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2025-07-31-accounts

Charity Number SC051806

STREAMS CREATIVE HOUSE SCIO ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR TO 31 JULY 2025

APPENDIX 1
OSCr Trustees’ Annual Report for the period
Period start date Period end date
Day Month Year Day Month Year
From 1 8 24 To 31 07 25
Office of the ScottishCharity Regulator

Reference and administration details

Charity name Streams Creative House SCIO Streams Creative House SCIO
Other names charity is known
by
Registered charity number SC051806
Charity’s principal address 9 Southside Road
Inverness
Highland
Postcode IV2 3BG

Names of the charity trustees on date of approval of Trustees’ Annual Report

Trustee name Office (if any) Dates acted if
not for whole year
Name of person
(or body) entitled to
appoint trustee (if any)
1 Alan Webb Chairman
2 Alison Ramsay
3 Charity Webb
4 Frank Peacock
5 Heather Sutherland From April 25
6

1

APPENDIX 1

Reference and administration details

Names of all other charity trustees during the period, if any, (for example, those who resigned part way through the financial period)

Name Dates acted if not for whole year

Structure, governance and management

Type of governing document Constitution dated June 2022
Trustee recruitment and appointment The board appoints charity trustees. The board are referred to as Charity
Trustees and they are also Members of the organisation for the purposes
of the Charities and Trustee Investment (Scotland) Act 2005.
The maximum number of charity trustees is seven and the minimum
numbers is three.
The board may at any time appoint any person to be a charity trustee by
way of a resolution passed by majority vote at a board meeting.

Objectives and activities

Charitable purposes The organisation’s purposes are:
1 The advancement of Religion
2 The advancement of Arts and Creativity within Religious
Organisation.
Summary of the main activities
in relation to these objects
The charity aims to advance creative spirituality through modelling,
teaching and influencing. Rather than replacing local Church we aim to
promote intermittent gatherings of like minded people, provide defined
teaching courses and also attend other Christian groups to provide
inspiration.
We had monthly open meetings at Inverness Creative Academy till March
25 when we moved to a new venue at the Treehouse, Carsegate Road,
Inverness, providing regular teaching, community connection, and
creative spiritual formation. The charity collaborated with other
organisations across Scotland to deliver events and training workshops in
multiple locations.
Activities included the Synergy Conference, Dunfermline (11–12 October
2024), participation in the Cairn Movement Conference (6–13 July),
leadership network events and training with Transforming Scotland, a
stall at The Send March 2025, and a leadership retreat at Lindisfarne, UK
in April 2025.
International activities included contribution to the Tabernacle event in
Shreveport, Louisiana, USA, and delivery of Limitless training courses in
Malmö, Sweden. Streams Creative House team training and skill
development opportunities were also provided as part of UK and
international activities.

APPENDIX 1

Achievements and performance Achievements and performance
Summary of the main achievements of
the charity during the financial period
The organisation has provided opportunities for individuals to develop
skills and confidence through participation in training and events in the
UK and through international teams in the USA, Sweden, and South
Africa.
From March 2025 we have been recording at least monthly podcasts
which are available via the website and the the major podcast networks
Our small paid staff team has worked alongside a growing network of
volunteers and collaborators to support programme delivery and
participant development. We have seen encouraging results, with interest
and engagement continuing to grow across the UK and internationally.
We maintain the website www.streamcreativehouse.co.uk to advertise.

Financial review

Brief statement of the charity’s policy
on reserves
It is policy of the charity to fund activity from accumulated funds rather
than reserves. There is sufficient confidence in ongoing donations to
sustain current activities and expand.
Details of any deficit There is no financial deficit.
Donated facilities and services (if any) The charity benefits substantially from the volunteers who give of their
time and talents willingly for the benefit of the activities of the charity.

3

APPENDIX 1

Other optional information

Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) SIGN Full name(s) Alan Edward Webb Position (e.g. Chair) Chairman Date 16/04/2026

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4

000000APPENDIX 2

Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) SC051806
Receipts and payments accounts
For the period
from
01/08/2024 to 31/07/2025
Annual Statement of receipts and payments
Unrestricted
funds
Restricted funds Expendable
endowment
funds
Permanent
endowment
funds
Total funds
current period
Total funds last
period
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
A1 Receipts (Income)
Donations 21,278 10,449 31,727 29,124
Legacies - - -
Grants - - -
Receipts from fundraising activities - - -
Gross trading receipts 9,681 9,681 3,113
Income from investments other than land
and buildings
- - -
Rents from land & buildings - - -
Gross receipts from other charitable
activities
- - 965
-
A1 Sub total 30,959 10,449 - - 41,408 33,202
A2 Receipts from asset & investment
sales
Proceeds from sale of fixed assets - -
Proceeds from sale of investments - -
A2 Sub total - - - - - -
**Total receipts **
30,959
10,449 - - 41,408 33,202
A3 Payments (Expenses)
Expenses for fundraising activities - - -
Gross trading payments 14,476 14,476 3,792
Investment management costs - -
Payments relating directly to charitable
activities
12,654 3,887 16,542 26,051
Grants and donations 1,128 1,128 -
Governance costs: 200 200 13
Audit / independent examination - -
Preparation of annual accounts - -
Legal costs - -
Other - -
-
**A3 Sub total **
28,458
3,887 - - 32,345 29,856
error
A4 Payments relating to asset and
investment movements
Purchases of fixed assets -
Purchase of investments -
**A4 Sub total **
-
- - - - -
**Total payments **
28,458
3,887 - - 32,345 29,856
error
Net receipts / (payments) 2,501 6,562 - - 9,063 3,346
A5 Transfers to / (from) funds -
Surplus / (deficit) for year 2,501 6,562 - - 9,063 3,346

0000001

000000APPENDIX 2

000000APPENDIX 2 2 2 2
Streams Creative House SCIO (UK) SC051806
Section B Statement of balances
Categories Details Unrestricted
funds
Restricted funds Expendable
endowment
funds
Permanent
endowment
funds
Total current
period
Total last
period
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
B1 Cash funds Co-op bank account 8,448 5,239 13,687 2,393
Paypal 47 50 97 2,328
-
-
Cash and bank balances at end of year 8,495 5,289 - - 13,784 4,721
Details Fund to whic h asset belongs Market valuation Last year
to nearest £ to nearest £
B2 Investments N/A
Total - -
Details Fund to which a sset belongs Cost (if available) Current value (if
available)
Last year
to nearest £ to nearest £ to nearest £
B3 Other assets N/A
Total - - -
Details Fund to which liability relates Amount due Last year
to nearest £ to nearest £
B4 Liabilities Independent Examination General Fund 200
Total 200 -
Details Fund to which liability relates Amount due
(estimate)
Last year
to nearest £ to nearest £
B5 Contingent
liabilities
N/A
Total - -
Signed by one or two
trustees on behalf of all
the trustees
Signature Print Name Date of
approval
SIGN Alan Webb 16/4/26

0000002015-02-24-rp-accs-cs-version-excel-with-amended-cell.xlsx / Statement of balances0000001

000000December 2007

000000APPENDIX 2

000000APPENDIX 2
Streams Creative House SCIO (UK) SC051806
Section C Notes to the Accounts
C1 Nature and purpose of funds
(may be stated on analysis of funds
worksheets)

Funds come in through Donations, Gift Aid and Event tickets. Ticket income is used to run events and training days,
including contractors. Donations and subsequent gift aid income is used to fund administrative systems and support,
graphic design, website design/ mainainance and communications/ marketings support.
Type of activity or project supported Individual /
institution
Number of grants
made
£
C2 Grants N/A
Total
-
C3a Trustee remuneration If no remuneration was paid during the period to any charity trustee or person connected to a trustee
cross this box (otherwise complete section 3b)
Authority under which paid £
C3b Trustee remuneration -
details
Charity Webb - Honorarium for Speaking at Synergy 300
C4a Trustee expenses If no expenses were paid to any charity trustee during the period then cross this box (otherwise
complete section 4b)
Number of trustees £
C4b Trustee expenses - details Travel Expenses for Events 2 531
Nature of relationship Nature of transaction Transaction
amount (£)
Balance
outstanding at
period end (£)
C5 Transactions with trustees
and connected persons
0
C6 Other information

0000002015-02-24-rp-accs-cs-version-excel-with-amended-cell.xlsx / Notes0000001

000000December 2007

000000APPENDIX 2

Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) Streams Creative House SCIO (UK) SC051806
Additional analysis (1)
Analysis of receipts and payments
1 Donations
Unrestricted funds Restricted funds Expendable
endowment funds
Permanent
endowment funds
Total current
period
Total last period
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
21,278 10,449 31,727
-
-
-
Total 21,278 10,449 - - 31,727 -
- - - reference
2 Grants
Unrestricted funds Restricted funds Total current
period
Total last period
to nearest £ to nearest £ to nearest £ to nearest £
-
-
-
-
Total - - - -
- - - -
3 Gross receipts from other charitable activities
Unrestricted funds Restricted funds Expendable
endowment funds
Permanent
endowment funds
Total current
period
Total last period
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
9,681 9,681
84 84
-
-
-
-
-
-
Total 9,765 - - - 9,765 -
- - - reference error
4 Payments relating directly to charitable activities
Unrestricted funds Restricted funds Expendable
endowment funds
Permanent
endowment funds
Total current
period
Total last period
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
Contractor Expenses 9,000 825 9,825
Admin Systems 2,074 2,074
Venue Hire & Resources for Monthly Gatherings 626 1,191 1,817
Bank Charges 221 221
Marketing/ Graphics 149 376 524
Teaching Trip Expenses 585 585
Grants and Donations 1,128 500 1,628
Materials 750 750
Other 245 245
-
-
Total 13,782 3,887 - - 17,669 -
- - reference error

0000002015-02-24-rp-accs-cs-version-excel-with-amended-cell.xlsxAdditional notes (1)

000000December 2007

STREAMS CREATIVE HOUSE SCIO

REPORT OF THE INDEPENDENT EXAMINER TO THE TRUSTEES

I report on the financial statements of the charity for the year ended 31 July 2025.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 (the 2005 Act) and the Charities Accounts (Scotland) Regulations 2006 (the 2006 Regulations). The charity’s trustees consider that the audit requirement of Regulation 10(1) (a) to (c) of the 2006 Regulations does not apply.

It is my responsibility to examine the accounts as required under section 44(1) (c) of the 2005 Act and to state whether particular matters have come to my attention.

Basis of independent examiner’s report

My examination was carried out in accordance with Regulation 11 of the 2006 Regulations. An independent examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and, consequently, no opinion is given as to whether the financial statements present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

In connection with my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in any material respect the requirements: • to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Regulations; and

  2. to prepare financial statements which accord with the accounting records and to comply with Regulation 8 of the 2006 Regulations

have not been met; or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements to be reached.

……………………………………. L M Howson MAAT

Finansure Limited 2 Sheppard Street, Brymbo, Wrexham, LL11 5FF

Dated: ……………………………..