REGISTERED CHARITY NUMBER: SC034713
Report of the Trustees and
Fillalleial Statements for the Year Ellded 31 March 2025
for
The Lavender Toueh
Gall Robertson CA
Tweedside Park
Tweedbank
Galashiels
Selkirkshire
TDI 3TE

The Lavender Touch
Contents of the Financial Ststements
for the Year Ended 31 March 2025
Page
Report of the Trustees
Independent Examiner's Report
Statement of Financial Activities
Balante Sheet
Notes to the Financial Statetnellts
8 10 14

The LAvellder Touch
Report of the Trustees
for the Year Ended 31 March 2025
The trustees present their report wilh the financial statements of the charity for the year ended 31 March 2025. The
trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice
applicable to charities preparing their accounts in accordance with the Financial Reporting Stsndard applicable in the
UK and Republic of Ireland (FRS 102) (effective l January 2019).
OBJECTIVES AND ACTIVITIES
Objectives and aims
The Charity's objectives are..
l. To provide support for people wilh cancer living in the Scottish Borders
2. To provid¢ support to families of cancer patients living in the Scottish Borders through the ¢an¢er journey.
Slgnificant aetivities
The Lavender Touch has continued with the main aim to support people living in the Scottish Borders through their
cancer experieTrce. This includes those living with ¢an¢er longer tem) and for many those who are in the 1&8t few weeks
of life. The charity also supports their families who care for them.
The main focus of work continues to be to raise fijnds to provide a free service of complimentary therapy treatments
a¢ross the Scottish Borders Region. We have discontinued sales of our in house produ¢ed products. Profit margins had
become minimal and we decided to focus our limited resources in other areas. Sales of our sleepwear coTrtinuc. This
product, whilst providing a small income. has a primary impact of transfomiing a nights sleep for thosc with specTfic
needs, providing theTll with an uninterrupted nights sleep as they no longer have lo change bedding and slccpwear during
the night. Our sleepwear is available lor purchase locally and online.
Page I

The Lavender Touch
Report of the Trustees
for the Year Ended 31 Imarch 2025
ACHIEVEMENTS AND PERFORMANCE
Charitable activities
The referral rate continues to rise gradually. RefetThls are not always evenly distributed across the region. We continue
to review the number and geographical disiribution of our therapists to promote a short wail time for Ireaiment.
The Charity received donations and gifts frotn individuals and organisalions, raised from a wide variety of iniiialives.
We raise funds via the sale of products, table sales al local communiry evenis: rummage sales, grant applicalions and
sales in our small shop. We continually look at ways lo ensure ihat the charity is responsive lo the needs of the local
community aTrd engage more companies 10 become Charity partners for the year.
This year we have had a focus on reviewing our policies and procedures. This has been led by one of our trustees who
has experience in this arei supported by admin support and development mijnager alongside a local organisalion which
providcs charity support in this area.
Anoih¥r trustee led a ¢ollaborative piece of work on our values.
Our Values
Our work is rooted in a few key values that guide us every day. These values are the heart of our work, and they remind
us why we do what we do.
Compas51011
Comp¢￿s7o￿ is al the core of everything we do. We approach each service-user, volunteer, Éherapisl, employee and
m¢Tnber of the public with genuine care and warmth recognising their dignity and worth.
Cotntnunity
We are deeply connected to the people and place of the Scottish Borders. We are loyal partners to our community
through ¢hallenges and opporttknities.
Understanding
Wc strivc to truly listen and learn from the experiences of others. We create a culiure ol inclusion where everyone feels
5ccn, heard and valued.
Trustworthy
We are commirted lo being a charity that people can depend on. We eam trust through honesty, integrity and eonsislency
in everything we do.
Persoll-focused
W¢ place pcople al the heart of everything we do. Our work is rooted in dignity and a commitment to empowering the
pcople we work with.
We held a "review day" where we invited tn]stees, employees, therapists and volunteers (a number of whom have been
service users) to attend. This was an opportunity to discuss what is going well, what isn't so good and to suggest thoughts
and ideas for moving forward.
Our charity Shop is now open 6 days per week and is sUPPOrted by a dedicated and increasing group of volunteer5.
Whi18t the majority of volunteers are retired we now have a numb£r of younger volunleer5 giving a greater age range and
enabling us to gain a wider range of views on charity development on an ongoing basis.
We lake every opportunity lo celebrate our volunteer5 particularly during volunteers week. on social media and we
invite them to express their thoughts and views.
Local community donations and sales remain high. There are some donations to the shop which we are unable lo utili5e,
therefore we 're￿cle, these items to other charities e.g. Smalls for All. Arthurshiel Animal rescue Centre etc.
Donations are so high that we have increased the number of rummage sales which are alway5 very well attended and
are increasingly being a regular part of the local community calendar.
The profile of donations. gift5 and fundraising continues lo change over lime. We review our financial position
throughout the year lo ensure we either break even or make a small profit which enables u5 to continue charity
developmenl.
The Charity continues lo use social media to raise the profile of the eveRts and work the charity does a5 well as
contributing to the wider local cotnmunity by protnoiing evenis and fundraising of those people that support us. We
continue lo work with a local markeiing cotnpany lo improve our visibility in the local community, inilial reports
demonstrate an increase in engagement. This has been particularly help￿1 in spotlighiing the people we can support, our
vnliintper* %hnn *8lps
Page 2

The Lavender Tou¢h
Report of the Trustees
for the Year Ended 31 Mareh 2025
Our Charity Development Worker and Charity Athninistration Support Work¢r are both committed to the work of the
charity and keep our day to day 5crvices n￿n1Thg. Thcy are both cs3enti&l to the smooth running of The Lavender Touch.
The Lavcnder Touch was voted as the best Charity and Community Organisation Award at the Galashiels Heartland
Awards 2025.
Local xecondary schools engage with Youth Philanihropy Initiativc Scotland, to offer young peopl¢ the opportunity to
research and work alongside local Charities. Thcy then pruent their proposa15 at a school event and if successful
progre&s to a regional Cvent. We have worked with a r]umber of groups of students for several year5. This year a number
of groups chose tlie Lavender Touch as iheir charity, each engaging with us as they prepared their presentations. The
winning group had ehoyen The Lavender Toueh as their charity with pi'ize mO￿Y being donated ta the charily. We are
keen to continue to support these young people ￿ it provides the opportunity to hav¢ a discussion around cancer,
fundraising and the value of volunieering.
FINANCIAL REVIEW
Financial position
During the 12.monih period, the Charity generated a Surp1￿ on general funds of £40,249 (2024 - surplus of £835).
Reserves policy
The Charity aims lo hold rcserves to covcr two y¢arg worth of costs. Available genernl reserves at the year end were
£184,253 (2024- £144.0(H).
FirruRE PLANS
In 2025126 we plan to:
- Continue 10 grow OUT volunteer b&8e, providing good support and education relevant to their role
- Explore and potentially irnplcmcnl s¢lf-referral for treatments
Itnprove the marketing of the charity, ils services and products
Covld-19
Covid-19 has continued 10 impact the Charity in that income streams have changcd. We no longer have access to the
same NFIS prcmises for treatTn¢nt provision, aliernaiiv¢s will come al an additional cost to the charity.
STRUCTURE, GOVERNANCE AND MANAGEMEr
Governillg document
The Charity is a Scottish Charitable Incorporated Organisation (a SCIO). Thc charity wa5 previously an unincorpornted
asso¢ialion but changed its legal forn) to a SCIO on 25 June 2015. The assets of the unin¢orporaled association were
transferred lo the SCIO on l July 2015. It ha5 & single tier 5tructur¢ and as such the trnstees are the mernber5 of the
charÈty.
Recruitinellt And #ppointment of new trustee$
Potential trustres are identified by current board members on Ihe basis of their expertise and skill seL
REFERKNCE AND ADMINISTRATKVE DETAILS
Regislered CbArlty number
SC034713
Page 3

The Lavender Toueh
Rtport of the Truste¢s
for the Year Ended 31 March 2025
REFERENCE AND ADMINISTRATIVE DETAILS
Jndtpendent Examiner
Gall Robertson CA
Tweed8ide Park
Tweedbank
Galashielb
Selkirkshirc
TDI 31'E
CoMI￿lENcEmENT OF ACTIVITIES
Thc SCIO was incorporated on 25 June 2015, changing conslittjtion from an unincorporated chariiv. It commenced
Irdding on l July 201).
Approved bv order of the board of trusiees on .
- and signed on its behalf by..
Page 4

Independent Examiner's Report io the Trnstees of
The Lavender Touch
I retM)rt on the accounts for the year ended 31 March 2025 sel out on pages six to fourteen,
Respeetive responsibilitie5 of trnstees and examiner
The charity'5 trustees are resp)nsible for the preparation of the accounts in accordance wilh the ternis of Ihe Charities
and Trustee Investment (Scoiland) Aci 2005 and the Charytics Accounts (Scotland) Regulations 2006 (as amended). The
tharity's trustees consid¥r thai the audit requirement of Regulation 1011 I(a) to (c) of the AccouTJts R¢gulations does not
apply. It is my responsibility to examine the accounts as required under Section 44(1)(c) of the Acl and to state whether
particular matters have come to my attention.
Basis of the independent exAminer'5 report
My examination was carried out in ￿cordanCe with Regulation I l of the Chartties Accounts (Scotland) Regulations
2006. An examination in¢ludes a revi¢w of the accounting records kcpt by the charity and & comparison of the accounts
prescnted wilh thosc r¢rordb-. IL alio iiicludes Goitsideration of any wiusual items or diselogures in the accounts, and
seeking explanations from you as trus¢e¢s coneeming any such matters. The procedures undertaken do not provide
the evidence tliat would be required in an audit, and consequently I do not express an audit opinion on the view given by
the accounls.
Independent examiller's statement
li) Gonnection wilh my examination, no matter has come to my attention .
(l) which gives me reasonable cause to believe that. in any material respect. the requ1￿Ments
to kcep accounting rewrds in accordance with S￿11￿n 44{1)(a) of the 2005 Act and Regulation 4 of the 2006
Accounts Regulations. and
to prepare accounts whÈch accord with the awounting records and to comply with Regulation 8 of the 20CI6
Accounts Regulations
have not been mel. or
(2) to which, in my opinion, attention 3hould be drawn in order to enable a proper understanding of the accounts to be
reached.
Gall Robertson CA
Tweed5ide Park
Tweedbank
Galashiels
SelkiTkshire
TDI 3TE
?.P..l.i.o l.i.¥,,..............
Page 5

The Lavender Touch
Statement of Financial Activities
for the Year Ended 31 March 2025
31.3.25
Total
funds
31.3.24
Toial
funds
Unresiricfed
nd
Reslricled
funds
Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
72,253
72,253
34,635
Charitable aetivities
Support of cancer patients and family
14,35)
14,35)
15,798
Other trading activities
Investment income
73,044
1,646
73,044
1,646
48.888
1,494
TotAI
161,298
161,298
100,815
EXPENDITURE ON
Raising fvnds
14,150
14,150
23,605
Charitable activities
Provision ofAromatherdPy services
Support ofcancer patients and family
55,943
50.956
55,943
50,956
34,977
41,398
Total
121,049
121,049
99,980
NET IINCOME
40,249
40,249
835
RECONCILIATIOIN OF FUNDS
Total funds brought fonvard
144,004
144,004
143,169
TOTAL FUNDS CARRIED FORWARD
184,25J
184,253
144,004
The noles forni part of these financial slalemenls
Page 6

The Lavender Touch
Balance Sheet
31 March 2025
31.3.25
Total
funds
31.3.24
Total
nds
Unrestricted
fijnd
Reslricted
funds
Notc3
FIXED ASSETS
Inlangiblc assets
Tangible assets
18
170
12
188
CURRENT ASSETS
Stocks
Debtors
C&gh at bank and in hand
13
14
6,352
514
183,569
6.352
514
183.569
7.883
J81
138,981
190,435
190,435
147,245
CREDITORS
Amounts falling due within one year
15
(6,182)
(6,182)
(3,429)
NET CURREErr ASSETS
184,253
184.253
143.816
TOTAL ASSETS LE￿ CURRENT
LIABALITIES
184,253
184,253
144,004
NET ASSETS
IPA,253
184,253
144.004
FUNDS
Unreslricied fvnd8
17
184,253
144,004
TOTAL FUNDS
184,253
144,004
The financial Jtstements were approved by the Board of Trustees and authorised for issue
,.atlA£2..1.2.i...............
and were signed on its behalf by..
The notes forni part ofihese financial 5lal¢menis
Pagc 7

The Lavender Touch
Notes to the Financial Statements
ror the Year Ended 31 Marcb 202S
ACCOUNTING POLICIES
Basis of preparing the finaneial statements
The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in
accordance with the Charities SORP (FRS 102) 'Ac¢ounling and Reporting by Charities: Statemerkt of
Recommended PracÉice applicable io charities preparing their accounts in accordance with the Financial
Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective l January 2019),,
Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of
Ireland, and the CharÉties and Trustee Investment (Scotland) Act 2005. The financial statements h&ve been
prepared under the historical cost convention.
The Charity constitutes a publie benefit entity.
The trustees consider ihat there are no material uncertainties about the Charity's abiliry lo continLte
as a going concern.
lucome
All income is recognised in the Statement ol Fin￿ClaI Activities once the charity has entiilement to the funds, it
is probable that the incotne will be received and the amount can be measured reliably.
Expenditure
Liabilities are recu¥niscd as expenditure as soon as Éh¢rc is a legal or constructive obligation committing the
charity to that expendilurL: it 15 probable that a trattsfcr ol econotnic benefits will be rcquirLd in settlemenl and
the amount ol the obligation cal) be measured reliably. Expcnditure is accounted for on an accruals basis and has
been classified under h¢ading5 that aggregate all ¢ost rcldtcd to the category. Where costs cannot be directly
attributed to particular headings thcy have been allocaled to ￿tIVItieS on a basis consistent with the use of
resources.
GraTrts offered subject lo conditions which have not been mel al thc ycar end date are noted as a commitment but
not accrued as expenditure.
Intangible fixed assets
Dcvclopmcnt Costs
330/0 Straight line depreciation
All intangible fixed &ssets are initially reLordcd al cost. Amortisation is calculatcd 50 &S to write off the cost of an
assel, ovcr Ihc useful economic life of Ihal asscl which is strdight line over 3 years.
Tangible fixed assets
Deprcciation is provided at the following annual rates in order lo write off each asset over its estimated useful
life.
Fixtures and Fittings
Computer Equipment
250/0 Slrdight line depreciation
2jO/D Straight line depreciation
Tangible assets are initially recorded al cosL and are subsequently stated at cost less any accumulated
depreciation and impainnent losses. Any tangible &ssels carried at revalued amount5 are recorded al the fair
value at the dale of revaluation less any subsequent a¢cumulaied depreciation and subsequent accumulated
impaimjent losses. If there is an indication ihat there ha5 been a significant change in depreciation rate, use￿[
life or residual value of tangible assets, the depreciaiion 15 revised prospeciively lo reflect the new estimates.
An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other Comprehensive
income and accumulated in capital and reserves, excepl to th¢ exlenl il reverses a revaluation decrease of the
same asset previously recognised in profir or loss. A decreas¢ in Ihe carrying amount of an asset as result of
revaluation is recognised in oiher comprehensive income to Ihe exlent of any previously recognised revaluation
increase accumulated in capital and reserves in respect of that &ssel. Where a revaluation decrease exceeds the
accumulaied revaluation gains accumulated in capiial and reserves in respect of Ihat asset, Ihe excess shall be
recognised in profir or105S.
Impairnient
Page 8
continued...

The Lavender Toutb
Lyotes to the Fillancial Statements - eolltillued
for the Year Ended 31 March 2025
ACCOUNTING POLICIES- continued
Tangible fjxed assets
A review for indicators of impairnient is carried out at each reporting date, with the recoverable amount being
estimated wher¢ such indicators exisl. Where ihe carrying value exceeds the r¢coverable amount, the asset is
impaired accordingly. Prior impaimients ar¢ also reviewed for possible reversal at each reporting date,
When it is not possible to estimate the recoverable amount of an individual ￿Se( an estimate is made of the
recoverable amount of the cash-generating unit lo which the a&8et belongs. The cash-generating unit is the
smallest identifiable group of assets that includes the asset and generates cash inflows that are largely
independent of the cash inflows from other &8sets or groups of assets.
Stoeks
Stocks are valued at the lower of cost and nel realisable value, after making due allowance for obsolete and slow
moving items.
Taxatio
The charity is exempt from t&x on ils charitable activities.
Fund aecoullting
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of thc trustees.
Restricted funds can only be used for particular restrictcd purposes within the objects of the charity. Restrictions
arise when specified by the donor or when ￿lld3 arc raised for particular restricted purp05e5.
Further explanation of thc nature and purpose of cach fund is includcd in the notes to the financial statement&
Pensioll costs and other post-retirement benefits
The chaTity operates a defined contribution pension scheme. Contributions payable to the charity's pension
scheme are charged to the Statement of Financial Activities in the period to which they relate.
Dollated goods
Whcrc practicable, donated goods for resalc are measured at fair v￿ue on initial recognition. which is the
expected proceeds from sale less the expected costs of sale. Duc to the large number of low value items donated
for resale in the shop and the absence of a stock control system. the charity believe it is impracticable to value
these items when donatcd, and in this c&se thcir value is recognised when they are sold.
Provisions
Provisions are recogni5ed when the entity has an obligation at the reporting dat¢ a5 a result of a past ￿ent. it is
probable that the entity will be required lo transfer economic benefits in settlement and the amount of the
obligation can be estimated reliably. Provisions are recognised as a liability in th¢ statement of financial position
and the amount of thc provis70n as an exp¢nse.
Provisions are initially measured at the best estimate of the amount required to settle the obligation at the
reporting date and subsequently reviewed at each reporting date and adjusled to reflect the current best estimate
of the amount that would be required to settle the obligation. Any adjuslments to the amounts previously
recognised are re¢ognised in profit or loss unless the provision was originally recognised as part of the cost of an
asset. When a provision is measured at the present valu¢ of the amount expected lo be required t0 settle the
obligation, the unwinding of the discount is recognised in finance costs in profit or loss in the period it arises.
Page 9
continued..-

The Lavender Touch
Notes to the Financial Statements - continued
for the Year Ended 31 fvlarch 2025
OTHER TRADIING ACTIVITIES
31.3.2i
31.3.24
Product sales
Sleepwear sales
Shop sales
925
397
71,722
1,7)5
401
46,732
73,OH
48,888
INI VESTMI ENT INCOME
31.3.25
31.3.24
Deposit account interest
1,646
1,494
TRUSTEES. REMUNERA TIOIY AND BENEFITS
There were no tnjstees, remuneraEion or other benefits for the year ended 31 March 2025 nor for the year ended
31 March 2024.
Trustees, expenses
There were no truslees, expens¢s paid for the year ended 31 fvlarch 2025 nor lor the year ended 31 March 2024.
STAFF COSTS
31.3.2)
31.3.24
Wages and salaries
Other pension costs
20,792
220
18,914
446
21,012
19,360
The avcragc monthly number of employees durinrN the ycar was as follows-.
31.3.25
31.3.24
Staff
No employees received emoluments in excess 01£60.000.
COMPARATIVES FOR THE STATEMENT OF FIINAIYCIAL ACTIVITIES
Unre5Éricled
fund
Restricted
funds
Total
fijnds
ItYCOiME AIryD ENDOWMENTS FROM
Donations arkd legacies
34,635
34,635
Cbarltable aotivities
Support of cancer patients and family
15,798
15,798
Other trdding activities
Inve5tmenl income
48,888
1,494
48,888
1,494
Total
100.815
100,815
EXPENDITURE ON
Page 10
coniinued...

The Lavender Touch
Notes to the Finaneial Statements- eotttinued
for the Year Ended 31 Mareh 2025
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
Unreslri¢ted
Restricted
fund
funds
Tota
nds
Raising ￿ndS
23,605
23,605
Charitable Activities
Provision of Aromatherapy services
Support of cancer patients and family
34,977
39,698
34,977
41,398
1,700
Total
98,280
1,700
99,980
NET INCOMEI(EXPENDITURE)
Transfers between funds
2,535
(1,130)
(1,700)
1,130
835
Net movement in fullds
1,405
(570)
835
RECONCILIATION OF FUNDS
Total filnds brought forward
142,599
570
143,169
TOTAL FUNDS CARRIED FORWARD
144,004
144,004
INDEPENDENT EXAMINER
The amount payable to Gall Robertson CA for the independent examination of the accounts for the period is
£782 (2024 - £756) . There was also a sum of £399 (2024 - £449) payable to Gall Robertson for payroll service5
and £395 for software setup and 5UPPOrt (2024 -nil).
VOLuf4TEERS
Volunteers contributc as follows=
l. Assist and support with all aspects of running our Charity Shop
2. Flelping with the making of our products from production to labelling.
3. Organising and running a monthly table at local hospital selling pmducts and promotional gifts
4. Attending events and meetings to talk about the work oFthe Charity
5. Organising and running fi]ndraising evenls
6. Collecting and distributing collecting tins
GOING CONCERN
The Tn￿teeS confirni that there are no material uncertainties regarding the charity's ability to continue.
Pag¢ll
continued...

The Lavender Touch
Notes to the Financial Statements - continued
for the Year Ended 31 March 2025
io.
PUBLIC BENEFIT ENTITY
The Chariry is a Public Benefit Entity.
ii.
INTANCIBLE FIXED ASSETS
Development
costs
COST
At l April 2024 and 31 March 2025
7,850
AMORTISATION
Ai l April 2024
Charge for year
7,832
18
Ai 31 March 2025
7,850
NET BOOK VALUE
At 31 March 2025
At 31 March 2024
18
12.
TANGIBLE FIXED ASSETS
Fixtures
Computer
equipmenl
rittings
Tota15
COST
At l April 2024 and 31 March 2025
4,826
4,867
9,693
DEPRECIATION
At l April 2024
Charge for year
4,826
4,697
170
9,)23
170
At 31 March 2025
4,826
4,867
9,693
IYET BOOK VALUE
Al 31 March 2025
Al 31 Imarch 2024
170
170
13.
STOCKS
31.3.25
31.3.24
Stocks
6,352
7,883
Page 12
continued...

The LAvender Touch
Notes to tbe Finaneial Statements - continued
for the Year Ellded 31 March 2025
14.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.3.25
31.3.24
Trade debtors
Prepayments and accrued income
114
400
381
514
381
15.
CREDITORS: AMOUNTS FALLING DUE ￿THIN ONE YEAR
31.3.25
31.3.24
Trade creditors
Other creditors
375
5,807
3,429
6,182
3,429
16.
LEASING AGRKKMENTS
Minimum Icase payments undcr non-cancellable operating le&ses fall due as follows..
31.3.25
31.3.24
Within one year
7,200
6,000
17.
MOVEMENT IN FUNDS
Nel
movement
in funds
At
31.3.25
At 1.4.24
Ullrestricted funds
General ftind
144,004
40,249
184.253
TOTAL FUNDS
144,004
40,249
184,253
Net movement in funds, included in the above are gs follows:
Incoming
resources
Resources
expended
Movement
in funds
Unrestricted funds
General fund
161,298
(121,049)
40,249
TOTAL FUNDS
161,298
(121,049)
40,249
Page 13
continued...

The Lavender Touch
Notes to the Finaneial Statements - eontinued
for the Year Ended 31 imarch 2025
17.
MOVEMENT IN FUNDS- eolltillued
Comparatives for movement in funds
Net
movement
in ￿ndS
Transfers
belween
fi]nds
Al
31.3.24
At 1.4.23
Unrestricted funds
Gen¢rdl fund
142,599
2.535
(1,130)
144.004
Re5trieted funds
Tr¥attnent Room
570
(1,700}
1,130
TOTAL FUNDS
143,169
835
144,004
Comparative net movement in funds, included in the above are as follows..
Incotning
resources
Resources
expended
Movemcnt
in funds
Unrestricted funds
General fi]nd
100,815
(98,280)
2,53)
Restricted fund5
Treatment Rootn
(1,700)
{1,700)
TOTAL FUNDS
100,815
(99.980)
83)
18.
RELATED PARTY DISCLOSURES
There were no related party transactions for the year endcd 31 March 2025.
Page 14