Moving on - Mid Argyll
l January 2024- 31 December 2024
SC041901

Reference and administratlon inforniation
Charlty Name:
Charity registration number:
Moving on- Mid Argyll
SC041901
Contact Address:
3 Braeface
Tayvalllch
Loch8ilphead
PA318PN
Trustees: Office bearers
Trustees:
Independent Examiner:
Bankers:
Virw'n Money online

Independent Examiner's Report to the Trustees of
Movlng on - Mid Argyll SC041901
I report on the accounts of the charity for the year ended 31 December 2024 which are set out
in the attached documents
Respertlve respmslbllltles of trustees and exarnlner
The charity's trustees are responsible for the preparation of the attounts in accordance wth ttr
terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts
{Scotlandl Re8ulation5 2006
The charity trustees consider that the audit requlrement of Regulation 10(1) {dl of the Accounts
Regulations does not apply. It is my responsiblllty to examlne the accounts a5 requlred under
sectlon 4411) Q of the Act and to state whether particular matters have Come to my attention.
Basls of Independent Examlner's ststement
An examinatian 15 carrled out in accordance with Re8ulation 11 of the Charities Accounts
(Scotlandl Re8ulatlons 2006. An examination includes a review of the accounting records kept
by the charity and a comparison of the accounts presented with those records. It also Includes
conslderation of any unusual items or disclosures in the accounts, and seeks explanations from
the trustees con¢ernin8 any such matters. The pr￿edureS undertaken do not proviée all the
evldence that would be required in an audit. and consequently l th4 not express an audit opinion
on the view gNen by the accounts.
Independent examlner's staternent
In the course of my examlnation, no matter hascome to my attention
whlch glves rne reasonable cause to believe that in any material respect the requirements:
to keep accounting records in accordance with Secion 44 Illlal of the 2005 Act and
Regulation 4 of the 21x16 Accounts Regulations, and
to prepare accounts which accord with the ￿cOUntIng records and comply with Regulation
9 of the 2006 Accounts Regulations have not been met. or
to which, in my opinion, attention should be drawn In order to enable a proper
understanding of the accounts to be reached.
Qualification:
HM Inspector of Taxes (Retired)

Treasurer's Report to the Trustees of
Moving on- Mid Argyll SC041901
Banking and Insurance Arrnzements
MO-MA has a Charity CurrentAccount (with one debit card) with Vir8in Money. All other
transactions are executed on the mobile banking app. A 30 day savings account was
opened this year. also with Virgin Money. in order to best use the grants received.
MO-MA is insured against all publlc and employee Ilabllty rlsks. Thls Insurance 15 proVI￿d
bv the Encompas5 Charity Sc￿rne (Policy no. RNN 6696451, purchased through Kee8an
and Pennykidd (Insurance brokers)
Char6table Status
Movin8 on - Mid Argy411s a charity registered with the Office of the Scottish Charity
Regulator. Moving on- Mid Argyll was established by a partnership of Mid Argyll Churches
for the Prevention or Rellef of Poverty and f(K the Rellef of Those in Need by Reason of
Age,111 Health. Disability, Financial Hardship or Other Disadvantage. It was first registered
on 17 November. 2010. Re8 No. SCO41￿1
Income and Expenditure Z024
A receipts and Payments Report is appended to this paper. Thi5 indicates, amongst other
thin85. an unrestrirted income of £18.C¥)6.79 a 50% increase on last year, and
an unrestricted expenditure of £12,686.12, a 30% decrease on last year.
We also received £27,ICrt) in restrirted grants, ot which we have spent £11.698.87. We
registered forgift aid and were able to clairn £878from HMRC.
Report on the yearfs artlvltles
2024 has seen a continuation of the economic downturn which has affected the poorest
In society. There has been a greater need for fi)od parcels than ever before.
We have supplied 295 food parcels durin8 the year and 90 Christmas parcels.
The need for Starter pack5 for new tenant5 has remained steady with 28 packs bein8
gifted over the year.
Thls year we recel¥ed a8rant from Achruach wlnd farm fora one year pilot of a
foodshare hub. working in conjunction with Mid Ar801 Youth Development Service and
the Snowdrop Centre. The building is beire ￿furbIShed and a part time co-ordinator has
been employed.

Chair's Report to the Trustees of
Moving on- Mid Ar8yII SC041901
OveTview
2024 was a year when the cost-of-livin8 crisis made life extremely difficult for many people
and the demand for support from Moving On Mid Argyll was greater than ever. We
continued to work with our partners to provide food parcels and starter packs from our
premises at An Cala in Loch8ilphead. while preparing the ground for a new Mid Argyll Food
Share Hub. We are immensely grateful to everyone who donated food durin8 the year,
through collection boxes in the Co=Op, local churches, T3yvallich and Ardfern Stores.
Thanks to your generosity, our expenditure on food above that donated has been well
wlthln budget.
The New Hub
Much of 2024 has been taken up with work to set up the Food Share Hub in partnershlp
with Mid Argyll Youth Development Services IMAYDS} and the Snowdrop Centre. All three
organisations currently provide emer8ency food in one way or another and it was agreed
that working together would be both more efficient and effective in reaching more people
In need. We were successful in securing core funding from the Nadara A'chruach wind
farm which enabled us to set up a one-year pilot in premises provided rent free by MAYDS.
Funding has also been provided from Argyll and Bute Council, the Argyll Health and
Wellbeing Network, Ar8yll Community Housing Association IACHAI, Arnold Clark and
Hendrix Genetics and we are most grateful to all of them for their support. Local traders
such as the Co•Op. Jewson's and Travis Perklns have also provlded Invaluable donation5 In
kind.
The Nadara A'chruach fundlng also allowed us to recruit a part time co-ordlnator who
started work in August and through the recruitment process we found a new volunteer
who has since become a much-valued member ofthe MOMA team.
Renovation of the building was carried out at cost price by MacLeods. who also donated
the window and door. The job proved more difficult than predirted and was a frustrating
experience with many delays caused by a leaking roof. This was finally fixed in December.
and we could start the process of drying out the buildlng In preparation for internal
decoration and fltting out. The Environmental Health team at A&BC was most helpful in
providing guidance to ensure compliance to the required standards.

Chrlstmas Appeal
The success of our 2023 '12 Days of Christma¥ appeal encouraged us to repeat it in 2024
and it was even more successful. helped by a publicity campaign supported by the
Ar8yllshire Advertiser. The generous folk of Mid Argyll filled over150 ba8s and thanks are
due to the Community Shop who 8athered them in for us. Specific collection points in
Ardfern Stores, the Argyll Pharmacy, Bee Sweet and Marmalade Deli were also well
supported and two of the local schools held fundraising events. The Salty Dog café
produced vouchersfor a preprepared Christmas Lunch which could be bought and
donated, and these were included In appropriate parcels. As a result, we could provide
very generous gift parcels to households which we hoped helped to make their
Christmas a little better. Our volunteers worked hard, ablv assisteé bv a tearn of S6
students from the High School to prepare these parcels and distribute them to the
approprlate agencies. Huge thanks are due to everyone who was involved in a tremendou5
community effort.
Poverty Alllance
Marian Pallister has continued to liaise with Poverty Alliance. and r( has been agreed that
once the new premises are opened and volunteers are able to identify difficulties,
representatives from different areas of PA will be on hand to support. This applies
particularly to mental health. Encounterin8 those experiencin8 mental ill health may need
speciflc approaches and access to helpful Information to refer those people on. Some
volunteers may also find that their own mentsl health is affected by face•to-face
encounters with those in crisis.
Trustees
tepped down from the Board during the
year and we ¥%ould like ia thaik [he￿ Icr their cortribution to our work.
We welcomed
as new trustees.
tepped down as Chalr of the Trustees at the last AGM in October but
rernains on the Board ai.,d very active a5 Movin8 On Mld Argyll's represenlatpie on the
Poverty Alliance
took over as Chair.

Moving on- Mld Argyll
SC 041901
Receipts and Payments Account for the year ended 31 December 2023
Recelpts
2024
2024
2024
restrirted unrestricted
total
3.885.40
3,885.40
50.(KI
1,161.18
1.211.18
27.(￿.00 10.750.00 37,750.00
1.107.39
1,107.39
878.57
878.57
257.55
257.55
16.70
16.70
2023
Donations received- individuals
Donations receNed - organisatlons
Grants
note I
Fundralse
Grft aid
Interest
Card rebate
3128
2101
6250
467
20
Total
27,050.CKI 18,056.79 45,106.79
11,966
Payments
2024
2024
restricted unrestrlcted
2024
total
2023
Charltable Actlvlties Payments
Starter Pack Items
Christmas Parce15 2024 - note 2
toop ba85
Phone
Mlscellaneous
Emergency Food Pack vouchers
Emergency Food pack items
Foodshare hub refurbishment
Foodshare co-ordinator
Foodshare volunteer costs
Website
980.40
7,237.75
137.65
60.00
29.44
3,390.CM)
810.10
980.40
7,237.75
137.65
1402
5140
256
60
93
10305
29.44
3,390.00
810.10
6,979.87
4,524.60
194.40
40.78
6,979.87
4.524.60
194.40
40.78
Total Charftable Activltles Payments
11,698.87 12.686.12 24,384.99
17943
Governance Payments
Insurance
315.64
315.64
297
Total Governance Payments
315.64
315.64
297
Total Payments
11,698.87 13,001.76 24,7￿.63
18240
Surplus/ldefficlt} for year
15,351.13
5.055.03 20,406.16
4274

Moving on - Mld Argyll
SC 041901
Statement of Balan￿ for the year ended 31 December 2024
current
instant
30 day
savings
account
access
Openlng Bank
Income
expenditure
Closing bank
0110112024
8043.29
45106.79
247W.63
28449.45
3V1212024
Transfers durlng the year
Opened Instant access account
openend 30 day account
c105ed instant access ac¢ount
interest
transfers to current a/¢
-3LKK)I
3LIXIi
30(KII
-257.55
257.55
Closlng bank after Iransfers
219).9)
26258.55
Actual bank figure Is 2148.90 as a withdrawal of £42 was made erroneous
and refvnded in Feb 2025
Notes to •¢counts
Note i
Grants
Foundation Scotland
one year pilot for foodshare hub
ACHA
For the food hub
Ar8yII & Bute Councll
For the food hub
Landcatch
Purchase of frozen food forthe hub
Arnold Clark Auto
Argyll and Bute Councll
Argyll and Bute TSI
Restrlrted Vnrestrlcted
£23,IXK)
£S(K)
£2.5Q)
£i,(M)O
£2,0(Kl
£4,750
£4,OCKI
Note 2
Chrlstmas
Food purchased
Gift cards purchased
Bags
£520
£6.574.75
£143