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Gartmore Community Trust SCIO Report and Accounts for the Year Ended 30 November 2025

Contents

Page
Reference and Administration Details 3
Trustees' Annual Report 4 - 5
Independent Examiner's Report 6
Receipts and Payments Account 7
Statement of Balances 8
Notes to the Accounts 9 - 12

Page 2 of 12

Gartmore Community Trust SCIO Report and Accounts for the Year Ended 30 November 2025

Reference and Administration Details

Charity Name Gartmore Community Trust SCIO
Charity Number SC033887
Principal Address Gartmore Village Hall
Main Street
Gartmore
FK8 3RW
Trustees Catherine Goldie Chair (Resigned June 2025)
Paul Cooke Co-Chair (Appointed June 2025)
Isobel Madden Co-Chair (Appointed June 2025)
Mike Houghton-Evans Secretary (Resigned October 2025)
Jennifer Armstorng
Paul Speirs (Appointed June 2025)
Terry Allen (Appointed June 2025)
Kelly Forrester (Resigned November 2025)
Mike Holmes (Resigned November 2025)
Linda Green (Resigned October 2025)
Alan McCormick (Resigned June 2025)
Bankers Bank of Scotland
Teviot House
14 South Gyle Crescent
Edinburgh
EH12 9DR
Independent Examiner David Nicholls
Brett Nicholls Associates
Herbert House
24 Herbert Street
Glasgow
G20 6NB

Page 3 of 12

Gartmore Community Trust SCIO Report and Accounts for the Year Ended 30 November 2025

Trustees' Annual Report

The trustees present their Report and Accounts for the year ended 30 November 2025.

Objectives and Activities

Charitable Purposes

The organisations purpose is:

●to manage community land and associated assets for the benefit of the Community and the public in general, as an important part of the protection and sustainable development of Scotland’s natural environment:

● to promote, establish and operate schemes of a charitable nature for the benefit of the residents of the Community:

●to provide within the Community,facilities for recreation and other leisure time occupations available to the public at large, with a view to improving their conditions of life:

●to promote, for the public benefit, the preservation (whether wholly or in part) of buildings and other structures of historic and/or architectural significance located within the community.

Achievements and Performance

Introduction

The new Board of the Trust began their terms of office in June 2025, welcoming several new members to the committee.

We would like to thank the outgoing Chairman, Katherine Goldie for all the work she and the board have done during their period of tenure.

Several members of the committee stood down during the year, and we are grateful to them for their contributions during the time they served on the committee. We have been able to recruit their replacements: we welcomed Simon Evans as treasurer earlier in 2026,Antje Peters is working with Mike Holmes to update the website,Janet Chesney is taking on the role of Bookings Officer from Jennifer Armstrong, whose term of office finishes in June, and Emma Chesney has become our Events Coordinator. Fiona Newton is Minutes Secretary,Terry Allan and Ian Newton have responsibility for maintenance and Paul Spiers is coordinating grant applications.

Charitable Activities

We have formed a Hall Users Group,with representatives of all the major groups who have activities in the hall. The Hall Users’ Group has set up a sub-group of fire wardens and a meeting is planned with a fire officer who will instruct them, and the Board, on fire safety measures. New fire notices and room plans have been provided throughout the hall and all emergency lighting has been updated.

We have a group of volunteers who step up when work is required. The spring cleaning of the hall was well supported and we were able to clear and repair the changing room and shower area for future use. We now also have a group of volunteers who are taking on the care of the lawns around the hall, the war memorial and the play park.

We have been able to welcome Ian Roe as Janitor for the hall and he and the maintenance team have been working over the winter to improve the heating system. We gained £500 in grant funding to help with this work.

The grant of £500 for the renovation of the telephone box that houses the defibrillator is in hand and the work is due to be carried out on 20th April.

Several events have been held in the hall, including an Elvis tribute night, an evening of opera provided by the touring arm of Scottish Opera, a Bingo Night in aid of the primary school and the Forest Theatre Company show, which this year celebrated 25 years of the company in the village. The school Christmas Show was delightful and well attended. The Village Lunch takes place every month and we have several weddings booked over the summer. The Taiko Drumming Festival is about the take place and we have a group of scientists who will soon be using the hall as a base for a study of mosses.

Page 4 of 12

Gartmore Community Trust SCIO

Report and Accounts for the Year Ended 30 November 2025

Trustees' Annual Report

We are working closely with the Black Bull Hub and Pub and there are plans to improve the area between the two buildings by removing the overgrown hedge and replacing it with a fence. This will allow the espaliered apple trees to gain more moisture and should help with the apple harvest.

The Board voted to allow a pilot project of a village shop to be set up in the small meeting room, with separate access at the side of the building. Although it is early days in the project, the facility has been well received in the village.

I would like to thank the Board members,the Hall Users Group and all the volunteers for their continuing support of the Community Trust to ensure that our village facilities are maintained and appreciated.

Structure, Governance and Management

Governing Document

The Charity is controlled by its Governing Document, a Deed of Trust, and constitutes a Scottish Charitable Incorporated Organisation (SCIO). It was converted from a Limited Company by Guarantee to an SCIO on the 10th July 2017.

It is a two-tier structure SCIO and as such the Trustees are appointed by the membership of the Trust.

Key Management Remuneration

The management of the organisation is undertaken by the trustees,who do so on a voluntary basis and so are of the opinion there was no remuneration paid to key management personnel in the year ended 30 November 2025 nor for the year ended 30 November 2024.

Trustee Recruitment and Appointment

All the Trustees are appointed or reappointed by the members at our Annual General Meeting (AGM) held within 15 months of the previous AGM.

Financial Review

Financial Position

The charity incurred a net deficit of £12,276 for the year ended 30 November 2025 (2024: surplus of £26,886). This is mainly due to SSE Energy billing previous years electricity bills during the year. Some of this is due to be refunded, as this was a breach of OFGEN guidance.

At 30 November 2025 total cash reserves stood at £64,474 (2024: £76,022),with £53,234 of these being general unrestricted funds (2024: £61,589) and £952 being designated youth funds (2024: Nil). In addition,the charity had debtors of £1,422 (2024: £2,926). They also had accrued expenses of £4,817,(2024: £4,875) with £3,887 of this being, Funds Held on Behalf of Shareholders from the closure of the Village Shop. If these funds are unclaimed after three years,they will be absorbed into the trust. The charity also held investments with a market value of £110,508 at year end (2024: £104,523).

Reserves Policy

The Trustees policy is to retain sufficient funds to ensure the long-term future viability of the Community assets, in particular the Village Hall. Based on the year under review, the annual operating costs were approximately £31,952 (2024: £22,000).

At 30 November 2025,unrestricted general reserves stood at £53,234 therefore the Trustees are satisfied that the current level of funds is sufficient. In additon to this,the charity held an investment portfolio at a market value of £110,508. The total funds available to the charity are therefore 163,742.

Signed on behalf of the charity's trustees:

~~…...~~ D3C80000-6B6A-DACB-EF9B-08DEB2612414............................... ~~.....~~ .... Date: 18/05/2026D3C80000-6B6A-DACB-EFA1-08DEB2612414 Isobel Madden

Page 5 of 12

Gartmore Community Trust SCIO Report and Accounts for the Year Ended 30 November 2025

Independent Examiner's Report

Report to the trustees/members of Gartmore Community Trust SCIO
Registered charity number SC033887
Accounts of the charity for the period 1 December 2024 to 30 November 2025
Set out on pages 7- 12

Respective responsibilities of trustees and examiner:

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the Charities Accounts (Scotland) Regulations 2006. The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of Independent Examiner's statement:

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and,consequently, I do not express an audit opinion on the accounts.

Independent Examiner's statement:

In the course of my examination, no matter has come to my attention:

  1. Which gives me reasonable cause to believe that in any material respect the requirements to:

  2. keep accounting records in accordance with section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations, and

  3. prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations

have not been met, or

  1. To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
~~…....~~.................................~~.....~~..
Date:
D3C80000-6B6A-DACB-EFD0-08DEB2612414
~~…....~~.................................~~.....~~..
Date:
D3C80000-6B6A-DACB-EFD0-08DEB2612414
~~…....~~.................................~~.....~~..
Date:
D3C80000-6B6A-DACB-EFD0-08DEB2612414
D3C80000-6B6A-DACB-EFD3-08DEB2612414
19/05/2026
D3C80000-6B6A-DACB-EFD3-08DEB2612414
19/05/2026
D3C80000-6B6A-DACB-EFD3-08DEB2612414
19/05/2026
David Nicholls FCCA

Fellow of the Association of Chartered Certified Accountants Brett Nicholls Associates Herbert House, 24 Herbert Street, Glasgow, G20 6NB

Page 6 of 12

Gartmore Community Trust SCIO Report and Accounts for the Year Ended 30 November 2025

Receipts and Payments Account

Receipts
Notes
Donations
3
Grants
4
Charitable Activities
5
Investment Income (interest)
Funds Rec'd on Behalf of Community Shop
Payments
Charitable Activities Costs
6
Support Costs
7
Payments Related to Assets and Investments:
Fixed Asset Purchases
8
Total Payments
Net Receipts/-Payments
Net Surplus/-Deficit for the period
Funds Brought Forward
Gain/(Loss) on Cash Investment Account
Funds Carried Forward
12
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
1,503
-
1,503
-
(725)
(725)
24,738
-
24,738
2,884
-
2,884
-
-
-
29,125
(725)
28,400
35,427
3,420
38,847
1,829
-
1,829
37,256
3,420
40,676
-
-
-
37,256
3,420
40,676
(8,131)
(4,145)
(12,276)
(8,131)
(4,145)
(12,276)
61,589
14,433
76,022
728
-
728
£54,186
£10,288
£64,474
2024
Total
£
4,206
74,327
24,754
2,892
3,945
110,124
21,303
1,691
22,994
60,244
83,238
26,886
26,886
49,136
-
£76,022

The notes on pages 9 to 12 form an integral part of these accounts.

All income and expenditure has arisen from continuing activities.

Page 7 of 12

Gartmore Community Trust SCIO Report and Accounts for the Year Ended 30 November 2025

Statement of Balances

Cash and Bank Balances
Notes
Opening Cash and Bank Balances
Surplus/-Deficit for the period
Gain/(Loss) on Investment
Closing Cash and Bank Balances
Fixed Assets
8
Land & Property
Investments
Current Assets
Debtors
9
Current Liabilities
Accrued Expenses
10
Signed on behalf of the trustees:
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
61,589
14,433
76,022
(8,131)
(4,145)
(12,276)
728
-
728
54,186
10,288
64,474
1,285,695
-
1,285,695
110,508
-
110,508
1,396,203
-
1,396,203
1,422
-
1,422
930
3,887
4,817
2024
Total
£
49,136
26,886
-
76,022
1,289,347
104,523
1,393,870
2,926
4,875

D3C80000-6B6A-DACB-EFC5-08DEB2612414

~~…...~~ .................................. ~~.....~~ ..

Paul Speirs

Date: 19/05/2026 D3C80000-6B6A-DACB-EFCA-08DEB2612414

Page 8 of 12

Gartmore Community Trust SCIO Report and Accounts for the Year Ended 30 November 2025

Notes to the Accounts

1. General Information

Gartmore Community Trust ("the charity") is a SCIO and governed by its constitution. It was registered as a charitable company in Scotland (registered number SC033887) on 19th November 2002, and converted to a SCIO on 10 July 2017. Its registered address is Gartmore Village Hall, Main Street, Gartmore, FK8 3RW.

2. Basis of Preparation

These accounts have been prepared on the Receipts and Payments basis in accordance with the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended).

3. Donations
Donations
4. Grants
Stirling Council - Community Pride Fund
LLTNP - Place Plan
The National Lottery
Local Energy Scotland
Youth Scotland - Feel Good Fund
Arnold Clark Foundation
Scottish Government - Forth Environment
Stirling Council - Revenue Grant
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
1,503
-
1,503
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
-
500
500
-
500
500
-
150
150
-
(2,375)
(2,375)
-
-
-
-
500
500
-
-
-
-
-
-
-
(725)
(725)
2024
Total
£
4,206
2024
Total
£
500
400
-
-
70,927
-
1,000
1,500
74,327

The £2,375 refunded to The National Lottery relates to an initial Right to Buy grant of £9,175 for the purchase of Sow Park Woodland. £6,800 of this grant was spent on feasibility and valuation, however the purchase was not made and the remaining £2,375 was refunded to The National Lottery.

5. Income from Charitable Activities

5. Income from Charitable Activities
Events
Feed-in Tariff Income
Hall Hire
Sales
Weddings
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
1,360
-
1,360
389
-
389
15,256
-
15,256
1,233
-
1,233
6,500
-
6,500
24,738
-
24,738
2024
Total
£
382
665
16,457
150
7,100
24,754

Page 9 of 12

Gartmore Community Trust SCIO Report and Accounts for the Year Ended 30 November 2025

Notes to the Accounts

6. Charitable Activities Costs
Cleaners
Consumables
Events
Fixtures & Fittings
Gifts and Donations
Hall Hire
Insurance
Marketing
Maintenance
Other Expenditure
Place Plan
Play Park
Playing Fields
Professional fees
Purchases
Utilities
7. Support Costs
Accounts Preparation & Independent Examination
Investment Management Fees
8. Fixed Assets
£
NBV at 30 November 2024
1,182,625
Accumulated Depreciation
-
NBV at 30 November 2025
1,182,625
Village Hall
6. Charitable Activities Costs
Cleaners
Consumables
Events
Fixtures & Fittings
Gifts and Donations
Hall Hire
Insurance
Marketing
Maintenance
Other Expenditure
Place Plan
Play Park
Playing Fields
Professional fees
Purchases
Utilities
7. Support Costs
Accounts Preparation & Independent Examination
Investment Management Fees
8. Fixed Assets
£
NBV at 30 November 2024
1,182,625
Accumulated Depreciation
-
NBV at 30 November 2025
1,182,625
Village Hall
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
2,140
-
2,140
292
102
394
1,320
-
1,320
736
-
736
300
-
300
-
-
-
2,703
-
2,703
54
-
54
7,081
-
7,081
1,212
288
1,500
-
-
-
-
-
-
-
-
-
655
-
655
2,128
2,530
4,658
16,806
500
17,306
35,427
3,420
38,847
Unrestricted
Restricted
Total
Funds
Funds
Funds
£
£
£
930
-
930
899
-
899
1,829
-
1,829
£
£
£
£
30,000
6,000
43,549
27,173
-
-
1,840
1,812
Play Park
Recreational
Field
Solar Panels
Air Source
Heat Pumps
2024
Total
£
2,300
3,610
-
725
450
513
2,663
604
4,530
888
268
300
176
3,581
158
537
21,303
2024
Total
£
840
851
1,691
£
1,289,347
3,652
Total
1,182,625 30,000
6,000
41,709
25,361
1,285,695

The values provided above for the Village Hall, Play Park and Recreational Field are per the last valuation carried out in 2015/16. The trustees believe this is a fair reflection of their market value. There were no Fixed Asset disposals in the year.

Page 10 of 12

Report and Accounts for the Year Ended 30 November 2025

Gartmore Community Trust SCIO

Notes to the Accounts

8. Fixed Assets - continued

In addition the charity holds shares in Black Bull Gartmore Hub & Pub Limited, a local community benefit society (Company Number RS007821), at a cost of £5,000 which represents 5,000 shares in the organisation. There is no market value readily available for these shares.

Finally, the Trust has the following funds invested in a portfolio with Evelyn Partners Investment Management LLP:

Investment Portfolio
Historic Cost:
9. Debtors
Accrued Income (Place Plan)
Trade Debtors
Feed-in Tariff Income
Market Value
1 Dec 2024
Additions
£
£
104,523
-
Disposals
£
-
Market Value
Gain/(Loss)
30 Nov 2025
£
£
5,985
110,508
2025
2024
£
£
-
150
969
2,776
453
-
1,422
2,926
Market Value
Gain/(Loss)
30 Nov 2025
£
£
5,985
110,508
2025
2024
£
£
-
150
969
2,776
453
-
1,422
2,926
2025
£
107,332
2024
£
97,900
2025
£
-
969
453
1,422
2,926

In addition to this, Gartmore Community Trust is due a refund from SSE Energy in relation to a breach of OFGEN guidance, for biling catch up payments more than 12 months since the consumption date. It's not yet clear how much this will be.

10. Accrued Expenses
Independent Examination Fee
Funds held on behalf of Village Shop
2025
£
930
3,887
4,817
2024
£
930
3,945
4,875

Funds held on behalf of,the Gartmore Village Shop following its closure which shareholders have three years to claim. If this is not claimed, the funds will instead be absorbed into the trust.

11. Related Party Transactions

The trustees received no remuneration or expenses during the period. There were no related party transactions for the year ended 30 November 2025 nor for the year ended 30 November 2024.

Page 11 of 12

Gartmore Community Trust SCIO Report and Accounts for the Year Ended 30 November 2025

Notes to the Accounts

12. Funds Analysis
Unrestricted
General Funds
Designated Youth Fund
Restricted
Place Plan
Carpet Bowls
ASHP
10th Anniversary Event
Forth Environment
Table Tennis
Right to Buy
Youth Scotland Feel Good Fund
Hall Revenue Fund
Community Pride
Funds Held on Behalf of
Grand Total
Opening
Closing
Balance
Balance
1 Dec 24
Receipts
Payments
Gain/(Loss) on
Investment
30 Nov 25
61,589
27,625
(36,708)
728
53,234
-
1,500
(548)
-
952
61,589
29,125
(37,256)
728
54,186
(150)
150
-
-
-
526
-
-
-
526
3,523
-
-
-
3,523
352
-
-
-
352
1,500
-
-
-
1,500
230
-
(230)
-
-
2,375
(2,375)
-
-
-
2,132
500
(2,632)
-
-
-
500
(500)
-
-
-
500
-
-
500
3,945
-
(58)
-
3,887
14,433
(725)
(3,420)
-
10,288
76,022
28,400
(40,676)
728
64,474

Purposes of Funds

General Funds - the unrestricted, free funds of the charity Youth Fund - funding to support youth groups Community Pride - funding to paint the village phone box Place Plan - funding for the development of a community vision to inform local initiatives Hall Revenue - funding for the halls general running costs ASHP - funding for hall refurbishment costs CARES - funding for sustainable improvements to the hall such as solar panels 10th Anniversary Event - funding for a Gazebo to be erected in the play park. Forth Environment - funding for a Geothermal project

The following funds represent grants received to support specific community groups from the village hall: Carpet Bowls Table Tennis Right to Buy

Page 12 of 12