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2025-06-30-accounts

REGISTERED CHARITY NUMBER: SC044094

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 JUNE 2025

FOR

URRAS COIMHEARSNACHD BHRADHAGAIR AGUS
ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)
CIB Services
Chartered Accountants
63 Kenneth Street
Stornoway
Isle of Lewis
Western Isles
HS1 2DS
URRAS COIMHEARSNACHD BHRADHAGAIR AGUS
ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 to 13

URRAS COIMHEARSNACHD BHRADHAGAIR AGUS

ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 JUNE 2025

Thetrusteespresenttheirreportwiththefinancialstatementsofthecharityfortheyearended30June2025.Thetrustees have
adoptedtheprovisionsofAccountingandReportingbyCharities:StatementofRecommendedPracticeapplicableto charities
preparingtheiraccountsinaccordancewiththeFinancialReportingStandardapplicableintheUKandRepublicofIreland(FRS 102)
(effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the Charity are:
-toproviderecreationalandsocialfacilitiesandeconomicactivitiestoimprovethelivesoftheinhabitantsinBragarandArnol and
theirencompassedareasthroughthepreservation,managementanddevelopmentforcommunityuseoftheformerBragar School
buildings and grounds;
-toadvancecitizenshipandcommunitydevelopmentandinparticulartheregenerationandimprovementofthephysical,social and
economicinfrastructureoftheareathroughassistingpeopledisadvantagedbecauseofsocialandeconomiccircumstance, promoting
voluntary action and encouraging civic values;
-toadvancethearts,heritage,languageandcultureoftheareathroughpublicexhibitions,communityledservices,and by
providingfacilities,namelytheestablishmentandmaintenanceofamuseumwithalong-termcollectionpreservingand transmitting
knowledge, history and culture for present and future generations;
-toadvanceeducationthroughencouragingabetterunderstandingofthebuiltandnaturalenvironmentofthearea;and through
communitycapacitybuildingandthedevelopmentofindividualskillsandcapabilitiestoimprovethelivesoftheinhabitantsof the
area and the public in general;
-toprovideforthereliefofpovertyinallitsformsandtopromoteimprovementinthehealthoftheindividualsinthearea, through
services and provisions arising from the development of the facilities in the area and in particular at or around the former school;
-tosupportwherepossiblecharitableinstitutionswithrelatedpurposesbyfosteringacommunityspiritfortheseandother such
purposes as may by law be deemed to be charitable.

Significant activities

TheprincipalactivityofthecharitywastherunningoftheGrinneabhatcentre,includingthecommunityroom,theexhibition space,
the garden grounds, the hostel, launderette and the café.
The centre brings together three streams of activities;
- social, health and wellbeing activities mostly but not exclusively aimed at local people;
- cultural and artistic activities with a local, island-wide and international focus; and
- economic activities which will help maintain the building and the activities within it.

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

TheGrinneabhatcentrehashadaverybusyyear,withafocusoncommunityandGaelicactivitiesandevents,theexhibition space
andartsprogramme,roomhires,jointworkingwithvariouscommunityandpublic/commercialgroups,aswellasrunningthe hostel,
thelaunderetteandthecafé.Thehighcostofenergy,thecostoflivingandincreasesinstaffcostspresenteddifficultiesfor the
charity and the decision was taken in April 2025 to close the café and reduce staff numbers.

FINANCIAL REVIEW

Financial position

Thesurplusfortheyearis£20,038(2024-deficitof£36,559).Unrestrictedfundsat30June2025are£78,001(2024- £21,026)
andrestrictedfundsare£1,387,584(2024-£1,424,521).Therestrictedfundsreflectthefundingreceivedinrespectof the
redevelopment of the property.

Principal funding sources

Thecharityhasnocorefundingandisbeginningtodeveloptradingactivitiestohelpfinanceitscharitableactivities.Thecharity is
alsodependentuponthecontinuedsupportofthepublicfundingagenciesforthedeliveryoftheactivitiesplannedfor the
organisation and the Grinneabhat Centre.
The principal grant funding sources for the year are detailed in note 5 to the financial statements.
Page 1

URRAS COIMHEARSNACHD BHRADHAGAIR AGUS ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 30 JUNE 2025

FINANCIAL REVIEW

Reserves policy

ThecapitalcostsfortheGrinneabhatCentrewerefullyfundedandallpaymentshavebeencompleted.Areservespolicyhas been
put in place, which states that UCBA should have a minimum of three months worth of reserves to meet running costs.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

TheCharitybecameaScottishCharitableIncorporatedOrganisationon21June2013andthepurposesand administration
arrangements are set out in the constitution.

Recruitment and appointment of new trustees

Recruitment and appointment of new trustees
UndertherequirementsoftheconstitutionthetrusteesareappointedattheAnnualGeneralMeeting.Onethirdoftrustees(to the
nearest round number) retire at each Annual General Meeting and are eligible for re-election.

Organisational structure

Voluntarytrusteesmanagetheaffairsofthecharitythroughregularmonthlymeetings.Individualtrusteestakeonresponsibility for
areas such as bookkeeping, the hostel, HR, the garden grounds, etc.

Induction and training of new trustees

The charity undertakes training for trustees to ensure awareness and understanding of:-

Wider network

The charity has established links with other organisations and agencies to foster the aims and objectives of the organisation.

Risk management

Thetrusteeshaveadutytoidentifyandreviewtheriskstowhichthecharityisexposedandtoensureappropriatecontrolsare in
place to provide reasonable assurance against fraud and error.
Thesystemsoffinancialcontrol,whicharedesignedtoprovidereasonableassuranceagainstmaterialmisstatementorloss, currently
include the following:

Principal Risks and Uncertainties

Thecharityisadiverseorganisation,providingservicestoawiderangeofindividualsandorganisations,withtheprincipalareas of
businessbeingcommunityengagementandservice.Itreliesongrantsandawardsaswellasselfgeneratedtradingincome to
deliver its aims and objectives to the benefit of the local community.
Theprincipalrisksfacingthecharityarethatitstradingactivitiesdonotraiseasmuchmoneyasforecast,andthatgrants and
awards are limited due to austerity or other causes, so restricting the charity's ability to operate as intended.
Thecharitycontinuallyengageswithfundersandaimstomaximiseitstradingincometoenableittodeliverallofits planned
activities.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

SC044094
Page 2
URRAS COIMHEARSNACHD BHRADHAGAIR AGUS
ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 30 JUNE 2025

Principal address
Grinneabhat
North Bragar
Isle of Lewis
Western Isles
HS2 9DA
Trustees
C M Campbell
A Campbell
A Morrison
G Williamson
C Macleod
S Stevens (resigned 30.9.24)
D Macleod
A Matthews (resigned 31.10.24)
E Macleod
F Simmons (appointed 1.11.24)
Independent Examiner
CIB Services
Chartered Accountants
63 Kenneth Street
Stornoway
Isle of Lewis
Western Isles
HS1 2DS
Approved by order of the board of trustees on 27 March 2026 and signed on its behalf by:
A Morrison - Trustee
Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF URRAS COIMHEARSNACHD BHRADHAGAIR AGUS ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

I report on the accounts for the year ended 30 June 2025 set out on pages five to thirteen.

Respective responsibilities of trustees and examiner

Thecharity'strusteesareresponsibleforthepreparationoftheaccountsinaccordancewiththetermsoftheCharitiesand Trustee
Investment(Scotland)Act2005andtheCharitiesAccounts(Scotland)Regulations2006(asamended).Thecharity's trustees
considerthattheauditrequirementofRegulation10(1)(a)to(c)oftheAccountsRegulationsdoesnotapply.Itismy responsibility
toexaminetheaccountsasrequiredunderSection44(1)(c)oftheActandtostatewhetherparticularmattershavecometo my
attention.

Basis of the independent examiner's report

MyexaminationwascarriedoutinaccordancewithRegulation11oftheCharitiesAccounts(Scotland)Regulations2006. An
examinationincludesareviewoftheaccountingrecordskeptbythecharityandacomparisonoftheaccountspresentedwith those
records.Italsoincludesconsiderationofanyunusualitemsordisclosuresintheaccounts,andseekingexplanationsfromyou as
trusteesconcerninganysuchmatters.Theproceduresundertakendonotprovidealltheevidencethatwouldberequiredinan audit,
and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner's statement

In connection with my examination, no matter has come to my attention :
have not been met; or
John E Moffat BA FCA
The Institute of Chartered Accountants in England and Wales
CIB Services
Chartered Accountants
63 Kenneth Street
Stornoway
Isle of Lewis
Western Isles
HS1 2DS
27 March 2026
Page 4

URRAS COIMHEARSNACHD BHRADHAGAIR AGUS ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30 JUNE 2025

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
Charitable activities
5
Charitable activities
Other trading activities
3
Investment income
4
Total
EXPENDITURE ON
Raising funds
Charitable activities
6
Charitable activities
Total
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
10,291
17,774
58,198
131
86,394
346
29,073
29,419
56,975
21,026
78,001
Restricted
fund
£
-
64,535
4,422
-
68,957
-
105,894
105,894
(36,937)
1,424,521
1,387,584
30.6.25
Total
funds
£
10,291
82,309
62,620
131
155,351
346
134,967
135,313
20,038
1,445,547
1,465,585
30.6.24
Total
funds
£
3,590
54,701
59,703
205
118,199
-
154,758
154,758
(36,559)
1,482,106
1,445,547
The notes form part of these financial statements
Page 5

URRAS COIMHEARSNACHD BHRADHAGAIR AGUS ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

BALANCE SHEET 30 JUNE 2025

Notes
FIXED ASSETS
Tangible assets
11
CURRENT ASSETS
Debtors
12
Cash at bank and in hand
CREDITORS
Amounts falling due within one year
13
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS
15
Unrestricted funds
Restricted funds
TOTAL FUNDS
Unrestricted
fund
£
11,963
65,348
14,177
79,525
(13,487)
66,038
78,001
78,001
Restricted
fund
£
1,347,518
38,866
1,200
40,066
-
40,066
1,387,584
1,387,584
30.6.25
Total
funds
£
1,359,481
104,214
15,377
119,591
(13,487)
106,104
1,465,585
1,465,585
78,001
1,387,584
1,465,585
30.6.24
Total
funds
£
1,395,788
57,441
25,598
83,039
(33,280)
49,759
1,445,547
1,445,547
21,026
1,424,521
1,445,547
ThefinancialstatementswereapprovedbytheBoardofTrusteesandauthorisedforissueon27March2026andweresignedon its
behalf by:
A Morrison - Trustee
The notes form part of these financial statements
Page 6

URRAS COIMHEARSNACHD BHRADHAGAIR AGUS ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

Thefinancialstatementsofthecharity,whichisapublicbenefitentityunderFRS102,havebeenpreparedin accordance
withtheCharitiesSORP(FRS102)'AccountingandReportingbyCharities:StatementofRecommendedPractice applicable
tocharitiespreparingtheiraccountsinaccordancewiththeFinancialReportingStandardapplicableintheUKand Republic
ofIreland(FRS102)(effective1January2019)',FinancialReportingStandard102'TheFinancialReporting Standard
applicableintheUKandRepublicofIreland'andtheCharitiesandTrusteeInvestment(Scotland)Act2005.The financial
statements have been prepared under the historical cost convention.
Thefinancialstatementsarepreparedinsterlingwhichisthefunctionalcurrencyofthecharityandareroundedto the
nearest £.

Going concern

Thetrusteeshaveassessedthecharity'sabilitytocontinueasagoingconcernanddonotconsidertheretobeany material
uncertainties about the charity's ability to continue as a going concern.

Financial reporting standard 102 - reduced disclosure exemptions

Thecharityhastakenadvantageofthefollowingdisclosureexemptioninpreparingthesefinancialstatements,as permitted
by FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland':

Income

AllincomeisrecognisedintheStatementofFinancialActivitiesoncethecharityhasentitlementtotheincome,there is
sufficientcertaintyofreceiptandsoitisprobablethattheincomewillbereceived,andtheamountofincomereceivable can
be measured reliably. Income received in advance is deferred until the criteria for income recognition are met.
GrantsreceivablearecreditedtotheStatementofFinancialActivitieswhenreceivablewhereentitlementisnot conditional
onthedeliveryofaspecificperformancebythecharity.Grantsrelatedtoperformanceandspecificactivitiesare accounted
forwhenthecharityhascompletedtherelatedundertakings.Grantsreceivedwhicharerelatedtocapitalexpenditure are
held within restricted funds and are utilised to fund the future depreciation of the related capital expenditure.

Expenditure

Liabilitiesarerecognisedasexpenditureassoonasthereisalegalorconstructiveobligationcommittingthecharityto that
expenditure,itisprobablethatatransferofeconomicbenefitswillberequiredinsettlementandtheamountof the
obligationcanbemeasuredreliably.Expenditureisaccountedforonanaccrualsbasisandhasbeenclassified under
headingsthataggregateallcostrelatedtothecategory.Wherecostscannotbedirectlyattributedtoparticular headings
theyhavebeenallocatedtoactivitiesonabasisconsistentwiththeuseofresources.ExpenditureincludesanyVAT which
cannot be fully recovered, and is reported as part of the expenditure to which it relates.

Raising funds

Costsofgeneratingfundscomprisethecostsassociatedwithattractingvoluntaryincomeandthecostsincurredin trading
activities that raise funds.

Charitable activities

Charitableexpenditurecomprisesthosecostsincurredbythecharityinthedeliveryofitsobjectsandactivities.It includes
bothcoststhatcanbeallocateddirectlytosuchactivitiesandthosecostsofanindirectnaturenecessarytosupport them.
The allocation of direct and support costs are analysed in the notes to the financial statements.

Governance costs

Governancecostsincludethosecostsassociatedwithmeetingtheconstitutionalandstatutoryrequirementsofthe charity
and include the audit fees and costs linked to the strategic management of the charity.
continued...
Page 7
URRAS COIMHEARSNACHD BHRADHAGAIR AGUS
ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

1. ACCOUNTING POLICIES - continued

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Freehold property- 2% on cost
Plant and machinery- 20% on reducing balance
Computer equipment- 25% on cost

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restrictedfundscanonlybeusedforparticularrestrictedpurposeswithintheobjectsofthecharity.Restrictionsarise when
specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

Thecharityoperatesadefinedcontributionpensionscheme.Contributionspayabletothecharity'spensionscheme are
charged to the Statement of Financial Activities in the period to which they relate.

2.

CRITICAL ACCOUNTING JUDGEMENTS AND KEY SOURCES OF ESTIMATION UNCERTAINTY

Intheapplicationofthecharity'saccountingpolicies,thetrusteesarerequiredtomakejudgements,estimates and
assumptions that affect the amounts reported for assets, liabilities, income and expenditure.
Theestimatesandassociatedassumptionsarebasedonhistoricalexperienceandotherfactorsthatareconsideredto be
relevant.  Actual results may differ from these estimates.
Theestimatesandassumptionsarereviewedonanongoingbasis.Revisionstoaccountingestimatesarerecognisedin the
period in which the estimate is revised and in future periods should it affect future periods.
Theestimatesandassumptionswhichcarryahigherdegreeofriskofcausingamaterialadjustmenttothecarrying amount
of assets and liabilities are as follows:
Useful economic lives of tangible fixed assets
Theannualdepreciationchargefortangiblefixedassetsissensitivetochangesintheestimatedusefuleconomiclives and
residualvaluesoftheassets.Theyareamendedwhennecessarytoreflectcurrentestimates,futureinvestment, economic
utilisation and the physical condition of the assets.  See note 10 for details of the values of tangible fixed assets.
continued...
Page 8

URRAS COIMHEARSNACHD BHRADHAGAIR AGUS ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

3. OTHER TRADING ACTIVITIES

3. OTHER TRADING ACTIVITIES
30.6.25 30.6.24
£ £
Fundraising events 4,725 6,772
Rental income & room hire 51,251 46,104
Laundry 2,222 2,617
Employment allowance 4,422 4,210
62,620 59,703
4. INVESTMENT INCOME
30.6.25 30.6.24
£ £
Deposit account interest 131 205
5. INCOME FROM CHARITABLE ACTIVITIES
30.6.25 30.6.24
Activity £ £
Grants Charitable activities 64,535 51,324
Membership fees Charitable activities 714 337
Other income Charitable activities 9,321 2,123
Insurance Claims Charitable activities 7,739 917
82,309 54,701
Grants received, included in the above, are as follows:
30.6.25 30.6.24
£ £
Western Isles Development Trust - 749
National Lottery Community Assets Fund 32,366 15,660
Bord na Gaidhlig 24,565 17,622
Comhairle nan Eilean Siar
4,554 12,098
Feisean nan Gaidheal - 195
Royal Society of Edinburgh - 5,000
SJP Acquisition Services 2,750 -
Comhairle nan Leabhraichean 300 -
64,535 51,324
continued...
Page 9
URRAS COIMHEARSNACHD BHRADHAGAIR AGUS
ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

6. CHARITABLE ACTIVITIES COSTS

7.

Charitable activities
DIRECT COSTS OF CHARITABLE ACTIVITIES
Staff costs
Rates and water
Insurance
Light and heat
Telephone
Postage and stationery
Advertising
Sundries
Repairs & maintenance
Fundr, events & project costs
Subscriptions
Travel
Cleaning & Laundry
Legal & professional fees
Donations
Depreciation
Direct
Costs (see
note 7)
£
130,346
Support
costs
£
4,621
30.6.25
£
46,386
2,114
8,364
13,001
1,711
294
1,059
-
8,398
7,420
1,996
240
845
616
-
37,902
130,346
Totals
£
134,967
Totals
£
134,967
30.6.24
£
60,693
2,779
10,786
19,342
1,517
728
846
335
5,308
2,993
2,159
83
535
502
50
41,437
150,093

8. TRUSTEES' REMUNERATION AND BENEFITS

Therewerenotrustees'remunerationorotherbenefitsfortheyearended30June2025norfortheyear ended
30 June 2024.

Trustees' expenses

There were no  trustees' expenses paid for the year ended 30 June 2025 nor for the year ended 30 June 2024.

9. STAFF COSTS

The average monthly number of employees during the year was as follows:
Charitable activities
Management and administration
30.6.25
30.6.24
1
1
2
2
3
3
30.6.25
30.6.24
1
1
2
2
3
3
3
No employees received emoluments in excess of £60,000.
continued...
Page 10

URRAS COIMHEARSNACHD BHRADHAGAIR AGUS ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Donations and legacies
Charitable activities
Charitable activities
Other trading activities
Investment income
Total
EXPENDITURE ON
Charitable activities
Charitable activities
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
11.
TANGIBLE FIXED ASSETS
COST
At 1 July 2024
Additions
At 30 June 2025
DEPRECIATION
At 1 July 2024
Charge for year
At 30 June 2025
NET BOOK VALUE
At 30 June 2025
At 30 June 2024
Freehold
property
£
1,506,495
-
1,506,495
120,040
30,130
150,170
1,356,325
1,386,455
Unrestricted
fund
£
3,590
3,377
55,493
205
62,665
55,103
7,562
13,464
21,026
Plant and
machinery
£
48,806
1,200
50,006
40,215
7,538
47,753
2,253
8,591
Restricted
fund
£
-
51,324
4,210
-
55,534
99,655
(44,121)
1,468,642
1,424,521
Computer
equipment
£
6,925
396
7,321
6,183
235
6,418
903
742
Total
funds
£
3,590
54,701
59,703
205
118,199
154,758
(36,559)
1,482,106
1,445,547
Totals
£
1,562,226
1,596
1,563,822
166,438
37,903
204,341
1,359,481
1,395,788
continued...
Page 11
URRAS COIMHEARSNACHD BHRADHAGAIR AGUS
ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

12. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Trade debtors
Other debtors
13.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 14)
Trade creditors
Taxation and social security
Other creditors
14.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank overdrafts
30.6.25
£
272
103,942
104,214
30.6.25
£
-
8,001
2,556
2,930
13,487
30.6.25
£
-
30.6.24
£
320
57,121
57,441
30.6.24
£
94
19,869
3,356
9,961
33,280
30.6.24
£
94

15. MOVEMENT IN FUNDS

FUNDS

General fund

The general fund represents unrestricted funds which the trustees are free to use in accordance with the charitable objects.

Restricted fund

Thisrepresentsthefundsraisedfromvariousorganisationstoassistinthedevelopmentofthenewcommunitycentre and
to assist in the funding of wages posts.
continued...
Page 12

URRAS COIMHEARSNACHD BHRADHAGAIR AGUS ARNOIL (BRAGAR & ARNOL COMMUNITY TRUST)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 JUNE 2025

16. RELATED PARTY DISCLOSURES

UrrasCoimhearsnachdBhradhagairagusArnoil('UCBA')providedfundingtoGrinneabhatCICtoassistwiththe business.
The balance due to UCBA at 30 June 2025 is £102,092.58
Page 13