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## Renfrew Association of Growers and Gardeners 

## Trustees’ Annual Report and unaudited Financial Statements for the year ended 30" April 2025 

Contents : 

Report of Trustees Page 2 Statement of Receipts and Payments Page 6 Statement of Balances Page 7 Notes to the Accounts Page 7 Independent Examiner's report (addendum) Page 8 

Renfrew Association of Growers and Gardeners (RAGG-SCIO) Scottish Charity, SC046479 

## Trustees’ Annual Report - Year ended 30" April 2025 

Trustees, who are also directors of the Charity for the purpose of the Companies Act 2006, present their report with the financial statements of the Charity for the year ended 30° April 2025. The Trustees have adopted the provisions of the Statement of Recommended Practice (SORP) Accounting and Reporting. 

## Reference and Administration details : 

Registered Charity RAGG-SCIO, SC046479, registered in Scotland on the 15 April 2016 Regulated by the Scottish Charity Regulator (OSCR). 

## Independent Examiner 

Carr Accounting 21, Seedhill Rd Paisley PA1 1JE 

Bankers Royal Bank of Scotland Renfrew Branch 27 Canal Street Renfrew PA4 8QG 

Renfrew Association of Growers and Gardeners (RAGG-SCIO) Scottish Charity, SC046479 

## Structure, Governance and Management 

Governing Document The Charity is controlled by its governing document, its Memorandum and Articles of Association, and constitutes as an acting Scottish Charitable Incorporated Organisation (SCIO). Registered on the 15 April 2016. Regulated by the Scottish Charity Regulator (OSCR). 

The management of the Charity is of the responsibility of the Trustees who are elected under the terms of the Memorandum and Articles of Association. 

Recruitment and appointment of Trustees The Board shall consist of no less than three (3) and no more than nine (9) Trustees. Member Trustees (up to 6) are elected at the annual general meeting. Co-opted Trustees (up to 3) are appointed/ removed by the Board. Nominations for prospective Member Trustees, who shall confirm their willingness to act as a Member Trustee if elected, must be received by the Board at least seven days before the annual general meeting. All Member Trustees are required to retire at the annual general meeting if they have served three consecutive years but shall be eligible for re-election. 

Induction and training of Trustees To make sure any new Trustee becomes familiar with all aspects of Renfrew Association of Growers and Gardeners (RAGG) before joining the Board, they are provided with a copy of the Charity governing document and informed about the aims and objectives of the Charity. The roles and responsibilities of a Trustee are clearly identified and the level of their commitment agreed to. 

Risk Management The Trustees have a duty to identify and review the risks to which the Charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error. 

Aims and Objectives The Charity was originally developed by local Community members with the support of Williamsburgh Housing Association (WHA) to manage on its behalf the Community funds and assets that were developed through awarded funding from the Big Lottery in June 2014. The Lease was transferred from WHA to RAGG in 2018. 

1. The advancement of Community development through provision of and participation in community garden spaces in a sustainable and inclusive manner; 

2. The advancement of education of the general public in agriculture, horticulture, sustainable development and the protection and improvement of the natural environment through good environmental practices by supporting, encouraging and seeking to improve gardening of all kinds in Renfrew and the surrounding area and through the provision of Community garden spaces particularly in horticultural and ecological matters, by encouraging and teaching a range of outdoor skills and pursuits, promoting the benefits of the natural environment and living more sustainably; 

Renfrew Association of Growers and Gardeners (RAGG-SCIO) 

3. to advance environmental improvement through the growing of food locally, leading to a reduction in carbon footprint, increased resilience, and opportunities for recycling organic and other materials and by promoting the benefits of and demonstrating a range of good environmental and horticultural practices such as organic growing, composting, and through reducing, re-using and recycling of resources. 

## Significant Activities 

RAGG again hosted or participated in many Community events : Gardens’ 10" Anniversary Open Day/ Medicinal Herbs demo, Wildflower Meadow workshop, Renfrew Gala Day, Gardens’ Gala/ Doors Open Day; Halloween, Christmas and Easter events; Member's Fruit & Veg competition and Meet ‘n Greet BBQ; Jam making, Kambucha making and Soup making demo’s; Food Hygiene training. 

We built on our ‘open doors walk-through’ policy towards increasing access to the Gardens, with additional signage and some extended weekday plus weekend cover. 

The FoodBarra Pop-up stall continued to be very popular (with better signage/ placement and ‘promotion’ via facebook) and, as in previous years, the local Foodbank was also provided with fresh, organic fruit and vegetables. Significant donations were gratefully received from: the Foodbank (shelving), Tesco (trolleys/ plants), the Flying Scotsman Pub (picnic benches) and Sainsbury’s (plants) 

Outreach projects continue with a number of local groups and feedback continues to be very positive. The scope and next steps of this initiative are being reviewed to ensure good RAGG/ ‘host’ collaboration. 

RAGG has 72 Members (including 7 local Groups), 1082 ‘followers’ on facebook and continues to actively manage its plot occupancy and waiting list to ensure that all growing spaces are being usefully cultivated (with a periodic plot audit process to identify where Members may need help). Receipt of further Lottery funding has enabled us to continue the services of our Community Gardener (full time) and recruit a Gardens Coordinator (part time). 

Both the Men’s and Women’s Clubs ran again during the growing season engaging in a wide range of activities, and a Members’ Facebook page is being piloted The Bee ‘Club’ is developing steadily with 4-5 Members training towards module exams next year and the purchase of a second Hive/ Neuc. 

Maintenance: Replacement of the rotten wood around the communal raised beds is complete. Pergolas and slatted Benches have been repaired & painted and the Chipper has undergone a major service. 

Development: A new Potting Shed has been installed at the composting area. A permanent Gazebo has been erected, providing a large, safe, sheltered space for events and demos etc. An Events portacabin and storage container are planned for next year. 

Renfrew Association of Growers and Gardeners (RAGG-SCIO) Scottish Charity, SC046479 

## Financial Review 

The Treasurer works with the Board to ensure funds are correctly managed and documented, ensuring reports which are easily understandable are provided for Trustees and Members, allowing the Charity to budget and plan activities in advance. Information is also prepared and submitted to OSCR and Funders as required. 

## Reserves Policy 

The Trustees have agreed to maintain a reserve of £7,000 to allow for any emergency repairs or other unplanned matters, and £800 for (refundable) Key & Fob deposits. 

## Principal Funding Sources 

The principal regular funding source is income received through Plot fees. This is supplemented by Community Events and donations for Produce made available via our FoodBarra pop-up stall. 

The Charity has also benefitted from funding from the National Lottery, Renfrew Health & Social Care Partnerships, the Co-op and Renfrew Local Partnerships. 

## Future Development 

The Charity will continue to consider and, where appropriate, apply for grants that will further develop RAGG’s aims and objectives as a Community Gardens. 

## Statement of Trustees' responsibilities 

The Trustees (who are directors of RAGG for the purpose of Charity Law) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). 

Charity Law requires the Trustees to prepare the financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the receipts and payments of the charitable company for that period. In preparing those financial statements the Trustees are required to 

- « select suitable accounting policies and then apply them consistently * make judgements and estimates that are reasonable and prudent * prepare financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue. 

The Trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the Charity and to enable them to ensure that the financial statements comply with Scottish Charity Law. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention/ detection of fraud or other irregularities. 

## On behalf of the Trustees of RAGG: 

Financial Statements : 

|Receipts & Payments||
|---|---|
|for year ended 30th April 2025||
|income|2024-25|
|National LotteryCommunity Funding|£56,935|
|Other Funding (CBGF, Co-op, Renf Local P)|£3,959|
|Plot Fees & Key Deposits (minus refunds)|£2,080|
|Events & Demos/ Plants & Produce|£4,322|
|Interest& Misc Sales/ Donations|£1,049|
|Total Income|£68,344|
|Expenditure|2024-25|
|Staff Costs (Recruitment, Wages, ..)|£51,253|
|Member & Staff Exp (PPE, Food, Training, Travel, ...)|£1,377|
|Facility Hire& Equipt|£1,427|
|Premiums & Fees|£2,074|
|Energy (elect & fuel)|£745|
|Office Equip't&Supplies|£636|
|Events, Demos, Hosted Visits & Outreach|£913|
|Gardens Maintenance & Supplies (incl bees)|£3,055|
|Hardware, Tools & Fixtures Development|£5,531|
|Hardware, Tools & Fixtures Maintenance|£1,811|
|Total Expenditure|£68,821|
|Surplus/Deficit|-£477|



(RAGG-SCIO) Scottish Charity, SC046479 Renfrew Association ofGrowers and Gardeners ee 

## Statement of Balances 

for year ended 30th April 2025 

|for year ended 30th April|2025|||
|---|---|---|---|
||Restricted|Unrestricted|Total|
||Funds|Funds||
|Cash/<br>B<br>eri) Rene Ss<br>Start of Year|£61,229|£11,102|_—«£72,330|
|I<br>fici<br>Surplus/ Deficit|£353|£829|£476|
|for Year||||
|Cash<br>aN See<br>End of Year|£61,582|£10,273|«£71,854|
|NLCF '24-'26->|57,105|||
|AfA '24 ->|4,321|||
|Renf Local P ->|156|||
|Other->|0|||



## Market asset values 

The Charity holds a number of items of gardening equipment which is used extensively. Market value of these items is estimated to be £5,000 as of RAGG insurance policy, dated annually 2024- 2025. 

## Notes to the Accounts 

The Charity Trustees have not required the Charity to obtain an audit of its financial statements for the year ended 30" April 2025. 

The Trustees acknowledge their responsibility to ensure that the Charity keeps accounting records that comply with Scottish Charity Law. 

There were no Trustees’ expenses paid for the year 2024- 2025. 

The Charity currently has two Staff (on self-employed contracts) 

. 

These financial statements have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small Charitable Companies and with the Financial Reporting Standard for Smaller Entities (effective April 2008) 

The financial statements were approved by the Board of Trustees on 12 May 2025 and were signed on its behalf by: 


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