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2025-03-31-accounts

Peeblesshire Foodbank – Chairman’s Report 2025

Introduction

Peeblesshire Foodbank has continued to deliver vital support to individuals and families experiencing crisis across our community over the past year. Demand for our services has remained high, reflecting ongoing financial pressures and the continued vulnerability of many households. Throughout these challenges, our volunteers, staff, partners, and supporters have demonstrated exceptional commitment to ensuring that no one in our area faces hunger alone.

Overview of the Year

The year has been characterised by sustained levels of need, with many people seeking assistance due to rising living costs, income insecurity, and unexpected crises. In response, the organisation has strengthened both its operational capacity and its wider community engagement. Alongside providing emergency food, we have continued to develop approaches that promote connection, dignity, and holistic support.

We have also dedicated significant time to reviewing and improving our internal processes, ensuring that our operations remain safe, effective, and resilient.

Governance

Peeblesshire Foodbank benefits from the leadership and oversight of a committed Board of Trustees. The current officers are:

Chair – Vice Chair – | | Treasurer – | Board Members - ~~ee~~

We extend sincere thanks to fe , who retired as Treasurer in December 2024.

Statistics and Demand

Demand for our services remained high across the reporting year. During that time, our charity

These figures underline the scale of need within our community and the essential role played by the our charity. Staff and volunteers worked diligently to ensure that every person received support with dignity and compassion.

Projects and Community Work

Peeblesshire Foodbank continued to develop and deliver a range of community-based initiatives designed to reduce hardship and foster connection. Key activities included:

Volunteers and Staffing

Peeblesshire Foodbank’s work is made possible by our volunteers, who remain at the heart of our organisation. We now have around 75 volunteers, whose contribution to stock management, parcel preparation and delivery, client sessions, and community projects is invaluable.

Staffing capacity has continued to develop in line with our operational needs. Our staff team has demonstrated professionalism, resilience, and a consistent commitment to supporting individuals with care and dignity.

Partnerships and Local Engagement

We have continued to strengthen relationships with statutory agencies, charities, churches, schools, businesses, and community groups. These partnerships are essential in enabling us to provide effective, joinedup support to those in need.

Our strong collaboration with Citizens Advice Bureau has remained particularly impactful, ensuring that individuals benefit from financial guidance, advocacy, and improved income security alongside access to

emergency food.

Finance and Resources

The financial environment has remained challenging, with increased operational pressures and rising costs. The organisation has maintained a firm focus on financial stewardship and sustainability.

Support from grant funders, local groups, churches, businesses, and individual donors has been crucial. These contributions have enabled us to maintain stock levels, deliver core services, and invest in the infrastructure required for safe and effective operations.

Looking Ahead

The coming year will continue to present significant challenges for households across Peeblesshire. The foodbank remains committed to strengthening its services, deepening partnership working, and developing approaches that prevent and reduce the need for emergency food.

Our priorities will include ongoing improvements to operational processes, continued delivery of community projects, and sustained investment in dignity-centred support.

Sourcing funding to maintain core services will remain a priority, especially since funding from Trussell will be reduced as part of their new five year strategy.

Conclusion

Peeblesshire Foodbank has made a substantial impact over the past year, responding to high levels of need with dignity, compassion, and professionalism. On behalf of the Board of Trustees, I extend heartfelt thanks to our volunteers, partners, funders, and supporters. Their dedication enables us to continue making a meaningful difference in the lives of people across Peeblesshire.

24 May 2025

APPENDIX 3

APPENDIX 3
O9CK
Independent examiner’s report on the accounts
V2
Report to the
trustees/members of
Peeblesshire Foodbank SCIO
Registered charity SC045330
number
On the accounts of the Period start date
Period end date
charity for the period Day
Month
Year
Day
Month
Year
1
Apr
2024
to
31
Mar
2025
Set out on pages 1 to 8
Respective
responsibilities of
trustees and examiner
The charity’s trustees are responsible for the preparation of the accounts in accordance
with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the
Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees
consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations
does not apply. It is my responsibility to examine the accounts as required under section
44(1) (c) of the Act and to state whether particular matters have come to my attention.
Basis of independent
examiner’s statement
My examination is carried out in accordance with Regulation 11 of the 2006 Accounts
Regulations. An examination includes a review of the accounting records kept by the
charity and a comparison of the accounts presented with those records. It also includes
consideration of any unusual items or disclosures in the accounts and seeks
explanations from the trustees concerning any such matters. The procedures undertaken
do not provide all the evidence that would be required in an audit and, consequently, I do
not express an audit opinion on the view given by the accounts.
Independent examiner’s In the course of my examination, no matter has come to my attention
statement
Signed:
Name:
1.
which gives me reasonable cause to believe that in any material respect the
requirements:

to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and
Regulation 4 of the 2006 Accounts Regulations, and

to prepare accounts which accord with the accounting records and comply with
Regulation 9 of the 2006 Accounts Regulations
have not been met, or
2.
to which, in my opinion, attention should be drawn in order to enable a proper
understanding of the accounts to be reached.
Date:
23/01/2026
~~—~~
Relevant professional
qualification(s) or body Institute of Chartered Accountants of Scotland
(if any):
Address: Cobalt AccountancyScotland Ltd
27 Lauriston Street
Edinburgh
EH3 9DQ

APPENDIX 3 Disclosure section Only complete rf the examiner needs to highlight material problems. Glve ￿re brlef detslls of any Items that thé •xamlner wlshes to dlsclose None

Peeblesshire Foodbank SCIO

Charity No. SC045330 Accounts for the Period to 31 Mar 2025

The accounts are prepared on an accruals basis, and are presented in this report as follows:

Statement of Financial Activities

Profit and Loss Account

Balance Sheet Detail of Restricted Funds Notes

Independent Examiner's Report

Peeblesshire Foodbank SCIO

Charity No. SC045330 Accounts for the Period to 31 Mar 2025

Income
Donations and Grants
Income from Charitable activities
Total Income
Expenditure
Costs of raising funds
Fundraiser Salaries
Pension Contributions
NI
Advertising and Promotion
Postage
Printing
Expenditure on Charitable Activities
Value of food distributed
Vouchers Claimed
Heating Grants Disbursed
Clothing purchased
Materials purchased
Subcontactor (Financial Inclusion)
Other Expenditure
Rent
Office Costs
Bank/Finance Charges
Insurance
Office Equipment
Computer Software
Internet and Telephone
Subscriptions
Mobile Phone
Trussel Trust Fee
Food etc Purchased
Motor Expenses
Charitable donations
Accommodation and Meals
Staff Training
Staff Entertaining
Legal and Professional Fees
Books and Journals
Travel
Sundries
Total Expenditure
Other recognised gains and losses
Revaluation of fixed assets
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
Unrestricted
£
135,775
64,359
Restricted
£
129,215
Total 2025
£
264,990
64,359
Total 2024
£
194,429
49,626
200,134
69,958
62,000
5,035
2,230
346
62
285
64,359
64,359
56,300
15,492
933
90
1,305
1,962
80
686
399
72
31,986
234
1,639
108
689
77
513
35
129,215
21,467
21,467
98,535
156
98,379
1,436

1,436
329,349
91,425
83,467
5,035
2,230
346
62
285
162,894
64,359
-
156
-
-
98,379
-
57,736
15,492
933
90
1,305
1,962
80
686
399
72
-
31,986
1,436
234
1,639
108
689
77
-
513
35
244,055
62,495
57,683
4,670
122
6
14
93,852
49,613
426
820
6,469
1,524
35,000
52,320
14,878
2,645
226
340
1,553
80
654
847
72
-
27,671
2,213
504
27
354
59
75
87
35
190,617
9,517
313,273
136,856
121,438

7,777
193,710
-
312,055
-
17,294
313,273
330,566
208,667
6,716
28,672
284,601
313272.5

Note 1

Peeblesshire Foodbank SCIO

Charity No. SC045330 Accounts for the Period to 31 Mar 2025

Income
Cash/cheque donations
Tesco/Trussel Trust
Interest received
Gift Aid
Grants
Total donations and grants
Value of Food Donated
Total Income
Expenditure
Rent
Office Costs
Bank/Finance Charges
Insurance
Office Equipment
Computer Software
Internet and Telephone
Mobile Phone
Food etc Purchased
Advertising and Promotion
Printing & Stationery
Postage
Subscriptions
Motor Expenses
Salaries
Employers NI
Pension Contributions
Staff Pensions
Subcontractor Costs
Accommodation and Meals
Vouchers Claimed
Heating Grants Disbursed
Charitable donations
Clothing purchased
Materials (warm boxes etc)
Depreciation
Staff Training
Staff Entertaining
Legal and Professional Fees
Books and Journals
Travel
Sundries
Total Expenditure
Value of Food Distributed
Total Expenditure
Surplus for Period
Year to 31/3/25
Unrestricted
Restricted
Total
£
£
120,938
6,217
5,737
2,883
129,215
Year to 31/3/25
Unrestricted
Restricted
Total
£
£
120,938
6,217
5,737
2,883
129,215
Year to 31/3/24
Unrestricted
Restricted
Total
£
£
61,382
15,101
13
1,125
116,821
194,442
Note 1
49,613
Note 2
244,055
14,878
2,645
226
340
1,553
80
654
72
27,671
122
14
6
847
2,213
57,683
Note 4
3,440
1,230
35,000
504
426
820
6,469
1,524
6,716
27
354
59
75
87
35
165,770
49,613
Note 1
215,383
28,672
119,744
46,026
208,667
Year to 31/3/24
Unrestricted
Restricted
Total
£
£
61,382
15,101
13
1,125
116,821
194,442
Note 1
49,613
Note 2
244,055
14,878
2,645
226
340
1,553
80
654
72
27,671
122
14
6
847
2,213
57,683
Note 4
3,440
1,230
35,000
504
426
820
6,469
1,524
6,716
27
354
59
75
87
35
165,770
49,613
Note 1
215,383
28,672
119,744
46,026
208,667
15,492
933
90
1,305
1,962
80
686
72
31,986
346
285
62
399
1,436
62,000
21,467
2,230
5,035
98,379
1,639
156
234
6,580
108
689
77
513
35
264,990
64,359
329,349
254,276
64,359
14,878
2,645
226
340
1,553
80
654
72
27,671
122
14
6
847
2,213
57,683
3,440
1,230
35,000
504
426
820
6,469
1,524
6,716
27
354
59
75
87
35
194,442
49,613
244,055
165,770
49,613
132,838
121,438
318,635
10,714
312,055
119,744
46,026

Peeblesshire Foodbank SCIO

Charity No. SC045330 Accounts for the Period to 31 Mar 2025

Assets
Capital Assets
Computer Equipment b/f
Computer Depreciation b/f
Computer Equipment purchase
Computer Depreciation in year
Fixtures and Fittings b/f
Fixtures Depreciation b/f
Fixtures Purchase
Fixtures Depreciation in year
Motor vehicle b/f
Motor vehicle depreciation b/f
Motor vehicle purchase
Motor vehicle Depreciation in year
Net book Value
Prepayments
Voucher prepayments
Cash at Bank
Current Account
Soldo Payment Card
Monzo Expenses Card
Total Assets
Liabilities
PAYE/NI
Pension Creditor
Other Creditors
Total Liabilities
Net Worth
Opening Net Worth
Surplus (Shortfall) for the period
Closing Net Worth
At 31/3/25
£
£
7,504
(4,162)
(2,095)
1,411
(470)
1,295
(470)
20,073
(12,044)
(4,015)
At 31/3/25
£
£
7,504
(4,162)
(2,095)
1,411
(470)
1,295
(470)
20,073
(12,044)
(4,015)
At 31/3/24
£
£
4,378
(1,931)
3,126
(2,231)
1,411
freezer purchase
(470)
20,073
(8,029)
-
(4,015)
12,312
-
19,430
19,430
281,771
165
4,450
286,386
318,128
1,663
3,280
-
4,943
313,183
284,598
28,672
313,270
At 31/3/24
£
£
4,378
(1,931)
3,126
(2,231)
1,411
freezer purchase
(470)
20,073
(8,029)
-
(4,015)
12,312
-
19,430
19,430
281,771
165
4,450
286,386
318,128
1,663
3,280
-
4,943
313,183
284,598
28,672
313,270
7,027
-
312,188
319,215
5,877
7,988
-
13,865
323,984
313,270
10,714
19,430 12,312
-
19,430
286,386
308,652
2
3,534
281,771
165
4,450
318,128
1,663
3,280
-
4,943
313,183
284,598
28,672
323,984

Peeblesshire Foodbank SCIO

Accounts for the Period t
Opening balance
Income
Grants
Total Income
Expenditure
Rent
Salaries & NI
Subcontractor Costs
Heating Grants Disbursed
Motor Expenses
Warm boxes etc
Food purchased
Clothing
Voucher Prepayments
Total Expenditure
Closing balance
o 31 Mar 2025
Trussel Trust
C
Financial Inclusion

120,951
£
51,013
orra Foundation
Heating Grants
1,676
£
Charity No. SC045330
Restricted Funds
Trussel Trust
Salary support
37,831
£
31,843
SBC
Vehicle support
2,866
£
CLLD
F
4,715
£
oundation Scotland
Warm Boxes
8,339
£
12,100
SBC
Border
Slow cookers
9,555
£
s Community Action + SBC CLLD
Community Cafes
-
£
34,259
Total
185,933
£
129,215
51,013
(98,379)
(98,379)
-
(156)
(156)
31,843
(21,467)
(21,467)
-
(1,436)
(1,436)
-
-
12,100
-
-
-
34,259
-
129,215
-
(21,467)
(98,379)
(156)
(1,436)
-
-
-
-
(121,438)
73,584 1,520 48,207 1,430 4,715 20,439 9,555 34,259 193,710

Borders Community Action community cafes £19,780 > SBC CLLD community cafes £14,479

Cash for Kids summer lunch scheme £3,000 > Trussell post

SBC warm boxes £3,100 > CAB warm boxes £4,000 > Trussell CAB financial Inclusion £51,012.50 > Foundation Scotland slow cookers £5,000

Notes

Accounts for the Period to 31 Mar 2025

Value of food donated: it is a requirement of the Trussel Trust to impute a value on the donated food and to show this as both an income and an expense. The standard value of £1.75 per kg has been used in these accounts, and applied to the weight of food distributed as entered on the Trussel Trust website

2 Trussel Trust Stock Distributions 1 Apr 2024 - 31 Mar 2025 Total food distributed 24,104.5 kg at £2.67/kg £ 64,359.00 Grants 3 Borders Community Action 19,780.00 community cafes SBC CLLD 14,479.00 community cafes Trussell 31,843.00 salaries SBC 3,100.00 warm boxes CAB 4,000.00 warm boxes Trussell CAB 51,012.50 financial inclusion Foundation Scotland 5,000.00 slow cookers Total £ 129,214.50