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2025-12-31-accounts

also known as the SCCG

Annual Report Year ended 31 December 2025

Charity number SC033740

SCOTTISH CHURCHES’ CHINA GROUP

Contents of the Financial Statements for the year ended 31 December 2025

Page
Charity Information 1
Report of the Trustees 2-10
Report of the Independent Examiner 11
Receipts and Payments Account 12
Statement of Balances 13
Notes to the Financial Statements 14-16

SCOTTISH CHURCHES’ CHINA GROUP

Charity Information

Trustees

The list of names of the Trustees during the year is provided in the Trustees’ Report on Page 2.

Address

28 Glamis Gardens Dalgety Bay Dunfermline Fife KY11 9TD

SCCG China Advisor

Rev Patricia Johnston

Bankers

CAF Bank 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JQ

Independent Examiner

Gavin Graham Robert McEwan c/o Turcan Connell Princes Exchange 1 Earl Grey Street Edinburgh EH3 9EE

Page 1

SCOTTISH CHURCHES’ CHINA GROUP

Report of the Trustees for the year ended 31 December 2025

The Trustees are pleased to present their report together with the financial statements of the charity for the year to 31 December 2025.

Structure, Governance and Management

The Scottish Churches’ China Group (SCCG) is an SCIO (Scottish Charitable Incorporated Organisation) governed by its Constitution. This SCIO was incorporated on 19 September 2012 as a result of a ‘Change to SCIO’ application by SC033740 Scottish Churches’ China Group, which was an unincorporated association registered as a charity since 2 October 2002.

The SCCG is an ecumenical group incorporating representatives of Christian churches and fellowships in Scotland. We work closely with others including the Amity Foundation in China and the China Forum of Churches Together in Britain and Ireland (CTBI).

The denominational members of the Scottish Churches’ China Group are:

Trustees direct the work of the SCCG and are known as the Management Committee. Members of the SCCG have voting rights and meet in Plenary sessions twice a year. Plenary meetings are open to anyone who is interested in our work or would like to learn more about China.

Charitable Purposes

The purposes of the charity are the advancement of education, to promote good health and promote the benefit in the interest of social welfare of those living in China; to advance the education of the general public, membership of SCCG, churches and secular institutions about the cultural, social, political and religious aspects of China; and to promote, advance, encourage and support the Christian witness in China.

Trustees

The Trustees who served throughout the year and to the date of this report were as follows:Rev Alan F Miller (Convener) Lyn Mitchell (Vice Convener) Rev Val Nellist Simon MacAulay Tom Nisbet Rev Dr John McNeil Scott

Appointment of Trustees

New Trustees are nominated for appointment by the existing Trustees. There is no fixed term for Trusteeship. As part of their induction programme, new Trustees are required to understand their statutory responsibilities. Trustees met regularly throughout the year.

Page 2

Activities, Achievements and Performance

Conference in Nanjing in November 2025 to celebrate 40 years of the Amity Foundation

This was a year of encouraging achievements in China, despite the changing, and challenging, circumstances there for our partners. Achievements included the launch of a new Palliative Care skills qualification; participation in an international symposium on autism; and, with sponsorship from the SCCG, the graduation of an Amity staff member with a Masters in Inclusion and Special Educational Needs; and support for our long-standing partner, the Amity Foundation, now a large NGO, as it celebrated 40 years since it was founded by Chinese Christians. We are always inspired by the commitment and hard work by partners in the areas of education and health care, and pleased about our continuing ability to support them.

As in previous years, we have kept our members and supporters updated about our work via our printed Newsletter, email updates, MailChimp eNewsletters, and online via our website and Facebook Page.

This year’s activities come within a background of much cultural and societal change in China. Conversations with friends and partners revealed deep concerns about these, particularly involving the contracting of population growth and the economy. There are also increasing issues in China regarding religious activity and dealings with foreigners and faith-based organisations.

However, our commitment to our mission to respond to needs in the country remains. We'll continue to network widely to do so, and we're grateful for expert input from partners and health and education practitioners in the UK.

Page 3

Activities, Achievements and Performance (continued)

We're very grateful for a number of funding awards in this year, which included two new sources of funds. We received core funding from the JS Innes Trust; funding for specific projects from the Barbour Trust and the Pollock Memorial Missionary Trust; and, most recently, funding from the Mukden Medical Missionary Fund (administered by the Church of Scotland) specifically for the support of medical projects in the North East of China. We are a small charity but always encouraged by the vital - and sometimes unique - work that is done by our partners in China, and we are thankful for the generosity of trusts and individuals which allows us to support this work.

Our AGM and Plenary meeting in March provided a full report about the visit to partners undertaken by SCCG Advisor, Rev Patricia Johnston, in November/December 2024. We also heard updates from Norman Liddell of the Scottish Bible Society and from Simon Macaulay, Chair of SCEN (the Scotland China Education Network). Our Spring/Summer printed newsletter was produced for this meeting and made available for members and supporters to distribute to their churches and organisations.

In April, we funded a trip by Jasmine Miller to Nanjing to deliver a keynote speech and lead a workshop at the 12th Amity Foundation International Symposium on Autism. The Conference Organiser told us, “We remember Jasmine provided us a very impressive speech in the conference 2025”.

A

During her few days in Nanjing, Jasmine also met up with faculty at the Nanjing Normal University of Special Education accompanied by senior staff from The Amity Foundation. Finally, we were delighted that Jasmine was also able to meet up with Ms Ma Xiaobo in Nanjing. Not only did the SCCG fund Ms Ma’s Masters, prior to her studies commencing we also funded professional development conversations between Jasmine and Ms Ma.

A collage of photos by Jasmine Miller in Nanjing in April

Also in the spring, Christ Church Episcopal Church in Morningside, Edinburgh generously committed to support 'Nanjing Rainbow', a charity that provides palliative and end-of-life care to children, based at an orphanage on the outskirts of Nanjing. Each year, Christ Church gives 5% of its annual income towards domestic and overseas projects and charities, and this support for Nanjing Rainbow will amount to £3500 over four years. The church learned of the work of Nanjing Rainbow through the SCCG, and we will be helping them with the distribution of the funds and sharing updates and feedback.

We were very pleased to host a Chinese visitor in June: Mr Fang Jun, who works in online fundraising with The Amity Foundation in Nanjing. He was on a visit to the UK, arranged by the Friends of the Church in China (FCC) to find out about charity work in communities and fundraising here. In Edinburgh, we arranged for him to meet with representatives at the Eric Liddell Community, ‘Morningside Hope’ (a dementia support project), and the Scottish Bible Society. The trip also included a visit to the Royal Edinburgh Hospital community garden and to the Scottish Parliament.

Page 4

Activities, Achievements and Performance (continued)

Mr Fang Jun visiting the Eric Liddell Community in Edinburgh in June

August saw the official launch of professional palliative care training in China. This was the culmination of a lot of hard preliminary work by the SCCG, palliative care staff at Shengjing Hospital in Shenyang, the Princess Alice Hospice in Surrey, Max Watson (Hospice UK) and Beijing United Palliative and Hospice Care Cultural Center.

Our Chinese partners issued a press release, saying: "On Monday, August 4, 2025, at 20:00 Beijing time, China’s inaugural European Certificate in Essential Palliative Care (ECEPC) China programme officially commenced via online launch. To further propel palliative care in China, Scottish Churches China Group (SCCG) introduced the European Certificate in Essential Palliative Care (ECEPC) to Dr. Wang Yumei in early 2024. This globally recognised foundational certification in palliative care traces its origins to 2001 when

Dr Wang Yumei has been key to the success of the ECEPC course

Page 5

Activities, Achievements and Performance (continued)

Professor Max Watson (UK) established it, and since then operated by Princess Alice Hospice in Esher, England. With SCCG’s unwavering support, after nearly two years of partnership development and localisation efforts, the China programme is now operational."

With regard to different cultural approaches to palliative care, the ECEPC template is very helpful. This is because the Certificate has already been adapted and rolled out elsewhere, for example, in India. The author of the Certificate, Prof Max Watson, is keen that countries that don’t have formal palliative care training have access to it, but he also knows it needs to be culturally relevant. So, as part of the translation and proof-reading stages in the country, the traditions and culture of that country are woven into it. Palliative care training and professional engagement is still embryonic in China and so we were delighted (as were they!) that our partners got through this process so diligently and quickly. The first cohort of the ECEPC skills course finished on Oct 12 2025. During her visit to partners in China in November, Patricia Johnston met in Beijing with some of the graduates of the course and saw a presentation of their Graduation Ceremony.

Tricia said, "On Thursday afternoon and evening (27th Nov) I was privileged to meet 14 of the 26 doctors and nurses who undertook the training. It was wonderful to hear this group of professionals’ enthusiasm and commitment to improving the care given to the dying and their families. It was also encouraging to see the bond that has developed between them and the support they offer to one another because, it will be needed going forward. They all know they face an uphill struggle in making palliative care a recognised and respected medical speciality. They also recognise the challenges, they will face, in trying to improve the hospice services offered at the end of life – but they are so up for the challenge. They want to bring about positive change and will support and encourage one another as they work to do this."

Rev Patricia Johnston with Chinese ECEPC graduates in Beijing

Page 6

Activities, Achievements and Performance (continued)

We held our Autumn Plenary in September. There was a fascinating report from Dr Mark McLeister of the University of Edinburgh who had visited China earlier this year as part of his own ongoing ethnographic research. His areas of interest are local-level church-state interactions and religious policy in China, popular Chinese Christianity and disability and religious identity. There was a very useful and interesting Q+A session afterwards.

,la

Our other speaker was a visiting academic speaker from China with a keen life-long interest in the history of Scottish missionaries in North East China, and particularly the work of John Ross.

Dr Mark McLeister addressing our Autumn Plenary

We really appreciated her brief visit and her depth of knowledge about our shared history. We were also able to play a short video update from our partners at Shengjing Hospital in Shenyang which they had recorded specially for us. Our Autumn/Winter printed Newsletter was produced for this Plenary meeting.

We were delighted in October to hear that Ms Ma Xiaobo was awarded an MA degree in Inclusion and Special Education by Queen Margaret University (an online course). She went back to work in Nanjing in October, after taking more than a year off to concentrate on her studies, and is working as a Support Teacher at a primary school, supporting children with additional needs who are in a mainstream school.

November saw Patricia Johnston travelling to China to meet with partners. Her itinerary took in Nanjing (with visits from there to Suzhou and Nantong); Shenyang and then Beijing. It was a very useful visit in terms of being able to meet up with several of our long-term partners. It was clear care is being taken by people to conform to more stringent government restrictions in the country.

The visit to Nanjing was timed around the 40th Anniversary celebrations of the Christian-initiated NGO, The Amity Foundation. The main celebration was on November 18th when there were a great number of presentations and exhibits at a large conference hotel on the edge of the city. Ahead of that, Tricia attended 'exposure' visits, over two days, to Amity Foundation-supported projects, including a visit to Suzhou and Nantong to see projects that the SCCG hadn't seen before. These were varied - there were two centres (one in each city) that offered space for a range of different projects that supported the elderly, people with disabilities, and teenagers.

On 19 November Amity arranged an ‘International Partners’ meeting in order to explain current circumstances and their focus for work and partnerships. Tricia also met with senior Amity staff to make some plans for a proposed a visit to look at hospice and dementia care services in Scotland in 2026.

Page 7

Activities, Achievements and Performance (continued)

On Thursday 20 November, Tricia visited Nanjing Rainbow, the special palliative care facility for children with life-limiting illnesses. She was accompanied by an Amity Staff Member, and was welcomed by Centre Director, Linda Huang. As has been the case before, it was an inspirational visit and Tricia was really pleased to be able to meet two sets of foster parents and the children they look after. Part of the reason for the visit was to give Nanjing Rainbow a grant of £1,000 from Christ Church, Morningside. Ms Huang was delighted with the donation and she presented a small gift of a handmade Chinese knot and ‘thank you’ card from the children to take back to the Church. Ms Huang updated us on the Centre. They are now looking after 72 children, including 32 who live with eight foster parents – a couple plus four children.

Tricia at Nanjing Rainbow with nursing staff (l) and Linda Huang, the Director of the Centre.

On the same day, there was a meeting with faculty staff at Nanjing Special Education University, part of an ongoing conversation about how the SCCG can help with a request for teaching expertise. Although it will not be possible for a foreign staff member to join the Faculty in 2026, they will be invited to be a Guest Lecturer, participate in a joint research project and mentor Masters students.

Finally in Nanjing, Tricia had lunch with Ma Xiaobo, who had just completed her SCCG-sponsored MA in Inclusion and Special Education.

As always, hospitality is key for our Chinese partners, who looked after Tricia very well.

Tricia flew from Nanjing to Shenyang on Sunday 23 November for a visit there coordinated by our friend and long-term partner Dr Wang Yumei of Shengjing Hospital.

Meeting with Shengjing Hospital volunteers in Shenyang

The first day involved a visit, in the morning, to a community centre that provides residential and day care services for elderly people. Some of the residents have dementia. There is a kitchen, on the ground floor, which prepares meals, not only for the residents, but also for the local community. The afternoon was spent with hospital volunteers who, originally, were trained to visit patients in the Palliative Care Ward, but, now that that has been amalgamated with a general ward, are visiting both general and palliative patients.

Page 8

Activities, Achievements and Performance (continued)

There was also a visit to a Traditional Chinese Medicine Hospital. It has a hospice ward that combines traditional Chinese medicine and Western Medicine.

In the coming months, the SCCG Management Committee will reflect on what support it can offer our Chinese partners involved in both palliative and rehabilitation care. There has been a particular request for support in the development of paediatric rehabilitation services. One area the Management Committee may be required to focus on is the use of ‘Project ECHO’ in China. As we have reported before, Project ECHO is an online training model which would enable our Chinese partners to access worldwide experts in palliative and rehabilitative care. The benefit to staff would be immeasurable. However, Project ECHO is not yet available in China and the founders, based in the USA, won’t currently endorse its development there. The SCCG may have an important role to play in introducing the American staff to our Chinese partners who could become trained ECHO facilitators.

The visit ended with a trip from Shenyang to Beijing by bullet train along with Mr Cheng Jiaqi of the Beijing United Hospice and Palliative Cultural Center to meet with the graduates of the Palliative Care skills qualification course (see full report above).

The whole visit underlined the importance of seeing partners in person and having honest conversations, and learning more about what their understanding and needs are in a fast-changing context.

Page 9

Financial Review

The Trustees received grants, donations and gift aid and other income amounting to £34,980 (2024: £33,178) during the year, including modest bank interest. Expenditure of £36,695 (2024: £27,580) was incurred leaving a deficit for the year of £(1,715) (2024: surplus of £5,598).

Unrestricted income received during the year was £3,878 (2024: £9,653) and expenditure was £6,084 (2024: £6,904). The unrestricted deficit for the year of £(2,206) (2024: surplus of £2,749 plus a transfer from restricted funds of £2,000) decreased unrestricted funds to £5,505 (2024: £7,711).

Restricted Funds received during the year amounted to £31,102 (2024: £23,525) and £30,611 (2024: £20,676) was spent, leaving a surplus for the year of £491 (2024: £2,849) and restricted funds balance at the year-end of £18,171 (2024: £17,680).

Reserves

In 2025, the Trustees continued to employ a part time project worker to develop the work of the charity. We also pay for the services of a self-employed publicity officer to raise the profile of our work and that of our partners in China. Some of the employment costs are funded by grants restricted for that purpose and the remainder is paid from unrestricted funds. The Trustees continue to seek regular support for the unrestricted funds and we try to maintain a minimum of £5,000 at any time, with unrestricted funds at 31 December 2025 of £5,505 (2024: £7,711).

Plans for future periods

Continuing to maintain good communications with partner organisations in China will be a priority for the Scottish Churches China Group. This will enable us to source support for the work these organisations are developing in health and hospice care, care for the elderly including dementia care and work with children who have special educational needs. The most useful and acceptable form of support is likely to continue to be in the area of online university courses and qualifications from UK universities or appropriate international courses of study with practical application in the Chinese setting.

The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity's trustees

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TrusteeRevd Alan Miller Dated: ie Mil. Dye
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Page 10

Report of the Independent Examiner to the Trustees

I report on the accounts of Scottish Churches’ China Group (SC033740) for the year ended 31 December 2025 which are set out on pages 12 to 16.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner’s statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006 (as amended). An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent Examiner’s Statement

In the course of my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations, and

  3. to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations

have not been met, or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Gavin McEwan

Gavin Graham Robert McEwan LLB(Hons), DipLP, TEP Solicitor, Head of Charities c/o Turcan Connell Princes Exchange 1 Earl Grey Street Edinburgh EH3 9EE

Date 13 March 2026

Page 11

SCOTTISH CHURCHES’ CHINA GROUP

SC033740

Statement of Receipts and Payments

For the year to 31[st] December 2025

Note
Receipts
Grants
4
Donations & Gift Aid
5
Income from
investments other
than land and
buildings
Total receipts
Payments
Expenses for
fundraising activities
Payments relating
directly to charitable
activities
6
Grants and
donations
7
Governance costs –
preparation of
annual accounts
Total payments
Net (payments) /
receipts
Transfers to / (from)
funds
(Deficit) / surplus for
year
Unrestricted
funds
Restricted
funds
Total
funds
2025
£
£
£
1,800
30,700
32,500
2,011
402
2,413
67
-
67
3,878
31,102
34,980
-
1,273
1,273
6,084
16,375
22,459
-
12,063
12,063
-
900
900
6,084
30,611
36,695
(2,206)
491
(1,715)
-
-
-
(2,206)
491
(1,715)
Unrestricted
funds
Restricted
funds
Total
funds
2024
£
£
£
-
22,800
22,800
9,520
725
10,245
133
-
133
9,653
23,525
33,178
-
1,800
1,800
6,904
12,635
19,539
-
5,341
5,341
-
900
900
6,904
20,676
27,580
2,749
2,849
5,598
2,000
(2,000)
-
4,749
849
5,598

Page 12

SCOTTISH CHURCHES’ CHINA GROUP

SC033740

Statement of Balances

As at 315t December 2025

Cash funds

Cash funds
Unrestricted Restricted 2025 2024
£ £ £ £
Cash and bank balances at start ofyear 77 AA. 17,680 25,391 19,793
(Deficit)/ surplus shown on receipts and
payments account (2,206) 491 (1,715) 5,598
Cash and bank balances at end ofyear 5,505 18,171 23,676 25,391
Other assets
Unrestricted Restricted 2025 2024
£ £ £ £
Prepayments 493 - 493 478
Otherdebtors
— Gift Aid
- - - -
493 - 493 478

Other assets

Liabilities

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Trade creditors
Accruals
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Unrestricted Restricted 2025 2024
£ £ £ £
276 - 276 210
1,260 - 1,260 1,260
1,536 - 1,536 1,470

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Revd Alan Miller Marck,
Trustee Date
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Page 13

SCOTTISH CHURCHES’ CHINA GROUP

Notes to the Financial Statements for the year ended 31 December 2025

1. Accounting Policies

Accounting Convention and Basis of financial statements

The financial statements have been prepared on the Receipts and Payments basis in accordance with the Charities & Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended).

Receipts and Payments Account

For the purpose of the Receipts and Payments account as shown on page 12, funds are defined as follows:

Unrestricted funds – this comprises grants and other income received for the objects of the charity without further specified purpose and are available as general funds.

Restricted funds – are received for specific purposes.

2. Tangible fixed assets The Charity does not hold any fixed assets

3. Transactions with Trustees

Trustees expenses details Number of 2025 2024
Trustees £ £
Travel - -
Transactions with trustees and connected
persons 2025 2024
Nature of relationship Nature of transaction £ £
Trustee Donation income 40 1,100

No balances were outstanding at the year end.

There was no Trustee Remuneration in the current or prior year.

4. Grants Received

Grant from Barbour Trust
Pollock Memorial Missionary Trust
Church of Scotland – Mukden Medical
Missionary Fund
JS Innes Trust
Christ Church Morningside Episcopal Church
Unrestricted Restricted
2025
2024
£
£
£
£
-
-
17,000
-
17,000
-
16,700
6,100
300
12,700
13,000
-
1,500
-
1,500
-
- 1,000
1,000
-
1,800
30,700
32,500
22,800

5. Donations Received

5. Donations Received
Donations from individual supporters Unrestricted
Restricted
2025
2024
£
£
£
£
2,011
402
2,413
10,245
2,011
402
2,413
10,245

Page 14

SCOTTISH CHURCHES’ CHINA GROUP

Notes to the Financial Statements for the year ended 31 December 2025 (con’t)

6. Payments relating directly to charitable activities

Unrestricted Restricted
£
£
Salary
2,387
6,250
Travel
-
4,576
Telephone and internet
322
-
Printing and stationery
180
-
Meeting and conference costs
-
-
Design and web costs
560
4,000
Training
-
699
Insurance
658
-
Professional fees
1,868
850
Bank charges
109
-
6,084
16,375
7. Grants paid
Type of activity or project supported
Individual /
Institution
Number of
grants
made
Beijing United Hospice
Institution
2
Nanjing Rainbow
Institution
1
Friends of the Church in China – library
upgrade in Wuhan Seminary
Institution
1
European Certificate of Essential Palliative Care
Skills
Institution
1
Masters In Inclusion and Special Educational
Needs and Children with Special Needs Project
Individual
1
Unrestricted Restricted
£
£
2,387
6,250
-
4,576
322
-
180
-
-
-
560
4,000
-
699
658
-
1,868
850
109
-
2025
2024
£
£
8,637
8,637
4,576
2,140
322
-
180
-
-
652
4,560
4,526
699
-
658
638
2,718
2,886
109
60
6,084
16,375
22,459
19,539
2025
2024
£
£
8,000
-
1,000
-
-
1,000
1,242
-
1,821
4,341
12,063
5,341

7. Grants paid

Page 15

SCOTTISH CHURCHES’ CHINA GROUP

Notes to the Financial Statements for the year ended 31 December 2025 (con’t)

8. Restricted Funds

Barbour Trust
Sister Mary Pan: for people with learning difficulties
Amity Foundation Dementia Friends training
Mairi Houldsworth visit to Amity Foundation, China -
Dementia Friends Training
Salary costs of the Website and Publicity officer
Contribution towards annual accountancy costs
Advisor salary contribution
Inclusive Education Support – to fund guided
conversations between Ma Xiaobo and Jasmine Miller
Amity Staff Member Support – towards transport and
associated costs for an Amity staff member to spend 1-
2 weeks in Scotland
The Masters in Inclusion and Special Educational Needs
Set up of ECHO network for China
ECHO sessions for Shengjing hospital rehab staff
Ma Xiaobo and Jasmine Miller guided conversations
Nanjing travel costs for clinical services manager
Partner visit
Travel – London and Scotland
Nanjing travel costs – Jasmine Miller
Professional fundraiser
Barbour Trust totals
Donations for Inclusion and Special Educational Needs
Pollock Memorial Missionary Trust – Chinese
Certificate in Essential Palliative Care Skills
Pollock Memorial Missionary Trust – professional
fundraiser
Other funding towards masters in Dementia Studies
Donation towards room hire and food costs
Other donations towards conversations between
Jasmine Miller and Ma Xiaobo
Plenary speakers
Caritas Social Services Centre
European Certificate of Essential Palliative Care Skills
Nanjing Rainbow
Total Restricted Funds
Balance
1/1/2025
Income
Expenditure Transfers
Balance
31/12/2025
£
£
£
£
£
80
-
-
-
80
283
-
-
-
283
2,000
-
-
-
2,000
-
4,000
4,000
-
-
-
1,750
1,750
-
-
-
6,250
6,250
-
-
220
-
-
-
220
525
-
-
-
525
2,032
-
1,821
-
211
1,000
-
-
-
1,000
1,500
-
-
-
1,500
950
-
-
-
950
1,500
-
1,500
-
-
-
1,500
498
-
1,002
-
1,200
1,005
-
195
-
1,500
1,500
-
-
-
800
800
-
-
10,090
17,000
19,124
-
7,966
160
-
-
-
160
2,900
-
-
-
2,900
1,400
-
474
-
926
3,000
-
-
-
3,000
-
207
-
-
207
130
-
-
-
130
-
195
72
-
123
-
1,700
-
-
1,700
-
11,000
9,941
-
1,059
-
1,000
1,000
-
-
17,680
31,102
30,611
-
18,171

Page 16