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2025-06-23-accounts

Registered number: SC613524 Charity number: SC048966

THE HFD CHARITABLE FOUNDATION

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 23 JUNE 2025

THE HFD CHARITABLE FOUNDATION

CONTENTS
Page
Reference and Administrative Details of the Company, its Trustees and Advisers 1
Trustees' Report 2 - 3
Independent Examiner's Report 4 - 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 - 13

THE HFD CHARITABLE FOUNDATION

REFERENCE AND ADMINISTRATIVE DETAILS OF THE COMPANY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 23 JUNE 2025

Trustees Miss D J Hill Miss K C Hill Mrs R Hill Mr W K Hill Mr W D Hill Mr S Lewis Mrs L D McKenzie Ms K J Ovenden

Company registered number SC613524 Charity registered number SC048966 Registered office 177 Bothwell Street Glasgow G2 7ER Independent examiner Mr Scott Jeffrey Johnston Carmichael LLP 227 West George Street Glasgow G2 2ND

Page 1

THE HFD CHARITABLE FOUNDATION

TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) FOR THE YEAR ENDED 23 JUNE 2025

The Trustees present their annual report and financial statements for the year ended 23 June 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 2 to the financial statements and comply with the charity's governing document, the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" and the Companies Act 2006.

Objectives and activities

The objectives of the Foundation are to advance the prevention of poverty, education, health, community development, human rights, the arts including heritage, culture and science, participation in sport, promotion of environmental protection as well as equality and diversity. This list is not exhaustive and other charitable purposes may be undertaken as the trustees see fit.

The Charitable Foundation engages with employees, occupiers, our professional teams, contractors and other stakeholders in order to support a large diverse range of charities relating to all sectors of society.

Achievements and performance

The HFD Charitable Foundation has continued to contribute to many local charities and community groups.

Together with our strategic partner, The Virgin Money Foundation, we launched the Building Digital Skills Fund in December 2024. The fund aims to address digital inequalities in Glasgow and the surrounding area. The initial round of funding allocated £688,000 to eight charities - The Cranhill Development Trust, Fuse Youth Cafe, Govanhill Baths Community Trust, Govan Community Project, Maryhill Integration Network, Rosemount Lifelong Learning, South West Arts and Music Projects and The Whiteinch Centre.

We hosted and attended many events throughout the year, including a building wide Christmas event in support of Cash for Kids West Scotland Mission Christmas appeal. Over 20 team members took part once again in the Glasgow Kiltwalk, raising almost £3,000. In May 2025 we hosted our annual Fundraising event at Gleneagles where over 40 teams took part in golf and outdoor pursuits - this was our most successful Gleneagles event to date with a fundraising total of almost £120k.

In early 2025 we wanted to get HFD Group employees involved so asked for suggestions of local charities and good causes that would benefit from grants. We were able to distribute a share of £14,000 to six initiatives.

In March 2025, as part of our most recent grant cycle, we distributed around £50,000 to eight charities we hadn't worked with before: Nil by Mouth, Alive & Kicking, Venture Scotland, Shakespeare Youth Club, Starter Packs Glasgow, Hopscotch, Glasgow Riding for the Disabled Association and Children's Heart Federation. We made a conscious effort throughout this period to vary the type of charities we work with which has led to us working with and supporting 30 new charities in 12 months.

Page 2

THE HFD CHARITABLE FOUNDATION

TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED) FOR THE YEAR ENDED 23 JUNE 2025

Financial review

The charity during the year made an unrestricted surplus of £60,779 (2024: £20,815). This includes various fundraising events held during the year. As at 23 June 2025, the charity's unrestricted reserves amounted to £118,492 (2024: £57,713).

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The Trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised.

The Trustees have assessed the major risks to which the charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

Structure, governance and management

The Foundation is governed by the Memorandum & Articles of Association.

The Foundation is managed by the Trustees who meet on a regular basis to discuss and consider the operations.

The Trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

Miss D J Hill Miss K C Hill Mrs R Hill Mr W K Hill Mr W D Hill Mr S Lewis Mrs L D McKenzie Ms K J Ovenden Mr T D Anderson (resigned 24 March 2025)

None of the Trustees has any beneficial interest in the Foundation. All of the Trustees are members of the Foundation and guarantee to contribute £1 in the event of winding up.

Additionally, new directors spend time with the charity to familiarise themselves with the charity and the context in which it operates. Each new director is required to prepare a statement of what they can contribute to the charity. They are also required to attend a board meeting prior to formal appointment as a director.

Approved by order of the members of the board of Trustees and signed on their behalf by:

William Dale Hill

William Hill (Mar 23, 2026, 12:22pm)

Mr W D Hill Trustee Date: 23 Mar 2026

Page 3

THE HFD CHARITABLE FOUNDATION

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 23 JUNE 2025

Independent Examiner's Report to the Trustees of The HFD Charitable Foundation

I report to the charity trustees on my examination of the financial statements of the charity for the year ended 23 June 2025 which are set out on pages 6 to 13.

Respective Responsibilities of Trustees and Examiner

The charity’s trustees (who are also the directors of the company for the purposes of company law) are responsible for the preparation of the financial statements in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006. The charity trustees consider that the audit requirement of Regulation 10(1) (a) to (c) of the Accounts Regulations does not apply. It is my responsibility to examine the financial statements as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of Independent Examiner's Statement

My examination is carried out in accordance with Regulation 11 of the 2006 Accounts Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the financial statements.

Independent Examiner's Statement

In the course of my examination, no matter has come to my attention:

  1. which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep accounting records in accordance with section 44(1)(a) of the 2005 Act and regulation 4 of the 2006 Accounts Regulations; and

  3. to prepare inancial statements which accord with the accounting records, Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard in the UK and Republic of Ireland (FRS 102) and in other respects comply with regulation 8 of the Accounts Regulations

have not been met; or

  1. to which, in my opinion, attention should be drawn in order to enable proper understanding of the inancial statements to be reached.

Page 4

THE HFD CHARITABLE FOUNDATION

INDEPENDENT EXAMINER'S REPORT (CONTINUED) FOR THE YEAR ENDED 23 JUNE 2025

Use of our report

This report is made to the company's board of directors, as a body, in accordance with the terms of engagement. My work has been undertaken to enable me to undertake an independent examination of the charity’s financial statements on behalf of the company's board of directors and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the company and the company's board of directors as a body, for my work or for this report.

Scott Jeffre y

Scott Jeffrey (Mar 23, 2026, 1:12pm) Scott Jeffrey CA

for and on behalf of Johnston Carmichael LLP 227 West George Street Glasgow G2 2ND 23 Mar 2026 Dated: ...................

Page 5

THE HFD CHARITABLE FOUNDATION

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 23 JUNE 2025

Note
Income from:
Donations and legacies
4
Other trading activities
5
Total income
Expenditure on:
Raising funds
6
Charitable activities
8
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
funds
2025
£
187,532
121,278
308,810
73,984
174,047
248,031
60,779
57,713
118,492
Total
funds
2025
£
187,532
121,278
308,810
73,984
174,047
248,031
60,779
57,713
118,492
Total
funds
2024
£
132,464
159,221
291,685
106,102
164,768
270,870
20,815
36,898
57,713

The Statement of Financial Activities includes all gains and losses recognised in the year.

All income and expenditure in the current and prior year derive from continuing activities and are unrestricted.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006

The notes on pages 8 to 13 form part of these financial statements.

Page 6

THE HFD CHARITABLE FOUNDATION REGISTERED NUMBER: SC613524

BALANCE SHEET AS AT 23 JUNE 2025

Note
Current assets
Debtors
11
Cash at bank and in hand
Creditors: amounts falling due within one
year
12
Net current assets
Charity funds
Unrestricted funds
Total funds
8,360
116,680
125,040
(6,548)
2025
£
118,492
118,492
118,492
4,201
62,361
66,562
(8,849)
2024
£
57,713
57,713
57,713

The Company was entitled to exemption from audit under section 477 of the Companies Act 2006.

The members have not required the company to obtain an audit for the year in question in accordance with section 476 of Companies Act 2006.

The Trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to entities subject to the small companies regime.

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

William Dale Hill

William Hill (Mar 23, 2026, 12:22pm)

Mr W D Hill

Trustee Date: 23 Mar 2026

The notes on pages 8 to 13 form part of these financial statements.

Page 7

THE HFD CHARITABLE FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 23 JUNE 2025

1. General information

The HFD Charitable Foundation is a private company limited by guarantee incorporated in Scotland. The registered office is 177 Bothwell Street, Glasgow, G2 7ER.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)". The charity is a Public Benefit Entity as defined by FRS 102.

The charity has taken advantage of the provisions in the SORP allowing non large charities not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

2.2 Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

2.3 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

2.4 Expenditure

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings, they have been allocated to activities on a basis consistent with the use of resources.

2.5 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Page 8

THE HFD CHARITABLE FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 23 JUNE 2025

2. Accounting policies (continued)

2.6 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.7 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

2.8 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

2.9 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

3. Critical accounting estimates and areas of judgement

In the application of the charity’s accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

Critical accounting estimates and assumptions:

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

The trustees consider there to be no critical accounting estimates and judgements.

Page 9

THE HFD CHARITABLE FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 23 JUNE 2025

4. Income from donations and legacies

Unrestricted
funds
2025
£
Donations and gifts
187,532
Total 2024
132,464
Total
funds
2025
£
187,532
132,464
Total
funds
2024
£
132,464

5. Income from other trading activities Income from fundraising events

Unrestricted
funds
2025
£
Fundraising events
121,278
Total 2024
159,221
6.
Raising funds
Fundraising
Unrestricted
funds
2025
£
Other fundraising costs
73,984
Total 2024
106,102
Total
funds
2025
£
121,278
159,221
Total
funds
2025
£
73,984
106,102
Total
funds
2024
£
159,221
Total
funds
2024
£
106,102

Page 10

THE HFD CHARITABLE FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 23 JUNE 2025

7. Analysis of grants

Grants, Grant funding of activities
Total 2024
Grants to
Institutions
2025
£
171,363
159,900
Total
funds
2025
£
171,363
159,900
Total
funds
2024
£
159,900

The Company has made the following material grants to institutions during the year:

Name of institution
Virgin Money Foundation
Shakespeare
Cerebral Palsy
Glasgow Childrens Hospital
Amma Birth Companions
Finding your Feet
Hopscotch Children's Charity
Venture Scotland
Starter Packs Glasgow
Children’s Hearts UK
Glasgow Food Bank
Alive and Kicking
Spina Bifida
Glasgow Riding for the Disabled Association
Chapelhall Community Development
High Blantyre Primary School
Whiteleys
Nil By Mouth
Scottish Families Affected by Alcohol and Drugs (SFAD)
Headway
Other
2025
£
100,000
10,066
-
-
-
-
9,000
8,164
6,800
5,495
5,000
4,500
-
3,038
3,000
3,000
3,000
3,000
3,000
1,000
3,300
171,363
2024
£
100,000
-
10,000
10,000
10,000
10,000
-
-
-
-
-
-
4,000
-
-
-
-
-
-
-
15,900
159,900

Page 11

THE HFD CHARITABLE FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 23 JUNE 2025

8. Charitable activities

Summary by fund type

Unrestricted
funds
2025
£
Professional Fees
2,684
Grant funding of activities (see note 7)
171,363
174,047
Total 2024
164,768
Total
2025
£
2,684
171,363
174,047
164,768
Total
2024
£
4,868
159,900
164,768

Included in professional fees is a total of £2,415 (2024: £3,300) accountancy fees for the independent examination.

9. Employees

The average number of persons employed by the Company during the year was Nil (2024: Nil).

No employee received remuneration amounting to more than £60,000 in either year.

10. Trustees' remuneration and expenses

None of the Trustees (or any persons connected with them) received any remuneration or reimbursement of expenses, or had expenses paid on their behalf during the year. (2024 - £NIL) .

11. Debtors

Due within one year
Trade debtors
Prepayments and accrued income
2025
£
7,000
1,360
8,360
2024
£
-
4,201
4,201

Page 12

THE HFD CHARITABLE FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 23 JUNE 2025

12. Creditors: Amounts falling due within one year

Other creditors
Accruals and deferred income
2025
£
148
6,400
6,548
2024
£
5,549
3,300
8,849

13. Related party transactions

During the year the Foundation received donations of £169,784 (2024: £123,416) from HFD Group Limited. HFD Group Limited is a company that certain trustees of the charity have significant control of.

Page 13

Issuer

HFD Group

Document generated Mon, 23rd Mar 2026 10:18:37 GMT

Document fingerprint 3c1262b5db9291fc8a17704947361334

Parties involved with this document

Document processed

Party + Fingerprint

Mon, 23rd Mar 2026 12:22:19 GMT William Hill - Signer (c7d73be9b550ce38fe61061522d68ba8) Mon, 23rd Mar 2026 13:12:15 GMT Scott Jeffrey - Signer (760c45efed6faca8dc811f07b456b3e2) Audit history log Date Action Mon, 23rd Mar 2026 10:18:37 GMT Envelope generated by Graeme Smith (185.70.168.6) Mon, 23rd Mar 2026 10:18:37 GMT Envelope duplicated from HFD Charitable Foundation(923cd492663e6ab0440dc65d963062fd) by Graeme Smith (185.70.168.6) Mon, 23rd Mar 2026 10:18:37 GMT Document generated with fingerprint 40f33e299696db4679724d4c44ab4708 (185.70.168.6) Mon, 23rd Mar 2026 10:18:37 GMT Document generated with fingerprint 2b51a8d78d1787741d07c9695058acfc (185.70.168.6) Mon, 23rd Mar 2026 10:19:06 GMT Document generated with fingerprint 3c1262b5db9291fc8a17704947361334 (185.70.168.6) Mon, 23rd Mar 2026 11:20:39 GMT Sent the envelope to William Hill (William@hfdgroup.com) for signing (185.70.168.6) Mon, 23rd Mar 2026 11:20:39 GMT Document emailed to William@hfdgroup.com Mon, 23rd Mar 2026 12:21:52 GMT William Hill viewed the envelope (185.70.170.41) Mon, 23rd Mar 2026 12:22:19 GMT William Hill signed the envelope (185.70.170.41) Mon, 23rd Mar 2026 12:22:19 GMT Sent the envelope to Scott Jeffrey (Scott.Jeffrey@jcca.co.uk) for signing (185.70.170.41) Mon, 23rd Mar 2026 12:22:20 GMT Document emailed to Scott.Jeffrey@jcca.co.uk Mon, 23rd Mar 2026 12:22:30 GMT Scott Jeffrey opened the document email. (72.145.83.114) Mon, 23rd Mar 2026 13:08:14 GMT Scott Jeffrey opened the document email. (194.105.190.17) Mon, 23rd Mar 2026 13:08:17 GMT Scott Jeffrey opened the document email. (194.105.190.17) Mon, 23rd Mar 2026 13:08:36 GMT Scott Jeffrey viewed the envelope (194.105.190.17)

Mon, 23rd Mar 2026 13:08:46 GMT Scott Jeffrey viewed the envelope (72.145.144.251) Mon, 23rd Mar 2026 13:12:15 GMT Scott Jeffrey signed the envelope (194.105.190.17) Mon, 23rd Mar 2026 13:12:15 GMT This envelope has been signed by all parties (194.105.190.17) Mon, 23rd Mar 2026 13:12:15 GMT Signed document confirmation emailed to William@hfdgroup.com (194.105.190.17) Mon, 23rd Mar 2026 13:12:15 GMT Signed document confirmation emailed to Scott.Jeffrey@jcca.co.uk (194.105.190.17) Mon, 23rd Mar 2026 13:12:15 GMT Signed document confirmation emails have been sent to all parties. Document URL: https://api.signable.app/shareable/envelope?t=85b620d9-e740-4bca-b8962890d339774f (194.105.190.17)