Charity Number SC051806
STREAMS CREATIVE HOUSE SCIO ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR TO 31 JULY 2025
| APPENDIX 1 | ||||||||
|---|---|---|---|---|---|---|---|---|
| OSCr | Trustees’ Annual Report for the period | |||||||
| Period start date | Period end date | |||||||
| Day | Month | Year | Day | Month | Year | |||
| From | 1 | 8 | 24 | To | 31 | 07 | 25 | |
| Office of the ScottishCharity Regulator |
Reference and administration details
| Charity name | Streams Creative House SCIO | Streams Creative House SCIO |
|---|---|---|
| Other names charity is known by |
||
| Registered charity number | SC051806 | |
| Charity’s principal address | 9 Southside Road | |
| Inverness | ||
| Highland | ||
| Postcode IV2 3BG |
Names of the charity trustees on date of approval of Trustees’ Annual Report
| Trustee name | Office (if any) | Dates acted if not for whole year |
Name of person (or body) entitled to appoint trustee (if any) |
|
|---|---|---|---|---|
| 1 | Alan Webb | Chairman | ||
| 2 | Alison Ramsay | |||
| 3 | Charity Webb | |||
| 4 | Frank Peacock | |||
| 5 | Heather Sutherland | From April 25 | ||
| 6 |
1
APPENDIX 1
Reference and administration details
Names of all other charity trustees during the period, if any, (for example, those who resigned part way through the financial period)
Name Dates acted if not for whole year
Structure, governance and management
| Type of governing document | Constitution dated June 2022 |
|---|---|
| Trustee recruitment and appointment | The board appoints charity trustees. The board are referred to as Charity Trustees and they are also Members of the organisation for the purposes of the Charities and Trustee Investment (Scotland) Act 2005. The maximum number of charity trustees is seven and the minimum numbers is three. The board may at any time appoint any person to be a charity trustee by way of a resolution passed by majority vote at a board meeting. |
Objectives and activities
| Charitable purposes | The organisation’s purposes are: 1 The advancement of Religion 2 The advancement of Arts and Creativity within Religious Organisation. |
|---|---|
| Summary of the main activities in relation to these objects |
The charity aims to advance creative spirituality through modelling, teaching and influencing. Rather than replacing local Church we aim to promote intermittent gatherings of like minded people, provide defined teaching courses and also attend other Christian groups to provide inspiration. We had monthly open meetings at Inverness Creative Academy till March 25 when we moved to a new venue at the Treehouse, Carsegate Road, Inverness, providing regular teaching, community connection, and creative spiritual formation. The charity collaborated with other organisations across Scotland to deliver events and training workshops in multiple locations. Activities included the Synergy Conference, Dunfermline (11–12 October 2024), participation in the Cairn Movement Conference (6–13 July), leadership network events and training with Transforming Scotland, a stall at The Send March 2025, and a leadership retreat at Lindisfarne, UK in April 2025. International activities included contribution to the Tabernacle event in Shreveport, Louisiana, USA, and delivery of Limitless training courses in Malmö, Sweden. Streams Creative House team training and skill development opportunities were also provided as part of UK and international activities. |
APPENDIX 1
| Achievements and performance | Achievements and performance |
|---|---|
| Summary of the main achievements of the charity during the financial period |
The organisation has provided opportunities for individuals to develop skills and confidence through participation in training and events in the UK and through international teams in the USA, Sweden, and South Africa. From March 2025 we have been recording at least monthly podcasts which are available via the website and the the major podcast networks Our small paid staff team has worked alongside a growing network of volunteers and collaborators to support programme delivery and participant development. We have seen encouraging results, with interest and engagement continuing to grow across the UK and internationally. We maintain the website www.streamcreativehouse.co.uk to advertise. |
Financial review
| Brief statement of the charity’s policy on reserves |
It is policy of the charity to fund activity from accumulated funds rather than reserves. There is sufficient confidence in ongoing donations to sustain current activities and expand. |
|---|---|
| Details of any deficit | There is no financial deficit. |
| Donated facilities and services (if any) | The charity benefits substantially from the volunteers who give of their time and talents willingly for the benefit of the activities of the charity. |
3
APPENDIX 1
Other optional information
Declaration
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
Signature(s) SIGN Full name(s) Alan Edward Webb Position (e.g. Chair) Chairman Date 16/04/2026
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4
000000APPENDIX 2
| Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | SC051806 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Receipts and payments accounts | |||||||||||
| For the period from |
01/08/2024 | to | 31/07/2025 | ||||||||
| Annual Statement of receipts and payments | |||||||||||
| Unrestricted funds |
Restricted funds | Expendable endowment funds |
Permanent endowment funds |
Total funds current period |
Total funds last period |
||||||
| to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | ||||||
| A1 Receipts (Income) | |||||||||||
| Donations | 21,278 | 10,449 | 31,727 | 29,124 | |||||||
| Legacies | - | - | - | ||||||||
| Grants | - | - | - | ||||||||
| Receipts from fundraising activities | - | - | - | ||||||||
| Gross trading receipts | 9,681 | 9,681 | 3,113 | ||||||||
| Income from investments other than land and buildings |
- | - | - | ||||||||
| Rents from land & buildings | - | - | - | ||||||||
| Gross receipts from other charitable activities |
- | - | 965 | ||||||||
| - | |||||||||||
| A1 Sub total | 30,959 | 10,449 | - | - | 41,408 | 33,202 | |||||
| A2 Receipts from asset & investment sales |
|||||||||||
| Proceeds from sale of fixed assets | - | - | |||||||||
| Proceeds from sale of investments | - | - | |||||||||
| A2 Sub total | - | - | - | - | - | - | |||||
| **Total receipts ** | 30,959 |
10,449 | - | - | 41,408 | 33,202 | |||||
| A3 Payments (Expenses) | |||||||||||
| Expenses for fundraising activities | - | - | - | ||||||||
| Gross trading payments | 14,476 | 14,476 | 3,792 | ||||||||
| Investment management costs | - | - | |||||||||
| Payments relating directly to charitable activities |
12,654 | 3,887 | 16,542 | 26,051 | |||||||
| Grants and donations | 1,128 | 1,128 | - | ||||||||
| Governance costs: | 200 | 200 | 13 | ||||||||
| Audit / independent examination | - | - | |||||||||
| Preparation of annual accounts | - | - | |||||||||
| Legal costs | - | - | |||||||||
| Other | - | - | |||||||||
| - | |||||||||||
| **A3 Sub total ** | 28,458 |
3,887 | - | - | 32,345 | 29,856 | |||||
| error | |||||||||||
| A4 Payments relating to asset and investment movements |
|||||||||||
| Purchases of fixed assets | - | ||||||||||
| Purchase of investments | - | ||||||||||
| **A4 Sub total ** | - |
- | - | - | - | - | |||||
| **Total payments ** | 28,458 |
3,887 | - | - | 32,345 | 29,856 | |||||
| error | |||||||||||
| Net receipts / (payments) | 2,501 | 6,562 | - | - | 9,063 | 3,346 | |||||
| A5 Transfers to / (from) funds | - | ||||||||||
| Surplus / (deficit) for year | 2,501 | 6,562 | - | - | 9,063 | 3,346 | |||||
0000001
000000APPENDIX 2
| 000000APPENDIX | 2 | 2 | 2 | 2 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Streams Creative House SCIO (UK) | SC051806 | |||||||||
| Section B Statement of balances | ||||||||||
| Categories | Details | Unrestricted funds |
Restricted funds | Expendable endowment funds |
Permanent endowment funds |
Total current period |
Total last period |
|||
| to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | |||||
| B1 Cash funds | Co-op bank account | 8,448 | 5,239 | 13,687 | 2,393 | |||||
| Paypal | 47 | 50 | 97 | 2,328 | ||||||
| - | ||||||||||
| - | ||||||||||
| Cash and bank balances at end of year | 8,495 | 5,289 | - | - | 13,784 | 4,721 | ||||
| Details | Fund to whic | h asset belongs | Market valuation | Last year | ||||||
| to nearest £ | to nearest £ | |||||||||
| B2 Investments | N/A | |||||||||
| Total | - | - | ||||||||
| Details | Fund to which a | sset belongs | Cost (if available) | Current value (if available) |
Last year | |||||
| to nearest £ | to nearest £ | to nearest £ | ||||||||
| B3 Other assets | N/A | |||||||||
| Total | - | - | - | |||||||
| Details | Fund to which | liability relates | Amount due | Last year | ||||||
| to nearest £ | to nearest £ | |||||||||
| B4 Liabilities | Independent Examination | General Fund | 200 | |||||||
| Total | 200 | - | ||||||||
| Details | Fund to which liability relates | Amount due (estimate) |
Last year | |||||||
| to nearest £ | to nearest £ | |||||||||
| B5 Contingent liabilities |
N/A | |||||||||
| Total | - | - | ||||||||
| Signed by one or two trustees on behalf of all the trustees |
Signature | Print Name | Date of approval |
|||||||
| SIGN | Alan Webb | 16/4/26 | ||||||||
0000002015-02-24-rp-accs-cs-version-excel-with-amended-cell.xlsx / Statement of balances0000001
000000December 2007
000000APPENDIX 2
| 000000APPENDIX 2 | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Streams Creative House SCIO (UK) | SC051806 | ||||||||||
| Section C Notes to the Accounts | |||||||||||
| C1 Nature and purpose of funds (may be stated on analysis of funds worksheets) |
Funds come in through Donations, Gift Aid and Event tickets. Ticket income is used to run events and training days, including contractors. Donations and subsequent gift aid income is used to fund administrative systems and support, graphic design, website design/ mainainance and communications/ marketings support. |
||||||||||
| Type of activity or project supported | Individual / institution |
Number of grants made |
£ | ||||||||
| C2 Grants | N/A | ||||||||||
| Total | - |
||||||||||
| C3a Trustee remuneration | If no remuneration was paid during the period to any charity trustee or person connected to a trustee cross this box (otherwise complete section 3b) |
||||||||||
| Authority under which paid | £ | ||||||||||
| C3b Trustee remuneration - details |
Charity Webb - Honorarium for Speaking at Synergy | 300 | |||||||||
| C4a Trustee expenses | If no expenses were paid to any charity trustee during the period then cross this box (otherwise complete section 4b) |
||||||||||
| Number of trustees | £ | ||||||||||
| C4b Trustee expenses - details | Travel Expenses for Events | 2 | 531 | ||||||||
| Nature of relationship | Nature of transaction | Transaction amount (£) |
Balance outstanding at period end (£) |
||||||||
| C5 Transactions with trustees and connected persons |
0 | ||||||||||
| C6 Other information | |||||||||||
0000002015-02-24-rp-accs-cs-version-excel-with-amended-cell.xlsx / Notes0000001
000000December 2007
000000APPENDIX 2
| Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | Streams Creative House SCIO (UK) | SC051806 | |||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Additional analysis (1) | ||||||||||||
| Analysis of receipts and payments | ||||||||||||
| 1 Donations | ||||||||||||
| Unrestricted funds | Restricted funds | Expendable endowment funds |
Permanent endowment funds |
Total current period |
Total last period | |||||||
| to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | |||||||
| 21,278 | 10,449 | 31,727 | ||||||||||
| - | ||||||||||||
| - | ||||||||||||
| - | ||||||||||||
| Total | 21,278 | 10,449 | - | - | 31,727 | - | ||||||
| - | - | - | reference | |||||||||
| 2 Grants | ||||||||||||
| Unrestricted funds | Restricted funds | Total current period |
Total last period | |||||||||
| to nearest £ | to nearest £ | to nearest £ | to nearest £ | |||||||||
| - | ||||||||||||
| - | ||||||||||||
| - | ||||||||||||
| - | ||||||||||||
| Total | - | - | - | - | ||||||||
| - | - | - | - | |||||||||
| 3 Gross receipts from other charitable activities | ||||||||||||
| Unrestricted funds | Restricted funds | Expendable endowment funds |
Permanent endowment funds |
Total current period |
Total last period | |||||||
| to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | |||||||
| 9,681 | 9,681 | |||||||||||
| 84 | 84 | |||||||||||
| - | ||||||||||||
| - | ||||||||||||
| - | ||||||||||||
| - | ||||||||||||
| - | ||||||||||||
| - | ||||||||||||
| Total | 9,765 | - | - | - | 9,765 | - | ||||||
| - | - | - | reference error | |||||||||
| 4 Payments relating directly to charitable activities | ||||||||||||
| Unrestricted funds | Restricted funds | Expendable endowment funds |
Permanent endowment funds |
Total current period |
Total last period | |||||||
| to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | |||||||
| Contractor Expenses | 9,000 | 825 | 9,825 | |||||||||
| Admin Systems | 2,074 | 2,074 | ||||||||||
| Venue Hire & Resources for Monthly Gatherings | 626 | 1,191 | 1,817 | |||||||||
| Bank Charges | 221 | 221 | ||||||||||
| Marketing/ Graphics | 149 | 376 | 524 | |||||||||
| Teaching Trip Expenses | 585 | 585 | ||||||||||
| Grants and Donations | 1,128 | 500 | 1,628 | |||||||||
| Materials | 750 | 750 | ||||||||||
| Other | 245 | 245 | ||||||||||
| - | ||||||||||||
| - | ||||||||||||
| Total | 13,782 | 3,887 | - | - | 17,669 | - | ||||||
| - | - | reference error | ||||||||||
0000002015-02-24-rp-accs-cs-version-excel-with-amended-cell.xlsxAdditional notes (1)
000000December 2007
STREAMS CREATIVE HOUSE SCIO
REPORT OF THE INDEPENDENT EXAMINER TO THE TRUSTEES
I report on the financial statements of the charity for the year ended 31 July 2025.
Respective responsibilities of trustees and examiner
The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 (the 2005 Act) and the Charities Accounts (Scotland) Regulations 2006 (the 2006 Regulations). The charity’s trustees consider that the audit requirement of Regulation 10(1) (a) to (c) of the 2006 Regulations does not apply.
It is my responsibility to examine the accounts as required under section 44(1) (c) of the 2005 Act and to state whether particular matters have come to my attention.
Basis of independent examiner’s report
My examination was carried out in accordance with Regulation 11 of the 2006 Regulations. An independent examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and, consequently, no opinion is given as to whether the financial statements present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.
Independent examiner’s statement
In connection with my examination, no matter has come to my attention
-
which gives me reasonable cause to believe that in any material respect the requirements: • to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Regulations; and
-
to prepare financial statements which accord with the accounting records and to comply with Regulation 8 of the 2006 Regulations
have not been met; or
- to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements to be reached.
……………………………………. L M Howson MAAT
Finansure Limited 2 Sheppard Street, Brymbo, Wrexham, LL11 5FF
Dated: ……………………………..