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2025-10-31-accounts

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Charity Reference $C029924

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Comann Nam Parant (An T-Oban Agus Latharna)

Receipts and Payments Accounts For the year to 31st October 2025

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Comann Nam Parant (An T-Oban Agus Latharna)

Legal and Administrative information

Charity name: Comann Nam Parant (An T-Oban Agus Latharna) Charity number: $C029924 Registered Address: Kinnaird Villa Road Oban PA34 4NA Trustees: Catriona Galbraith Co-chair Nikki Wasik Co-chair Anna Smith Secretary Karen Gwinnell Treasurer Alison Craig Louise Duff Keira Jackson Appointed 24/3/25 Rhona Eccleston Appointed 24/3/25 Angela Smith Appointed 24/3/25 Claire Telfer Appointed 24/3/25 Laura Martin resigned 26/3/25 Susannah Hughes resigned 26/3/25 Laura MacDonald resigned 26/3/25

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independent Examiner: Oavid Ross CA 120 George Street Oban

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Comann Nam Parant (An T-Oban Agus Latharna)

Trustees’ Report

For the year to 31st October 2025

Introduction

The trustees present their report and the financial statements for the year ended 31 October 2025. The trustees of Comann Nam Parant (An t-Oban agus Latharna) who served during the year and up to the date of this report are set out on page 2.

Structure, Governance & Management

Governance The charity is registered with the Office of the Scottish Charity Regulator and is constituted as a Trust. The charity is governed by it governing document, a Trust Deed.

The charity is managed by Trustees who are recruited from the local community and are appointed at each AGM. The Trustees try to meet quarterly to review its activities and financial position and more frequently, if needed. New trustees are identified by existing trustees and approached where it is felt they can add to the knowledge and resources of the board.

Risk Policy

The Trustees have assessed the major risks to which the charity is exposed, and in particular, those related to the operations and finances of the Charity, and are satisfied that systems are in place to mitigate any exposure to these risks.

Our charity raises funds from various events and only commits to spending what we have earned. Therefore we do not havea lot of financial risk in our operations. We also take necessary safety precautions in running our events, to minimise risks associated with these events.

Reserves Policy

The trustees regularly review reserves, using the Reserves Policy to support both the Financial Strategy and the Strategic Plan. A risk-based approach is used to calculate an optimal amount of reserves that looks at reliability of income, costs for re-organisation of activities, and specific liabilities. Amounts are included for risks we are aware of as well as contingencies to allow Comann nam Parant an Obain to cope with unexpected costs and opportunities.

We

principally hold reserves to:

The trustees have set optimal reserves at £500 which equates to approximately 12 months unrestricted

administrative expenditure.

As of 31 Oct 2025, the level of Free Reserves (total general unrestricted funds) stands at £ £2,955.45, thereby exceeding the optimal reserves figure.

Comann nam Parant an Obain has restricted reserves of £1,353.41. Restricted reserves relate to income to be used in accordance with specific restrictions imposed by funders and therefore do not form part of general reserves,

Any decision to utilise the optimal reserves must be made by a majority vote as per Comann nam Parant an Obain Constitution section 7.1.

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Comann Nam Parant (An T-Oban Agus Latharna)

Trustees’ Report For the year to 31st October 2025

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Objectives and activities
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Main objectives The charity’s main objective is to promote and support the establishment and maintenance of education through the medium of Gaelic language, in and around Oban and Lorn.

Our objectives include:

How we achieve our objectives

Achievements and performance

Our achievements over the year

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This report was approved by the board on as/[3/] 9[ and][ signed][ on][ its][ behalf][ by] Trustee \KK\ WiX| K

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Comann Nam Parant (An T-Oban Agus Latharna)

independent Examiner’s Report to the Trustees of Comann Nam Parant (An T-Oban agus Latharna) i report on the accounts of the charity for the year ended 31 October 2025 which are set out on the following pages. Respective responsibilities of trustees and examiner The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotiand) Regulations 2006 (as amended). The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the 2006 Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner's statement My examination is carried out in accordance with Regulation 11 of the 2006 Accounts Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently | do not express an audit opinion on the view given by the accounts.

have not been met, or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

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David RossDard CA f]. hiss 24/2/ dor.
120 George Street
Oban
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Comann Nam Parant (An T-Oban Agus Latharna)

$C029924

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|||||||||| |---|---|---|---|---|---|---|---|---| |For the year to 3ist October 2025|2025|2024| |Total|Total| |Unrestricted|Restricted|Totalfunds|Total funds|last| |funds|funds|current|period|period| |to nearest E|to nearest|£|to nearest £|to nearest|£| |Receipts| |Fundraising events|2,867|-|2,867|691| |Donations|1,405|-|1,405|-| |Sub|total|4,272|-|4,272|691| |Receipts from asset &|investment| |sales| |Proceeds|from|sale|of fixed|assets|-|-|-|-| |Sub|total|-|-|:|P| |Total receipts|4,272|-|4,272|691| |Payments| |Gaelic conversation|family learning|-|.|:|118| |Gaelic medium education|promotion|°|-|-|285| |Fundraising|costs|477|87|564|71| |Clothing for mod event|.|-|-|2,597| |Trips and|activities|2,318|-|2,318|-| |Sundries|32|-|32|-| |Sub|total|2,827|87|2,914|3,071| |Payments|relating|to asset and| |investment movements| |Purchases|of fixed|assets|.|-|-|:| |Purchase|of investments|-|-|:| |Sub|total|=|=|-|-| |Total payments|2,827|87|2,914|3,071| |Net receipts / (payments)|1,444|(87)|1,357|(2,380)| |Transfers to / (from)|funds|°|-|-|=| |Surplus / (deficit) for|year|1,444|(87)|1,357|(2,380)|

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Comann Nam Parant (An T-Oban Agus Lathama) For the year to 31st October 2025

$C029924

Statement of balances

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Unrestricted Restricted
funds funds Tota! 2026 Total 2024
£ £ £ £
Opening cash at bank and in hand 1,512 1,440 2,952 5,331
Surplus/(Deficit) for the year 1,444 - 87 1,357 - 2,380
ee ES a —_———
Closing cash at bank and in hand 2,956 1,353 4,309 2,951
Bank and Cash Balances
Royal Bank of Scotland Account 2,956 1,353 4,309 2,951
2,956 1,353 4,309 2.951
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On of the trustees PACED Cr[dione] im pate: 29/02/2026 |

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Comann Nem Parant (An T-Oban Agus Lathama)

Notes to the Receipts and Payments accounts For the year to 31st October 2025

2 Funds

Unrestricted and designated funds

Unrestricted and designated fundsand designated fundsdesignated fundsfunds
Unrestricted and designated fundsand designated fundsdesignated fundsfunds At Incoming Outgoing At
4 Novemberresources resources resources Transfers 31-Oct
2024 2025
Unrestrictedfunds 1,512 4,272 (2,827) - 2,956
1,512 4,272__(2.827) - 2,956

Unrestricted funds

Unrestricted funds and are free to use as the charity Trustees see fit in furthering the charity's objectives.

Restricted funds

Restricted funds
At Incoming Outgoing At
4 Novemberresources resourcesresources resources Transfers 31-Oct
2024 2025
A&BCouncilfamityleaming 1,322 - - - 1.322
ComunnNaGaidhligGrant- GMEPromotion 87 - ¢ 87) - -
Bordna Gaidhlig feasabilitystudy 31 - - - 31
1,440 - ¢ 87) - 1,353

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