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2025-12-31-accounts

Docusign Envelope ID: 1B401084-9639-4156-AAFB-E221DB31E7E3

Scottish Charity No. SC049683

Drumchapel Baptist Church SCIO

(Scottish Charitable Incorporated Organisation)

Trustees’ Report and Financial Statements For the year ended 31 December 2025

Docusign Envelope ID: 1B401084-9639-4156-AAFB-E221DB31E7E3

Drumcha el Ba tist Church SCIO p p

Contents of the Financial Statements for the year ended 31 December 2025

Page
Report of the Trustees 1 - 3
Report of the Independent Examiner 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 - 8

Docusign Envelope ID: 1B401084-9639-4156-AAFB-E221DB31E7E3

Drumcha el Ba tist Church SCIO p p

Report of the Trustees for the year ended 31 December 2025

The Trustees are pleased to present their report together with the financial statements of the church for the year ended 31 December 2025.

Registered office

2 Lilyburn Place Drumchapel Glasgow G15 8HR

Bankers Virgin Money Virgin Money 32 Sylvania Way South 2-4 Royal Exchange Square Clydebank Glasgow G81 1RP G1 3AB

Status of Charity and governing document

Drumchapel Baptist Church SCIO is a Scottish Charitable Incorporated Organisation (SCIO) (SC049683). It was registered in its current legal form on 24 October 2019. The charity was previously an Unincorporated Organisation (SC014063) but changed its legal form to a SCIO. The assets of the unincorporated association were transferred to the SCIO on 1 January 2020. It has a single tier structure and as such the Trustees are the members of the charity.

Aims and affiliation

Drumchapel Baptist Church seeks to promote the advancement of Christianity and to relieve poverty and enhance the community of Drumchapel in Glasgow. The church is affiliated to the Baptist Union of Scotland.

Trustees and Office Bearers

The church is congregational in policy and its day to day running is undertaken by the Office Bearers. The Office Bearers who served during the year and to the date of this report were as follows:

Assistant Minister Mr Hugh Tannock Treasurer Mrs Barbara Gifford Secretary Mr Brian Hood (Resigned on 03 August 2025) Mrs Janette Tannock (Appointed on 04 August 2025) Minister Rev Rod Cox (Retired on 31 March 2025) Rev Alan Wells (Appointed on 01 December 2025)

Title deeds to the properties owned by the Church are held in the names of the Trustees of the Church. On 1[st] January 2020 all assets were transferred to Drumchapel Baptist Church SCIO (a Scottish Charitable Incorporated Organisation), company number SC049683.

Appointment of Trustees

All Trustees are appointed or reappointed by the members at annual general meeting.

Achievements and performance

Drumchapel Baptist Church has continued to advance the purposes of the charity in accordance with our constitution. Our primary mission remains the advancement of the Christian faith and meeting the diverse needs of our community—both spiritually and practically.

Due to changes in our membership over the last year our activities have been reduced whilst we seek opportunities to develop in the future. We have continued weekly Sunday services, prayer times and fellowship opportunities seeking to be a place of safety and hope for the community of Drumchapel. Our new Minister has been involved in school chaplaincy in Drumchapel High School and a local primary school. We hope this will lead to deeper involvement in the coming year. Our provision of services continues in two local Care Homes on a weekly basis and is much appreciated by residents and staff alike.

Page 1

Docusign Envelope ID: 1B401084-9639-4156-AAFB-E221DB31E7E3

Drumcha el Ba tist Church SCIO p p

Report of the Trustees for the year ended 31 December 2025

Achievements and performance (continued)

Our Memorial Garden and Tree continue to be used as a place of remembrance and solace for those who have lost loved ones. We seek to keep it tidy and well maintained for this purpose. Whilst we have had to stop our children and youth work for the present, we aim to seek ways of engaging with these groups in the year to come. We have been able to do this in a small way by distributing Christmas gifts and Easter eggs to those families who were part of the groups in the past.

Our link with Drumhub SCIO ended when the group moved into new premises. We continue to host the New Hope Community group, made up of those from the Asian community, and seek to deepen our links with them.

We continue to meet to pray with other like-minded congregations through the Glasgow West Evangelicals in Action group. This is a good way to hear about what is happening locally and seek ways of joint working.

The Trustees continue to meet regularly to seek direction for the church relying on God’s help and supply for our future needs and development. In particular we hope to see growth in our Sunday School provision and greater participation in our services through music and all age worship.

We remain committed to honouring our Heavenly Father and recognising our need for His help. We wish to put on record our thanks to everyone who gives of their time, finances and talents to contribute to our church life.

Financial review

Principal sources of funding

The church’s main source of funding continues to be from regular donations from members. Local Council Grant applications have also been received which has provided funding for community activities such as children’s summer clubs where meals are provided and also other activities involving youth. The manse is let on a regular monthly rent raising further funds for church work.

Results for the year

The financial statements for the year are set out on pages 5 to 8. The Statement of Financial Activities on page 5 reflects a surplus in funds of £29,423 (2024: deficit of £2,958). This, when added to the funds brought forward gives unrestricted funds carried forward of £30,117 (2024: £18,495), designated funds carried forward of £25,632 (2024: £7,831). The total funds carried forward are £55,749 (2024: £26,326).

Reserves

It is the policy of the church to maintain unrestricted funds at a level which equates to approximately six months unrestricted expenditure that allows sufficient funds to enable the ongoing work of the church to be maintained. The General Fund on page 8 at 31 December 2025 amounted to £30,117 (2024: £18,495), which is currently above the required level.

The designated outreach fund was the sale proceeds of the manse set aside by the trustees for outreach activities. The designated Children and youth work fund was funds set aside by the trustees for children and youth work.

Total reserves, including restricted funds, amounted to £55,749 (2024: £26,326).

Plans for future periods

The Church plans to continue to serve the Drumchapel community, adhering to our vision statement to live in the community that we want to reach, to live life building relationships and to invite people into the heart of Christ.

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Docusign Envelope ID: 1B401084-9639-4156-AAFB-E221DB31E7E3

Drumcha el Ba tist Church SCIO p p

Report of the Trustees for the year ended 31 December 2025

Trustees’ responsibilities in relation to the financial statements

The charity trustees are responsible for preparing a trustees’ annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in Scotland requires the charity trustees to prepare financial statements for each year which show a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, of the charity for that period. In preparing the financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by Trustees and signed on their behalf by:

Janette Tannock Trustee/Secretary

29.04.2026

Date: ……………………………

Page 3

Docusign Envelope ID: 1B401084-9639-4156-AAFB-E221DB31E7E3

Drumcha el Ba tist Church SCIO p p

Report of the Independent Examiner to the Trustees for the year ended 31 December 2025

I report on the accounts of the church for the year ended 31 December 2025 which are set out on pages 5 to 8.

Respective responsibilities of Trustees and examiner

The Charity’s Trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The Charity’s Trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner’s statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006 (as amended). An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given in the accounts.

Independent Examiner’s Statement

In the course of my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations (as amended) and

  3. to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations (as amended) have not been met, or

  4. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Juan Herbst CA

Director

Innes & Partners Limited Chartered Certified Accountants

Innes House 18 Shairps Business Park Houstoun Road Livingston EH54 5FD

29.04.2026

Date: …………………………

Page 4

Docusign Envelope ID: 1B401084-9639-4156-AAFB-E221DB31E7E3

Drumchapel Baptist Church SCIO

Receipts and Payments Account for the year ended 31 December 2025

Receipts
Gift aided donations
Freewill offerings
Grant income
Gift Aid reclaimed
Rental income
Other donations
Bank interest
Sundry income
Total receipts
Payments
Staff costs
3
Minister's expenses
Pulpit supply
Manse repairs
Church repairs
Utilities
Council tax and water rates
Insurance
Training costs
Equipment
Baptist Union of Scotland
Local outreach expenses
Donations
4
Payroll fees
Independent examination fees
Hospitality
Outreach/teaching materials
Office expenses
Other expenditure
Total payments
Surplus/(Deficit) before transfers
Transfer between funds
Surplus/(Deficit) after transfers
Total funds brought forward
Closing fund balance
General
Designated Restricted
2025
fund
funds
funds
Total
£
£
£
£
13,350
-
-
13,350
6,635
-
-
6,635
-
-
3,633
3,633
12,234
-
-
12,234
9,600
-
-
9,600
2,420
4,620
-
7,040
-
210
-
210
1,638
61
-
1,699
2024
Total
£
15,907
8,268
1,392
-
8,850
9,248
82
896
45,877
4,891
3,633
54,401
44,643
5,940
-
-
5,940
537
-
-
537
830
-
-
830
956
-
-
956
1,604
-
-
1,604
1,817
-
-
1,817
-
-
-
-
1,821
-
-
1,821
-
-
-
-
873
-
-
873
924
-
-
924
6
596
3,633
4,235
1,000
-
-
1,000
132
-
-
132
804
-
-
804
1,167
-
-
1,167
35
-
-
35
376
-
-
376
856
1,071
-
1,927
16,920
2,226
-
487
7,639
1,883
1,818
1,757
2,100
1,224
924
5,263
2,300
330
726
365
47
329
1,263
19,678
1,667
3,633
24,978
47,601
26,199
3,224
-
29,423
(14,577)
14,577
-
-
(2,958)
-
11,622
17,801
-
29,423
18,495
7,831
-
26,326
(2,958)
29,284
30,117
25,632
-
55,749
26,326

Page 5

Docusign Envelope ID: 1B401084-9639-4156-AAFB-E221DB31E7E3

Drumcha el Ba tist Church SCIO p p

Statement of Balances as at 31 December 2025

Notes
Opening
Surplus
Closing
balance
for year
balance
£
£
£
Bank accounts and petty cash
26,326
29,423
55,749
Total cash balances
26,326
29,423
55,749
Represented by:
Unrestricted funds
5
General fund
30,117
Designated funds
Outreach fund
21,667
Children and youth work fund
3,965
Restricted funds
6
Holiday programmes fund
-
55,749
Statement of assets at 31 December 2025
Properties
Land and property at Lillyburn Place (insurance valuation)
1,280,000
Manse
130,000
Land
650
Land and property
1,410,650
Gift Aid reclaim
4,030
Statement of liabilities at 31 December 2025
Independent examination fee
846
Professional fees
64
910
2025
Opening
(Deficit)
Closing
balance
for year
balance
£
£
£
29,284
(2,958)
26,326
2024
Opening
(Deficit)
Closing
balance
for year
balance
£
£
£
29,284
(2,958)
26,326
2024
29,284
(2,958)
26,326
18,495
4,787
3,044
-
26,326
1,280,000
130,000
650
1,410,650
8,554
804
-
804

29.04.2026

The financial statements on pages 5 to 8 were approved by the Trustees on ………................................and signed on their behalf by the undernoted:

Barbara Gifford Treasurer

The notes on pages 7 to 8 form part of these financial statements.

Page 6

Docusign Envelope ID: 1B401084-9639-4156-AAFB-E221DB31E7E3

Drumcha el Ba tist Church SCIO p p

Notes to the Financial Statements f or the year ended 31 December 2025

1. Accounting policies

Accounting convention

The financial statements have been prepared under the historical cost convention, and in accordance with the Charities Accounts (Scotland) Regulations 2006 (as amended).

Basis of financial statements

The financial statements have been prepared on a receipts and payments basis. The prior year accounts were prepared on an accruals basis and have been restated in this set of financial statements.

Receipts and Payments Account

For the purpose of the Receipts and Payments account as shown on page 6, funds are defined as follows:

General funds comprise grants and other income received for the objects of the church without further specified purpose and are available as general funds.

Designated funds comprise income received which has been set aside by the Trustee’s for a specific purpose.

Restricted funds comprise income which has been received for the objects of the church and specified for a restricted purpose within these objects by the donor.

2. Related Party Transactions and Trustees’ Expenses and Remuneration

Rev Rod Cox was employed as Church Minister for the first three months of the current year and received a salary of £4,230 (2024: 12 months £16,920) and expenses of £537 (2024: £2,226) before retiring. Rev Alan Wells was employed as Church Minister for one month of the current year and received a salary of £1,710 (2024: £nil). No Trustees received remuneration or reimbursement of expenses for their position as Trustees during the year (2024: nil).

Page 7

Docusign Envelope ID: 1B401084-9639-4156-AAFB-E221DB31E7E3

Drumcha el Ba tist Church SCIO p p

Notes to the financial statements for the year ended 31 December 2025

3.
Staff costs and numbers
General
Designated Restricted
Total
Total
fund
funds
funds
2025
2024
£
£
£
£
£
Gross salaries
5,940
-
-
5,940
16,920
5,940
-
-
5,940
16,920
4.
Donations
General Designated Restricted
Total
Total
fund
fund
funds
2025
2024
£
£
£
£
£
Gifts to individuals
1,000
-
-
1,000
2,300
1,000
-
-
1,000
2,300
5.
Unrestricted funds
Balance at
Balance at
01.01.25
Receipts
Payments
Transfers
31.12.25
£
£
£
£
£
General fund
18,495
45,877
(19,678)
(14,577)
30,117
Designated funds
Outreach fund
4,787
4,223
(1,000)
13,657
21,667
Children and youth work fund
3,044
668
(667)
920
3,965
Total designated funds
7,831
4,891
(1,667)
14,577
25,632
Total unrestricted funds
26,326
50,768
(21,345)
-
55,749
Explanation of funds
6.
Restricted funds
Balance at
Balance at
01.01.25
Receipts
Payments
Transfers
31.12.25
£
£
£
£
£
Holiday programmes fund
-
3,633
(3,633)
-
-
Total restricted funds
-
3,633
(3,633)
-
-
The average number of employees during the year was 1 (2024: 1).
The_General fund_represents all income and expenditure relating to the primary focus activities of the charity,
other than those for which funding is restricted.
The_Designated outreach fund_represents income from Gift Aid Application which has been designated by the
trustees to cover expenditure Pastor’s costs, memorial garden upkeep, and a future kitchen purchase.
The_Designated children and youth fund_represents funds set aside by the trustees for youth and children's work.
Designated
funds
£
-
Restricted
funds
£
-
Total
2025
£
5,940
Total
2024
£
16,920
- - 5,940 16,920
Restricted
funds
£
-
Total
2025
£
1,000
Total
2024
£
2,300
- - 1,000 2,300
Receipts
£
45,877
4,223
668
Payments
£
(19,678)
(1,000)
(667)
Transfers
£
(14,577)
13,657
920
Balance at
31.12.25
£
30,117
21,667
3,965
4,891 (1,667) 14,577 25,632
50,768 (21,345) - 55,749

Explanation of funds

The Holiday programmes fund represents grants received from Glasgow City Council to run holiday programmes.

Page 8