This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

Love Church Scotland Trustees’ y Annual Report From August 2024 to July 2025 2025

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Trustees’ y Annual Report ,
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Charity contact information

V, CHURCHLOVE Love Church Scotland Clyde Offices Scottish Charity Number: SC051789 2"¢ Floor

48 West George Street Glasgow G2 1BP

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Email contact@lovechurch.scot Website —_ https:/Avww.lovechurch.scot/ Love Church (@lovechurchscotland) * Instagram photos and videos Love Church Facebook (www.facebook.com/LoveChurchScotland) Love Church (@LoveChurchScot) / X (twitter.com) Love Church Scotland - YouTube @lovechurchscotland4161

Love Church Scotland on Apple Podcasts

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Charity Trustees

The following Trustees were in post from August 2024, through July 2025:

1. Lorna Crawford, Treasurer and Trustee.

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2. Craig Denham, Pastor and Trustee.

3. Simon Fisher, Trustee and Chairman.

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Objectives and activities

Love Church Scotland was set up as an OSCR Charity for the purpose of the advancement of religion, as expressed by the Christian faith, for the public benefit through:

e The worship of God.
e The discipling of people of all ages.
e Mission and outreach in the communities in which the Church works.
e Education in the Christian faith.
e The prevention and relief of poverty.

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Love Church Scotland Basis of Faith

We believe in the one true God who lives eternally in three persons — the Father, the Son and the Holy Spirit.

We believe the Bible, as originally given, to be without error, the fully inspired and infallible Word of God and final authority in all matters of faith and conduct.

We believe in the incarnation of God's eternal Son, the Lord Jesus Christ, born of the virgin Mary; truly God and truly human, yet without sin.

We believe that He died on the cross, and in His resurrection, and that one day He will personally return to reign in power and glory.

We believe in the deity of the Holy Spirit and the necessity of His work in conviction of sin, repentance, regeneration and sanctification, and that the believer is also promised a giving of power as the gift of Christ through the baptism in the Holy Spirit with signs following.

We believe in the dignity and value of all people, made male and female in God’s image to love, to be holy and care for creation, and yet corrupted by sin, which incurs divine wrath and judgement.

We believe in the justification of sinners solely by the grace of God through faith in Christ.

We believe in the baptism of believers in water in obedience to Jesus’ instruction and the remembrance of Christ’s death by observing the Lord’s Supper until His return.

We believe in the spiritual unity and the priesthood of all believers in Christ and that these comprise the universal Church, the Body of Christ.

We believe in the leadership gifts that Christ has given to His Church: apostles, prophets, evangelists, pastors, and teachers, who are given to equip the Body of Christ to works of service.

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We believe in the resurrection of both the saved and the lost, anda final judgement of all people, with those who are saved continuing to everlasting life.

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Love Church weekly gatherings:

Sunday (In-Person)

09:00 a.m. Team prepares the space for worship in person/ online.

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10:00 a.m. Prayer

10:30 a.m. Tea and Coffee

11:00 a.m. Service

The Wynd Centre 6 School Wynd

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Home Groups

Twice a month we meet locally in home groups across 5 locations to fellowship and pray together:

e Neilston
e Paisley
e Cardonald e Linwood
e East Kilbride

Structure, governance and management

Love Church Constitution Document

The Love Church Constitution document (available on request) outlines our structure, governance and ongoing management of the Love Church charity, in accordance with the Scottish Charitable Incorporated Organisation guidelines.

Our Trustees ensure that Love Church complies with our Constitution document.

The Trustees are responsible for the strategic direction and governance of the charity and for ensuring that it complies with its governing document and the requirements of charity law. Trustees meet regularly to review financial performance, operational activities and risks to the charity. Any conflicts of interest are declared and recorded in accordance with the charity’s Conflict of Interest Policy.

Trustee recruitment and appointment

Love Church was registered in June 2022. Pastor Craig Denham approached individuals within the newly established Love Church and asked if they would take on the responsibility of becoming a Trustee.

Trustees, Lorna Crawford and Simon Fisher were appointed thereafter and continue to hold this position at the time of this annual report creation.

The Constitution details Trustee appointment as follows:

e To be appointed as a Trustee a person (a) must be aged 18 or over, (b) must not be disqualified from being a charity trustee under the Act, (c) must confirm a personal acceptance of the Basis of Faith to the satisfaction of the Members (d) must meet the Biblical criteria for appointment as an elder and (e) must affirm a personal approval of the principles and practice set out in the Foundation Document.
e Appointment as a Trustee will be solely by Special Resolution of
! the Members who, subject to paragraph 32, may appoint from | among their own number. Without limiting the power of the . Members to terminate the appointment of a Trustee by Special ; Resolution, the Members will generally review, and may by | Special Resolution renew, the appointment of a Trustee after three years’ service.

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e There is no maximum number of Trustees.
e The minimum number of Trustees is three but there must always be a majority of Trustees who are not remunerated for their engagement or employment on a full-time or part-time basis by the Church.

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e lf at any time the number of Trustees in office does not meet the requirements of paragraph 32, the Trustees must convene a Members’ Meeting, or circulate an appropriate Written Resolution, for the purposes of fulfilling those requirements and meanwhile will not be able to take any other valid decisions.

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| Achievements and performance for 2024 - 2025 | As Love Church continued to grow and serve the community, we have been delighted to have generous support and volunteers serving God in the following areas:
| ¢ Gathering funds for Pastoral Part-Time Salary. Continued | payment of a Part-time Pastoral Salary through the continued financial support from the congregation.
« Church audio visual improvements. Invested in further live streaming equipment, laptop and cabling to improve the online live church experience. Upgraded other essential audio / visual elements of our technical department
« Monthly support to Go Global. Financial blessing of the wider Go Global Church organisation.
Baptisms: Delighted to carry out 4 more water baptisms this year.
« Hospitality and honorariums: Blessed by various guest speakers throughout the year.
¢ Church Lunches: Hosted 2 church lunches throughout the year. « Praise and worship team: Expanded the team and introduced new worship sessions, enhancing the spiritual experience.
¢ Kids work: Grew the team and continued to manage Disclosure Scotland approvals Introduced new programs for children's spiritual growth. Additions of training and apparatus for kids with additional support needs.

« Leadership team: Strengthened leadership with new members and training sessions to guide the church's vision. Bi Monthly leaders meetings and training.
« Eldership: Commencement of training for two potential eldership couples
Men’s catch ups: Increased participation and introduced guest speakers to inspire and connect.

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« Ladies catch ups: Organized more frequent and diverse events to foster community among women.
« Supporting the Global Classroom launch: Continued support for educational initiatives, expanding reach and impact.
« Increase in numbers: In this period the number of people who consider Love church their faith community increased by about 25 people including kids and youth.
« Weekly prayer meeting: The church also established an important 10am weekly prayer meeting on Sundays.

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« Fellowship across churches: Pastor Craig has also engaged with the leaders of several other local churches for prayer, fellowship and mutual encouragement.

These activities furthered the charity's purposes by facilitating public worship, providing pastoral and spiritual support, promoting community engagement, and advancing religious education for the public benefit within the local community

Risk Management

The Trustees have assessed the major risks to which the charity is exposed and are satisfied that systems are in place to mitigate exposure to these risks, including financial controls, safeguarding procedures and appropriate insurance cover.

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Financial review

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LOVE CHURCH INCOME AND EXPENDITURE
AUG '24 TO JUL '25
Ls: a
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Expenditure |g.
(3 -55% figgestea r e e e!eh £47,6286459 y
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Total income for the period was £47,628 and total expenditure
was £58,284, resulting in a deficit of £10,656.
LOVE CHURCH EXPENSES
i Accountant Fee_. Merchandise 1% ove Gi
Salaries 3% aNC ra% Cma3% __ Bank Charges1%
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| CommunionA ‘ - Equipment 9%
| 1% Pastor Personal Purchase
| 1% 12.72%
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Statement of the charity’s policy on reserves

The Trustees have considered the level of reserves required to ensure the ongoing financial stability of the church and to enable it to continue its activities in the event of unexpected reductions in income or unforeseen expenditure.

Reserves are defined as unrestricted funds that are freely available for the general purposes of the charity. During the year, the church’s normal operating expenditure averaged approximately £4,800 per month.

The Trustees have therefore agreed that a prudent level of free reserves is the equivalent of three months’ normal operating expenditure, which equates to approximately £14,500.

The level of reserves is reviewed regularly. Should reserves fall significantly below this level, the Trustees will consider appropriate steps to replenish them. Where reserves exceed this level, the Trustees will consider whether funds can be appropriately applied to further the charity’s objectives.

Details of any deficit

During this period, there was significant investment in new audio visual equipment to improve both in person and online worship and a significant increase in HMRC charges. We keep a close eye on the charities expenditure to ensure good stewardship of the money, and its efficient utilization.

Donated facilities and services

We have not donated any facilities or services for this period.

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Future plans

e Continue to develop sustainable funding to support pastoral staff costs.
e To establish regular community outreach moments. e To extend home group meetings to more locations.
e To launch a new youth work on Sundays

e Continue to monitor budget to steward our finance and anticipate future spend.
e To grow social media presence.
e Praying about a monthly evening service

Declaration

This report was approved by the Trustees on 28* April 2026 and signed on their behalf by:

Name Designation

Date

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LORis A MAWES _ |
TRUS4 CE |
2% Of 26
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Enter SC No. below $C051789

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'|APPENDIX2
.
6mf
Hy
i ta
Sees HY|Entercharitynamebelow
LoveChurchScotland,SCIO
Re eiptsandpaymentsaccounts
Fortheperiod
to
Tom||||||Enter SC No.SC No.No. below
$C051789| |||SectionAStatementof receipts and payments|||||||| |||Unrestricted
funds|Restricted
funds||Expendable
endowment
funds|Permanent
endowment
funds|Totalfunds
current period
ont perio|Totalfunds last
lod
Perio| |||tonearest£
At Receipts
legacies —SC~dSCCtC‘C~‘d||tonearest|nearest£|tonearest £
es
a||tonearest£
tonearest£
ee
ee
||||tonearest£
58,957| ||Receiptsfromfundraising activities
Gross
trading receipts
Income from investments other than|||
||||es0
aee|0|
ee|ee|||| ||land and buildings|||||||| ||Rents fromland
& buildings
Gross receipts from other charitable|||||pO|||| ||activities|||||||| ||AtSub total|. 47,628||||pe]|47,628|58,957| ||A2 Receipts from asset&|||||||| ||investment sales|||||||| |'|Proceedsfromsale offixedassets
fT
Proceedsfromsaleofinvestments
|
A2Subtotal||||||||Pd
|
Ld|| |i||||||||| ||A3 Payments|||||||| ||Paymentsrelating directly tocharitable
activities
Grants and donations
a
Audit
/independent examination|48,926
1,723
4,860||||fF
||
;||
aso26| |
ages
48,926
48,433
‘
1,723
1,227
|
4,860 fo|| |||a|ee||||Pe||| |!
i}|AgSubtotal|____62,509,|||||P||82,809||49,660| ||A4 Payments relating to asset and|||||||| ||investment movements|||||||| ||A4Subtotal]
2,196|||-|3,579|||5,775 ||1,628||| ||Totalpayments|“"54,705|[|.|3,579|Cj||58,284|51,288| ||Surplus/
(deficit)for
year|:||||||;|

| APPENDIX 2 | Love Church Section B Statement of balances 1 | \

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|||||||||||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |||Love Church|Scotland,|SCIO|$C051789| |Section|B|Statement|of|balances| |1| |||Unrestricted|Expendable|Permanent|Tota!|current| ||Categories|Details237|fund:unds|Restricted funds|endowmentfunds|endowmentfunds|Period|Total|last|p|period| |Bt|Cash|funds|Cash|and|bank|balances|at|start|of year|to nearest £|to nearest £|to|nearest E|to nearast£|=.to nearest £|to nearest £| |13,873|17,183fr)| |paymentsSurplus|/ account(deficit)|shown|on receipts|and|(7,347)||||(40,657)7|7,668| |Cash and bank balances|at end of year|6,526 Pe Pe|||6,528|.|17,183| |(Agree|balances|with|receipts|and payments|a||oe|lke|ee|ny|a ri?| |account(s))|.|1|-|ee|rr|1!| |Details|Fund to which asset belongs|Market valuation|Last year| |||-|—=|——|to nearest £|to nearest £| |Total| |Details|Fund to which asset belongs|Cost (if available)|Currentavailable) value|(if|Last year| |B3|to|nearest£|to nearest£|to nearesté| |Other assets|Bluetooth speakers|Unrestricted|||2,829)|||82|1,935| |||Unrestricted|||t8tt] P88 [88| |Unrestricted|a ee| |Live streaming|equipment|Restricted|||‘1,44o||||—1,280| |podium|i|Unrestricted|L120)| |Unrestricted||| |HD PTZ camera|Restricted||| |||Digital mixer|Unrestricted||| |pad|UnrestrictedUnrestricted|||2A||||| |Unrestricted|a ae| |:|Restricted||||| |Totat|11752}|[5,953]|||[3.812)]| |;|Details|Fund to which|liability relates|Amount due|Last yoar| |to|nearosté|to|nearosté| |B4 Liabilities|Independent examination|Unrestricted|||(880)|||800)| |po|i|0|0| |'|po|pT| |as|a)||i)| |Details|Fund|to which lability retates|Amount(estimate) due|Last year| |||to|nearest€|to nearest&| |||—|—|—| |Total| |onSigned by one ortwo trustees|Date|of| |behalf of ail the trustees|Signature|Print Name|approval| |-—————|_| |\o| |1| |2025|Love|Church|accounts.xIsx|/ Statement|of|balances|1|December 2007| |t| |i|-|ee alh|A|et|

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APPENDIX 2

Love Church Scotland, SCIO

$C051789

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Section C Notes to the Accounts
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C1 Nature and purpose of funds (may be stated on analysis of funds worksheets)

Type of activitywe or project. supported Individualinstitution/ Numbermade of grants £ - a——=

Total

C3a Trustee remuneration If no remuneration was paid during the period to any charity trustee or person connected to a trustee cross this box (otherwise complete section 3b)

Authority under which paid £ eeetails qestee remuneration - | Duringprovisionsthe setyear out one in trustee the charity's received remuneration.constitution covering Thissuch waspayments.in accordance The trustee, with theCraio fs20,417 Denham, received this remuneration in his capacity as pastor. Pd C4a Trustee expenses If no expenses were paid to any charity trustee during the period then cross this box (otherwise complete section 4b)

Number of £ trustees

C4b Trustee expenses - details

Nature of relationshi

Nature of transaction

Transaction Balance amount (£) outstandingerlod end (£)at

C5 Transactions with trustees and connected persons 1 | -_ BC 4

2025 Love Church accounts.xisx/ Notes

December 2007

APPENDIX 2

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$C051789

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Love Church Scotland, SCIO

AnalysisAdditional analysisof receipts and payments(1)

1 Donations
		Unrestricted funds	Restrictedfunds	Expendable endowment funds		Permanent endowment funds	Total current perlod	Totallast period P
Cash andonline giving		to nearest£ 47,628	to nearesté	to nearesté			tonearest£ siz	tonearesté 47,628
	Total	47,628			Poe]		_ 47,828]
		.	.	.		-	-	.
2 Grants
		U tricted ahie e tonearest£	Restrictedfunds tonearest £				Totalcurrent to nearest£	Totallastperiod tonearasté
	Total	==						=
3 Gross receipts from othercharitable activities
		Unrestricted	Restictedfunds	Expendable endowment funds		Permanent endowment funds	Totalcurrent P	rotattast poriod
		to nearest £	to nearest£	to nearest£		to nearest£	to nearest £	to nearest £
	Total		=					=
4 Payments relating	directlyto charitable activities
		Unresticted unds	Restrictedfunds	Expendable endowment funds		Permanent endowm t funds	Totalouemt P	TotalJastperlod
		to nearest €	to nearest £	to nearest é		to nearest E	to nearest&	tonearest£
saaries 28,289) 10,900							[23,289] 10,900	[___19,046) 9,655
Merchandiseandbranding Honorary		ee)					an)
Pastoral refreshments		. 2,708					2,708	3,313
Bankcharges		1,143	382
Tithe -Go Global Family,	SClIO	a x)						5,378
	Total	48,926					48,926

2025 Love Church accounts.xlsxAdditional notes (1) *

December 2007

APPENDIX2

$C051789

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Additional analysis (2)
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5 Breakdown of unrestricted funds
Unrestricted Uarastricted Unrestricted Unrestricted
fund f- anter fund Z - enter fund 3 - enter fund 4 - enter
haree GF fund flame of furs narar of fund name oh fund
haiow below halow nelow
General Fund Total Total
unrestricted unrestricted
funds funds last period
Receipts
47,628 47,628 53,957
{| a |
Receipts from fundraising activities | sd |
Gross trading receipts | sd ee |
buildings | Le | id
Rents from land & buildings | P| | sd
Gross receipts from other charitable activities [| |
Sub total 47,628 47,628
Receipts from asset & investment sales
Proceeds from sale of fixed assets Ys . sd
Proceeds from sale of invastments ; |
Sub total ES |
Payments
Expenses for fundraising activities f a
Gross trading payments f ee ee
Investment management costs |
Payments relating directly to charitable activities 48,926 48,926 48,183
Grants and donations 1,723 1,723
Audit {| ee |ee
/ independent examination 1,860 ;
6 > |
a |
a ee
Sub total [ [52,509] - | | 52,509 | 49,410
Payments relating to asset and Investment
movements
Purchases of fixed assets Xs es |ee
Sub es | 6 eS |
total * 2,196 PPL 2,196]
Transfers to / (from) funds a |ES |
Surplus
/ (deficit) for year SE |ES | >
Nature and purpose of funds
ee
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iNy

2025 Love Church accounts.xsxAdditional notes (2)

December 2007

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APPENDIX 2

Love Church Scotland, SCIO

$C051789

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Additional analysis (3)
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6 Breakdown of restricted funds
Restricted lund Restricted tard Restricted fund Restricted furd
‘ t-anter namie ot Z-enternamept 3- anter name of 4 - enter name of
‘ fund below fund belay fad below fund tielewy
Audio Visual Total restricted = Total restricted
Improvement funds funds last
period
{ Receipts
Pt [500]
Receipts [| [
Gross from fundraising activities PT ——} ——
Incometradingfrom investments receipts other than land and | sd S| |
Rents from land & buildings | a
Gross receipts from other charitable activities ; Pe f
; Subtotal [| Pp 5,000]
Recelpts from asset & Investment sales
Proceeds from sale of fixed assets | sd
Proceeds from sale of investments fF
|Sub total |
Total receipts ES |RRS |RE |NT|
; Payments
Expenses for fundraising activities [ |
Gross trading payments | [sd
' Investment management costs a
: Payments relating directly to charitable activities Yi | sas |
! es |
Audit es |
/ independent examination a
' Preparation of annual accounts es
Legal costs Pe ;
PT es |ee
Sub total PL 250]
! Payments relating to asset and Investment
1 movements
PurchasesPurchase of fixed assats 3,579 3,679|| 4,440|
of investments ; ye ;
Subtotal |_____ 3,578 | 3579] [1,440]
: Net recelpts
/ payments) [gare] [—-]7]D —_] Cara
Transfers to/ (from) funds ES|EE|
Surplus /(deficit) foryear ES |SS |
Nature and purposeof funds
The audio visual improvements fund was a donation from a member of the church's online congregation. This was to be allocated specifically to
, equipment that would enhance the sound and visual experience of online Sunday services.
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2025 Love Church accounts.xlsxAdditional notes (3)

December 2007

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APPENDIX 3

Scottish Charity Regulator

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Independent examiner’s report on the accounts v.
Report to the | Charity name
trustees/members of Love Church Scotland, SCIO
Registered charity | [SC051789]
number
On the accounts of the Period start date |__|] Period end date
charity for the period Month | Day | Month [Year—_—sd|
Respective | The charity's trustees are responsible for the preparation of the accounts in accordance
responsibilities of | with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the
trustees and examiner | Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees
consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations
does not apply. It is my responsibility to examine the accounts as required under section
44(1) (c) of the Act and to state whether particular matters have come to my attention.
Basis of independent My examination is carried out in accordance with Regulation 11 of the 2006 Accounts
examiner's statement | Regulations. An examination includes a review of the accounting records kept by the
charity and a comparison of the accounts presented with those records. It also includes
consideration of any unusual items or disclosures in the accounts and seeks
explanations from the trustees concerning any such matters. The procedures undertaken
do not provide all the evidence that would be required in an audit and, consequently, | do
not express anaudit opinion on the view given by the accounts.
Independent examiner's | |n the course of my examination, no matter has come to my attention
. statement
1. which gives me reasonable cause to believe that in any material respect the
requirements:
to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and
Regulation 4 of the 2006 Accounts Regulations, and
; * to prepare accounts which accord with the accounting records and comply with
Regulation 9 of the 2006 Accounts Regulations
have not been met, or
2. to which, in my opinion, attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
Signed: Date: —_—| 28/04/2026
Name: | David Carslaw —
Relevant professional
qualification(s) or body | oa
(if any):
Address: |MacMillan Craig Chartered Accountants
100 Brand Street
Glasgow
G51 1DG
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“Please delete the words in the brackets if they do not apply. If the words do apply, set out those matters which have come to your attention on the following page.

OpenCharities

2025-07-31-accounts

Love Church Scotland Trustees’ y Annual Report From August 2024 to July 2025 2025

Charity contact information

Charity Trustees

1. Lorna Crawford, Treasurer and Trustee.

2. Craig Denham, Pastor and Trustee.

3. Simon Fisher, Trustee and Chairman.

Objectives and activities

Love Church Scotland Basis of Faith

Love Church weekly gatherings:

Sunday (In-Person)

Home Groups

Structure, governance and management

Love Church Constitution Document

Trustee recruitment and appointment

Risk Management

Financial review

Statement of the charity’s policy on reserves

Details of any deficit

Donated facilities and services

Future plans

Declaration

C5 Transactions with trustees and connected persons 1 | -_ BC 4

Love Church Scotland, SCIO

AnalysisAdditional analysisof receipts and payments(1)

Love Church Scotland, SCIO

$C051789

APPENDIX 3