Foundation for Credit Counselling
Also known as: StepChange Debt Charity
- Country
- Scotland
- Charity number
- SC046263
- Status
- Active
- Reporting
- Up to date Last filed Aug. 5, 2026. Filing history
- Registered
- Jan. 15, 2016
- Legal form
- Company (the charity is registered with Companies House)
Address
- Address
- StepChange Debt Charity
123 Albion Street
Leeds
LS2 8ER
Contact
- Website
stepchange.org
Activities
'It carries out activities or services itself'
'the prevention or relief of poverty','the advancement of education'
Beneficiaries: 'Other defined groups','No specific group, or for the benefit of the community'
Objectives: 3. The objects for which the Charity is established are:- 3.1 the prevention or relief of poverty amongst persons who are in debt (particularly in the United Kingdom) by:- (a) the provision of advice to assist such persons to re-schedule and refinance their borrowings. (b) the provision of financial education to enable such persons to manage their finances more effectively. (c) the establishment and support of counselling services to which such persons may resort for advice on debt matters generally. (d) the establishment of an insolvency practice to which such persons may resort as an alternative solution to debt problems. and (e) the establishment or support of such other services or products for the public benefit to assist in the relief of poverty. 3.2 to advance the education of the public in general (and particularly amongst persons in debt or at risk of falling into debt) on the subject of financial budgeting, financial products and financial services.
Geography
- Main operating location
- Outwith Scotland
- Geographical spread
- UK and overseas
Finances
| Period end | Filed | Income | Expenditure | Employees |
|---|---|---|---|---|
| Dec. 31, 2025 | Aug. 5, 2026On time | £64,519,000 | £61,850,000 | 1,065 |
| Dec. 31, 2024 | Aug. 12, 2025On time | £58,431,000 | £59,525,000 | 1,082 |
| Dec. 31, 2023 | Aug. 15, 2024On time | £54,731,000 | £59,467,000 | 1,157 |
| Dec. 31, 2022 | Aug. 9, 2023On time | £62,002,000 | £59,938,000 | 1,249 |
| Dec. 31, 2021 | Sept. 1, 2022On time | £60,976,000 | £61,590,000 | 1,450 |
| Dec. 31, 2020 | Sept. 8, 2021 | £60,564,000 | £63,402,000 | 1,527 |
Due dates are 9 months after the year end, OSCR's deadline, so they don't allow for any extension OSCR has granted.