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2025-08-31-accounts

Annual Report of Community Bible Study International UK

for the year ended 31 August 2025

Registered charity numbers :

Charity Commission: 1044255, Office of the Scottish Charity Regulator: SC0037863

Structure and governance

Operating name:

Community Bible Study UK

Contacts:

National office correspondence address: 6 Warren Lane, Witham St Hughs, Lincoln, LN6 9US. Email: info@cbsuk.org

Other contact details are on the website at https://uk.communitybiblestudy.org/

Governance and management

Day to day management is in the hands of the National Coordinator and the National Servants Team (NST) which comprises:

Simon Baker - National Coordinator (to April 2025)

Eleanor Hearing - National Coordinator (from February 2025)

Jane Hutchinson - Midlands Regional Coordinator

Dinah Ball - Regional Coordinators for North West England (to August 2025)

Kerry Hutchinson & Melanie Dunigan - Regional Coordinators for North England (from June 2025)

Keith and Natasha Doughty - Regional Coordinators for Wales and the Bristol area Ann Baker - Children and Youth Supervisor (to April 2025)

Bonnie Fletcher - Pastoral lead

Karen Cunningham - Online Coordinator

Appointments and objectives

Trustee and National Coordinator appointments are reviewed for reappointment every three years. Trustees are recruited from within the CBS UK family and people recommended by them. They initially have discussions with the existing chair of trustees or National Coordinator before attending a trustee meeting as observer where they have a chance to meet the other trustees and consideration can be made on both sides whether an appointment would be appropriate and useful.

The newly appointed National Coordinator is employed by CBS UK from February 2025. All other officers and staff during this period were unpaid volunteers and all groups and Bible studies are run by volunteers. No trustee receives any remuneration or benefits or had any expenses reimbursed.

Although the charity is independent, it is associated with Community Bible Study International and uses study material under licence.

The objects of the charity are the advancement of the Christian Religion and the advancement of education by:

Focus

The focus during this period has been succession for the National Coordinator and induction for the new incumbent. During the year the charity developed further the programme of online groups and study, launched CBS Connect, a digital online platform and consolidated CBS Summer, supportive groups which meet online through the summer months. The objects of the charity will not change and there are no specific plans to change the way they are delivered

Leadership

The Board of Trustees met formally twice during the year in November 24 and March 25 There were communications by email and telephone between meetings.

The NST met every 2 months until February 2025, and are now meeting every month. The Trustees are very grateful to the NST for all the work they have done in continuing the work of the charity.

An Annual General Meeting was held online on 31st May 2025.

The post of National Coordinator was advertised internally with two applicants. After a careful process involving the UK trustee group and personnel from our Europe team Eleanor Hearing was duly appointed starting from February 2025 . After a few months of parallel working Simon Baker stood down on 19th April 2025.

After a period of sabbatical from her role on NST, Dinah Ball formally stepped down in August 2025. Kerry Hutchinson & Melanie Dunigan were appointed as Regional Coordinators for the North of England in June 2025.

Groups (formerly Classes)

There were 80 fully operative groups with over 1000 participants. The trend is towards smaller, more easily managed and led groups. CBS UK has English, Russian, Welsh, Spanish and Arabic speaking groups and some Farsi speakers.

Groups are established and run by local volunteers with training, resources and support from the national organisation.

Conference 2025

The year's conference was held in person on March 14th to 16th 2025.

Europe

We are grateful for the support, encouragement and oversight of the CBS Europe team. A grant based on 10% of the UK income is paid to support the wider European work in line with the Community Bible Study International licensing agreement.

Ambassadors

The Ambassador connection draws people experienced in the work of CBS to particular regions or countries to start new work or to extend existing work.

We are privileged to have an Ambassador Janet Morgan Phillips working with us in Wales. We are grateful for those who while not UK residents or nationals reach out to help us especially for the USA. Additionally, several people from the UK serve God through CBS in Europe in a parallel role.

Training

All training this year was carried out successfully online.

Group Visitors

A model of regional leadership meetings on Zoom is now developing. Online forums have been helpful in supporting leaders. Regional Coordinators are also visiting and supporting local groups and their leaders.

Safeguarding

Safeguarding training is given to all leaders who have Adults with additional support needs or children in their groups either locally or online. Changes are implemented regularly, updating the Policy Documents and manual and a system for obtaining DBS checks is in place, and a Safeguarding Coordinator is responsible for these actions.

Study materials

Studies are now available in printed format, spiral bound, electronic format (pdf) as well as the new CBS Connect format.

Financial

The trustees are pleased with the net income for the year. The costs of employing the National Coordinator from February 2025 has meant a greater need for donations from study group participants and others within the wider CBS family. A three year budget was developed to clarify the funding over that period and the trustees are pleased with the progress so far.

The charity's reserves policy is to maintain sufficient funds to continue to support the completion the current group studies and redundancy costs if the charity had to close, to cover the advance costs of the annual conference and accrue for capital costs of irregular large projects. The trustees are satisfied that reserves are appropriate to cover these needs.

There are no related party transactions.

Signed on behalf of the trustees:

Paul Hudson 14 April 2026

The Trustees of Community Bible Study International UK

The following served as trustees during the year and are appointed solely by the Board: Richard Alvarez (appointed 26 March 2022) Alison Bagg (Chair from 13 November 2021) Dr Simon Baker (National Coordinator) Stuart Crossley Paul Hudson (Treasurer) Michelle Smith (appointed 26 March 2022)

Charity Commisson number 1044255, Office of the Scottish Charity Regulator number SC0037863

Community Bible Study International UK

Income and Expenditure Account for the year ended 31 August 2025 (receipts and payments basis)

INCOME
Donations
Conference bookings
Class Registration & Offerings
Gift Aid
Grants & donations for salary costs
Increase/(Decrease) in money with classes
Interest Received
Study materials
Grant towards events
CBS Europe - share of costs
Total Income
EXPENSES
Advertising & promotion
Independent examination
Donation: CBS Western Europe
Class support
Conference_(net cost:
_2,643.45

-
Evangelical Alliance
Insurance
DBS costs
Office Costs / Administration
National Coordinator salary costs
App development / materials
Meetings: NST
Sundry
Training
National Coordinator expenses
Website and software
Total Expenses
NET INCOME
Net funds last year end
Net funds this year end
Unrestricted
£
5,476.66
21,663.90
13,231.59
5,118.20
-
425.01
-
747.37
1,187.21
1,510.00
-
48,509.92
-
435.00
-
-
24,307.35
-
488.12
68.40
3,045.64
-
1,991.73
1,155.33
168.00
425.56
1,114.97
1,223.87
34,423.97
14,085.95
40,949.68
£55,035.63
Restricted
£
-
-
-
-
18,315.50
-
-
-
-
-
18,315.50
-
-
-
-
-
-
-
-
-
10,388.67
-
-
-
-
-
-
10,388.67
7,926.83
0.00
£7,926.83
2025
Total
Funds
£
5,476.66
21,663.90
13,231.59
5,118.20
18,315.50
425.01
-
747.37
1,187.21
1,510.00
-
66,825.42
-
435.00
-
-
24,307.35
-
488.12
68.40
3,045.64
10,388.67
1,991.73
1,155.33
168.00
425.56
1,114.97
1,223.87
44,812.64
22,012.78
40,949.68
£62,962.46
Unrestricted and
Total Funds
2024
£
7,281.99
-
14,810.18
-
-
3,265.36
790.46
-
894.25
162.10
27,204.34
2,652.12
420.00
2,274.18
220.85
4,776.80
85.00
476.80
150.00
8.15
-
8,606.00
2,431.14
-
36.00
161.55
1,870.82
24,169.41
3,034.93
37,914.75
£40,949.68

Community Bible Study International UK

Charity Commisson number 1044255, Office of the Scottish Charity Regulator number SC0037863

Balance Sheet at 31 August 2025 (receipts and payments basis)

Cash Funds
Current Account
CCLA Deposit Account
Cash with classes
Total Cash Funds
Debtors
CBS Europe cost reimbursement
S Baker
Liabilities
Net assets
Donations for translations paid over
in advance
Unrestricted
£
28,253.98
16,627.05
9,488.76
£54,369.79
0.00
562.78
103.06
£665.84
0.00
£0.00
£55,035.63
Restricted
£
7,926.83
0.00
0.00
£7,926.83
0.00
0.00
0.00
£0.00
0.00
£0.00
£7,926.83
2025
Total
Funds
£
36,180.81
16,627.05
9,488.76
£62,296.62
0.00
562.78
103.06
£665.84
0.00
£0.00
£62,962.46
Unrestricted and
Total Funds
2024
£
14,496.90
15,898.00
9,913.77
£40,308.67
78.23
562.78
0.00
£641.01
0.00
£0.00
£40,949.68

Note: Restricted funds represent donations made towards the National Coordinator's payroll costs less costs incurred

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF

COMMUNITY BIBLE STUDY INTERNATIONAL UK

Charity Commission number 1044255; Office of the Scottish Charity Regulator number SC0037863

/ report on the accounts of the Association for the Year Ended to 31st AUGUST 2025, attached.

RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not requiredfor this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility to:-

BASIS OF INDEPENDENT EXAMINER'S REPORT

My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide alf the evidence that would be required in an audit and consequently no apinion is give as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.

INDEPENDENT EXAMINER'S STATEMENT

in connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that in any material respect the requirements

(2) to which, in my opinion, attention should be drawn, in order to enable a proper understanding of the accounts to be reached. Ww ot. DAVID R S WELCH FCA, DChA. Dowdsds £ Cc eC | CHARTERED ACCOUNTANT & INDEPENDENT EXAMINER

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3 ALVINGTON GROVE, HAZEL GROVE, STOCKPORT, CHESHIRE, SK7 5LS

Date: 25 April 2026