# Cambuslang & Rutherglen Ethnic Development Group
# Scottish Charity No.SC031409
Annual Report and Financial Statement Year Ended 30" June, 2025
## Trustee’s Annual Report
For the year ended 30* June, 2025. The trustees have pleasure in presenting their report together with the financial statements and the independent examiner's report for the year ended 30' June 2025.
## Reference and Administrative information
## Charity Name: Cambuslang & Rutherglen Ethnic Development Group
## Charity No.: SC031409
Address: 168 Dukes Road, Rutherglen, Glasgow, G73 5AF
Bankers: Royal Bank of Scotland Plc, 1195 Duke Street, Glasgow, G31 5NJ
## Current Trustees:
Mrs. Farah Moghal
- Chairperson
Mrs. Zarina Munir - Trustee
Mrs. Ghazala Zaffar - Trustee
## Structure, Governance and Management
## Constitution
The charity is a Scottish charitable incorporated organization (a SCIO). It is governed by its constitution and the organisation was granted charitable status by OSCR on 6!" November 2000.
## Appointment of trustees
The management committee, which normally meets on monthly basis, as is also responsible for control and supervision of day-to-day operations of the organization. The committee members are recruited from the membership and appointed at the AGM according to the constitution, in the event of mid-term resignation, people can be co-opted by the trustees and ratified at the next AGM. All committee meetings are quorate.
## Objectives and Activities
## Charitable Purpose
The advancement of vocational and non vocational educational and training activities","the advancement of cultural & religious activities","the advancement of citizenship or community development","the promotion of religious or racial harmony","the promotion of equality and diversity
## Charitable Purposes
The main activities through the year included:
- To promote and advance vocational and non-vocational educational and training activities on a variety of subjects,
- - To promote and advance religious and cultural development activities. - To provide social gathering and events in order to promote social inclusion and community participation.
- For the benefit and development of the black and ethnic community in Cambuslang & Rutherglen.
## Activities & Achievements
Our main activities throughout the year included grants and membership fees. Funds raised were used for the occasional gathering and to arrange the various training classes such as cooking, aroma, swimming, sewing and Craft Classes.
## Financial Review
The accounts have been prepared on a Receipts & Payments basis and in accordance with the applicable Accounting Standards, Statement of Recommended Practice, Accounting Reporting by Charities (SORP 2005) and applicable accounting standards and the Charities Acts 1993.
## Financial performance
Cambuslang & Rutherglen Ethnic Development Group financial performance was successful for the year under review, as we did meet our goals in terms of financial Status as we planned. We closed the year with a surplus of £17,314.30 (with the total surplus of £18,652.02 including 2024 surplus) and our plan is to continue having a good budget and increasing the members and enhance the grants.
The main areas of funds were: Government Grants and membership fees.
## Plans for future periods
The trustees intend to assess the major risks, in particular those related to the operations and finances, and recognise that there is a need to strengthen the Financial Internal Control systems up to the robust enough to mitigate all major risks.
The committee is now committed into future activities, such as; increasing members and different training classes. Whilst other plans to raise more funds for the organization in order to deliver the good work that is started and widen the services to touch more people in the community.
## Declaration
The trustees declare that they have approved the report above on 09/03/2026, and signed on their behalf by:
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LEE
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Farah Moghal
## Chair
## Independent Examiner’s Report
For the year ended 30 June 2025. | report on the financial accounts for the year ended 30' June 2025.
## Statement of Responsibilities of Trustees & Independent Examiner
The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustees Investment (Scotland) 2005 Act and the Charities Accounts (Scotland) Regulations 2006. The Charity trustees consider that the audit requirement of Regulation 10(1)(d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the 2005 Act and to state whether particular matters have come to my attention.
## Basis of independent Examiner’s statement
My examination is carried out under the Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of accounting record kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, | do not express audit opinion on the accounts.
## Independent examiner’s statement
In the course of my examiner, no matter has come to my attention
1. Which gives me reasonable cause to believe that in any material respect the requirements:
- To keep accounting records in accordance with Section 44(1)(a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations, and
- - TO prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations have not met, or
- 2. To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
## Independent Examiner
Jamal Abdul Nasir 96 Caledonia Street Glasgow. G5 0XG Tel: 07979891084 Date: 09/03/2026
## Cambuslang & Rutherglen Ethnic Development Group Receipts & Payments Accounts Statement 15 July 2024 to 30" June, 2025
||30.06.25|30.06.24|
|---|---|---|
||£|£|
|Receipts (Restricted funds)
Receipts (Unrestricted funds)
Bank Interest
GiftAid (HMRC)|20,750.00
0
0|850.00
0
0|
|Total Receipts|20,750.00|850.00|
|Payments (unrestricted)|||
|CostofCharitable Activities
Governance Costs|3,435.70
-|10,212.66|
|||-|
|Total payments|3,435.70|10,212.66|
|Surplus/(Deficit)|17,314.30|9,362.66|
|TotalSurplus/(Deficit|1,8652.02|1,337.72|
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Cambuslang & Rutherglen Ethnic Development Group
Statement of Balances
30% June, 2025
30.06.25
CASH FUNDS
Cash and bank balance at start of the year 1,337.72
Adjustment 0.0
Total opening balance at start of the year 1,337.72
Surplus (deficit) of the year 18,652.02
Cash and bank balance as at 30.06.25 18,652.02
INVESTMENTS Nil
OTHER ASSETS Nil
LIABILITIES Nil
CONTINGENT LIABILITIES Nil
DEPRECIATION Nil
Total net worth of charity C/FWD to 01.07.25 18,652.0
aoge ) aur. Mur
Chair: Farah Moghal Trustee: Zarina Munir
Date: 09.03/2026 Date: 09/03/2026
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## Notes to the accounts for the year ended 30 June 2025
## 1. Basis of accounting
These accounts have been prepared on the receipts and payments basis in accordance with the Charities & Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended).
## 2. Nature and purpose of funds
Restricted funds & grants are those that may be used at the discretion of the trustees in furtherance of the objectives of the charity. During the year, the charity received nil restricted funds.
## 3. Related party transactions
No remuneration was paid to trustees or any connected persons during the year.
## 4. Grants Received
During the year the charity received one unrestricted grant.
## 5. Cost of Charitable activities
Payments (Unrestricted) £ General Expenses 3,235.70 Professional Fee 200.00