and, consequently. I do not express an audrt opinion on the aCcC￿nts.
Independent examiner's In the course of my examination, no matter has come to my attention [other than that
statement disclosed on the attached page1
which gives me reasonable cause to believe that in any material respect the
requirements:
to keep accounting records in accordance with section 44(1 } (a) of the 2005 Act and
Regulation 4 of the 2006 Accounts Regulations, and
to prepare accounls which accord with the accounting records and comply wilh
Regulation 9 of the 2006 Accounts Regulations
have not been mel. or
2. to which, in my opinion, attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
Signe
ate:
2 August 2025
Nam
Relevant profession
qualification(s) or bo
(if an
Addres
"Please delete Ihe in the Ixackds rftlw (kj rnt 4)pty. Kthe (kj atw. sd out ttx)5e Matt￿5 have c(Mne to your attentK)n on the
foll(h￿r￿ p￿e

APPENDIX 3
Disclosure section
Only complete rf the examiner needs to highlight material problems.
Give here brief details of
any items that the
examiner wishes to
disclose