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2025-03-31-accounts

REGISTERED CHARITY NUMBER: SC050495

Report of the Trustees and Financial Statements for the Year Ended 31 March 2025

for

Under One Roof Scotland

Brett Nicholls Associates Herbert House 24 Herbert Street Glasgow G20 6NB

Under One Roof Scotland

Contents of the Financial Statements for the Year Ended 31 March 2025

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Page
Reference and Administrative Details 1
Report of the Trustees 2 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 15
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Under One Roof Scotland

Reference and Administrative Details for the Year Ended 31 March 2025

TRUSTEES

PRINCIPAL ADDRESS

REGISTERED CHARITY NUMBER

c/o Brett Nicholls Associates Herbert House 24 Herbert Street Glasgow G20 6NB

SC050495

INDEPENDENT EXAMINER

Brett Nicholls Associates Herbert House 24 Herbert Street Glasgow G20 6NB

BANKERS

Co-operative Bank PO Box 250, Delf House Skelmersdale WN8 6WT

Page 1

Under One Roof Scotland

Report of the Trustees for the Year Ended 31 March 2025

The trustees present their report with the financial statements of the charity for the year ended 31 March 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

The organisation, which has existed for a number of years under the umbrella of larger organisations (Royal Incorporation of Architects in Scotland and Changeworks), was formed into a stand-alone charity on the 23rd September 2020.

Membership is open to:

OBJECTIVES AND ACTIVITIES

Objectives and aims

The charity's objectives and aims are as follows:

The advancement of citizenship and community development

  1. Under One Roof Scotland will promote the management, maintenance, improvement, sustainability and preservation of tenements and tenement communities in Scotland by means of educating tenement owners, their advisers and associated professionals; by promoting good practice and by advocating the development of better policy, practice and legislation.

The advancement of education

  1. To provide a freely accessible, impartial, accurate and comprehensive body of knowledge on:

  2. The legislation and good practice concerning tenement ownership and management and

  3. The methods by which such buildings are constructed, maintained and improved.

  4. To educate tenement owners, their advisers and other associated professions and service providers in:

  5. The legal rights and responsibilities of owners of a tenement property.

  6. The appropriate repair and improvement of their buildings so as to ensure both public safety and the maximum life and sustainability of their building.

  7. Appropriate ways of working with other owners of the building and other organisations so as to ensure proper management and maintenance and the development of a culture of maintenance.

  8. Their civic responsibilities as tenement owners.

  9. To research the needs and opinions of tenement owners and their advisers.

The advancement of human rights, conflict resolution or reconciliation

  1. To promote and support co-operative working between owners within a tenement or tenement neighbourhood and the development of good practice in order to ensure that the tenement and its neighbourhood is sustainably managed, maintained and improved and that there are harmonious relations between the various owners and the organisations that work with them.

ACHIEVEMENT AND PERFORMANCE Charitable activities

Operations

Operational work over the year focused on expanding the outreach of the charity with the public via events and marketing, revamping the website, and work to promote legislative changes in the Scottish Parliament.

Outreach and Impact

Enquiry/Information Service

Page 2

Under One Roof Scotland

Report of the Trustees for the Year Ended 31 March 2025

ACHIEVEMENT AND PERFORMANCE Outreach and Impact (continued)

Events

o Scottish Letting Day - Edinburgh

o City Heritage Trusts - Glasgow and Aberdeen

o Scottish Factoring Network Conference - Glasgow

Communications

Since April 2024, Under One Roof has seen a significant increase in organisational reach on a variety of platforms, increasing followers in some cases almost eight-fold. This is largely down to focusing our marketing budget and staff resources on producing new content: o There has been a 139% increase of followers on Facebook, and an 80% increase of followers on Instagram.

o The website's total views were 234,000, with 78,000 new website users recorded over the same period. New website users in the report period increased by 19%.

o Monthly newsletter subscriptions increased by 17%.

Under One roof completed a project of reviewing the content of its updated website, with architects, solicitors and other professionals reviewing the content to refresh and update existing content. The charity also produced new content to targeted sections of the platform such as the retrofit section.

Training and Resources

Under One Roof continued its partnership with Hunter Centre for Entrepreneurship at Strathclyde University, publishing a toolkit for factors around the subject of retrofit. The research project began work on a retrofit toolkit for flat owners, as well a new toolkit on best practice for owners' associations and a policy briefing on mandatory owners' associations.

Downloadable and shareable resources added to the website in the past year included: o Guide to setting up an owners' association

o Guide to organising common repairs o DIY building survey checklist

o Guide for retrofitting historic sash and case windows

The charity joined energy-efficiency co-op Loco Homes to produce a Whole Tenement Retrofit Feasibility Study. The project developed a holistic view of retrofit needs and options for a whole privately-owned tenement building in Dennistoun, Glasgow.

The charity secured nine paid-training sessions for commercial professionals and six free sessions for council housing staff over the course of the year.

Supporting policy development

FINANCIAL REVIEW

Financial position

The charity generated a surplus of £29,797 for the year ended 31 March 2025 (2024: surplus of £4,303).

At 31 March 2025, the charity's funds totalled £127,921 (2024: £98,124) with £126,752 of these being unrestricted free reserves (2024: £97,399), and £1,169 representing the net book value of tangible fixed assets (2024: £725). The charity holds no restricted funds at 31 March 2025 (2024: £nil).

Page 3

Und•rOn• RI￿1 Seotl•nd Roporl of t￿ Trtssl••s lor the Y•ar Ended 31 PA•r¢h 2025 FINANCIAL REVIEW R•serves pdlcy 11 is Ihe Policy ol Ihe Iwslees lo hokl unreylrirled Tes6Neg al 8 lèvèl equ8110 6 monlhs d 8xpendrture. Th8 Iru81•83 C(￿8￿81 th81 reser%'es al Ihis bv•l wlll ollN lh8 (8rtty 10 LX)niinu8 OP8r8llons In the evenl of 8 1089 of lundln9 whlle other sourc08 of Income can bo For the ￿r endod 31 M8rth 2025. 8 monlh9 8xpendI￿rfj equ8118d £83,638. At 31 Mareh 2025. unre￿rIc￿@d frè8 r09erv•s gl<h)d al £126.752. therefrjre Ihe tNst888 ar8 8all$fied Ih19 pollcy 18 ￿1￿9 met. Fund9 In ox<%88 of th8 roSW85 polky wlll b8 reknvest8d In the develorffieni of Ifle ¢harlty. STrLJcfuRE, GOVERNANCE AND MANAGEMEPIT Govemlng docwnent Under One R￿ff Scoiland is a charity govemed by the lem)8 of Ils Conglllullon. RKwllrn•nt and appolntrn•nl of n•w tru•l••• TrtJst••$ •lart•d by tha m•mb•rs. Tho maximurn numb•r ol charlty Iruèléég 18 12. Al 98¢h annu81 gèn•r81 m••ting on¢ Ihird of trust68s rolire from cific8 ￿t 4r8 ellgiblè for re4ecik)n. Oryanlsatlonal structur• trus￿e5 have aFpoinle¢ 8 Chlel EXe￿lIve lo undertake Ihe day-104lay runnlng of the charlty and to oversee delivery of seTrlcts. K•y fflng•m•nt r•mun•r•llon In Ihe opinion of Ihe trustees there is one mèmb8r ol key rnanagemenl: Ihe Chief Execulivo. The lolal employor cost relatino to Ihk4 Fog1 in 2024-25 w8s £62,082 {2024'. £59,613). Rlsk m•nag•m•nt The tnjsioes aware ol thè mdor risks affeGling ihe Gharlly 8Aid ￿nSIder that, as lar as posjlble. awroprlate pmcedures are In plac• lo mits"g810 IhoG• rk6. Risks are reviewed reg(Aafy 81 Iwstee meetings. Other reference and adrninistratlv8 infomaii(n. nckndrig the names ol trust8•s served durin9 the aco)unlifwJ period. is sel out on pag Approved by order of ltte board of trustees on . lo211/£ . and signed cn IIB tehalf by.. Pago 4

Independent Examiner's Report to the Trustees of Under One Roof Scotland

I report on the accounts for the year ended 31 March 2025 set out on pages six to fifteen.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity's trustees consider that the audit requirement of Regulation 10(1)(a) to (c) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under Section 44(1)(c) of the Act and to state whether particular matters have come to my attention.

Basis of the independent examiner's report

My examination was carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner's statement

In connection with my examination, no matter has come to my attention :

have not been met; or

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Fellow of the Association of Chartered Certified Accountants Brett Nicholls Associates Herbert House 24 Herbert Street Glasgow G20 6NB Date: .............................................

Page 5

Under One Roof Scotland

Statement of Financial Activities for the Year Ended 31 March 2025

Unrestricted
Restricted
funds
funds
Notes
£
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
3
119,748
65,801
Other trading activities
4
6,523
-
Other income
5
5,000
-
Total
131,271
65,801
EXPENDITURE ON
Charitable activities
6
Provision of property advice for tenement flat owners in
Scotland
101,474
65,801
NET INCOME
29,797
-
RECONCILIATION OF FUNDS
Total funds brought forward
98,124
-
TOTAL FUNDS CARRIED FORWARD
127,921
-
2025
Total
funds
£
185,549
6,523
5,000
197,072
167,275
29,797
98,124
127,921
2024
Total
funds
£
154,766
5,892
5,000
165,658
161,355
4,303
93,821
98,124

CONTINUING OPERATIONS

This statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities in both years. Comparative figures for the previous year by fund type are shown in note 11.

The notes on pages 8 to 15 form part of these financial statements

Page 6

UDd•r On• Rool 8¢otl•nd Balance Sheet 31 March 2025 2025 2024 14ote• FIXED ASSETS Tangible assets 12 1.169 725 CURRENT ASSETS Debl¢ys Cash )1 bank 13 94,6e4 131 050 52,076 121941 225,734 174,017 CREDITORS Arnounts falling du• within one year 14 198.9821 176.6181 NET CURRENT ASSETS 126 752 TOTAL ASSETS LESS CURRENT LIA￿LITIEs 127,921 98,124 NET A8gETS 127921 FUNDS Unreslriclèd funds.. General fuNJ Do$gn•t•d. Fix•d A#￿t Fund 18 126,7S2 97.399 r25 127 921 TOTAL FUNDS 127921 12bl The fiThanual sta¢¢nwnt8 w•r• approv•d by th• Bc•rd of TnAt•èg and aulhorisad for issue on .... nAd tsn its b8haW bv.. an¢J wèré The notes on p•gas 8 to 15 fom part of ttss¢ finanoal slalements Page 7

Under One Roof Scotland

Notes to the Financial Statements for the Year Ended 31 March 2025

1. GENERAL INFORMATION

Under One Roof Scotland ("the charity") is a Scottish charitable incorporated organisation and governed by its constitution dated 23 September 2020. It was registered as a charity in Scotland (registered number SC050495) on 23 September 2020. It's registered address is c/o Brett Nicholls Associates, Herbert House, 24 Herbert Street, Glasgow, G20 6NB.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities and Trustee Investment (Scotland) Act 2005. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value.

The financial statements are prepared on an accruals basis, and on a going concern basis, accordance with:

The charity meets the definition of a public benefit entity under FRS 102.

Assets and liabilities are initially recognised at historical cost or transaction value, unless otherwise stated in the relevant accounting policy.

The financial statements are presented in UK sterling, which is the charity's functional currency, and rounded to the nearest pound.

There have been no changes to the basis of preparation this financial year or to the previous financial year's financial statements.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Computer equipment - 25% on cost

All assets costing more than £500 are capitalised and valued at historic cost.

Taxation

Under One Roof Scotland is a charity within the meaning of Section 467 of the Corporation Tax Act 2010. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 of Part 11 of the Corporation Tax Act 2010 and section 256 of the Taxation of Chargeable Gains Act 1992 to the extent that such income or gains are applied for charitable purposes only.

Page 8

continued...

Under One Roof Scotland

Notes to the Financial Statements - continued for the Year Ended 31 March 2025

2. ACCOUNTING POLICIES - continued

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

Cash at bank and in hand

Cash at bank and cash in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

Debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Creditors and provisions

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Financial instruments

The charity has financial assets and financial liabilities that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

Going Concern

The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.

3. DONATIONS AND LEGACIES

Donations
Local Authority Funding
Grants
Grants received, included in the above, are as follows:
SafeDeposits Scotland Charitable Trust
Scottish Government
2025
£
450
119,298
65,801
185,549
2025
£
-
65,801
65,801
2024
£
-
98,766
56,000
154,766
2024
£
2,500
53,500
56,000

Page 9

continued...

Under One Roof Scotland

Notes to the Financial Statements - continued for the Year Ended 31 March 2025

4.
OTHER TRADING ACTIVITIES
2025
£
Training
6,300
Book sales
223
Consulting Fees
-
6,523
5.
OTHER INCOME
2025
£
Employment Allowance
5,000
6.
CHARITABLE ACTIVITIES COSTS
Direct
Support
Costs (see
costs (see
note 7)
note 8)
£
£
Provision of property advice for tenement flat
owners in Scotland
160,818
6,457
7.
DIRECT COSTS OF CHARITABLE ACTIVITIES
2025
£
Staff costs
116,887
Office Rental
554
Tenement Consultants
7,320
Telephone
137
Postage and stationery
62
General Contingency
351
Recruitment
780
Software Subscriptions
3,895
Website, Domain and Email
1,512
Payroll Costs
810
Advertising
6,064
Project Manager
-
Webinars
-
CPD Conferences
400
Staff Training
5,000
IT Equipment
871
IT Support
2,431
Membership Fees
629
Travel
929
Insurance
1,130
Sessional staff
10,300
Depreciation
756
160,818
2024
£
1,215
1,282
3,395
5,892
2024
£
5,000
Totals
£
167,275
2024
£
116,086
580
-
533
205
430
770
3,596
1,250
691
10,799
6,000
3,500
350
5,000
265
1,835
582
1,537
1,076
-
456
155,541

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continued...

Under One Roof Scotland

Notes to the Financial Statements - continued for the Year Ended 31 March 2025

8. SUPPORT COSTS

SUPPORT COSTS
2025 2024
£ £
Accounting - IE Fee 1,350 1,050
Accounting Fees 5,040 4,710
Bank Fees 67 54
6,457 5,814

9. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2025 nor for the year ended 31 March 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2025 nor for the year ended 31 March 2024.

10. STAFF COSTS

2025
£
Wages and salaries
95,661
Social security costs
9,909
Other pension costs
11,317
116,887
The average monthly number of employees during the year was as follows:
2025
Staff members
4
The number of employees whose employee benefits (excluding employer pension costs) exceeded £60,000 was
2025
£60,001 - £70,000
1
: 2024
£
96,003
9,483
10,600
116,086
2024
3
2024
-

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continued...

Under One Roof Scotland

Notes to the Financial Statements - continued for the Year Ended 31 March 2025

11. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted Restricted Restricted Total
funds funds funds
£ £ £
INCOME AND ENDOWMENTS FROM
Donations and legacies 98,766 56,000 154,766
Other trading activities 5,892 - 5,892
Other income 5,000 - 5,000
Total 109,658 56,000 165,658
EXPENDITURE ON
Charitable activities
Provision of property advice for tenement flat owners
in Scotland 104,756 56,599 161,355
NET INCOME/(EXPENDITURE) 4,902 (599) 4,303
RECONCILIATION OF FUNDS
Total funds brought forward 93,222 599 93,821
TOTAL FUNDS CARRIED FORWARD 98,124 - 98,124
12. TANGIBLE FIXED ASSETS
Computer
equipment
£
COST
At 1 April 2024 1,824
Additions 1,200
At 31 March 2025 3,024
DEPRECIATION
At 1 April 2024 1,099
Charge for year 756
At 31 March 2025 1,855
NET BOOK VALUE
At 31 March 2025 1,169
At 31 March 2024 725

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continued...

Under One Roof Scotland

Notes to the Financial Statements - continued for the Year Ended 31 March 2025

13.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade debtors
Payroll Account
Other Debtors
Accrued Income
Prepayments
14.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors
Accrued expenses
Deferred income
2025
£
82,600
5,890
675
5,519
-
94,684
2025
£
2,492
2,242
94,248
98,982
2024
£
44,274
1,588
-
4,636
1,578
52,076
2024
£
8,086
1,453
67,079
76,618
Deferred income comprises of income received for projects which Under Deferred income comprises of income received for projects which Under One Roof Scotland was not entitled to until the Scotland was not entitled to until the
following year.
2025 2024
£ £
At 1 April 67,079 74,850
Deferred in year 94,248 67,079
Released in year (67,079) (74,850)
At 31 March 94,248 67,079
15. ANALYSIS OF NET ASSETS BETWEEN FUNDS
2025 2024
Unrestricted Restricted Total Total
funds funds funds funds
£ £ £ £
Fixed assets 1,169 - 1,169 725
Current assets 225,734 - 225,734 174,017
Current liabilities (98,982) - (98,982) (76,618)
127,921 - 127,921 98,124

Comparatives for analysis of net assets between funds

Unrestricted
Restricted
funds
funds
£
£
Fixed assets
725
-
Current assets
174,017
-
Current liabilities
(76,618)
-
98,124
-
2024
Total
funds
£
725
174,017
(76,618)
98,124
2023
Total
funds
£
1,181
173,156
(80,516)
93,821

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continued...

Under One Roof Scotland

Notes to the Financial Statements - continued

for the Year Ended 31 March 2025

16. MOVEMENT IN FUNDS

MOVEMENT IN FUNDS
Net Transfers
movement between At
At 1/4/24 in funds funds 31/3/25
£ £ £ £
Unrestricted funds
General fund 97,399 30,553 (1,200) 126,752
Designated- Fixed Asset Fund 725 (756) 1,200 1,169
98,124 29,797 - 127,921
TOTAL FUNDS 98,124 29,797 - 127,921
Net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended in funds
£ £ £
Unrestricted funds
General fund 131,271 (100,718) 30,553
Designated- Fixed Asset Fund - (756) (756)
131,271 (101,474) 29,797
Restricted funds
Scottish Government 65,801 (65,801) -
TOTAL FUNDS 197,072 (167,275) 29,797

Comparatives for movement in funds

Net
movement At
At 1/4/23 in funds 31/3/24
£ £ £
Unrestricted funds
General fund 92,041 5,358 97,399
Designated- Fixed Asset Fund 1,181 (456) 725
93,222 4,902 98,124
Restricted funds
SafeDeposit Scotland Charitable Trust 599 (599) -
TOTAL FUNDS 93,821 4,303 98,124

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continued...

Under One Roof Scotland

Notes to the Financial Statements - continued

for the Year Ended 31 March 2025

16. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:


Unrestricted funds
General fund
Designated- Fixed Asset Fund
Restricted funds
SafeDeposit Scotland Charitable Trust
Scottish Government
TOTAL FUNDS
Incoming
Resources
Movement
resources
expended
in funds
£
£
£
109,658
(104,300)
5,358
-
(456)
(456)
109,658
(104,756)
4,902
2,500
(3,099)
(599)
53,500
(53,500)
-
56,000
(56,599)
(599)
165,658
(161,355)
4,303

17. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 March 2025.

18. PURPOSES OF UNRESTRICTED FUNDS

General Fund - this represents the unrestricted, free reserves of the charity.

Designated Fixed Asset Fund - This represents the Net Book Value of the charity's tangible fixed assets.

19. PURPOSES OF RESTRICTED FUNDS

SafeDeposits Scotland Charitable Trust - funding to conduct educational webinars for private landlords and letting agents to support their management of tenements in Scotland.

Scottish Government - The project is to support costs related to staffing expenditure, promotion of existing and new projects focused on events and information provision to owner-occupiers and landlords, and income generation activities.

Page 15