**Report and Financial Statements** 

**Year to 30[ th ] September 2025** 

**Registered Charity No SC042447 www.peeblesburghsilverband.com** 

## **Introduction** 

Peebles  Burgh  Silver  Band  has  been  in  existence  since  1834  and  is  an unincorporated  association  governed  by  its  Constitution,  which  was  last revised  on  23[ rd. ] September  2021.  The  Band  was  granted  charitable status by OSCR on 13th.  July 2011. 

Trustees  and  members  of  the  Management  Committee  are  elected  at the  Band’s  Annual  General  Meeting,  which  is  normally  held  in  November. No  Trustee  or  member  of  the  Management  Committee  is  paid  any remuneration or expenses. The Band does pay for external tutors/conductors  to  work  with  the  Band  and  its  members  from  time  to time to endeavour to maintain/improve playing standards. 

## **Objectives & Activities** 

The  Band’s  charitable  purpose  is  to  foster  and  encourage  the  study  and practice of instrumental music in Peebles and its surrounding area. 

To  achieve  this  the  Band  provides  “brass”  instruments  on  loan  plus regular  free  tuition  either  individually  or  within  a  group  setting  to children/adults  of  all  ages  and  ethnicity  to  ensure  the  continued improvement  in  playing  standards  thereby  safeguarding  the  long-term success and survival of the Band. 

## **Achievements in the Past Year** 

The  Band  strives  to  play  an  active  part  in  the  Community  Life  of  Peebles, playing  for  example  at  the  town’s  week-long  Beltane  Festival,  its  annual Remembrance  Service,  and  its  Christmas  Eve  visit  around  the  Town’s hospital  and  retirement  homes  culminating  with  carols  around  the  Town’s Christmas Tree. 

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Other  further  public  engagements  during  the  year  included,  amongst others,  Biggar  Gala  Day,  St  Ronan’s  Games,  Peebles  Agricultural  Show, Cardrona  Christmas  Lights  “Switch  On”  and  Beating  Retreat  on  Peebles High Street at the end of the Town’s Beltane Festival. 

The  Band  played  successfully  in  the  3[ rd ] Section  of  the  Scottish  Brass Band  Association  Championships  in  Perth  in  March  2025  and  in  the annual Borders Entertainment Contest in November 2024. 

Following  our  highly  successful  Christmas  Concert  in  the  Burgh  Hall, Peebles  in  December  2024,  further  concerts  were  held  in  Innerleithen and  back  in  the  Burgh  Hall  in  May  2025  before  our  Autumn  Concert  in the  Eastgate  Theatre,  Peebles.  These  all  proved  to  be  very  successful with  the  Senior  Band,  Youth  Band  and  pBuzzers  (our  absolute  beginners) all  playing  a  wide  selection  of  music  for  the  delight  of  our  audiences  and our Facebook/You Tube followers. 

## **Youth Section** 

Under  the  support  of  Keith  Belleville,  our  Youth  Band  Section  continues to  grow  from  strength  to  strength  with  over  20  youngsters  in  various stages  of  development.  Keith  concentrated  on  our  senior  Youth  Band members  on  Tuesday  evenings  and  our  Silver  Squad  (now  renamed Buzzers)  and  one  to  one  tuition  on  Friday  afternoons.  Another  addition during  the  year  was  percussion  lessons  to  youngsters  from  our enthusiastic  and  highly  accomplished  Senior  Band  percussionist,  Andrew Watson. 

Our  third  intake  of  “pBuzzers”  under  the  direction  of  and  Donna  Hamilton has  also  been  a  great  success.  This  is  for  youngsters  generally  under  the age  of  10,  playing  plastic  pBuzz  instruments  which  allows  them  to  make  a lot  of  noise,  learn  to  play  an  instrument  in  a  group  and  enjoy  themselves  in the process. 

Our  emphasis  on  our  Youth  Section  has  the  clear  advantage  of  building  a pipeline  of  players  from  pbuzzer,  to  Buzzers,  to  Youth  Band  and 

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ultimately  to  our  Senior  Band,  with  the  ultimate  aim  of  ensuring  the continued survival of our “Town Band”. 

## **Financial Review** 

The  Band  continues  in  good  financial  health  especially  following  the Bequest  from  the  late  Sandy  Anderson  in  2023.  We  are  not  restricted  to what  we  can  spend  the  monies  on  but  it  will  be  used  carefully  over  the coming  years  to  purchase  instruments  for  the  Senior  and  Youth  Bands  as the need arises. 

Mr  Martin  Brown  stepped  down,  after  15  years,  as  Treasurer.  Handing over  to  Mr  Calum  Stewart,  a  local  businessman  in  the  Peebles  who’s  wife and children are musicians in the band. 

Our  normal  running  costs  of  c.£18,000  -  £21,000  per  annum  continue  to be  met  from  regular  fundraising  activities,  albeit  at  a  loss,  such  as concerts,  engagements  including  playing  on  Peebles  High  Street throughout  the  year,  our  100  Club  and  our  annual  Grand  Prize  Draw. However,  the  target  for  the  year  ahead  is  to  reduce  the  running  costs  of the band down to c.£15,000. 

*********************** 

We  would  like  to  take  this  opportunity  again  to  thank  most  sincerely,  our patrons  and  the  good  folk  of  Peebles  for  their  continued  financial  support and  goodwill,  without  which  the  Band  would  be  unable  to  continue  in  its present form. 

Donna Hamilton    Donna Hamilton 

Chair & Trustee 

Dated 26 March 26 

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## **Charity Trustees** 

## **Official Charity Address** 

Donna Hamilton, Chair Calum J Stewart David Cornwall 

Eilidh Geddes 

Old Town House High Street Peebles EH45 8AN 

## **Band Hall Address Nights** 

## **Rehearsal** 

Old Town House Youth Band  – Tuesday 5.00  -7.00pm High Street Peebles Senior Band  – Mondays & Thursdays EH45 8AN                                                                          7.15 to 9.15pm 

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## **Peebles Burgh Silver Band** 

**Registered Charity No SC042447** 

**www.peeblesburghsilverband.com** 

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## **Peebles Burgh Silver Band** 

## **Statement of Receipts and Payments** 

**For the Year to 30th September 2025** 

|**Receipts**<br>**Payments**<br>**Voluntary Receipts**<br>**Receipts from Fundraising Activities**<br>**Income from Investments**<br>**Conductors Remuneration**<br>**Fundraising Activities**<br>**Running Costs**<br>**Administration**<br>Property Income<br>Grants<br>100 Club<br>Band Engagements, Gigs, Concerts<br>Concerts<br>Grand Prize Draw & Raffles<br>Quiz Night<br>Street Collections (incl Carols)<br>Donations<br>Player Sponsorship<br>Misc - Sale of Instruments etc<br>Bank Interest<br>Senior Band<br>Youth Band<br>Concert Expenses<br>100 Club, Raffles & Prize Draw<br>Travel<br>Contest Expenses<br>Instruments including repairs, mutes etc<br>New Music<br>Uniforms, Ties etc<br>Youth Band<br>Heating & Lighting<br>Insurance incl Public Liability<br>Misc. Costs<br>Rent to Peebles Common Good Fund via SBC<br>SBBA/SBBBA - Subscriptions etc<br>Stationery, Photocoyping etc<br>Website incl domain name etc<br>**Total Receipts**<br>**Total Payments**<br>**Surplus/(Deficit) for the Year**|**Total Year to**<br>**30/09/2025**<br>**Total Year to**<br>**30/09/2024**<br>**Total Year to**<br>**30/09/2023**<br>380<br>350<br>350<br>1200<br>0<br>0<br>5,775<br>2,100<br>2,000<br>5,685<br>3,925<br>2,400<br>0<br>3,050<br>1,546<br>1,182<br>25<br>1,134<br>0<br>0<br>450<br>449<br>785<br>834<br>610<br>0<br>0<br>950<br>0<br>0<br>707<br>2,075<br>1,600<br>2,252<br>2,285<br>1,224|
|---|---|
||**£19,190**<br>**£18,314**<br>**£37,556**<br>**)**<br>**)**|
||5,206<br>5,403<br>4,755<br>3,674<br>3,710<br>3,215<br>712<br>908<br>688<br>2,698<br>20<br>508<br>650<br>870<br>840<br>818<br>3,107<br>4,899<br>14,238<br>486<br>578<br>461<br>0<br>13,881<br>46<br>0<br>1,997<br>419<br>933<br>1,283<br>788<br>285<br>285<br>282<br>1436<br>731<br>900<br>450<br>450<br>450<br>512<br>497<br>625<br>308<br>791<br>961<br>145<br>145<br>172|
||**£21,472**<br>**£36,417**<br>**£29,326**<br>**)**<br>**)**|
||**£8,230**<br>**(£2,282)**<br>**(£18,103)**<br>**)**|
|||



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## **Funds Reconciliation** 

Cash at Bank & in Hand - 1st October 2024 **£68,587** Receipts & Payments Surplus/(Deficit) - 30th September 2025 (£2,282) Cash at Bank & in Hand - 30th September 2025 **£66,275** 

## **Other Band Assets (Non Cash)** 

The Band has other assets under the control of the Charity Trustees and Band Management Committee Namely: Musical Instruments,  Music, Uniforms and Other Assets (such as Chairs, Stands,etc) 

This figure reflects more a nominal replacement cost rather than a written down value given the uncertainty in realising cash from a forced sale of those assets, should the need ever arise. 

## **Notes to the Accounts - For the Year to 30th September 2025** 

- **1 Basis of Accounting** 

These accounts have been prepared on the Receipts and Payments basis in accordance with the Charities & Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended) 

- **2** 

## **Nature and purpose of funds** 

Unrestricted funds are those that may be used at the discretion of the trustees in furtherance of the objects of the charity. The trustees maintain a single unrestricted fund for the day-to-day running of the organisation. 

Restricted funds may only be used for specific purposes. Restrictions arise when specified by the donor or when funds are raised for specific purposes. The Trustees are diligent about tracking restricted funds and only use them in line with donor restrictions. Where costs exceed available restricted funds they are subsidised by unrestricted funds. 

- **3 Donations Received** 

Donations include institutional and personal donations together with their associated gift aid. 

- **4 Restricted Fund Grants Received** Nil 

## **5 Outstanding Restricted Fund Grants** 

Nil 

- **6** No remuneration was paid to a Charity Trustee or any person connected with a Trustee (2023: £0) 

- **7** No Trustees received any reimbursement of expenses. 

- **8** There were no transactions or balances with Charity Trustees or their connected persons in respect of years ending 2024 or 2025. 

**Declaration:** The Trustees declare that they have approved the above report. 

**Mr Calum Stewart CEng, MEng, MBA….........................................................** Treasurer & Trustee 

Date: 26/3/2026 

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## Peebles Burgh Silver Band 

## Independent Examiner's Report to the Trustees of Peebles Burgh Silver Band 

T report on the closing accounts of the charity for the year ended 30 September 2025, which are set out on pages 6 and 7 

## Respective Responsibilities of Trustees and Examiner 

The Charity Trustees are responsible for the preparation of the accounts in accordance with the terms of the Charity and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The Charity Trustees consider that the audit requirement of Regulation 10(1) (d) of the 2006 Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44 (1) (c) of the Act and to state whether particular matters have come to my attention. 

## Basis of Independent Examiner's Statement 

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the Charity and a comparison of the accounts presented with these records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently I do not express an audit opinion on the view given by the accounts. 

## Independent Examiner's Statement 

In the course of my examination, no matter has come to my attention 

1. Which gives me reasonable cause to believe that in any material respect the requirements: a. To keep accounting records in accordance with Section 44 (1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations; and 

b. To prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations 

## have not been met, or 

To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. 


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