APPENDIX 3
OSCR
Scotbsh Charity Re8vl3tor
Independent exarninerfs report on the accounts
Rèport to Cl*rly rwrt
trusteeslmembers of
TOBERMORY FISHERld4NS PIER ASSOCIATION
Registsred chaiity '
numb•r
On tho accounts of tho
charfty for tho period
SC061166
Period st*t datè
Pèriod end datè
Doy ..y Morth
31
Juw
Y•ar
202?
2024
Set out on pages
(wrthlo ￿•th0 pwJ•
nurfth
Respective Thé charity's tntstees arè Tr$ponsi￿O for tho preparation of tho accounts in accordan
re$ponsibilitses of
truste•$ and •xamin
wlh th8 18rns d the Charilies Tr￿stea Invostment IS￿tEAnd) 2005 Act aThY th8
Chanlies Ac(guits (s￿lIand) RegL￿allonS 20C6 (as ameThled). Thè eharity tnjstees
consKler that the audK reqlirement of Reuulation 1011) (d) of the Accounts R6yuLgtions
does not appty. rt is rny responsibilty to examine the a¢xounts as required under section
44111 (c) of the ArA atKI to Sate whether particular matters h8ve come to my attention.
Basls of Indep¢ndant My examinatDn is carried out in accA)rdance wlh ReguLqtion 11 of the 2006 A¢oounls
examinow's slatsment R•gulal¢ons. An gYAmination indudes a remew ofthe a¢¢ourrtlng roeords kept by lh¢
charity and a ccmparisoft of the 8co)unls presented w61h those re¢ords. 118lso Includes
¢￿S￿lerat￿)n of any unusual items or disckthsures in the accounts and sèoks
lanations fropn Ihe trustees con￿MIng any such mattèrs. The proceduros undertaken
do not provwye al the 8vxlence thal wouk1 be requirbj in an audit 8nd. consequently. I do
not express an audrt opinion on the view given by the accounts.
Independent examinees In the coutse ofmy examination. no matter has comè to my attentK>n lothefthAn Ihak
gtatom•nt disdosed on the att8thed paoel
1. which gi5￿ m8 rea50r￿ble cause to Iha In any material resp8ct the
reqUi￿rnents'.
to keep %countlro rno)fts in ￿ConJance wllh sectlon 44{1) (8) ofthe 2005 Act
Regulalion 4 of the 21Xfj Accounts Regulallons, and
lo prepare eccounts whlch accord wtth Ihe ac£ountina r￿OrdS aTrJ comply with
Regulallon g of the 2(Kfj Acwunts Regulatlons
have not been rnet. or
to whieh. in my opinK)n, attontion Èh¢)uhJ bo drawn Sn oydor lo onabh a proper
IiThIF*r*laryl"
8chèd.
Namo:
Rok+vant Pfofasslonal
gualification($) oi body
(rf anyl.
Address:
"P￿aSe Ih•knvrd5 in the tnekÈls iftPy th •ot ¥th• WDrdK ¢*J aF¥ty.$4l ttw) mthw5 hw• 1S>rn• to yow •ttertion t
folkn¥kng pag*.

APPENDIX 3
Disclosure section
Onty rfthe exarriner needs to hwlight malerial problems.
Give here brief detsils of
any itèms that the
examinor wishes to
disclose

Tobennory Fishernmns Piw Association
Recelpts and
SC051166
OSCR
yments accounts
Ff*th• pvhjd
oi
Ju
Section A Statement of receipts and payments
Total fvnds
fot*l fvnds last
fvnd¥
A1
LggK
R•Ge*lm
R•nts Irom &nd & bAII
Gr￿ r•c•lrAsf(omoth•rthi
i•,
2 R•c•lt*ts trom •*•t&
Inv••tmerrt ¥a**
Totalrnc•lpts
19.301
Gross Ir•tlw K•yMMS
11,107
Grants anddon£l*ra
A3Sth total
11.907
A4 Paym•N* toxA•tv#l
Inv••tmentmowmwts
I6.￿7
16JQ7
2.480
Transfers tol Urtyo) fvndB
S￿￿luSI<d•tr7Cw ftry••r

Tobermo
Section B Ststen7eTht of balances
Frsherrnans PleT A55ocTation
SC051166
XPtr)tsB
T￿1 curr•
c:te¥Dri•s
D@tsi15
iOX45
BS 4¥Mty
SI VKUEVNKW4
Tq
l•nw•*£
06 Conttnm
•n b•hgww*iihlruth••
10
IQ* Q4

PENL¥X2
Tobem)ory Fishern￿n$ Pier Association
Section C Notes to the Accounts
SC051166
C1 NatsTe ar￿ P￿rpOS* of
nds (mBybo datodon
anety¥is offunts ¥W**&￿ts)
Typo of Ktfvrty or pi¢iEGt 6VPPOrted
C2 Gr•nts
T•tsl
Cja Trnst•• i•Thn•rnllon
trwt•• tr￿• Ihfjb box 101hr￿ ¢tynpl•l• 3bl
Authtsrity Ltnd*i whKh pajd
C3b Trn8t•• I•m￿n•T￿￿on-
d•tsll¥
Cla Trnst•• •xp•nM•
IT rx> •Iv•r￿•￿* p•pJ lo •rry p•thd e4o••lN•box
l(th•r*x• ¢*mp4ts WEttrJn 4b}
C4b Tru•t•• •xpths•s-
d•t•ll•
Ilalur•ol r•l•*l•Th$hp
ol transacl*o
C8 Oth•r lTrform*tlon
RewptsWdP*M￿ *Ac•M1501￿23l03lA)124l
O•c¥mlxrXK57

Tobermcrfy F￿hern￿S PierAsgxi*ioti
SC051166
Additional analygis111
1 Donal￿%
aTqrf¥ll F
20w1rt•
V•J•
Totri
fvr
T•

SC051166
Additional analysis 121
T•
Id
Rwl•fromknnda
GtOiiV•d

Tob¢rmary Ftshermans Plet Association
SC051166
Additional analysi$ 131
b￿lld1ft
Rthtslrom*ndatyJ
R•cllptsf￿M M••t
itstUF•4nd

TOBERIIIORY
FIsHER.IIA.NS
PIER
AssocI.4TIOI SCIO
ScOTr￿8 lo: SC051166
Trustees, Annual Report
Period 1 August 2023 to 31 July 2024
Charity contact infonnation
Charity Name: Tobenn(¥y Fishermans Pier Assocration
Scottish Charity Nurnber." SC051166
Address:
Telephone number. 07900 962062
Email address".
mullfishemien@gmail.com
Tol)ermory Fishermans Pier Associab"on - SCIO
FaGebook."

Charity Triistees
Tobennory Fishennans Pier Association currently has 11 members.
Objectives and activlties
The Tobermory Fishermans Pier
Association was set up by local
fishennen to promote and preserve
the historical fisherman's pier.
It is our aim lo raise aWa￿nesS of the 21X)+ year old pier, locally and
through social media to promote the pier, and to hopefully generate
income by donations which are needed to maintsin and repair the pier
so it will be a useable working pier for many generations to CL)me and
remain a focal point for the thousands of yearty visitors to Tobermory.
The listed Telford pler remains a working ￿er used daily by several
local fishing boats.
Structure, govemance and management
Tobennory Fishennans Pier Ass¢)ciats"on is govemed and abide by its
Constitut50n.
Tobermory Fishermans Pier Association TrUSt￿S were elected from
its panel of Members.

Achievements and perforniance
During the AGM in March 2023 the members of the association
discussed how we could raise funds to help toward the cost of repair
of the pier and we were hoping that something could be arranged
during the summer of 2024. However, due to the very bad weather
during the summer months, this has just not been possible.
The members decided that we needed a structural survey on the pier
so we would have some idea how much we needed to raise to make
the repairs. We contacted Wallace Stone who carried out the survey
on 11th March 2024 and sent their report to us in April 2024. The
results from that survey indicated that we would need approx.
£540,000. We applied to a local fund (the Waterfall Fund) and
received £9600 to pay Wallace Stone.
Since we received the report, we have attended fund-raising fayres
and had a few Zoom meetings with the Third Sector Interface, who
work alongside the council and help charities like ours find funding, or
at least point us in the right direction. There are a couple of funds
which we feel we meet the criteria for and are currently in the process
of submitting applications of interest. We have been told the whole
funding process could take 12 months or more, and then it will be at
least another couple of years before repair work would be completed
(if we are successful in finding funding).
Our Vice-chairman gave the Tobennory Fishennans Pier Association
Facebook page a facellft and put an article on the Facebook page to
make people aware of the situation with the pier, and to make locals
aware of the amount of money we would need to raise to cover repair
costs. As a result of that article, we received donations of £2740.96
from 3 local individuals and a Crowd Funding page.
Local fishermen and boat users are charged an annual fee of £400 for
the use of the pier and its facilits'es. This generated £2400 over the
2023-2024 year. We expect this figure to remain the same for the
2024-2025 financial year.
Our local fish and chip van paid £250 per month for their pitch at the
entrance of the pier until their first 3-year agreement ended in April

2024. The members felt that due to the ￿pair costs of the pier and the
need to generate more income that the income from the pitch should
rise from £3000 to £5000 per annum. We put this to the owners of the
Fish & Chip van and they accepted the increase. We now receive
£416.66 pei month (£5000 per annum) until at least April 2027.
Financial review
TOBERMORY FISHERMANS PIER ASSOCIATION
2023-2024 INCOME
Interest Adde4
Use of Land
Donatlons/Funding
GrossTrading
Receipt5
Statement of the charity's policy on reserves
Tobermory Fishennans Pier Association has no policy on reserves.
Details of any deficit
There are no deficits on any funds.
Donated facilities and services
Tobermory Fishermans Pier Association has no donated facilities or
services.

Future plans
Our main focus now is to research and apply for funding for the pier
repairs.
Declaratlon
Signed on behalf of the charity trustees:
Print name
Designat'ron
Date
9.10I4.