OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2026-03-31-accounts

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

REPORT AND FINANCIAL STATEMENTS

for the year ended 31 March 2026 Charity No SC042304

WHITELAW WELLS

Chartered Accountants

9 Ainslie Place Edinburgh EH3 6AT

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

FINANCIAL STATEMENTS

YEAR ENDED 31 MARCH 2026

CONTENTS PAGE Trustees’ report Independent Examiner’s report Statement of financial activities Balance sheet Notes to the accounts 10

[1 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

TRUSTEES’ REPORT

YEAR ENDED 31 MARCH 2026

The Trustees are pleased to present their annual trustees’ report together with the financial statements of the charity for the year ending 31 March 2026.

The financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended), the Trust Deed, and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

Objectives and Activities

The Trust Deed states that the objects of the Trust are to support charitable causes which promote and encourage the study, practice and knowledge of Scottish literature, including publishing or funding the publication of Scottish literature, and holding or sponsoring meetings open to the public to promote awareness and appreciation of Scottish literature.

The Trustees also have power to hold competitions or make awards or prizes to recognise effort and achievement in relation to the promotion of Scottish literature, and other such purposes.

The Trustees achieve these objects by awarding donations.

Achievements and Performance

During the period of these accounts, the Trustees made thirteen donations amounting in total to £28,250 (2025 - ten donations amounting to £19,650) as follows:

[2 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

TRUSTEES’ REPORT

YEAR ENDED 31 MARCH 2026

Financial Review

During the year, income from investments and property was received by the Trust and investment management and other administrative costs incurred. Details of the income and expenditure arising during the year are shown on page 8 and in the accompanying notes on page 10.

The total income of the Trust for the year was £15,065 (2025 - £15,761). Expenditure was £40,351 (2025 - £32,413), resulting in a deficit of £25,286 (2025 – £16,652) before gains/(loss) on investments for the year. There were net gains on investment of £58,441 (2025 - £8,829) plus a gain on disposal of a property of £Nil (2025 - £23,257) leaving an overall surplus for the year of £33,155 (2025 - £15,434).

The total value of the Trust funds at 31 March 2026 was £701,786 (2025 - £668,631) all of which was unrestricted in the current and previous years.

Investment Policy and Performance

The annual income generated from the Charity’s funds provides the means whereby the Charity is able to fulfil its purposes.

The Trustees have delegated the management of their stock exchange investments to experienced fund managers, Rathbone Investment Management. They have a discretionary mandate, as agreed with the Trustees, and report to the Trustees on a regular basis as to the performance of the portfolio.

The investment objective of the Trustees in relation to the share portfolio is to achieve a balance between capital and income growth. Approximately 20% of the fund is invested in good quality fixed interest stocks with the balance invested in equities, a proportion of which is allocated to investment/unit trusts in order to provide a good spread of risk.

Reserves Policy

The Trustees have chosen not to designate any of the capital funds of the Charity. They regularly review the level of reserves of the Charity, and consider the donations to be made based on the funds available, after taking account of the operating costs of the Charity. The Trustees are satisfied that adequate funds were available at the year-end for the Charity to be able to continue to fulfil its charitable objectives.

[3 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

TRUSTEES’ REPORT

YEAR ENDED 31 MARCH 2026

Plans for Future Periods

The Trustees intend to continue to provide charitable grants and donations in future periods for projects which are in line with the charitable objectives of the Trust, and to do so in a similar way to previous years. Having regard to the Equality Act 2010 and OSCR’s Equality Action Plan, the Trust will continue to support projects which contribute to mainstreaming equalities in Scotland.

Structure, Governance and Management

The Charity was established in terms of a Deed of Trust dated 28 April 2011 and is an unincorporated body. The Trust Deed provides for a minimum of two Trustees and there are four Trustees at present.

The Trustees have wide investment powers and are in regular contact throughout the year in order to monitor the financial position of the Trust and make decisions on applications received by the Trustees for grants and donations to be made for charitable purposes from the Charity’s funds.

Grants and donations policy

The Trustees make grants and donations in furtherance of the Charity’s objectives. All awards are made at the Trustees’ discretion and in line with the Charity’s aims and available funds.

Recruitment and appointment of the Board of Trustees

The Trust is administered by the trustees who have power to appoint new trustees.

Trustees’ induction and training

All trustees are familiar with the work of the charity. If there are any areas where additional training is required, this will be discussed at a trustees’ meeting and a solution identified.

Risk Management

The Trustees review the risks faced by the Charity on an ongoing basis at each meeting and are satisfied that appropriate systems, controls and procedures are in place so as to ensure the satisfactory operation of the Charity and mitigate risk.

Details of Transactions with Related Parties

No one individual had control of the Charity during the year. One of the Trustees, David Reith, administers the Charity on behalf of the Trustees and was paid £3,105 for his services (2025: £3,977).

No other transactions with related parties were undertaken such as are required to be disclosed under FRS 102.

[4 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

TRUSTEES’ REPORT

YEAR ENDED 31 MARCH 2026

REFERENCE AND ADMINISTRATIVE DETAILS Charity Number SC042304 Registered Charity Name Dr David McNeil Summers Charitable Trust Website www.davidsummerstrust.org.uk Trustees Maggie Corr Dr Derek Janes David Reith Dr David Roberts Principal Office 74/8 Leamington Terrace Edinburgh EH10 4JU Independent Examiner Kevin Cattanach CA Whitelaw Wells Chartered Accountants 9 Ainslie Place Edinburgh EH3 6AT Solicitors Lindsays LLP Caledonian Exchange 19A Canning Street Edinburgh EH3 8HE Investment Managers Rathbone Investment Management George House 50 George Square Glasgow G2 1EH

[5 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

TRUSTEES’ REPORT

YEAR ENDED 31 MARCH 2026

Trustees’ responsibilities in relation to the financial statements

The charity Trustees are responsible for preparing a Trustees’ Annual Report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in Scotland requires the Trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the Trust for that period. In preparing the financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended) and the provisions of the Trust Deed. They are also responsible for safeguarding the assets of the charity and the group and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

The Trustees are responsible for the maintenance and integrity of the charity and financial information included on the charity’s website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Approved by the Trustees on 27 April 2026 and signed on their behalf by:-

. . . . . . . . . . . . . . . . . . . . . . . . . .

Dr David Roberts Trustee

[6 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

INDEPENDENT EXAMINERS REPORT TO THE TRUSTEES

YEAR ENDED 31 MARCH 2026

I report on the financial statements for the year ended 31 March 2026 set out on pages 8 to 18.

Respective responsibilities of the Trustees and the Independent Examiner

As described in the Trustees’ Report the Trustees are responsible for the preparation of the financial statements in accordance with the terms of the Charities and Trustees Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity’s Trustees consider that the audit requirements of Regulation 10(1) (a) to (c) of the Accounts Regulations does not apply. It is my responsibility to examine the financial statements as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner’s report

My examination was carried out in accordance with Regulation 11 of The Charities Accounts (Scotland) Regulations 2006 (as amended). An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seek explanations from you as trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner’s statement

In the course of my examination, other than as noted below, no matter has come to my attention:

Kevin Cattanach CA Whitelaw Wells Chartered Accountants 9 Ainslie Place Edinburgh EH3 6AT 27 April 2026

[7 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES

YEAR ENDED 31 MARCH 2026

Notes Unrestricted Restricted
£
£
Income and endowments from:
Rental income
-
-
Investment income
2
15,065
-


Total income
15,065
-


Expenditure on:
Raising funds
6,184
-
Charitable activities
Grants and donations payable
28,250
-
Support costs
5,917
-


Total expenditure
3
40,351
-


Net (expenditure) before
gains on investments and disposals(25,286)-
Gain on the sale of investment property
-
-
Net gains on investments
5
58,441
-


Net income
33,155
-
Transfer between funds
-
-


Net movement in funds
33,155
-
Reconciliation of funds
Total funds brought forward at 1 April 2025
668,631
-


Total funds carried forward at 31 March 2026
701,786
-

Total
2026
£
-
15,065

15,065

6,184
28,250
5,197

40,351

(25,286)
-
58,441

33,155
-

33,155
668,631

701,786
Total
2025
£
900
14,861
15,761
5,311
17,624
9,478
32,413
(16,652)
23,257
8,829
15,434
-
15,434
653,197
668,631

All activities relate to continuing operations and are unrestricted. There are no gains or losses in the year other than those shown above.

The notes on pages 10 to 18 form part of these financial statements.

[8 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

BALANCE SHEET

AS AT 31 MARCH 2026

Notes
FIXED ASSETS
Investments
5

CURRENT ASSETS
Debtors
6
Cash at bank
Creditors:Amounts falling due
within one year
7
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
FUNDS
Unrestricted funds
8
Restricted funds
8
£
698,919

698,919
316
9,379

9,695
6,828
2026
2025
£
£
641,766
641,766
1,557
31,511
33,068
6,203
2,867
26,865

701,786
668,631

701,786
668,631
-
-

701,786
668,631

These accounts were approved by the Trustees on 27 April 2026 and signed on their behalf by:

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Dr David Roberts, Trustee

The notes on pages 10 to 18 form part of these financial statements.

[9 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

NOTES TO THE ACCOUNTS

YEAR ENDED 31 MARCH 2026

1. Accounting policies

(a) Accounts Preparation

The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The financial statements have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) effective 1 January 2019 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS102), the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended).

The Trust has taken advantage of the exemption from the requirement to prepare a Statement of Cash Flows as permitted under FRS 102 and the Charities FRS 102 SORP.

The Trustees are not aware of any factors that affect the charity’s ability to continue as a going concern and as such have prepared the accounts under the going concern principle. The Trustees going concern assessment covers a period of at least 12 months from the date of signing of these financial statements.

(b) Investments

Investments are a form of basic financial instrument and are initially recognised at their transaction value and sub-sequentially measured at their fair value as at the balance sheet date using the market value at the balance sheet date. The statement of financial activities includes the net gains and losses arising on revaluation and disposals throughout the year.

The Trust does not acquire put options, derivatives or other complex financial instruments.

The main form of financial risk faced by the charity is that of volatility in equity markets and investment markets due to wider economic conditions, the attitude of the investors to investment risk, and changes in sentiment concerning equities and within particular sectors and sub sectors.

(c) Income

All income is recognised once the Trust has entitlement to the income, it is probable that the income will be set and the amount can be measured with reasonable accuracy.

[10 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

NOTES TO THE ACCOUNTS

YEAR ENDED 31 MARCH 2026

1. Accounting policies (cont.)

(d) Expenses recognition

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that settlement will be required, and the amount of the obligation can be measured reliably. The charity is not registered for VAT and, accordingly, expenditure is shown gross of irrecoverable VAT. Expenditure is recognised on an accruals basis. All expenses including support costs and governance cost are allocated or apportioned to the applicable expenditure headings.

(e) Allocation of Support costs

Support costs are those functions that assist the work of the charity but do not directly undertake charitable activities. Support costs include governance costs which support the Trust’s activities. These costs have been allocated between cost of raising funds and expenditure on charitable activities.

(f) Commitments

(g) Unrestricted funds

Unrestricted funds are incoming resources generated for the objects of the charity without further specified purpose and are available as general funds.

(h) Restricted funds

Restricted funds are to be used for specific purposes as laid down by the donor. Expenditure that meets these criteria is charged to the fund, together with a fair allocation of management and support costs.

(i) Taxation

The Trust is a charity and is recognised as such by the Inland Revenue for taxation purposes. As a result, there is no liability to taxation on any of its income.

[11 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

NOTES TO THE ACCOUNTS

YEAR ENDED 31 MARCH 2026

1. Accounting policies (cont.)

(j) Critical accounting estimates and judgements

In the application of the Charity’s accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

2. Investment income

Investment income
Dividends
Bank interest
2026
£
14,905
160
15,065
2025
£
14,600
261
14,861

Income from investments was £15,065 (2025: £14,861) all of which was unrestricted in the current and previous year.

3. Expenditure

Grants and donations payable (note 4)
Support Costs:
Investment manager fees
Insurance
Compliance and safety checks
Admin charges
Common charges
Secretarial fees
Website costs
Sundry expenses
Carry forward
Raising Charitable
Funds
Activities
£
£
-
28,250
6,184
-
-
-
-
-
-
-
-
-
-
3,105
-
84
-
28

6,184
30,967
2026
£
28,250
6,184
-
-
-
-
3,105
84
28
37,151
2025
£
17,624
5,311
238
2,339
1,215
30
2,763
103
90
29,713

[12 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

NOTES TO THE ACCOUNTS

YEAR ENDED 31 MARCH 2026

3. Expenditure (continued)

Brought forward
Governance Costs:
Independent Examiner’s fee
Raising Charitable
Funds
Activities
£
£
6,184
30,967
-
2,700

6,184
34,167
2026
£
37,151
2,700
40,351
2025
£
29,713
2,700
32,413

Expenditure was £40,351 (2025: £32,413), all of which was unrestricted in the current and previous year. The charity has one charitable activity, grant and donation giving.

4. Grants and donations payable

Edinburgh International Book Festival
Nairn Book & Arts Festival
Edinburgh Napier University
Borders Book Festival
Read for Good
Scottish Book Trust
Traverse Theatre
Push the Boat Out Arts
Culture for Climate Scotland
Neil Gunn Trust
Live Borders Ltd - The Great Tapestry of Scotland
Young Speakers Scotland SCIO
Strathard Community Trust
Strange Town Ltd
The Boswell Trust
Craigmillar Literacy Trust
Mallaig Book Festival (A Write Highland Hoolie)
2026
£
2,000
3,000
5,000
-
750
2,000
2,000
2,000
-
-
-
500
2,000
2,000
2,000
3,000
2,000

28,250
2025
£
2,000
3,000
(2,026)
4,000
750
2,000
2,000
2,000
1,400
500
2,000
-
-
-
-
-
-
17,624

[13 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

NOTES TO THE ACCOUNTS

YEAR ENDED 31 MARCH 2026

5. Investments

Investments
2026 2025
£ £
Market value brought forward 641,766 341,726
Additions to investments at cost 54,997 351,012
Disposals proceeds (56,285) (59,801)
Realised gain on disposal 7,217 2,864
Unrealised gain on investments 51,224
5,965
Market value at 31 March 2026 698,919
641,766
Historical cost as at 31 March 2026 578,767
561,616
The portfolio consists of:
£ £
Equity 621,963 562,648
Bonds and fixed interest securities 67,456 66,916
Commodity 9,500
12,202
Market value at 31 March 2026 698,919
641,766

[14 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

NOTES TO THE ACCOUNTS

YEAR ENDED 31 MARCH 2026

5. Investments (continued)

All investments are carried at their fair value. Investments are all in traded in quoted public markets, primarily the London Stock Exchange. The basis of fair value for quoted investments is equivalent to the market value, using the bid price. Asset sales and purchases are recognised at the date of trade at cost (that is their transaction value).

The significance of the financial instruments to the ongoing financial sustainability of the charity is considered in the financial review and investment policy and the Trustee’s Annual Report.

The main form of financial risk faced by the charity is that of volatility in equity markets and investment markets due to wider economic conditions, the attitude of the investors to investment risk, and changes in sentiment concerning equities and within particular sectors and sub sectors, particularly as the charity is reliant on the dividend yield in part to finance its work.

The charity has managed the investment risks by retaining expert advisors and operating an investment policy that provides a high degree of diversification of holdings within investment asset classes that are quoted on recognised stock exchange. The charity does not make use of derivatives and other similar complex financial instruments.

[15 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

NOTES TO THE ACCOUNTS

YEAR ENDED 31 MARCH 2026

6. Debtors
Accrued income
7.
Creditors
Accruals
Charitable donations payable
2026
£
316

316


2026
£
4,328
2,500

6,828

2025
£
1,557
1,557

2025
£
4,203
2,000
6,203

[16 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

NOTES TO THE ACCOUNTS

YEAR ENDED 31 MARCH 2026

8. Movement in funds

Balance
at 1 April
2025
£
Unrestricted
668,631
Restricted
-

Total funds
668,631

Balance
at 1 April
2024
£
Unrestricted
653,197
Restricted
-

Total funds
653,197
Income Expenditure
Transfers
£
£
£
15,065
(40,351)
-
-
-
-
15,065
(40,351)
-



Income Expenditure
Transfers
£
£
£
15,761
(32,413)
-
-
-
-
15,761
(32,413)
-


Gains
Balance
&
at 31 March
Losses
2026
£
£
58,441
701,786
-
-

58,441
701,786

Re-stated
Gains
Balance
&
at 31 March
Losses
2025
£
£
32,086
668,631
-
-

32,086
668,631
Gains
Balance
&
at 31 March
Losses
2026
£
£
58,441
701,786
-
-

58,441
701,786

Re-stated
Gains
Balance
&
at 31 March
Losses
2025
£
£
32,086
668,631
-
-

32,086
668,631
668,631

9. Analysis of net assets between funds

As at 31 March 2026

Unrestricted
Restricted
Fund
Fund
£
£
Investments
698,919
-
Net Current Assets
2,867
-


Total funds
701,786
-

Total
2026
£
698,919
2,867

701,786

[17 ]

DR DAVID MCNEIL SUMMERS CHARITABLE TRUST

NOTES TO THE ACCOUNTS

YEAR ENDED 31 MARCH 2026

9. Analysis of net assets between funds (continued)

As at 31 March 2025
Unrestricted
Restricted
Fund
Fund
£
£
Investments
641,766
-
Net Current Assets
26,865
-


Total funds
668,631
-

Total
2025
£
641,766
26,865

668,631

10 . Related party transactions

No one individual had control of the charity during the year.

£3,105 (2025: £3,977) was paid to trustee, David Reith, for administrating the Trust with £nil outstanding at the year end (2025: £nil).

No other transactions with related parties were undertaken such as are required to be disclosed under FRS 102.

11. Trustees remuneration

Other than as disclosed in note 10, no fees or expenses have been paid to the Trustees (2025: £nil). All Trustees act gratuitously.

The Trust has no employees.

[18 ]