# **ANNUAL REPORT AND STATEMENT OF ACCOUNTS FOR THE YEAR ENDED 31ST AUGUST 2024** 

# **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

**CHARITY REGISTRATION No: SC033691** 

Independent Examiners Ltd Unit 2 The Broadbridge Business Centre Delling Lane Bosham West Sussex PO18 8NF 



## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **CONTENTS** 

||**Page**|
|---|---|
|Legal and Administrative Information|3|
|Trustees' Report|4 to 6|
|Independent Examiner's Report on the Accounts|7|
|Statement of Financial Activities|8|
|Balance Sheet|9|
|Notes to the Accounts|10 to 14|



2 



## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **LEGAL AND ADMINISTRATIVE INFORMATION** 

## **CHARITY NUMBER** 

## **START OF FINANCIAL YEAR** 

## **END OF FINANCIAL YEAR** 

## **TRUSTEES AT 31ST AUGUST 2024** 

## **GOVERNING DOCUMENT** 

## **GOVERNING DOCUMENT DATE** 

## **OBJECTS** 

SC033691 

1st September 2023 

31st August 2024 


Trust (founding document is a deed of trust) (other than educational endowment) 

24-Aug-02 

i) To advance education in such parts of Bangladesh and the world as the Trustees may from time to time think fit; 

ii) To relieve persons who are in condition of need or hardship or who are sick and to relieve the distress caused thereby, in the said Bangladesh and in such other parts of the world as the Trustees may from time to time think fit. 

## **REGISTERED ADDRESS** 

Sorquoy Eastside South Ronaldsay Orkney KW17 2TJ 

## **INDEPENDENT EXAMINER** 

Independent Examiners Ltd Unit 2 

The Broadbridge Business Centre Delling Lane Bosham West Sussex PO18 8NF 

3 



## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31ST AUGUST 2024** 

## **Objects and Activities** 

The objectives of the charity are: 

- i) To advance education in such parts of Bangladesh and the world as the Trustees may from time to time think fit; ii) To relieve persons who are in condition of need or hardship or who are sick and to relieve the distress caused thereby, in the said Bangladesh and in such other parts of the world as the Trustees may from time to time think fit. 

## **Achievements and Performance** 

It has been a tumultuous summer in Bangladesh with the student revolt and many killings before the final abdication of the Prime minister, Sheikh Hasina and her flight to India. All is quiet at last and a new interim government under Nobel Prize winner, Mohammad Yunus, has taken firm control. 

Our girls education was interrupted for two months through the early summer, but once the riots were over many of our older students were out working on the streets helping to clear up and make street pictures and posters to remind people of civic duties like keeping the area clean. It gave them all a sense of involvement in the changes and the possibility of a new and more hopeful future for Bangladesh. 

By the end of August classes were resuming and all now seems relatively quiet. We had some difficulties contacting our students and staff by phone as internet was constantly down but somehow we always managed what was necessary to keep in touch and were able to send normal funding. 

Problems are now ensuing for many parents and working people after the return to relative normality as many have been unable to attend work and some have lost jobs permanently. We have had to help several families manage their food and rents through this time and may have to continue this for some time. Prices have all been rising too through the troubled period 

We are hoping to travel out to Bangladesh at the beginning of 2025 to renew our relationships and visit all our sponsored students personally once again, unless there is any deterioration in public order. New elections have been promised and there may well be further upheavals around that time, but it is likely not to happen for a year or more so we will wait and see. 

There are still dangers on the streets as the police have largely gone into hiding in fear of reprisals, and all our families are still somewhat in fear of travelling far from home. 

The 6 volunteer girls have continued to faithfully visit and connect the sponsored children and they report to us reliably so that we feel well in touch with all that is happening. 

We have raised special funds to help , one of our workers we have known for many years, to get an ear operation for her pronounced deafness and we are hoping to accomplish this when we next go out. Also we want to encourage and advise , the leader of our old Rosey Foundation work group, as she is still suffering from disabilities caused by her diabetes and kidney problems. We have had to help her and her wider family several times with urgent medical help. 

Our winter Asha Curry Nights, our Easter fund raiser and then our big sale at Christmas have all been very worthwhile . We are also continually delighted by the gifts we receive from our supporters. The Pacific Asian Women’s Association have continued their valuable partnership with us and now enthusiastically support a large group of Secondary,  College and University students. 

4 



## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **REPORT OF THE TRUSTEES (continued) TRUSTEES AT 31ST AUGUST 2024** 

## **Achievements and Performance (continued)** 

We have a larger contingent of school finalists this year and expect to see more girls going into tertiary education by the end of the year. In contrast we are reducing the intake of younger girls and only taking on older students to support. We are after all getting older and we would like to see all our sponsored students through to the end of their studies. 

Approximately one third of our income presently goes directly to educational activities and more than half is now spent on personal support and medical help to individual girls and families. This is a gradual shift taking place as we continue to help and support many older girls and their families as well as our Asha students. Some Asha girls are now divorced or are living alone. The problems of life in Bangladesh do not necessarily get less for girls as they grow. Marriages are often hastily arranged and husbands and their families can traditionally be very unsupportive to new wives. A few have divorced but a lot live in difficult marriage circumstances. Sometimes we have to support women temporarily through family disputes and help them to relocate to a safe place for a while. 

often helps young women in need. Her husband died some years ago and she lives now with her young son and father. She well understands their difficulties and girls often reach out through her for help. too continues to spend time working with pregnant ladies and helping new births. 

remains as yet unmarried and mostly living alone in Dhaka, although she has managed to spend some longer periods with her parents in the village. The village life is difficult though and local people are uneducated and at times difficult to live amongst. Constantly she finds herself a target for gossip being an unmarried girl at the ripe age of 35! But she has no intention of marrying a village boy just to please them! She continues to help us with payments to girls and families and to run and expand her village school in Hoglakhandi some distance out of Dhaka. 

, former leader of the Asha Coaching Centre which is now closed, still continues to help us with direct payments to most of the sponsored girls for education and to link us with all the students. also coordinates the handwork that our girls produce, particularly for the winter season and sends us parcels to the UK. She has a busy life with two children and a full-time Class Assistant post at Grace international School, yet she always manages her work for Asha. 

We pray that God may continue to bless us and enable us to continue to do this work in the year to come. 

## **Financial Review** 

The financial results are as set out in the financial statements. 

We are so grateful for the very substantial help we have received from all our Asha supporters and investors through the year that has enabled us to offer conrunues care  and support for our sponsored students, many young women and families in need. It continues to amaze us how we always receive just what we need month by month, and also that we are even able to save something as a contingency fund. 

## **Reserves** 

The Trustees have considered the level of reserves they wish to retain, appropriate to the charity's needs. This is based on the charity's size and the level of financial commitments held. The Trustees aim to ensure the charity will be able to continue to fulfil its charitable objectives even if there is a temporary shortfall in income or unexpected expenditure. The trustees will endeavour not to set aside funds unnecessarily. 

## **Public benefit** 

The Charity acknowledges its requirement to demonstrate clearly that it must have charitable purposes or ‘aims’ that are for the public benefit. Details of how the charity has achieved this are provided in the Trustees report. The Trustees confirm that they have paid due regard to the Charity Commission guidance on public benefit before deciding what activities the charity should undertake. 

5 



## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **REPORT OF THE TRUSTEES (continued) FOR THE YEAR ENDED 31ST AUGUST 2024** 

## **STATEMENT OF TRUSTEES' RESPONSIBILITIES** 

Charity law requires the Board of Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of its incoming resources and resources expended for the period. In preparing those financial statements, the Board of Trustees should follow best practice and are required to; 

- Select suitable accounting policies and then apply them consistently; 

- Make judgements and estimates that are reasonable and prudent; 

- Prepare financial statements on a ongoing concern basis unless it is inappropriate to presume that the company will continue in business; 

- State whether applicable accounting standards and statements of recommended practice have been followed, subject to any material  departures disclosed and explained in the financial statements. 

The Board of Trustees is responsible for maintaining proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities act 1993. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities and provide reasonable assurance that: - 

- The charity is operating efficiently and effectively 

- All assets are safeguarded against unauthorised use or disposition and are properly applied 

- Proper record as are maintained and financial information used within the charity or for publication is reliable 

- The charity complies with relevant laws and regulations 

The systems of internal control are designed to provide reasonable but not absolute assurance against material misstatement or loss. 

Approved by the Trustees on the ...................................................................................................................................................................................................... 

Signed on their behalf by .......... .................. Signature: 

6 



## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS** 

I report to the trustees/members of Meider Jonno Asha on my examination of the accounts for the year ended 31st August 2024 set out on pages 8 to 14. 

## **RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER** 

The charity's trustees consider that an audit is not required for this year (under section 144 (2) of the Charities Act 2011) and that an independent examination is needed. 

It is my responsibility to: 

- examine the accounts (under section 145 of the 2011 Act), 

- to follow the procedures laid down in the General Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act), and 

- to state whether particular matters have come to my attention. 

## **BASIS OF INDEPENDENT EXAMINER'S STATEMENT** 

My examination was carried out in accordance with General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the organisation and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below. 

## **INDEPENDENT EXAMINER'S STATEMENT** 

In the course of my examination, no matter has come to my attention 

1. which gives me reasonable cause to believe that in, any material respect, the trustees have not met the requirements to ensure that: 

   - proper accounting records are kept (in accordance with section 130 of the Act); and 

   - accounts are prepared which agree with the accounting records and comply with the accounting requirements of the Act; or 

2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. 

................................................................................................ 

Independent Examiners Ltd Unit 2 The Broadbridge Business Centre Delling Lane Bosham West Sussex PO18 8NF 

7 



## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST AUGUST 2024** 

|**Notes**<br>**INCOME**<br>Donations and Legacies<br>**3a**<br>Investment Income<br>**3b**<br>**TOTAL INCOME**<br>**EXPENDITURE**<br>Charitable activities<br>**4a**<br>Governance costs<br>**4b**<br>**TOTAL EXPENDITURE**<br>**NET INCOME/(EXPENDITURE)**<br>Funds brought forward<br>**TOTAL FUNDS CARRIED FORWARD**|Unrestricted<br>Restricted<br>**TOTAL**<br>**TOTAL**<br>Funds<br>Funds<br>**2023/24**<br>**2022/23**<br>£<br>£<br>**£**<br>**£**<br>61,025<br>5,120<br>66,145<br>47,260<br>6,759<br>-<br>6,759<br>5,211|
|---|---|
||**67,784**<br>**5,120**<br>**72,904**<br>**52,471**|
||51,186<br>5,120<br>56,306<br>49,682<br>888<br>-<br>888<br>796|
||**52,074**<br>**5,120**<br>**57,194**<br>**50,478**|
||**15,710**<br>**-**<br>**15,710**<br>**1,993**<br>10,012<br>-<br>10,012<br>8,019|
||**25,722**<br>**-**<br>**25,722**<br>**10,012**|



Movements on all reserves and all recognised gains and losses are shown above. All of the organisation's operations are classed as continuing. 

The notes on pages 10 to 14 form part of these financial statements. 

8 



MEIDER JONNOASHA (HOPE FOR GIRLS)
BALANCE SHEEr
AS AT 31ST AUGUST 2024
UnrestrKted
Funds
R*tricted
Fund5
31-Au9-24
Totsl
31-Aug-23
Total
Not•
Tangibl0A￿Ots
Debtot5 and Prepa￿ents
Cash at bank and In Hand
26,610
24610
10,792
T*)t•l ¢urr•nt•ss•ts
20.610
20.010
10.792
Creditor8= amoums falling due within one￿r
780
N￿cURR￿lT ASSEts
25,722
25,722
IOJ)12
TOTALASSÉTSlosscUTrent liabil￿@S
2S.722
2S.722
10.012
Creditors= amounts lalling <Jue in mue1han0ne￿r
N￿AsSEr5
25.722
25.722
10.012
Fundsofth• ch•rlty
Gén8ralfund-
Rostnctod funds
25,722
25,722
lo￿12
TOTALFUND5
25.722
25.722
10.012
Appr(￿ bytheTrusttts￿the...._.........__......_....._.......___....___....._.....___....___......._....._......__.........._....._......._....._..__......_......._
Signed onthelrbeha￿ by_
SignatUTr'.

## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2024** 

## **1. ACCOUNTING POLICIES** 

## **Basis of Preparation & Assessment of Going Concern** 

## **Basis of Preparation** 

The financial statements have been prepared on the historical cost basis of accounting in accordance with the Statement of Recommended Practice "Accounting and Reporting by Charities" (SORP), the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The accounts have been prepared on an ongoing concern basis. 

The Charity meets the definition of a public benefit entity under FRS102. Assets and liabilities are initially recognised at historical cost unless otherwise stated in the relevant accounting policy notes. 

## **Assessment of Going Concern** 

Preparation of the accounts is on a going concern basis. The trustees consider that there are no material uncertainties about the Charity’s ability to continue as a going concern. 

## **Incoming Resources** 

## _**Recognition of Incoming Resources**_ 

These are included in the Statement of Financial Activities (SOFA) when: 

the charity becomes entitled to the resources; 

the trustees are virtually certain they will receive the resources; and 

the monetary value can be measured with sufficient reliability 

## _**Incoming Resources with Related Expenditure**_ 

Where incoming resources have related expenditure (as with fundraising or contract income) the incoming resource and related expenditure are reported gross in the SOFA. 

## _**Grants and Donations**_ 

Grants and Donations are only included in the SOFA when the charity has unconditional entitlement to the resources. 

## _**Tax Reclaims on Donations and Gifts**_ 

Incoming resources from tax reclaims are included in the SOFA at the same time as the tax reclaim is received. 

## _**Contractual Income and Performance Related Grants**_ 

This is only included in the SOFA once the related goods or services has been delivered. 

## _**Gifts in Kind**_ 

Gifts in kind are accounted for at a reasonable estimate of their value to the charity or the amount actually realised. Gifts in kind for sale or distribution are included in the accounts as gifts only when sold or distributed by the charity. Gifts in kind for use by the charity are included in the SOFA as incoming resources when receivable. 

## _**Donated Services and Facilities**_ 

These are only included in incoming resources (with an equivalent amount in resources expended) where the benefit to the charity is reasonably quantifiable, measurable and material. The value placed on these resources is the estimated value to the charity of the service or facility received. 

## _**Volunteer Help**_ 

The value of any voluntary help received is not included in the accounts but is described in the trustees' annual report. 

## _**Investment Income**_ 

This is included in the accounts when receivable. 

## _**Investment Gains and Losses**_ 

This included any gain or loss on the sale of investments and any gain or loss resulting from revaluing investments to market value at the end of the year. 

10 



## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2024** 

## **1. ACCOUNTING POLICIES (Continued)** 

## **Expenditure and Liabilities** 

## _**Liability Recognition**_ 

Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to pay out resources. 

## _**Governance Costs**_ 

Include costs of the preparation and examination of statutory accounts, the costs of the trustees' meetings and cost of any legal advice to trustees on governance or constitutional matters. 

## _**Grants with Performance Conditions**_ 

Where the charity gives a grant with conditions for its payment being a specific level of service or output to be provided, such grants are only recognised in the SOFA once the recipient of the grant has provided the specified service or output. 

## _**Grants Payable without Performance Conditions**_ 

These are only recognised in the accounts when a commitment has been made and there are no conditions to be met relating to a grant which remain in control of the charity. 

## _**Support Costs**_ 

Support costs include central functions and have been allocated to activity cost categories on a basis consistent with the use of the resources, e.g. allocating property costs by floor areas, or per capital, staff costs by the time spent and other costs by their usage. 

## _**Fixed Assets**_ 

Tangible fixed assets for use by the charity, these are capitalised if they can be used for more than one year and cost at least £1,500. They are valued at cost or, if gifted, at the value to the charity on receipt. 

## _**Investments**_ 

Investments quoted on a recognised stock exchange are valued at market value at the year end. Other investment assets are included at trustees' best estimate of market value. 

## _**Depreciation**_ 

Depreciation is calculated at a rate to write off the cost of tangible fixed assets on a reducing balance over their estimated useful lives. The rates applied per annum are as follows: 

## **Fixtures, Fittings, Equipment** 

**25%** 

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## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST AUGUST 2024** 

## **2. TANGIBLE FIXED ASSETS** 

The Charity held no fixed asset investments during this or the previous financial year. 

## **3. INCOME** 

|Note<br>**a) Donations and Legacies**<br>Stewardship Collected Donations<br>Stewardship Grant<br>Standing Orders<br>General Gifts and Donations<br>**5**<br>Special Savings Interest<br>Other Income<br>**b) Activities for Generating Funds**<br>Product Sales|Unrestricted<br>Restricted<br>**Total**<br>**Total**<br>Funds<br>Funds<br>**2023/24**<br>**2022/23**<br>£<br>£<br>**£**<br>**£**<br>7,746<br>-<br>7,746<br>-<br>20,000<br>-<br>20,000<br>-<br>5,982<br>-<br>5,982<br>-<br>27,090<br>5,120<br>32,210<br>46,690<br>207<br>-<br>207<br>-<br>-<br>-<br>-<br>570|
|---|---|
||**61,025**<br>**5,120**<br>**66,145**<br>**47,260**|
||6,759<br>-<br>6,759<br>5,211|
||**6,759**<br>**-**<br>**6,759**<br>**5,211**|



## **4. EXPENDITURE** 

|Note<br>**a) Charitable Activities**<br>Educational Sponsorships<br>**5**<br>Handwork Group Costs<br>Direct Living Support<br>Medical Support<br>Travel and Administrative Costs<br>Sundry Expenses<br>**b) Governance Costs**<br>Independent Examiner's Fees|Unrestricted<br>Restricted<br>**Total**<br>**Total**<br>Funds<br>Funds<br>**2023/24**<br>**2022/23**<br>£<br>£<br>**£**<br>**£**<br>16,981<br>5,120<br>22,101<br>22,307<br>2,524<br>-<br>2,524<br>2,517<br>20,322<br>-<br>20,322<br>18,191<br>9,284<br>-<br>9,284<br>6,404<br>1,335<br>-<br>1,335<br>263<br>740<br>-<br>740<br>-|
|---|---|
||**51,186**<br>**5,120**<br>**56,306**<br>**49,682**|
||888<br>-<br>888<br>796|
||**888**<br>**-**<br>**888**<br>**796**|



12 



## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST AUGUST 2024** 

## **5. RESTRICTED FUNDS** 

|Pan Asian Women's Association (PAWA)<br>Pan Asian Women's Association (PAWA)|**01-Sep-23**<br>**31-Aug-24**<br>Balance<br>Income<br>Expenditure<br>Transfers<br>Balance<br>-<br>5,120<br>5,120<br>-<br>-<br>**This year**|
|---|---|
||**-**<br>**5,120**<br>**5,120**<br>**-**<br>**-**|
||**01-Sep-22**<br>**31-Aug-23**<br>Balance<br>Income<br>Expenditure<br>Transfers<br>Balance<br>-<br>4,336<br>4,336<br>-<br>-<br>**Last year**|
||**-**<br>**4,336**<br>**4,336**<br>**-**<br>**-**|



The Pacific Asian Women's Association - The funds are to be used for School Sponsorship costs 

## **6. CASH AT BANK AND IN HAND** 

|Current Account<br>Savings Account 1<br>Savings Account 2|Unrestricted<br>Restricted<br>**Total**<br>**Total**<br>Fund<br>Fund<br>**31-Aug-24**<br>**31-Aug-23**<br>£<br>£<br>**£**<br>409<br>-<br>409<br>1,792<br>8,000<br>-<br>8,000<br>4,500<br>18,201<br>-<br>18,201<br>4,500|
|---|---|
||**26,610**<br>**-**<br>**26,610**<br>**10,792**|



## **7. DEBTORS AND PREPAYMENTS** 

The Charity held no debtors or prepayments during this or the previous period. 

## **8. CREDITORS AND ACCRUALS: AMOUNTS FALLING DUE WITHIN ONE YEAR** 

|Independent Examiner's Fee|Unrestricted<br>Restricted<br>**Total**<br>**Total**<br>Fund<br>Fund<br>**2023/24**<br>**2022/23**<br>£<br>£<br>**£**<br>**£**<br>888<br>-<br>888<br>780|
|---|---|
||**888**<br>**-**<br>**888**<br>**780**|



13 



## **MEIDER JONNO ASHA (HOPE FOR GIRLS)** 

## **NOTES TO THE FINANCIAL STATEMENTS (continued) FOR THE YEAR ENDED 31ST AUGUST 2024** 

## **9. CREDITORS AND ACCRUALS: AMOUNTS FALLING DUE IN MORE THAN ONE YEAR** 

There were no Creditors or Accruals falling due in more than one year at the end of this financial year (2022/23: £Nil). 

## **10. STAFF COSTS AND NUMBERS** 

No staff were employed during this or the previous financial period. 

## **11. TRUSTEES AND OTHER RELATED PARTIES** 

No payments were made to Trustees or any persons connected with them during this financial period, other than reimbursement for items bought on behalf of the Trust. No material transaction took place between the organisation and a trustee or any person connected with them. (2022/23: None) 

14