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2025-03-31-accounts

Coigach Heritage

Receipts and Payments Accounts For the year to 31 March 2025

Scottish Charity No: $C051801

Trustees’ Annual Report

For the year to 31 March 2025

Coigach Heritage was first registered with OSCR in June 2022. The Trustees have pleasure in presenting their annual report together with the financial statements and the independent examiner’s report for the period ended 31 March 2025.

Reference & Administrative Information

Charity Name Coigach Heritage

Charity No SCO51801

Address

PO Box, Achiltibuie Post Office, Achiltibuie, Ullapool, IV26 2YG

Current Trustees

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Independent Examiner

Chartered Management Accountant ACE Business Management Solutions Edoras Raffin Lochinver Sutherland IV27 4JH

Page 1

Structure, Governance & Management

Constitution

The charity is a Scottish Charitable Incorporated Organisation(SCIO) having charitable status under the Charities and Trustee Investment (Scotland) Act 2005. It is governed by its constitution which was adopted in June 2022. The organisation was granted charitable status by OSCR on 20 June 2022.

Appointment of Trustees

The management committee, which meets on a regular basis, are the charity’s trustees. Membership of the management committee is open to all members of Coigach Heritage unless they are disqualified from being a trustee under the Charities and Trustee Investment (Scotland) Act 2005. Trustees are elected at the Annual General Meeting which is normally held in September. Under the constitution there must be a minimum of three Trustees who hold the posts of Chairman, Secretary and Treasurer.

Management

The trustees are responsible for the strategic direction and governance of the organisation, and ensuring that objectives and activities fall within the remit of the constitution.

Objectives and Activities

Charitable Purposes

The aims and objectives of the organisation are the advancement of heritage, culture and arts in the Coigach area (as defined in the Community Council boundary) and the advancement of sustainable community development.

Activities

The organisation carries out activities or services in pursuance of the Aims and Objectives of the organisation.

Achievements and Performance

Page 2

Financial Review

This is the reporting period for the organisation for the year to 31 March 2025. During that period, income of £73,047 (2024 - £54,633) was received, the majority being in the form of donations £33,643, grants of £12,000 and fundraising events which raised £20,905 for the new Lorg na Còigich project. Interest raised was also credited to the Lorg project.. There was also a grant received (£4,000) for the kitchen replacement in the Old Drill Hall. The remainder of the income came from other activities of the organisation, membership fees and general donations. Expenditure for that period was £14,914 (2024 -£18,118), the majority of which (£12,659) was spent on specific projects within the area, with the remainder being the costs incurred in fundraising along with admin costs of running the organisation and maintaining the Old Drill Hall, a building used by the organisation.

Reserves Policy

Coigach Heritage would aim to keep a reserve figure of £3,000 at all times. The current unrestricted reserves of £3,704 are still maintaining that target.

Plans for Future Periods

We will continue to pursue the three key objectives in the strategic plan:

Approved by the Trustees on 3 August 2025 and signed on their behalf by

Trustee

Page 3

Coigach Heritage $C051801

Independent Examiner’s Report to the Trustees of Coigach heritage

| report on the financial statements of the charity for the year to 31 March 2025, which are set out on pages 5 to 8.

Respective responsibilities of Trustees and Examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 (“the 2005 Act”) and the Charities Accounts (Scotland) Regulations 2006 (as amended) (“the 2006 Regulations”).

The charity’s trustees consider that the audit requirement of Regulation 10(1)(d) of the 2006 Regulations does not apply. It is my responsibility to examine the accounts as required under section (44)(1)(c) of the 2005 Act and to state whether particular matters have come to my attention.

Basis of Independent Examiner’s Statement

My examination is carried out in accordance with Regulation 11 of the 2006 Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, | do not express an audit opinion on the view given by the accounts.

Independent Examiner’s Statement

In the course of my examination, no matter has come to my attention:-

  1. which gives me reasonable cause to believe that, in any material respect, the requirements:-

  2. e to keep accounting records in accordance with section 44(1)(a) of the 2005 Act and Regulation 4 of the 2006 Regulations, and

  3. e to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Regulations have not been met, or

  4. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

_ ___| Edoras, Raffin, Lochinver, I1V27 4JH Date: 4 August 2025

Page 4

Coigach Heritage Receipts and Payments Account For the year to 31 March 2025

Unrestricted Restricted Total Total
Funds Funds
Note 2024-25 2024-25 2024-25 2023-24
Receipts £ £ £ £
Memberships 605 605 700
Donations 320 33,643 33,963 39,577
Activities for Generating Funds 4 333 20,905 21,238 5,141
Grants 5 16,000 16,000 7,500
Bank Interest 0 1,201 1,201 256
Investment income
Rental of premises 40 40 258
Other receipts 0 1,201
Total Receipts 1,298 71,749 73,047 54,633
Payments
Cost of generating funds 0 0 0 0
Charitable Activities 6 1,905 5,259 7,164 4,429
Project Costs 0 7,400 7,400 13,289
Donations to third parties 0 0 0
Governance costs 7 350 350 400
Total Payments 2,255 12,659 14,914 18,118
Surplus (957) 59,090 58,133 36,515
Transfer between funds
Surplus (957) 59,090 58,133 36,515

Page 5

Coigach Heritage Statement of Balances For the year to 31 March 2025

Coigach Heritage
Statement of Balances
For the year to 31 March 2025
Note Unrestricted Restricted
Funds Funds Total Total
2025 2025 2025 2024
Bank & Deposit Balances 2 £ £ £ £
Bank and deposit balances - 1 Apr 2023 4,661 55,742 60,403 23,888
Movement in year:
Surplus / (Deficit) 3 (957) 59,090 58,133 36,515
Bank and deposit balances - 31 Mar 2024 3,704 114,832 118,536 60,403
Bank & Cash Balances
Lorg Bank Account - 31 Mar 2024 105,951 47,467
Bank Current Account - 31 Mar 2024 13,235 13,586
O/s Expenditure 650 650
Total Bank & Cash Balances 118,536 60,403

The Notes on pages 7 & 8 form an integral part of these accounts

.

Approved by the trustees on 3 August 2025 and signed on their behalf by:

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Page 6

Coigach Heritage Notes to the accounts For the year to 31 March 2025

1 Basis of Accounting

These accounts have been prepared on the Receipts and Payments basis in accordance with the Charities & Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended).

2 Nature and purpose of funds

Unrestricted funds are those that may be used at the discretion of the trustees in furtherance of the objects of the charity. The trustees maintain a single unrestricted fund for the day to day running of the organisation.

Restricted funds may only be used for specific purposes. Restrictions arise when specified by the donor or when funds are raised for specific purposes. During the year, five grants were received which were designated as restricted funds.

3 Movements in funds

Unrestricted
General Fund
Restricted
Wilder Achlochan
Lorg na Coigich
Photo Archive
Inspiring Scotland
Drill Hall Kitchen
Total Funds
As at 31
March 2024 Receipts
Payments Transfers
As at 31
March
2025
£
£
£
£
£
4,661
1,298
2,255
3,704
1,300
1,300
49,302
67,749
8,659
108,392
1,500
1,500
3,640
0
0
3,640
0
4,000
4,000
0
60,403
73,047
14,914
0
118,536

Wilder Achlochan - for ongoing expenses relating to Achlochan Heritage Project

Lorg na Coigich - are restricted to the sculpture to commemorate the Coigach land struggles of the 1850s. Photo Archive - to help set up a database for the Fi Taylor collection and the Coigach photo archive. Inspiring Scotland - to bring together people, communities, organisations and government to transform lives in Scotland.

Drill Hall Kitchen - replace kitchen in drill hall

Page 7

4 Activities for generating funds

Calendar Sales
Book sales
Half marathon teas
Pizza night
Rafffle
Ceilidh
Auction - Lorg Project
Book Event - Lorg project
Total
5 Grants
CCDC (Hall Project)
CCDC (Lorg Project)
Mercers Company (Lorg Project)
William Grant & Co (Lorg Project)
William Syson (Lorg Project)
Ethos Foundation (Lorg Project)
Total
6 Cost of Charitable activities
Calendar Printing
Half Marathon expenses
Drill Hall Expenses
Advertising & Promotion
Other
Total
Unrestricted Restricted
2024-25
2023-24
£
£
£
£
1,326
333
333
151
921
212
220
2,311
18,604
18,604
0
2,301
333
20,905
18,937
5,141
Unrestricted Restricted
Total
2024-25
Total
2023-24
£
£
£
£
4,000
4,000
5,000
2,500
2,500
2,500
3,000
3,000
3,500
3,500
3,000
3,000
0
16,000
16,000
7,500
Unrestricted Restricted
Total
2024-25
Total
2023-24
£
£
£
£
0
606
0
111
1713
4000
5713
3391
896
896
173
192
363
555
148
1905
5259
0
7164
4429

7 Governance Costs

Accounting costs (including Independent Examination) of £350 were incurred.

8 Related Party Transactions

No Trustees received any remuneration during the year.

Page 8