Moving on - Mid Argyll l January 2025 - 31 December 2025 SC041901
Reference and administration Inform Charity Name: Charity re8iStration number: Moving on - Mid Arbryll SC041901 Contart Address: 3 Braeface TaallIch Lothgilphead PA318PN Trustees: Office bearers Chair Treasurer: Kim Ritchle Louise Lo8ue Trustees: Kathie Baer Michelle Banks Scott McBrlde Marian Pallister Independent Examlner: Bankers: Wirgin Money onllne
Independent Examiner's Rep)rt to the TrSte£S of Moving on - Mid Aryyll Registered Charity Number SCTrI11 I report on the accounts of the charity for the vear ended 31 December 2025 which are sei ou" in the attached documents Respective responsibilities of trustees and examiner The charity's trustees are responsible for the Prepardtion of the accounts in accordance with the tern)s of the Charities and Trustees Investment (Scotland) Act 2(M)5 and the Charities Accounts (Scotland) Regulations 2(Kkn. The charity trustees consider that the audit requirement of Regulation l(X l ) {d) of the Accounts Regulations does not apply. It is my responsibilty to examine the accounts as required under section 44(1) (c) of the Aei and to state whether particular matters have come to my attention Basis of independent examiner's statrment My examination is carried out in accordance with Regulation I l of the Charits'es Accounts (Scotland) Regulations 21Xkn. An examination includes a review of ihe accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts. and seeks explanations from the tTUStees concerniTrg any such matters. The procedures undertaken do not provtde all the evidence that would be required in an audil. and consequently I do not express an audit opinion on the view given by the accounts. Independent examlner's statemeDt In the course of my examination, no matter has come to my attention which gives me reasonable cause to believe that in any material respect the requirements.. to keep accounting records in accordance with Section 44(1) (a) of the 2(M)5 Act and Regulation 4 of the 2(KK) Accounts Regulations. and to prepare accounts which accord with the accounting records and comply with ReRulation 9 of the 2[M Accounts Regulations have not ken met, or 2. to which. in my opinion, attention should drawn in order to enable a proper understanding of the accounts to be reached. Name: Signature Qualification: H. M. Inspector of Taxes, retired Address Date
2025 Chair's Report to the Trustees of Moving on - Mid Argyll SC041901 2025 was a year of two halves for Movin8 On - Mid Ar8yII as we prepared to open the new Food Share Hub in partnership with MAYDS and sn+r0p Awll. The cost-of4iving crisis deepened and with it. demand for our help Increased dramatically. For the first half of the year, we continued to provide food parcels and starter packs via our partner agencies from our premlses at An Cala in Loch8ilphead, whist battling roof leaks. winter stomis, damp and mould to make the new Hub frt for purpose. We finally opened in June and since openin& demand for food parcels has quadrupled, confimiing our belief that a considerable unmet need existed under the previous system. Openlng the Food Share Hub Once the Hub bullding was dry and free from mould, and had been painted inside and out, with paint kindty donated by Jewson5 and tools from Travis Perkins. Argyll Homes for All Installed kitchen storage units. some donated by Howdens of Campbeltown. Then the Co- Op installed the shefving and Balfour Beatty cleared and painted the area next to the Hub SO a shed to house starter pack Items could be installed on a base provided by DA MacDonald. The Communlty Shop gave us some fumiture, Fyne Homes provided cups and kettles and Lidl in Oban donated shopping baskets. We even had some pots and plants from Harbro to add some summer colourl We were now ready to stock the Hub and here again, we had the most generous support from Balfour Beatty and Hendrix Genetlcs. The final job before opening was to install the splendid Food Share Hub signs and donor board designed and donated by Midton Acrylics. On June 17th, we opened the Food Share Hub to the publlc, wlth a well-publlctsed open day to which everyone In Mid Ar8yII was invited. The Hub is now open three times a week, on Tuesday. Thursday and Friday under the supervisioon of oooovr Hub C(Fordlnator, Keith Evans, sUPPOrtd by two volunteers. Anyone struggling with food poverty or wishing to donate surplus food is welcome to visit. As well as providin8 food and a wann welcome, we also point people in the dirertion of other organisations that might be useful, suth as CAB and ALIEner8y, who both also hold regular'suT8eries' at the Hub. Shortly after openin& on July 2nd, we were honoured to welcome the Princess Royal to the Food Share Hub and on August 6th. the Hub was officially opened by Jane Macleod, the Lord Lleutenant of Argyll and Bute. All funders. local dignitarie5 and church leaders were invited, along with our partners and local retailers. We enjoyed tea and cake and entertainment from the F(Kget-mtrnot Choir and a great afternoon was had by all.
Supporters and Volunteers We would not have been able to open the Hub without the tremendous support we have had. both from the local businesses mentioned above and from our funders. Our thanks go to Nadara A'chruach, the National Lottery, Argyll and Bute Council. Argyll T51. ACHA, the Co- Op Local Causes fund and Lochgilphead Community Counal for their support. We are also extremely grateful to the members of the public WIK) donate via the boxes in the C<FOp. Tayvallich Stores and local churthes. and through financial donations. Tesco and the C<FOp support us with sUlUS food vla their Fareshare and Cab(M)dle sthemes, which rK)t only provides the Hub with much needed food. but also helps to reduce food waste. Of course, we would not be able to run the Hub WItUt our dedicated Coordinator and our wonderful volunteers. We currently have 20 volunteers on our books. and we owe a huge debt of gratltude to each and every one of them. We were delighted when one of our k)n8 servlng volunteers, Dee Carrkk. was presented with the Lifetlme Athlevement Award at the Ar8yII TSI Volunteer of the Year Awards ceremony In June. Very well deservedl Publldty Openin8 hours for the Food Share Hub are publicised via our Facebook page and wlth posters around the area. We are most grateful to the Argyllshire Advertiser who are always willing to find space in the paper to draw attention to our event5 and appeals, such as our Christmas appeal, of which more below. We also had stalls at the MACPool Swimathon and at Ardrishaig Gala day. all helping to ensure as many people as possible know about the Hub. Chrfstmas Appeal We launched our 2025 '12 Days of Christmas, apal In November with a stall at the C(kOp and as in 2024. the folk of Mid Ar8yII did not disappoint with thelr amazln8 generosity. Well over 150 bags were fllled with food. toiletries and Chrlstmas treats and the Communlty Shop once again dld sterlin8 work distributing empty bags and collecting full ones. Ardfern Stores, the Ar8yII Pharniacy, Beesweet, the Green Cup and Marnialade Deli all hosted special Christmas collection boxes and we are most grateful to them for their support. The Salty Dog repeated the 'Pay one Forard, campaign for preprepared Christmas lunches which were pronounced 'delIci(S. by the recipients. The distribution process was drfferent this year. As well as providlng made up Christmas parcels for distributK)n via our partner a8encies. we opened the Hub and the MAYD5 hall to our regular Hub clients so they could visit and choose their own selection of Christmas treats and gifts. Our Coordinator and many of our volunteers. assisted by a team from the Scoirts, worked incredibly hard to sort out the huge amount of donations, Induding what could have been a world record pile of mince pies! A special thank you to Lothgllphead Golf Club who Produced a super selection of festive sweets and to Jack Evans who worked tirelessly to keep everyone supplied with delicious hot chocolate. We asked our dients and partners for feedback on the new approach in January, and the verdtct was unanimously positlve. so watch this space for next yearfs appeal.
Trustees Marian Pallister stepped down from the Board at the end of the year, and we would like to thank her for her contrlbutlon to the work of Movln8 On Mid Awll over the years. Marlan was instrumental in forging our links with the Poverty Allian and her work in that area will be particularty missed. The other Trustees have Indi&ited their willingness to contlnue to serve for the coming year and we thank them for their hard work on behalf of Moving on- Mid Argyll. Chalr: Klm Rltchle Signature: Date:
Treasurer's Report to the Trustees of Moving on - Mid Afgyll SC041901 Banklng and Insurance Arryements Moving on - Mid Argyll has a Charity Current Account, a 30 day and an instant savings account with Virgin Money. Movin8 on- Mid Ar8yII is insured against all public and employee liability rlsks. This insurance Is proviced by the Encompass Charity Stheme (Policy no. RNN 6696451, purchased through Keegan and Pennykidd (Insurance brokers) Charltable Status Moving on - Mid Ar8yII is a tharity registered with the Office of the Scottish Charity Regulator. Moving on - Mid Ar8yII was established by a partnershlp of Mid Argyll Churches for the Prevention or Relief of Poverty and for the Relief of Those in Need by Reason of Age,111 Health, Disability. Financial Hardship or Other Disadvantage. It was first registered on 17 November, 2010. Reg No. SC041901 Income and Expendlture 2025 A receipts and Payments Report is appended to this paper. Thls Indicates, amongst other thin8s, an unrestricted income of £15,333.a 15% decrease on 2024, and an unrestricted expenditure of £2,325, an 80% reduction on last year. Electrlclty Costs of approximatel £600 have not been char8ed by the electricity supplier due to onw'ng Issues with their meterin& We also recelved £13,285 In restricted 8rants. Taking into consbderation the residue of Stricted grants from last year, there was restrlcted spendlng of £19.910 In 2025, leavln8 £5,950 for purchase of stock and £1,285 for storage accommodation in 2026. Reslllen Our closlng balance of £34.832 represents 16 months operating cost at 2025 levels but given increased costs of employment, fuel and food comblned with the likety increase in demand drlven by continued pressu on livin8 costs, it is imperative that we source new grant funding by mid year and continue to grow our finanaal supporter base to ensure sustalnabllity of the Hub for the future. Treasurer: Louise Logue Signature: Date:
Movlng on - Mid Ar8yII SC 041901 Receipts and Payments kcount for the year ended 31 December 2025 Reipts 2025 restrirted 2025 2025 unrestricted total 3,324.01 3,324.01 722. 722.(M) 9,556.42 22,841.40 209.25 209.25 403.18 403.18 227.57 227.57 845.48 845.48 45.13 45.13 2024 Donations reived - individuals Donations recebved - organlsations Grants -note1 Fundraisers Cash donations at hub Gift ald Interest Card rebate 3.885 1.211 37,750 1.107 13.284.98 879 258 17 Totsl 13.284.98 15,333.04 28,618.02 45,107 Payments 2025 restrkted 2025 unrestrKted 2025 totsl 2024 Charftable Actlvities Payments Starter Pack Items Christmas Parcels 2024 Christmas 2025 coop bags Phone Mlxellaneous EmergenLy Food Pack vouchers Emergency Food pack items Foodshare hub furbI5hfflent Foodshare co-ordinator FOOdsha volunteef costs Food stock Maintenance WebsFte 799.83 534,44 o.Ix) 1,334.27 980 7238 3.292.99 3,292.99 20.00 20.11) 60.(K) 41.97 138 41.97 29 3390 810 6980 4525 194 12.99 12.99 2,334.68 9.868.C 530.48 4,201.86 71.96 83.88 2,334.68 8,620.94 S30.48 4,201A6 71.96 1.247.06 83.88 41 Total Charitsble ACtivitS Payments 19,852.74 2.(KKI.34 21.853.08 24385 Govemance Payments Insurance 57.62 324.21 381.83 316 Total Governan Payments 57.62 324.21 381.83 316 Total Payments 19.910.36 2.324.55 22,234.91 24701 Surplus/{deftitl for year -6.625.38 13.CmA9 6383.11 20406
Movlng on - Mid Argyll SC 041901 current instsnt 30 day savings 26258.55 atcount total Openlng Balance Income 0110112025 21. 27,772.54 28449.45 27772.54 840.03 845.48 141W.00 2451XJ.(M) -22234.91 -24S(K).) 34832.56 interest tralfer$ In expenditure transfers Qut C105ing balance 5.45 75(M) -22234.91 .14(.(KI 1228.53 -los.00 3(K15.45 30598.58 3111212025 Not• I 3111212025 ACHA {5CMJI Wlndfarn)123k) Landcatch Ilk) Supportlng Comrnunltles {2Skl Lottery112kl Scot. West Credlt Un(l284.98) 11.301.13 IL301.13 25(M) 25LX) 121XM) 6049.53 1284.98 5950.47 1284.98 Co-op Group Foundation Scoiland I wlndfarni) LCC mlcrogrant Ctrop (cyber soryl Argyll & Bute Councll Landcatch 2056.42 1247.06 809.36 ILw.00