Sunny Lochaber United Gardeners (S.L.U.G) Scottish Charity Number SC045791 Annual Report and Financial Statements For the year ended 30th September 2024 Page1 of 11
Trustees. Annual Report For the year ended 30th September 2024 The trustees have pleasure in presenting their report together with the financial st*ements for the year ended 30th September 2024. Reference and Administrative Inforrnation Organisation Name Sunny Lochaber United Gardeners IS.L.U.GI Address 51 Loehaber Road. Fort William, PH33 6TW Bankers Royal Bank of Scotland, 6 High Street. Fort William. PH33 6AS Independent Examiner Marie Mcmillan Cert Acct Iopenl, Finance Manager, Voluntary Action Lochaber, An Drochaid. Claggan Road, Fort William, PH33 6PH Trustees Inese Anderson- Chairperson {oppointed 06/241 Jackie 5mall- Secretary loppointed 06/24) Shona McGinty- Treasurer loppointed 06124) John McGinty loppointed 06/24) Tracy Campbell {oppointed 06ft4) Alan McPhail (uppointed 06/241 Sharon Smith loppointed 06/24) Eddie Rinkevics (resigned 06124) Alan Morrison Iresigned06/241 Andrew Donaldson Iresigned06/24} Neil McNeil Iresigned 06n4J Structure Governance and Mana nt Constitution The Charity was registered in its current le8al form on 8th July 2015 and is bound by its constitution. Appointment of trustees The management committee are the Charity's trustees. No less than 3 and no more than 9 people arE eletted to the management committee at each Annual Geneial Meeting IAGMI. These individuals are drawn from the ordinarv membership and are ntsminated in writing. At each AGM all appointed manè8ement cornmittee mèmbers retire from office but are eligible for re-election. ettives and Activities The objects ol the charity are,. 11 To encourage the people ol Lochaber to work together to promote healthy living and self sufficiency. 21 To educate both adults and children in a positive way towards the environment, encoura8ing ihem to learn new skills, build friendships and socialise together. 31 To enable those without a£iess to their own green space. to grow their own food and vegetables. 41 To encourage an interest in wildlife and conservation, respect for the area and to introduce new hobbies and interests. Page2of 11
Charitable purposes 11 The advancement of education. 21 The provision of recreational facilities, or the or8anisation of recreational activitie5. Wlth the object of improving the conditions of life for the pÈr50ns for whom the facilities or activities are primarily intended. Athvitles See attached Report Achlevements and Perfomance See attached Report Finan lal revl The main source of funding 15 the collection of allotment fees. Total income for the year was £1.412. Expenditure for same period was £2,032 resulting in a deficit of £620. Reserves held at year end were £5,714 of unrestricted funds. Reserves Poll¢y There is no requirement in the constitution for reserves however the trustees policy is to retain 3 months worth of normal runnin8 Costs in order to meet commitments and to cover any unexpected expenditure. Plan5 forfutufe period See attached Report Exem tbons from Dlsclosure There are no exemptions from disclosure. Funds held as custodian trustee on behalf of others There are no funds held as custodian trustee on behalf of other5. This report was approved by the Trustees on 2£1rt 2026. Name of Trustee.. Date.. 7d fv14KLii 2026 Page3of 11
Sunny Lochaber United Gardenety IS.L.U.G) Scottish Charity Numbet SC045791 Independent examIceS rtport to the tryStee5 on ihe unaudited accoutsts of Sutstty ¢bbeT UDi¢td Gardener8 IS.L.U.Gl. I rcwtt on the account% of the Lharity for the ieai tndtd 3Qth.September 2024 which are set out on pages 5 to 8. R¢$peetive TCSPOll5ibilitie5 oftse and independent examintt 'tht cliatit). s TSt¢l> ITC rcsp(?nsiblL for the preparallon of the acci)unt% til atc()rdan¢c with the terrnN vf rhe Channes and Trustee IneStMent I%cc)dandl Iltt 21KJ.5 and The (-haniic% AccounL% Iscodandl RLg7ulatii)rt% 2. Thc rtvsr¢¢$ conEidcr thar the audit rtquirtment (Jf RLgulatiiin 10111 Idl oftlic 2(K)6 Accuunt% ReRu]atiDn% dot rti)t appl). It IS Tc%Pnn5IbJ1}. ro exarwne rhe accounts as tequittd und¢1 44111 Icl of the ilct at)d tu bt2te wheth¢t Patticthar rtJarrcr5 hai'e cotne ro fny attention. Basis ofind¢p¢ndtni txaminees 6tatemeni Mv exaffl]ngLon L4 carned out accordance with RLgulall<)n I l of rhe ChRntyes..Iccountq Iscotlandl ReguLgtyons 200r). An eXa1trOn include% 3 i)f the %cc(>untinx ILCf)rd% k¢pr the chantri and a coYnprL%Oii of the account% prL'sertied 1th thv4t rccor(l> Ir includes coii%Jderation of an}, urtu%U itLtns ()r di(1¥v[Cl In the accr)uiitb. a]id seeks explanations ftt)m the trustees unr¢rnnR any %ucli fflatter%. The procedure% undLrtakn.n d() nvr pl<)dC the evidence that wou]d be rtquired ill all audit. and ¢oDsrquLnd} 5 du nut express an au(bt opiniort on the view AJv¢n b} the (Cl)Unt4 Independtrtt txainintes $tatrmeni ltt the cuur%e i)f mj CX#rnln#uon. fflatter ha$ come to my 3ttenti(Jn'. which givL% ML. fL3%¢)tsblL ¢Rusc ro Ixheve that in afty m2terial rL%pect thÈ TequtrctnL'DIs". t(> keep acc()urtdttg rcii)rd% in ac¢urdancc with *ecLon 44111 lal of the 2(KJ5_4ci RcRu13tson 4 ijfthc 2(X16 -.Iccountq Regulaty()n% aiid to prepare account% wknch 2cctsrd with rhi. acci)untsnR rccord$ 2nd coJnpl% with Regdatii)rt 9 of the 2006 -4ccounts Regulationq have not been met. or to which, ]n rny opmion, tttetstion be drjwtt ()IdL'r rv cnablc a proper under%t2nding of ihe accounts to be rcached Aru Iarit IIclb112tt (.Ltt.4tcl Iopcnl Date.. Fit)3nce l12Tiagei l oluntars Jlction IA)ch>bLt Jlft DrChd. LI2 Road .tTh 2026 VOLUNYARY ACIION IOCHABEII P1433 61>EI Page4of11
SunrLy Lo¢hber UniTed Gardetttts (S.LU.GI RectiPts Ac¢oynt$ Forthe ytor c[ed 30th Septembet2024 Seottitsb Charity Nutnber SC045791 Yexr ro Year to Year to Year to 2024 2024 2024 Tot 2023 Tot1 Unre5tsirted Re$iTh¢ted Receipis Note Trants Donation% 450 BDk te1C$$ tteeived 97 97 57 Furtd Rai$ittK Othcr OtherCIl1bk Activitie Amotsnent Fees / Rent 345 Total Reeeip 1,412 402 Pa)Thents ChaiitsblE ActItieS Inswance Rtpailb & 1tCan(c pnI l NlierJth Site RtnT Sitc Rent Rcfund Clcan-up Dz 1.225 3U2 1W 302 160 98 92 98 92 Governance Co$ts Indcpcndcnt Lx2minilion Totsl Pr¢>ment$ 1032 374 Sutplu5/iDtfiatl for thtseubef0 tr3nsfcr5 TT4nsfet5 b¢Thvien fun I6) 16201 Sutylug/(Dcficir) forthe 6Jl 620 28 Page5of11
Sunrty tochabtT Uniltd G4rdcncrs IS.LU.GI Receipts P•Jm¢nts Ac<tsuibts For thc ytArended 30th SepTembet2024 SrOit15h Charit). Nutnber SC045791 Yeav i Ycar t Year io 2024 2024 To¢al Urtrc¥rricÉed Re8tricied Tota] StatemeJ)t of BAln£- $ 130th sepbe1 2024 Opening eagh at bllrth And in hanfl &,334 Add Tn<frn¢ J2 6,708 7,746 4Cl.12 7,746 2,032 Ix$5 FIlPLthturc Transle Closing eash atbank in hDd 5.714 5.714 @334 Bank artd Cash Bal&n5 Bank.'IrLJ5urci'5 Account Bonus Resen'e.Ic¢ouni Out5t3nthn8 Ind8ements Out5t3nthn8 cheqk Per(v Cknh 5,(J14 G36 5.014 5.646 623 65 65 65 9& 10 Signed beh¥lfof allTrnstee8'. Nme'. DHte'. sw 7 2026 Th¢ noie$ pagt5 7 to 8 fortn p•n of these fsnancial $ttemtntS Page6of11
Sunny Lochaber United Gardeners IS.L.U.GI Scottish Chzrity Number X045791 Notes to the accounts For the year ended 30th September 2024 l Basls of Accountln8 These accounts have been prepared on the Receipts and Payments ba515 in accordance with the Charities & Trustee Investment Iscotlandl Act 2005 and the Charities Account5 (Scotlandl Regulations 2006 las amendedl. 2 Nature and purpose of fund5 Unrestricted fund5 are those that may be used at the discretion of the trustees in furtherance of the objerts of the charity. The trustees maintain a single unrestricted fund for the day-to-day running of the Charity. During the year the charity received donations of £450 and collected £865 from allotment fees. Restricted funds may only be used for specific purposes. Restrittions arise when specified by the donor or when funds are raised for specific purposes. 3 Related party transartions No remuneration was paid to the trustees or any connetted persons during the year12023.. £NILI. 4 Grants Unrestricted Funds Restrlcted Funds Total 2024 Totsl 2023 Grants 5 Donations Unrestrlrted Funds Restrlrted Funds Total 2024 Total 2023 200 250 450 Lochaber Comrnunity Fundraising Rotary Club of Lochaber 200 250 450 6 Transfers between funds There were no transfer5 betweeFI fund5 during the year12023-. £NILI. 7 Governance Costs Unrestricted Funds Restrided Funds Total 2024 Totsl 2023 loo loo loo loo Independent Examination loo loo 8 Volurbteer5 The trustees would like to record their thanks to all the volunteers who dedicate a Significant amount of tirne lor no reMuneraton to the charity. Page7of11
9 Restrirted Funds At 1st OttoT 2023 At 30th September Outgoing Transfer5 2024 Incoming Restricted Funds 10 Unrestricted Funds At 1st October 2023 At 30th September Outgoing Transfers 2024 12,0321 12,0321 Incomlng Unrestricted Funds 6.334 6.334 1.412 1,412 5,714 5,714 Paye8of11
Sunny Lochaber United Gardeners AGM 15th June 2024. Present Jackie Small Inese Anderson Shona Mcginty Neil McNeil Alan Mcphail John Mcginty Tracy Campbell Sharon Smith Apologies Eddie Rinkevics Naomi High Mandy Miller Fiona Weir Mi Panek Meeting opened and everyone thanked for attending. Due to not much changes from last year Jackie gave an overview of the financial report which was signed by shona, everyone also received a copy via email prior to meeting. Over the last year there have been 4 new people allocated plots. £500 awarded by funding and maintenance work restarted. All residing committee members stood down as per constitution guidelines and the following people were elected. Chair - Inese Anderson, nominated by Jackie 2nd by shona. Treasurer - Shona Mcginty, nominated by Inese. 2nd by Jackie. Secretary - nominated by shona 2nd by Alan. Alan Mcphail, Sharon Smith, Tracy Campbell and John Mcginty were invited to join the committee which they accepted. Neil McNeil declined. Constitution As per previous discussion with all plot holders we now plan to apply for a debit card for ease of payments and access. It was agreed that one signatory can withdraw upto £500 thereafter 2 signatories will be required and all withdrawals to be discussed with the committee. Our constitution will be amended to include this change. P469of11
It was also agreed that the option to join meetings via zooml Teams or similar, will be looked at so that meetings can be attended by everyone. This will also be included in our constitution. AOB The committee will meet every 3 months to discuss on going plans and anything else that arises. It was suggested by Alan that Allotment meetings involving everyone could take place when we gather for maintenance days ect. This was agreed by all. We also hope to have more social gatherings, open days, barbecues ect which will involve all plot holders, friends and families. Inese mentioned the possibility of using produce to bring in funds, like plant sale ect, Jackie will look into this. Neil and Shona brought to attention the hole that has been dug at main gate. This is not in keeping with health and safety. Several others have also highlighted this as an issue therefore the hole will be filled in and kept that way. It was also highlighted that some allotment holders are accessing their plot at night. Jackie stated that people are free to attend their plot at any time however please note that ANY work carried out in darkness is not covered by the allotments insurance policy and will be solely Ihe responsibility of the person. Please also note noise restrictions as there are houses close to the site. Shona and Inese are to look into starting bee hives, more on this as it develops. Jackie suggested looking at utilising the space at the top of the hill. The committee will look inlo this in more detail. Neil asked about the boundary fencing, invites to be put out for quotes from local firms to replacelrepair fence. Neil also asked about sheds and felt for roof5. It was agreed that any expense incurred in repairing sheds will be reimbursed on proof of receipt. However please remember that you are responsible for the maintenance and upkeep Page Ioof 11
of your shed which should be painted with appropriate weather sealant paint. The committee are only responsible for structural damage but not if caused by neglect or deliberate damage. Jackie will look into applying for further funding and is liaising with voluntary action Lochaber. More on this at later date. Jackie brought up the subject of poor maintained plots as an ongoing issue that needs to be resolved. Alan suggested that before allocating plots they should first be cul back and the Allotment holder to be shown what standards are expected. This was put to everyone in attendance at meeting and all agreed to move forward with this. Everyone was thanked for attending the AGM and the meeting was brought to a close. Kind regards The Committee SLUG. Page11 of 11