Office of the Scottish Charity Regulator
APPENDIX 1
Trustees’ Annual Report for the period Period start date Period end date Day Month Year Day Month Year From To 01 07 24 30 06 25 01 O07 24 30 06 25
Reference and administration details ~~"|~~
Charity name ~~‘StBoswells~~ St Boswells Villa ~~VilageHall~~ ge Hall Other names charity is known by Registered charity number SC 048481 048481
Charity’s principal address Jenn Jenny y Moores Road Moores Road St Boswells ~~StBoswels Melrose~~ Melrose
Postcode TD6 0AL TD6 OAL
Names of the charity trustees on date of approval of Trustees’ Annual Report
|~~Douglas~~ Oliver
|
Douglas Oliver||
Chairperson
Chairperson|to ~~13/11/2025~~
|
to 13/11/2025||
|---|---|---|---|
|Alastair ~~Minnis~~
|
Alastair Minnis||
~~Secretary~~
Secretary||||
|~~John~~ Offord
|
John Offord||
~~Treasurer~~
Treasurer|to ~~19/06/2025~~
|
to 19/06/2025||
|Muriel Offord
|
~~(DeniseBrebner~~
Muriel Offord||~~Bookings~~Co-ordinator
Bookings Co-ordinator||||
|~~(DeniseBrebner~~
Denise Brebner||||
|~~(Denise Brebner~~
Cliff Ellershaw
Cliff Ellershaw||||
|John Farquhar
John Farquhar|Treasurer
Treasurer|from 13/11/2025
from 13/11/2025||
|Wendy Kirkpatrick
WendyKirkpatrick||||
|Christine Little
|
Christine Little||||||
|Sandra Thomas
Sandra Thomas||||
|David Whitley
David Whitley|Treasurer
Treasurer|19/06/2025 to 13/11/2025
19/06/2025 to 13/11/2025||
|Nicola Brydon
Nicola Brydon|Chairperson
Chairperson|from 13/11/2025
from 13/11/2025||
|Sandy Rosie|Bookings Co-ordinator
Bookings Co-ordinator|04/03/2025 to 28/10/2025
04/03/2025 to 28/10/2025||
|~~EstherFarquhar~~
~~|~~
Esther Farquhar|~~|BookingsCo-ordinator~~
Bookings Co-ordinator|~~from13/11/2025~~
~~|~~
from 13/11/2025||
|~~Esther Farquhar~~
~~|~~
~~||~~|~~| Bookings Co-ordinator~~
~~||~~|~~from 13/11/2025~~
~~|~~
~~||~~|~~||~~|
|~~||~~
~~|~~|~~||~~
~~|~~|~~||~~
~~||~~|~~||~~
~~|~~|
|~~|~~|~~|~~|~~||~~
||~~|~~|
|~~Po~~||||
|~~Po~~
~~Po~~||||
|~~Po~~
~~PO~~||||
1
APPENDIX 1
Reference and administration details
Names of all other charity trustees during the period, if any, (for example, those who resigned part way through the financial period)
| Name | Name | Dates acted if not for whole year |
|---|---|---|
| Structure, governance and management | ||
| Type of governing document Trustee recruitment and appointment |
||
| Constitution as a Scottish Charitable Incorporated Organisation |
||
| Residents of the village can be nominated to become Trustees of the charity at which time they will be interviewed by a selection of existing Trustees to determine suitability and skills. If successful at the interview they will then be subject to a vote of members attending the next AGM. The Board has the ability to co-opt temporary Trustees if they have a skillset needed in advance of the next AGM. |
||
| Objectives and activities | ||
| Charitable purposes Summary of the main activities in relation to these objects |
||
| Our aim is to provide and maintain St Boswells Village Hall and to organise activities for the benefit of the inhabitants of St Boswells and environs in the Scottish Borders, without distinction of political, religious or other opinions; for recreation, leisure and educational purposes of all kinds with the object of improving the conditions of life of the said inhabitants. |
||
| Since 1896 it has been owned and managed by the local community, a much-loved venue which hosts a wide range of events, including weddings, parties, musical performances, poetry readings, pilates & keep-fit classes, badminton matches, and Christmas fairs, together with meetings of the Parish Community Council, the Womens' Institute, St Boswells Concert Band, the Village Week planning committee, children and toddler groups, and many local societies. It is regularly used as a polling station, and by the Blood Transfusion Service. Our hall is at the very centre of village life. |
2
APPENDIX 1
Achievements and performance
Summary of the main achievements of During the 2024-25 financial year the village hall was in popular demand and the charity during the financial period in frequent use, with a large range of events being laid on, including band performances, concerts and dances, particularly those run by the two organisations St Boswells Live! and Boogie Nights. Sandy Rosie, organizer of the latter, featured a raffle to raise money for Ukraine at such events. We also hosted youth concerts, wedding celebrations, private parties, literary events organized by Mainstreet Trading Company, politicians’ surgeries, badminton, Pilates, Zumba, baby and toddler music classes, Pickleball, rug sales, coin and medal valuations, craft fairs, first aid courses, garden furniture sales, and puppy training, together with meetings of such organisations as the Borders Writers’ Forum, St Boswells Stitchers, St Boswells Art Club, AmDrams, the Health in Harmony Choir, Aberlour Options Borders, Melrose Youth Football Club, Borders Wheels, the AOC Archaeology Group, ‘Walk it’, St Boswells Model Boat Club, St Boswells SWI, St Boswells OAPs, St Boswells Village Week Committee, various political groups, and our own Parish Community Council. Several events organized by Borders Community Action were held in the hall, including a major ‘Meet the funders’ session on 30 April 2025 and a Scottish Borders Village Halls Event on 29 May 2025. A Halloween quiz night was held on 27 October. Our Christmas celebrations included a St Boswells Primary School Christmas Concert, A Christmas Ceilidh, a Fair run by Dryburgh District Churches (Church of Scotland), a Christmas Craft Fair, a Mistletoe Ball, and a performance by One Acchord Ladies A Capella Choir. Events were contributed to St Boswells Village Week in 2024, including a Community Ceilidh and Car Treasure Hunt on 3 June, a ‘Summer Chill’ on 4 June, and a Quiz Night on 5 June. The hall was used as a polling station for the UK Parliamentary election on 4 July 2024, and as a centre for blood donation on 15 January 2025. We are pleased that the Royal Voluntary Service has continued to use us as a base. Financial review Brief statement of the charity’s policy on reserves As a fine building of over 160 years old, it requires constant maintenance and upkeep. We have benefited from funding from several charitable organisations, such as the Central Borders Federation of Village Halls, the Climate Challenge Fund, and the National Lottery Awards for All Scotland. Whilst we have been fortunate to have received grant funding for recent major projects this cannot be guaranteed under the current climate and as such we aim to maintian the hall to minimise major works, whilst at the same time building a reserve to ensure any urgent work is possible when needed. Details of any deficit There is a deficit on the Green Energy fund this year having raised funds in previous years and paying for the projects in this year. Donated facilities and services (if any)
3
APPENDIX 1
Other optional information
Declaration
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
Signature(s) OSCR will accept digital or typed signatures Full name(s) Nicola Brydon
Alastair Minnis Chairperson Secretar y
Position (e.g. Chair)
Date
25/03/2026
25/03/2026
4
Enter SC No. below
Enter charity name below
SC
| SC | |||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Receipts andpayments accounts | |||||||||||||||||||||||
| Period start date | Period end date | Period end date | |||||||||||||||||||||
| For the period from |
Day 01 |
Month 07 |
Month | Year 2024 |
to | Day 30 |
Month Year 06 2025 |
||||||||||||||||
| Section A Statement of receipts and payments | |||||||||||||||||||||||
| Unrestricted funds |
Restricted funds |
Expendable endowment funds |
Permanent endowment funds |
Total funds current period |
Total funds last period |
||||||||||||||||||
| to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | to nearest £ | ||||||||||||||||
| A1 Receipts | |||||||||||||||||||||||
| Donations | - | ||||||||||||||||||||||
| Legacies | - | ||||||||||||||||||||||
| Grants | 9921 | 9921 | - | 83350 | |||||||||||||||||||
| Receipts from fundraisingactivities | - | ||||||||||||||||||||||
| Gross tradingreceipts | - | ||||||||||||||||||||||
| Income from investments other than land and buildings |
1110 | 1110 | - | 1017 | |||||||||||||||||||
| Rents from land & buildings | - | ||||||||||||||||||||||
| Gross receipts from other charitable activities |
16481 | 16481 | - | 19267 | |||||||||||||||||||
| - | - | ||||||||||||||||||||||
| A1 Sub total | A1 Sub total | 17591 | - | - 9921 |
- | - | - | - | - | - | 27512 | - | - 103634 |
- | |||||||||
| A2 Receipts from asset & | |||||||||||||||||||||||
| investment sales | |||||||||||||||||||||||
| Proceeds from sale of fixed assets Proceeds from sale of investments A2 Sub total - - - Total receipts - - - ~~—~~ 17591 9921 |
- - |
- - |
- - |
27512 | - - - - |
- - 103634 |
- - |
||||||||||||||||
| A3 Payments | |||||||||||||||||||||||
| Expenses for fundraising activities | - | ||||||||||||||||||||||
| Gross trading payments | - | ||||||||||||||||||||||
| Investment management costs | - | ||||||||||||||||||||||
| Payments relating directly to charitable activities |
Payments relating directly to charitable | 16833 | 44970 | 61803 | - | 65956 | |||||||||||||||||
| Grants and donations | |||||||||||||||||||||||
| - | |||||||||||||||||||||||
| Governance costs: | |||||||||||||||||||||||
| - | |||||||||||||||||||||||
| Audit / independent examination | 100 | 100 | - | 100 | |||||||||||||||||||
| Preparation of annual accounts | - | ||||||||||||||||||||||
| Legal costs | - | ||||||||||||||||||||||
| Other | Other | Other | |||||||||||||||||||||
| - | |||||||||||||||||||||||
| - | - | ||||||||||||||||||||||
| A3 Sub total | 16933 | - | - 44970 |
- | - | - | - | - | 61903 | - | - 66056 |
- | |||||||||||
| A4 Payments relating to asset and | |||||||||||||||||||||||
| investment movements | |||||||||||||||||||||||
| Purchases of fixed assets Purchase of investments A4 Sub total - - - Total payments - - - ~~——————~~ 16933 44970 |
- - |
- - |
- - |
61903 | - - - - |
- - 66056 |
- - |
||||||||||||||||
| Net receipts / (payments) A5 Transfers to / (from) funds Surplus / (deficit) for year |
- - - - - - - - - - - - - ~~=——————~~ -2915 2915 658 -35049 -34391 37578 -2257 -32134 -34391 37578 |
| APPENDIX 2 | - | SC | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Section B Statement of balances Categories Unrestricted funds Restricted funds Expendable endowment funds Permanent endowment funds Total current period Total last period to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ - - - - - - - - - - Details Surplus / (deficit) shown on receipts and payments account B1 Cash funds Cash and bank balances at end of year (Agree balances with receipts and payments Cash and bank balances at start of year _~~—====-=~~ 41656 38939 80595 43017 -2257 -32134 -34391 37578 39399 6805 46204 80595 |
Total last period | |||||||||||||||
| account(s)) | - | - | - | - | - | - | - | - | - | - | - - |
- | ||||
| Details | Fund to which asset belongs | Fund to which asset belongs | Market valuation | Last year | ||||||||||||
| to nearest £ | to nearest £ | |||||||||||||||
| B2 Investments | ||||||||||||||||
| Total | - | - - |
- | |||||||||||||
| Details | Fund to which asset belongs | Fund to which asset belongs | Cost (if available) | Current value (if available) |
Last year | |||||||||||
| to nearest £ | to nearest £ | to nearest £ | ||||||||||||||
| B3 Other assets | ||||||||||||||||
| Total | - | - | - | - - |
- | |||||||||||
| Details | Fund to which liability relates | Fund to which liability relates | Amount due | Last year | ||||||||||||
| to nearest £ | to nearest £ | |||||||||||||||
| B4 Liabilities | ||||||||||||||||
| Total | - | - - |
- | |||||||||||||
| Details | Fund to which liability relates | Fund to which liability relates | Amount due (estimate) |
Last year | ||||||||||||
| to nearest £ | to nearest £ | |||||||||||||||
| Signed by one or two trustees on behalf of all the trustees B5 Contingent liabilities |
Total - - Date of approval *Please note - OSCR will accept digital or typed signatures Print Name Signature*** ~~as~~ ~~tea, —~~ ~~:~~ Nicola Brydon Alastair Minnis 25/03/2026 25/03/2026 |
2013-04-02 Copy of Trustees AR Ap2 excel.xls / Statement of balances
December 2007
2
APPENDIX 2
SC
Section C Notes to the Accounts
C1 Nature and purpose of funds (may be stated on analysis of funds worksheets)
| C3a Trustee remuneration C4a Trustee expenses C5 Transactions with trustees and connected persons C3b Trustee remuneration - details C4b Trustee expenses - details C2 Grants |
Type of activity or project supported | Type of activity or project supported | Individual / institution |
Number of grants made £ |
Number of grants made £ |
|---|---|---|---|---|---|
| Total | - |
||||
| If no remuneration was paid during the period to any charity trustee or person connected to a trustee cross this box (otherwise complete section 3b) |
x |
||||
| Authority under which paid | £ | ||||
| If no expenses were paid to any charity trustee during the period then cross (otherwise complete section 4b) |
this box | x | |||
| Nature of transaction | Number of trustees |
£ | |||
Nature of relationship |
Transaction amount (£) |
Balance outstanding at period end (£) |
|||
C6 Other information
2013-04-02 Copy of Trustees AR Ap2 excel.xls / Notes
December 2007
3
APPENDIX 2
SC
Additional analysis (1)
Analysis of receipts and payments
1 Donations
| 1 Donations | 1 Donations | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Unrestricted funds to nearest £ |
Restricted funds to nearest £ |
Expendable endowment funds to nearest £ |
Permanent endowment funds to nearest £ |
Total current period to nearest £ |
Total last period to nearest £ |
||||
| - | |||||||||
| - | |||||||||
| - | |||||||||
| - | |||||||||
| Total 2 Grants |
- | - | - | - | - | - | |||
| - Unrestricted to nearest £ funds |
- Restricted funds to nearest £ |
- | - | - Total current to nearest £ period |
- Total last period to nearest £ |
||||
| Borders Community BCA | 4129 | - 4129 |
0 | ||||||
| Central Borders FE | 5792 | - 5792 |
0 | ||||||
| Other restricted grants | - | 78350 | |||||||
| General fund grants | - | 5000 | |||||||
| Total 3 Gross receipts from other charitable activities |
- | - 9921 |
- 9921 |
- 83350 |
|||||
| - Unrestricted funds to nearest £ |
- Restricted funds to nearest £ |
Expendable endowment funds to nearest £ |
Permanent endowment funds to nearest £ |
- Total current period to nearest £ |
- Total last period to nearest £ |
||||
| Hall lets | 16481 | - 16481 |
19267 | ||||||
| - | |||||||||
| - | |||||||||
| - | |||||||||
| - | |||||||||
| - | |||||||||
| - | |||||||||
| - | |||||||||
| Total - - Unrestricted funds to nearest £ 4 Payments relating directly to charitable activities 16481 |
- 16481 |
- | - | - | - 19481 |
- 19267 |
|||
| - Restricted funds to nearest £ |
- Expendable endowment funds to nearest £ |
- Permanent endowment funds to nearest £ |
- Total current period to nearest £ |
- Total last period to nearest £ |
|||||
| Caretaker wages | 7840 | - 7840 |
8190 | ||||||
| Heat & Light | 2480 | - 2480 |
4275 | ||||||
| Insurance | 1797 | - 1797 |
1866 | ||||||
| Cleaning | 855 | - 855 |
743 | ||||||
| Repairs & Maintenance | 1658 | 1703 | - 3361 |
3362 | |||||
| Broadband | 454 | - 454 |
416 | ||||||
| Wednesdaywarmup | 295 | 1413 | - 1708 |
1917 | |||||
| Equipment replacements | 932 | - 932 |
956 | ||||||
| Membership fees/Licences | 486 | - 486 |
589 | ||||||
| Green energy projects | 41854 | - 41854 |
43521 | ||||||
| Other expenses | 36 | - 36 |
121 | ||||||
| Total | - 16833 |
- 44970 |
- | - | - 61803 |
- 65956 |
|||
| - | - | - | - | - | - |
2013-04-02 Copy of Trustees AR Ap2 excel.xlsAdditional notes (1)
December 2007
APPENDIX 2
SC
Additional analysis (2)
| Receipts 5 Breakdown of unrestricted funds |
Unrestricted fund 1 - enter name of fund below |
Unrestricted fund 1 - enter name of fund below |
Unrestricted fund 2 - enter name of fund below |
Unrestricted fund 3 - enter name of fund below |
Unrestricted fund 4 - enter name of fund below |
Total unrestricted funds |
Total unrestricted funds last period |
|---|---|---|---|---|---|---|---|
| Donations | - | ||||||
| Legacies | - | ||||||
| Grants | - | ||||||
| Receipts from fundraisingactivities | - | ||||||
| Gross tradingreceipts | - | ||||||
| buildings | - | ||||||
| Rents from land & buildings | - | ||||||
| Gross receipts from other charitable activities | - | ||||||
| Sub total Receipts from asset & investment sales |
- | - | - | - | - | - | |
| - | |||||||
| Proceeds from sale of fixed assets | - | ||||||
| Proceeds from sale of investments | - | ||||||
| Sub total Total receipts Payments |
- | - | - | - | - | - | |
| - | - | - | - | - | - | ||
| - | |||||||
| Expenses for fundraisingactivities | - | ||||||
| Gross trading payments | - | ||||||
| Investment management costs | - | ||||||
| Payments relatingdirectlyto charitable activities | - | ||||||
| Grants and donations | - | ||||||
| Governance costs: | - | ||||||
| Audit / independent examination | - | ||||||
| Preparation of annual accounts | - | ||||||
| Legal costs | - | ||||||
| - | |||||||
| - | |||||||
| Sub total Payments relating to asset and investment movements |
- | - | - | - | - | - | |
| - | |||||||
| Purchases of fixed assets | - | ||||||
| Purchase of investments | - | ||||||
| Sub total Total payments Net receipts / (payments) Transfers to / (from) funds Surplus / (deficit) for year |
- | - | - | - | - | - | |
| - | |||||||
| - | - | - | - | - | - | ||
| - | |||||||
| - | - | - | - | - | - | ||
| - | |||||||
| - | - | - | - | - | - | ||
| - | |||||||
| Nature and purpose of funds | |||||||
| All unrestricted funds are considered to be the other than the continuation of the charity. |
General fund with no fixed purpose |
2013-04-02 Copy of Trustees AR Ap2 excel.xlsAdditional notes (2)
December 2007
APPENDIX 2
SC
Additional analysis (3)
| Receipts 6 Breakdown of restricted funds |
Restricted fund 1 - enter name of fund below Green Energy Projects |
Restricted fund 2 - enter name of fund below Border Communit y BCA |
Restricted fund 3 - enter name of fund below Central Borders FE |
Restricted fund 4 - enter name of fund below |
Total restricted funds |
Total restricted funds last period |
|---|---|---|---|---|---|---|
| Donations | - | |||||
| Legacies | - | |||||
| Grants | 4129 | 5792 | - 9921 |
78350 | ||
| Receipts from fundraisingactivities | - | |||||
| Gross tradingreceipts | - | |||||
| Income from investments other than land and buildings |
- | |||||
| Rents from land & buildings | - | |||||
| Gross receipts from other charitable activities | - | |||||
| Sub total Receipts from asset & investment sales |
- | - 4129 |
- 5792 |
- | - 9921 |
- 78350 |
| - | ||||||
| Proceeds from sale of fixed assets | - | |||||
| Proceeds from sale of investments | - | |||||
| Sub total Total receipts Payments |
- | - | - | - | - | - |
| - | - 4129 |
- 5792 |
- | - 9921 |
- 78350 |
|
| - | ||||||
| Expenses for fundraising activities | - | |||||
| Gross trading payments | - | |||||
| Investment management costs | - | |||||
| Payments relating directly to charitable activities | 41854 | 1413 | 1703 | - 44970 |
43521 | |
| Grants and donations | - | |||||
| Governance costs: | - | |||||
| Audit / independent examination | - | |||||
| Preparation of annual accounts | - | |||||
| Legal costs | - | |||||
| - | ||||||
| - | ||||||
| Sub total Payments relating to asset and investment movements |
- 41854 |
- 1413 |
- 1703 |
- | - 44970 |
- 43521 |
| - | ||||||
| Purchases of fixed assets | - | |||||
| Purchase of investments | - | |||||
| Sub total Total payments Net receipts / (payments) Transfers to / (from) funds Surplus / (deficit) for year |
- | - | - | - | - | - |
| - | ||||||
| - 41854 |
- 1413 |
- 1703 |
- | - 44970 |
- 43521 |
|
| - | ||||||
| - -41854 |
- 2716 |
- 4089 |
- | - -35049 |
- 34829 |
|
| 2915 | - 2915 |
|||||
| - -38939 |
- 2716 |
- 4089 |
- | - -32134 |
- 34829 |
|
| - | ||||||
| Nature and purpose of funds | ||||||
| The Green Energy Projects fund covers a number of initiatives aimed at reducing the running costs of the village hall through alternative energy sources, such as solar panels, and a number of energy saving measures, such as LED lighting and underfloor insulation. These are mostly grant funded project. The Borders Community BCA grant was received to fund a season of Wednesday Warmups which form Charities 'Warm Up' initiative. |
2013-04-02 Copy of Trustees AR Ap2 excel.xlsAdditional notes (3)
December 2007
APPENDIX 3
| Independent examiner’s report on the accounts V2 |
|
|---|---|
| Report to the trustees/members of |
Report to the trustees/members of Charity name St Boswells Village Hall |
| Registered charity number |
Registered charity number SC 048481 |
| On the accounts of the | On the accounts of the Period start date Period end date |
| charity for the period | Day Month Year Day Month Year |
| to 01 07 2024 30 06 2025 |
|
| Set out on pages | (remember to include the page numbers of additional sheets) 5 - 10 |
| Respective responsibilities of trustees and examiner |
Respective responsibilities of trustees and examiner The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees |
| consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations | |
| does not apply. It is my responsibility to examine the accounts as required under section | |
| 44(1) (c) of the Act and to state whether particular matters have come to my attention. | |
| Basis of independent examiner’s statement |
Basis of independent examiner’s statement My examination is carried out in accordance with Regulation 11 of the 2006 Accounts Regulations. An examination includes a review of the accounting records kept by the |
| charity and a comparison of the accounts presented with those records. It also includes | |
| consideration of any unusual items or disclosures in the accounts and seeks | |
| explanations from the trustees concerning any such matters. The procedures undertaken | |
| do not provide all the evidence that would be required in an audit and, consequently, I do | |
| not express an audit opinion on the viewgiven bythe accounts. | |
| Independent examiner’s | Independent examiner’s In the course of my examination, no matter has come to my attention [other than that |
| statement | statement disclosed on the attached page*] |
| 1. which gives me reasonable cause to believe that in any material respect the |
|
| requirements: | |
| • to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and |
|
| Regulation 4 of the 2006 Accounts Regulations, and | |
| • to prepare accounts which accord with the accounting records and comply with |
|
| Regulation 9 of the 2006 Accounts Regulations | |
| have not been met, or | |
| 2. to which, in my opinion, attention should be drawn in order to enable a proper |
|
| Signed: Name: Relevant professional qualification(s) or body** |
understanding of the accounts to be reached. Signed: Date: Name: Relevant professional qualification(s) or body** ~~Kune Pogues~~ ~~a~~ 26/03/2026 Kevin Ferguson Chartered Accountant |
| (if any): | (if any): |
| Address: | Address: ~~ |
| ~~ |
*Please delete the words in the brackets if they do not apply. If the words do apply, set out those matters which have come to your attention on the following page.
**OSCR will accept digital or typed signatures.
APPENDIX 3
Disclosure section
Only complete if the examiner needs to highlight material problems.
Give here brief details of any items that the examiner wishes to disclose
==> picture [408 x 634] intentionally omitted <==