APPENDIX 3
osc
ort on the accounts
R•port to th• n•m•
tnMt•Alm•mb•rn of Pandi's Legacy o￿aniSatiOn
numb•r
On the •ccount• of th•
¢h•rlty for th• p•rlod
Peric4J 8tsrt dat6
nth
Y•
01
Nov
2024
31
2025
R••p•eUv• The I￿a￿l tru8ta88 are re8pon81bl8 lorthe preparnlon oftr* &counts In ac%c*dance
poMlblllll•8 of wtth the temis of the Charitses and T￿8￿ Invéstmènt IScol8ndl 2005 Act and the
lJu•t•6• and examlnor CharrtJe8 Accounts IScotsnd} Regulations 2006 la8 amended). The chafrty trustee8
con8ider that thg audit requirem9nl of Regul8tion 10111 {dl ofthe Accounts Regulatk
do¢8 not apply. 11 Is my reskKJn8Ibil￿ to examine the aGGounts as Yequlred under secllon
44(11 {cl of tho Acl and to statg whether p8rbcular matters have c¥)me to my oitenbon.
B••l• ¢Jl Ind•p•nd•n¢ My examlnalonls carf•J out In 8Kwdanc8 wth RegulatK)n 11 of the 20(￿ Puount8 1
•xamkn•rf• •t*t•m•n¢ Regulatk)n8. An examlnation includes a roviow of the accountlng reo)rd8 kept by th8
chartty and a comportson oftho accoun18 pr8Bontad with th0￿ record8. It 8180 indudes
¢onsideTalwJn of any unusual kem6 or disck)sures in the accounts and $e*J
&xpL8nab"ons from the trustees conceming any Suoh matters. The prothJur88 undertaken
do not provld8 all the evidence that V￿UkI be requirod in an aud6t and, con88quenty, I do
not expm$ an audit opinlon on the gfven by the accounts.
Ind•p•nd•nt •xamln•r* In the ¢ouw of nry examinÈtion. no matter has come to my attenucm [oth•r tIMn that
•tat•m•nt clisGk*ed on the attachod pag81
1. wh*h glve8 fml r￿￿Onab￿ cause to bel￿e that In any rrthri81 th•
rnquir8ments.'
to keep accountlng record8 In aerAirdanc4 wlth 8•Ctlon 44(1) {a) of Ihe 2005 and
Regulatton 4 of the 20C6 Accounts R•3ulations, and
to prepare accounts whtch accord wlth the accounllng rxords and vlth
R•gul8tSon 9 of the 2008 Accounts Rogulatlon8
2. to whth, in my oplnlon, att8nlon $houkl bo drawn In iyderto •n8ble a pro
underntsnding of the acwunts
be reached.
Nam•: Elalne Mearns
R•kn•rt profw•lonal
qu•llllc•tb)n{8> or b(*ty ,
(If any): I
Addrn••'. Cottown Croft
Eorglen
Turriff
AB53 4JN

APPENDIX 3
Disclosure section
Onty cwipl* rfthe examlner ne•J$ to hlghlight materfal probl￿$.
Glv• h•M brl•f d•tall• of
any It•m• thal th•
•xamknw T*A8h•8 to
dIse1￿•

Pandi's Legacy Organisation SCIO
Charity registration number SC046062
Annual Return Report & Financial Statement
I" November 2024 - 31" October 2025
Emma Learmonth, Treasurer
Signed:
Dated:
Checked:
Jacqueline Jobe. Chairperson
Signed:
Dated:
Witnessed:
Helen Duffield Secretary
Signed:
Dated:
Introduction

Introduction
Pandi's Legacy is a small non-profit organisation that runs from Montrose. Angus.
Scotland incorporated as a SCIO.
The Charity has an income below £250,000 (two hundred and fiftythousand pounds) and
as such it is eligible to prepare its accounts on a receipt and payment basis. The
governing document body does not require the charity to prep8r8 fully accrued accounts
and neither does it require and audit.
The charity mostly comprises of funds being generated through a sponsor program with
the nursery and primary schools in Gambia. Goods and additional funds are raised
through small fundraising activities which further help support the schools, provides
assistance with maintenance and additional local projects such as youth football teams
and clinics.

Trustees Annual Report
Primary focus for this year remained the continued support of Kunt8 Kinteh nursery and
primary schools in Tallinding, Gambia. Monies raised through our school sponsorship
program with 119 participants as described in the supporting statement. Membership
numbers remainingstaticfrom 202312024. howeverfunds slightlyreduced. This however
W8s supplemented through an increase in one-off donations.
Additional funds raised via small charity I fund raising events. slightly down on previous
yearas onlytwo smallevents held throughthe reporting period. Significant increasefrom
backdated Gift Aid which is being used to fund food supplements to both schools.
Members and the public continue to support the annu81 school bag projects with
donations ensuring each child was 8ble to receive a school bag. Additional goods such
as clothes, school supplies, medicalsupplies. ITequipment andfootballstrips and boots
have also been supplied during this period.
Trustee and membership visits to the schools completed in November 2024 helped
complete maintenance projects, carrying out necessary fep81rs to the buildings and
creatinga sun shelter 8tthe primaryschool. Duringthese visit community projects were
also completed delivering rice and medical supplies.
No Significant changes expected forthe organisation or projectfocus for 2025-2026.
TheTrustees pres8nttheir reporttogetherwith thefinancial statementforyear ending31'
October 2025.
References & Adminl$tr8tlve Information
Charity Name:
Pandl's Legacy Organlsation SCIO
Charity Number:
SC046062
Registered Address:
5 Llttlewood Gardens, Montrose, Angus. DD109LX
CurrentTrustees:
Jacquellne Jobe. Chalrperson
Helen Duff ield, Secretary
Emma Le8rmonth. Treasurer

Statement of Receipts & Payments
PraFOTwJ for P8TrJfs Lew 111112024to 3111012025 Icrywed wlth 111112023to 3111or2WI'
Unr•8trl¢t•d
Tot41
Don81ions and Legacies
Donations
. Freight & Sthool Bags
. One off Donations
. Platform Donations
. Swjnsor Program
. Uniforyn-Donations
. Gift Claimed
Charitable Activilios
. Events
. Events- Stsll Holdars
. Raffle Tickets
30.00
1.062.19
2TO.00
1,062.19
40.11
1, 194. 18
18.624.50
19.448.00
60.00
6.118.27
19.418.00
60.00
6,118.27
858.46
1.740.00
1,290.00
1.740.00
1.290.00
1.940.50
546.00
440.
Totsl Incom• and ondowments
29.788.57
29.788.57
23.873.64
Adfflinistration
. Subscriptions
Freight & Storag8
Gambia Payments
. Food & Aid
. Maintenancè & Repairs
. Sch¢J)l Fees
. Sthool sup￿les & Equipment
. Sports Equipment
Unifomis
Markèting
. Websile
800.00
276.00
1,681.45
402.48
2.153.74
402A8
2,153.74
1.075.00
660.00
17.760.00
1.300.00
480.00
1.075.00
660.00
17.760.00
1,300.00
480.00
500.00
14.128.31
1,105.00
418.37
1.057.50
64.00
100.00
194.00
1Cw).00
194.00
100.00
Totsl •xp•ndltur•
24,125.22
24,125.22
20.110.63
All receipts
AJI payments
Transfers betr￿ funds
29.788.57
24,125.22
29,788.57
24,125.22
23,873.64
20,110.63
Nat mov•ment In funds
5,663.35
5,663.35
3,763.01
Total fvnds brought fonv8rt1
5,453.02
5.453.02
1,690.01
Total funds carrl8d fonward
11.116.37
11.116.37
4453.02
OS-Juk2028 15.,IN)
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