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2024-12-31-accounts

BUTE BAPTIST CHURCH REPORT AND FINANCIAL STATEMENTS YEAR ENDED 31 DECEMBER 2024

Charity No: SC051392

BUTE BAPTIST CHURCH CONTENTS

Page
Legal and Administrative Information 1
Report of the Trustees 2-3
Independent Examiners Report 4
Receipts & Payments Account 5
Statement of Balances 6
Notes Forming Part of the Financial Statements 7-9

Page 1

BUTE BAPTIST CHURCH LEGAL AND ADMINISTRATIVE INFORMATION

Trustees

Treasurer

Principal Office

Page 2

BUTE BAPTIST CHURCH REPORT OF THE TRUSTEES YEAR ENDED 31 DECEMBER 2024

The Trustees have pleasure in presenting their report for the year ended 31 December 2024. This report is prepared in accordance with the constitution and the recommendations of the Statement of Recommended Practice - Accounting and Reporting by charities and complies with applicable law.

Recruitment – Appointment of Trustees

The Trustees are appointed by a vote of members.

Governing Documents

The church is a recognised charity governed by a Constitution which was approved by the members and the OSCR.

During 2022 the charity status of the Church was changed from a Scottish Charity (SC012573) to a Scottish Charitable Incorporated Organisation (SCIO) and in the process the name of the Church was also changed from Ardbeg Baptist Church to Bute Baptist Church. The formal transfer took place on 6 August 2022 and all assets of the Church were transferred to the SCIO at that date.

Charitable Purposes

The advancement of the Christian faith primarily on the Isle of Bute and also throughout Scotland and the rest of the world by all means consistent with the teachings of the Christian Bible including worship, ministry, mission, prayer, witness, education, community service and the support of agencies and individuals and other charitable organisations involved in Christian missionary work and the relief of poverty or other social needs.

Activities & Achievements

The Church, which is the body of Christ, encourages believers in their faith in the Lord Jesus Christ as their personal Lord and Saviour and seeks to enable members of the fellowship to share their faith with others.

Throughout 2024 the church gathered every Sunday morning and evening for worship and expository preaching.

The King’s Club met during morning service for children of primary school age.

A weekly coffee morning for community outreach was held each Saturday and at the end of November this included a very successful Christmas Fair.

A Christmas praise service by candlelight led by ‘Contact’ was also well supported by the community.

Although we started the year in a vacancy situation, we were very conscious of the Lord’s leading and were well led by as interim moderator. He preached monthly and gave a day a month for pastoral visitation.

Page 3

BUTE BAPTIST CHURCH REPORT OF THE TRUSTEES YEAR ENDED 31 DECEMBER 2024

Activities & Achievements (Continued)

The Lay Preachers Association provided the remaining cover.

We joined the West of Scotland Gospel Partnership, and this gave is further access to spiritual support, prayer and preachers.

Through this in October the church entered an Inter-gospel partnership with Calderwood Baptist Church in East Kilbride. They then provided a ministry team and planned with us for continuity of teaching and for church growth.

It was a great encouragement to meet the families coming each weekend and for their helpful interactions with us and their sound teaching.

At the AGM in June two deacons from our congregation were elected to serve along with the interim moderator.

At the end of May we received possession of the manse and between then and October a complete refurbishment was conducted. Likewise, our rental flat upstairs was also upgraded when it suddenly became vacant.

There is a real sense of unity and purpose as we grow spiritually and are blessed by the targeted support of a much larger and experienced mainland evangelical church.

The membership as of 31 December 2024 was fifteen, one of whom is non-voting due to ill health.

We are grateful to God for His leading and faithfulness to us during this past year. We are also thankful for the continuing opportunities to serve our Saviour in the wider community.

Reserves

The General Fund represents unrestricted funds to the sum of £64,219. This fund is available to be used by the trustees subsequent to specific decision of the church members in furtherance of the charity’s objectives.

Restricted Funds are shown on page 9, note 10.

Approved by the trustees and signed on their behalf by: -

4 April 2025

Secretary

Page 4

INDEPENDENT EXAMINER’S REPORT TO THE TRUSTEES OF BUTE BAPTIST CHURCH

I report on the accounts of the charity for the year ended 31[st] December 2024 which are set out on pages 1 to 9.

Respective Responsibilities of Trustees and Examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees consider that the audit requirement of Regulation 10(1)(d) of the 2006 Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1)(c) of the Act and to state whether particular matters have come to my attention.

Basis of Independent Examiner’s Statement

My examination is carried out in accordance with Regulation 11 of the 2006 Accounts Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanation from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently l do not express an audit opinion on the view given by the accounts.

Independent Examiner’s Statement

In the course of my examination, no matter has come to my attention:-

  1. Which gives me reasonable cause to believe that in any material respect the requirements:

  2. To keep accounting records in accordance with Section 44(1)(a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations, and

  3. To prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations

have not been met, or

  1. To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

4 April 2025

Page 5

BUTE BAPTIST CHURCH RECEIPTS AND PAYMENTS ACCOUNT FOR THE YEAR ENDED 31 DECEMBER 2024

Notes
Receipts
Offerings & Donations
5
Activities for Generating Funds
6
Investment Income
7
Other Income
Total Receipts
Payments
Costs of generating funds
8
Charitable Activities
9
Governance Costs
9
Total Payments
Excess of (Payments over Receipts)
Transfers to/(from) Funds
Surplus/(Deficit) for year
Unrestricted
Funds
£
49,890
5,969
2,889
-
---------
58,748
---------
4,897
28,663
450
---------
34,010
---------

24,738
-
---------
24,738
=====
Restricted
2024
Funds
Total
£
£
5,170
55,060
-
5,969
-
2,889
-
-
---------
---------
-
5,170
63,918
---------
---------
-
-
4,897
1,170
29,833
-
450
---------
---------
-
1,170
35,180
---------
---------
--
4,000
28,738
-
-
---------
---------
-
4,000
28,738
=====
=====
2023
Total
£
31,824
6,317
176
-
--------
38,317
--------
325
29,480
-
--------
29,805
--------
8,512
-
--------
8,512
=====
--
--
--
--
--
=

Page 6

BUTE BAPTIST CHURCH STATEMENT OF BALANCES AS AT 31 DECEMBER 2024

Bank & Cash
Unrestricted
£
Opening Balances
-
BOS
12,305
-
Virgin
27,176
---------
39,481
Net Receipts / (Payments)
24,738
---------
64,219
=====
Closing Balances
-
BOS
13,498
-
Virgin
50,721
---------
64,219
=====
Fixed Assets
Cost of Property b/f
Legal fees b/f
Restricted Balances
Youth
Electronic/Tech Equipment
Approved by the Trustees and signed on their behalf.
Restricted
£
362
-
---------
362
4,000
---------
4,362
=====
4,362
-
---------
4,362
=====
67,000
962
--------
67,962
=====
122
4,000
---------
4,122
=====
Total
£
12,667
27,176
---------
39,843
28,738
---------
68,581
=====
17,860
50,721
---------
68,581
=====

4 April 2025

Secretary

Page 7

BUTE BAPTIST CHURCH NOTES TO THE ACCOUNTS YEAR ENDED 31 DECEMBER 2024

Principal Accounting Policies

These Financial Accounts have been prepared on a Receipts and Payments basis.

1. Nature and Purpose of each Fund

The nature and purpose of each fund is outlined in the report of the trustees for the year.

  1. Grants Paid

There were no grants paid in the year.

  1. Remuneration There was no remuneration paid to any charity trustee or person connected with a trustee in the year.

  2. Expenses

There were no expenses paid to any other charity trustee in the year.

5. Analysis of Offerings & Donations

Gift Aid Refund
Offerings
Harvest Appeal Income
Other Donations
Thanks Giving Donation
Weekly Coffee Morning
Manse Refurbishment Donation
Unrestricted
£
-
18,213
-
8,258
400
2,019
21,000
---------
49,890
=====
2024
2023
Restricted
Total
Total
£
£
£
-
-
4,848
-
18,213
20,927
1,170
1,170
625
4,000
12,258
3,228
-
400
424
-
2,019
1,772
-
21,000
-
---------
---------
---------
5,170
55,060
31,824
=====
=====
=====

6. Activities for Generating Funds

Property Rental
Christmas Fayre
-
7.
Other Income
Bank Interest
PAYE Refund
Energy Company Compensation
Unrestricted
£
5,034
935
---------
5,969
=====
Unrestricted
£
544
1,728
617
---------
2,889
=====
Restricted
£
-
-
----------
-
-
=====
=
Restricted
£
-
-
-
---------
--
-
=====
=
2024
Total
£
5,034
935
-------

5,969
====
=
2024
Total
£
544
1,728
617
-------
--
2,889
====
=
2023
Total
£
5,650
667
-------
6,317
====
2023
Total
£
176
-
-
-------
176
====

Page 8

BUTE BAPTIST CHURCH NOTES TO THE ACCOUNTS YEAR ENDED 31 DECEMBER 2024

8. Cost of Generating Funds

Other Rental Property Costs
Christmas Fayre Costs
9.
Charitable Activities
STIPEND etc
Net Stipend
Income Tax/Nat Ins
Pastor’s Pension (Church)
Pastor Expenses
Pulpit Supply
Pastor Mobile Phone
MANSE
Refurbishment
Survey
Council Tax
Insurance
Repairs and Maintenance
Share of Utilities - Heat & Light
Sundry Expense
KING STREET
Insurance
Heating and Lighting
Repairs and Renewals
Cleaning Costs
Wages – Cleaner
Telephone/Zoom
Sunday School Costs
OTHER PAYMENTS
CCL Europe, Licenses
Hire of Hall
Website Costs
Subscriptions
Payroll & Accountancy
Photocopying, Stationery etc
Books
Travel Expenses
Baptist Union
Hospitality Costs
Christian Institute
C/Fwd
Unrestricted
£
4,897
-
---------
4,897
=====
Unrestricted
£
-
-
-
-
2,051
-
15,507
275
-
780
-
443
85
962
1,390
787
41
96
416
87
507
580
244
150
1,734
126
186
99
-
352
200
---------
27,098
---------
2024
2023
Restricted
Total
Total
£
£
£
-
4,897
325
-
-
-
---------
--------
-------
-
4,897
325
=====
=====
====
2024
2023
Restricted
Total
Total
£
£
£
-
-
13,438
-
-
251
-
-
2,176
-
-
-
-
2,051
220
-
-
113
-
15,507
-
-
275
-
-
-
1,913
-
780
687
-
-
173
-
443
122
-
85
-
-
962
947
-
1,390
1,465
-
787
322
-
41
143
-
96
500
-
416
623
-
87
80
-
507
483
-
580
840
-
244
-
-
150
145
-
1,734
2,076
-
126
47
-
186
-
-
99
-
-
-
1,092
-
352
751
-
200
-
----------
---------
---------
-
27,098
28,607
----------
---------
---------
-
-

Page 9

BUTE BAPTIST CHURCH NOTES TO THE ACCOUNTS YEAR ENDED 31 DECEMBER 2024

9. Charitable Activities

Unrestricted
£
B/Fwd
27,098
---------
OP Mobilisation
1,000
BMS World Mission
165
Op Agri
165
BMS Harvest Giving
-
Sundry Expense
235
---------
28,663
=====
Governance Costs– Legal Fees
450
=====
2024
2023
Restricted
Total
Total
£
£
£
-
27,098
28,607
---------
---------
---------
-
1,000
-
585
750
-
585
750
350
-
-
350
-
235
173
---------
---------
---------
1,170
29,833
29,480
=====
=====
=====
-
450
-
=====
=====
=====
10. Movements in Funds
Unrestricted Funds
General Fund
Restricted Funds
-
Total Funds
=
At 1 Jan
2024
£
39,481
362
--------
-
39,843
====
Receipts
£
58,748
5,170
--------
63,918
=====
Payments
£
34,010
1,170
---------

35,180
=====
Transfers
£
-
-
---------
-
=====
At 31 Dec
2024
£
64,219
4,362
---------
68,581
=====

Restricted Funds

Restricted funds held at 31 December 2024 are:

£
Youth 122
Electonic/Tech 4,000
---------
4,122
=====