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2025-08-31-accounts

Scottish Charity No: SC035686

All Souls’ Episcopal Church (Vestry)

Report and Accounts

Year ended 31[st] August 2025

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Scottish Charity No: SC035686

All Souls’ Episcopal Church (Vestry)

Accounts for the year ended 31°' August 2025

Administrative information

Bankers

Royal Bank of Scotland 3 High Street Dundee DD1 SLY

Independent Examiner

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Annual Report of the Members of the Vestry

Introduction

The Vestry is pleased to present the annual accounts for All Souls’ for the year ended 31[st] August 2025.

We are a small, welcoming congregation whose objective is to advance the mission of the Christian Church (which is the building of the kingdom of heaven) through worship, service and fellowship. This annual report and accounts present a summary of our financial activities during the year and give an overview of the general activities which have taken place in the life of our church in the past year.

Activities and Achievements

The church continued to maintain a weekly Sunday morning Eucharist or morning prayer.

We are grateful to who is providing oversight and support during our period of vacancy. Sunday Eucharists have been conducted by two retired priests, and three members of the congregation who have received training to lead Eucharist services from the reserved sacrament. We are grateful to all who lead our regular worship.

At our Harvest Festival service in September 2024, we made a collection of tinned and dried goods to donate to the Food Cupboard project at St Salvador’s Scottish Episcopal Church, Dundee. We have supported our companion Diocese of Eswatini through special donations throughout the year from our congregation. The sums donated are not shown in the accounts as explained in notes 1 and 8 to the accounts. When we promote collections for other causes, we ask our congregation to give directly to those charities to maximise the gift aid that the charity can receive.

We have maintained a good relationship with the ministers at Invergowrie Parish Church. We participated in their service of union with four other Church of Scotland churches as they became the Carse Kirk. We have been pleased to share services with the Carse Kirk at different times of the year. On All Souls’ Day, we held “A Time to Remember”, inviting people from the Carse Kirk and the wider village to come to a special service to remember loved ones who have died; we followed the service with a soup lunch. We joined the Carse Kirk and other members of the village at the Act of Remembrance on Remembrance Sunday at the village war memorial. We shared services with the Carse Kirk over the Christmas period, on Ash Wednesday, during Holy Week and Easter.

led an online Lent Study Group which was joined by members of All Souls’ and the Carse Kirk. Our congregation also visited St Margaret’s Episcopal Church, Lochee, in July to share their Sunday Eucharist. Since late December 2023, we have been pleased to welcome Dundee Presbyterian Church who hold a regular Sunday afternoon service in our sanctuary.

One of our young adults has continued to participate as a leader in regular online and face-to-face youth work with young people from throughout the Province.

We have held three coffee mornings over the course of the year which not only provide welcome donations for All Souls’ but also act as an opportunity to socialise for people outwith the church.

We have been pleased to be able to host community groups in our hall this year. These groups included yoga classes, the local parent and toddler group and the Carse Community Café, which is administered by a member of our congregation.

We are aware of the need to respond to the climate crisis and have maintained our green electricity tariff while changing our energy supplier.

The church is grateful to all those who volunteer their time and energy to enable our church activities to take place. We pay particular tribute in this report to Barbara Currie who died in April. She served on the vestry for many years as Lay Representative or Alternate Lay Representative and as our PVG Co-ordinator. We are grateful for her faithful service at All Souls’ and her friendship to all our community.

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Income

All Souls’ is grateful to the members of the congregation for their generous giving, supporting the work of the church. Additionally, the hall was used by some external groups who gave donations for their usage. We have held three coffee mornings to raise funds for the church’s work. We have also raised money from online retailers through individuals’ online shopping through easyfundraising.co.uk.

Our investments in the Scottish Episcopal Church Unit Trust Pool provide restricted income that we can use for insurance, the upkeep of the building and contributions towards our priest’s employment costs.

Reserves

The restricted reserves, arising from the transfer of assets from “All Souls, Invergowrie (Lady Kinnaird Trusts)” in 2011, comprise the church building, investments in the Scottish Episcopal Church Unit Trust Pool and some cash. These, and the income from them noted above, can only be used for insurance, the upkeep of the building and contributions towards our priest’s employment costs.

The unrestricted reserves can be used for any purpose and at the year-end are sufficient to cover approximately 12 months’ spending including the costs of engaging a half-time priest-in-charge.

Designated reserves have been set aside for the organ and flower funds. Total designated reserves stand at £146 at the year end.

Future Plans

Very Rev’d Canon Fay Lamont worked with the Vestry on a profile of the church to help us shape future ministry. This has been used to advertise for a priest who will work alongside our congregation and also the congregation of St Margaret’s Episcopal Church, Lochee. We look forward to the successful completion of this process and working with our new priest in providing ministry to the community of Invergowrie.

The congregation is aware of their responsibilities as custodians of a Grade A listed building and ensure that both proactive and reactive maintenance tasks are performed, following our most recent quinquennial inspection of the building.

Structure, Governance and Management

The present constitution of the Church dates from 2010. It is available for inspection if required. It was reviewed in the financial year 2017-8 by the Vestry who are satisfied that it is fit for purpose. We shall keep it under review once a new priest is in post.

Funds are administered by the Vestry, whose constitutionally appointed officers are the Priest-inCharge, the Treasurer and the Lay Representative. For the purposes of charities law, the members of the Vestry are the Charity Trustees. Details of Vestry members are given on page 2.

The Priest-in-Charge is ex officio chairperson of the Vestry. The Treasurer and Lay Representative are elected on a yearly basis. Ordinary members of the Vestry are elected for a term of four years, standing down at the end of the term. If no ordinary member has served for four years at the annual general meeting, then the longest-serving member stands down.

Vestry Responsibilities

The Vestry members are responsible for managing and safeguarding the assets of the church and assist the Priest-in-Charge in matters affecting the spiritual welfare of the congregation. They are also responsible for keeping proper accounting records and ensuring that the accounts are prepared in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006. The Vestry regularly considers the risks faced by All Souls’ and ensures that appropriate risk management procedures are in place to mitigate those risks.

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Relationship with the Diocese and Province

All Souls’ is supported by the Diocese of Brechin and the Province through the pastoral oversight of the Bishop, central support functions provided at Diocesan level, and grants from central funds. The church is represented at Diocesan level by the Priest-in-Charge and the Lay Representative. Our Lay Representative has also attended the General Synod.

As a member of the Scottish Episcopal Church, All Souls’ has an obligation to contribute to the costs of the Diocese and the Province through the payment of an annual “quota”. This amount is based on the relative income of the church in comparison with other churches in the Diocese and Province.

Conclusion

The members of the Vestry would like to thank all those who contribute their time, energy and money to ensure the continuation and development of All Souls’.

On behalf of the Trustees

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Treasurer

7[th] November 2025

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Independent Examiner’s Report to the Trustees of All Souls’ Episcopal Church (Vestry)

I report on the accounts of the charity for the year ended 31[st] August 2024 which are set out on pages 7 to 11.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the 2006 Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under Section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner’s statement

My examination is carried out in accordance with Regulation 11 of the 2006 Accounts Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner’s statement

In the course of my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in any material respect the requirements:

    • to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations

    • to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations

  2. have not been met, or

  3. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

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All Souls' Episcopal Church (Vestry)

Scottish Charity no SC 035686

Receipts and Payments Accounts for the year ended 31st August 2025

Notes
Unrestricted
Designated
Restricted
Total Funds
£
£
£
£
Receipts
Donations received
2
20,710
18
-
20,728
Grants received
From the Diocese of Brechin
-
-
-
-
Listed Places of Worship grant (VAT)
-
-
-
-
Receipts from fundraising activities
1,038
-
-
1,038
Receipts from investments other than
land and buildings
SEC Unit Trust Pool
3
-
-
8,419
8,419
Subtotal
21,748
18
8,419
30,185
Sale of investments
3
-
-
-
-
Total receipts
21,748
18
8,419
30,185
Payments
Payments relating to charitable activities
4
19,456
20
-
19,476
Expenses for fundraising activities
163
-
-
163
Governance costs
40
-
-
40
Total payments
19,659
20
-
19,679
Surplus / (Deficit) for the year
2,089
(2)
8,419
10,506
2024
£
18,617
12,797
5,837
1,010
7,803
46,064
25,000
71,064
82,131
116
40
82,287
(11,223)

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All Souls' Episcopal Church (Vestry)

Scottish Charity no SC 035686

Statement of Balances as at 31st August 2025

Notes
Unrestricted
Designated
Restricted
Total Funds
£
£
£
£
Cash and Bank
Balance at beginning of year
33,385
148
(4,434)
29,099
Surplus / (Deficit) for the year
2,089
(2)
8,419
10,506
Total cash funds at end of year
35,474
146
3,985
39,605
Investments (SEC Unit Trust Pool)
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Market value at beginning of year
-
-
252,677
252,677
Units sold
-
-
-
-
Unrealised gain in the year
-
-
25,362
25,362
Market value at end of year
-
-
278,039
278,039
Assets retained for charity's own use
Church building
1
-
-
-
-
Fund balances (cash, investments and assets retained)
Balance at beginning of year
33,385
148
248,243
281,776
Cash (deficit) for the year
2,089
(2)
8,419
10,506
Movement in investments
-
-
25,362
25,362
At end of year
35,474
146
282,024
317,644
Other assets and liabilities - for information only
Current assets
Tax due on gift aid donations and
198
-
-
198
Gift Aid Small Donations Scheme
Utility prepayments
-
-
-
-
Current liabilities
Accrued utility expenses
38
-
-
38
2024
£
40,322
(11,223)
29,099
255,606
(25,000)
22,071
252,677
-
295,928
(11,223)
(2,929)
281,776
328
551
100

Signed on behalf of the Trustees

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7th November 2025

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All Souls' Episcopal Church (Vestry)

Scottish Charity no SC 035686

Notes to the accounts

1 Accounting policies

Basis of preparation

The accounts have been prepared on a receipts and payments basis. They consist of a summary of all monies received and paid via the bank and in cash by the church during the financial year, along with a statement of balances. No adjustments have been made for income due but not received, nor for any expenses incurred but not yet paid at the year end.

Restricted funds

The assets of the charity All Souls Invergowrie (Lady Kinnaird Trusts) were previously transferred to All Souls' Episcopal Church (Vestry). These assets form restricted funds, which can be used for insurance, the upkeep of the church buildings and towards the priest's employment costs. Restricted grants have also been received from the Diocese for ministry costs.

Church buildings

The Vestry considers it inappropriate to include a market valuation for the church building in the accounts as the cost of obtaining such valuations outweighs the benefit to users of the accounts. The buildings are insured for £13,300,000 based on an estimate of the replacement building cost of the building and all contents. Replacement building cost does not represent market value of the property, and does not include valuation of the land on which the property is situated.

Special collections

During the year, the church made special collections for other organisations. These funds were banked and the total collected (net of fundraising costs) paid over to the respective organisation. Because the church was simply collecting the money and forwarding it to the nominated organisation, this income and expenditure is not included in these accounts as part of the income and expenditure of the church. Further details are given in note 8. Where possible, the congregation are encouraged to give directly to the charity to maximise gift aid.

2 Donations received
Congregational giving
Gift aid donations
Tax recovered
For use of church & hall
Baptisms, weddings and funerals
Total
3 SEC Unit Trust Pool
From sale of units
Investment income
Total
Unrestricted
Designated
Restricted
Total Funds
£
£
£
£
5,166
18
-
5,184
7,925
-
-
7,925
2,179
-
-
2,179
5,440
-
-
5,440
-
-
-
-
20,710
18
-
20,728
Unrestricted
Designated
Restricted
Total Funds
£
£
£
£
-
-
-
-
-
-
8,419
8,419
-
-
8,419
8,419
2024
£
5,116
7,372
1,914
4,065
150
18,617
2024
£
25,000
7,803
32,803

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All Souls' Episcopal Church (Vestry)

Scottish Charity no SC 035686

Notes to the accounts

4 Payments relating to charitable activities

Ministry costs
Quota payable to Diocese
Church and hall
Worship-related expenses
General expenses
Total
5 Designated funds
Cash funds at beginning of year
Income for the year
Expenses for the year
Cash funds at end of year
6 Restricted funds
Cash funds at beginning of year
Income from sale of units
Investment income
Grant income
Expenses
Cash funds at end of year
Unrestricted
Designated
Restricted
Total Funds
£
£
£
£
797
-
-
797
3,871
-
-
3,871
12,796
-
-
12,796
583
20
-
603
1,409
-
-
1,409
19,456
20
-
19,476
Organ fund
Flower fund
Total Funds
£
£
£
136
12
148
-
18
18
-
(20)
(20)
136
10
146
From Diocese
of Brechin
Former
Kinnaird
Trusts funds
Total Funds
£
£
£
-
(4,434)
(4,434)
-
-
-
-
8,419
8,419
-
-
-
-
-
-
-
3,985
3,985
2024
£
29,297
3,995
46,879
609
1,351
19,456 82,131
2024
£
171
10
(33)
148
2024
£
-
25,000
7,803
12,797
(50,034)
(4,434)

7 Investments

The investments are held in the Scottish Episcopal Church Unit Trust Pool. The Unit Trust Pool was established by the Investment Committee of the General Synod to bring together the disparate investments of the various funds of The General Synod, the Dioceses and the individual congregations of the Church to enable these to be managed professionally. The Unit Trust Pool is therefore purely an investment vehicle of the Scottish Episcopal Church. The majority of the investments in the Unit Trust Pool relate to UK investments.

8 Special collections

Diocese of Eswatini
Bishop's Lent Appeal
Total
2025
2024
£
£
395
247
5
30
400
277

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All Souls' Episcopal Church (Vestry)

Scottish Charity no SC 035686

Notes to the accounts

9 Remuneration and expenses paid to Vestry members

None of the Vestry members received any remuneration or expenses relating to their position as Vestry members.

Our Interim Rector, the Very Rev'd Fay Lamont, has been acting on a non-stipendiary basis.

Our cleane became a Vestry member (trustee) in November 2017. paid for 2 hours cleaning per week at living wage (currently £12.60 per hour). Her employment pre-dates her membership of the Vestry.

The earnings for the year amount to £ 1,290

These payments are allowed under our constitution.

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