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2024-12-31-accounts

BUTE ISLAND ALLIANCE SCIO REPORT AND FINANCIAL STATEMENTS YEAR ENDED 31 MARCH 2024

Charity No: SC046927

BUTE ISLAND ALLIANCE SCIO

CONTENTS

Page
Legal and Administrative Information 1
Report of the Trustees 2-4
Independent Examiners Report 5
Receipts & Payments Account 6
Statement of Balances 7
Notes Forming Part of the Financial Statements 8-9

Page 1

BUTE ISLAND ALLIANCE SCIO LEGAL AND ADMINISTRATIVE INFORMATION

Trustees

Principal Office 17 High Street Rothesay Isle of Bute PA20 9AS

Page 2

BUTE ISLAND ALLIANCE SCIO REPORT OF THE TRUSTEES YEAR ENDED 31 MARCH 2024

The Trustees have pleasure in presenting their report for the year ended 31 March 2024. This report is prepared in accordance with the constitution and the recommendations of the Statement of Recommended Practice - Accounting and Reporting by charities and complies with applicable law.

Recruitment – Appointment of Trustees

(Chairperson),

(Treasurer) and

Current Trustees are:

.

has continued in his role as Treasurer, for which we are very

Members will note that grateful.

Governing Documents

The charity is a recognised Scottish Charitable Incorporated Organisation governed by a Constitution. The constitution remains as agreed at incorporation. It may be useful to members to remind ourselves of BIA SCIO purpose.

The organisation’s purposes are:

Charitable Purposes

The organisation’s purposes are:

To advance community collaboration and development (including urban and rural regeneration) on the Isle of Bute, which may include supporting (whether financially or otherwise), co-ordinating or delivering a range of initiatives and events which are intended to:

  1. increase diversity in the local economy

  2. create well paid and sustainable local employment

  3. provide greater opportunities for training and skills development

  4. improve opportunities for young people

  5. reduce poverty in the local community and/or

  6. deliver improvements to the built and natural environment for the wellbeing of Bute residents and visitors.

Page 3

BUTE ISLAND ALLIANCE SCIO REPORT OF THE TRUSTEES YEAR ENDED 31 MARCH 2024

Activities & Achievements

The financial year from 01/04/23 marked the continuation for a third year of the terms for the lease of 17 High Street which had been agreed in January 2021. These new terms replaced the payment of a fixed monthly rent with an agreement to pay the quarterly operating surplus in lieu of rent and were agreed in the aftermath of covid-19 pandemic and the operating restrictions arising from the lockdown.

Under the new lease terms we paid the following sums in lieu of rent during the year 2021/22, based on the operating surplus (income minus operating costs) for each quarter:

In 2022/23 the comparable figures are

In 2023/2024 the figures are

The Q2 payment of £2,300 was the second time we had achieved an operating surplus in excess of the original rent (£8,500 per year = £2,125 per quarter). The lease terms allow for any excess surplus over £2,125 to be split 50/50 between the BIA and the Hansons. The surplus was £2,469 so the “excess” of £344 was split 50/50 meaning the Hansons were due £2,125 + £172 = £2,297 (rounded up to £2,300).

The total paid for the lease in 2021/22 was £3,655 and this increased to £6,820 in 2022/23 but fell to £5,683 in 2023/2024. Under the original terms of the lease the annual rent was £8,500 so it is clear that despite a marked improvement in our operating surpluses we are still not in a position to revert to the original rental terms.

In December 2023 the Trustee undertook a review of the BIA financial position. Our projections indicated that we would be unlikely to have sufficient reserves to continue to operate the Bank of Ideas beyond June 30[th] 2024. Although the lease provides for flexibility in the quarterly lease costs to take account of revenues and operating expenditure, there are several large outgoings in Q2 and Q3 every year. These are the costs of buildings insurance (£1,100 in 2023), audit fees

Page 4

BUTE ISLAND ALLIANCE SCIO REPORT OF THE TRUSTEES YEAR ENDED 31 MARCH 2024

(£700 in 2023) and the BIA’s own insurance (£463 in 2023). Whilst these operating expenses are accounted for and allocated to the income/expenses accounts every quarter the BIA does need to have sufficient reserves to meet these liabilities when they fall due. In 2023 these totalled over £2,200 and an increase is likely in 2024. The problem is a cashflow issue and our financial projections indicated we would not have sufficient reserves to meet these costs when they fall due.

The Trustees therefore, notified the BIA membership, the Hansons that we would terminate the lease on 30[th ] June 2024 and we would give the required three months notice to the landlord by March 31[st] . we also notified the Pavilion and Isle of Bute Resilience Team who have been long term hirers of office and storage space in the Bank of Ideas. BIA Members were asked whether there were any objections to this proposal and none were received, although messages of regret were expressed by some members.

We duly gave notice on 31/03/24 to the Hansons of termination of lease on 30/06/24. The agreement by the Hansons in 2021 to accept payment of operating surplus in lieu of rent has constituted a valuable and much appreciated level of support for the continued operation of the Bank of Ideas until now, for which the BIA has been very grateful. Without this agreement the BIA would have been forced to close the Bank of Ideas in March 2021.

With the closure of the Bank of Ideas we now intend to wind up the Bute Island Alliance SCIO once all outstanding financial liabilities have been discharged. The remaining reserves will be transferred to the Isle of Bute Resilience Team and unspent restricted funds returned to the funders who provided them for specific purposes.

Restricted Funds are shown on page 9, note 10.

Approved by the trustees and signed on their behalf by: -

Chair

30 October 2024

Page 5 TO THE TRUSTEES OF report on the accounts of the charity for the year ended 31 March 2024 which are set out on pages I to 9. Respective Responsibilities of Trustees and Examiner The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees consider that the audit requirement of Regulation 10(1) (d} of the 2006 Accounts Regulations does not apply. It 15 my responsibility to examine the accounts a5 required under sertion 44(1) (c) of the Act and to state whether particular matters have come to my attention. Basis of Independent Examiner's Statement My examination is carried out in accordance with Regulation I l of the 2006 Accounts Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit. and consequently I do not express an audit opinion on the view given by the accounts. Independent Examiner's Statement In the course of my examination. no matter has come to my attention:. Which gives me reasonable cause to believe that in any material respect the requirements: To keep accounting records in accordance with Section 44(1)(a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations. and To prepare accounts which accord with the accounting record5 and comply with Regulation 9 of the 2006 Accounts Regulations have not been met, or To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. 30 Ortober 2024 Unit 4 9 Victoria Street Rothesay Isle of Bute PA20 OAJ

Page 6

BUTE ISLAND ALLIANCE SCIO RECEIPTS AND PAYMENTS ACCOUNT FOR THE YEAR ENDED 31 MARCH 2024

Notes
Receipts
Donations
5
Grants
6
Activities for Generating Funds
7
Investment Income
Other Income
Total Receipts
Payments
Costs of generating funds
8
Charitable Activities
9
Governance Costs
9
Other Costs
Total Payments
Excess of Payments over Receipts
Transfers to/(from) Funds
Surplus/(Deficit) for Year
Unrestricted
Funds
£
-
-
10,896
-
-
---------
10,896
---------
-
12,434
708
-
---------
13,142
---------
(2,246)
-
---------
(2,246)
=====
Restricted
2024
2023
Funds
Total
Total
£
£
£
-
-
2,888
-
-
4,750
-
10,896
8,537
-
-
-
-
-
-
---------
---------
---------
-
10,896
16,175
---------
---------
---------
-
-
-
-
12,434
14,408
-
708
636
-
-
-
---------
---------
---------
-
13,142
15,044
---------
---------
---------
-
(2,246)
1,131
-
-
-
---------
---------
---------
-
(2,246)
1,131
=====
=====
=====





--
--
--
--
--
=

Page 7

BUTE ISLAND ALLIANCE SCIO STATEMENT OF BALANCES AS AT 31 MARCH 2024

Unrestricted
Funds
£
Bank and Deposits Balances
Bank & Deposit Balances
Brought Forward at 31 March 2023
- Bank Account
4,414
Movement in Year:
Excess of Payments over
Receipts for the Year
(2,246)
Transfers
-
---------
Funds at 31 March 2024
2,168
=====
Bank & Deposit Balances
Carried forward at 31 March 2024
- Bank Account
2,168
=====
Other Assets held at 31 March 2024
Liabilities at 31 March 2024
Independent Examiner Fee
Approved by the Trustees and signed on their behalf.
Restricted
2024
Funds
Total
£
£
1,800
6,214
-
(2,246)
-
-
---------
---------
1,800
3,968
=====
=====
1,800
3,968
=====
=====
2023
Total
£
5,083
1,131
-
---------
6,214
=====
6,214
=====
£
Estimated
WDV
-
=====
708
=====
--
=
=
==
==

30 October 2024 Trustee

Page 8

BUTE ISLAND ALLIANCE SCIO NOTES TO THE ACCOUNTS YEAR ENDED 31 MARCH 2024

Principal Accounting Policies

These Financial Accounts have been prepared on a Receipts and Payments basis.

1. Nature and Purpose of each Fund

The nature and purpose of each fund is outlined in the report of the trustees for the year.

2. Grants Paid

There were no grants paid in the year.

3. Remuneration

There was no remuneration paid to any charity trustee or person connected with a trustee in the year.

4. Expenses

There were no expenses paid to any charity trustee in the year.

5. Analysis of Donations

6.
7.
Donations
Ardencraig Fund
Saputo (Alterations)
Saputo (L Duquemin)
Analysis of Grants
Corra Foundation
Fyne Futures
Inspiring Scotland
Activities for Generating Funds
Room Hire
Unrestricted
£
---------
-
=====
Unrestricted
£
---------
-
=====
Unrestricted
£
10,896
=====
Restricted
£
---------
-
-
=====
=

Restricted
£
---------
-
-
=====
=
Restricted
£
-
=====
=
2024
2023
Total
Total
£
£
-
70
-
-
-
2,598
-
220
--------
--------
-
2,888
====
=====
2024
2023
Total
Total
£
£
-
-
-
-
-
4,750
--------
--------
-
4,750
====
=====
2024
2023
Total
Total
£
£
10,896
8,537
====
=====

Page 9

BUTE ISLAND ALLIANCE SCIO NOTES TO THE ACCOUNTS YEAR ENDED 31 MARCH 2024

8. Cost of Generating Funds

Costs Unrestricted
£
-
---------
-
=====
Restricted
£
-
---------
-
=====
2024
Total
£
-
---------
--
-
=====
==
2023
Total
£
-
------
-
===

9. Charitable Activities

10. Ardencraig Project Costs
Heat & Light
Deposit & Rent of Property
Repairs & Maintenance
Telephone
Charity Insurance
Property Insurance
Sundry Expenses
Cleaning Costs
Advertising Costs
Isle of Bute Resilliance Team Costs
Website Costs
Wavvy Exhibition Costs
Governance Costs
Independent Examiner Fee
Movements in Funds
At 1 Apr
2023
£
General Fund
4,414
Restricted Funds
1,800
---------
Total Funds
6,214
=====
Unrestricted
£
-
2,331
7,183
208
751
463
1,128
22
180
-
168
-
-
---------
12,434
=====
Unrestricted
Funds
£
708
---------
708
=====
Receipts
£
10,896
-
---------
10,896
=====
Restricted
£
---------
=====
Restricted
Funds
£
-
---------
-
=====
Payments
£
13,142
-
---------
13,142
=====
2024
Total
£
-
2,331
7,183
208
751
463
1,128
22
180
-
168
-
-
---------
12,434
=====
2024
Total
£
708
---------
708
=====
Transfers
£
-
-
---------
-
=====
2023
Total
£
738
1,585
5,460
631
705
463
593
298
216
66
3,028
368
257
---------
14,408
=====
2023
Total
£
636
--------
636
=====
At 31 Mar
2024
£
2,168
1,800
--------
3,968
=====

Restricted Funds

Restricted funds held at 31 March 2024 are:

Saputo (Alterations) Fund

1,800 =====