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2024-07-31-accounts

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Scottish Charity No. SC032471

Lighthouse Community Church (Scottish Charitable Incorporated Organisation) (Previously known as Lighthouse Central)

Trustees’ Report and Financial Statements For the year ended 31 July 2024

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Contents of the Financial Statements for the year ended 31 July 2024

Page
Report of the Trustees 1 - 3
Report of the Independent Examiner 4
Statement of Financial Activities 5
Balance Sheet 6
Notes to the Financial Statements 7 - 13

Erhvw ID." l411￿1F￿4DE4fA￿l22a27oFED￿/E4 hthouse Communi Report of the Trusteesfor ihe vear ended 51 Julfv ?0?4 Church The Trustees ￿ePleasedt0presellt their reporttogeiherwjththe fillancial statements of the Ch￿]ty forthe year ended 31 July 2024. Principal offire and registered office West tA)a Prestonpans EH32 9Nr B￿kerS Royal BaDk of Scotlatul 12 Brid2e Srreer Musselbur2h EH216AIi Stalus of Charih" and Governing Documents Lighthous¢ Conmiunity Church is a SCIO (Scottish Clwitablc Iucowatcd Orgallisatson) T¢ystct¢d with OSCR (SC032471). The chariry was previously known as Li?bthouse Central which was a cojnpany limired by guarantee (Number SC335205) but the constinjtion was converted to a SCIO on 31 Decen]ber 2024. Alms and afflllatlon The objective of Ihe Charity is the furtherance of the Chn'stian reli?ion in accordance with the bibb'cal teachmg of J¢sus Clllist. Thc outwork￿g of thi.s will iuclu(k a cl¢at pteseJ)tation of thc t¢aclu"ng of srripturc. acts of service for the kllefii of others. local and inienMtion21 communiry development 2nd networknng with the wider Christiall Con]muniry. The TI￿Stee$ The Tnistess ivho srn'ed the charin. (hirino the !'VaT 2nd iw to the date of ii'ere £ follows" Reci'uitmtDt aDd appoiDttneDt of Tirnstees The Tn￿lee% may at any t]￿e aptK)iDi a new nlember. or at Vdch annual genetal meeting the membets may elect any member to be a Trusiee. T￿￿tee5 are given £elleral control and sw)ervision of the activiries of Lighthouse Con]n]uwty Church. In particular they will be responsible for n]onitonng tbe fmancial posjtion. Ai each atjnual genetal meeiing. all the Tn￿teeS shall reiite fronl office. bui SI￿1 tben be elipble for re- appointnlent. Related pai*ies Foi. tlie Sclll)e enod ois rbar noted above (or throu£bour the year if no period is noiedl. wete also TTUSt¢es of Li?hthouse Con]munity Projecis L10. Siottly laiiry ianN' sei iw io allow ihem to apply for fi￿dIng thai did not sw>pon projecis that are based on religion. allowill? the church to fiwther supp)n the needs of the community. Further details can I found in note 7 of the accounts. lis is a i Achlevements and perforniance Thc Church has continu¢d to ?ath¢r T¢?ularly on Sundays and also in snullcr ?roup scttiiigs throughout the weeklmonth in 'missional colllmunities". The Chutch has colliinued in their mission to follow Jesus. build commllllity and ll￿ke a difference in East Lothian. The Church supikns the activity of the Ligbihouse Conullunity Proj¢cts wkn'ch ain]s to nukc a th"ff¢r¢ncc in thc l(Kal a￿a. ihrough voluntccting ￿]d paslorally supponillg those who come inio conthci wilh the Fo(thanL Cafe and Toddler grow). The Church has developed links with local schools in Preslonpans. providing reli£ious assemblies as well as Classroo￿ sessions working in paTlnetslu"p with other l(Kal chuTch¢5 and Scripture Union Scotland. Voluntee Thc Trustccs wish to T¢coTd th¢ir appr¢ciation of th¢ T¢nd¢rcd by th¢ volunt¢us who the n]any and varied aciivities of the cbllrclL Pdge I

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Report of the Trustees for the year ended 31 July 2024

Financial review

Principal sources of funding

The charity mainly receives income from donations from members of the congregation.

Results for the year

The financial statements for the year are set out on pages 5 to 13. The Statement of Financial Activities on page 5 reflects a surplus of £7,220 (2023: surplus of £265).

Reserves

It is the policy of the charity to maintain unrestricted funds, ie funds not committed or invested in fixed assets, at a level which equates to approximately six months of unrestricted expenditure, around £41,800. The General Fund on page 5 at 31 July 2024 amounted to £19,127 (2023: £14,700) which is significantly below the required target. The Trustees are monitoring the situation and although the reserves fall below the desired target they are confident they can continue as a going concern and expect the reserves to increase over the coming years. Total reserves, including the net book value of fixed assets and balances on designated funds amounted to £63,145 (2023: £55,925).

Statement on risk

The Trustees have conducted their own review of the major risks to which the charity is exposed, systems have been established to mitigate those risks. Internal risks are minimised by the implementation of procedures for authorisation of all transactions and projects. These procedures are periodically reviewed to ensure that they still meet the needs of the charity.

Plans for the future

Our plans for the future are to continue to grow as a community of disciples following Jesus in East Lothian. We remain committed to the local community through the wider work of the church, and will continue to encourage developing partnerships with local charities.

Trustees’ responsibilities in relation to the financial statements

The charity trustees are responsible for preparing a trustees’ annual report and financial statements in accordance with law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice.)

The law applicable to charities in Scotland requires the charity trustees to prepare financial statements for each year which show a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, of the charity for that period. In preparing the financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended) They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the charity and financial information on the congregation’s website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Page 2

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Report of the Trustees for the year ended 31 July 2024

Approved by the Board on 29 April 2025 and signed on its behalf by:

Page 3

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Independent Examiners Report for the year ended 31 July 2024

I report on the accounts of the charity for the year ended 31 July 2024 which are set out on pages 5 to 13.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity’s trustees consider that the audit requirement of Regulation 10(1) (a) to (c) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner’s statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given in the accounts.

Independent examiner’s statement

In the course of my examination, no matter has come to my attention:

  1. which gives me reasonable cause to believe that in any material respect the requirements:-

  2. to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations (as amended) and

  3. to prepare accounts which accord with the accounting records and comply with Regulation 8 of the 2006 Accounts Regulations (as amended) have not been met, or

  4. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Innes & Partners Limited Chartered Certified Accountants

Innes House 18 Shairps Business Park Houstoun Road Livingston EH54 5FD

Date: 29 April 2025

Page 4

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Lighthouse Community Church

Statement of Financial Activities
For the year ended 31 July 2024
before transfers
Represented by:
Unrestricted fund
General
Designated fund
Designated assets
Restricted fund
Memorial Bench fund
Total funds
Notes
Income
Donations and legacies
2
Other trading activities
3
Other income
4
Total income
Expenditure
Charitable activities
5
Total expenditure
Net income/(expenditure)
Transfers between funds
14
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
General
fund
£
89,073
3,775
53
Designated
fund
£
-
-
-
Restricted
fund
£
-
-
-
2024
Total
£
89,073
3,775
53
General
fund
£
77,406
1,256
48
Designated
fund
£
-
-
-
Restricted
fund
£
-
-
-
2023
Total
£
77,406
1,256
48
92,901 - - 92,901 78,710 - - 78,710
83,641 1,900 140 85,681 76,545 1,900 - 78,445
83,641 1,900 140 85,681 76,545 1,900 - 78,445
9,260
(4,833)
(1,900)
4,833
(140)
-
7,220
-
2,165
(4,818)
(1,900)
4,818
-
-
265
-
4,427
14,700
2,933
41,080
(140)
145
7,220
55,925
(2,653)
17,353
2,918
38,162
-
145
265
55,660
19,127 44,013 5 63,145 14,700 41,080 145 55,925
(Note 14)
19,127
-
-
(Note 14)
-
44,013
-
(Note 15)
-
-
5
19,127
44,013
5
14,700
-
-
-
41,080
-
-
-
145
14,700
41,080
145
19,127 44,013 5 63,145 14,700 41,080 145 55,925

All income and expenditure derive from continuing activities.

The notes on pages 7 to 13 form part of these financial statements.

Page 5

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Balance sheet As at 31 July 2024

Notes
Fixed assets
Tangible assets
10
Total fixed assets
Current assets
Debtors
11
Cash at bank and in hand
Total current assets
Liabilities
Creditors: falling due within one year
12
Net current assets/(liabilities)
Total assets less current liabilities
Creditors: falling due after more
than one year
13
Total net assets
The funds of the charity
General fund
14
Designated assets fund
14
Restricted funds
15
Total charity funds
General
fund
£
-
Designated
fund
£
77,900
Restricted
fund
£
-
2024
Total
£
77,900
2023
Total
£
79,800
- 77,900 - 77,900 79,800
1,527
21,536
-
-
-
5
1,527
21,541
10,577
7,235
23,063 - 5 23,068 17,812
(3,936) (5,035) - (8,971) (7,788)
19,127 (5,035) 5 14,097 10,024
19,127
-
72,865
(28,852)
5
-
91,997
(28,852)
89,824
(33,899)
19,127 44,013 5 63,145 55,925
19,127
-
-
-
44,013
-
-
-
5
19,127
44,013
5
14,700
41,080
145
19,127 44,013 5 63,145 55,925

The financial statements were approved by the Board on 29 April 2025 and signed on their behalf by:

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----- End of picture text -----

The notes on pages 7 to 13 form part of these financial statements.

Page 6

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Notes to the Financial Statements for the year ended 31 July 2024

1. Accounting policies

Accounting convention

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019, the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102), the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended)and UK Generally Accepted Accounting Practice.

The accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note to these accounts. The accounts are prepared on a going concern basis as the Trustees consider that there are no material uncertainties about the Church’s ability to continue as a going concern. The financial statements are presented in sterling which is the functional currency of the charity and rounded to the nearest £1.

The Charity has taken advantage of the provisions in the SORP for charities applying FRS102 Update Bulletin 1 as published on 2 February 2016 and does not prepare a Statement of Cash Flows.

The Charity meets the definition of a public benefit entity under FRS 102.

Basis of financial statements

The financial statements have been prepared on an accruals basis.

Fund accounting

Funds are classified as either restricted funds or unrestricted funds, defined as follows.

Unrestricted funds are expendable at the discretion of the trustees in furtherance of the objects of the charity. If parts of the unrestricted funds are earmarked at the discretion of the trustees for a particular purpose, they are designated as a separate fund. This designation has an administrative purpose only and does not legally restrict the trustees’ discretion to apply the fund.

Restricted funds are funds subject to specific requirements as to their use which may be declared by the donor or with their authority or created through legal processes, but still within the wider objects of the charity.

Income recognition

All incoming resources are included in the Statement of Financial Activities (SoFA) when the charity is legally entitled to the income after any performance conditions have been met, the amount can be measured reliably and it is probable that the income will be received.

For donations to be recognised the charity will have been notified of the amounts and the settlement date in writing. If there are conditions attached to the donation and this requires a level of performance before entitlement can be obtained then income is deferred until those conditions are fully met or the fulfilment of those conditions is within the control of the charity and it is probable that they will be fulfilled.

For legacies, entitlement is the earlier of the charity being notified of an impending distribution or the legacy being received. At this point income is recognised. On occasion legacies will be notified to the charity however it is not possible to measure the amount expected to be distributed. On these occasions, the legacy is treated as a contingent asset and disclosed.

Income from trading activities includes income earned from fundraising events and trading activities to raise funds for the charity. Income is received in exchange for supplying goods and services in order to raise funds and is recognised when entitlement has occurred.

Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the bank.

Page 7

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Notes to the Financial Statements for the year ended 31 July 2024

Expenditure recognition

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that settlement will be required and the amount of the obligation can be measured reliably. All expenditure is accounted for on an accruals basis.

Debtors and creditors receivable / payable within one year

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

Charitable Activities

The expenditure on charitable activities includes grants made, governance costs and support costs as shown in the notes.

Donated services and facilities

Donated professional services and donated facilities are recognised as income when the charity has control over the item, any conditions associated with the donated item have been met, the receipt of economic benefit from the use by the charity of the item is probable and that economic benefit can be measured reliably. In accordance with the Charities SORP (FRS102) the general volunteer time of congregation members is not recognised.

Fixed assets

Tangible fixed assets

Fixed assets are included at cost. Depreciation is provided at a rate in order to write off each asset over its estimated useful life:

Church building 2% straight line Equipment 25% straight line

Taxation

Lighthouse Community Church is recognised as a charity for the purposes of applicable taxation legislation and is therefore not subject to taxation on its charitable activities. The charity is not registered for VAT and resources expended therefore include irrecoverable input VAT.

Financial instruments

Financial instruments are recognised in the Institute’s balance sheet when it becomes party to the contractual provisions of the instrument.

Basic financial assets , which include debtors and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market value rate of interest. Financial assets classified as receivable within one year are not amortised.

Cash at bank and in hand includes short term highly liquid bank accounts with a short maturity of three months or less.

Basic financial liabilities , which include creditors, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Pensions

The charity operates a defined contribution scheme. The amount charged to the Statement of Financial Activities in respect of pension costs is the contributions payable in the year.

Page 8

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Notes to the financial statements for the year ended 31 July 2024

2. Donations and legacies
Tithes
Offerings
Gift Aid reclaimed
Other income
Donations and legacies (comparatives)
Tithes
Offerings
Gift Aid reclaimed
Other income
3. Other trading activities
Rental income
Other trading activities (comparatives)
Rental income
4. Other income
Bank Interest
Other income (comparatives)
Bank Interest
General
fund
£
47,253
8,004
9,764
24,052
Designated
fund
£
-
-
-
-
Restricted
fund
£
-
-
-
-
2024
2023
Total
Total
£
£
47,253
44,247
8,004
2,774
9,764
8,901
24,052
21,484
89,073 - - 89,073
77,406
General
fund
£
3,775
General
fund
£
44,247
2,774
8,901
21,484
Designated
fund
£
-
-
-
-
Restricted
2023
fund
Total
£
£
-
44,247
-
2,774
-
8,901
-
21,484
77,406 - -
77,406
Designated
fund
£
-
Restricted
fund
£
-
2024
2023
Total
Total
£
£
3,775
1,256
3,775 - - 3,775
1,256
General
fund
£
53
General
fund
£
1,256
Designated
fund
£
-
Restricted
2023
fund
Total
£
£
-
1,256
1,256 - -
1,256
Designated
fund
£
-
Restricted
fund
£
-
2024
Total
£
53
2023
Total
£
48
53 - - 53
48
General
fund
£
48
Designated
fund
£
-
Restricted
fund
£
-
2023
Total
£
48
48 - -
48

Page 9

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Notes to the financial statements for the year ended 31 July 2024

5. Charitable activities
Activity
Charitable activities
Of which:
Relating to unrestricted general funds
Relating to unrestricted designated funds
Relating to restricted funds
6. Staff costs and numbers
Gross salaries
Employer's pension
Staff
costs
£
48,512
Other
direct
costs
£
12,863
Support
costs
£
24,306
2024
Total
£
85,681
2023
Total
£
78,445
48,512 12,863 24,306
(Note 9)
22,266
1,900
140
85,681
83,641
1,900
140
78,445
76,545
1,900
-
(Note 6)
48,512
-
-
(Note 8)
12,863
-
-
48,512 12,863 24,306 85,681 78,445
2024
£
47,240
1,272
2023
£
47,413
1,170
48,512 48,583

The average number of employees during the year was 3 (2023: 4). No employees received emoluments of more than £60,000.

7. Transactions with Trustees and related parties

There were no transactions with related parties during the year. The Trustees have no financial interest in the charity's surplus or assets and received no remuneration for acting in that capacity. The aggregate value of donations made by Trustees was £20,368 (2023: £25,427).

, is an employee of Lighthouse Community Church. Salary

contributions for Hannah's position as Senior Leader are £21,375 (2023: £21,000).

Throughout the year,

were also Trustees of Lighthouse Community

Projects SCIO, Scottish Charity SC046332. Lighthouse Community Church owns the building that Lighthouse Community Projects operates from. Lighthouse Community Church employs the staff of Lighthouse Community Projects and accounts to HMRC for all PAYE and NI liabilities. Lighthouse Community Projects pays staff directly in line with the payroll records supplied by Lighthouse Community Church.

8. Other direct costs
Other direct costs:
Repairs and maintenance
Insurance
Loan interest, Prestonpans
Equipment costs
Youth
Support for others
Institutional donations:
Ghana
Adopt a Child
Light and Life
Scripture Union
General
fund
£
2,472
1,836
2,793
373
1,543
792
2,382
252
300
120
Designated
fund
£
-
-
-
-
-
-
-
-
-
-
Restricted
fund
£
-
-
-
-
-
-
-
-
-
-
2024
Total
£
2,472
1,836
2,793
373
1,543
792
2,382
252
300
120
2023
Total
£
1,994
1,152
2,252
2,158
55
-
1,583
432
300
120
12,863 - - 12,863 10,046

Page 10

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Notes to the financial statements for the year ended 31 July 2024

8. Other direct costs (comparatives)
Other direct costs:
Repairs and maintenance
Insurance
Loan interest, Prestonpans
Equipment costs
Youth
Institutional donations:
Ghana
Adopt a Child
Light and Life
Scripture Union
9. Support costs
Utilities
Other office expenses
Hospitality
Other staff costs
Training
Independent examination
Professional fees
Depreciation
Miscellaneous expenditure
Support costs (comparatives)
Utilities
Other office expenses
Hospitality
Other staff costs
Training
Independent examination
Professional fees
Depreciation
Miscellaneous expenditure
General
fund
£
10,958
427
446
159
918
2,178
5,579
-
1,601
22,266
General
fund
£
1,994
1,152
2,252
2,158
55
1,583
432
300
120
Designated
fund
£
-
-
-
-
-
-
-
-
-
Restricted
fund
£
-
-
-
-
-
-
-
-
-
2023
Total
£
1,994
1,152
2,252
2,158
55
1,583
432
300
120
10,046 - - 10,046
Designated
fund
£
-
-
-
-
-
-
-
1,900
-
Restricted
fund
£
-
-
-
-
-
-
-
-
140
2024
Total
£
10,958
427
446
159
918
2,178
5,579
1,900
1,741
2023
Total
£
5,600
181
657
266
886
2,178
6,484
1,900
1,664
1,900 140 24,306 19,816
General
fund
£
5,600
181
657
266
886
2,178
6,484
-
1,664
Designated
fund
£
-
-
-
-
-
-
-
1,900
-
Restricted
fund
£
-
-
-
-
-
-
-
-
-
2023
Total
£
5,600
181
657
266
886
2,178
6,484
1,900
1,664
17,916 1,900 - 19,816

Page 11

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Notes to the financial statements for the year ended 31 July 2024

10. Tangible fixed assets

Tangible fixed assets
Cost
At 1 August 2023
At 31 July 2024
Depreciation
At 1 August 2023
Charge for year
At 31 July 2024
Net book value
At 31 July 2024
At 31 July 2023
Church
property
£
95,000
Equipment
£
29,962
Total
£
124,962
95,000 29,962 124,962
15,200
1,900
29,962
-
45,162
1,900
17,100 29,962 47,062
77,900 - 77,900
79,800 - 79,800

11. Debtors: amounts falling due within one year

ebtors: amounts falling due within one year ebtors: amounts falling due within one year ebtors: amounts falling due within one year ebtors: amounts falling due within one year
General
Designated
Restricted
fund
fund
fund
£
£
£
Gift aid recoverable
1,452
-
-
Other debtors
75
-
-
1,527
-
-
ebtors: amounts falling due within one year (comparatives)
General
Designated
fund
fund
£
£
Gift aid recoverable
8,899
-
Other debtors
1,678
-
10,577
-
reditors: falling due within one year
General
Designated
Restricted
fund
fund
fund
£
£
£
Church loan - Stewardship
-
5,035
-
PAYE and social security
604
-
-
Other creditors
3,332
-
-
3,936
5,035
-
reditors: falling due within one year (comparatives)
General
Designated
fund
fund
£
£
Church loan - Stewardship
-
4,821
PAYE and social security
541
-
Other creditors
2,426
-
2,967
4,821
2024
Total
£
1,452
75
2023
Total
£
8,899
1,678
1,527 10,577
Restricted
fund
£
-
-
2023
Total
£
8,899
1,678
10,577 - - 10,577
Designated
fund
£
5,035
-
-
Restricted
fund
£
-
-
-
2024
Total
£
5,035
604
3,332
2023
Total
£
4,821
541
2,426
3,936 5,035 - 8,971 7,788
Designated
fund
£
4,821
-
-
Restricted
fund
£
-
-
-
2023
Total
£
4,821
541
2,426
2,967 4,821 - 7,788

Debtors: amounts falling due within one year (comparatives)

12. Creditors: falling due within one year

Creditors: falling due within one year (comparatives)

Page 12

Docusign Envelope ID: 3A11091F-34DE-460C-B122-3276FED2E7E4

Li hthouse Communit Church g y

Notes to the financial statements for the year ended 31 July 2024

13. Creditors: falling due after more than one year

General
Designated
fund
fund
£
£
Church loan - Stewardship
-
28,852
-
28,852
Creditors: falling due after more than one year (comparatives)
General
fund
£
Church loan - Stewardship
-
-
Restricted
fund
£
-
-
Designated
fund
£
33,899
33,899
2024
Total
£
28,852
28,852
Restricted
fund
£
-
-
2023
Total
£
33,899
33,899
2023
Total
£
33,899
33,899

The church took out a 15 year loan with Stewardship on the 30 April 2015 amounting to £73,500 repayable on the 25th day of each month commencing from 15 May 2015. Interest was charged at 4.25% per annum reduced to 4% per annum from 27 September 2016.

14. Unrestricted funds
General fund
Designated fund
Designated assets
Total unrestricted funds
General fund
Designated fund
Designated assets
Total unrestricted funds
Balance at
01.08.23
£
14,700
41,080
55,780
Balance at
01.08.22
£
17,353
38,162
55,515
Income
£
92,901
-
92,901
Income
£
78,710
-
78,710
Expenditure
£
(83,641)
(1,900)
(85,541)
Expenditure
£
(76,545)
(1,900)
(78,445)
Transfers
£
(4,833)
4,833
-
Transfers
£
(4,818)
4,818
-
Balance at
31.07.24
£
19,127
44,013
63,140
Balance at
31.07.23
£
14,700
41,080
55,780

Explanation of funds

The General fund represents all income and expenditure relating to the primary focus activities of the charity, other than those funds held in the designated fund.

The Designated asset fund represents the net book value of the fixed assets owned by the charity less the loan repayable.

15. Restricted funds
Memorial Bench fund
Total restricted funds
Memorial Bench fund
Total restricted funds
Balance at
01.08.23
£
145
145
Balance at
01.08.22
£
145
145
Income
£
-
-
Income
£
-
-
Expenditure
£
(140)
(140)
Expenditure
£
-
-
Transfers
£
-
-
Transfers
£
-
-
Balance at
31.07.24
£
5
5
Balance at
31.07.23
£
145
145

Explanation of funds

The Memorial Bench fund represents income received from offerings towards purchasing a memorial bench for Jacquie Henderson.

Page 13