APPENDIX 1
oscr
Period start dale
nlh Y88r
2023
Period end dale
Month Year
2024
From
05
To
31
Office of the Scottish Charity Regulator
Reference and administration details
Charty name
other names charity is known
by
Registered charity number
Charity's principal address
Bendoran Water Activities Club
SC50119
Columba eentre, Fionnphort, Isle of Mull, Argyll
Postcode PA66 6BL
Names of the charity trustees on date of approval of Trustees. Annual Report
Office lif any)
Dates acted if
not for whole year
Name of person
lor body) entitled to
app￿nt trustee (if any)
Trustee name
Convenor
Treasurer
Secretary
10
11
12
13
14
15
16
17
18
19
20

APPENDIX 1
Reference and administration details
Name5 of all other charity trustees during the period. if any. (for exarnple. those who resigned part way
through the financial period)
N￿e
Dates acted if not for whole year
Structure, governance and management
Type of goveming document
The organisation was registered as a SCIO on 29th April 2020. It is
administered in accordance with the current OSCR guidelines
Trustee recruitment and appointment
No new Trustees this year
Objectives and activities
Charitable purposes
To develop recreational facilities providing manlime activrties such as
watersports. that promote the physical and emotional wellbeing of the
people using the facility. particularly those affected by physical disabiltty.
mental hearth issues or poverty
Summary of the main activities
in relation to these objects
The Ross of Mull and lona is a remote rural communty and is in the top
100/0 of areas with poor access to amenities (Scottish Index of Multiple
Deprivation) our activrties are deS￿jned lo promote social cohesion and
better mental and physical wellbeing.

APPENDIX 1
Achievements and performance
Summary of the main achievements of In 2023- 24 we ran Open Days for the whole communty to ty out
the charity during the financial period
kayaking and skrff rowing. Vve ran over 40 free sessions for the local
community which included sea kayaking, sailing, skrff rowing. The
organisation is becoming more established and the Open Days held a
BBQ in conjunction wrth the local PTA which encourages young families to
come and try out the drferent aclivits'es
Financial review
Brief statement of the eharity's policy
on resetves
The charity aims to keep sufficient funds in our account to ensure we can
pay for insurance and renewal of equipment.
Details of any deficit
Deficit of £336 for the year. The only spending this year was for the
insurance for the skny and we received no donations.
Donated facilities and services (if any) None

APPENDIX 1
Other optional information
Declaration
The trustees declare that they have approved the trustees, report above.
Signed on behalf of the charity's trustees
Signature{51
Full name{sl
Position (e.g. Chairl Convenor
Date
1011125

PPENtIX2
oscr
SC050119
Recelpts and payments accounts
Forthe period
from
oi
05
2023
30
04
OZ4
Section A Statement of receipts and payments
VThre5tricted
funds
Restricted
funds
Expendable
Pem)anent
Total funds
eurr4nt p•rlod
Total fund5 last
p•riod
Jnds
luThds
A1 R•c•i
Donat￿n5
200
Legac*s
Grants
R￿￿pts frotn fUndra￿ry actr4th5
GtDss ItadwvJ rece¥)1s
Dcome
land arKI ￿1￿ing5
Ren15 from
Gloss retrip
adIVrt￿S
an
Thei Ch
Al Sub total
200
A2 R•c•ipts from ass•t &
investment 5ale5
pmceeos rrom sak 01 assets
Proceed5 from Sa￿ of Investments
A2 Sub total
200
AJ patrTh•ms
Expenses TofTurKJraEiry adviiie5
Gross tradry paYTh￿nts
Inve5bnent managemffltC05ts
Pa￿neThi$ reiauw d*ecllyio cnarnao
adivrtEs
Gran15 ￿ donatK)ns
336
GoVe￿￿Ce costs".
AIKII i woenl exafftnation
Prepatakn ofantmja accounts
Lega costs
oir
A3 Sub total
A4 PayTh•nts rdating to a5S•t and
inYestmEnt movements
Purcnases of fixed assets
Purchase of n¥e51ttM15
A4 Sub total
rotaiptyments
336
336
J36
PS Tran¥ferJ to I lfroml funds
s￿￿usI(dO￿cttj foryear
336

APPENDIX2
SC050119
Section B Statement of balances
u￿St￿tIO￿
Expondab
iotsl cutrènt
pÈnod
Tots Ixtp
B1 eash fvnd5
Cashand bankbalatMxsat*rtofygai
2304
1940
&wpknl (defiutl5PK￿non ￿[eIPtsand
pawments actu
336
13361
Ca8h a￿d ￿￿k at ofp
f,96B
2J4
ac[xA￿￿5}I
Dei•S1s
To
Dei•lls
lonewe#t
tonpweii£
B3 Oth4rass•ts
Details
B4 Liabilitie5
B6 eontsng•nt Ikbiltvas
T¢1
SW by oneottwo¢n**s
ol*lthètr1￿tt$
Pdnt N
approval
i0￿m￿Y

APPENOIX 2
SC050119
Section C Notes to the Accounts
C1 Nature and purpos& of
funds (may bo slated on
analysis offunds Worksheets)
To develop reUeat￿m)8l f8ciIiti&s woMdIr￿ maribrne activibes such as water¥Kwts, Ihal pr(Thote the
ph￿"Cal and eTTK)tson￿ well￿ng ofthe pwle Ihe laa"lrty. parb"(JJlththose 8lleded byphy5KxI
dis8bilty, mantal ￿allh ISS￿ or pO¥￿ty
T￿e of activity or project supported
kndiVth￿
instilutioTr
NuMbgrotgrn￿ts
C2 Grants
Total
C3a Trustee remuneration
no ierwn8t8tK)n was paid during Ih8 ￿n(x1 to chatttytrust88 or cOnn8Ct￿l to
a tntstee uoss trll"s box lotherwse complete sects.fm 3bl
O.OOE+OO
Authority under which paid
C3b Trustee rernuneration-
details
C4a Tru8t•o expons88
no expenses were p*d to any chartylrustee duriw the ￿n(mI then cnjss Ihis txjx
lothet*ise c(xntAete 5ecti(m 4bl
ol
C4b Tru8t•o •xp•n808-
dotsils
Tian$acifjon
arnouNw}
Bal￿te
Nature of relationship
Nature of transaction
C6 Transactions with truste•8
and connectod persons
C6 Oth•r infomiation
AnnualAccounts 23-24.￿SKI NDte5

SC050119
Additional analysis111
An31ysls olr4c4ipts am paJTh•nts
1 Donauoris
T¢rtal
2Grarts
I￿a￿AreN
Trfai*trahJJ
T¢rt41
To￿1
4 Pa￿ re4ung aireatyto ¢hamaweaaMUts
T(￿￿reffj
Tth1*5trw
ton￿5*£
tonpaTr51£
PLYthwofcovwfry$kNt
470
336
MITedFlalSxA
T(rtal

SC050119
Additional analysis121
5 of uTrr85ttthd lunds
fwLd l.£nt
d3.er*ar
runo
be￿W
Tol
Tol11
RE￿Pts
L8Jacies
Gr￿ls
G￿5￿￿￿￿tecPipi5
R￿trO￿l￿d &
GrOs81g￿4p￿fr￿th[chartab￿ aclMbg&
Svb total
ft￿￿pts rrom awet &invosliiior*
Sub total
ToTalTrc8ipts
Pa
pawwtsr¥aiiro Jirttitytothan&r1e￿wI￿S
3)6
rtl1ndepa￿lÈY3Thn
LW costs
Sub toral
)¥emenis
ha￿%￿fiXed 3SSgts
Pu[Ch￿e0￿￿￿￿￿ts
sub total
Totslp&yfflents
iollfromlfund5
sU￿￿s}1dEfich1Il￿
13351
Nlliwe

SC050119
Additional analysis131
6 BreakdowTr olwestsictedfunds
l_¢ffll¢rnwn¢ol l-¢ffl1erThim¢of j-ent￿ naffj¢ol l_w*ernrAneol
Totilrestrlcted
roLI1
RewtJ
LÈgac
GiaYLs
Gr￿st￿ry
bi¢omeii(th ￿yes￿)I￿￿o￿t￿ ￿n￿
R￿tsfI￿ knd &
oceeostTtyn s*NlThve5￿wts
Subioral
Toxalrnceipts
Paymems
Ewses
InVe5trr￿t￿ar￿enlcl￿5
J*euvknchartab*
(￿eN￿n￿C0SIS."
P[epar￿ Cla￿al ac¢oLm
LBga costs
Sub total
l¢hases￿￿%eOa$%e
Purchasoof
sub to
TOtaApayfft￿ts
Tr4nsfers lol ltroml
Svrylv51ldeffcitl foryear
ollu￿th

APPENDIX 3
ent examiner's report on the accounts
¥2
Report to
trusteeslmembers
Ivities Club
Office 011è9i*rnlFcU**fty
number
On the accounts of the
charlty for the perlod
PerirKJ slart dale
Period end date
Month
Y¢ai
Yèar
2023
2LY24
Set out on pages
I￿n￿rnbEr tv tne pag¢
numb¥s ￿80¢AllOrya1 $h•ètsi
Respoctive The charity's Iruslees are responsib￿ ft)r the preparation of the accounts in accordance
responsibilities of with the terms of the Charikn'es and Trustee Investment Iscodandl 2005 Act and the
trustees and examiner Charities Accounls {Scollandl ReguL4b"ons 20C6. The charity Iruslees consider that the
audit requirement of Regulats"on 10111 (d} of the Accounts Regulations does not apply. 11
is my responsibility to examine the accounts as required under secbon 44111 [¢1 of the
Act and lo slate whether part￿ular matters have come lo my attents'on.
Basi3 of independent My examination is carried out in accordan￿ ￿th Regulation 11 of the Charities
exarninBr's statement Accounts Iscollandl Regulations 2006. An examination includes a review of the
a￿ounting records kept by Ihe charity and a comparison of the accounts presented with
those records 11 also ir￿lUdeS consideration of any unusual items or disclosures in the
accounts and seeks explanabons from the Iruslees concerning any such matters. rhe
procedures undertaken do not provide all the evidence that would be required in an audit
and, consequently, I do not express an audit Opini￿ on the accounts.
Independent examiner's In the course of my examination. no matter has come to my attention low41
stat¢iri?nt
which gives me reasonable cause to believe that in any material respect the
requirements.
lo keep accounting records in accordance with section 44111 (al of the 2005 Act and
RegUlat￿n 4 of the 201K A¢count5 RegulalK)ns, and
to prepare accounts which accord with the accountr.ng records and comply with
RegulalK)n 9 of the 20(￿ Accounts Regulat￿5
have not been met, or
2. to which, in my opinK)n, attention shoukl be drawn in order to enable a proper
of ￿le 8cc,Ji nl< '.0 te re?=hed
Signed..
Namfr..
Relevant prolesslonal
quallflcatlonlsl or body
Ilf any)..
Addrnss:
'P￿SSe de￿te lh¢ wNd$ in brackets
lknving page
they th net •p￿y. rtne wonts éo appli. set out th￿e matters whKtt ha¥* to your attention 4)n the