OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2020-12-31-accounts

Chance to Study SCIO : SC046178

Report of the Trustees and Financial Statements For the year ended 31 December 2020

Remote Operating Licence : Non Remote Operating Licence :

000-045495-R-324705-001 000-045495-N-329302-001

SCIO: SC046178

Contents

Administrative Information Report of the Trustees Statement of Trustees' Responsibilities Independent Auditors' Report Statement of Financial Activities Balance Sheet Statement of cash flows Notes to the Financial Statements

Page 6 Pages 7 to 9 Pages 10 to 11 Page 12 Page 13 Pages 14 to 20

Page 1

Chance to Study

SCIO: SC046178

Administrative Information

For the year ended 31 December 2020

Chance to Study is a Scottish Charitable Incorporated Organisation incorporated in Scotland and is regulated by the Office of the Scottish Charity Regulator (OSCR).

SCIO registration details

SCIO name: Chance to Study SCIO registration number: SC046178 Registration date: 4 December 2015 Principal office: c/o 110 Queen Street Glasgow G1 3BX

Trustees

The Trustees at any point in the period, up to the date of the approval of the financial statements were:

....

External lottery manager

Independent auditors

STV ELM Limited

Pacific Quay Glasgow G51 1PQ

PricewaterhouseCoopers LLP 141 Bothwell Street

Glasgow G2 7EQ

Principal bankers

Website

Barclays Bank plc

www.chancetostudy.co.uk

1 Churchill Place

London E14 5HP

Page 2

Chance to Study

SCIO: SC046178

Report of the Trustees

For the year ended 31 December 2020

Governance, structure and management of Chance to Study

Governing document

Chance to Study is a Scottish Charitable Incorporated Organisation (SCIO) and its activities are governed by its constitution.

Organisational structure

Membership of the SCIO is open to any person (legal or natural) who, in the view of the Charity Trustees, demonstrates a genuine commitment to further the purposes of the SCIO. Application for membership is approved by the Charity Trustees and the member must also be appointed as a Charity Trustee contemporaneously.

Procedures are in place for newly appointed Trustees to receive an induction covering the objectives, policies and protocols for the operation of the SCIO in addition to the legal obligations and responsibilities of a charity trustee. This induction is overseen by the Chairman of the Board or a nominated representative.

The Board of Trustees have outsourced the operation of its lottery activities to STV ELM Limited, a licensed external lottery manager regulated by the UK Gambling Commission. The charity’s lottery activities are conducted in association with partner charities Chance to Connect (SC046173), Chance to Succeed (SC046179) and Chance to Flourish (SC046177) and are promoted under the brand of The Scottish Children’s Lottery.

STV ELM Limited works with the Board of Trustees and the performance of the lottery activities is reviewed at regular meetings with the Board of Trustees.

Risk management

The principal risks faced by the charity are reputational and financial.

 UK Gambling Licence conditions

Whilst the responsibly for operating the lottery and ensuring the terms of the licence are adhered to lies with the external lottery manager, there is reputational risk to the charity if there are any serious licence breaches which could result in sanctions, financial penalties and revocation of licences. The Board of trustees has oversight to the internal controls that have been put in place by the external lottery manager to ensure that the terms of the operating licence are adhered to.

Under the arrangements existing at the balance sheet date, if the lottery was unsuccessful, the charity would have a financial liability to STV ELM Limited and the continued existence of the charity would be in doubt. Through the year, this risk was monitored and managed in part through the charity’s business plan, and through receipt of a letter of support from STV Group plc, the ultimate parent company of the STV ELM Limited. Subsequent to year-end, as explained on pages 4 and 5, there was a change in the ownership of the external lottery manager The arrangements for meeting costs and providing working capital are now such that the net asset position of the charity will be maintained.  COVID-19

The STV ELM Limited team has been working from home since March 2020 and will continue to do so throughout most of 2021. Whilst lockdown has had an impact on retail sales with less customers entering shops on a regular basis this is a relatively small proportion of ticket sales. The vast majority of Lottery ticket sales are online and the SCIO’s cash outflows are largely driven by the level of income received, accordingly the impact of COVID-19 on the liquidity position has not been as significant for Chance to Study as for many other organisations.

The Board of Trustees regularly evaluate the risks to which the charity is exposed and the systems in place to manage them. The Board of Trustees consider that the systems in place are adequate to manage the risks faced by Chance to Study.

The charitable objectives of Chance to Study as set out in its constitution are to support and promote (through financial distributions to charities, community groups and others) education and improvement of health (as it is connected to encouraging and supporting educational opportunities of school aged children and their families/carers). In doing so the financial distributions will seek to alleviate the impact of poverty, financial hardship, disability, illness or socio-economic disadvantage, with the aim of ensuring that all young people in Scotland have the opportunity of a productive future where they can become young adults with a positive contribution to make to society. To achieve those objectives, the primary activities of Chance to Study are:

Page 3

Chance to Study

SCIO: SC046178

Report of the Trustees

For the year ended 31 December 2020

Activities

At Chance to Study, our mission is to give Scottish children a better chance.

Through the work we carry out in local communities, including families, carers and other charitable organisations, we strive to promote the education potential of disadvantaged young people across Scotland.

We believe that every child, no matter their background, should be able to learn, develop and fulfil their true potential. The projects we support aim to alleviate the damaging effects that financial hardship, disability, illness and other socio-economic factors have on young lives.

Our society lottery is promoted under the umbrella of the Scottish Children’s Lottery. Alongside the other charities in the scheme who operate as the participating society lotteries, we are supported in rotation by the initiative. In the draws from which Chance to Study benefits from the Scottish Children’s Lottery, we receive 20% of all revenue raised from tickets sold.

Achievements

In 2020, Chance to Study, was able to make 23 awards to charities all over Scotland. These projects are detailed in note 13. The total value of the grants awarded in 2020 was £291,922 (2019: £350,214).

Projects supported by Chance to Study

The following are some of the projects supported by Chance to Study in 2020.

Concrete Garden

Concrete Garden received a grant of £14,500 from Chance to Study. They are an urban community food growing, play & wellbeing project providing growing space, activities, & volunteering opportunities for the people of Possilpark and the wider North Glasgow area. They work alongside local folk to create a healthier, happier Possilpark by creating opportunities to grow, work, socialise, play & learn together. Their activities are local, free of charge and open access, removing barriers such as money, parental involvement and travel, allowing children to freely engage. Since April 1 - October 31, they have had 106 play sessions, 1947 child attendances, 362 adults’ attendances, 350 individual children. The grant was put towards the cost of delivery their Play project.

Measuring success

The evaluation of our investments is essential to ensure that maximum benefit can be derived from the funding we provide.

In the case of larger awards, each project's impact is measured against agreed target outcomes and will typically be required to be reviewed. In recognition that the smaller projects have limited resources, the reporting requirements upon them are less onerous though still necessary to ensure objectives are met.

Future plans

STV Group plc, the ultimate parent company of the STV ELM Limited, has indicated an intention to dispose of STV ELM Limited. In the intervening period it remains the aim of Chance to Study to continue to invest in projects and activities which are focused on working in the areas of community development and citizenship, giving young people in Scotland to live in a safe, supportive and stimulating community. Chance to Study will maintain this as a focus within the current ownership structure. There is no intention for the aims of the organisation to change post disposal.

Going Concern

The Trustees of Chance to Study (the “SCIO”) have prepared the financial statements on a basis of going concern for the year ending 31 December 2020, while acknowledging that the SCIO is in a net liability position as at the year-end.

During the year STV Group PLC, the ultimate parent of STV ELM, the External Lottery Manager of the SCIO, publicly communicated their intention to dispose of the STV ELM and the associated SCIOs.

As set out in note 14, the sale to MBC Lotteries Limited was finalised in August 2021. On completion of the sale, all balances due from the SCIO to STV Group PLC were formally forgiven. This debt forgiveness moved the SCIO into a net asset position. Additionally, £400,000 of working capital was provided by the new owners at the point of completion. Under the new management structure, charges for the costs of operation of the lottery will be recouped from available lottery proceeds rather than accruing as liabilities within the SCIO going forward, ensuring the net asset position is maintained.

The Trustees have also considered future budgets and forecasts of the SCIO itself. Following consideration of the above factors, the Trustees deem it appropriate to prepare the financial statements on a basis of going concern.

Page 4

Chance to Study

SCIO: SC046178

Report of the Trustees

For the year ended 31 December 2020

Events subsequent to the balance sheet date

The Scottish Children’s Lottery and the associated SCIOs, including Chance to Study, were sold by STV Group PLC to MBC Lotteries Limited in August 2021 following approval by the Gambling Commission. The acquirer is responsible for the provision of lottery management services to the SCIOs from this date.

Financial review of Chance to Study

Chance to Study’s activities in the year to 31 December 2020 generated total incoming resources of £1,285,181 (2019: £1,651,679) through the net proceeds of the Scottish Children’s Lottery. The operating costs and grants awarded for the year are £1,205,951 (2019: £1,649,923) and the lottery gaming prizes paid are £432,887 (2019: £557,159) resulting in a deficit of £353,657 (2019: £555,403).

Factors relating to the charity’s ability to continue as a going concern, despite the net liability position as at the end of the year, are set out on page 4.

A reserve of funds has been retained by Chance to Study so that it can meet its obligations (as a charity and under its gambling licence) to provide support to charities and projects which seek to improve children’s education through school years, ensuring that they have the opportunity to learn, develop and fulfil their potential.

Income

20% of all Lottery ticket sales are restricted to be made available for awards to good causes. Of the remaining proceeds from ticket sales an average of 42% covers prizes and the rest is used to cover Chance to Study’s share of the operating costs of the Scottish Children’s Lottery and general administrative costs of the charity. When the charity’s reserves are in a surplus the trustees would expect to hold adequate unrestricted reserves in order settle commitments to the STV ELM Limited for services provided.

Reserves

The reserves of the charity at 31 December 2020 were a deficit of £3,291,119 (2019: deficit of £2,937,462) of which £3,361,617 (2019: £3,042,846) were unrestricted. These unrestricted funds in deficit are as a result of the lottery being in the growth phase and at this point operating costs are exceeding income and at this point operating costs exceeded income. Restricted funds were in a surplus position as at 31 December 2020. During this year funding requirements have been supported by the STV ELM Limited.

The trustees of Chance to Study strive to keep reserves to a minimum but ensure that the charity’s restricted funds are at a level that enables the charity to meet its funding commitments to charitable objectives.

Chance to Study’s reserves policy is monitored and reviewed by the trustees on an annual basis in order to maintain reserves at the agreed minimum level.

1. Ring-fenced funds for charitable contributions

2. Total Funds of the Charity

Where total funds of the charity as reflected in the balance sheet are reserved, Chance to Study will strive to award all available cash funds to charitable projects and therefore to minimise reserves. Where not all funds have been committed, the Trustees shall endeavour to identify and evaluate suitable projects to which surplus funds that are reserved, may be awarded

Signed on behalf of the Board of Trustees

Date: 1[st] September 2021

P| Trustee and Chairman

Page 5

Chance to Study

SCIO: SC046178

Statement of Trustees' Responsibilities

For the year ended 31 December 2020

The trustees (who are also directors of Chance to Study for the purposes of company law) are responsible for preparing the Trustees’ Annual Report and the financial statements in accordance with applicable law and regulation.

Company law requires the trustees to prepare financial statements for each financial year. Under that law the trustees have prepared the financial statements in accordance with United Kingdom Accounting Standards, comprising FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland”, and applicable law (United Kingdom Generally Accepted Accounting Practice). Under company law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of the affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charitable company’s transactions and disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 20065. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the charitable company’s website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Page 6

Chance to Study SCIO: SC046178

Independent auditors’ report to the trustees of Chance to Study

Report on the audit of the financial statements

Opinion

In our opinion, Chance to Study’s financial statements (the “financial statements”):

We have audited the financial statements, included within the Report of the Trustees and Financial Statements (the “Annual Report”), which comprise: the Balance Sheet as at 31 December 2020; the Statement of Financial Activities (incorporating the income and expenditure account) and the Statement of cash flows for the year then ended; the accounting policies; and the notes to the financial statements, which include a description of the significant accounting policies .

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (“ISAs (UK)”) and applicable law. Our responsibilities under ISAs (UK) are further described in the Auditors’ responsibilities for the audit of the financial statements section of our report. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Independence

We remained independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, which includes the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements.

Conclusions relating to going concern

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity’s ability to continue as a going concern for a period of at least twelve months from the date on which the financial statements are authorised for issue.

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

However, because not all future events or conditions can be predicted, this conclusion is not a guarantee as to the charity’s ability to continue as a going concern.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Page 7

Chance to Study

SCIO: SC046178

Independent auditors’ report to the trustees of Chance to Study (continued)

The other information comprises all of the information in the Report of the Trustees and Financial Statements other than the financial statements and our auditors’ report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, accordingly, we do not express an audit opinion or, except to the extent otherwise explicitly stated in this report, any form of assurance thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit, or otherwise appears to be materially misstated. If we identify an apparent material inconsistency or material misstatement, we are required to perform procedures to conclude whether there is a material misstatement of the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report based on these responsibilities.

Based on our work undertaken in the course of the audit, The Charities Accounts (Scotland) Regulations 2006 (as amended) require us also to report certain opinions and matters as described below.

Trustees’ Report

Under the Charities Accounts (Scotland) Regulations 2006 (as amended) we are required to report to you if, in our opinion, the information given in the Trustees’ Annual Report is inconsistent in any material respect with the financial statements. We have no exceptions to report arising from this responsibility.

Responsibilities for the financial statements and the audit

Responsibilities of the trustees for the financial statements

As explained more fully in the Statement of Trustees’ Responsibilities, the trustees are responsible for the preparation of the financial statements in accordance with the applicable framework and for being satisfied that they give a true and fair view. The trustees are also responsible for such internal control as they determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Auditors’ responsibilities for the audit of the financial statements

We are eligible to act and have been appointed under section 44(1)(c) of the Charities and Trustee Investment (Scotland) Act 2005 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditors’ report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

Based on our understanding of the charity/industry, we identified that the principal risks of non-compliance with laws and regulations related to charity regulations, gambling regulations and UK company law and we considered the extent to which noncompliance might have a material effect on the financial statements. We also considered those laws and regulations that have a direct impact on the financial statements such as the Charities and Trustee Investment (Scotland) Act 2005 and The Charities Accounts (Scotland) Regulations 2006 (as amended). We evaluated management’s incentives and opportunities for fraudulent

Page 8

Chance to Study

SCIO: SC046178

Independent auditors’ report to the trustees of Chance to Study (continued)

manipulation of the financial statements (including the risk of override of controls) and determined that the principal risks were related to the inappropriate use of charitable funds, for example through inappropriate awards. Audit procedures performed by the engagement team included:

There are inherent limitations in the audit procedures described above. We are less likely to become aware of instances of noncompliance with laws and regulations that are not closely related to events and transactions reflected in the financial statements. Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.

A further description of our responsibilities for the audit of the financial statements is located on the FRC’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditors’ report.

Use of this report

This report, including the opinions, has been prepared for and only for the charity’s trustees as a body in accordance with section 44(1)(c) of the Charities and Trustee Investment (Scotland) Act 2005 and regulations made under that Act (regulation 10 of the Charities Accounts (Scotland) Regulations 2006 (as amended)) and for no other purpose. We do not, in giving these opinions, accept or assume responsibility for any other purpose or to any other person to whom this report is shown or into whose hands it may come save where expressly agreed by our prior consent in writing.

Other required reporting

Charities Accounts (Scotland) Regulations 2006 (as amended) exception reporting

Under the Charities Accounts (Scotland) Regulations 2006 (as amended) we are required to report to you if, in our opinion:

We have no exceptions to report arising from this responsibility.

PricewaterhouseCoopers LLP Chartered Accountants and Statutory Auditors Glasgow 1 September 2021

Page 9

Chance to Study

SCIO : SC046178

Statement of Financial Activities (incorporating the income and expenditure acc For the year ended 31 December 2020

==> picture [486 x 93] intentionally omitted <==

----- Start of picture text -----
2020
Unrestricted Restricted Total
Notes Funds Funds Funds
Income and endowments £ £ £
Other Trading Activities:
Lottery Gaming Proceeds 2 1,028,145 257,036 1,285,181
Total income and endowments 1,028,145 257,036 1,285,181
----- End of picture text -----

Expenditure

==> picture [467 x 162] intentionally omitted <==

----- Start of picture text -----
Expenditure on raising funds 3 (1,334,506) - (1,334,506)
Expenditure on charitable activities:
Awards to charitable causes 3 - (291,922) (291,922)
Other 3 (12,410) - (12,410)
Total expenditure 3 (1,346,916) (291,922) (1,638,838)
Net (expenditure) and net movement in funds (318,771) (34,886) (353,657)
Reconciliation of funds
Total Funds brought forward (3,042,847) 105,384 (2,937,462)
Total Funds carried forward 10 (3,361,618) 70,498 (3,291,120)
----- End of picture text -----

Net (expenditure) and net movement in funds

Reconciliation of funds

The charity has no recognised gains and losses other than those included in the results above and therefore no separate statement of recognised gains and losses has been presented.

The notes on pages 15 to 17 form part of these financial statements.

10

Chance to Study

SCIO : SC046178

Statement of Financial Activities

For the year ended 31 December 2019

Notes
Income and endowments
Other Trading Activities:
Lottery Gaming Proceeds
2
Total income and endowments
Expenditure
Expenditure on raising funds
3
Expenditure on charitable activities:
Awards to charitable causes
3
Other
3
Total expenditure
3
Net (expenditure)/income and net movement in funds
Reconciliation of funds
Total Funds brought forward
Total Funds carried forward
10
2019
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
1,321,344
330,336
1,651,680
1,321,344
330,336
1,651,680
(1,916,958)
-
(1,916,958)
-
(279,888)
(279,888)
(10,237)
-
(10,237)
(1,927,195)
(279,888)
(2,207,083)
(605,851)
50,448
(555,403)
(2,436,995)
54,936
(2,382,059)
(3,042,847)
105,384
(2,937,462)

The charity has no recognised gains and losses other than those included in the results above and therefore no separate statement of recognised gains and losses has been presented.

11

Chance to Study

SCIO : SC046178

Balance Sheet

As at 31 December 2020

Note 2020
£
2019
£
Current assets
Cash at bank and in hand
7
Debtors
8
18,560
#
59,860
147,168
-
Total current assets
Liabilities
Creditors: amounts falling due within one year
9
Net liabilities
78,420
(3,369,540)
(3,291,119)
147,168
(3,084,631)
(2,937,463)
The funds of the charity
Unrestricted funds (3,361,617) (3,042,847)
Restricted income funds
Total charity funds
10
70,498
(3,291,119)
105,384
(2,937,463)
The Financial Statements were approved by the Board of Trustees On 1st september 2021 and

The Financial Statements were approved by the Board of Trustees On 1st september 2021 and signed on their behalf by Ken Barclay:

==> picture [493 x 67] intentionally omitted <==

12

Chance to Study

SCIO : SC046178

Statement of cash flows For the year ended 31 December 2020

2020
£
2019
£
Cash flows from operating activities:
Net (expenditure) for the reporting period (as per the statement of (353,657) (555,403)
Adjustment for:
financial activities)
(Decrease)/Increase in Creditors
Net cash provided by operating activities
284,909
(68,748)
519,415
(35,988)
Change in cash and cash equivalents in the reporting period (68,748) (35,988)
Cash and cash equivalents at the beginning of the reporting period 147,168 183,156
Cash and cash equivalents at the end of the reporting period 78,420 147,168

13

Chance to Study

SCIO : SC046178

==> picture [193 x 31] intentionally omitted <==

Notes to the Financial Statements

For the year ended 31 December 2020

1 Accounting policies

Statement of Compliance

The financial statements have been prepared on a going concern basis under the historical cost convention and the requirements of the Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102). Chance to Study is a public benefit entity.

Going Concern

The Trustees of Chance to Study (the “SCIO”) have prepared the financial statements on a basis of going concern for the year ending 31 December 2020, while acknowledging that the SCIO is in a net liability position as at the year-end.

During the year STV Group PLC, the ultimate parent of STV ELM, the External Lottery Manager of the SCIO, publicly communicated their intention to dispose of the STV ELM and the associated SCIOs.

As set out in note 15, the sale to MBC Lotteries Limited was finalised in August 2021. On completion of the sale, all balances due from the SCIO to STV Group PLC were formally forgiven. This debt forgiveness moved the SCIO into a net asset position. Additionally, £400,000 of working capital was provided by the new owners at the point of completion. Under the new management structure, charges for the costs of operation of the lottery will be recouped from available lottery proceeds rather than accruing as liabilities within the SCIO going forward, ensuring the net asset position is maintained.

The Trustees have also considered future budgets and forecasts of the SCIO itself. Following consideration of the above factors, the Trustees deem it appropriate to prepare the financial statements on a basis of going concern.

Accounting Period

The financial statements are for the 12 month period to 31 December 2020.

Fund accounting

Unrestricted funds may be used in accordance with the charitable objectives of Chance to Study and at the discretion of the Trustees.

Restricted funds can only be used for specific purposes within the objectives of Chance to Study. Restrictions arise where specified by a donor or where funds are raised for a particular restricted purpose.

Surplus funds may be retained to finance fundraising activities in subsequent years or be used, subject to the charitable objectives of Chance to Study, for additional charitable activities not specifically identified by the Trustees at the year end.

Incoming resources

Income is recognised where there is entitlement, certainty of receipt and the amount can be measured with sufficient reliability.

Income generated from the sale of lottery tickets and online gaming is recognised before deduction of prizes and operating costs.

Irrecoverable VAT

Irrecoverable VAT is charged to the statement of financial activities where appropriate.

Recognition of financial assets and liabilities

Assets and liabilities are recognised when an obligation arises to transfer economic benefits as a result of past transactions or events. They are released when the obligation is fulfilled. Cash, debtors and creditors are held at cost.

Resources expended

Expenditure is accounted for on an accruals basis.

Taxation

Chance to Study is exempt from corporation tax on its charitable activities.

14

Chance to Study

SCIO : SC046178

Notes to the Financial Statements

For the year ended 31 December 2020

Income and endowments 2020
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
2019
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
Lottery proceeds
Gaming Proceeds
969,764
242,441
1,212,205
58,381
14,595
72,976
1,028,145
257,036
1,285,181
1,207,444
301,861
1,509,305
113,899
28,475
142,374
1,321,343
330,336
1,651,679
Lottery proceeds 2020
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
969,764
242,441
1,212,205
2019
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
1,207,444
301,861
1,509,305
Lottery prizes paid (311,288)
(77,822)
(389,110)
(379,150)
(94,787)
(473,937)
Gaming proceeds 58,381
14,595
72,976
113,899
28,475
142,374
Gaming prizes paid (35,022)
(8,755)
(43,777)
(66,578)
(16,644)
(83,222)
681,835
170,459
852,294
875,615
218,905
1,094,520

3 Expenditure

==> picture [419 x 127] intentionally omitted <==

----- Start of picture text -----
Fundraising Charitable 2020 Fundraising Charitable 2019
Activities Activities Total Activities Activities Total
£ £ £ £ £ £
Expenditure on raising funds:
Lottery operating costs 458,442 - 458,442 670,320 - 670,320
Lottery prizes 389,110 389,110 473,937 473,937
Gaming operating costs 24,129 - 24,129 35,280 - 35,280
Gaming prizes 43,777 43,777 83,222 83,222
Marketing costs 419,049 - 419,049 654,199 - 654,199
Expenditure on charitable activities:
Awards to charitable causes 291,922 291,922 - 279,888 279,888
Governance costs: audit and tax advisory services 12,271 12,271 - 7,416 7,416
Other - administration costs 139 139 2,821 - 2,821
1,334,646 304,193 1,638,839 1,919,779 287,304 2,207,083
----- End of picture text -----

4 Employees

Chance to Study had no employees during the period. The services of individuals were obtained from STV ELM Limited and invoiced to the charity. The monthly average number of full time employees working for the charity but employed and paid by STV ELM Limited during the period was 10. (2019: 10)

The table below shows the total costs for staff working for the charity but employed and paid by STV ELM Limited:

Wages and salaries
Social Security Costs
Other pension costs
Total staff costs
No employees received total benefits (excluding employer pension costs) of more than £60,000 in the
current period. (2019: nil)
2020
£
91,504
10,445
2,638
104,588
2019
£
99,324
11,338
2,864
113,526

The Trustees of Chance to Study received no remuneration, benefits or expenses during the period.

5 Trustees' remuneration and benefits

15

Chance to Study

SCIO : SC046178

Notes to the Financial Statements

For the year ended 31 December 2020

6 Governance costs

==> picture [492 x 260] intentionally omitted <==

----- Start of picture text -----
2020 2019
Audit fees £ £
12,271 6,180
7 Cash at bank and in hand
2020 2019
£ £
Proceeds account 15 46,849
Charity account 18,545 100,319
18,560 147,168
8 Debtors
2020 2019
£ £
Prepayments and Accrued Income 59,860 -
----- End of picture text -----

9 Creditors: amounts falling due within one year

2020
£
2019
£
Commitments to charitable projects - 36,483
STV ELM Limited
Sundry creditors - accruals
3,348,924
20,616
3,369,540
2,992,046
56,102
3,084,631

16

Chance to Study

SCIO : SC046178

Notes to the Financial Statements

For the year ended 31 December 2020

10 Movement in funds

==> picture [492 x 103] intentionally omitted <==

----- Start of picture text -----
Unrestricted Restricted 2020 Unrestricted Restricted 2019
Funds Funds £ Funds Funds £
£ £ £ £
Balance of funds brought forward (3,042,846) 105,384 (2,937,462) (2,436,995) 54,936 (2,382,059)
Incoming resources 1,028,145 257,036 1,285,181 1,321,344 330,336 1,651,680
Resources expended (1,346,916) (291,922) (1,638,838) (1,927,195) (279,888) (2,207,083)
Balance of funds carried forward (3,361,617) 70,498 (3,291,119) (3,042,846) 105,384 (2,937,462)
----- End of picture text -----

11 Analysis of net liabilities between funds

==> picture [492 x 76] intentionally omitted <==

----- Start of picture text -----
2020 2019
Current Current Total Net Current Current Total Net
Assets Liabilities Liabilities Assets Liabilities Liabilities
£ £ £ £ £ £
Unrestricted Funds 59,876 (3,421,493) (3,361,617) 46,849 (3,140,144) (3,093,295)
Restricted Funds 18,545 51,953 70,498 100,319 55,514 155,833
78,421 (3,369,540) (3,291,119) 147,168 (3,084,630) (2,937,462)
----- End of picture text -----

Restricted funds are retained from lottery ticket sales and reserved solely for awards to good causes in accordance with the charitable objectives of Chance to Study.

Unrestricted funds are funds available to cover operating costs and any other use subject to the charitable objectives as set out in the constitution of Chance to Study.

12 Related party transactions

The STV ELM Limited is considered to be the only related party with related party transactions. All transactions with this organisation are reflected within the financial statements and annual report. These were the only relevant party transactions while under ownership of STV ELM Limited.

These transactions can be represented as:

Operating costs
Lottery operating costs
Gaming operating costs
Marketing costs
STV ELM Limited
2020
£
(458,442)
(24,129)
(419,049)
(901,620)
2019
£
(670,320)
(35,280)
(654,199)
(1,359,799)

A balance of £3,348,924 (2019: £2,992,046) was payable to the STV ELM Limited as at 31 December 2020.

STV ELM provides management services to the charity which include;

Marketing - advertising, player management and promotions services Technology - facilitation of ticket sales and player account management Compliance - product compliance, risk management and reporting services Financial management and accounting, including payment processing and banking services Operations management including Customer service and management of all 3rd party suppliers

17

SCIO : SC046178

Chance to Study

Notes to the Financial Statements For the year ended 31 December 2020

13 Organisations supported by Chance to Study

Kinship Care Midlothian
Junction 12
Govan Home and Education Link Project
Forth Valley College
Edinburgh Science Foundation
Leith School of Art
The Fair Play Foundation
One Parent Families Scotland
FoodShare
Mayfield and Easthouses Youth 2000 Project
The Polar Academy
Formula 24 Fife
Fairview Specialist School
YOMO (Young Movers)
Concrete Garden
Signpost
Cheviot Youth
Ecologia
Youth Vision
Sistema Scotland
One Parent Families Scotland
Youth Scotland
The Conservation Volunteers
Total grants
£
2020
5,000
5,000
5,000
5,000
5,000
5,000
7,204
25,000
25,000
5,000
5,000
5,000
6,548
7,000
14,500
16,750
18,181
23,499
8,400
20,000
25,000
25,000
24,840
291,922

All grants paid in the year were made to institutions.

18

Chance to Study

SCIO : SC046178

Notes to the Financial Statements

For the year ended 31 December 2019

13 Organisations supported by Chance to Study

Children 1st
Geeza Break
Impact Arts (Projects) Ltd
Signpost
Edinburgh Children’s Hospital Charity
Renfrew YMCA
Brechin Buccaneers
Dundee United Community Trust
St Andrews Ambulance
Disabled and Carers Information Centre Association
Stirling Baptist Church
People Know How
Hopscotch Childrens Charity
Collydean Community Centre
Urban Uprising
Royston Youth Action
Tayside Council on Alcohol
Love Learning Scotland
Bobath Scotland
West Lothian Youth Foundation
Sunshine Wishes Children's Charity
Scottish Youth Dance
Smart Stems
CU Trsut Scotland
Inverclyde D of E Support Group
Aberlour Child Care Trust
£
2019
19,318
8,840
27,825
13,831
9,070
8,850
1,700
14,482
7,237
17,893
1,620
10,000
10,000
6,700
4,482
15,000
10,000
5,000
10,000
7,500
6,000
8,240
10,000
10,000
4,950
10,000
Reidvale Adventure Play Association Grant
Readforgood
Caledonian Education Trust
Eco Drama
Scottish Schools Education
One Parent Families Scotland
Getting Better Together
Disabilities Fife
The Wynd Centre
Penumbra
St Vincents Hospice
Edinburgh Model UN Society
8,377
5,000
10,000
10,000
2,813
10,000
8,560
9,926
5,000
10,000
10,000
2,000
Total grants 350,214

All grants paid in the year were made to institutions.

19

Chance to Study

SCIO : SC046178

Notes to the Financial Statements

For the year ended 31 December 2020

14 Events subsequent to the balance sheet date

The Scottish Children’s Lottery and the associated SCIOs, including Chance to Study, were sold by STV Group PLC to MBC Lotteries Limited in August 2021 following approval by the Gambling Commission. The acquirer is responsible for the provision of lottery management services to the SCIOs from this date.