F￿1#KIrk & Mevua
He*htrAII
mlTr
CCI 3SJ

Rtprt •f the Tr
12

Thc ttKii r¢port with the st•tsDMtsof the thtintyfor the)Y4r 31hh 202J. The In￿*¢5 h&v•
preparfng thelr ￿cOunts En I￿Ord￿¢¢ Trith RewtThK Sknjud ]• th¢ UK md R¢publie of 1rni￿d IFRS
1021 loffK*v¢ l Jothwy20191.
OBJEcfivLS AfiD A￿lYM￿S
Oble¢tlve• li
The 018anlsatb)n ￿ establithc4 hr thwil•blt F4JfpJu ODty. in wtipJl•. th¢•biK* li I) &1vthx¢ th¢ and
trlinlng of p5￿)Ilty to hr•lthK4ff in M•l*wi.
The we• Wlthln which tr¢ oTxAoi*ion Jhdl 01￿ (th thts ¢OD*itutw tr) M th¢ 'An4 Of8¢￿.) the Dr
Malawi In¢l￿J4￿& but r#X v¢strio¢¢ t*. Z4xth M￿ts1 H(ryi￿ the C•Mqr uf io BI￿ thr T*lxik of Z4mbla
WudittB but nor reatri¢t¢d to th¢ U￿mIty0r Z*￿bil S¢knty)l of Medklth
Th¢ Or¢￿1￿20￿ thjll plrjrr￿tC Ibm Tr)t poYk)te o¥clus5Trtlyl tts xlivitie5 •Hd d¢llYffy opty¥lons k* pwpk witluD th¢ 'A￿a of
BcrtfA(' who rrt PsythiBtr￿ MM¢41 Ipsycbmtryl It￿ mcdir•l •nd Duning hekn Jxoks5ioMI4 otr 8roupi
Twhh 9Tr lThtswert bb m¢ut•l l*l¢& T7￿1￿1¢ wilt bethe orymM•lim'¥ brthiwi¢
ACHIEVEMENT AND PE4IFOMMANCi
Cb•rll•ble ithJt5
SMMHEP'S of s¢wJ¢nt I￿hÈoI io ￿)r￿l•ln9
<•ndnucO th1vu￿ the ¢p￿Ill8 In •lthtw ￿ •mlJt¢d 4)f * r4)rli￿￿ for 10 rwth& frvm A￿￿¥1 2023 to
fowl on th¢ ¢r•inSp8 n¢41s tr8inr¢¥. Thi* ptsq Li 9JppJfftd by • ￿lry. li both din¢t t¢thaR •Dd
b¢Jpin8 thBFkad ofDep*tsMM It Untvvw ofH¢th Seler*u (Kulks) wlth tt&*lr4q t￿.
i Te&ult of SMMHEP'S thi•in8 *vrk ID from 2024 Ilve will bxd I￿th tr* Vjh the
xr¥i¢e nt&sof thethmtry.
¢ho r•n¢ end In Dc<crnbty 2024. Thr Pl￿ b to 4prni•t bty*i￿ Yisitsrb8 w>rhiitsiAI to wppcrt
trninin& We un•bh the ofd% psldon h Jun¢
2tr24 but ww¢ hrtuD*¢ i ps)Yhi*r& from Holl1￿ *4W kn to th¢ POArnmmL ShE ffK¢lvel yJm¢
¢xpcnKs i¥Ji lloi i 8h¢ kft in 2024. c￿ ow io*rim fiThlir4 x¢uffd throu* • of £39J60 Jn
S¢p*nb¥ 2024 from the Sujttith Gov¢rnff4 ** hAve had twj bJrw¢•l ViSitiTr4 p￿h1￿trIts In plKe $ll￿ j￿￿Y 2025
•lthouBtrL ono hEr rolc 2024
The pla8rw1￿ Li T*Y4 sto￿th Go￿￿￿￿¢.fvnthd MM•d ty*tr• w th¢ir fiMI ex￿• i# Sept¢mtr*r
2024. PABsed one Iwllth his fimi th*npt). A njrther *¢ ¢u¢tffitly uoderyotD• p)rt Rnduiic lrtinh)&
Id for ty th¢ Unlvenlty of Norrh th¢ Mthi DI H¢alth •od Usi￿ NtsbliatrK4 by SMMHEP.
oft Ihe MB BS NIM￿ courti htttrt •NI Th)W COVEr￿1 pvts ofts ￿￿1￿j1￿m. E-knlnirt•)urMJ
A Qb•liry Impru￿tt￿t to trt h5k atyj ol A¢nttlty 111 p4tleThts In
S¢pLemt¢r 2023 A5 Psrt of thi¥ proJt¢t, ¢UrLI￿1 sthff fvom MMt*l vislttd the BWI Uaii Cunhill Ho4Jit*l At*rd•¢n
•rtd *tyff from lh￿ Ufjlt th¢n Yi¥it¢4J H09ptsI in ckthbt4 2023 Awil 21r24, rtI)￿li1￿1Y. This PTOM ryrtrAI in
SeplemE¢r 2024. Thtt¢ ID the ¢4rt Z*nt4 • Kwll *J ** Mpefvl fty nJrthr¥ Yislts
fjom Blth Ufil(
The Uoirnity of Edirtb￿￿ ￿&£ther with KUHfyS h13 rKeiYthI ffihAlitiB Trom lh¢ W¢lwllc Trus¢ for A larye rest4T¢h proht
Impro¥¢ ldurtlflc￿lon •NI ITe¥lmEnl of mipr ilkntss ID Malawi. Two of SMNfHEP'5 arr inv¢sugator¥ in thlg
prtsi￿.

AcHIXvEM￿￿ Af4D PERFORMANC
M•jor FwndiDi
SMMHEP w fimdcd by t￿ from th Sto￿111 ￿¢￿[￿rA￿ent Fund. Tr SD)t[an&M￿aW1
PÉyehkny Clwty Develo￿1 Prn)￿* ISK4PCDPI 20I&2024 in M*ch 2016 with SMMHEP
Trvsit4 as thc Princlpl Invewwor. Appxtcd thIlu5hip for four Mil•wi•n MBBS Kr•duths Iu 5wdy frji th¢ MMe4
(Pty¢hiw} qualif￿•¢i￿n. OD thty ￿tsiDE hll fvftdi￿ to covty ￿1110￿ fc¢¥ living ¢xp¢n¥¢J to
low them to l*kE the four y¢4Th ofltudy in Al￿ Ind Cape Town. A Cffjn501iduM¥ Ps>thi•try Capcity
Dth%loptMt in m￿aw1 Z2mbia(CPNCI 2018. 2021. h•5 thd. 1¢ fiuthj A ￿m&bO￿tIm the C•lles¢s
of Medid•e in M&knvi Z¥fjbi• whl(h
(l) UndtytThdu￿r th¢ Mahwi ofM¢li¢iw tOD8. sbxl-tum ￿￿tter p￿thi•￿ to J
12) Work lo 5thnd4rd1￿ ￿tr￿MinIn￿￿1￿ for in Z4th• ￿ m￿￿￿1.
Zarnbjk
l# May 2021. th rngPOM¢ ¥J th¢ Covi&19 the chwty th¢ y•ll¢s wlth tr¢ Scoth'sh Gov<rnmenl
1nttrnrtion￿ DM[opn￿tT¢lrn Il ￿)￿1￿￿the ￿Mz in* th¢ SMPCDPRrmt io..
Continu¢ tD SPJPWrt uvKkryr•Ju•¢B I¢#bi￿ ¢ywd of o athrunÈthror b￿1 in th¢ College of medi¢￿1¢ abl
The Scottish (h)¥ern￿ ext￿li0Th orth¢ SMPCDP 8r40t to •lhw wnliDydion of *Xivily {11 aknve witsl end Septcmtr¢r
2024. In *Jdltkn, thls I1￿￿% a i leauKr ftom th¢ UK KUH¢S the p)4rndu*te tr¥lninA
ogrllKllni knd fvnd fi]rth¢r QI Mthtsl Ilospit•i and Elizai*Ah Cemtrnl IlospithL DIAnrytc to tiwn rtatf In
S￿¢111 awls of ¢14D1￿[ wsimeot Al th¢ ¢nd of this IStN¥thr 20241 th St￿lISh I))¥ernm￿l yve
till 8rinr 1£39J6Q) to keq¥ the until the Dtw Stt*fttsh lh)vtWm￿ffi ffiJAdlfvi syx¢m (th¢ Hulth Pvmershlp
ProgATr￿￿) L*¢*n¢ •div¢ ￿ nev f1MbJ*¢•￿d for.
lknr A¢llvltl••
A"jU￿ Civinf It thp mrt of th• C•vi&19 £561? ly E•tknty •Thd In 2unba M¢Mt•l
Ho¥itsl.
S•fv¥uAYdl•i P•lky
SMMHEP *lL*l¢d • xl Orp*¢￿ for the thd <bi]dm wlth It Thu¢ pToc•dww hA¥¢
been desi8n¢d ¢0 th¢ *tlf*t •nd P¢4E¢tth of thy or child who ￿ scrvxcs by SKIMIIEP. Th¢
rew8nl* thAI ￿￿11 or fhild be i dlffieJJli wbJ¢a for *x¥ke4s th dMJ wlh. $Mm￿ li ¢ornrnItt￿ io tho
li¢f thAt th¢ Prot￿110￿ of vulnmbl¢ •Jurt* ty thlldrett frt*th rMp)Mibiliy w)d tb¢ of thay•
pro¢¢dura Is that￿1 orth¢ oryAfii￿tb)n yrDprlu¢ly iti
or thi]d 7h¢ SMMHEP hm 4th)M&l thE folk>*i¥ prcvents"n8 of akn. r¢rosnlsln8 th¢ signs
of re4>0tsIiD8 w F¢opk h•Y¢ or ￿ ex￿¢110& to G%witnte *bu4 m•n*oiTh8 ￿le￿I1)n3 m￿¢
411n￿ i n*mbe¥ tsf sthff or • wluat¢¢r. rt¢owdity ltyd m•n4lA8 InftrM¥ioTr; dI￿¢Min￿l￿R reYiewinB p)licy and
ptoc£duYtt Dr Davkl clo￿leY, the istheDesi80kn1 Per￿￿ kn *wdln8•Jults *ithiD SMMHEP.
NANCtAL REVVIW
FlnAnclilpwl¢lo
tNJLee4 ue JAti$l￿d the dn•ocMi poslkn ofth¢ sao. 11w noT¢ th¢ SCIO e4ulpw bxpi
M•liwl..
2 x Data Proj¢¢k¥ Epsm BMP.S3L Sony Di£1￿ CwwthDSR.n)lJOP
UHF s￿the511￿ T￿￿n*￿er urx.B2
UHF S>ntheJi2t48 Div¢r*tyTuoer
UPX.P2
IS. L8ptrJp. HP ￿VIll10
Two¢

V114Af4CIAL REVIEW
Prindyl thndi¥i •o•r¢••
Th¢ onzinAI KrBnts thtalli￿ £474,449 •wardcd by IbB s￿mish 00vernmu￿ Maknwi D¢v¢k*pDMt Furtd th¢ devek¢pm¢Thl of
thiffj ¢•pKity in hwttwi was by i &SJrther8t*of £103.175pid in in*dlmrnts ID Juty aThl (ktrst¢r 2023. A
F4ymMI of £39,560 w4s paid ID PerK￿ in S¢p*]th 2024 to ttde $MmH￿ ovtr until fvndin4
•wIlC￿l￿ proeesses wue in plKe fiom th¢ H¢•lth Pwbwthip AJ of 2025. th¢1•
rnn8￿tr ￿¢ Jti io b¢ findisal.
RM•rv•s polky
Pl•ns for sptThlini thc SMPCDP it•Jits w•J with tr£ S(•ttith The tyv*ef4 will de<id¢ on th plths for
unicstriord ruth thrnu&knut the¢omin8 YW.
The prDj#t 1$ Y¢ry yatthl forth¢ suppKxLof tht fi)lloWi￿..
. Th¢ S¢ouiBh GoVNDJY￿l Malawi rk￿￿P￿￿rt b•TFYovl&d the tttttn fllDdlnK&Y th¢ •ai¥ltknL
. TheR0￿ ColJq¢ ufPs>thrkn*SaUFpxts th¢ trthln8
. Th¢ Roypl Colkgt ofPS￿li￿lss in Sotltsl awppNtsth¢ pojrft byryov#li￿I
rrtwjrk for rntyins the p￿file o(th* pyoirt esrrtl•lly bDpc¢Mni for
. de￿5 kn th¢ W¢& knd SO￿ Eax of SrdJ•nd. T•yJld¢ Abeth. h•Y¢ ￿ Riwi Syp￿ hr voluDt•w tr¥iix¢
. NHS Fj]uc￿lo￿ SCOU￿￿ h•¥¢ WOVbtsl wwThinÉ ill QI piinupka fit¢ ¢*f ¢huy.
W¢ wr for th¢ illdiTri4*J•l JtMll¢r fIn￿¢$I1 rettived. of tht
Iwltttysfor th¢lrllme thl exyti
W¢ u¢ to the KUN￿ io Pl￿ty￿ ￿d ftssionth in MAl•wi for thElr ry)ntsouln8 approv￿ swpporl
for the volurtttr
'chialTiSts. In
Ihe ewrtmi H¢wJ of the Psyths#ry
KUHeS. atrl
pty¢hl•trLff In chvBtofZom￿ Mental Huspithl. fpr povidinl cIE•T luk1￿ Ind for
th¢ Prn￿L
FUTURE PLANS
Our pnodty mm￿ PsJthSmy tr•hxu w7U ￿lY¢ •yp)rt thro*u¢ th¢tr tlm¢ South
Alrica.W¢ Will •ppLy for tbnithns from S¢41tsth Oovernmcnt i￿l¢TI￿1￿￿ deYtl(gm￿￿ as r￿d f•tr# th¢Je t¢4Y
*iIAbi¢.OTh th15 1*51s SMAIHEP will ¢onlinue to iry￿¢ to by trAuwled ps)rhS*tsty from
UK aThl Ott￿ o)uutritJ. In d￿￿510n Mllla￿ Frn ￿ *iJl wn¥id¥ how n¢w fthids fty fvrther
In Mdawl ud for bAlldin8 up th¢ KUHts. W¢ Pl￿ Io gxlinuE the Q￿1*Y Jmprov•rtht
Pro￿*•￿e w iddress ￿￿je4 of¢llnd pvll¢ul*ty Melltsl Howithj.
The ¢hwtty ts by lty vVErnI￿ 4ThJ 4 5L*tti* Chrtiabh (*￿'￿￿kx1
(scxoi.
Clwtity tN*xyhip is ￿Y pu>)n by lkn Bwd kn b• •Ail•bty y•llfi&i w iThli¥idul by An
inr0rp￿￿ 0￿￿18#tion l or •hy corFUlte i*)dy Twlh) to of tk orwis•*¢n & wijhrs
Any ¥Ji4J¢5 ty i*t4)m¢ • tnJ*¢c *8D • wrillen *FvI1￿10A k) be con5id¢r¢d by the Bowd * its n¢xi ThB
Ho¥d may ai its discretKbn reftsse ￿ 8dmit Wry NtrmiTh8tt41 indivNhAior¢oTr)tate ¢0 (kniiy tru5tCC5hlp￿d noiify
h wjmpdy.
The ccwtilution rqyira the nutrthrofowity Trustcu tho￿la Ni b¢ k59thaD d￿re tr)T filteaL Al ¢￿hAGm •n¢
thlrd of thr claritytnmrtcs (to the mu# rethbm *t los¢￿￿ fw I￿1￿￿10￿.
trw%tce in Dtctmber 2023
in March 2024 but knt r¢s1￿c41 kn Sto￿2024.
role u Ire￿[￿ w511 be the w9k9nty)￿f￿ A￿.1 2023.
Iqp¢
REFERENCE AND ADMINtSlRATIVE DETAllS
IU8htsred CbiHty
gCOJ9523

'wii¢S
Dllmhes frnittwis¢ Pork
H¢ithb411
DurDfn"
DUMFIU&SSHIRE
DGI 3SJ
TAX sfATUS
¢h*rity •nd no M18 Ixin8¢l•lmEd Nospeamy.
Apkyvyd by of The of1nwr¢son Sth lyly21125 •rA ii6rthl 04 Its btsllbr.

I report on I1*#c4¥)ut￿ thrthe ￿r endu130thM•wh Ztr2J %tWQD xx ty ¢kYuL
The trthktees ¥e wible hr the ofthe acujthrtt the of the ch￿1￿¢$ Trustr¢
Inv¢sM¢ni (S￿11•*1) Act 2(￿3 the awities Acwjnll IS¢otlwd) R¢gui*tms 2M6 {As affl￿(kd). Th> thartys InJSt￿S
nsidcr that th¢ wdir rquiTtyf*ntof IIXIXal kn 1¢) of thtAL%o￿ts Rryul*¢ioLs &xs not 4>ply. li ti my re5PODsibility
to th¢ I(ry)u￿$ * required Se4ioti 44{IXc} of thE Act knd rr*ll￿ cornc to my
illeniion.
B*ai •f th• hd¢pn44•¢ r•port
My cx8rnin•iton w4S UTTKd tsut in *ith R¢Bul•tiDi I I vf Chvities A¢courts IS¢oilandl Relu￿19￿5 2006. An
• r¢vithw olthr #<oulliitii tt*0￿$ k¢pr by th (barlty and a cornpti￿ of th¢ P￿￿ted wtth thox
twds. 1¢ Includ¢s ¢￿XIde￿(On of kny item or ¢Ji*k>AM ID the c5p1•￿0￿ fmm yo
truste¢JwAeerninq onysllch mottNs. Th¢ pr0thluNUnderthk￿ do Tw)1 pmvlde ￿ the e*ithllr¢ thDI ￿￿Uld l* rt4ll5r￿ in •n lludi(
ltydty¢*dtNt Èun1ne￿%
to ke¢p ltt Ac•Jrd•nty with Wioti 44(IX•) of th¢ 2005 Ad *d Re￿￿10￿ 4 of th¢ 2CW A¢tyyJtlll
Re¢uJknfftJ: •t*J
FrfePU¢ T*thi¢b 4¢¢tyd with ttt•rdJ •nd *lth 8 of th¢ 2(W A¢thull¢•
Rqukntio
LvTh or
(21 M Wh￿￿ iii myopinion, *trefi1￿ slthld be drnw* In a yopty UndE￿￿k)sOfth¢ tt¢td.
Th¢ 0(Ch￿tr￿ A¢￿￿￿¢5 of&>Jdknd
Forries Kbk & McV¢
Dujnfrics Eth¢r￿1￿ Pwk
He￿h￿l
Dwnfri
DUMFRJESSHIKE
rJGi Jsi
Jib thply202q

25
Toth]
nds
T4)t41
fijnds
JNCOME AND ENDOWMKNTS IW)M
422
Ch*rltsbh A¢llTrfII
D¢V¢ky￿A ofPBy¢hwty Cwlty in MthwA
39.560
39,5
103J76
Totsl
1.544
39.5
41.104
110298
EXPENDITURE OP4
R•isini hr
216
216
216
ChI￿bIt lthltl
ood Rellef
LkYelopm¢nt ofpty¢hiitry Cwty ih Mal•wi
1.604
14é.73J
45J40
4&434
T•l•l
ijio
45J40
41&650
141.635
NET INCOMEIIEXPENDrruRE
234
(1.0751
{5.710)
1.075
15.546)
(31JJ71
Net
(ui)
(4.X¢S)
13.510
IJIJ31J
RECONCILIATION 01 FLWDS
TO1￿ fv￿) fon¥*d
12S5
35.9Q8
37,163
75.xlj
TOIALFUNDS CARRItD FORWARD
31,20J
31.617
37.163

2025
Toia]
2024
Totsi
Jnd
Dei*on
Cath at
8JOO
W03
l.074
41.412
1.074
31303
43262
CAEDITORS
Amounts f*llingdue vrithin one y¢*
(6601
i(Ao)
(6,0991
31303
31M17
J7.103
414
31203
31.617
J7.16J
NKT ASSM
31.20J
31.617
37.163
FUNDS
Unre￿1.1(1¢d fvnds
Restricted fijnds
1255
33.908
31,20)
TOTAL FVNDS
31,617
37.163
The tInu¢1￿ ¥wo¥¢d for by thr Bwd for 5th July 2025
ve ¥1&n￿ ots bth•Jf by
Pw7

ACCOVKTLYG POLICIES
of pr•pirl•g th¢ fjM•cl*l M*t4w¢
Thr fin￿¢1￿j 511(r4JKnts ofthe ch•rity'. ts i pJbli¢ ¢Dtiiy wd¢r m 102, t¢¢n prepwed In aco)Td
with the Cbuiiies SORP {FRS l¢lll'Accounikn8•nd Rg￿r￿p&bYa￿J￿. tyf Rtt4JffKthkd Pn¢tl¢¢ aw*li¢able
to pre￿Ing their in *tOfthrK¢ thc Fin￿C￿ Stlodud Applic4bJ¢ in tr UK Rcpubli¢
of Ir¢Jand IFRS 102} (dftttive l I￿￿1ry 2019}'. Sthndud 102 Tr Fi[Lwi￿ Rwrtith8 Stsr#lyd
4)pllubk ifft the UK JDd Ryblk of lYe]urf tht (Jthritles and (Scorf&id} Act 2(￿5. Tr fltwici
All Trs r¢¢okmi*d io of Fwncial th¢ thwity hs¥ Mtitfement * th¢ hmd4 li ii ry(&bJe
tha¢th¢ ￿11 be ￿￿Tled b¢ m¢wed r¢Jwbly.
Liabili¢i¢¥ re£•p￿ Is Is i l¢yl or c•r&*nJdlve obliydofj wmlnlni th¢ ch*lty ty th
exFaM111ur4 it 55 Pffj￿bk i uwftr 0f￿r￿¥￿I( iuKfi¢s ￿11 bt r¢qth in the AtNJth)t of th¢ oblwion
be thewrtd ye11￿]Y. is •cc*untd for on Ind betth ¢luiifitd ￿der he4dinBs th
•8VeVte ill ts)st rthted *) the c¥qory. Wbert bc th'r¢dly IUn"bJttyJ ￿ pwD¢u&r headlnK5 thry be
K41vlthon • bo1J ¢wskni*lth th¢u% ofrtwjt
TIxAIIow
Re￿Ie¢ed fijnds 0￿Y t* for within IheobF¢ts of th thladry. Rewictitsfij when
speeified by tr* domr or fi￿dS ue Mi*] kn ￿￿j1¥
FuthvoxpJAnathn ofthe tsthr¢ pxpxof•ch [￿d Inth¢ Jrtts w the SI￿￿¢
Ci*h Ind b*nk
Cath •Thd i*nk ￿￿1$1• eth on and wl oth¢r short hiRhly Ilqutd inv¢*ryKJt¥ T4*4ily
Invertible to A of ¢th W#J¥¢￿biEa i*ll￿tsk ¢f¢h4e ID
Tr•d• er•dlt•
Trath M¢ obllpjwy to pay ftrt •xdi•r b•ve begtt th¢ ordlwy ofbushxm frtyD
ppliws.
Auxx)￿ty piylhte we clLqln￿ li•bllSbu IfthE L•y hAK •D u[K￿dEr￿MI dRhi •t th• end or th
[￿nI ylod, ¢0 dBfrr xttit4Wrt of the ￿￿￿t￿r for * kttt D)nthJ ttF•rtir* dth. If thete Is
Ilibllltle&
TRUSTELY RtMUNERATtOP4 AP4D BF
ring the yew. ofthc SCIO,￿￿11 eth w • bLvwyof£7.470 ft* e4K•fjM•l (kvolowlla￿ Th60
4pprov¢d by th¢ Bo¥d at a r￿ctIng on the 9th ofsep￿￿t. 2Ln4. M) pyi mde for her •Ervw Tnthe
•Dd th¢ Is foru Conwlw fc
Durin
under r¢vj¢w lh¢ follow
,500.
.528snd
iJ7B.

COMPARATIVFS FOR THE sfATEMENf OF I￿A￿chIL AcnviTIFS
thJM¢ioNthd le8ACi
420
422
Cbarlt•bh •ctivlti•
103.876
103m6
6.420
103,871
110.298
KXPENDfTWRE ON
Raislng fijndi
216
216
Chrltsbk atthltbm
Flood kclicf
DeKlop¥uni ofpJJ%hi•iy C¥icity ID Mthi
1.614
145.715
Totsl
1216
147.419
14&635
NFT INCOMUEXPENDITURr)
(43 J411
7,712
134337)
17,712)
(2J08)
OSJ29)
(3&33
RKCONCILIATION OF FUIIDS
Tat*l fundi brou￿ frjnn
3.76J
71.737
75,5
TOTALFUNDS C4RRIKD FORII'ARD
1.255
J5.908
37.163
202J
2tr24
8.joo
1,850
CRZDITIJRS: AMOIJPllS FALLifiG DUE ￿THI14 ONE YEAR
2025
2024
660
MOVEMFyf IN FUNDS
Ai
311,3.25
31J24
U*r•rtrlct•d f4Md¥
1355
234
(1.075)
ii¢¥tridtd
353YJI
{178Q)
1.075
31203
IM)TAI. FUNDS
37,163
(5.546)
31.617

MovEiiifNT IN VU14DS. ¢MtI•MvAI
N¢¢mo¥%rn¢ni in in therkn7Y¢ hlio
Uirtrtrktld
G¢n¢rnl I
iijio)
234
Re¥tr5tted
Sumtsh Cx)v¢rnmrnt Mw8r41 Grwl
39.J60
(4J.3401
15.710)
TOTAL FUNDS
41.104
(46.650)
15J40)
f•r f¥ith
31.323
Trds
30.3.24
U•rthttd
tbnd
J.763
(7.712)
1.25J
Rotrkt¢d f¥ndi
S¢onish (lov¢t)Theni (IMI
FI￿￿ Rel*f F¥nd
70.053
141.157)
(IN4)
7,711
JJ,908
71.737
(43J41)
7,?12
35.901
TOTAL FIJND8
75J
(31J37)
37.16J
IrK(MnlDi
Movan¢DI
(kller￿ fimrf
4420
(1310
5304
Rutrkl¢d fun
SuAi5h Mcrytd GAM
Fknd Rell¢f Fur
IOJ.171
(14J,73Jl
{1,684)
{41.8J7)
11.684)
103.171
1147,419)
{43 J41)
IIOJ98
1141.63
{38J37)
Mthwi Colk&¢ of Mt4i¢in4 Wotk to s[￿d￿disC e-je￿ll¥ ru￿111S ¥•J ¢stsblWftR a peer group of p5ythw¢ri515 ill
Mytswi Zwbii.
A fvEd sthppthi￿ tr*)ththc traiwg 0fpJ)%hl￿Ic Speci￿1* ttt thecellwof Meli¢in¢ um5￿3[ty ofM•lAwl In
Blqllty￿. 4Dd urMItT8tBduth ti¥thith8 at the Colle8e ofMedicin4 Aand•rdiwg MA￿1•￿ and estab115hén¥ i rrtr
¥woup of py6chiwlysin Mfjlaw ZwnbiL
P4e 10

MOVEMENT TN Fuf4DS. ¢o•linwd
this duly owd4rryth¢ >w.
¥IL19 ￿. Follo*44 the LY*t ofCovk&19 and w&p￿10￿ ofth¢ sa¢y8dir￿t xtivid¢s in Mthwl for A
puiod, the Ththe5 setup an for fiubJ5to prmt Covid.19 at Zomb• Hospltsj.
MO￿ d¢t•i15 on fwnds ¢￿1 in th¢ R¢port of th¢TrJ*c
RKiATED PARTY DI8CIA)SURF3
Pyll

M*rth 21125
2025
21)14
INCOME AND FJ¥DOWMENtS
6,422
Chrft*bl• letlv
30J(AI
T•t•l r••Mrr
4l.lO¢
110298
R*J•ltyid•MtloM ald
Just GI￿¥>1M1n ¢09
216
216
Arltsbl• icltrAI
Fll8hts
li county￿P￿dI￿re
17.475
9J72
3.750
346
2.112
11.020
17.499
1.126
101.161
Po* 8Adu&te Audtmi ￿PpOrt
C)n>￿t￿¢Y ft
Ihntrytn¢y ftty)d reilef
1.684
45.145
147.074
5•p￿rt ¢•¥ts
249
ZJ8
400
B￿k ¢h4rFs
195
34J
A¢tJ)vnr
6LKry
46,650
141.635
N¢t eApeidit
{5.546)
(38,337)
P4¢ 12

I